How Do YOU Justify your Expensive Motorcycle Habit?

#custommotorcycle #harleydavidsonriders #expensivelife
Harley Davidson motorcycles can be very expensive. How do we justify this as motorcycle enthusiasts?
My Motorcycles
2023 Harley Davidson Road Glide Special 120th Anniversary
2022 Harley Davidson Low Rider ST
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[@TyFromTennessee]

Please SUBSCRIBE here --> kzbin.info/door/dPcJDOGSV2CEIREo_7LOvg

[@DeBa1226]

You know I always subscribed to there’s always that initial spend getting into my hobbies. Whether it was back in the day when I played too much golf, or when I snow skied in the winter, or started riding Harleys, once I had all my gear, all my equipment, my bike, the spend was manageable. We all need to find that hobby/activity, that keeps a smile on our face, that refreshes our mind, and be smart to not overspend. When you keep the financial stresses in being over-extended out of the hobby, you simply enjoy it to the fullest.

[@TyFromTennessee]

SOLID advice! Thank you so much for the excellent feedback. I hope you're weekend is going well and enjoy your Sunday. Thank you for watching!

[@aspen9062]

At 66 I bought my brand new 2023 Low Rider ST. I justified the cost based on 44 years of a career and the average life expectancy of an American male. Basically, I wanted it so I bought it.

[@TyFromTennessee]

That sounds like a totally understandable reason to me. Not a bad way to look at life at all. Thank you so much for watching!!

[@tankcrowe7668]

Bought a new electraglide classic in 2007, still have it. I was 52 had rode all my life and knew what I wanted . After riding it 17 years I just put 4 grand into it to completely replace everything it needed. I'm 69 ill ride it until I die, don't care about the newest and upgraded stuff, I care about riding, and there is nothing like riding something that has became a part of you.

[@TyFromTennessee]

What an awesome comment! A bike that has traveled with you for miles and years! I love it! Thank you so much for sharing. I appreciate your time very much!

[@mldiode]

Riding my motorcycle is cheaper than therapy.

[@TyFromTennessee]

Hahaha! Yes. So much cheaper than therapy. I appreciate your time very much!

[@teewhy2602]

Because I'm a grown a$$ man with a job and my HD makes me happy

[@TyFromTennessee]

Not a bad philosophy for sure. I like the way you think!

[@ITS-yk5ky]

Amen

[@bigg2768]

The smell of fresh cut grass, camp fires smoldering from the prior night, manure, race gas after an old muscle car goes past. The fresh smell right when it starts to rain. The wind. Riding with no destination or timeline. Peace. Wife used to ask, as I was chilling in the recliner after a ride, if I was tired? Nope, just super relaxed. 😎

[@TyFromTennessee]

Those are some fantastic words that could just about put in a video. I feel the same way when I get home. 💯!! Thank you very much for watching! I appreciate your time so very much!

[@lauriengodbouto3530]

My RGS is my therapy so it's not an expense to me.😊

[@TyFromTennessee]

That’s right! Couch therapy is a lot more expensive! Great point! Thank you so very much for watching!

[@gagbum]

It makes me happy, and it is the least I can do for myslef

[@TyFromTennessee]

There ya go! That is a fantastic perspective to have. Thank you very much for watching today!

[@viktorask]

10k+ on my Triumph. Love it.

[@TyFromTennessee]

Love it! Triumph makes some great bikes! Thank you very much for watching!

[@bobnelson2499]

Ya know, from years of doing without (by choice) and something in life happens to where it is your turn, treat yourself. You earned it.

[@TyFromTennessee]

Bob, that is so true sir. For so many years my wife and I couldn't afford these type of things and now we can...so why not? Thank you so much for watching sir. Have a fantastic weekend!

[@derfskittlers6125]

Your inner fairing looks great.

[@TyFromTennessee]

Thank you! My local HD dealership did it. Turned out very nice. Thank you for watching! I appreciate your time!

[@Petesmotoadventure]

1. Same philosophy here.. save for tomorrow but not at the expense of the day. Reason we travel so much you can’t take it with you. Waiting till retirement to travel is dumb.

[@TyFromTennessee]

Yes sir indeed and all expenses have to go through the boss (Winnie). hahaha! Thanks Pete!

[@JayBD626]

My riding buddy passed away last fall, so I told my wife I was done and sold it. The desire came back and I just picked up my new-to-me 2022 Heritage 114. Love it. I’ll likely be riding alone, but that’s ok. Funny, but I started out on a V-Star and a Road Star as well. At my stage of life, debt free, and having been blessed tremendously, I decided to pull the trigger. Also bought a ‘23 Miata so my wife would ride with me, and she has. It’s her 4-wheel motorcycle! Guessing you are up above White Lightning HD from previous videos. Btw, good video, subscribed!

[@TyFromTennessee]

Hello there sir. I’m so sorry to hear about your friend. I’m glad you are able to ride again and enjoy that time with your wife. The Heritage is a fine motorcycle and indeed hope you like it. Yes, I spend way too much time at White Lightning as it is. Thank you so very much for subscribing! I really appreciate your time very much!!

[@newenglandbiker2220]

🔥🔥🔥 Making a bike your own is the biggest cost after the purchase. It is ashamed we spend so much on a purchase and so much on the bike we don't want.

[@TyFromTennessee]

Thanks for the fire emoji! Yup, it sure isn’t cheap but it’s a lot of fun. I hope your weekend is going well and thank you for watching!

[@quickshoe6]

Wife and son surprised me on my 60th with a 2020SGS. Almost 30k miles on it now. Let's go.

[@TyFromTennessee]

What a wonderful gift! I love that. Ride safe out there and thank you for watching!!

[@MarcusTurner-db5qv]

Nice video keep up the good work Ty From Tennessee

[@TyFromTennessee]

Thanks Marcus! I appreciate that and I hope you have a great weekend!

[@wskeyson3382]

Your 1st Harley is usually the most expensive! What do I mean? When you trade it in, or sell it the equity greatly (usually) reduces what you pay on your next Harley, and so on.

[@TyFromTennessee]

Great point! Didn't think of that one, but I believe you are spot on. Thank you so much for watching. I appreciate your time!

[@erniemorgan471]

I worked hard and long (42 years with the US Army) so I feel I’ve earned the right to spend my retirement money not only on myself but on my wife and grandkids. I can’t take either the motorcycle or my retirement check with me when it’s my time so I’m going to enjoy it while I can. By the way, what did you think of Barber Motorsports Museum?

[@TyFromTennessee]

Hey Ernie! 42 years in the Army. Wow, thank you for your service. The Barber Museum was incredible. I sure hope to go back again soon and maybe drive the Porche on the race track. Thank you so very much for watching sir!

[@soujrnr]

🔥🔥 Yup. Still here. Mike from Tennessee here. My wife and I were blessed to be able to retire at 50 years old. We paid cash for our new Gold Wing (not because we're rich, but because we could), and we don't really consider motorcycling an expensive habit. It CAN be, but we don't let it get out of control. I've never had any interest in Harleys (no offense...I just like Gold Wings best!). Fuel economy is great, and gas is relatively inexpensive here in TN, so we can ride for a long time with minimal expense. We don't do any touring because my 94-year old dad lives with us, and we can't leave him for days on end. We try to do an occasional overnighter, however. The possibilities are endless here in northeastern Tennessee!! All the other reasons you gave were great! At the end of the day, it's all about balance and priorities. Don't sacrifice important things for your own satisfaction. Take care of what matters first and foremost. Motorcycling is a LEISURE thing, so treat it that way. Ride safe, ride well, and ride often!

[@TyFromTennessee]

The first fire emoji!! WooHoo, Thank you! Nothing wrong with a Goldwing at all...very nice motorcycle! I'm looking forward to retiring one day, but for now just enjoying life. Thank you so much for watching. I appreciate your time today!

[@FreewheelerLover]

Motorcycles, as a mode of transportation, are far less expensive than cars. They get far better mileage, the machine is (generally) less expensive than a car. The only piece of gear you HAVE to have is a helmet in most states. That being said, the assorted gear we enjoy and upgrades we like are very pricey. I have 3 Harley jackets, 2 leather, 1 mesh. I have a couple different pairs of HD gloves. I have bought 5 helmets within the last year. And don't get me started on boots! LOL. I have added things to my already awesome Freewheeler. Did it need them? No, not at all. I bought an amazing trike. Did I want them? Yup. She is now MY bike, not the previous owners. Yes, I have spent a lot of money on this new hobby. I have a good paying job and am finally able to enjoy the fruits of my labor rather than just paying for the necessities.

[@TyFromTennessee]

Dang, I love this comment so much and don’t get me started on boots and shoes! Hahaha. Yes, it’s time to enjoy our hard work and ride. Thank you so much for watching Lori!!

[@jameskerr8091]

I am a one. Luckily I have always had good credit and disposable income. I bought my first Harley after I retired and it was a love at first sight purchase. After that I was hooked. I then hung out with friends who all loved their Harleys. I also got another job after I retired. Good video.

[@TyFromTennessee]

I hear ya. My wife has always taken great care of our finances and she has rebuilt my credit as well. Thank you so much for watching and I hope you have a fantastic weekend!

[@peterjohnson921]

Ty I appreciate all your content, I have a 2023 road king and looking at stage 2. Nor sure what cam to throw in ? Keep up the good work !!

[@TyFromTennessee]

Hey there! I’m going to be putting a Star Racing 30/30 cam in my LRST. I hope that helps! Thank you so very much for watching!!

[@TheGoducks3]

I love my Cyclerama 480MT, definitely woke up my 21 RKS.

[@NVARider]

I didn't get back into riding until after the kids were well into school or done and my wife went back to work. Started small. Was at a good point in life and work so I moved to my 2020 RGS. In the time I have owned this one we have had a change in job and state we live in. For a bit this brought into serious focus with my wife if this expense was really needed. Not riding, my choice of ride. Back to a point where we are doing well so that focus is gone. Will be all mine in 2 more years. Upgrades are a bit tougher to get approved. 🤔 Actually, I take that back. A few upgrade requests have been approved knowing full well that, at the moment, they are not in the budget. Hmm Ah well. A green light is a green light. They will happen eventually. This hobby is fun and it helps me relax some. My wife is fine with this. As long as I am safe and return home to her. Be safe out there!

[@TyFromTennessee]

Hahahaha! “Green Light”. Yes! I’m totally with you there my friend. The same goes for me too. My wife is usually very supportive but some upgrades take some convincing and saving, like the Stage 2 for my LRST. Thanks for checking out the video and I hope you have an awesome weekend!!

[@jdreyno1958]

Really having my Harley is really one of the only luxuries or extravagances I allow myself. I've worked all my life and am on the verge of retiring for my second and final time. It's what I enjoy.

[@TyFromTennessee]

Nothing wrong with a little treat yo self from time to time. Congratulations on retirement! Thank you so much for supporting the channel with your time!

[@Kevin97587]

We are born with nothing and we'll return to nothing, whatever we do in the inbetween is what matters. I used to save alot more money before I go into motorcycles six years ago, meanwhile ive owned 6 different bikes, done road trips, spend way too much money on modifying bikes.. but to me it was all worth it because ive done/experienced things I otherwise never would have, and those experiences are worth more than any type of money.

[@TyFromTennessee]

Very well articulated Kevin. Yes! The experiences are worth so much more than the monetary costs associated with it. Thank you so very much for watching!

[@brianseibles6944]

My father told me if you work hard you deserve to spoil yourself, and to be happy, you can’t take it with you, and the most important one don’t do it if you can’t afford it or to maintain it. I’ve come to the conclusion no matter the hobby you’re going to spend some money be it fishing or motorcycling you can’t let it take from you and or family…. I almost forgot to ask where did you get your vest from

[@TyFromTennessee]

Hi Brian. That is a fantastic perspective to have and I agree with you 100%. Here is a link to the vest that I purchased. I hope it is helpful and thank you for watching! --> bityl.co/QuRO

[@holisecleveland2859]

"0" that amount comes out to $66.50 a week I didn't have that much extra until the 1990's and spent it on family. I had a Norton 650 in the `60's a Triumph Bonneville in the `70's and a Honda 750 4 cylinder in the `80's. I am bike-poor at present but whenever possible I will buy a Harley = wanted one all of my life.

[@TyFromTennessee]

Those motorcycles that you had through the years sound like some great bikes! Harley’s are great but there are many wonderful motorcycles. Have a great weekend and thank you for watching!

[@deelzridesandadventrues]

0, Just a little below of 16mo of owning my first HD. A side hustle has worked good for me over the yrs but not so much now. And I agree, a man needs to treat himself well due to extra hard work but don't forget to spoil your significant other in return.

[@TyFromTennessee]

That’s so right. I love to spoil Mrs Cooper when I can. Thank you so much for watching!!

[@Slayer_syndicate]

1, Im 31 with no kids. my wife and i both ride so i gotta pay for 2 bikes lol. i had 3 bike payments until recently when i paid one off and sold it. when you work hard, it feels justified to spend some of that hard earned money.

[@TyFromTennessee]

That’s so right! Working hard is why many of us can spend some money on hobbies and interests that bring us happiness! Thank you so much for watching!

[@RoadReality]

LOL, I do what I want, when I want, so long as the Minister of Finances approves it :D Bikes are expensive, but they don't HAVE to be. Keepin' up with the Joneses [or Tys, in this case] could get expensive quick.

[@TyFromTennessee]

Yes. I have the same approval process that has to be followed…so I get it. Expensive but so much fun. Thanks John. Have a great weekend my friend!

[@Lukerides11EGC]

Paid cash for a Shadow 750 that I rode for 15 years. Big fat 0 for years. HOWEVER, got my first HD almost a year ago and I’m definitely a 1 this year 🤣

[@TyFromTennessee]

hahaha! A Harley will keep you in that "1" too. I sure hope you are enjoying your motorcycle. Thank you so very much for watching and I hope you have a good weekend!

[@martinfechino2214]

It’s a passion and the life it’s now tomorrow it’s uncertain so fuc it do it now when you can and enjoy til last day of your life

[@TyFromTennessee]

It’s a great perspective to have. Tomorrow is not guaranteed for any of us. Thank you very much for watching!!

[@RoadReality]

1 ... LOL, those "estimates" don't count me. I spend way more than that on my hobbies, some of them by themselves [LEGO], but others are less [motovlogging].

[@TyFromTennessee]

You have 2 very expensive hobbies. Lego’s can be crazy expensive but I do love my Lego DeathStar. Cha-Ching!!

[@RoadReality]

@@TyFromTennessee Lego is for sure expensive! New 1:8th scale super car Technic set comes out next month... gonna set me back $450 - I'm already saving for it, lol

[@RoadToAL]

1 definitely 😢

[@TyFromTennessee]

For sure!! Me too my friend!!

[@Smoke-te1iy]

I smoked cigarettes 30 yrs and quit 6 yrs ago. Instead of paying Phill, I'm paying Harley.

[@TyFromTennessee]

Congratulations! I know that is a tough habit to break. Sometimes that Harley tax isn't too bad. Thank you for watching!

[@markh.harris9271]

The simple answer is that it can't be justified. Easy. I would NEVER finance a motorcycle, nor a boat, etc. I paid cash for my Harleys (Heritage, 2003; Pan America 2023), and yes, they were pricey. I bought the machines that I wanted; including a couple of small Honda cycles when I was learning. I bought my Heritage for classic feel, sound, styling, and touring. I purchased my Pan America for ADV riding as well sport crusing. I love the tech, and I really enjoy the culture. butt... ... and this is the big butt, I CAN NOT JUSTFY THE HOBBY. The smaller but, I'm retired, the house is paid off, the kids are raised, the insurance is paid up... and I'm paying no finance charges nor interest. 🤷 1 marcus

[@TyFromTennessee]

Hey Marcus! It sounds like you are in a good spot right now man. Glad to know it's all working out for you. Not sure when I'll retire, but I'm looking forward to that day. Thank you for always supporting the channel with your time. Have a great weekend!

[@JeffRondini1600]

#1 Ty spending money 💰 on your bike isn't a problem it's better than blowing your money on strippers or ect.. 1000% your so right ..

[@TyFromTennessee]

Hey Jeff! Yes sir indeed! I'm with you there sir. hahaha! Thank you so very much for watching today!

[@Ridingon3TN]

good video but for me those close and know me knows why and how.

[@TyFromTennessee]

Man, I hope everything is ok. Ride safe and I hope to see you around soon!

[@Ridingon3TN]

@@TyFromTennessee yeah it is just dealin with the va sucks a lot..hope to see you soon as well

[@javonbrandon]

I'm going say I spent a couple of thousands just for maintenance on a harley davidson

[@TyFromTennessee]

Yeah man. I get that. I think that’s a lot of us. Thank you for watching!!

[@wskeyson3382]

Dave "You don't need a car" "You don't need a Harley" "You don't need blah blah blah" Ramsey is the spoiler of the American dream! Sure, he turns lives around but mandates sacrifices for his clients and those sacrifices take years. People aim to live for the moment, not to sell luxuries to be inconvenienced.

[@TyFromTennessee]

My wife and I went through this classes years ago and to be honest with you, I wasn't impressed at all. I'm sure he gets results but he's not my go-to financial advisor either. Take care my friend!

[@clemc5457]

🔥

[@TyFromTennessee]

Fire Emoji! Thank you so much for watching! I appreciate your time!!

[@nrgrlsd9931]

I have a job and I pay my own bills. Hence no one can tell me what to do with the rest of my money.

[@TyFromTennessee]

That’s great and I hope that continues to work out for you. Nothing wrong with that at all. Hope you’re having a fantastic weekend!

[@nhzxboi]

Finance a motorcycle? No thanks. I paid my '23 FXLRS in one month. I had no intention of being tied down to Eagle Mark bank. BTW, as soon as you get a loan through them, your credit rating drops a bit. They're considered a risky consumer loan source. That doesn't surprise me with all of the shady loans that dealers offer. Be ever so careful about taking out a loan for a bike/boat/ATV for any more than 3 years. 72 months for a motorcycle??? NO WAY!!! So. I guess I spent $23K on my hobby last year. I'm sure that will be much less this year.

[@TyFromTennessee]

I’ve most certainly financed a few but I always pay them off. It can be a good way for some to build credit too. Have a great weekend and thank you for watching!!

[@ChadGrimes]

Golf course is a waste of what could be a great shooting range

[@TyFromTennessee]

A few of my friends really seem to like it. It’s just not my thing. Thank you so very much for watching!!

[@hessman5198]

Between my 2 hobbies, motorcycle & ski boat, I'm still spending less than $3400. 0

[@TyFromTennessee]

That doesn’t sound too bad. I have a few friends with boats and they love it. Thank you very much for watching!!

[@keithdickson8364]

I’m divorced and you can’t take it with you. 😂😂😂

[@TyFromTennessee]

Hahahaha! You are so right! Thank you for watching. I appreciate your time!

[@rickiekm]

1 - Motorcycle travel expenses

[@TyFromTennessee]

For sure! It's easy to do, isn't it? Thank you for watching!

[@About_that_ride]

0. And I have 2 2024 RG. Way below 3,000 a month.

[@TyFromTennessee]

The new Road Glide! Congratulations on your new motorcycle! Love the new bikes. What color did you get?

[@About_that_ride]

@@TyFromTennessee Thank you! Onyx pearl white and whiskey fire. Headed to TN first week of October 👍🏼

[@TyFromTennessee]

@@About_that_ride Which part of TN?

[@About_that_ride]

@@TyFromTennessee east. Between NC and TN. We’ll be riding both and everything in between there and TX

[@BoDean52]

1 🔥 and Ramsey has an issue with you

[@TyFromTennessee]

All that and a fire emoji too! Thanks buddy. I appreciate you!

[@nelsongn9]

Did Dave Ramsey really say that??

[@TyFromTennessee]

No, that is just a meme that I made for Facebook a while ago and I used it for the video. Thank you for watching and I hope you have a fantastic weekend!

[@genekelley7579]

🛑🛑 I’m not sure I can keep up with you, with the 2 new bikes you have in garage, let alone all the ink on both of your arms. 😆😂👍

[@TyFromTennessee]

hahaha! I'm just getting warmed up with the tats, but I'm running out of room on my arms! Thank you so very much for watching!

[@genekelley7579]

@@TyFromTennessee I know that’s an expensive hobby. 😀👍

[@destinationh-d1]

1 sir

[@TyFromTennessee]

Thank you. Owning a motorcycle will do that to ya! Have a great weekend!

[@DyinG_BreeD_MediA]

1

[@TyFromTennessee]

Yes sir! Me too! Thank you for watching!

[@andromedach]

justification is only for those who feel guilty

[@TyFromTennessee]

No guilt here.

[@nrgrlsd9931]

1 Spent that much in one month

[@TyFromTennessee]

No doubt about it. Me too!!

[@Harley-ladyrider]

1 (together) :)

[@TyFromTennessee]

Yup, I totally understand! Thank you so much for watching!

[@paulsilson2148]

Well, I would never watch that , let's say untruth tv channel, that made that statement.

[@TyFromTennessee]

I don’t really care about politics at all but the article was very interesting. Thank you so much for watching!!

[@edwinbrown3303]

You only live one time. Do what you want. Get a divorce or two. Nothing is expensive.

[@TyFromTennessee]

Had one divorce before. Never again. I appreciate your feedback very much and thank you for watching!!

[@lauriengodbouto3530]

1lol

[@TyFromTennessee]

I get it. Me too!

[@RoadReality]

🔥

[@TyFromTennessee]

You’re a good man sir.

[@RoadReality]

@TyFromTennessee that's going a bit far...but "paying attention to details" might cover it :)

[@jdreyno1958]

1

[@TyFromTennessee]

I think most of us are going to be in this category. Thank you so very much for watching!

[@120074]

1

[@TyFromTennessee]

Yup! Me too 💯. Thank you for watching!!

[@sinfulskintatstudios407]

1

[@TyFromTennessee]

Yes sir. I’m with ya. Me too! Thank you for watching!

[@teewhy2602]

1

[@TyFromTennessee]

Yup. Me too 💯. Thank you for watching!!

[@8242anthony]

1

[@TyFromTennessee]

There ya go! Thank you for watching!

[@wskeyson3382]

1

[@TyFromTennessee]

Got ya! Thank you so very much!

[@jasonfrost2895]

1

[@TyFromTennessee]

Thanks Jason! I'm with ya sir..me too! I appreciate your time very much!

[@aseagrave6537]

1

[@TyFromTennessee]

Ahhhh yeah! Me too man!!

[@stevebohme7939]

1

[@TyFromTennessee]

Heck yeah man. Me too. Thank you for watching!

[@CodyMcDonald89]

1

[@TyFromTennessee]

I have a feeling most of us are going to be (1's) in this video. Thank you very much for watching today!

[@CodyMcDonald89]

@@TyFromTennessee yea loved it man good topic. I will say I’m 34yrs old I work construction with my dad for living. I think I’m kinda to hard on savings as I don’t like to spend much at some points lol. But lately I’ve been spending a tad more here and there because we never know what tomorrow brings. I have roughly. 30k saved up so I think I’m doing damn good. Still be wanting that 24 low rider st with trask turbo kit it’s local here for 33k but would need 5k down and trading mine in. My only concern is if she would be comfortable enough. Most people is telling me no

[@TyFromTennessee]

@@CodyMcDonald89 Yes sir. It sounds like you are doing very well! Keep going. Hopefully a LRST will show up for you very soon! Thank you so much!