How I am RETIRING off of SCHD

[@pamelawatson8837]

I’m 25 years older than you, but I saw the ‘magic’ with SCHD a few years ago and started buying. I have 1949 shares and buy $125 every week.

[@gcs7817]

You’re doing quite well

[@rohp696]

Wow that's great work

[@mikeyis009]

1888 here. Rocking it

[@uverex251]

Wow, Congratulations!!!

[@Lonewolfcrypto]

Amazing smart

[@BenMaclung]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@LeylahCollins]

Have you Considered buying stocks when the economy is not doing well, like during a recession. It could be a chance to buy them at a lower price and sell later when prices go up. Just keep in mind, this isn't financial advice, but sometimes it's better than keeping a lot of cash.

[@Sebastian_Marcos]

Accurate asset allocation is crucial. Some use hedging or defensive assets in their portfolio for market downturns. Seeking financial advice is vital. This approach has kept me financially secure for over five years, with a return on investment of nearly $1 million.

[@alex-Yolan]

Mind if I ask you to recommend this particular coach you using their service?

[@Sebastian_Marcos]

My CFA ‘Grace Adams Cook’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@alex-Yolan]

She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website; thank you for sharing.

[@PaulGosselinsr]

I hold SCHD as a bond replacement in my portfolio. I’m in retirement now and hold about 1750 shares.

[@dividendfire855]

That’s actually smart, seeing how when the market tanked 20% SCHD only went down 5%

[@stephenhegarty6179]

Same here SCHD is a bond (Value) fund in my eyes ☘️

[@jaybrizzy820]

love it. last year, after learning a lot more, i actually sold my index target date fund on my SEP and traditional IRAs to instead buy SCHD. $50k worth at a cost basis of $66 dollars. for a 27 year time horizon, ill be focusing on growth ETFs moving forward while SCHD gets on the snowball wagon

[@dividendfire855]

@@jaybrizzy820 I can’t even touch my SEP, my company said, either I quit or get fired is when I can collect my SEP.

[@CoolestGuyInTheRoom]

The only honest comment in this thread.

[@micheal_mills]

VGT outperformed SCHD and VOO over 5 and 10 years. Despite having most of my $500k retirement in VGT, I try to beat my Roth with my taxable account but still underperform the S&P 500.

[@Martina-Alan]

I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.

[@DallisonScramosin]

ETFs are great, but don't rely solely on it for retirement. I retired at 62 with a $1.5M portfolio, starting with $65K, thanks to an adv1sor and dividends. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!

[@Pamela.George]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@DallisonScramosin]

Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Pamela.George]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@miked.3042]

I just passed one thousand shares. Currently hold 1025 shares.

[@bannertraveller5879]

and now you have over 3K shares with the recent ETF split right?

[@cloudyblaze7916]

SCHD is definitely a good choice too. In preparation for retirement, my wife and I sold our house in Florida to move to Texas. I invested some of the money from the sale in the stock market. The portfolio is up 300k this year. I guess she knows the investment is making profit, but we've never really spoken openly about it. It's one of the best choices I made.

[@hildeman9533]

Wow, that's a good ROI. You trade or you have been holding all this while?

[@cloudyblaze7916]

Oh no, I don't really trade. Too complex and random for me. I work with a financial advisor.

[@albacus2400BC]

That's really great. I've tried doing some research myself to hire a financial advisor, but it's really overwhelming. Could you recommend who you work with, please?

[@cloudyblaze7916]

Marissa Lynn Babula is the licensed advisor I use. Just research the name. You’ll find necessary details to work with to set up an appointment.

[@NormanGhali]

Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.

[@charlielipthratt7291]

SCHD is the largest position in my portfolio. I was able to buy a lot last year in Sept and Oct when the prices were down. With the recent share price increase to the 80s, it's now 47% of the portfolio. The next largest positions are YYM and DGRO, for a little more diversity than just the 100 companies in SCHD. Then O, JEPQ (only .03%, but it has done surprisingly well), and a handful of dividend stocks. In total, the dividend portion makes up 75% of the portfolio. Growth ETFs and stocks make up the remaining 25%. The dividends can pay for my retirement without selling any shares, and the growth portion will be there for replacement cars, a roof, other emergencies, etc, over the decades. It looks good on paper! It'll be interesting to see how it really works out over time.

[@davidwysocki1004]

Thanks, Mark, for an excellent presentation and discussion on SCHD. We own over 3000 shares purchased over 4 years ago at an average cost of $44.98 with a yield on cost of 6.3%. SCHD is an excellent component of our dividend growth portfolio. At 72, every stock (30) and the two funds (SCHD and UTG) we own are dividend growth investments. It's taken me over 25 years and it has been a lot of work, but it has been worth the effort. Still, stock picking isn't for everyone. Good stuff!

[@PASCALDAB]

Thinking of selling some of my 3020 $SCHD shares near their 52-week high (cost basis $30) to lock in profits. Plan to keep some shares and reallocate funds to better-performing ETFs or stocks. Thoughts?

[@SteveDutton-v]

Well all i know is that you cannot go wrong taking profit at near high. No one ever went broke taking a ~10% profit. It's best if you consult with a fiduciary advisor for sound portfolio restructuring.

[@DonaldStokes-p]

you are completely right, Advisors have information and paths that are not disclosed to the public.. I profited $560k in 2023 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.

[@viviancarolgioao]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@DonaldStokes-p]

'Sharon Ann Meny' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@viviancarolgioao]

Thank you for the recommendation. I'll send her an email, and I hope I'm able to reach her.

[@shaniarain650]

The economy is grappling with uncertainties, global fluctuations, and pandemic aftermath, causing instability. Rising inflation, sluggish growth, and trade disruptions need urgent attention from all sectors to restore stability and stimulate growth.

[@HettieClausenTl]

Things are strange right now. The US dollar is becoming less valuable because of inflation, but it's getting stronger compared to other currencies and things like gold and property. People are turning to the dollar because they think it's safer. I'm worried about my retirement savings of about $420,000 losing value because of high inflation. Where else can we keep our money?

[@SolemnBankingplc]

Due to my demanding job, I lack the time to thoroughly assess my investments and analyze individual stocks. Consequently, for the past seven years, I have enlisted the services of a fiduciary who actively manages my portfolio to adapt to the current market conditions. This strategy has allowed me to navigate the financial landscape successfully, making informed decisions on when to buy and sell. Perhaps you should consider a similar approach.

[@matteohenry33]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@SolemnBankingplc]

My CFA ’Celia Kathleen Martel’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@matteohenry33]

Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.

[@Chrissers2010]

Great advice. As a 60 year old, I own a PILE of SCHD. It is my largest hiding, approximately 22% of my dividend portfolio.

[@jonbercher2268]

Yes! I’m 56 but not have 100 shares of SCHD and planning to add regularly.

[@thegildedplum4444]

Just hit 142 shares of SCHD...❤ Thanks for all you do Mark!!❤

[@nicolasbenson009]

Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@HoskinsShanellNicole]

I just looked her up on the internet and found her webpage with her credentials. I wrote her a outlining my financial objectives and planned a call with her.

[@Hectorkante]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@tatianastarcic]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K

[@ScottKindle-bk3hx]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@tatianastarcic]

Finding financial advisors like Melissa Terri Swayne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@fromthebirchwood]

I just switched up my Roth IRA to 50% SCHD, 25% SCHX, and 20% SCHG. My Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement in 5 years.

[@LaurelCandice]

these are dividend stocks not growth, but not bad for 350k. consider financial advisory so you don’t keep switching it up!

[@everceen]

Agreed, I'm in line with having an advisor oversee my day-to-day investing cos, my job doesn't permit me the time to analyze stocks myself. Thankfully, my portfolio has 5X in barely 5 years, summing up nearly $1m as of today.

[@Johnny-se8hk]

@@everceen this is huge! mind revealing info of your advisor here please? in dire need of portfolio rebalancing

[@everceen]

Karen Lynne Chess is my FA. Just google the name and you’d find necessary deets to work with and set up an appointment. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@marlene_orja]

excellent share, curiously inputted Karen Lynne Chess on the internet, spotted her consulting page ranked top and was able to schedule a call session. Ive seen commentaries about advisors but not one looks this phenomenal

[@sandyb2261]

58 years old, have worked up to 46 shares.

[@jaybrizzy820]

awesome!!! keep it up!!!

[@a32tl]

I currently own 603 shares of SCHD. I also have heavy exposure to growth stocks/ETFs. As I get older, my plan is to sell off some of my growth positions and purchase more SCHD. I want my dividends to be a big contributor to my annual income during retirement. I use my tax advantaged accounts to hold a lot of my growth positions so that when I sell them, it won't create tax consequences. Where I am on my journey, I can see a substantial dividend income by the time I retire.

[@jefferyf7359]

Very wise to continue to hold the growth stocks now in addition to the dividend plays.

[@DarrenJacksonFH]

I have almost 5 shares in my personal portfolio and around 30 shares of SCHD in my ROTH. Great video!

[@CB_4216]

I retire next year at 45 with a pension. My portfolio is mostly SCHD with a little bit of XLK sprinkled in to satisfy my tech FOMO. I'll be excited to see what my SCHD dividends will be once I hit the traditional retirement age.

[@rubiirae]

My parents are retired and their Roth IRA is like 90% SCHD and 10% SCHG. Their annual dividends with SS is higher than their preretirement income 😅 they only withdraw what they need and continue to reinvest.

[@OurRetireEarlyJourney]

We plan on using SCHD & FDVV as a passive income stream in our early retirement. We like the mix of less risky value/growth dividend ETFs which generate income. They only have a 15% crossover rate and on years that one is down, the other seems to counter-balance it.

[@Emmanuel_thomas123]

Things appear strange right now the value of the US dollar is declining due to inflation, but it is increasing in comparison to other currencies and commodities such as gold and real estate. as someone with retirement funds I'm concerned about the impact of inflation on my savings, Despite the dip in the stock market I still thank you for level-headed financial advice. I started crypto investment with $3000 and since following you for few months now I've gotten $8000 in my portfolio.

[@TownsendDavid]

Absolutely, retirement planning is about more than just reaching a specific financial milestone. It's about figuring out how to generate income, manage expenses, and maintain your desired standard of living throughout your retirement years.

[@Romero-z2j]

Gold is doing better than the stock market... up 28% year over year.. Central banks buying 1100 tons plus yearly I don't think I would wan to bet against them.

[@JamesFranco-ie3dt]

What assets did you invest in and how did you achieve so much within a such period of time?

[@JamesKennedy-t9b]

Recession are unavoidable part of the economic cycle, all you can do is prepared for them and plan accordingly

[@Emmanuel_thomas123]

she's mostly on Telegrams, using the user name

[@MikeVictory]

I own SCHD and add on any dip....It's not a large holding yet, but it will be within the next 5 years. I hope to have over 100 shares by next spring.

[@crysjoseph9597]

I recently started my investing journey and have 6 SCHD stocks

[@dham629]

I'm 51 early retiree from the govt and my pension affords me a comfortable lifestyle. I dont have any SCHD in my Roth IRA and brokerage account portfolio yet because I've watched several videos with mixed messages about it. So, I own S&P 500 and growth ETFs, AMZN, NVDA, LOW and a couple of REITs that pay monthly dividends. My goal is multiply my wealth for the next 10 years and continue holding and investing as long as I live.

[@Royals_Mindset]

Love the motivation, I gotta get more SCHD before the year is over. I've been adding to my dividend portfolio EVERY MONTH! 🤩

[@Steven_H_Blackmore]

Great video, Mark. SCHD is my top holding and I add to it on a weekly basis.

[@rockk973]

I have 1100 shares and 600 schg and FSAIX doing well on it.

[@Monicamonasky-]

To be kinda blunt, I am giving up on investing in stocks... I put between 2000 to 3000 a month and it's nothing but down down.... Sooooo frustrating and I only invest in boring big companies. How can I capitalize in such a market?

[@donovantobs]

Great Buying opportunities today. Embracing pullbacks and correction is key. This is where the money is made!

[@KQQLCHEV]

@@rachelonigirl BULLSHIT ~

[@KQQLCHEV]

@@Kaustavpatell BULLSHIT ~

[@knightalumni]

⁠Rachelonigirl and Kaustavpatell are tag team scammers…avoid!

[@dhbfastnp]

This is NOT a Bear market. Bulls are winning. Just stay with quality…Schd, Voo, VTI, Vym…and forget about it. Keep dollar cost averaging like you are and you will do well.

[@dwalker5175]

In my marketable securities bucket 1/3 SCHD, 1/3 VOO, 1/3 VUG. I also invest in residential single family homes, my cash position is 10% of my net worth, invested in SWVXX. For bond allocation I invest in CD’s.

[@armandochavez4398]

I hold a few SCHD shares but mainly growth ETF since I have 20+ years before retirement

[@JoeS97756]

This is the way, these people with all their money in SCHD are too conservative.

[@ruthgirl]

Love SCHD, own over 5000 shares and reinvest all dividends into new shares.

[@DAVE-THA-PLUMBER]

🎉🎉🎉🎉🎉

[@pamelasherring1476]

You have to pay taxes on dividends.

[@putt230]

@@pamelasherring1476 these are qualified dividends, so the tax rate is favorable

[@jg109426]

@@pamelasherring1476 unless its in a Roth IRA

[@SOG1975]

@@pamelasherring1476so

[@lauragraham918]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Nicole Miller.

[@JohnMitzewich-]

Wow. I'm a bit perplexed seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super.

[@Jackobrien303]

She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.

[@evelynjohnson9115]

You trade with Nicole Miller too? Wow that woman has been a blessing to me and my family.

[@Nickheartly]

I'm new at this, please how can I reach her?

[@HillaryChuks654]

I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

[@SWFlowseeker]

Congrats! Good vid Myself and my wife are lucky enough to own 2400 shares of SCHD in our Roth. SCHD for the win 🤞🏼

[@tonyherdina9142]

I own SCHD but I also own DGRO. I know they have some overlap but I have both for diversification.

[@international_dividend]

Great mix

[@RocketCityRecruiter]

I recently retired at 58 with schd, jepq, and jepi totaling $3.2M

[@bige6922]

I love SCHD. Doing my best to add $500-700 each month.

[@pamelasherring1476]

What do you like so much about it? I see other efts doing better than SCHD like SPYG and SPLG.

[@phd_angel]

I got confused with the stock value you gave, but then realized your video was before the 3:1 split on Oct 10 2024. Pfiu...

[@gcs7817]

3000 shares SCHD

[@DAVE-THA-PLUMBER]

🎉🎉🎉🎉

[@beverlycurtis2255]

Just purchased today❤

[@jimroberts6176]

Maybe I missed it, but generating dividend income would be best from within a Roth account. Important to discuss location of an ETF like this.

[@mandypdx]

I love it in my brokerage account

[@chrisroche2969]

Retired and have 13% cash (VMFXX), 39% VOO, 16% SCHD, 32% VYM. My cash is sufficient for 5-years of living expenses. Dividends from SCHD and VYM are fantastic. I stopped holding bonds 3-years prior to retiring. I feel safe with multiple years of cash as well as dividends. In 7-years, when I am 70, I will start collecting SS. I would rather wait and allow SS to grow at 8% per year (guaranteed )before starting to take it. Thank you for your channel, it has been a great help to me. Good luck to everyone.

[@darnellcapriccioso]

I recently sold some of my long-term position and currently sitting on about 250k, do you think Nvidia is a good buy right now or I have I missed out on a crucial buy period, any good stock recommendation on great performing stocks will be appreciated.

[@maiadazz]

Palantir, ARM and Nvidia are all still good buy, but what do I know I’m not a financial advisor lol..

[@tatianastarcic]

Partnering with a financial advisor has transformed my approach to investing. Their expertise and personalized guidance have not only helped me navigate complex financial markets but also optimized my portfolio to achieve my long-term goals efficiently.

[@richardhudson1243]

This is probably what I should do. Who is your advisor, please?

[@tatianastarcic]

Annette Marie Holt is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@oliviaHill-w4e]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@BrandonTran]

Lol I just sold my SCHD shares because it was stable during that pull back we had. And I put it in tech stocks. I just now wrote down the goals of which stocks to own and how much so I don't do that again. All good. Made 10% over the week on the tech stock recovery. I want to be able to have what you are describing, 5k shares of SCHD for retirement. As part of the portfolio. Thanks for the video!

[@OracleInvestments]

15 shares of SCHD here which is about 2% of my portfolio. Cash flow generation is my focus and I’m working on real estate cash flow as well. Options is next on my list to learn how to do.

[@guillermoalto4803]

I have 1139 shares of SCHD that I bought after the split and 56 shares of VOO. I also have 480 shares of RING which is tanking. I bought it all within the past 3 weeks and it is all tanking. I’m 50 years old and I cannot add $1000 a month to my entire portfolio. My salary is only like $56K. I can add maybe $400 a month. What do you think?

[@ctrent859]

In my Roth went with a growth ETF then will start to convert into a dividend fund such as SCHD when approaching retirement. Age 31 planning to retire by 55.

[@ronbmor]

SCHD is 15% of my little portfolio.

[@LS87-h1b]

Mark, have you ever considered doing a video analyzing some SCHD alternative UCITS ETFs for us unlucky european investors who don't have access to SCHD in and EU Directive harmonized version?

[@pauldtaeza]

VIG is the vanguard equivalent (very similar) which has outperformed SCHD in the last 10 years. Great info!

[@Bur6212]

I own SCHD in both my Roth and taxable account.. hoping to hit amounts like this combined between the two accounts

[@gabeg2434]

I own SCHD and plan to have it help my retirement in 5 years.

[@rolandosouffrain7957]

I don't have any SCHD. I only have growth E.T.F and stocks. Once I retire I will switch but I make 15 to 20% off of growth if u have 10 to 20 yrs to retirement I would only do growth

[@eathomas8]

I’m SCHD holder ❤

[@nicksmith8141]

I hold 340 shares and buy one share per week. It's only about 4.5% of my total portfolio and I'd like to bring up to 5% over the next few years. I really like this holding even if it's not my top flyer since it may outperform in a downturn.

[@kevinastree]

I just picked up 10k worth 2 days ago during that short dip

[@garymarquez1556]

I have 800 shares of SCHD on a DRIP but I just reallocated scaling back on tech and moved 25% to RQI real estate and VPU utilities. I’m now 55% stocks, 35% bonds and 20% cash. When I look at the holdings of all my ETFs I notice every one has Apple, Google etc. as a retiree I want to reduce my risk and will avoid buying tech.

[@LeroyGibbs6568]

Yep. I own it in my Roth but thinking about starting a position in my taxable account. I retire in 5 years so I would like to build up that position to about 1000 shares total. That dividend income would come in handy for those fun extras in retirement!!😉💰

[@djnattyrankz]

Good stuff, i dont own any but after u broke it down, i want it. Its on my list now. Thank you!

[@scorpio_x]

Love SCHD & VOO. Perfect combo!

[@robertmelius2025]

90 shares in my Roth, approximately 20-23 %

[@antoniomendoza4515]

Up to right now I currently have 630 shares in my taxable brokerage account

[@ZuluNinja]

Love SCHD but I'm small-time. I only do 100 every month.

[@Irene1208Lano]

I just purchased recently 8 shares.

[@TitleWaive1]

40+ shares across roth, inherited IRA, and brokerage account. I've balanced my dividend allocation of my portfolio across, FDVV, SCHD, JEPQ, and SPYI.

[@mikeprince4709]

I have a fairly modest 900 shares. I like it but most of my retirement in a S & P 500 index funds

[@pissedoffpatriot1516]

I have absolutely no knowledge of investing. I have a question: i just searched this schd on google, and it is showing me a value graph topping out around $28. This is the second video ive seen referencing a number in the $80 range. Which number is correct? I feel like im looking at the exact same graph as this video, but with different numbers. Why is this?

[@stevelibera782]

I currently own 320 shares and am up 11% from the point of entry. I have a number of ETF's that I started with around $10k in like QQQM, VBR, IVV, I actually have more like $30k in IVV since its the S and P 500 ETF then I have a couple dividend payers that I put similar amounts in like JEPI and JEPQ. I also own a few REITS Realty Income and Agree Realty for monthly payers and then BNL and VICI for other ones. Those are all my main positions.

[@FortressMT]

I'm 47 and just started looking into investing over Christmas break. Still have a lot to learn but I got the Robinhood app and bought a few of my first stocks. I have a question about SCHD. How did their 3:1 split back in October affect the overall performance of their stock and the dividend yield? Was the split a sign that their stock was in trouble? Do you still feel the same about it as an investment as you did when you made this vid?

[@BrewNoCarbs]

I want to start a new portfolio. While I usually focus on dividends, I decided to add a bit of growth to my investments. I have $80,000 to invest and I'm considering SCHG, AMZN, MSFT, and UNH. Should I spread my money across all of these, or put it all into SCHG?

[@MasonKalair]

I’ve moved a lot of my invęstments to growth stocks for the short to medium term. I think we're in a bull market and that growth stocks will do well. Since SCHG is a growth-focused ETF, I think it’s best to invest a great portion in it and then diversify the rest.

[@Type57SC]

I’m working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 50% SCHD, 25% SCHG, and 25% VOO, thanks to my financial advisor. This strategy has helped me earn $36,000 a year in dividends. Back in 2014, I only earned $21 in dividends.

[@rrandd0]

Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve financial goals.

[@Type57SC]

Melissa Elise Robinson is the licensed advisor I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.

[@rrandd0]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@wyatt2852]

I do have a very little. But compared to most I have very little invested total. I didn’t start investing until about 4 years ago and I don’t have much left at the end of a paycheck but I do try to invest some.

[@DDprzybyl]

9,293 shares and reinvesting all dividends. Love SCHD.

[@uchinan_chiburu]

woohoo for you. i'm working towards that but got a ways to go

[@DDprzybyl]

@@uchinan_chiburu I'm 62 and when I retired I moved a chunk of my SP500 index fund to SCHD. Kind of a shortcut. Keep working at it though and you'll get there too!

[@carlosdiluca1938]

I have 105 SCHD and I am buying

[@tenaciousdean]

Solid video once again my man. Thanks

[@OscarCastillo-fl9dw]

I love SCHD and will definitely b my largest holding with QQQ, VTI.

[@mollyr.8224]

As you put this out today, to you calculated shares at $50.00 each for 500 shares… For $25,000, at the share price you would only be buying about 299 shares. That would take, $41,760 to start today with 500 shares… Am I correct? Thank you.

[@Mr.RobinsonLBC]

I try to keep at least 20% schd in my portfolio... I'm in my early 30s, so I'm focusing on growth for the next 3 decades, then I'll convert all I can to schd when I retire

[@friar1968]

Good morning and thank you..

[@napfreedom2153]

SCHD(75) been DCAing all year in my Roth IRA, SPLG, and VTI are my top ETFs. I also have some blue chip companies.

[@Virgil7long]

Eventually I'll be adding SCHD, none at the moment, but have DGRO and SCHG and growth ETF

[@grcerosa]

Nice video as always👏👏👏👏👏

[@thedailymovers8800]

Sorry I do not understand the math. SCHD has an annual distribution yield of 3.42%. 5,000 shares at today's share price of $82 would cost me $410k which gives me about $14,000 year?

[@Susanhartman.]

Just discovered your channel with this video. I already own shares of VOO and QQQ. I'll also add SCHD to my portfolio. But I'd like suggestions on long-term opportunities to explore that could make solid additions to my $250k portfolio for stable cashflow.

[@JulietKellyy]

Those sound like great picks! Consider proper guidance so you don’t keep switching it up, Top 3 payers for the month were $VGT, $XLF, and $XLE..not bad for 250k

[@mikegarvey17]

I agree. There's a lot of potential in the market. My friend introduced me to fiduciary guidance in 2021, and even though I was skeptical, I went on. I finally was making enough monthly dividend to quit my soulless job and pursue my dream to start a restaurant in New Jersey and still earn five figures in monthly dividends.

[@ThomasChai05]

@@mikegarvey17Mind if I ask you to point at how to reach this particular person assisting you? Seems you've figured it all out unlike the rest of us.

[@mikegarvey17]

I'm cautious about giving specific recommendations since everyone's situation varies, but I've worked with *Gertrude Margaret Quinto* for years and highly recommend her. Look her up to see if she meets your criteria.

[@mikegarvey17]

My CFA ’Izella Annette Anderson’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.

[@TominoGrus]

I envy you in the USA SCHD, here in Europe it is hard to find and if so, if it is inherited from us, there is an inheritance tax if we hold more than 60,000 usd...

[@mikesgarage394]

I have approx equal $ amounts of SCHD and DGRO for that segment of my Portfolios.

[@rafaelw3171]

I only have xlre and schd now because the dividends won’t be taxed later in the Roth ira account when I retire. If the real estate market is down I’ll let those dividends ride in xlre and use schd if the market is up and vice versa if the market is down.

[@Skalkservative]

Just started buying SCHD this year it’s about 6% of my portfolio I own 1.5 shares rn but I’m aggressively DCA every paycheck into it

[@ghampton1013]

Yes I have some SCHD. Wish I had more, working on it. I have been unable to find a way to invest in SCHD through fractional shares that I feel comfortable with.

[@aj_aka_alan]

Yes I own a bit of SCHD. Like 738 shares . I bought that at the same time as DGRO to see which was better. Like 1036 shares, DGRO return has been better.

[@Montag1972]

172 shares and still adding to it.

[@Markrtsoon]

I have been in MO since low 20s. Currently holding about 5000 shares paying about $20k a year of dividends. At about 8% and growing each year, I think my MO will outperform SCHD.

[@edsteadham4085]

Good to see I'm not the only who is trading bond funds for schd

[@TerryCollinsP31Lifestyle]

Thanks for this video

[@santoshkumarch4583]

After watching your videos. I've recently started investing in SCHD. ❤ from 🇮🇳 sir

[@drewnelson5704]

Now I have 314.50 shares so that’s cool. Buying more on Monday ❤

[@cmurill]

2K SCHD shares but I added DGRO for a supper strong duo that makes 50% of my portfolio

[@BS-ql9zm]

I have about 7200 shares of SCHD. Gonna keep reinvesting dividends

[@rl1236]

Just started adding SCHD to my portfolio.

[@tompartyka352]

300 shares and keeping adding 40- 50 shares every month plus re investing.

[@Strike_Three]

I think SCHD would be their perfect place to park your “safe” money in retirement. You can draw income off the dividends or shave a little off the principal as well, while Leaving the other 20-30% exposed to high volatility and bigger risk

[@EricMesa]

Curious about the way power of compounding works. Let's say you have a position in SCHD and some other dividend ETF with a similar growth. If you were to put $500 in each in the same way as ni your spreadsheet - would you get a roughly similar payout in the end? Or does it have to all be focused on one ETF for that compounding to work? (Again, assuming 2 ETFs that perform similarly. )