How Health Insurance Works In America | Medical Insurance For International Students

[@chaiandcoaching]

☕️Chai Question: What Is The Most Confusing Things About Health Insurance In America For You?☕️ Health Insurance Video Part 2: kzbin.info/www/bejne/iKLPY5erorRnars

[@stefinaweasley1514]

Found your KZbin channel interesting to watch. I can't wait to see your new videos soon. Good Luck with the upcoming update. This channel is really very informative and effective.

[@chaiandcoaching]

Thanks! 😃

[@ramgonnafly]

Can you explain how this works if someone has a pre-existing condition like diabetes and is insulin dependent? I was reading recently that insulin costs are quite steep in the US. Add to it the medical supplies like glucometer strips, needles for injections etc., Can you throw some light on it for both university insurance and other insurance providers?

[@chaiandcoaching]

Sorry I’m not familiar with that. That is something you will need to ask the university, insurance company, or other students.

[@arunxnub8157]

@ramgonnafly Hey i was searching the same exact thing did you get the answer?

[@thathappyfoodie7628]

Thank for this valuable information rob ! keep it going !

[@chaiandcoaching]

welcome!

[@dineshkanna4300]

Hey bro.. Ia there any books to dive in deep about insurance knowledge

[@chaiandcoaching]

Dinesh Kanna sorry, I’m not sure about that. You can always check Google 😃

[@alifitnesssolution]

And you shd findout good insurance company and make a add for some amount .

[@chaiandcoaching]

Sure thing!

[@alifitnesssolution]

Good work guys , u can start a student help chanel like fb .

[@chaiandcoaching]

What do you mean?

[@truptikande4677]

can you say me ohio state university allow other health insurance than the university plan for international student and their family..

[@chaiandcoaching]

🤷‍♂️ not sure, just email or call them and ask, or check the website 😃

[@sanathkumar7392]

I was planning to visit US fory masters, and I am a thyroid cancer survivor. I am really not getting any info if I would be able to get a health insurance coverage, I am cancer free, yet will I still be eligible for a health insurance coverage excluding pre existed condition? It's a question mark for international students like me. US health insurance is highly complex dude. Now I am not sure and still trying to find more info by mailing the college admission team itself. Any info on this is Highly appreciated.

[@chaiandcoaching]

Sorry I’m not sure. Talking to the university directly will be your best plan.

[@Sunny_9292]

Does it cover prescription medicines for type 2 diabetes ? It would be very helpful if you can post a link . And also we are allowed to bring only 3 months medications from home country if im not wrong . Did it get extended ?

[@chaiandcoaching]

Every insurance policy is different. You will need to research yourself for those specific details on coverage.

[@bharathreddy6606]

In my i20 university mentioned health insurance as 16000 USD per year. My mind got blown after watching this as it was very much closer to my tution fee, can you please tell me what should I do now ? I can't afford that 😭😭

[@chaiandcoaching]

Yes very expensive. You can make that part of your loan.

[@isahabdullahi5310]

Thank to DR Rorpopor herbal on KZbin, I want to appreciate DR Rorpopor for giving me more life again, was diagnosis of Herpes after the use DR Rorpopor herbal medicine got cured, if you are infected you can contact him on his KZbin __ he also cure sickness like hepatitis : Bp, skin disease, stomach, ulcer, asthma, and fibroid, acute wait pain, cancer of the breast, Hynia, Afflictions, chest pain, HIV HSV1 and STD etc....🥰

[@haruharu8057]

What uni are you going to? That is insane. Consider ISO it is around 700 a year

[@omkar056]

So according to the video.. medical industry is booming in US... Not very favourable for people living in there but also it gives a ground for new business opportunity, as you mentioned of local vendors, it's really hard to open an insurance service in India there are lots of rules to be followed some of them takes at least of 10 years even if you have the money to fund it, but I guess rules are more relaxed in US and the profit margin is really high. Great.

[@chaiandcoaching]

Om Kar could be! Still lots of rules and regulations in America compared to other countries.

[@omkar056]

@@chaiandcoaching it should be, as insurance industry holds one of the highest rate of bankruptcy and fraud reports. BTW thanks and you've earned a sub. Do more videos like this, these are really very informative and helpful. Good luck

[@chaiandcoaching]

Om Kar sounds good! 😃🙏☕️

[@avadhut325]

Are dental insurance separate from normal insurance that University provides ?

[@chaiandcoaching]

Usually dental is separate

[@deeptiwana5210]

Sir, health insurance is needed for USA international students or not ? If yes then how much it should be minimum? Please reply sir

[@chaiandcoaching]

Yes it’s required. For minimum you need to check with the university

[@omkar056]

Hey is it possible to buy a property in US for foreigners, if not what are the tricks?

[@chaiandcoaching]

Om Kar yes it is possible. Not really any tricks, what is more important in America is to know and follow the rules. 😃

[@omkar056]

@@chaiandcoaching How do one find a good property in US ? Is there some kind of brokering service available similar to what we have in India? In one section of my company I deal realestates and I was thinking if I can buy some property in US, Germany and Switzerland( I know the costs, lol) so that people who are coming from abroad to study or searching for jobs can rent and share it with others in a very low price. Is the govt. Okay with a foreigner doing these all?

[@chaiandcoaching]

Om Kar you need to talk to a real estate agent who is licensed for the state you want to buy property in.

[@markmilan5633]

@@omkar056 yes you most definitely can and you'd have to go through a brokering service too yes. if you want I could direct you to one you could check out?

[@ranjharazi]

nice

[@chaiandcoaching]

👍☕️

[@jafortv8961]

very good video

[@chaiandcoaching]

Thx! What was most helpful?

[@robin_singh37]

Hello sir, I get an internship for 3 months in USA Do I need a healthcare insurance for that?

[@chaiandcoaching]

It would be recommended. Your company should provide that for you if needed.

[@sarasry7218]

I want to study in USA college at the same time I want to find a cure for my illness is it possible with student insurance ?!!

[@chaiandcoaching]

I'm not sure sorry, you will need to contact the university directly to learn more about the details of the student health insurance policy

[@mahiprathore2195]

Which Insurance would you suggest for an International student? My University does not offer insurance for students. I was using ISO as it used to be 80 or 90$ per month. However now its 200$ for me. One factor is I am over 30 now but still this is too much. Are there any other reliable options?

[@chaiandcoaching]

mahip rathore I’m not sure. For international students typically the insurance from their college is the best option. The best thing to do is ask other students or seniors what they have done for health insurance. Please share what you find out.

[@mahiprathore2195]

@@chaiandcoaching I know it's very common for universities to provide health insurance for their students but that's not the case with Tennessee State University, Nashville. The international students office on campus simply refers us to ISO or other such options. The domestic students also have to buy it from market place based on what I know. One systemic reason that I can think of is that it is a Historically Black College or University (HBCU) and gets way less funding from the state compared to Predominantly White Colleges (PWC). Also I am in a psychology program and almost the only international student in the department so there are no seniors to go ask these questions.

[@chaiandcoaching]

mahip rathore ok, gotcha. Sorry to hear that. I’m not an expert, so I don’t want to offer any specific advise. Maybe you could search on FB or LinkedIn for other international students, I bet they would be willing to help you 😃

[@baahmello]

The audio is bad. Music is too loud.

[@chaiandcoaching]

👍☕️

[@srikantamraviprasad1702]

Stop music in videos plz

[@chaiandcoaching]

why?

[@alifitnesssolution]

Dose it cover pregnancy. I like your indian hat .

[@chaiandcoaching]

You will have to read the policy yourself and find out 😃

[@alifitnesssolution]

@@chaiandcoaching it will be big favor if u find out any good insurance company for USS .

[@chaiandcoaching]

@@alifitnesssolution check out Juno, they offer good health insurance for students: joinjuno.com/p/chaiandcoaching

[@animeshsunny02]

Isn't India "THE BEST"???

[@chaiandcoaching]

😁☕️