HOW I became a millionaire before 30 | Sharing REAL Numbers

[@Sensei_Sifu]

Sim, any plans to make a separate video soon on here ‘Must Read Books’ and tell us all what are the must read books you have found most useful to do with Investing / Wealth / Budgeting / Money / Mindset / Time Management Productivity / Negotiation ..? Many would find it useful

[@ms.simrankaur]

Ok WOW that's a great idea, I'll make a video podcast on that topic! Love it!

[@Sensei_Sifu]

@@ms.simrankaur cool, the type of books that they are the only ones you need - as if hypothetically told that one can’t buy anymore books for next 5 - 10 years, and must only use the ones you talk about to make & manage & invest money

[@saraluatua8222]

@@[e-mail] could you maybe list the books you mention per episode under your transcript???

[@NoseStuckinaBook]

I would love something like this

[@ItaPita0012]

So happy you started this YT channel! You have a wonderful and easy way of explaining and breaking down the complex world of finance and I'm so grateful for that!

[@ms.simrankaur]

Aww my first ever comment! Thank you so much, if there’s anything I can do better please let me know ❤

[@ItaPita0012]

I would love to see breakdowns of the graphics you see at the bottom of finance channels, what the graphs mean and how to easily read them. This is very different, but another request of mine is to put out another book! 😁 I read the first one in one day and immediately it to my little sister for her to read.

[@camst164]

Hey Sim, Im a Kiwi too, hi! I listened to yiur podcast back in 2021 i think and you talked about print on demand, well 3 years on, I'm now quitting my day job to do POD full time, closing in on my first $1 million in sales. Thank you!

[@giovannalobato6918]

Sim, I'm SO happy you're on YT now!!! Your approach to finance is so refreshing, thank you!

[@ms.simrankaur]

thank you SO much - this means a lot

[@Kan_0507]

In Texas (USA) there is a saying parent tell their teenage kids: “boy / sweetheart you better learn how to budget & know the basics of investing & managing your money and keep track of your exact numbers every month.. ..or if you can’t or don’t feel like doing that then make sure you make a ridiculous amount of money so that you never have to do monthly budgeting/investing” ..that is wisdom right there hidden in plain-sight

[@ms.simrankaur]

oof so good!

[@PhoenixHepi-t1s]

Cracked up cos thought I'd missed the beginning cos you rolled straight into talking. Haha. Really helpful examples and it's been cool to reflect back on your journey cos we've followed it for a few years now. Thank you for being transparent and sharing real practical and thoughtful things we can each do.

[@ms.simrankaur]

hahah thank you!

[@Devamsha]

she's a youtube girlie!!! now, i must know what you read and your reading habits. tysm, and welcome to youtube ✨

[@ms.simrankaur]

I read so much!!! thanks for the help with the lighting

[@bloodsugarbestie]

need more of these for my morning motivation and coffee session!

[@Vanessasweet__]

So excited to see you on KZbin!! I’ve almost finished your “girls that invest” book and wow, is it full of valuable information. Thank you so much for writing it.

[@bre.m16]

Congratulations Simran! I've just begun my investing journey and finished your book yesterday. I found this video incredibly insightful as well! Looking forward to more videos ☺

[@ms.simrankaur]

that is so sweet, thank you so much

[@talesofapetal5719]

Congratulations on the YT channel Sim!!! I did your investing class last year and started my investment journey in Jan(still a long way to go though) But just wanna say, thank you so much for sharing this knowledge with us!!!!

[@ms.simrankaur]

OMG thank you for being part of the investing masterclass! so glad to have had you join!

[@LottieMurphy]

Really enjoyed this and felt inspired. Thank you Simran xx

[@ms.simrankaur]

aw thank you so much Lottie

[@laur8717]

Thanks so much for this video Sim! I read your book and was very inspired. Changed my investing habits right away with your easy breakdown of seemingly difficult concepts. Happy to see you on KZbin now! Since you asked for feedback, I love the content that you deliver. Since I'm based in Canada and a visual learner, I frequently watch videos from KZbinrs Steph and Den - they have great visuals and sponsors that perhaps you can look into (maybe the equivalent from your country). Furthermore, I think if you reduce the length of your videos and make more shorts so it's not as much information at once it will be easier to follow (another plus is it will help you gain more subscribers quickly). Perhaps also consider including more links in the description box for us to find more helpful resources like the Girls that Invest Community? Thanks for making is content more accessible to women and girls globally

[@ms.simrankaur]

Yes that's a great idea! Tomorrows video is 21 mins, down from 28. I'll make sure the week after is more shorter and see what actually works!! THANK YOU

[@milla2327]

Amazing video! Love your transparency and your way of breaking everything down ❤️ Super excited for what’s to come! 😍

[@ms.simrankaur]

Thank you so much!!

[@Emma.2870]

Absolutely stoked that you are now creating youtube video! Loved watching. 👏

[@dhils8546]

Hi Sim!! Thank you so much, this is so incredibly inspiring. I’m a 23 year old Punjabi girl from London. I’ve just quit my corporate 9-5 in law to pursue my passion, move to Hong Kong and start my business. I want to grow my wealth and I’m trying my best to learn from others, research and figure out how to scale up. I’d really love some guidance. Do you offer coaching or mentoring? I’d love to learn from you! Shannon 😊

[@renutolani]

Loved the honest and transparency ❤ finally video podcast 🎉

[@ms.simrankaur]

More to come! thank you so much!

[@camerynjoyden4997]

I read your book in 2022 absolutely amazing book but was I still in my young and fun spend it all phase. The universe has brought me back to you in 2025 and I am so thankful!! Time to really make a change

[@ms.simrankaur]

welcome back bestie!

[@tessastockdale6068]

Absolutely loved this Sim! Thanks for sharing. Will be adding these books to my list x

[@ms.simrankaur]

Please do!

[@djjoshski]

Been following girls that invest since you guys started. Love seeing New Zealanders get involved with USA markets because you guys have given it exposure.

[@ms.simrankaur]

Aw thank you so much!

[@JamesLaughlinOfficial]

Simran - LOVE that you’re on YT now. Great move. Would love to have you on the show and promote you to my audience

[@ms.simrankaur]

you're too kind!

[@alisiaa5417]

Love this! So happy that you decided to do this, been waiting so much for this🤗

[@ms.simrankaur]

aww thank you!!

[@gizayalaniarynasution7466]

Love love love this and all the tips and recomendations. Super easy to understand, thanks Sim❤

[@ms.simrankaur]

love love love this reply!

[@katarinastimac1226]

Hi Sim! Im Kat from Barcelona, I did your masterclass and got your book, thank you for all you do! You also mentioned research papers in one of your podcasts, can you elaborate on that? In the podcast you said you check research papers as part of researching the company you invest in. In YT video it was a different context, I didnt fully understand it. Thank you for all you do, you are changing lives!

[@ms.simrankaur]

yes I love using studies/research papers to help guide my investments. I'll do a video podcast episode on it! ☺️💕

[@kimbsx]

So excited for this! Last year a couple of podcasts made me straighten out my finances and this year I started reading your book to get into investing. I’m halfway through but I’m already impressed by how easy to follow and practical it is. Great to hear the backstory, so inspiring!

[@ms.simrankaur]

omg love! any podcasts you found most helpful?

[@kimbsx]

@@ms.simrankaur Mostly Dutch ones, but also Grace Beverly’s. In one of the Dutch podcasts (Havermelk Elite, what translates to Oat Milk Elite) in one episode the hosts talked about terms within millenial and gen z culture. Terms like “DINKWAD” (dual income, no kids with a dog) and “HENRY” (high earner, not rich yet). They discussed a growing group of Dutchies who earn a pretty decent salary but spend it with a short term vision. That was my wake up call and eventually led me to your book 😊

[@Ngapaki11]

So happy and appreciative of your work and that you are sharing the breakdown of everything on here. And I love your calm presence - thank you! - I have watched this three times already lol

[@ms.simrankaur]

Thank you so much! THREE times?? thats so kind

[@steffho8122]

Thanks for sharing more about your journey Sim! Loved hearing about all of the businesses you've started, I didn't realise there had been so many!

[@ms.simrankaur]

Glad it was helpful!

[@Chels3901]

Hi Sim talk more about how you started those businesses? such as your merchandise store and e shipping?

[@ms.simrankaur]

yes more than happy to!

[@FionaMcDougall-os9rf]

Thank you for being so transparent. This is so motivating!

[@ms.simrankaur]

thank you!!!

[@TaySamey]

Girlie I’m so happy you finally opened up a channel!! I can’t wait to watch everything ❤❤❤

[@ms.simrankaur]

thank you for being part of the journey!

[@Sensei_Sifu]

15:56 what car are you currently driving [January 2025]? why not buy a 1-2 year old used RHD Mazda MX-5 convertible with the hard top retractable roof? servicing is cheap and very reliable car compared to a European convertible

[@ms.simrankaur]

Tesla model Y! I actually test drove a mx5, they're so cute!

[@tamarapoi]

Hey Bestie! Thanks for sharing all your knowledge for us 💜🥳🎉

[@ms.simrankaur]

Thank you for being part of the journey!

[@yesok1091]

Love the transparency Sim! Really enjoyed you sharing the books that have influenced you :) I’d love to hear more about your experience with business ventures between TIF and GTI (dropshipping and merchandising) - did you ever experience failures, and if so, how did you grow from them? Thank you ☺️ Looking forward to your next video!

[@ms.simrankaur]

ok perfect, I can do more content around that!

[@bloodsugarbestie]

immediate subscribe! please more videos! - I am currently responsible for investing my parents airbnb money due to being the most qualified aka reading your book and newsletter (they sadly dont have any financial literacy your work is sooo important)

[@ms.simrankaur]

omg do you find the newsletter helpful??? you're killing it 💕

[@bloodsugarbestie]

​@@ms.simrankaur yess the information is soo valuable! however As a newcomer, sometimes I need help connecting the dots between information and action. I would love a paragraph somewhere about how SIMRAN COMPREHENDS the information you are sharing / your thought process of NOW WHAT NEXT STEPS would help make these insights more actionable. Maybe something like with Nvidia's success as a broad example "this inspired me to do a deep dive into the US or UK chip development". As someone who loves the newsletter but cant YET! afford to do your masterclass - however hopefully end of this year x

[@celinecelinecelinecelineceline]

Thank you for what you do Sim! Always cheering you on ❤

[@ms.simrankaur]

Aww CELINE thank you so much!!

[@ValentineTripping]

Very excited for this upcoming Masterclass! Love your story Sim!

[@ms.simrankaur]

aww thank you so much!!!

[@xetraid9383]

Honestly super super excited for this! Before I get started on watching this video, I want to tell you how when I first found out about you last year - I searched for your name on KZbin and have watched EVERY SINGLE PODCAST that you have been a guest on, literally all of it! From your TED talk to Google to all the infamous ones all of it! Now this is a treat to me! Wish you the best ahead, keep ‘em coming 🫶

[@ms.simrankaur]

omg that is SO KIND?!

[@juliapirone9161]

Thank you for posting this and inspiring other young women to get into investing ❤

[@ms.simrankaur]

Glad it was helpful!

[@amanpreetsaini2727]

Good luck for your new channel. You are an inspiration. Love the way how you simplify things. You go girl! So proud of you. ❤

[@ms.simrankaur]

Thank you!!!

[@akashraj-cl1io]

Happy to see you here. You truly deserve the heights you've achieved. All from scratch😊Best wishes on your soloprenur journey. Thanks very much for wisdom sharing.

[@ms.simrankaur]

thank you so much!

[@valeriaarroyo1913]

I've been waiting for this youtube channel😭 soo happy. Btw got your book for Christmas and I'm obsessed!!

[@ms.simrankaur]

stop that's so sweet!

[@KiranKaurFinance]

So inspiring Simran, looking forward to more content like this!

[@ms.simrankaur]

More to come!

[@randywineti3998]

Love the work you're doing and how you make it easier to understand! Would you consider doing scenario videos on what it looks like to invest and the terminology used in investing? It's just so much to grasp, especially coming into it with zero prior knowledge. I look forward to watching all of your vids😂

[@ms.simrankaur]

Great suggestion! I definitely can!

[@ProofReading-r1n]

Loved this ! What was the executive education paper? Please share thank you !

[@ms.simrankaur]

Financial Markets through Yale!

[@shaninamontana7838]

Thanks Sim, I really appreciated this ❤

[@ms.simrankaur]

You're so welcome!

[@ChristinaT-j5l]

You are incredible and inspiring, looking forward to more of these!!

[@ms.simrankaur]

aww you are too kind! thank you!

[@FatemaAliAsghar-v2v]

This was such a great video! Loved the transparency and vulnerability with which you talked about building your wealth :)

[@ms.simrankaur]

Glad you enjoyed it!

[@Ambercosta]

This helped me sooo much! Really appreciate how honest and open you are❤ Helping the girliesss out💕

[@ms.simrankaur]

I'll make sure to keep sharing more behind the scenes with my finances!

[@3milyJ4y]

Yay! Welcome to YT! So excited for you to be here. 🎉❤

[@ms.simrankaur]

Me too!!

[@dariotommasi3846]

Very well done keep it on, girls need to learn financial independence from a young age ❤

[@ms.simrankaur]

Thank you so much, this really means a lot! Totally agree~

[@manasak3655]

just listened to the podcast!! so excited for this channel :))

[@ms.simrankaur]

aww ty!!

[@LearnGermanwithMarzipanfrau]

This is your first video? Wow, you are a pro! I really like it. Last year I went down to 80% to work one day a week as a freelancer and I actually made more yearly income than the year before when working 100%. I believe in side hustles and I would like to start investing soon.

[@ms.simrankaur]

my first video! aw thank you, wow that is so good! congrats!

[@federicacontiphd]

This is so random, I stumbled across your channel right when I was thinking of starting investing and I am also about to move to New Zealand!! I would love to hear your thoughts and advice about the NZ financial landscape and how to make the most of it as a young investor!

[@ms.simrankaur]

omg that is very crazy! NZ is lucky to have you.

[@federicacontiphd]

@@ms.simrankaur I'll be checking out your channel for more tips and advice on how to thrive financially in NZ, keep them coming!!

[@MsLeo-e3k]

Thank you for sharing. What a great start to my year to listen to you and uping my confidence in investing ❤️ Bless you !!

[@ms.simrankaur]

you've got this!

[@ShantiShrestha-wx8xw]

Super relatable and inspiring, loved it

[@ms.simrankaur]

Glad you enjoyed it!

[@_mar_ta_]

Congrats on your first video! 🎉 I'm so glad you're expanding and moving to KZbin as well!

[@ms.simrankaur]

Thank you so much!!

[@Tiaratobin]

Yay for being on KZbin! You're going to smash it!

[@ms.simrankaur]

thank you SO much!

[@revathysuresh942]

I really appreciate your honesty and talk about the realm of being a n university student, it’s so relatable ❤ 11:17

[@ms.simrankaur]

☺️💕 thank you so much

[@theasianutuber]

Love this video! I’m keen to see your channel grow more Sim 😄 Reading your book gave me the push to actually be confident and consistent with investing

[@ms.simrankaur]

Thank you so much! That's sooo good to hear!

[@aliciasophie1175]

Yayyy so excited! 🙌 Love this! 😍

[@ms.simrankaur]

Thank you! let me know if you have any feedback!

[@mona-luciastanica3972]

such great news you girlies are on yt x

[@ms.simrankaur]

aww thank you!

[@EllenandTara]

Yesss welcome to the KZbin club Sim 🔥

[@ms.simrankaur]

Thanks for the kick to get started!

[@NeleDeville-c8z]

Congratulations Simran! I loved the down to earth'ness of your video. I enjoy hearing your voice (just like I enjoy listening to your podcast). Investing is my 2025 goal, but there is so much info all over the web, that it becomes a bit overwhelming at times. I am going to focus on your platforms and book for now... :-)

[@ms.simrankaur]

it's so overwhelming!! any topics you'd like to see more of?

[@NeleDeville-c8z]

I would love to hear/see more on how to make your investments fit into once budget. I come from no savings (and no debts) and now I am struggling with prioritizing. First emergency fund build up or combining it with investing. I chose to put most in my investment fund, because then that money is unavailable to spend on trivial things....

[@lvzhyt]

I really enjoyed the video. I feel it calls for a part two with more numbers or examples on how to invest and then more recomendations on courses and books. I know you offer a course, but that is a bit pricey for me at the moment

[@ms.simrankaur]

GOOD IDEA!! we can definitely do more video podcasts on how to invest and recommendations. You can also get my book for free from a library if you prefer

[@chandnigugar9620]

Love this! I can’t wait for more videos❤

[@ms.simrankaur]

aww!

[@nilofersumra9000]

Hey sim I have been following your journey from day 1 since tiktok . I admire how you have build everything from ground up . However there are also people like me who immigrated in newzealand in their thirtees so we don't have advantage of time like people in Twenties . How can people in late thirtees or early forties can create wealth ?

[@ms.simrankaur]

such a good point! we'll do more content in that space

[@t.201]

Love this! Is there any way I could be mentored by you other than the Masterclass? When will the Masterclass enrolments be open?

[@ms.simrankaur]

Aw thank you! our masterclass is coming soon! just join our newsletter for the waitlist!

[@ProofReading-r1n]

also which plat form do you use to buy the shares / funds ect ?

[@ms.simrankaur]

A mixture, I've tried interactive brokers, investnow, hatch, sharesies!

[@janedockery5844]

You're inspiration, interested in the books you've read

[@ms.simrankaur]

Perfect I'll do a video podcast on the books!

[@janedockery5844]

@ms.simrankaur thank you 😊

[@Waihape_Inc]

Looking forward to more videos 😊

[@ms.simrankaur]

hehe thank you!!!

[@bloodsugarbestie]

Also great background the colors and homely vibe!

[@Brian_Tonei_8]

2:22 😁 actually good tactic for a female [born as female] to marry a wealthy dude [born as male], then keep investing as well and keep jogging instead of becoming complacent

[@ms.simrankaur]

omg

[@davidmayowa4014]

This is such a brilliant video. Thanks for sharing with so much transparency and humility 🙌🏾🙌🏾🙌🏾❤️❤️❤️. Can you kindly share the executive education paper you read please?

[@ms.simrankaur]

Yes of course! it was Financial Markets through Yale

[@aaronvoel]

I would love to see a financial analysis series where you have guests (similar to Caleb Hammer’s series) but empower the guest to change their financial situation.

[@ms.simrankaur]

hahah great idea

[@MargiChauhan]

Can’t wait for more videos! You have help me grow so so much. Can’t wait to execute it all!

[@MargiChauhan]

I currently do 5jobs to “save” but I don’t see the growth. I have given myself one year and change everything Work on my business and just do freelancing just for my passion

[@ms.simrankaur]

omg keep me updated!

[@silhouettine]

what an amazing start!!! ❤❤

[@ms.simrankaur]

Aww thank you so much!

[@BethanySmeeton]

SO EXCITED FOR THIS!!!!

[@ms.simrankaur]

thank you!!

[@SophieLord-xn6kh]

Love your candid transparency and whole vibe. But like others I’d also appreciate some graphics on screen (with your voice over as you explain). Doesn’t have to be anything fancy or animated. Just clear stagnate graphics done by a graphic designer. And I don’t know if you’d consider employing the services of a professional editor to tighten up your stories / dialogue, I’m in the publishing industry and it could be cut down to a tight 20. Great first video though. Keep up the amazing work and thank you again for all that you share. I find it so incredibly helpful xo

[@ms.simrankaur]

thank you so much for the feedback! I'll look into this! Definitely can tighten up my stories

[@Kan_0507]

In 2025 will you be releasing a new book? Or will your 2022 book be updated/revised & re-released in 2025?

[@ms.simrankaur]

do you want that??? I can try 👀

[@gamer-mrh-j2i]

Maybe a investing into index funds 101 kind of video? 😊

[@lusungugondwe3536]

Sim, kindly make a video that caters for us people living in under developed countries in Africa will really appreciate it ❤

[@ms.simrankaur]

yes absolutely!

[@JustProgga]

Super inspiring, thank you for sharing your wisdom

[@ms.simrankaur]

Aw thank you so much!

[@Pooja-gc8qd]

So happy you started this channel ❤️🌈🙌✨

[@ms.simrankaur]

So happy to be part of the youtube world!

[@storiesofblue]

Hi Sim! Could you write on the screen the numbers you're telling? I know it helps me personally to visualise them :)

[@ms.simrankaur]

oh that's a good idea, I just thought of trying to keep things consistent for those listening to the audio on spotify

[@hetalathale]

This is so amazing and informative, thank you! What was the executive education paper that you studied and would you recommend this for the average person to get better at investing? :)

[@ms.simrankaur]

It was financial markets by yale!

[@RosalenaHolz]

Welcome to KZbin! 😊

[@ms.simrankaur]

so glad to be here!

[@Sensei_Sifu]

When will Vlog 002 / Episode 002 be uploaded?

[@ms.simrankaur]

Tomorrow 5am NZT!

[@ginacory6495]

Yesss!! So happy about this

[@ms.simrankaur]

aww thank you so much

[@VK-il9kv]

great video! Could you go more into depth on the side businesses that helped you reach your 2m portfolio (before GTI)? thank you :)

[@ms.simrankaur]

Absolutely!

[@talyaplaatjies3572]

I'm one minute in and girl you are speaking facts!!!!

[@ms.simrankaur]

awww

[@SooM4s]

Omg, You saying you live on a little island while I'm from Mauritius got me lmao! Loved it, thanks to you I started my investment journey five years ago 🙌🏾

[@ms.simrankaur]

hahahaha

[@helloworld441]

You have such a natural asmr voice😁🩷

[@ms.simrankaur]

hahaha aw THANK YOU

[@bhavyauppal9209]

What kind of businesses

[@ms.simrankaur]

I can do more episodes on this!

[@beautifulvibes188]

Remarkable journey

[@Ishita-cl5gp]

Omg, im also punjabi.I actually live in Sweden.

[@ms.simrankaur]

omg hello!!!

[@blackstripened]

Girl, please look at the camera lens! :)

[@ms.simrankaur]

this comment made me go buy a telepromter - hopefully it'll be better in the next video!!

[@NicoleSmith-o5m]

Did I miss the part where she was transparent with actual figures?

[@SophieLord-xn6kh]

I also was waiting for more in depth content on this. The title was a little misleading. But it’s her first video. Think she did a fab job.

[@ms.simrankaur]

I'll do a better job in future to show the figures on screen to help, if there's additional figures/more in depth I can do a video on exactly what I invested in etc :)

[@ImanTaqs]

Loved this! Thanks for sharing-especially as the eldest child of a 2nd gen immigrant, was taught all my life hardwork = wealth, but it only brought them sickness 🥲 this was eye opening

[@HasanRifino]

🌷🌷🌷💏

[@11zee85]

loveeeee

[@ms.simrankaur]

☺️💕