Home loan down payment (Tamil) | Other expenses | How to raise money?

A down payment on a Home Loan is the amount you pay upfront to the builder or property seller. Your down payment depends on how much of the property cost is covered by the loan amount. This is called LTV (Loan-to-Value) ratio. As per the RBI norms, the LTV ratio limit has been set to a maximum of 80% for loan amounts exceeding Rs 30 lakh and up to Rs 75 lakh.
We will see how to raise money to meet the down payment and other expenses in this Tamil video @SM EDUTALK.
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[@stephyvijay4006]

Super explain...thank you so much

[@SMEDUTALK]

You are welcome 😊

[@mahilanr5890]

Super super சகோதரரே

[@SMEDUTALK]

மிக்க நன்றி!

[@viswanathb6178]

Kadan elumbai mrikum8

[@Adharsh6]

Apa asai vida vendum..

[@jesuskuttykutty9785]

எனக்கு லோன் வேணும் sir வீடு 10லட்ச கட்டிட்டென் 50000தேவை யாரும் தர மாடங்க

[@jesuskuttykutty9785]

I'd ketkkanga illa yen hus band கொத்தனார் வீடு ருப்ப மட்டம் வந்துட்டு எனக்கு500000வேணும்

[@k.v.drimmer3723]

எனதுவருமாணம்,25000,வீட்டுவாடகை,15000,மகன் சம்பளம்,35000,நான் வீடு,கட்ட,லோன்,35,லட்சம்வாங்கலாமா

[@SMEDUTALK]

சம்பளம் ரூ.60,000க்கு (25000+35000), 20 வருட லோன் TENURE, 8.75% INTEREST RATEல் உங்களுக்கு சுமார் 34 லட்சம் லோன் கிடைக்கலாம். EMI is சுமார் ரூ.30,000ஆக இருக்கலாம்.. ஆனால், வேறு கடன்கள் இருக்கக் கூடாது.

[@JothiLakshmi-qy8we]

24000 salary vangina 25 லட்சம் தருவாங்களா thiruvangala emi 25 years

[@SMEDUTALK]

சுமார் 12 லட்சம் லோன் கிடைக்கும் (@ 8.5 interest rate).

[@JothiLakshmi-qy8we]

@@SMEDUTALK thanks anna

[@SMEDUTALK]

@@JothiLakshmi-qy8we My pleasure

[@randyselva3491]

Naan homeloan ku login fees kattita but naan old house paathu vachadhu sold aayuruchu ipa login fees pannitu sansaction letter pending aayuruchu apdiye vittta enmela Case file aaguma

[@SMEDUTALK]

Sanction letterஐ 6 மாதங்கள் வரை பயன்படுத்தலாம். எனவே, 6 மாதங்களுக்குள் அடுத்த வீட்டை பார்த்து அதன் விலை sanction லெட்டரில் உள்ள விலைக்குள் இருந்தால் அலைச்சல் மிச்சம். ஆனால், legal and documents verification போன்ற இதர விஷயங்கள் இந்த புதிய வீட்டிற்கு வழக்கம் போல நடைபெறும். ஒருவேளை, உங்களுக்கு மேற்கொண்டு வீடு வாங்கும் எண்ணம் இல்லையென்றால், வங்கிக்கு சென்று நிலைமையை எடுத்துக் கூறுங்கள். அவர்கள் sanction லெட்டரை cancel செய்து விடுவார்கள். ஆனால், processing & legal fees போன்றனவற்றுக்கு refund கிடைக்காது.

[@randyselva3491]

@@SMEDUTALK adhu ok sir login fees kattita sansaction letter vangala enaku loan vendam sonna case poduvagala

[@SMEDUTALK]

முடியாது. அது நம் விருப்பம்.@@randyselva3491

[@dontcryjusttry]

Thanks bro

[@SMEDUTALK]

Welcome bro

[@manojmano7497]

Bro ennaku oru doubt ippo enkitta land illa na ippo bank poi land + home loan vaanguna loan kidaikuma

[@SMEDUTALK]

You can apply for home construction loan. For more details, watch this video; Types of Home Loan (Tamil) | Know the best home loan suitable for you | First-time buyers kzbin.info/www/bejne/Z6OUkmWel5Z9oac

[@liju3152]

Hello sir we have an idea to buy a plot and build a house. Is there any loan to buy a plot and build a house

[@SMEDUTALK]

Yes, you can. For more details, I suggest you watch these videos; Types of Home Loan (Tamil) | Know the best home loan suitable for you | First-time buyers kzbin.info/www/bejne/Z6OUkmWel5Z9oac Is it easy to get a land loan in Tamilnadu? | Land Loan Vs Home Loan kzbin.info/www/bejne/gWWUi6ObpNtjmsk

[@vjanani1313]

Home loan minimum evlo vangalam?

[@SMEDUTALK]

Minimum limit is no where fixed for availing home loan. Also, I would like to inform that housing loan has various costs starting from process fees, document charges, mortgage charges, advocate fees, valuation charges etc. This is incurred in all cases & may be minimum say 8/10 k. Now if your loan is say one Lac, it would be uneconomical. This thing you should take in to consideration

[@janakiravi1660]

Thank u

[@SMEDUTALK]

Welcome

[@IamManish-g1o]

Sir 10 lakhs ku apply panna evloo sir kaila varum

[@SMEDUTALK]

அது உங்களுடைய வருமானம் மற்றும் இதர கடன்களைப் பொறுத்தது.மேலும் விபரங்களுக்கு இந்த வீடீயோவைப் பாருங்கள். How much can I get as a home loan?(Tamil)| Tips to increase your home loan eligibility |SM Edutalk kzbin.info/www/bejne/sJjPdWOVfdyMmc0si=R0YmxZT49BxtpC9s

[@annamalai8415]

Personal loan vangitu home loan vangalama

[@SMEDUTALK]

Yes, but based on your loan eligibility. Please watch this video to know more details; How much can I get as a home loan?(Tamil)| Tips to increase your home loan eligibility |SM Edutalk kzbin.info/www/bejne/sJjPdWOVfdyMmc0

[@athemshaffi6887]

Superb Explanation thank-you

[@jesuskuttykutty9785]

900q