After my 18 yr. old son graduated high school he decided to hold off on college because he didn't know what career path to take. This was fine with us but we told him he would need to get a full-time job and start paying us rent (at a discount) and paying his own way including gas, insurance, cell phone, eating out, etc. After a couple of months of not finding a job, he actually sat us down and asked us to set a deadline for him because he felt as if he was not very motivated to find a job. The moral of the story is kids need measurable goals and deadlines. Luckily for us, he was smart enough to recognize and ask for it. After we set a deadline of 2 months, we are proud to say he has found a good job and is now towing his own weight financially.
@kerman046 жыл бұрын
Thank you this makes me open my eyes and exactly my son doesn't seem too interested in school. But would love it if he can do something on his own. I thought I was the only one going through this. I'm glad I read yur response here
@n.w.4145 жыл бұрын
Nice, but for any kids who are reading this, YOU can set your own goals and then tell mom and dad and ask for their support. Don't always wait for someone else to set you a goal. You can do it! Make your own goals and go for them! It will feel great!
@williamwallace13855 жыл бұрын
Punkydoodle how is he now if youre still on utuve
@Anonymous-my6po5 жыл бұрын
That’s horrible.
@sweet_southern_gal5 жыл бұрын
Good Job, Mom & Dad!
@MyWooMe4 жыл бұрын
I'm 32 next month and I feel like her son. I needed to hear this. I love my dad but he has been enabling me by allowing me to keep coming back home, I've never paid rent and I've quit most jobs I've had. I'm gonna set some dates and deadlines for myself. Enough of me sitting around lost, heck I'm getting sick of myself lol Thanks guys!
@anonymousnoname18893 жыл бұрын
Hello... can you please email me? I would like to pick your brain, I'm having an issue with my son and based on your post you might be able to help... thanks
@batzeth3 жыл бұрын
me too, im 30 and i left the university because social ansiety ten years ago, i have avoidant personality disorder, what have i done this ten years? Well in colombia you cant even get a job doing cleaning, for that you have to have experiense, i have lived as a hikikomori, dealing with my mind , just suffering and wanting not to wake up, my family Is living in precariety and i dont know how to help, i cant even get a job in call Center, they have always rejected me. Since the pandemia Situation i have been back to collage, but guesss what, im studying fine art, and even virtually my ansiety Is playing very hard for me, i never want to talk or show my face, my rithym Is very slow, the theory part Is very complex for me, so i had to cancel that part and im doing the práctic stuff only, drawing and painting, but its hard living daily with fear, being poor, feeling stupid and judged for studying art
@yourroastedterryflaps57123 жыл бұрын
I’m 24 and I’m having a hard time also dealing with health issues but I eventually would like to be ready financially and mentally and physically healthy to be on my own
@rogers56223 жыл бұрын
It's good that you are realizing that continuing to be enabled is not helping you at all. Hope you were able to get on the right financial independence track .
@neptunedawn71212 жыл бұрын
@@batzeth What happened to your spelling skills.
@CHRISTIANNWO8 жыл бұрын
I'm turning 24 in a couple of months :'( I wanted to move out since I was like 14; I never imagined my life would turn out like this. I do think my parents cuddled me too much; they never pushed me or taught me life's essentials so-to-say. I feel like as an adult, I'm learning all the things I should of learned when I was 13-14. I was very timid as a teenager; I was depressed at the time. I didn't snap out of it until right before I turned 21. So I spent the last 3 years trying to improve myself, physically, mentally, spiritually; I have gotten stronger, but I still have to face this reality. I think I'm about ready to move forward, but still I wish I wouldn't have to do this as an adult; I wish this would of happened 10 years ago.
@mac1bc8 жыл бұрын
just having a job will help teach you so much. the more you do the more you will learn. use the 20s to learn and grow. also it's a great age to start investing.
@mac1bc8 жыл бұрын
+JY L well mutual funds. a 401k if you have a full time job. it's a good way to force yourself to save and invest if you do it regularly, like every paycheck.
@blahhblah66357 жыл бұрын
Some things you just learn as you go. No matter what your parents taught you it is up to you improve yourself. I had to move out when I was 18. At 18 no one knows how to do a lot of those things. I wanted to move out so I did what I had to do to do so. I don't blame my parents. They did the best they knew to do at the time and for that I am grateful. If you want to know how to do something you actually have it better than your parents did. You can Google or use resources they never dreamed of having. So, quit focusing on your parents short comings and continue focusing on your improvements. Move out and enjoy the freedom, pride, and growth that comes with it. Remember your 20's are supposed to be full of ignorant mistakes. Just have goals and make mistakes going forward and don't do the obvious stupid ones like drugs, gangs, etc. You'll be fine.
@Crested_Hadrosaur6 жыл бұрын
I know the feeling, my parents did the same, I left home at 18 for university but my parents kept paying for everything for me and handling everything, the depression kept spreading. I didn't snap out of it until about 22/23 (I am 25). I have spent the past 2-3 years trying to get to a self sufficient state and am almost there. I am now looking to try and make something of myself. Like you I wish i had started this many, many years ago.
@alphajalloh82336 жыл бұрын
CHRISTIANNWO are you describing me right nw? This’s exactly what I went through.....I turned 25 last December . N college degree, no skills. The only gd thing happens to m it’s to marry the love of my life I have a kid. I really need help to improve myself and raise my baby to be better than m
@timothylarkin49166 жыл бұрын
I remember when I was 25 and I was living away from home and it was an emergency situation. I asked if I could come back home and my parents told me that I needed 3 months of finances to cover my bills and to get a job immediately and I could only move temporarily in but only I had my 3 months of finances and I had to find a new place, they said they’d provide me with food and a roof. Once I moved back in with my savings of 3 months I purchased a broken down $200 car and spend 100 to get it running, I found a job the first week I was there, within a month and a half I had found a new place and moved in. I kept that 200 dollar car until the transmission went and I sold it to the junkyard for $400. I had enough at that time to purchase a $5,000 Car that was used,so no car payment. This was 5 years ago, I still have that same car, though it’s on it’s last leg and I’m still on my own. I was always grateful they didn’t allow to me to just skate by.
@concepcionledezma50274 жыл бұрын
Dave Ramsey (and his wife) did an excellent job of raising Rachel. It is showing by the way she presents herself on the show. To God be the Glory!
@thoroughbredunderdog11 жыл бұрын
Parents be so overzealous to kick their child out the monent they become 18, 20 years old, but they send them out here in a world in a world they know nothing about and did not ask to be in very ill informed and ill prepared. I understand that eventually, the chicks have to leave the nest, but a little bit of prep would help. Whatever happened to college funds being saved up? Perhaps life savings up to that point they turn 18, 20 so they could afford their own place? Whatever happened to teaching etiquette? Parents of today are apart of the problem. Stop sending kids to school expecting teachers to do YOUR jobs. Teach them at home as well. Parents are not expected to baby sit forever, but be accommodating. This all to avert the whole 24 year old elephant in the room. Take responsibility for your part in the problem, parents.
@blackbrass19738 жыл бұрын
George Canty when I was 14 I thought bringing a joint home from school, well my mother found it. The next day I was handed 20 bucks and shown the door. Let me say this, it was the best thing that could have happened to me. I got hungry really fast , found a job at a bowling alley at the YMCA and worked my tail off. From then on I learned to be self sufficient.
@gracieperkins11826 жыл бұрын
I agree. Parents can teach their kids so much stuff like keeping a budget, doing their own taxes, how to choose a health insurance plan, saving for retirement, how to have a weekly plan to clean the house, etiquette like you said, and so much more. The truth is that several parents don't know how to do these things themselves.
@caryrevilla67076 жыл бұрын
I think one of the problems is many kids come from single parent homes and parent does not have college $$ for their kids. Then another issue is not everyone is college material. People forget scholarships n grants.
@jordanismish6 жыл бұрын
good luck doing that from the year 2000+
@joemarchand83136 жыл бұрын
@wrestler: you sound like a bitter 24-year-old living at home, still with his hand out.
@HatedJared4 жыл бұрын
I never got this stuff. I was 26 when this came out. When I graduated high school I couldnt wait to get out into the world with my own place doing my own thing.
@rtspacer_hd7 жыл бұрын
As a 24 year old myself, this is hard to keep listening to. A job stands for JUST OVER BROKE. Dreams and goals could change. I had to leave my previous job because my spirit was long gone from there. Instead of being told to do what I love every day I was told to do something else. I LISTENED convinced that was right. And people wonder why I'm so passive, or where I am.
@cllewis16 жыл бұрын
There can be value in doing something you don't love, for a time, to enable you to later do something you do love. A lot of us out here with jobs are doing way better than "just over broke."
@sbrazenor26 жыл бұрын
It depends on the job. My job is about $2,000 per month 'over broke', so I guess you just need to pick a better vocation.
@JustStrivingInHoliness6 жыл бұрын
RT Spacer hang in there.
@kujas6 жыл бұрын
eventually even doing the job you dislike might be too much and then you get "burnout" and just want to go before you lose more than just your mental health.
@genxchas6 жыл бұрын
ok u were convinced it wuz the right thing to do but now that u know its not what are u gona do about it?? just sit there & whine about it? or u gona actually find some inspiration & get it started all starts with the first step u seem like a smart indivisual find out the block & handle it
@digital.garage6 жыл бұрын
I wonder how he’s doing today. The 24 yr old they’re talking about would be 28 now
@PiranhaJaw225 жыл бұрын
he's either dead or in jail
@seangraffis73615 жыл бұрын
Drugs got to him
@Minibike8175 жыл бұрын
He became a socialist
@HAMID___5 жыл бұрын
Roy Luna what 😂
@TheWaldocrazy5 жыл бұрын
@@Minibike817 a homeless socialist that hates Walmart
@hollyj65156 жыл бұрын
I understand this is a sensitive issue for a lot of people, but as an older millennial, I tend to agree with Dave. I moved out of my parents house when I was 20 (most of my friends had done this by 18, summer after high school graduation), so I already felt like a loser living at home for two extra years. To live outside my parents home (I'm a New Yorker btw), I had to rent a place with 5 strangers. Not ideal but it worked out. I now live with my boyfriend, but not for financial reasons-just because that's where our relationship is at. I spent years living completely solo and getting those five roommates (who turned out to be-more or less- pretty cool) was the first step. "Adulting" isn't easy and a lot of times we have to deal with not being in ideal situations for awhile, but that's sort of the point of what David Ramsey stands for. You accept being uncomfortable for the greater good, so one day you will be very comfortable. My parents are great but they were like the caller in many ways. They enabled me by not forcing me to get a move on. I didn't fully appreciate all they had done for me until I had to pay for my own education, groceries, gas, etc. and no I don't owe student loans because I decided to go to community college and then transfer to a state university. One good thing they did was to instill in me the important of making my own money. By the time I was 14 and could get my working papers, I was strongly encouraged to have a job and I was generally glad to because I liked having my own money. Summer breaks, winter breaks I worked. Yes, the economy isn't what it was and the job market isn't what it was and I fully understand how most of us didn't go to school all those years to work construction or deliver pizza. But if that's the case, we have to accept becoming more creative with our income and living situations, such as having roommates or creating side hustles, etc.
@hollyj65156 жыл бұрын
I'd also like to add this isn't necessarily a millennial problem. I know gen-x people who are struggling with this issue, while lots of the younger millennials have entrepreneurship attitudes and are excelling. This is not about an age group but a mindset.
@SSSauceyBuns6 жыл бұрын
I'd say this is a mix of our generation getting coddled, society putting too much faith in college, and a "follow your passion" mentality. I know more than a few people my age (younger end of millennials ~23-26) who's parents told them to concentrate on school, and not worry about working. They lived at home or at Uni, and never once got a job until they were done, or dropped out. It's very hard to even get an entry level position with no work experience, and a degree that's not worth as much as it used to be. And even if you can get a job, unless that degree is in STEM, you aren't likely to make a whole lot. I've met more than a few English and sociology majors working at McDonald's years after graduating...
@hollyj65156 жыл бұрын
You're so right! If I could go back, I'd tell my younger self to work and/or intern at places in my desired field a lot of earlier than I did (I actually just made a vid on this topic). Many of the kids I grew up with had jobs by the time they were in high school, but most of them were retail which didn't really help our resumes because people want experience in the industry you're applying for. I'd tell this new generation to stick to babysitting or mall jobs until they are 17 and then search out opportunities in fields they want to be in long term. I was blessed to gain office experience early but I wanted to enter the publishing/magazine field which is BIG on who you know and networking. I didn't intern until I was almost finished with my degree and no longer could afford to work for free indefinitely. If I could go back, I would have started interning right away and transitioned to part-time work by the time I was 20. Honestly, schools also need to start pushing kids to think about their careers early and help them to see what potential opportunities there are for their interest. I went to an excellent high school and yet had no idea that there were positions like "creative director" or anything until I was almost finished in college. I didn't know a copywriter or technical writer could make more than a journalist and so many other things that would have been helpful to know out of the gate.
@XFizzlepop-Berrytwist5 жыл бұрын
Holly J I sorta disagree, the more money your kid can save the better, if they can get a job that pays more than 25k a year. ( That is sorta difficult depending on where you live.) In 5 ish years if they save every penny, and invest it as they go, until they get 100k, by then they would be 23, that would give them an extra 5-10k a year on interest of their money. By 30, they would actually have enough to retire on if they are frugal. This is how it should be done, this is how kids become successful. It also is what is done in other cultures. ( Of course I only think it should be done for kids that do deserve it.) I started a bit late, went to community college first before getting my job, and I did not even know investing was a thing until recently at 22, but I still have a decent nest egg to start. These are just things that are not taught like they should be.
@RichV208 ай бұрын
If your friends didnt ask you to move in with them and be a part of the "crew" renting a house/apartment together, they probably werent your friends.
@Birkinbag099 жыл бұрын
I think it's ok to be at home if your a productive individual! Going to school, developing career, networking and being respectful with the household keeping it clean. If your developing your career it makes financial sense to stay home to pay debt
@macchiatogurl918 жыл бұрын
I think that could work for me...but it's just sometimes you do need privacy...
@clarifyingquestions5 жыл бұрын
100% This is how immigrants moved ahead of native born Americans - multi generations living under one roof. This does require respect!
@nathan_27805 жыл бұрын
Living at home doesn't make you a loser, it makes you broke though...
@isaacfox7325 жыл бұрын
@@nathan_2780 Not necessarily.
@XFizzlepop-Berrytwist5 жыл бұрын
Grand Champ I agree! the more money your kid can save the better, if they can get a job that pays more than 25k a year. ( That is sorta difficult depending on where you live.) In 5 ish years if they save every penny, and invest it as they go, until they get 100k, by then they would be 23, that would give them an extra 5-10k a year on interest of their money. By 30, they would actually have enough to retire on if they are frugal. This is how it should be done, this is how kids become successful. It also is what is done in other cultures. ( Of course I only think it should be done for kids that do deserve it.)
@jutman177617 жыл бұрын
daves kids have something that I would rather have then my useless college degree... connections.
@clarifyingquestions5 жыл бұрын
Great - baby step #1 make connections!
@sounds0fmeows2 жыл бұрын
her daughter knows what she is saying is bull on her part. she didn’t struggle or have Real world problems. she worked hard knowing that her dad could hire her (she had something to grasp onto, and knowing the outcome). most people don’t have a safety net, they study hard in school knowing that there is a possibility they won’t get into the field they are striving towards. The daughter probably took a few media production courses. Connections are important, even at my workplace work, the kids get a free ride up the ladder in the business if mommy works there and is a boss. it’s no different with David and his kids.
@egibson22662 жыл бұрын
Parents don’t send their kids to Ivey league schools for the education…
@jesseulloa37952 жыл бұрын
Too bad you got your degree in basketweaving
@jackjack44122 жыл бұрын
Space Bunny and Tavari you guys are right and have a point. That doesn't change that this is good advice.
@heathj77944 жыл бұрын
Im 33. Had to move back home after almost 10 years. Its definitely time to pack my bags and get out again. I need to hear this
@sofiag43773 жыл бұрын
So how’s it going?
@gammayin32458 ай бұрын
When my son was in his early 20s he came to live with me and my husband because after 6 years of living on his own he needed help. So the rule I made was that he had to start paying rent within 1 month. I charged him only $100 per month to rent a bedroom. He did get a job at Radio Shack before the month ended. (This was quite a while ago!) Then I put that rent money into the bank to save up his first and last or a deposit on his own apartment plus some money for living essentials. Also for Christmas I gave him "Total Money Makeover". It worked! He moved out after 7 months to his own studio apartment and got a better paying job at a grocery store. He launched! Then he was married within a year and my first granddaughter was born soon after. 😅
@davidstring83016 жыл бұрын
"Up to us to survive." *Gets job working for dad*
@majordudette6 жыл бұрын
David String Too easy to criticize that. She sounds very bright and has great communication skill. Could probably get any job she wants.
@mirandalad50826 жыл бұрын
@@majordudette then why does she work for her dad?
@majordudette6 жыл бұрын
mirandalad What’s wrong with it?
@lowlabee6 жыл бұрын
She is WORKING and doing very well. Dad's come in handy, especially successful dads.
@williamwallace13855 жыл бұрын
David String its almost like something a foster kid would say like why have parents at all?
@MsYayMusic8 жыл бұрын
Why is there such a stigma on living at home while trying to get your life in order? I'd rather live at home while attending school and even 1 - 2 years after while saving as opposed to struggling financially. People can be just as mature even though they are living at home if they aren't just sitting around wasting time. People in other countries (especially Asia) do it all the time. I think it will become more prevalent in America as the cost of living and tuition continues to skyrocket while salaries stay stagnant.
@n.w.4145 жыл бұрын
K Henderson ok as long as they are contributing to the household. Helping make meals, cleaning, being joyful and kind to those in the house. Being a blessing!
@dirtyhippie565 жыл бұрын
Nancy Wilcocks 🙏 amen!
@jens82235 жыл бұрын
Exactly my thought. I dont understand
@1redrubberball5 жыл бұрын
I think your arguement falls on deaf ears. Children have been delaying growing into adulthood, more and more, for the past 70 years. Some of them have now made it to 60-70 years old!
@jens82235 жыл бұрын
@@1redrubberball what? Where are yoi even getting this from
@annahugman84125 ай бұрын
If you do this, don’t be surprised if your children cut you off. I finished school at 18, started work 2 months later as my parents hounded me daily. I was so sick of my parents pressuring me I moved out. That was 6 years ago and we haven’t had a relationship since. The last sentence my parents said to me before I moved out, at 18 with my own money was “you’re on your own now, deal with it” I’m 26 now still independent, and still hate them every day for it. I wasn’t ready and they set me up to fail.
@carnivoreRon6 жыл бұрын
I told my parents I was planning to move out something like 6 months before I did. I prepared myself financially and emotionally and my parents. Left with a good car and lots of money in my pocket and wow, it was time to get out.
@skyraider16566 жыл бұрын
My parents raised us three kids to be independent and self sufficient. My three children were raised the same way and after high school, and college there was no way they wanted to move back home after being on their own for 4 years. They’ve all been successful in their own way god bless them. Being on their own early was a great teach.
@karlhernandez6176 жыл бұрын
At 24, I had custody of my 13 year old sister and was supporting her on my own with my own apartment, ensuring she went to school every morning, attended her open houses and parent-teacher conferences, attended counseling sessions weekly with her, and feeding both of us every night. If I can do that, surely my Millenial brothers and sisters can do better. - Millenial from Los Angeles
@clayfromplanetearth35096 жыл бұрын
Karl Hernandez what did you do for work?
@rogers56223 жыл бұрын
👍
@Undercoverbrotherfromanother2 жыл бұрын
Good job.
@chownful10 жыл бұрын
Extremely rude the way he basically told the mother "oh i'm not experiencing that with MY son, not even close".
@entadus9 жыл бұрын
chownful I disagree. He is simply reminding her that her son's situation is not normal (or at least not desirable). Something better is possible.
@alysa73646 жыл бұрын
Her son's situation is normal, though. 1/3 of young adults still live at home
@austinolson68964 жыл бұрын
@@entadus I disagree with that. What is the point of making it personal by adding how much better YOUR son is doing, that is redundant information designed to make the listener feel even more like a failure. He could've just said "this isn't typical" and left it at that.
@colin18184 жыл бұрын
She called and asked his opinion. If she didn't want to hear the hard truth then why call at all?
@chownful4 жыл бұрын
@@colin1818 Yeah, she really should have known not to call Dave Ramsey. He's a complete shill and gives a lot of horrible advice on financial decisions and life advice like he did in this one.
@husher51423 жыл бұрын
I moved out at 17, working full time at mcds. You make it work and then you build off of that. Anyone saying otherwise either lives somewhere unaffordable and needs to move or is making excuses.
@patrickfobian77968 жыл бұрын
I moved out at 19 with a fiance, married at 20, baby at 22, I'm 23 now and looking to buy a house with my wife. We're a single income home with a family of three with no college education. We're not living off the government but off of our own income. I hear and see my generation so much living with their parents for years after they should. Not supporting themselves, just existing! I wish people could understand how doable self-sufficiency is if they simply be smart about it. It's so freeing and fulfilling.
@xokree8 жыл бұрын
+Patrick Fobian god bless u, I understand I'm 24 and wish our generation will get up and achieve
@alansmith56648 жыл бұрын
Patrick Fobian Please tell me how you did it.
@erikaerika77887 жыл бұрын
so sorry you married so young ,, i did same and now divorced, thank god no kids, other of my friends who marry so young same divorce too and kids , making things worse, hope things work out but just prepare yourself,
@MiamiPush2theLimit6 жыл бұрын
Patrick Fobian please update this in a few years when you’re getting divorced.
@williamwallace13855 жыл бұрын
Patrick Fobian update?
@calebfail21166 жыл бұрын
I'm 23, working (nearly) full time, full load of classes, I'm paying for my tuition out of pocket, and I want to move out. But my parents tell me that I shouldn't move out till I'm married. How can I explain to them that I need this? To stand on my own two feet?
@TheFi1thyCasual6 жыл бұрын
Caleb Fail you find your own place and leave.
@teenindustry5 жыл бұрын
Just save a deposit and leave
@AtticTapes142 жыл бұрын
Opposite
@ericwilliams1832 Жыл бұрын
You’re an adult bruh
@DJ2396 жыл бұрын
Why are they treating this kid like the devil? He works part time and he's almost done school. Not like he's unemployed and doing nothing.
@MBT3723 жыл бұрын
Exactly!
@BUENDIAYBUENASNOCHES3 жыл бұрын
I know that's already doing something not like sitting around at home doing nothing.
@hadenanderson5638 ай бұрын
He's 24. That's gross to prospective partners.
@xshadowscreamx4 ай бұрын
@@hadenanderson563well woman do wait at the finish line.
@oneandone27445 жыл бұрын
Lady at work had a son in college who didn't enroll one semester, not mentioning it to mom and dad. She said 30 days to start paying rent and working or you're out, he joined the Air Force a couple weeks after their conversation. He's doing well, finished college, courtesy of the Air Force and enjoying being an adult.
@Paseosinperro10 жыл бұрын
Of course a son needs to fly but the problem many times is that the parents cut their son's wings and then say "come on, fly!"
@felixthecat27867 жыл бұрын
It seems to me that a lot of these parents aren't encouraging their kids to move out. At least, not in the right way. When I left, my parents were very encouraging emotionally and physically. They bought me my first week of groceries and helped me bring up my stuff. I think it helps to say. "hey, we're all going to support you as a family in your endeavor to move out." You don't necessarily have to do all of that, but it's important to guide someone along because throwing them to the wolves doesn't teach anyone anything except resentment. Send them websites for apartments, give them advice on which neighborhoods might be good or which stores have good deals.
@kristinabatista67667 жыл бұрын
When I left the house, my parents didn't pay for anything. They got me a keurig, they went apartment hunting with me, showed me how to do a budget but aside of that, they did not contribute a red cent. It was for the better.
@packergeek106 жыл бұрын
I know that feeling. I moved out because parents were upset all the time. Dad came in one day and kicked a fan across the room. I knew my time had come at that time.
@KW-qo5xr6 жыл бұрын
packergeek10 Awesome, independence is great for the soul... -How old were u when u got the HINT that you had overstayed your welcome? -Also, had your parents provided you with the cues before the fan incident that your time had come? -Were the arguments and ur parents being upset because of hour presence?
@packergeek106 жыл бұрын
I was 19 at the time. My stepmom has a wooisme complex. She would come home from working 10 hours and then clean an already clean kitchen. She was never one to say sorry. Blame everyone else. She is still like that today. Some of it was me though. I hated doing chores but I was paying rent so I didn't think see why I should be doing chores if I was paying and my siblings weren't. Granted it wasn't much but 400 dollars a month is still 400 dollars a month. I found out I could pay that somewhere else and get a roommate situation.
@WifimoneyQ4 жыл бұрын
Currently in this situation. Started working a month ago and I feel better than ever. Wish I had finished school when I was there but working 60hrs a week to save and be out my parents house soon. As a man you should want your own space.
@PurpleIvory886 жыл бұрын
My 19 year-old daughter was in trouble with several tickets and is now facing being uninsurable for her car. I was blind and slow to react which only deepened her problems. If only I reacted sooner. I told my daughter that she wasn't acting like an adult and was in trouble and if things don't change she has to leave. I stopped paying for her insurance and she cleaned up her act, she has 2 jobs and is looking to enroll in school which she will pay for. Since this wake up call she has turned around. It was tough, but hang in there because the human spirit is strong for survival especially when done in love. The confidence she's built from this experience is expodential.
@eeddvv5 жыл бұрын
My son, we have no idea how the world works today, we have no idea how difficult it is to keep up with a world that pays zero to young people but demands a higher education by default, but we love you, so you have to leave, get 3 jobs, pay rent and graduate
@worddeuce2 жыл бұрын
Exactly
@avader57 жыл бұрын
Dave usually you are spot on but on this topic you seem to get derailed. Have you ever considered that the parents have failed through their actions to prepare the child for leaving the nest.
@sbrazenor26 жыл бұрын
The problem with the statement you posted is that he is not a child at 24. He hasn't been a child in more than half a decade.
@PimpMatt06 жыл бұрын
Parents need to put their children in leadership roles. What parents fail to do is help them build skills for adult life when they're still young. You can't just raise a child and expect the child to pick up these skills on their own, especially when children only look up to authority for guidance. We've created a generation where mommy and daddy lets the TV and smartphone raise their child.
@peterj68026 жыл бұрын
@@PimpMatt0 Don't forget glorifying single mothers like it's an accomplishment. It isn't. Federal government is now the father figure and single mothers let public education and daycare facilities be the new mommy. It's no wonder people are growing up with all kinds of developmental issues.
@justchillin61174 жыл бұрын
SeanFromPVD exactly
@mercuryrising24243 жыл бұрын
@@sbrazenor2 Anyone under 35 is a child in my mind.
@toladep8 жыл бұрын
I can't imagine being that age and not wanting to move out. That's the prime of your 20s and you should be out experiencing the world. Sure you might be struggling but there's no shame in the struggle. I want that struggle.
@macchiatogurl918 жыл бұрын
I wish I could say the same thing for myself...I'm 24 and scared of overwhelming new stuff that could just add in my head...
@tyler171458 жыл бұрын
Problem is that experiencing the world costs money. I'm going to be staying with my parents till I'm 21-22 and done with college, but until then, I'll take any advantage I can get. It helps cause I can put the money I earn from works towards a vehicle rather than rent and food, but I get where you're coming from.
@macchiatogurl918 жыл бұрын
Tyler Syme i wish i had youre mindset..
@tyler171458 жыл бұрын
Well, it's easy for me to say this stuff until I actually have to move out, lol. I still have two more years to go so I've got a while left. It helps cause I was raised that way, so I've always anticipated it. Going to college does help in other ways aside from education. It helped me to learn how to speak and interact with adults who aren't my parents and generally be outside of my house. It did wonders when it came to interviews and other adult-ish things which would have been more intimidating.
@brendonrookes11516 жыл бұрын
su by all means have my stuggles 20 k worth of struggles and 300 a week rental by all means take my "strugles
@zchkrk14 ай бұрын
Honestly he’s right at the finish line of completing his degree. His parents should be so proud of him.
@rothbj15 жыл бұрын
2:17 'It was up to us to survive' (by my dad giving me a gig)
@pipr50705 жыл бұрын
I couldn’t wait to move out. The only time I moved back was not really by choice, but I was working part-time, studying full time and working Admin for my Dad. Paid board and more than pulled my weight around home. I left for a job and never ever returned.
@Razmyth10005 жыл бұрын
The daughter is wise and compassionate to point them to a future in two years where the woman's son is successful. I am ready to talk to my 19 year old, so he's not 24 when we talk. It helps me to think positively about where he will be in a couple of years if I'm brave and my husband and I set more realistic and specific terms. Right now, I feel afraid he will run away again. I'm grateful he's alive, not in jail, etc. Defiance is a nasty liar. It says you're free, but it really disables a young person in a life that gets smaller and smaller by the day. I want the defiance to go, and for a sense of his life having value, and being worthy of being worked on. Little things and big things each day. Pray for me!
@t.thomas69678 жыл бұрын
There is not enough work for the youth. Living with parent in one's 20s is very common in Europe and the rest of the world. The education system is not preparing kids for the job market rather just taking advantage of them.
@MsYayMusic8 жыл бұрын
+T. Thomas Yep, staying at home while attending school and even a year or so after while getting your finances in order is SO helpful. It doesn't help our generation that the older generations are retiring later and later. How are all of us supposed to get jobs when people are holding on to their jobs to the grave.
@clicgear1008 жыл бұрын
T. Thomas Bahahahaha!
@AncientDogeFly2 ай бұрын
In Canada it feels like I can die before finding a suitable job, the labour market is just ridiculous at this point
@merica1st768 жыл бұрын
I'm 30 still at home,but I have 100k saved I'm looking to buying a house this year.Yea I took advantage of my parents and was kind of lazy,but I also have the opportunity to buy my first house off cash.If my parents had kick me out I right a way I might have become in debt living paycheck to paycheck like some of my friends to this day.
@jet44156 жыл бұрын
Yeah, let your kids try that, hahaha
@zeez96506 жыл бұрын
Hubris don't really understand white culture. My dad paid for my dentistry degree. And supported me to start my own place. Like his dad did for him. And I will do for my son.
@genxchas6 жыл бұрын
@@zeez9650 yea but your dad had it duh most americans are living check to check or worked hard idk what your dad does but your just a lucky one & yes that happens here too kids get spoiled with allowences & mercedes but it doesnt teach them hard work only reason u knw is u went to a good school congrats
@williamwallace13855 жыл бұрын
ze ez what you are saying was white culture literally 5 decades ago
@jadenjackson40784 ай бұрын
Imagine how many people Dave has motivated and given wisdom what a blessing!!😂
@edilalewis6547 жыл бұрын
Economy has changed sometimes the whole family needs to pull together
@Mistyfgdf4 жыл бұрын
'Economy has changed, words hold true in 2020 indeed'
@MrBigtime19864 жыл бұрын
absolutely !
@BeyondChange6 жыл бұрын
Dave is a multi millionaire. He is also from a much older generation. Times have changed since Dave's days. Comparing apples to pairs is no comparison
@MrJM-zr1hk5 жыл бұрын
Parents wants to help their children but your parents earnings are not your earnings, if you are 18+ you are an adult. As parents there is a really thin line between helping your adult children and supporting bad habits and bad behaviors. Mother are really bad at dividing the two, they just can't cut the apron strings which does more harm than good.
@XFizzlepop-Berrytwist5 жыл бұрын
Mr. M J I would hardly call 18 an adult if all they have known is school... that really is not fair at all to say. School does not teach you to be an adult.
@mickeyfc16433 жыл бұрын
@@XFizzlepop-Berrytwist Truth 💯
@Lisa-my5sy Жыл бұрын
@@XFizzlepop-Berrytwistno it doesn’t. But being on your own living as an independent adult does.
@XFizzlepop-Berrytwist Жыл бұрын
@@Lisa-my5sy Sometimes it does… some people have turned down bad paths as well. Independence is good, and there are levels to it. Some parents though kick kids out at 18 with no support, almost like they couldnt wait to no longer have a kid. I had a lot of support after 18 and it helped a lot, I’m in a much better place in my life than I ever would have been if I was on my own. If a kid can stay with parents past 18, that is literally thousands of dollars that they get to save to go towards a house, instead of paying for rent. If I am honest I think parents that kick kids out actually dont want the best for them. The best thing to do is to help them get a job, save so they can be secure financially, and then buy a house or get a downpayment. Of course if the kid is doping up, drinking, wasting money and not working, I agree kick them out and little or no support. If they choose to leave of course that is also fine, I would say the kid is foolish unless where they are moving too has some benefit. But I’d rather my kids be successful, faster, than pointlessly struggle to success, and throw out thousands of dollars a month to some stranger for rent. It literally makes zero sense.
@s1234pro7 жыл бұрын
"You'll have the dignity of living on your own and making your own decisions."
@brendonrookes11516 жыл бұрын
I don't know I live on my own I don't think dignity comes in to play going broke dose
@GBU616 жыл бұрын
If the parents have enabled him, then they can’t take the hardline this quick. They actually need to follow through with small steps before they require a big step like kicking him out. But there should be progress toward a goal. This will probably be a 1 to 2 year project.
@posyplanter5 жыл бұрын
I agree!
@thewildcardperson3 жыл бұрын
they don't care they want there son dead and were asking Dave for advise
@sherrymechum7102 Жыл бұрын
Yes, totally agree, parents are aweful these days and don’t listen to people online, lot of bs and not real, person they won’t do the same
@thepeacemaker36259 ай бұрын
This was so well said, I sent this video to my 29 year old. I hope he gets it in Jesus name
@learningtobeme51957 жыл бұрын
I live back home. I'm 36. But I live in the apartment over the shop. I pay rent. I feed myself. I am a tenant, not just a lazy failed to launch. Did 7 years in the military, did 8 years out in the world post military. My aunt has mobility issues and my uncle spends about half the year on the road. So it is a great balance for us. I can drive the tractors, keep firewood on the porch for my aunt, keep an eye on the outbuildings. Rent is cheap, I am in BS1, my commute to work is 14 miles round trip, I have more than enough space for gardening, and it is home. Nothing wrong with landing back home, as long as you aren't being a leach. There was a time when I needed help and they said no, and I fumbled through sorting stuff out. I think it was good, I needed some hard knocks to get a dose of reality. That reality sucked, so now I am aiming for a different version of reality. I hope her kid sorts out his stuff, and that the parents stay strong on the terms of the agreement. It will be a turning point in their relationship.
@wmurray0037 жыл бұрын
It's easy to never come back when your family is part of the 1% and you have no school loans.
@Eveningbreeze7216 жыл бұрын
Exactly
@MrJM-zr1hk5 жыл бұрын
My daughter has no school loans, I myself made sure she could pay her bills from her income before she moved out, but she is trying to live above her means and got herself into financial trouble. Maybe not you but some kids do need tough love. My daughter does and I don't understand. She was taught better.
@belovedqueen45725 жыл бұрын
I'm not a part of the 1 percent and I went to college without student loans. There are other avenues to pay for school without taking out student loans.
@TheCoffeeNut7115 жыл бұрын
@@belovedqueen4572 students are told a thing about money. Go to college. Okay. Take out loans. Okay. Graduate. Okay. See ya! Me: Wait . . . what? I got a bunch of debt now and no employer wants me since I don't have work experience. Not my problem, I'm just a college.
@tailboard5 жыл бұрын
My wife and I paid for her education with her money from Blockbuster and my money from the US Army. We went to the movies or went out to eat with money we earned by selling plasma. We were far from the 1%. It can be done.
@dianebissell933511 жыл бұрын
Don't be afraid to do this. My son matured a great deal having to handle the responsibility of taking care of himself. He thanked me a year later.
@adibchyy6 жыл бұрын
Though I see the benefits of being independent as soon as possible,I financially lean on the side of staying with parents. In my culture, kids usually stay with their parents for a few years after the graduate, and with the savings, they are able to buy a home, build a family, and get savings together much faster than someone who has to worry about expensive loving costs.
@abdirahimmussa27085 жыл бұрын
AvocadoOnPC i agree
@ryansack51985 жыл бұрын
Rachel.. you had a million connections.. connections are huge.. and y'all don't even cover that..
@5000MikeMaster4 жыл бұрын
Ryan Sack of course they won’t she’s never going to admit how daddy is the one writing her paycheck. She’s a joke
@grantstephens82304 жыл бұрын
The biggest understatement of this whole comment section!
@drrush34214 жыл бұрын
Ryan Sack true but the Ramsey brand deny privilege with amounts of insistence and enthusiasm
@maljones13984 жыл бұрын
Michael Post a lot of white peoples work under their family’s business . Nothing wrong with that . As a business owner I’d rather pay family than a stranger wouldn’t you ?
@パンの耳ライオン4 жыл бұрын
Wow.. All the jealousy and envy going on here 😯
@flyingmollywhop42286 жыл бұрын
If hes one class away offer him an option- "we pay for the class and you go and pass, then you have 60 days to move out, or you have 30 days to get out from today." Very simple.
@paulaconlon443410 жыл бұрын
My son is 21, a major alcoholic, I have been a single mom of four children. The other three are doing phenomenal. My youngest son feels entitled and doesn't think he has no problem. His father does not offer help. I'm an RN and work long days. I have quilt because I feel i can't help him but he's really emotionally killing me. He has no self motivation and when I tell him to pack and leave he laughs and says no. I am going to evict him if it won't change
@TheorizingWithBen9 жыл бұрын
+Paula Conlon how'd things work out since it's been a year?
@joneslr258 жыл бұрын
Is your son better?? What happened with your situation?
@AnaxofRhodes7 жыл бұрын
Evict. If he doesn't leave, call the cops: he's trespassing.
@llolgp12366 жыл бұрын
Thats cause your useless and dont even think that maybe he has deeper issues and needs therapy
@BUENDIAYBUENASNOCHES3 жыл бұрын
that sounds very horrible, I will pray for your son and all the young adults that need guidance to move on and start their own lives.
@TheorizingWithBen9 жыл бұрын
I hate that he was sure to give advice, but didn't know jack diddly about the 24yr old. "what's his major? does he have any useful skills for oddjobs? does he have a hard-time finding other work?". this was too cut & paste.
@TheorizingWithBen8 жыл бұрын
rewatched it: a. she never should have called Dave Ramsey for motherhood advice. b. if the guy has mental problems, or anything else worth addressing, it would be worse to take this umbrella advice. c. this is comparing different family attitudes. some families are hands-on. some aren't. this call was on bad stance to begin with.
@Excalibur26 жыл бұрын
Most of Dave's advice drops in value any time it goes away from paying off debt. The second he has to comment on social issues he becomes an entitled old man that can't imagine life outside the way it was when he grew up. He thinks pizza delivery jobs pay something like 12 grand a year. He lives in a fantasy world. That being said, this stuff is enjoyable, like watching the jerry springer of financial advisors.
@HeyShades5 жыл бұрын
@@Excalibur2 Couldn't have said it better myself
@aquaticsplashes8 жыл бұрын
Where the young generation has issues is where there's all this putting in our heads to get a college degree but also do the journey but also don't get debt or loans we freeze up too many things conflicting
@mac1bc8 жыл бұрын
there is nothing wrong with getting a worthwhile degree. technical degrees can definitely be worth it when used.
@aquaticsplashes8 жыл бұрын
+mac1bc well according to this guys priorities it's about having a big ego and movin out your parents house and getting a job at McDonalds
@mac1bc8 жыл бұрын
+lea rodriguez that didn't make much sense to me, but if you try to continuously better yourself you can do ok later in life.
@macchiatogurl918 жыл бұрын
+mac1bc do you ever catch yourself thinking of what your life is going to be..
@mac1bc8 жыл бұрын
+lea rodriguez yes I did when I was in college. I decided on an engineering degree because i was told the job market would be good. luckily I've been working ever since then, but I still don't know if i want to do this the rest of my life.
@dutchblackgirl62478 жыл бұрын
thank u!!! i was in need of this for 33 years
@MrJM-zr1hk5 жыл бұрын
My daughter went to college, graduated in 4 years. Moved back home for a few months because she could not find a job (in her words) I think she's too picky about a job. I had to do just as Dave advised. She has not managed her finances well, makes a decent wage but no matter what she can't get it together. She asked for more money and I said No! Told her she could come back home but with these rules Dave gave above and she has not returned, is there anything else I can do to help her without enabling her in her disfunction. Her mother and I have handed out too much money already. She has no school loans and her financial situation is of her own doing. I thought I taught her to be better with money but somewhere the ball got dropped. Now all I am giving is tough love and prayer.
@XFizzlepop-Berrytwist5 жыл бұрын
I mean I live at home with my grandparents, I may do this for some time, until I am 25-30. But I manage my money, I do not go out to eat, I pay my car insurance, gas, phone. And I can actually “retire” at 30. XD Living at home can save so much money, a couple hundred thousand potentially. But a job is needed to get there, no debt, and a support system. If she is not willing to put in the effort to change, and be responsible with money. Then there is nothing you can do, its either your rules, or let her figure it out on her own.
@BUENDIAYBUENASNOCHES3 жыл бұрын
It can be tough indeed.
@RobertHurleyJr4 жыл бұрын
You can work 70 hours a week in MA and not afford a place.
@Yetizod14 жыл бұрын
MA minimum wage $12.75. 40 Hours a Week, 52 weeks a year = $26,520. Take home on that is $1787 a month. A quick search on zillow and I found prob 50 places renting for $800 or less a month right now.
@Yugiboii4 жыл бұрын
Then you got an income problem
@aggi76954 жыл бұрын
dave is just so blunt, love this show
@rosegold.sunset47496 жыл бұрын
maybe he's depressed?
@BenjaminRathbone6 ай бұрын
No. That's a ridiculous excuse and enabling bad behavior. Motivation happens in action
@AchillesAnew23 ай бұрын
Worse, he’s comfortable
@mackthelovely8 жыл бұрын
I moved out at 17 and my parent were great they helped support me through rough patches but I think it's so unnecessary to live at home when you're an adult. Get a job and some roommates and move on.
@michaelarmstrong7345 жыл бұрын
My mom put me out at 17 and I'm 30 now. Been homeless number of time and even when i was homeless my mom didn't let me come back
@edwinortiz12625 жыл бұрын
Sounds like my mom.. really horrible parents, the least you can say now is that you've lived through it.
@KO-lw4lo4 жыл бұрын
My heart hurts for you both.. I could understand only if you were on drugs, stealing etc..and they tried to get you help. Otherwise it’s just heartbreaking. Huuugggsss to you both.
@azbuckeyegirl95236 ай бұрын
Deadline is the key. An actual firm date on the calendar. (One month.) Our 24 year old cried and said, "I know you're doing this because you love me, but it still hurts. I feel like such a loser." (We didn't know that he was clinically depressed,) It was SO HARD! We helped him move. Twice actually, because the room he had found to rent wasn't ready by the deadline, so he moved in with a cousin. Five years later, he's self sufficient, worked through the depression, is off anti depressants. He still has hard days, but is making it and stays debt free. He listens to great podcasts. Loves Jordan Peterson. And is now cleaning on the weekends for a lady from his church for extra money. Things aren't perfect. But he knows that we love him and he's making progress. Hope this encourages someone. 😅
@tinotse20074 жыл бұрын
Moved out since 2016. Unfortunately Covid 19 came. Lost my Apartment. Job. Had to move back home. Coronavirus basically stole all our freedom
@robspencer64526 жыл бұрын
This is just an excuse for Dave to talk about how good and tough of a parent he is.
@Izzywizzy745 жыл бұрын
@TheLifeBidder Yep - i have to agree. People are so quick to say what they think "we" should have done, it is not always that easy.
@MoneyyMike4 жыл бұрын
linda salfen 😭😭🤣🤣🤣
@GrislyAtoms125 жыл бұрын
I am going to lay down the truth, and everyone who reads it will know it is word. Family is family, it is the most important thing in life. So don't worry about what Dave Ramsey or anyone else says. If you want to let your kids stay at home, let them. 200 years ago multiple generations of family in the same home was normal. No reason you can't do it today, if you want. They are the ones you can rely on the most. And if you DON'T want to do it that way, if you want to push your kids to get out, well that's your parenting style and if it is what you want don't let anyone tell you otherwise.
@kyledass71625 жыл бұрын
Exactly and don't all 3 of Dave's kids work for him anyway?
@mirandalad50826 жыл бұрын
When he's out on the street with no where to go because rent is high, i doubt he's going to continue loving his parents. i wouldn't. they would be dead to me. without roommates or a girlfriend, it's impossible to live on your own on minimum wage. dave ramsey is living in a boomer fantasy world a 18 year old with no connections or friends is not going to have a high paying job. he or she is most likely going to be a minimum wage worker. if you kick your child out of the house expect him or her to live under a bridge because that is what is most likely going to happen. apartments/ houses and high paying jobs don't grow on trees
@DYLAN1020015 жыл бұрын
mirandalad Exactly!
@alyssam89775 жыл бұрын
Dave Ramsey would say to work 6 jobs and go to school full time and go to church on the weekend. It’s definitely hard to fit it all in.
@ladykemma35 жыл бұрын
Boomer here. Got pushed out of nest at 18. University, lived in roommate situations with shared bedrooms, tents, and even rented a screen back porch once. Couldn't afford an apartment of my own until I was 28 and advanced in my career to have that wage. These kids expect to have an apartment at 18
@ShaunJackson095 жыл бұрын
mirandalad find a roommate. 3-6 months is more than enough time to make arrangements. You sound like one of these entitled brats
@joshsnyder81995 жыл бұрын
Thats all I heard when I was still living at "home" was my mother pushing me to move out, be independent, etc. I was going to college, working part time, paying rent to my parents. I moved out when I was 22 to another state then all I heard was when are you coming home. Lol Years later my mother told me she regrets pushing my brother and I so hard. Too late now. Its strange I am almost 40 and know people still living at home that are my age. They don't mind nor do their parents. One thing I can say is I dont have to depend on anybody for anything. I'm also married but have absolutely no problem living or being by myself. I know its how I was raised. I'm too independent if that makes any sense. The funny part of it all was she was never independent. Always depending on dad. Still does.
@XFizzlepop-Berrytwist5 жыл бұрын
40?! I mean.... I am honestly fine with staying home until 30, but that is because I am saving every dollar I can! I do not go out to eat, I drive a 3500$ car, I pay my car insurance, phone, gas. But... there is a reason to it, I’m hoping to have about 100-150k by then, enough to sort of have money, to do things with. But staying at home until 40? I mean... thats a bit late. 35 could be reasonable if they are going to college for 10 years to be a doctor or Lawyer. XD
@drunclecookie2168 жыл бұрын
heck, I didn't move out of my parents house until I was 27... but I went to college until I was 24, and moved back in with them and worked and paid rent until I moved out... the only reason I did move out was because I started dating my wife and she wanted a place of our own... if I hadn't met her I'd probably still be living with them and on the verge of owning their house (it's huge and for sale)
@edilalewis6547 жыл бұрын
Ryan Cook I have a good loving son at 18 his father died if it wasn't for my Sun I don't know what I would do still living at home this family we pull together
@workinprogress-ye5or4 ай бұрын
Well Dave's kids got good jobs with dad after graduation and had college paid for and did work, but it was different
@javaskull88Ай бұрын
These guidelines really break down when the adult child has a condition that prevents them from really becoming self supporting - maybe a traumatic brain injury or a disabling chronic disease.
@williamwinn9485 жыл бұрын
if your goal when you have kids is for them to move out at 18 or pay you rent or whatever dont have kids.
@johnshafer72145 жыл бұрын
I hope he gets on his own and does well. I still believe that we need to teach life skills so they don't boomerang back home. The only exception is an I'll parent or grandparent that needs help. Other than that, get young people to become independent.
@cosmickitty95336 жыл бұрын
Really pointless coming from someone who works for their dad.
@MarksTournaments5 жыл бұрын
EXACTLY lol
@sanniepstein48354 жыл бұрын
Works. Not mooches. There is a difference.
@helenhilton2158 Жыл бұрын
So what if Rachel works for her dad? She's WORKING! She's EARNING her way in life, not expecting Daddy to give her everything while she sits around doing nothing. Her statements were not pointless at all, but rather coming from the voice of experience.
@cosmickitty9533 Жыл бұрын
@@helenhilton2158 yes but she got handed an amazing job. Most people have to fight to get to where she is. She didn’t have to work for the opportunity.
@danalizotte9591 Жыл бұрын
Cosmic kitty still lives at their parents
@nopenope21845 жыл бұрын
What she said: "We just want him to move forward." What she meant: "We just want this free-loader gone."
@melgal86476 жыл бұрын
How come people who need therapy keep calling Dave for advice?
@thesmartbudgetchannel29404 жыл бұрын
I do not understand this generation these days I couldn't wait to get out of the house when I turned 18. That's because I was already finished with school and I had to wait.
@adamorians3 жыл бұрын
As a 24 year old with a job state away from my parents house, I still find this toxic. A parents role is to HELP your children succeed. That’s why you had children in the first place. Push them to find a job (which is extremely hard to find these days) and support them through this process. That is what will get him out of the house. You don’t have to hold his hand…but be supportive in a way that isn’t shoving him out the door. Finding a job takes time.
@BUENDIAYBUENASNOCHES3 жыл бұрын
definitely! This situations can get toxic, don't let it be, love your children no matter how old they are but yes support them and help them in a smart way don't do everything for them, although some might need a little more help as everyone's different. Pray, pray first and pray fervently, never stop.
@dfields95115 жыл бұрын
How about this After graduation of college. If they move back home Rent starts at 100/month and goes up another 100/month each following month until they is out.
@XFizzlepop-Berrytwist5 жыл бұрын
D Fields I disagree! the more money your kid can save the better, if they can get a job that pays more than 25k a year. ( That is sorta difficult depending on where you live.) In 5 ish years if they save every penny, and invest it as they go, until they get 100k, by then they would be 23, that would give them an extra 5-10k a year on interest of their money. By 30, they would actually have enough to retire on if they are frugal. This is how it should be done, this is how kids become successful. It also is what is done in other cultures. ( Of course I only think it should be done for kids that do deserve it.) Only the US is obsessed with moving kids out at 18.
@dfields95115 жыл бұрын
Kay I have to disagree, if the kids know this up front, the rent thing,, It forces them to think about what kind of job will make $$ and not get a useless degree like anything with the word “studies” in the degree name fore example.
@XFizzlepop-Berrytwist5 жыл бұрын
D Fields Well I would not allow my kids to get a useless degree and stay with me. However I guess different parenting styles for different people. Because of the support my family has shown me, and not having to pay rent while working, and staying home. I’ll have more money than most my age do, and soon a job will not be something I need to survive, it will only be something I would do if I wanted to do it. Staying at home has many many benefits, especially with no rent, I am so grateful for what I have been given, and allowed to do. As I said, retired by 30. XD Thats the goal.
@arethalee4286 жыл бұрын
Your show is awesome help me out a hold lot keep up the good work
@ng201610 жыл бұрын
Jobs really do not make you feel accomplished. If you want to feel accomplished then figure out how you can become your own boss and build the life for yourself that you have always wanted.
@AtticTapes14 Жыл бұрын
Money
@xshadowscreamx4 ай бұрын
Imagine a world full of bosses and no employees?
@1redrubberball5 жыл бұрын
I'm not writing this for any reason other than to demonstrate there is another side to this scenario. As a 9 year old, I knew what work and career path I wanted to do in life. As an adult, I went out and did precisely that. Childhood and learning in public education were painfully slow. I was out the door at 16 yrs and 364 days and in the Navy the next day. I was in a hurry to grow up. This story is the flip-side of "can't get them out of the nest"! Even birds and animals push their offspring out at some point, if they don't go on their own.
@roxyjones70175 жыл бұрын
As parents it’s difficult to set boundaries. I felt mean, but we started with conversations about expectations and then began removing the extras such as eating out with us unless you can pay for yourself. The next step we are demanding rent and portion of the utilities. Things are moving along...and the kids are learning and so are we. My children will earn their way!
@XFizzlepop-Berrytwist5 жыл бұрын
I sorta disagree with rent to parents unless its a small amount 50$ a month or something, the more money your kid can save the better, if they can get a job that pays more than 25k a year. ( That is sorta difficult depending on where you live.) In 5 ish years if they save every penny, and invest it as they go, until they get 100k, by then they would be 23, that would give them an extra 5-10k a year on interest of their money. By 30, they would actually have enough to retire on if they are frugal. This is how it should be done, this is how kids become successful. It also is what is done in other cultures. ( Of course I only think it should be done for kids that do deserve it.)
@pets66597 жыл бұрын
It's fine to live at home what I see is parents are ready to kick kids out at 18 because the parents don't get free stuff like child tax credit and food stamps after kids turn 18
@BUENDIAYBUENASNOCHES3 жыл бұрын
that's horrible, like who would do that? but it's possible, although it almost sound like you might be that young kid?
@johnhepi38445 жыл бұрын
I was 17yr when I moved out, I couldn't wait to leave
@bettysmith70455 жыл бұрын
most people are in the same boat as you, I couldn't wait to get the heck out, but I needed to finish school first. Now I have two degrees and money to live on my own!! I don't understand why some of these young adults have zero motivation to get out of their parents house and away from rules.
@alia77505 жыл бұрын
Betty Smith your mentality is actually in the minority in the world. Must be a white American problem.
@Yourepicgamer1063 ай бұрын
@@alia7750Not even a white-American problem but their problem themselves. I don’t see an issue with moving out but at 17, they’re still a minor. Like come on, how are you gonna be that ready to be in the real world when you still need some more parental guidance? Systemical oppression and institutionalized racism has caused Black-Americans to feel the urge to feel racially victimized. It is fair to have the sense pf insecurity however blaming one’s race to be the root cause of the behaviour is a colonizer mindset.
@thetelephoneprankster42545 жыл бұрын
There is more to life than working 3 jobs and money. Dave seems to be lacking compassion
@BUENDIAYBUENASNOCHES3 жыл бұрын
True, It's very important to have compassion that to be right or having $ and success.
@mustasheolll2020 Жыл бұрын
All he cares about his money duh
@AtticTapes14 Жыл бұрын
1 full time job
@mustasheolll2020 Жыл бұрын
All Dave likes is money, he doesn’t care about anything else much, if at all.
@messily14565 ай бұрын
Yeah, like dignity, honor, and the kind of confidence and rest that comes after a fulfilling day’s effort. The money is just the icing on the cake and something that makes it possible to live fully. Dave knows that money is a huge roadblock and focuses on it to help others get through the road block. Have you struggled with money?
@shockfactor86376 жыл бұрын
Disagree. You should allow your child back into you house to save up money to be our on their own. Finding a full-time job out of college is not easy. In the meantime, as long as you child is working and contributing to the household, then allow them to stay until they get settled. You parents who are whining that your child is not motivated need to acknowledge that you failed at rising a adult. Take this opportunity to try again.
@posyplanter5 жыл бұрын
Amen!
@scottshawn60346 жыл бұрын
There was something that I couldn't figure out. What is the true value of life ?? To follow the main stream value ? To get a job, getting married, having kids,or more money you make the better the more successful you will be ? Think about it , everyone s playing their different roles in this world. if there are riches, there s gotta be the poor, there are independent kids, then there must be home staying kids, and for them , the value ,or lets say the meaning of success might be so much different from the main streams ,, I will be 24 years old in one week , i had the experience of importing Australian beef and stuff, made some money bought myself a nice Car, but now I QUIT!!! Me and my boss had some serious personal problems, I've been staying home for almost one year and all I figured out through these days, is that for me I don't like being put in this society, I never want to force myself to become the person I never liked again, I know ppl would say I'm just looking for excuses, But I don't even need one , That is me , I'm playing my own role.And I am quite happy .
@annmariemarin55135 жыл бұрын
At 3:41, magic happens. Thank you., Dave.
@leipzigescobar40856 жыл бұрын
2018 and I feel I must have 2 more jobs to catch up!! My teenage daughter has a part time job, her father does not allow her to spend her money on nonsence. Her only responsibility is to pay for her cell phone with all of parental supervision. Works with an organization volunteering her time to talk to other teens about the repercussions of using alcohol and tabaco. Participate in the major's summer work program (Louisville). Her father makes her listen to the Dave Ramsey show on KZbin because we did not have someone to guide us in that path, so we want her to be a better version of us...I did not inted to brag. I'm just a very proud mother😁🎉
@annwallace95374 жыл бұрын
I think so many parents these days don’t prepare their kids for life on their own. Stop coddling your kids and being afraid to let them go!
@TheWaldocrazy5 жыл бұрын
So he's 29 years old now, would love the see what happened to him.
@Countcho6 жыл бұрын
i love dave ramsey. he tells it like it is
@donaldrichey33183 жыл бұрын
I was out at 19. Be an adult. Figure it out.
@lavaboy15653 жыл бұрын
did you do college. If so, can i ask what degree did you do and where are you now
@back2the80s3 жыл бұрын
With enabling parents?
@worthey19694 жыл бұрын
My dad kicked me out at 19 so my girlfriend and I which is my wife now went to a mobile home dealer to get started on our life and new home, so they run my credit for approval.. come to find out I was 37,000 in dept already, apparently his credit wasn't any good so he just went ahead and felt free to use mine using my social security number, so we found an old shack for rent with holes in the floor and holes in the walls and by this time we had a newborn. I now am 51 years old and there is still tension between me and my dad. I have a son 23 years old married and two kids living in my front yard in a camper, he doesn't pay for any of the electric bill or any rent and does five loads of laundry at my house every week it has been 3 years ...it's hard for me to tell him it's time to go because of what my experience was with my dad.. they are both working but always broke I know they have one car payment but I don't know of any other bills anyone have any advice?
@HornetUK16 жыл бұрын
I wonder if dave could make it in todays world as a young man with the wages and the way women are today
@MrJM-zr1hk5 жыл бұрын
I am about 50 years old, worked a full time job, started a small business of my own worked both for 15 years, built a life instead of chasing women and the women chased me! Get your life together and other things will follow.
@l-train78765 жыл бұрын
Mr. M J you’re 100% correct with pursuing excellence and other things will follow👌🏼goes both ways for men and women, excellent advice.
@drrush34214 жыл бұрын
Incel alert
@keontdavis5 жыл бұрын
This topic is highly debatable. Especially with the way the economy works nowadays.
@BUENDIAYBUENASNOCHES3 жыл бұрын
true, you always need $ to start but that's why you try to get a job. Help around the house too maybe? Whatever it is but helping with something!
@mikeortega60728 жыл бұрын
easier said than done and it sounds good on paper, but compounded laziness and lying creates a "spineless jellyfish" that doesnt see the problems he creates by their irresponsibility. Going through it now! oh and by the way, I instilled a 12 month move out date but got no support from his mama. Its time for me to go.
@Izzywizzy745 жыл бұрын
I totally understand but it is really hard especially in the state of CA just to live in general.
@sbu77365 жыл бұрын
A 9 to 5 IS just as depressing as sitting at home.
@XFizzlepop-Berrytwist5 жыл бұрын
At least the 9 to 5 pays. XD
@jaredfrazier22163 жыл бұрын
cry about it kid
@mustasheolll2020 Жыл бұрын
But at least a 9 to 5 gets you bank
@L00kvidz8 жыл бұрын
that guy is egotistical and annoying
@kebandrews70768 жыл бұрын
benjamin pittman this guy is so cliche and a buffoon.
@aciduck10276 жыл бұрын
yeah he probly thinks hes going to heaven
@AtticTapes14 Жыл бұрын
Dr. Phil
@rperez38835 жыл бұрын
I totally understand what Dave is saying about the eagle and the turkey but anyone who has hunted turkey know they can fly too. Lol