How Credit Card Works? Should You Own a Credit Card?

[@finance.boosan]

Check your Credit score | Get your Credit Card through ZET now : bit.ly/4axXdp1

[@nithyaphurrnesh3316]

Sir BJP majority la vantha than market up la irukum otherwise kastam nu rumours iruku,is it true sir??unga point of view la oru video podunga please

[@amuthageetha8746]

Hi Bro, Can you add your suggested video link to the i-button Or in the description, it takes a while to search and get what you recommend. Take it into consideration if needed. 😊

[@EC-RajaduraiAnnadurai]

Anna ennala ippo us market la invest panna mutiyala only ennoda fof sell panna mutiyuthu buy panna mutiyala 🙂 enna problem nu theriyala freeze pannitangala ennachi nu sollunga

[@saravanankannayiram3310]

Hi bro, I have invested in separate small ,mid,large cap fund from AXIS ,HDFC and Motilal Oswal large and mid cap as well Now motilal oswal mutlicap NFO is opening shall I invest? Pls suggest

[@ksivasuriyaprakash9976]

Bro zet la. Magnet nu oru credit mattum than irukuu

[@AbdulRehman-ew5fu]

One more point about Minimum Amount Due: Lets say my credit card bill is 50000rs, and my minimum amount due is 3000rs.. if I keep paying only the minimum amount due, the interest would still be calculated on that 50000rs and not the balance amount.... so by the end of 10th month, my credit card due is only 20000rs.. but interest would still be calculated for 50K...

[@moorthysivabalan.b2185]

I got a job 3 months back and I thought of maybe buying a credit card and now I know the do's and don'ts of this ❤

[@triangle379]

yes, minimum payable amt is very tempting but dangerous. good cibil score is also dangerous friends prompt you to buy consumer goods for them because their cibil score is low. then you get into debt when friends don't repay.

[@ajayprasad9919]

Anna, Ajay here❤. To be honest I was thinking about to request to make video about credit card. Thanks.

[@karthickp2528]

Most imp one Credit Card ah atm la use panidavey panidathinga😂

[@finance.boosan]

Yes the most important point 💯

[@gokultn72]

What's the reason?

[@mottowords]

Reason

[@balavignesh4154]

​​@@gokultn72 withdrawal charges will be high for e.g. if you withdraw 500 from the atm, you have to pay double or triple than that based on the credit card 💳 you are using

[@rajaparthiban322]

@@gokultn72the charges will be heavy with GST Tax. Eg if you take 3000 ,the ATM fee will be 450. This is just example

[@yathubites107]

I have been using credit card for past 9 years. I never missed to pay on one cycle. Maintained properly.

[@Sathia403]

Hi Bro...wish i met you decade ago... thank you for your excellent videos...its easy to understand and improve my financial literacy..

[@vigneshwaranmuthukumar42]

Crystal clear Explanation!❤🎉

[@ponmani9198]

Excellent bro. I like the video. The way of explaining super.

[@tarun9883]

superb explanation 💯

[@jensenjose682]

Hey got a question! I've recently started earning and my credit history is non existent due to which my credit score is not available! So when I try applying for credit cards the application is often rejected. What can I do to change this?? Is there any option available other than taking a loan from a bank??

[@suryaprakash7477]

Good explanation sir🎉

[@Jaihind-jb7wp]

Do a video on velocity banking of credit card

[@Mr-stardust1]

Thanks for thr explanation bro

[@sakthivelr5417]

Thanks bro .. nice explanation

[@karthikeyen.b7609]

Excellent Explanation Bro 👍

[@sullanprabath4758]

Super Explanation Bro🎉🎉🎉

[@rockyplayz8484]

Anna Im just applied HDFC life time free credit card, only purpose is Net reimbursement is done only in credit card by my company side that's why I applied. How to maintain that have I know no idea so please give me some tips to avoid in risk. Thanks in Advance anna ❤

[@Mr-stardust1]

Same here

[@greenlifegl3240]

Crystal Clear ❤

[@Love_is_God365]

Credit Card should be used only if your income is very good. Do not use it if your income is very less than your expenses.

[@gowthamis2979]

Can you pls explain how non payment of credit card bills accumulate into a large sum? Also if there is a situation where we are unable to pay a large sum in the credit card bill, how does converting the bill to EMI works? Is it better to take a loan and pay the credit card bill in that case. How does partial payment of bills affect the user?

[@amudhapriyane4534]

Hi Bro. Nice video. Some bank provides zero charges for credit cards. In that case how do they make money by giving the money for us?

[@finance.boosan]

2:20

[@s.dharshinisathishkumar291]

Nice bro very very useful information thanks 👍👍👍👍👍

[@mervinsusairaj8385]

Can u please explain future and options then how to invest and how to make the profits plz tell me sir .

[@SRINATHV-zv7mj]

Sir please tell which is best for. To create demat account zerodha or upstox. Etc. For next 10 years i am 20 years old. I will invest sir please which is best app to invest. Gove me information sir thank you

[@rajeeveifer1135]

Bro already video post pannitaru, check pannunga

[@selvaraj001]

Good video.. I know about minimum payment Due now

[@valluvarvaraikalanjyam4492]

Nice good information bro nandri

[@joshua0811]

Can you make a video on impact of election result in the market?

[@venkateshj3583]

PSU fund videos podunga sir

[@mohindaramarnath3614]

Did Maximum limit and minimum limit calculated for year or per month? what is about minumum limit?

[@JaiSurya1601]

Hiii bro na hdfc la credit card apply panna yanaku residence and office address same ha irukunu varuthu so yanaku mail vanthu iruku (Residence confirm form fill panni post panna sonanga) yenaku yeppadi pandrathunu therila nenga oru video podunga bro plssssss

[@nandhakumar3199]

3:26 time to time.....repay.but credit score low ...why

[@arunpandian7825]

Excellent explain...👌

[@fino11475]

Hey boosan upload a video regarding the repayment of international education loan for abroad studies

[@kumarkumar-js7uc]

it is possible to open demat account for senior citizens and invest.

[@sivasankarhariharan5095]

Yeah you try to open in Angelone Zerodha Grow

[@sugumarravi3489]

My fav channel ❤

[@rathishkumar8131]

Hi bro... NIFTY ALPHA 50 OR NIFTY LARGE MIDCAP 250 .. WHICH IS BEST BRO.. COMPARISON VIDEO PODONGA BRO

[@Make_it_Easy-Everything.]

Already education loan vangi katta mudila... Ipa na credit card vanguna credit score improve pana mudiyuma... But education loan katta mudiyathu enale ipa athan kekuren...

[@sivanesansiva7401]

Bro my father bought some shares in around 2000 .. He has physical copy of the share. How to convert that shares into current demand account. Kindly put that video bro it will be helpful

[@AjithkumarAjithkumar-hg2hu]

Icici perudential bluechip ah pathi sollunga bro ipotha 2000 monthly st panniruka 15 year wait pannalanu iruka intna fund okva bro

[@gayathresuresh8033]

Talk about tata gold etf fund .. can we invest in tata gold

[@finance.boosan]

Tata Gold ETF is relatively new to the market. We may need more time to fully understand its tracking error; however, it is expected to be similar to any other gold ETF and should deliver more or less similar results to other ETFs

[@gayathresuresh8033]

@@finance.boosan thank u

[@nithyaphurrnesh3316]

​@@finance.boosanhi sir can u please explain about main IPO and SME IPO

[@DevaNathan-oo1fx]

Bro investment ku best app solluga for students exactly groww vs angalone ..... Video podugaa pls I am confused 😕

[@deepakrajank9081]

lot of people say watch is an investment, so I buy 10k watch this is assets or not🤔

[@churchill5159]

Which card are you using?

[@janakirams786]

How Ppl with no loan history or low/no cibil score get credit cards?

[@arulkumar6959]

3 cried card erukku appadi use pandradu

[@karthiksai8215]

Bro credit score kamiya iruku but cibil score adigama iruku how to balance bro

[@PradeepRaghavan]

Hi bro I have a question. Could you please clarify if investing a portion of my monthly salary, around 5000 to 8000 Rs, in the Quant ELSS Tax Saver Fund Direct Growth Mutual Fund is a good choice? Are there any better alternatives? I have idea to started my SIP in this fund. please share you opinion

[@jayaram116]

Bro card limit 30 percent use pannitu annaike pay pannitu adutha naal thirumba 30% use pay pannite itha monthly 5 times use Panna cibil adivanguma bro

[@VijayS-lb3lz]

Minimum due again explain pannuga brother

[@LakshmananMe]

If my credit limit is 1L and if i want to shop for 2L. Is this possible to pay in credit card? Or maximum is 1L only?

[@finance.boosan]

Only 1L

[@harishreddy9790]

Bro please make a dedicated video for best fuel card please 😊

[@heyvasuhere4909]

Hi bro after lok sabha elections endha mutual funds invest pannalanu video podunga bro and hsbc infrastructure fund pathi analysis podunga bro

[@karthigan13]

For NRE getting credit card is difficult.. are there any way to apply??

[@Ceilingachiever]

Bro very clear explanation bro...❤️❤️

[@mkbmohan]

Kindly post a video on s&p 500 index fund vs nasdaq 100 index fund.

[@mrspanner899]

High yield bond pathi solungha bro

[@nandhagopal6229]

What is the outstanding balance

[@ராஜா-ல1ங]

Talk about silver ETF bro🎉

[@barathvikraman5801]

Bro can you make a separate video on fuel cards

[@kuruvirottie]

Emi pota 4,000 per month total 12 month,ipadi use panuna ok va bro?

[@r.lingesanlingesan417]

Auto payment வசதி செய்து தராமல் சுமார் 4000 ருபாய் 4தவணையில் ஏமாற்றி விட்டார்கள்... வங்கி கணக்கில் இருப்பு இருந்தது... HDFC BANK எப்படி கம்ப்ளெய்ன்ட் பண்ணணும்

[@Dilipkumar-hg9cr]

Bro Created card Apply Panni Vankiten But Use pannala Customer kitta pesna Your Card Block Agiduchu soldranga Net Banking la Check panna Card Active la irkku yenna bro pannalaam....

[@KillerCruzer21]

Bro will closing my credit card affect credit score

[@the_yb7]

Credit utilization statement end la taney calculate pannuwaanga so what if we use 80% and repay 50% before statement date ?

[@HARIHARAN___07]

That minimum payment due remaining amount which we shall pay along with the interest have the same interest rate or less bro

[@NirmalKumar-nb1ly]

Super video❤

[@KavinkumarR-s8z]

Bro enku oru doubt na share market app use panra na mobile change panita enna pandrathu bro 😢sollunga

[@abdulrehman5243]

Can i Invest Max Life Nifty Alpha 50

[@purusoth9696]

apps la credit score check pana avan anoda details aduthu loan company ku sell Panuvan.

[@YogasudhaDentalcare]

hi sir i have learned so much from you about mutual funds can you please kindly tell us for eg if i invested some amount of money in mf can i withdraw the gains in case of need in money thankyou in advance

[@TVK_ITwing_1]

Bro Sbi energy opportunity pathi unga review enna bro

[@saravanan925]

Can you talk about tata 25% index?

[@abraham.j]

Can you explain about Fuel credit cards?

[@karthikt35]

Hi bro it’s not working in iPhone just working in android phone only wt can I do

[@vjragav]

GPay la pakka mudium

[@vaigaipuyal4707]

Bro i dont have credit score so i cant get a credit card rytu is there anyway to get the credit score

[@VijayKumar-fz8ul]

Best credit card suggest pannunga boosan bro ,

[@sankar2255]

sbi card bro

[@ameerthahir]

What is the exact date of month we need to pay cc amount for increasing cibil score? As you said paying before the bill or due date wont create any impact

[@arvindsaravanan7114]

+1

[@aswinj3444]

Gpy la yee free ya check pannirlam bro

[@balutalkies1183]

Credit utilization pattern is wrong method of cbil scoring

[@finance.boosan]

Indeed, many people may not be aware of this credit utilization ratio and how it could be impacting their credit score.

[@neelesh0123]

Bro na recent ah dhan PAN card apply panni vangunen adhuvum illama na loan edhuvum vangunadhu illa credit card yum illa so na eppidi CIBIL score check pandradhu bro please sollunga

[@Vk18c]

Paytm gpay phonepe ithulalam kuda pakkalak cibil score

[@neelesh0123]

@@Vk18c try panna bro no credit history nu varudhu bro

[@stephencrowns904]

❤🎉🎉tq bro

[@luck-xi2je]

Sir for fuel which is best card

[@jeyaganeshs9621]

Unfortunately. No cards for that. 😢

[@sathyapriya8370]

BPCL sbi cards

[@jeyaganeshs9621]

@@sathyapriya8370 that's applicable only in BHARAT PETROLEUM. there is no universal fuel card which accepted in all bunks 😐

[@yathubites107]

Sbi bharat petro or Icici hpcl

[@mariesthere6180]

Na enakku ippa labtop vaanga ICICI credit card 8000 vata discount irukku aana card illa, ippa ICICI la credit card vangitu labtop vangunapiraku close panniralaama plz tell

[@balakrishnan874]

Close pannalam ana cibil score kami agum

[@shanmugaprabhuv5188]

Same doubt

[@shanmugaprabhuv5188]

​@@balakrishnan874romba kammi aguma bro

[@balakrishnan874]

@@shanmugaprabhuv5188 close pannathinga apaiye vechukonga

[@CyberPsychGaming]

All my spends are in credit cards and cashbacks are around ₹1500 every month, I use this money to by stocks.

[@CyberPsychGaming]

@@vigneshs6066 3-4 cards for each category (online, offline shopping, fuel, recharge & bill payments, UPI spends, etc.)

[@karthick7983]

Yes pls provide card names and which purpose that card is for?

[@veluskse]

How much do you spend in a month ? My whole month spending is 2000 to 2500 only 1500 goes to fuel

[@karthick4174]

100 rupees ku 1.50 rupee chash back kedaikuthunu vachikitta kooda 1 lakh spend pannanume 1500 cashback neenga around 1500 solli irukeenga puriyuthu but more than 50 thousand aachum at least neenga spend pannanume. Ithu also dangerous thaan unga income Vida athigama spendings iruntha income tax la irunthu problem varum bro. Naan Amazon pay ICICI credit card use pandren ithu paravaala no surcharge for fuel and recharge and eb bill payment ku per 100 ku 2 rupees thraan Amazon la shopping panna prime membership iruntha 5% and prime membership illana 3% total amount la irnthu cash ah tharaan then other online spending ku 1% cashback thraan but out side Amazon online payment use pannumbothu charges ethum podraangala nu check pannikanum because no use aagidum so. And ithu lifetime free credit card so beginner intha card try pannalaam. Vera ethum ungalukku experience iruntha enakku sollunga

[@shankarkr1603]

Which credit card you are using

[@balasam8325]

Souseful bro

[@vanithamurugesan]

If I am checking my cibil score will it affect my cibil score? 🎼

[@CyberPsychGaming]

No it will not

[@rameshtamilselvan6301]

No, checking your own CIBIL score won't affect your score. It's considered a "soft inquiry", which doesn't impact your credit score

[@ajayk98]

fd based card vangalama bro ?

[@sbalaji358]

Yes. Kotak 811 .

[@ajayk98]

Ethula emi conversation iruka bro ​@@sbalaji358

[@karshhh6247]

​@@sbalaji358did you have that card bro

[@AP00069]

Hi Boosan bro, I'm getting frequent bank notifications to increase the credit card limit to above a lakh and it is currently below 90k. Can I opt for it. If yes, will that affect my CIBIL score in any way?

[@shanmugampalani9374]

Hi, Increasing credit card limit, will not reduce your CIBIL Score. Let's say your card limit is 10000, your spending is 4000 which means you have utilised 40% of the card. If you increase the limit to 20000, your spending is same 4000 which means you have utilised only 20% of the card. CIBIL score may increase if you keep your utilisation under 30%. Hope it clarifies.

[@vinolife]

1st comment

[@vancedyoutube5832]

Bro ipo tata motors dvr vangalama, vanguna tata motors (ordinary) kudupangala. Details vdo podunga bro

[@rubinip1956]

Hi. I have requested a slot with you to discuss in topmate.

[@vancedyoutube5832]

Tata motors dvr 10 share ku , tata motors ordinary 7 share. Itha pathu video podunga bro. Ipo vangunalum itha kudupangala

[@sivanesansiva7401]

Bro my father bought some shares in around 2000 .. He has physical copy of the share. How to convert that shares into current demand account. Kindly put that video bro it will be helpful