how I get my finances back on track!!! mid-month financial reset 💸

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(new) budget spreadsheet: etsy.me/3IGbXau
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(old)budget spreadsheet: etsy.me/3vmz0Qt
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IG: / cartersully
✨ SUBSCRIBER COUNT- 86,000
✨ DISCLAIMER
My views are not those of my employer. All video clips were filmed before work, during designated breaks, or after work.
✨ DISCLAIMER
This video is not sponsored.

[@Shelbalicious]

"I save it for the end of the month...and I'm an anxious hot mess and usually end up crying." LMAOOO GIRL SAME 🤣🤣 This video was posted at just the right time, I've also been a spendy gal these last two months and have been wanting/trying to get back in it, so thank you! This is such a fun video and just what was needed.

[@CarterSullivan]

Yay I'm so glad!!! I wasn't even gonna Vlog this, so I'm so glad I did!!

[@graceannreads]

I just read in a book that it can be helpful to split your day or month into quarters like in a sports game. You may not have played well in the first quarter or first half but there is still so much time for improvement!

[@CarterSullivan]

Yes I love that analogy, especially with personal finance!

[@kira5612]

This was just the video I needed today ❤️ I have been off budget pretty much this whole year and I realized I was copy and pasting the budgets of other people ( and not considering the fact that we all have different things going on in our lives). So I’m hoping to start completely new with my finances and actually look at what’s going on in my life and what are some realistic goals. So thank you for the video! It definitely encouraged me to actually start the process of really looking at my finances ❤️

[@CarterSullivan]

YES this is so important to remember!! Your finances are personal to YOU and in order for your budget to work, it's got to work for YOU not others. We all enjoy spending on different things and are saving for different purposes!!

[@muwgrad1987]

I so need the reset this month! My dog needed veterinary care. He's doing much better, but those bills ...

[@CarterSullivan]

Been there many times, I totally get it! Emergency fund has saved my vet bills many times haha

[@Sofiexo]

Your hair looked so good in this video I love the waves!

[@CarterSullivan]

Thank you! It was freshly curled!

[@christinemitchell6210]

Love your credit card breakdown! I have specific jobs for my credit cards too. My gold Amex is the one in my wallet and I swipe for all in person purchases, my Citi card pays for all my recurring bills, and my blue cash everyday Amex is for all my online purchases. I don't carry the other cards in my wallet only the gold Amex and my debit card just in case there is a place that does not take Amex. Remember each day is a new day and you can restart at any time. Love and Hugs to you!

[@Sarah.Higgins]

Thanks for giving me a push to face my finances head on or at least be more mindful with spending. I get on a good track, fall off, and get scarred to confront it again.

[@CarterSullivan]

You aren't alone!!

[@beautyxxgirl26]

I got the spreadsheet that you are using this month and I love it so much more than the one I had before. So much easier to keep track of debt i owe and where I have spent money. So thank you for putting the link to it in your last budget video. This video also is a great reminder that checking in on how things are going is fine.

[@CarterSullivan]

Yay so glad!!! I really love the spreadsheet but of course we all have different wants and needs and I spine especially with budget spreadsheet that can be hard to find something that works for you, so it always makes me happy when I hear you guys say that you found one that you love!!!

[@inkandcaffeine]

this came at the perfect time, we moved & have been doing reno & its been so stressful ive been avoiding the budget because it's overwhelming hahaha thanks for the kick into motion😊

[@CarterSullivan]

You aren't alone, we've been there! Hope this video helps abit xo

[@BudgetsWithELMA]

Happy Friday & great video !

[@CarterSullivan]

Thank you! You too! ♥️

[@edwardleecaliforniausa]

Hi Carter good morning happy Thursday morning and I hope you having amazing day today and I loved your vlogs and you are amazing Supporter and I'm proud of you

[@StudiousSu]

Your skin is glowing!!! 🤩

[@paigecol8541]

i’m trying not to stress about june and july spending for myself because i’m going on vacation then moving and hiring movers hehe so much money being spent right now

[@CarterSullivan]

You got this!!!

[@mansoor3159]

Carter my sister really really love your vlogs so so much you are my inspiration and I wish you reach 100K Subscribers very very soon!💫🤗💝

[@lovinglybold]

I’m curious, what book is the one in your thumbnail?🙂

[@CarterSullivan]

Papier's financial planner!

[@lovinglybold]

Thank you!!

[@phoebechristina]

On my way to return items I impulse bought 😅😅

[@sereneadair4941]

I have tried a spending freeze this month and hit a bump in the road. But still better than usual. Hoping to bounce back from here.

[@CarterSullivan]

Honestly kudos to you for even trying!! No-spend challenges are a mental challenge and you deserve a high five for even just wanting to do one! That's exactly what I mean by using slip-ups as learning opportunities! You started it, you may have hit a bump BUT you still noticed you spent less than usual! You could also try a low-spend for the rest of the month if you think that''s healthier/less restrictive on yourself!

[@OrdinaryEverydays]

I love this mid month check in and I love your “what the actual f Carter” 😂- great job! I need to do a mid month check in too!

[@CarterSullivan]

Hahah always keeping it real 😂

[@raquella194]

Random...your hair is on point

[@CarterSullivan]

Thank you🥹♥️

[@actgirl1234567]

❤

[@Aligarhlotgroup]

❤❤❤❤❤❤❤

[@nedtechgirl]

nothing against you but i will be so happy when people are done use ERA as a verb and saying it with LITERALLY everything, its super annoying

[@CarterSullivan]

"Nothing against me"... you literally comment rude things on every video of mine💀

[@nedtechgirl]

@@CarterSullivan just bc I am not oh yay you!!!! Every time I comment doesn't mean I am being rude sorry it's coming across like that to you .

[@brennakeyno]

OOF you got me feeling motivated 🫶🏻

[@CarterSullivan]

WOOOO