How Do I Stop Keeping Up With My Friend's Lifestyle?

[@kclefthanded427]

I don't pay attention to lifestyles. I'm just going to enjoy what I have with no debt. Respect it

[@jaqueitch]

AMEN. Just because I can afford a Rolls Royce, doesn't mean I need one. I drive a 2020 Honda Civic Si. It's a $26,000 vehicle. I live in a small home. I could afford a much, much larger house, but I don't want one. What I will use my money for is making more of itself. I'm living my life and sacrificing spending on excess so that I can set up my family bloodlines for generations.

[@janelleg597]

A 2020 car is a new car to me. Lol

[@MikeNapoli1989]

Same. When I saw my uncle, he said his car was old and it was a 2020 car. It’s not old !!

[@danielg3078]

@@Adrian-rc2yjwhat lol

[@alanj9978]

Right? I don't even start feeling a car is getting old until it's over 10 years.

[@eclipse.5295]

Mines 2011 Mazda CX-9 😂

[@jimroscovius]

Same here. My 2018 car seems new, and I paid cash for it.

[@Aunny123]

It’s normal to try and compete with peers. My wife and I saw our friends have these huge weddings with videographers/huge expensive venues that we knew they couldn’t afford. They all are in debt and broke, stressed out, and always argue. It’s a matter of perspective of what “success” and “happiness” looks like.

[@littlesongbird1]

Agreed. I see friends going out a lot and flashing their trips on social media or house or car etc or relationships, But in private like you said, they fight a lot and are in debt. Let people laugh at me for living frugal. At the end of the day, I am able to pay bills and put some money aside for the future.

[@johnboertmann9267]

No its not normal to compete with peers. a weakness and a sign of insecurity.

[@ykook7000]

It's not normal at a for grown adults Only in high school so kids just and keep up with friends It's childish behaviour

[@Aunny123]

@@johnboertmann9267 I’m not saying it’s right to do, but it is normal if you look at the average American. You’re right that is is childish, but that is just what people do. Gotta have the bigger and better thing than your friends so you can feel better about yourself. It’s been programmed to the masses.

[@jilliansherrard2152]

Weddings are mostly a huge waste when they are on a scale that can’t be affordable.....or put on credit cards etc...half end in divorce....and it turns people into crazy people and sometimes pins family against each other...spend that money on a house....savings....

[@markg999]

Gratitude for what you have helps me. Ive been to some poor countries and see what alot of people in this world live like. Makes me feel very blessed how good I have it. Being caught up in material possessions is a dead end street for happiness.

[@jaqueitch]

After overcoming my alcoholism at 41, I found out I had wasted too much time. I focused madly on being the best version of myself that can and always looking to be better and better each day. I doubled my income within three years from a starting point of greater than 6-figures to what I am at today. I am over 3-1/2 years sober and I live everyday to its fullest. I work in the pharmaceutical/medical device field and love my work, which ultimately helps other humans. Instead of focusing so much on retirement, go all in on something that you are obsessed with. You'll make more money doing that than anything else you could possibly do.

[@zenlife321]

I’d like to add (she didn’t mention having a partner) that staying frugally disciplined when you’re single and you see your friends and family having two incomes to hit that big goal together, can (not always though) build an odd sense of resentment…that isnt always easy to feel & see. Doing it all alone with no help can be hard, but it’s still worth it.

[@Kurtdog63]

I worked a full time job AND a part time job that last 20 years of my career and retired at 56. My plan was to WALK out the door at my workplace, not STAGGER out it. Some of my co-workers worked too long and died within a few years after retiring. They stayed till age 65 to draw full social security and it worked out great, for the government.

[@ericeandco]

The real age to collect full social security is 70. Social security is the biggest government fraud around.

[@crusherven]

I'm actually not sure why I'd quit working at 65 or even 70. Maybe I'll feel different when I get there.

[@angelawoodlief7242]

​​@@crushervenI think it depends on how physical your job is. I'm dental assistant and my health has suffered. I've had a 2 level spinal neck fusion and carpal tunnel surgery on both hands, both due to my job.

[@Kurtdog63]

Work to live, don't live to work. Time with family is everything. Kids and grandkids don't stay little forever, and parents don't stay old forever. @@crusherven

[@cherrybb3888]

It sounds like a lot of people hate their jobs. If you love your work like my husband did, nothing wrong with retiring at 65+. He was a district court judge overseeing criminal cases. Very interesting work. Got to sentence the bad guys to prison. He felt he was helping th

[@ghostbird92]

Very relatable call. I don't want to work till I'm 65. I'd rather do other things with my life like volunteer, engage in other fulfilling activities, or even find a lower paying job that I enjoy more. Great advice from Rachel about reframing your mindset. Same with Ken about also thinking about the debt that comes with buying a nicer car. I honestly thought he was going to convince the caller that she SHOULD want to work until she's 65.

[@stevegolacks8731]

No one should ant to work until they are 65! Thats 1 issue with Dave Ramseys advice, he always says "You cant invest your car payment and from age 25 to 65, youll be a multi millionaire!" Yeah, but sho the heck wants to work until they are 65?? Everyones goal should be 45-55 MAX!

[@ghostbird92]

@@stevegolacks8731 I know. I'm always like, "How much would your investments make from 25 to 40 yrs old instead?" I think it's an older person mentality. My parents can't fathom why I would want to retire early. I'm like, I'd rather not finally start living for real when my body is falling apart. They're like "Then you'll be bored!" Uhhh what a great problem to have. I'd just find something to do. Not very difficult.

[@DigitalDistortion]

Exactly

[@kbanghart]

​@@stevegolacks8731plenty of people want to work to that age or more, because they love their job and they love making money.

[@comment_account2343]

there is really good evidence than retiring precipitate people's death. What you want is finding meaningful work, start taking the role of a mentor etc.

[@Dad-in-WA]

I've avoided lifestyle creep the past 7-9 years. Your real friends and family will respect that. I enjoy more experiences vs things. it's harder when you are younger. More focused on investing/saving for long term. She's only 32, as long as she's taking care of baby steps, extra money can go to a little freedom. thanks for sharing.

[@aaronalquiza9680]

she's self aware, has the discipline and she's already used to being frugal so i think she can loosen up a little. i'm also blessed to have a wife who stops me from buying stupid stuff even if we can afford them in cash.

[@hiteshadhikari]

Does ur wife also not buy her share of stupid stuff or is her stopping all about your shopping?

[@aaronalquiza9680]

@@hiteshadhikari it's all about minimalism for her. whatever is absolutely needed. rarely buys clothes or anything, unless her stuff breaks. almost no expense except food and home essentials. we do buy each other small stuff for birthdays or christmas and that's it. i'm the one who spends money on stupid stuff. lol

[@hiteshadhikari]

@@aaronalquiza9680 u won a jackpot then

[@MrNatetheepic]

I never understood why people buy cars to impress other people. I LOVE vehicles, but I am very happy and grateful for my 2010 camaro SS. it’s a car that I always wanted and enjoy driving. It cost me less than 15K I could care less what anyone else thinks of it, it makes me happy and that’s the only reason I own it

[@ronb7931]

Comparison is the Thief of Joy…

[@ianmowbray3284]

When I started my pension at 23 I put 60 as the end date, now I am 58 and still working 60 hours a week. you can spend you life saving for retirement and forget to have a life. My Dad retired at 62 and lived to 89 which was great, but I worked at a printing factory for 25 years and in my time there I saw 5-6 people not make 60. So I think you should save and spend throughout your life.

[@arfriedman4577]

My dad was an auto mechanic. We had used cars paid cash. The first car i had 8 years. The 2nd car i had 10 years. The third car i bought new and have 18 years. My dad said to buy basic cars so people dont know your wealth.

[@frankish5314]

Well I am part of the FIRE movement and I quit 10 years ago at 52. I think one of the incorrect assumptions is that we are basically starving all while saving 90% of what we make so we can get of work as soon as we can. At least in my case nothing could be further from the truth. I started at $53k when I emigrated to the US at age 36. I only cracked $100k for 3 years during the intervening years and my Wife made $25 to 30k. During that time I built two fast airplanes and flew all over the country in them and Wife had a horse. Not a cheap hobbies! I also doubled the size of our house. The difference was we saved for everything and paid with cash and did it all with our own bare hands. My cars have never seen the inside of a mechanic's shop either. All during this time I was very content and didn't feel I wanted for anything. It sure felt good to make that last mortgage payment in 2003 though..:)

[@nicholasmartinez6043]

When I feel like I am comparing myself to peers I try to tell myself, “knowing I can buy the new with cash, but I don’t have to” is better than actually buying the car. Always having that option is freedom. You’ll never catch me complaining about interest rates because I never pay them.

[@MrFnd09]

amen

[@YoPhocFays]

I'm guilty of lifestyle creep. Wish I held off my desires for consumerism a little longer.

[@kbanghart]

It's ok, we're all guilty of it in some way. Even the comments here claiming not to be. Lol well some are better, but there's definitely some in here telling stories.

[@jml9550]

I just hit 51, family of 4, married for 18 years. Home and rentals all paid off last year, 2 days before I hit 50. It is ok to spend money when you saved and be responsibled before. I Just bought a new $52k car and a $9k ring for my wife in cash. We live frugally before, everything within budget and way below our means. Now it is time to start enjoying a little. Within reason, start spending a little on vacations, car or whatever. You can’t take it with you. 😊

[@jhigh125]

But you could leave some of it for your kids and grandkids

[@jml9550]

Our primary home and 3 rentals in the SF bay area ($5M worth, all paid off) will be more than sufficient to get my 2 kids a little kick start. They will have to figure out the rest.

[@jhigh125]

@@jml9550 that’s awesome/crazy because I have 4 rentals worth $8 mil all paid off

[@pmw3839]

Better to spend more time alone, doing solitary activities like reading, gardening, DIY, etc. When we are too socially engaged, we can’t help but be competitive. Alternatively, we could look for, and spend more time with, people who have similar values and priorities as our own.

[@ericl6386]

I am so happy I do not have that problem with cars or just "stuff" in general I think the biggest problem is that there is always someone with a better car/house whatever so she should really ask herself will this new car really bring her more fullfilment ? I think the answer is no most new "toys" get boring really fast if you always chase the new stuff. Comparing yourself to others is the thief of joy😉

[@alanj9978]

There are a few nice things that are worth buying. But yeah if you're going to spend too much at least do it on experiences, not stuff.

[@M22Research]

That entire call about concerns about spending more being a problem… and yet no questions about her income, her expenses, and her savings?

[@ronmexico5908]

She's in the right spot. Tension between the future and now makes you spend thoughtfully. People see the perceived joy in owning things instead of the thing. They make themselves believe having joy is as easy as handing over easy money. It isn't

[@user-kr4ow1go8m]

Competing with friends is brain dead stupid! Live responsibly based on your income!

[@stevegolacks8731]

Ken is wrong on this issue. He trashes the FIRE movement often, and what I have found is that the type of people to trash it, are the type of people who cant help but be a little jealous. And it makes sense, because it goes back to the old saying "misery loves company". I have found that people get really upset when a normal middle class person ends up doing so well, that they can stop working or quit their crappy job and start doing something that is a "fun job". Even though the person who gets jealous usually makes plenty of money, but has a bad habit of trying to buy happiness with "stuff", they want everyone to do that. A person who achieves FIRE did it on their own, and isnt living off the system, so why would people be annoyed at them. Ken has shown many times on this show that he wants people grinding away at a 9-5 until they are old and brittle, and then retire to enjoy possibly 10 years before they kick the bucket.

[@alecweibel5935]

Well, A) Dave is against it, so no one on the team will dare speak up otherwise. Heck, Dave even says he wants to “help you retire with dignity”, not be financially independent from the current capital structure. B) You’re definitely right, though. People do get upset. Especially capital owners (business owners) get upset. They don’t think anyone who isn’t also a capital owner deserves to be wealthy. They need your labor to produce a return on the capital they’ve deployed in their business. Look how upset they are at the “labor shortages” (I say in quotes) that are still so prevalent. And, yes, I say all of this knowing if you own stocks, you’re technically a capital owner.

[@stevegolacks8731]

@@alecweibel5935 , Its quite a phenomena for sure! People are so bad with money, but will tell you until they are blue in the face that they only spend on the "essentials of life", then proceed to get upset when you call their bluff and point out that they have a cable bill, a cell phone bill, a car payment, a gym payment, a credit card payment, a high utility payment, etc etc etc. Then they REALLY get mad that you dont have those "luxury" payments, as they think everyone should. I mean, I cut the cable cord back in 2005 as they wanted 175/mo for cable! I started doing the Netflix DVDs through the mail for 6.99/month.

[@YoPhocFays]

Dang, I drive an 2004 car that still feels new to me

[@superblump87]

Did you grow up in poverty?

[@doomkid1331]

That’s a blessing no car payment is the way my friend 💯💯💯

[@DukeofEarl]

You probably keep it clean. I HATE the tech in new cars. Filled with touch screens and sensors. I have a 2007 and feel the same way.

[@YoPhocFays]

@@superblump87 unfortunately, yes. Poor at least early in life for sure

[@YoPhocFays]

​@doomkid1331 yes, for sure. The longer I can keep it running, the happier I feel

[@tdgdbs1]

Quality vs. quantity; surround yourselft with few quality people. Those so called "friends" are not really friends at all. I'm nearing 50 and have less than 5 friends.

[@kateluck1555]

I didn’t think anyone was allowed to live in Vermont without a Subaru? I’m pretty sure it’s state law

[@JakeStewart1343]

2:35 Caller: I drive a 2020 Mazda KEN: Is it a CX7? RACHEL: Ken knows his Mazdas Cx7 was discontinued in 2012 😂

[@Raec123]

😂 I was thinking did he say the 7? What’s a cx7? 😂

[@ericeandco]

There’s a big difference between choosing to work and needing to work or live in a cardboard box.

[@mikeshaw4610]

Stop comparing yourself to others. What I have found out is a lot of people that seems to have more have far less saved and if something happens they will be in a lot of financial trouble. Under the covers you actually have more then they do and you could withstand a short-term problem and your on target to retire in good shape and possible early.

[@jimroscovius]

Don't do it. What's so hard?? Our best friends had to get a new stove. Do we have to? NO!! We had to get a new fridge. Does that mean they have to? NO!! Grow up, buttercup!!

[@JustinCase780]

As usual Jim sees everything from one perspective = his. 😂

[@jimroscovius]

@JustinCase780 No, it's just common sense. Why should I look at it from a troll's perspective like yours?

[@JustinCase780]

@@jimroscovius Look at your own words and grow up Jim. You can be a clown and a sheep that picks on a woman that lost her father and had good questions about her life plan. So funny picking on people Jim.

[@matthewdeanl5884]

Yeah, I'm like that too. My truck is 2009 Tacoma regular cab that don't fit me, but wealthy people drive what's available economically 🎉

[@wk278]

09 Tacoma is one of the best rigs you can own these days. Simple enough to repair yourself, reliable enough to get you where you need to be, and it’s already taken the depreciation hit on value. I’d drive it til the wheels literally fall off lol

[@RetailRipper]

Plenty of poor people driving brand new rigs.

[@christinebutler7630]

Socialize, and date, within the income/lifestyle level that fits your goals. Dont hamg around with people who spend more than you do.

[@littlesongbird1]

Exactly. I respect other people's life styles but some people just so flashy/spendy that I realized we just weren't compatible and I just couldn't keep up.

[@ralphwilloughby915]

You can't compare yourself to others, you measure progress by comparing your present to your past.

[@sethgraham4836]

This is actually what I needed to hear

[@worldnomad2301]

They jump right in psychoanalyzing before they know anything about her other than she says she’s frugal.

[@victor_beltran]

You will always find what you are looking for. Whether that’s a car, Amazon hauls, Target runs, truck mods, trips to take, etc. Takes a lot of self discipline to stop looking at unnecessary things. If it’s necessary. Give yourself time to reflect on it and save up pay cash if possible.

[@Mr_New_Vegas_685]

Ken was so excited for an opportunity to bash the FIRE movement.

[@johnwilburn]

While there are plenty of things I do wrong financially, I always laugh at the car stories because I do that one really right. I have my vehicle expense down to averaging $1,000/year, sustainably, including the cost to purchase, maintain, and repair.

[@Primitive_Code]

> 90% of car repairs are very basic that DIY'ers can do themselves like changing oil, air filter, have spare tire and kit. But most people don't want to do them or responsible to know that they need to be done. Also, there's a limit of what you can/can't do based on knowledge or tool capacity. I'm never going to touch my car's transmission myself because I wouldn't know what to do.

[@johnwilburn]

@@Primitive_Code It’s certainly true that most people don’t want to do any maintenance, but there is so much to be saved in sourcing parts.

[@michelejohnson6459]

I drove my Toyota for 28 years. Needed very little maintenance. No problem paying someone else to do it. 😊

[@diggernash1]

Rachel is right, if a person finds meaning in "bringing value to the world". I want to retire precisesly to not do anything for anyone and to have no responsibility. I enjoy alot of activities and the vast majority are hobbies you can do alone.

[@shailee9762]

To the caller. You don’t have to do the same things your friends are doing. Do your own things and save as much as your heart desires. If they are truly your friends they’ll still be your friends. Just remember to treat yourself once a while. Life is short so live too.

[@TheLaly37]

I feel the same, we do the FIRE movement ish. For me travel was non negociable. I am frugal all year but not on my vacation and i save for that. If she does everything right and the car is the goal, save for it and buy it. But i agree, check the reason why. If it is just to keep up with the friends then no, when the novelty of the car is gone, then something else will creep up.

[@royd.mercer1727]

I have the oldest year model car where I work, but it's in the best shape. I smirk inside because I haven't had a car payment in years, and the budget for car maintenance I put aside every month, has accrued to the price of a new car.

[@CallumHutch1993]

No shame in planning early to be able to be free at 50-60. I'm 28 and my exit plan is 60, it's just being smart don't worry about it.

[@Art-is-craft]

Work for as long as you can. You only get one chance in life.

[@user-kr4ow1go8m]

I am proud to say, I have never competed with my friends! Get a backbone and run your life!

[@kylerowland1227]

1:36 belts are a "man" metaphor ?

[@ChrisMFlorida]

I don't think so.. lol.

[@Silverdragon517]

World is getting more weird eveyday

[@bretfeeney1072]

I'm 34 and I'm driving a 2000 GMC Sierria with 297K miles on it. A lot of my coworkers tell me it's a piece of junk but I dont care, I can pay cash for what they drive.

[@carollecian4655]

I LOVE my 2011 Mazda CX-9. As long as it's running and reliable, and isn't costing me in repairs, etc., I'm not looking for anything else.

[@Art-is-craft]

People have got the same thing out of Buick and Toyota.

[@dnarna8994]

To heck with competition! Live your own life, man! I drive a car that only gets washed when it rains. I don't drive dirt roads so the car is never filthy. I'm a very clean guy but undergoing a challenge (not booze or dope or anything like that), but I give myself the space to be a bit sloopy until I get better. God is good and I'm getting stronger gradually. His grace is sufficient. So, when it rains, the rain washes the car. The cars I park next to are squeaky clean. No matter!! It will rain ......eventually! I also would never get caught in crocs at the store, but now I stroll in there wearing them crocs sometimes. Just roll the way you roll!! Keep your money right, pay them bills, don't overspend and just keep cruising!! 🙃🙃🙃

[@ChrisCardenDrums]

I kinda have the same fear, my mom worked until just a few months before her death at 57 years old from cancer. She got so sick that she just couldn't work anymore. Stopped in june and she died in September, i don't want that

[@FlutterSwag]

Isnt this what they are supposed to teach... "Live like no one else so you can live like no one else"

[@silverylotus]

Our "newest" car is 2005.

[@EUSA-fk9ib]

I totally respect the frugalness and discipline, but no matter how well you compound and grow that money, 2 things are certain your time and health wont grow know matter how smart you are, so make sure to balance your life with working and living, if you can do both even better!

[@NikiK57]

It sounded like she was fearing that something similar that happened to her dad would happen to her as well. And thus she wants to retire at 50.

[@pdxmusl1510]

Im frugal too. In my youth probably to my own detriment. What ive learned about myself is i hate spending money. But. If im accomplishing all of my financial goals. And im able to buy that self indulgent thing. Even if its for show. What really am i harming? That said... i do follow up with the question of if its for show or foma or me? And theres got to be a reasonably high percentage of me in there. People don't care about your nice car. Your nice house. Your cool toy. So you might think your buying attention. But the reality is other people care a tiny tiny fraction that you think they do. Your McLaren you bought i drove by the other day. Yeah. It was cool to see it. But i don't care whose in it. And i won't care one bit when i see it again. But this isn't to say buying things is bad. Another test i use for myself is... will buying or not buying help with my relationships? While sure materialism is bad.. most social events require some kinda skill and some kinda equipment. If buying the equipment makes maintaining relationships easier & it doesn't hurt my goals then ill buy it. For instance. Maybe i have a goal to start hosting get togethers at my house. Well... a grill might be one tool to help maintain those connections. I mean theres other nuances to this but... You can buy Chargill for $200. Or you can buy a traeger for the price of a small house. Both accomplish the goal. But one is an indulgence arguably. One is "look at me!". So maybe the chargrill is good enough. If your a master griller maybe not. But thats not my point.

[@jasonvanoss2217]

Not complaining about it because it works but I drive a 2004 crv but it works for how I use it so why buy anything different

[@BronsonWally]

Bulington VT ?

[@Mr.Boring_Man]

Newer than what I use to have is new to me. They spoke and made assumptions more than acquiring details. Self proclaiming your frugal with a 2020 and desires to get a 2023 makes no sense. You can help more with details instead of taking statements in good faith and projecting your experience onto them.

[@mhodge0890]

I’m not worried or care what other people have first change your mindset

[@carloswithac]

Ken is out of touch as usual. Some things never change.

[@JoeyNYSDnomad]

People are using their student loan money to live lavishly once that dries up they become full time delivery drivers.

[@ozarkman1478]

Wow a 2020 car. I drive an 03 dodge pick up and an 07 and 13 Camry. I’m debt free , semi retired at 53 and happy as I can be. True happiness is NOT owning and driving fancy toys

[@Firehackgarage]

My mom died at 54 too and I want to retire at the same age. Just help us make it happen.

[@TheVosack]

My only lifestyle creep has been eating more expensive food (on top of all the regular inflation) but otherwise I just put all extra money into investments.

[@margaretmorrison7301]

That IS a new car!!!

[@Vazcov1609]

Let her talk!

[@JWH808]

I’ve never equated FIRE to “keeping up with the Jones’s”.

[@Kurtdog63]

I would consider a ten year old car... new.

[@anthonyfrattalone9937]

My wife and I are both high earning physicians in our 40s and I drive a Mazda cx30

[@Silverdragon517]

So True

[@DigitalDistortion]

She checked him about Fire

[@DanielGarcia-zz9eg]

Stop spending. I shop for clothes every 5 yrs and purchase a new ride every 10 to 13yrs

[@johnnyhoang4444]

Envy is the thief of joy

[@LawrenceTimme]

Easy, just dont have friends.

[@zo_471]

Ppl caring about not looking poor rather than actually being poor

[@philipgerry5228]

The guy next to you in traffic doesn’t care what you’re driving. Don’t try to impress people you don’t know.

[@danieljohnson4418]

I own my 2010 Toyota Prius. I've spent $10,000.00 in maintenance, repairs, and cosmetic upgrades, but not having a monthly payment is nice. Ironically, I have $20,000.00 in credit card debt for purchases made towards my project truck. 😂 And yes, everyone, I sleep fine at night.

[@ericeandco]

Till you can’t make that credit card payment.

[@natersalad889]

My 2009 impala is a new enough car to me, and im perfectly happy with it, and I'm almost a net worth millionaire, lifestyle creep doesnt need to be a reality for you if you control yourself....

[@15KHPCLUB]

Someone’s been watching too much Yellowstone… You ain’t no millionaire trailer trash 😂 Who you kidding??

[@breezyveezy1]

We drive a 2005 truck. A 2020 car is NEW ENOUGG 😂

[@oshkoshbegone]

All my friends make relatively the same HHI, some of them get money gifts from parents and what not but we all fall in the same income categories. We have a friend that lives in a small condo and one with a million dollar house, the rest of us are in modest houses, or renting. The ones with the million dollar house buy new cars, expensive furniture, expensive everything. I have no idea how they afford it as they make no more than 30% more than us MAX and yet spend 300% more than us. My guess is family gifts and extremely over leveraged with financing.

[@ThePoutamo]

Her car maybe feels new if she compares it to my Saab from 1999, the color is rust (if anyone wants to know).

[@johnanderson8385]

Do whatever you have to do to retire early. With dignity. Not everyone can work in a heated/air conditioned studio.

[@joeriveracomedy]

I live in norcal. Men don't wear belts HERE.

[@ryanveith2594]

You dont

[@lot2196]

I actually enjoy working. Idle hands is not good for me.

[@Rashaadthegr8]

Get dave ramsey friends! Get friends one baby step higher than you.

[@jodysidney9761]

I compete with past self and only my past self.

[@Art-is-craft]

It is simply. Buy things that are quality made that last for a decade. Buy things like Apple computers, Toyota cars, Barbour jackets and so on. And above all else do not develop a shopping lifestyle.

[@bellabobbybob3476]

I think my 2018 car is new car!!!

[@carnivoreRon]

No mention of husband or children.

[@RepentImmediately]

She's on the right track then. Studies do not support the idea that marriage and children are good for a woman's emotional or physical health.

[@coldflu]

Everyone borrowing wealth to be produced in the future is contributing to the higher costs in their present. Imagine if the USD supply did not increase since 1971. How much value would $1 have today?

[@ethangrubbs1032]

Plot twist. She has a net worth of 25 million and only wants a $75k Mercedes SUV. And they tell her to stay in the Mazda 😂

[@thetruth5635]

I know how she feels i moved to florida recently and i want a convertible so bad but i am cheap with my $

[@marioantoniocrespoMexican92]

I compare myself to the greatest Latin singer of all time Luis Miguel is my idol hes monster vocalist hes once lifetime legend 🇲🇽🇲🇽🇲🇽🎤🎤🎤🎤

[@djpuplex]

So many times of these zoomers and young millennials are so worried about what other people do and accept. Even the fire movement the fall into. I blame social media.

[@juggernautAA12]

Ridiculous to claim this is a new phenomenon. The phrase "keeping up with the Jones's" has been around a long time

[@gtileo]

32 and wants to retire at 50. I would ask if she married, has kids and if she's actually being realistic about such goals. For he and her along this may be a realistic option but life changes if you want other things in life.

[@Art-is-craft]

She can still do that with a family. It really just depends on motivation

[@Primitive_Code]

She has insecurity issues. No way you live for other people at 32 years old. The mind has matured by that time.

[@juggernautAA12]

You're absurd. That comparative mindset is a driving force of our economy

[@Scottsmusiccave]

2020 is a pretty much new compared to what most reasonable people drive. Get a good detail and it'll look like new.

[@Observer100-cn7gv]

You plan to work until 50? Good for you.