I didn’t include Rent because we pay yearly in Nigeria. Our rent is between $200/#342,000- $300/512/700 a year.
@kandisphere8828Ай бұрын
Is this really a yearly amount or monthly? I'm just curious because I'm surprised by the affordable rent for your beautiful and large house. Wow!
@dynaekwuemeАй бұрын
@@kandisphere8828yearly🥹 I feel lucky! It’s also a lovely neighborhood
@kone.handmadeАй бұрын
@@dynaekwuemeyou're really so lucky indeed. My house is not as big and the neighborhood is blaahh but I'm paying Well over $300....in this same phc😢
@LuchiCornerАй бұрын
Oh mine! You really got luck on that. Ours have been 350k but recently increased to 700k and believe me when I say urs is bigger and finner. Still in PH
@carrollmadzura967Ай бұрын
So rentals are really cheap there😢…in Zim that range of $200-$300 is a monthly rental even more regardless of town or city for a full house
@goldie_ngoziАй бұрын
If you are earning in dollar/pounds, you can live well in Nigeria That's the truth
@RuthAudu-m7bАй бұрын
You are very correct
@okaforchisomofficialАй бұрын
Exactly ❤
@patriciacarlo7236Ай бұрын
In Africa
@malikmary8026 күн бұрын
How about the insecurity and insanity? Not everyone is leaving because of money.
@ruthrichardson3155Ай бұрын
My dear...I live in Houston. Tx. I spend more than $300 on groceries for myself for one month. So you are doing an excellent job managing $300 for all of you.
@ogomsseriesАй бұрын
Seriously standard of living is so so expensive. May we continue to afford our basics always🙏🙏🙏
@MT4LIFEАй бұрын
I have been a silent follower for years and I must say I love your videos, the authencity and all. I especially love your Japada series because I have been watching a lot of videos on this topic. Myself and my husband are planning to retire to nigeria and we have been planning towards that. Please keep them coming I am enjoying them. Your videos made me realize relocating back is not as bad as people makes it seem. Great job sis.
@dynaekwuemeАй бұрын
You’re so welcome!❤️☺️
@agbomaaugusta1820Ай бұрын
I love this kind of realistic videos💕
@GETMOTIVATED-s2gАй бұрын
am doing the same
@amazing-gracedanieltv6607Ай бұрын
You are really managing, your income expenditure in a month is fair
@PleasantGreetings2uАй бұрын
That seems to be a very good monthly budget for you and your family. Here in the US, we would gladly rejoice over a $300 monthly budget but as you shared the cost of living is very different in Western and European countries. It's always smart to include for miscellaneous items in your budget. Rice and different types of beans are always a good staple to help stretch family means. Different types of inexpensive pasta are good to stretch meals too. Dyna, the word Frugal should be your new best friend now that you're back in Nigeria. My advice to everyone around the world is to say that in these uncertain and in these unstable financial times, don't waste money on unnecessary expenses. Do treat yourself occasionally to remain sane but became a frugal person and save if you are able to save. In some western countries, eating out every day for lunch and dinner can be wasteful. Budget for everything you spend. If we all budget to live below our previous monthly spending from several years ago, we'll survive this worldwide financial and economic downturn.
@dynaekwuemeАй бұрын
I’m learning to be more Frugal🥲☺️ Thank you❤️
@ibukunolajide2487Ай бұрын
Lol! The minimum wage is very low in Nigeria. Trust me she is still one of the few Nigerians that can afford basic things
@ibukunolajide2487Ай бұрын
And the fuel. People who go to work every single day spend more on fuel.
@goldie_ngoziАй бұрын
You are upper upper upper upper middle class ooh You look beautiful in this video 😍
@dynaekwuemeАй бұрын
I claim it😃🙏🏾
@RecipeswithHotBatterАй бұрын
This is quite realistic considering our economic situation!
@tracyeleto1663Ай бұрын
We pay water bill in Abuja. Not every part though. I live in kubwa and work in Area 2 Garki and we pay water bill in both places
@lamzyspaceАй бұрын
May God continue to help us all 🙏
@techchoicelimitedАй бұрын
YOU ARE HONESTLY TRUTHFULL NWANNEM
@RemmyTheFirstАй бұрын
Will be waiting for the shopping video, and the budget makes sense because everything is so expensive!
@dynaekwuemeАй бұрын
Definitely!!
@aigbeuwadiale7201Ай бұрын
Thanks for your authenticity.
@1982757Ай бұрын
Consider installing some solar panels and Lithium battery. It may cost initially but will save you a lot with the rising electricity costs and fuel for generator.
@ngozijulietcolourfulАй бұрын
Your hair is giving, and you look beautiful dyna
@MenadotVisualz16 күн бұрын
I nominate you for Commissioner for Economic Planning Rivers State because honestly Mama Dyna you are doing well , Thumbs up
@amodum153829 күн бұрын
God bless you my dear sister,it not easy
@FebineAwuorАй бұрын
We must squeeze ourselves to fit in tis tight economy.
@lolakunbiАй бұрын
In Abuja, some people pay water bill… I think they call it federal government water or something
@joymathias7511Ай бұрын
I make my own hair, I never knew in my wildest dream that I was going to do that for myself. I have to do thank God the ability and patience. I was forced to do it, after I relocated to the U.S. But I actually desired to do that so I prayed and it’s a testimony the spirit of God the great teacher did it beyond my comprehension. Some of the hair dos/stye, I have never seen anyone else with that specific style. It just comes to my imagination. It’s the awesome that sometimes people will be admiring it, to the point of walking up to me and saying I love your hair and wanting photos. The creative genius aspect of these hair styles it can only be a miracle
@isiituah6030Ай бұрын
It's been quiet a long time ,you are right feeding in Nigeria is top notch
@florenceakwasi434Ай бұрын
Your hair is beautiful. Your budgets are good, people like us are in low income our survival is in the hand of God.
@dynaekwuemeАй бұрын
Thank you
@AuntypatАй бұрын
I pay water bill in Abuja, its very affordable too.
@oscarjackson9826Ай бұрын
People that plan all the time, the hardly fail, l'm proud of you Nne oma, keep it up
@elainemutuswa3354Ай бұрын
Any Zimbabwean here for the love and support for mama dyna
@RoyalHighness625Ай бұрын
Taura tauya,muuyewo kwedu❤
@LessonWorldTVАй бұрын
Ehunde, tiri pano!
@elainemutuswa3354Ай бұрын
Kana neniwo I have a you've channel askana huyayiwo @@RoyalHighness625
@evelynjoseph1645Ай бұрын
Life is generally different in Abuja though, to be very sincere, I have tried this budgeting thing a couple of times, never ever working for me. But I’m motivated to try again. I don’t honestly think $500 will suffice for a family of 5 here though, but let me try sha and see. Thanks for this.
@HAPINESSPETER28 күн бұрын
Beautiful and considerate budget compare to the current economy situation in Nigeria
@chineyeonyekaАй бұрын
I love this your new hairstyle and the makeup is giving ❤❤❤❤ fine woman
@dynaekwuemeАй бұрын
Thank you ❤
@rolinesworld198929 күн бұрын
Congratulations dear for your new car Dyna dear 🥰🥰 I tap from ur blessing
@adycynАй бұрын
Water Bill's is been paid for ooo,its added into the house rent
@Mz_ceentiaАй бұрын
Omoooo this video is very important abeg 😂😂😂
@dynaekwuemeАй бұрын
😅
@geesimon1372Ай бұрын
It is normal for your new car to consume much fuel because it should be a V6 engine if I'm not mistaking
@blossomblossom3087Ай бұрын
I love your video sweetie 🥰
@LifeWithSandy1Ай бұрын
We spend almost that same 300$ as a family of 4. It's crazy because we used to enjoy life with just 200k before.. Na wa o
@kaysmellsgoodАй бұрын
The price of things have increased so it's normal...it also depends on where you live
@bridgetofodile5613Ай бұрын
Love this video. Thank you so much for sharing it. God bless you ❤
@dynaekwuemeАй бұрын
You are welcome💕
@EdeedeeeАй бұрын
Looking cute and tbh in Nigeria today, your budget skills need to be very very strong
@mercygracejesus711424 күн бұрын
@dynaekwueme Where I stay, we also don't pay water or electricity bills because we resorted to using solar and boreholes. Maybe you may also resort to changing from generator to solar to ease of the burden. Our rentals are $200 a month. Yours are quite reasonable
@chroniclesofme-z7tАй бұрын
Thank you for sharing..
@nanyascornerАй бұрын
We buy water here in Abuja but it’s affordable and lasts a long time
@purityannabelАй бұрын
Water is not free in Enugu state… They pay for government water supply.
@MenadotVisualz16 күн бұрын
I dont like where I stay because of the space but honestly , I enjoy light . I am in Band B, East West Road by Obi Wali here. I think on the average I am on Band B Pro Max . But I intend to move because I spend 50k for transport to and fro from work here in PH for the Month. 2k daily
@TomiOyeeАй бұрын
Your hair is pretty😍
@dynaekwuemeАй бұрын
❤
@ifeomaookoliАй бұрын
Well done for this breakdown Mama Dyna. This is decent ❤❤❤
@dynaekwuemeАй бұрын
❤
@PleasantGreetings2uАй бұрын
Cute braids Dyna!
@dynaekwuemeАй бұрын
Thank you!!
@PleasantGreetings2uАй бұрын
@@dynaekwueme You're most welcome!
@oluwadamilolailupeju244319 күн бұрын
I live in Abuja. Where I live, the Water Board supplies our water, so we pay Water Bill monthly.
@simplebutyetgreatgardeningАй бұрын
Wow, what a reasonable amount to live off in Nigeria❤. Wow, no water bill😮. I can only admire you ooo. Life isn't that cheap here in Southern Africa . Great content mama Dyna❤❤❤
@ZycajessMoneyАй бұрын
Much love mama Dyna
@dynaekwuemeАй бұрын
❤
@LifeofteezaАй бұрын
Food o Basic food is so expensive I earn close to 500k Before you buy fuel, buy foooooooood!! Do little things here and there There’s little or nothing left to save.
@enoosuji1381Ай бұрын
E be like say I dey overspend be that 😢. 150k isnt enough for me in a month for just food and beverage for a family of 4.
@evelynjoseph1645Ай бұрын
You’re not over spending my sister, depends on where you stay, and also lifestyle…. Your kids and her kids probably don’t eat or like same things. We are also a family of 4, 150k doesn’t even begin to suffice o. But we thank God for all.
@favouredronkus9063Ай бұрын
I'm surprised too ..bcos to make soup and stew for the .month sef that money don finish ..so what about beverages and other groceries?I'm still in shock
@gloriauzoka2623Ай бұрын
Also consider her 4 includes her and three kids. The way we cook when oga is around is not the same with just the kids and also the quantity consumed.
@lilianbill20129 күн бұрын
@@gloriauzoka2623This is just me o😂😂😂 My kids and I eat anyhow and we spend less when my hubby isn't around. Oga na oga o😂
@WarlyneCyriaque29 күн бұрын
Well now comes with another more detailed video where you shop and where you use them every week ❤🎉😊
@daughterofzionh.u6346Ай бұрын
You try ooo Dyna ❤
@didiproductionАй бұрын
This content is giving me joy! You're amazing!!!🎉
@HEMIVEDO.BАй бұрын
My husband is abroad too and I’m here with our 3kids and a nanny. I’m finding it difficult to understand that 500k finishes before the month ends. Majorly the money goes on food/groceries. When I buy fuel from filling station it is 80k for a month but I spend more when I have to do black market. The miscellaneous expenses be doing it’s own too. Medicines we don’t plan for. Repairs that come up unexpectedly etc in-fact it’s just crazy. We just have to keep living. The Lord is our strength.
@dynaekwuemeАй бұрын
I sometimes want to teleport my husband to come live with us for a month. I dey explain tire😢
@janeferguson8591Ай бұрын
Same with me here ooooo,I thought am alone in this journey,I don explain tire,three kidz with nanny 500k is not enough oooooo. Sometimes I will be asking myself how I got to ve this extravaganza extravaganza not knowing that economic is dealing with me,God help us
@shontaeweeks561622 күн бұрын
Amen i be on budget it kinda hard I wish they can fix it 🙏🙏🙏
@annabelkeisha1157Ай бұрын
I love this lady,God bless you
@dynaekwuemeАй бұрын
❤
@damilolaomodaraАй бұрын
Seeing this makes me feel I'm overspending.we consumed sachet water yet my budget for food is way more. I guessed your kids dont eat that much cuz you tried with that budget. I will try working on a specific budget next months hopefully it work Thank you for sharing 12:38
@goldenvibesfamilytv9569Ай бұрын
Wow that is a lot...hmm is only God can help us oo 9ja just lovely your hair sis❤
@dynaekwuemeАй бұрын
Thank you so much 🤗
@goldie_ngoziАй бұрын
Your hair is giving 😍
@dynaekwuemeАй бұрын
😘
@IamDrDeeАй бұрын
Wow! My rent alone in Jamaica is $1,000. Most Jamaicans don't pay that much for rent though. I think the average rent is around JMD 50k ($325) However, my income is from the U.S.
@dynaekwuemeАй бұрын
There are parts of Nigeria that pay as high as that. Some parts of Lagos and Abuja but it’s obviously designated for the upper echelon. Portharcourt is a decent city compared to those two👆🏾
@AfricanTalesByDupeАй бұрын
We pay water bill in surulere Lagos state,to water Coperation.
@dynaekwuemeАй бұрын
Fr?? Hearing this for the first time
@AfricanTalesByDupeАй бұрын
Yes,we rely on water coperation,not every where in surulere though,although presently water coperation is messing up,most bore holes are condemned,the ones that are producing clean water,you need lots of purification and all.
@anuoluwapoomotayo7433Ай бұрын
I live in surulere. I do not pay water bill. Which tap is the water coming out from?
@AfricanTalesByDupeАй бұрын
@@anuoluwapoomotayo7433 we depend on water coperation in my area.everyone has a tank that stores water as it comes directly after production them we pump into the tank
@AfricanTalesByDupeАй бұрын
@@anuoluwapoomotayo7433 read my comment again,I said not everywhere in surulere though.
@chizzyhiisly768527 күн бұрын
Life is still good in Nigeria ooo; here in America, my monthly budget is over $2000.00 and this is just for food ooo and petty petty things for my kid’s welfare. Hmmmm! It is well oo
@JENNYSHOME.Ай бұрын
Enjoyed watching ❤
@dynaekwuemeАй бұрын
❤
@chibuzondukwe1953Ай бұрын
I love 💕 your video's honestly
@ogochukwumadufor1353Ай бұрын
Wow! That’s really a whole lot. I know you forgot about Nepa bill Abi power holding cos that one is another huge expense on its own. Now that miscellaneous could also be toddlers breaking down with cold , cough or general unwell situation yet still not enough. May God help us in Nigeria of ours🙏. By the way, You look more beautiful with your new hair do .
@dynaekwuemeАй бұрын
Yup! Thank you ❤
@DV-gr2xhАй бұрын
It's unbelievable how things have changed since last year, prices have more than tripled or even quadrupled. Almost 600k naira a month now? Few years ago, it was like 150-200k naira a month for an average family.
@dynaekwuemeАй бұрын
It’s ridiculous now fr
@Tinfoil2121Ай бұрын
It’s maybe because you live in Portharcourt, I have 3 kids too and I’m widowed, where I live 700k is becoming a joke to live on. How are you managing with 500k? My miscallenous alone is well over 200k
@shontaeweeks561622 күн бұрын
Hello mumdyna you are not by your self i live off of 3 48 dollars monthly God is good we will get better it hurts me so bad but I pray about it I love you you look so pretty your make up and all God bless us it can be a lot worse 😊 but mighty God will see us threw it all ♥️🤩♥️♥️♥️♥️🥰🥰😊
@abumusa591327 күн бұрын
Thank. god for. Your blessings Some. Are living on below 50 dollars A months with family to Carter for
@Mummy_triplek19 күн бұрын
I am a Nigerian living in the north. Even tho they say living in the north is cheaper but it's not the same any more
@happinesswattsАй бұрын
Dyna, when will you present your master class again. Or can we do one on one myself.. I will pay more.
@FredNaijaАй бұрын
Minimum wage in Nigeria is no longer 30k Naira but between N70k and N85k Naira depending on the State or Federal, it has been passed into law.
@christabelglams6685Ай бұрын
Which nysc copper have you heard that collected 70k since the passing of the law😂😂😂
@FredNaijaАй бұрын
@christabelglams6685 Please, everyone i know started receiving the new wage from last month ending September 30th, and this my month October they would start receiving, which would include 2 months arrears for July and August. The new law was signed on June 29th 2024 by the president. You need to understand these things. Coppers would definitely receive the new wage from this October end with arrears as well.
@anuoluwapoomotayo7433Ай бұрын
Have you seen or heard anyone collected 70k?
@AbidemiAlawodeАй бұрын
Please I need a video of how you spend 150k on food monthly, because I don’t know how I spend much more for just a family of 3 . .. I really want to learn🙏🏾.
@lola2659Ай бұрын
Does this include school fees and medical expenses. It might be helpful to do an updated video when kids start school.
@1982757Ай бұрын
May I ask which internet provider you are using?
@gistestateАй бұрын
With $300 you can live large in Nigeria. How many govt worker can boost of 500k in his/her account in 5 months?
@dynaekwuemeАй бұрын
🥲
@sylviasworld9397Ай бұрын
Government workers in Nigeria depending on their grade are not well paid.
@Lifedisabledd20 күн бұрын
I had no idea Nigeria is so affordable. $300 a year in Zimbabwe. That will not be enough even for a room per year in a shared apartment / house.
@FameRose77Ай бұрын
So sweet ❤❤❤❤
@ceciliaamehey9864Ай бұрын
Nice hair. ❤ As for the food issue my dear , it's very very BAD . Only God can HELP as.
@dynaekwuemeАй бұрын
Thank you❤..it really is
@okaforchisomofficialАй бұрын
Can u do a monthly bulk shopping vlog ❤
@chinweogbuji242728 күн бұрын
Am joining you soon
@okaforchisomofficialАй бұрын
Over here in Gambia 🇬🇲 Everybody has there own water prepaid meter and u buy water urself 😢. It's so crazy because sometimes, u might need water sharp sharp and the water is finished 😂, and then u have to go load more
@oyebankesoremekun916328 күн бұрын
We pay water bill cos we use government water. I live in Abuja.
@chinenyemaryannezeonyeobia8601Ай бұрын
Which data plan do you use for unlimited data and calls cos these network providers are after my life??
@babssloans794527 күн бұрын
Minimum wage is 70,000N, some states like lagos pay more
@bettyfasola848027 күн бұрын
I live in Gwarinpa Abuja and I pay water bill.
@uchechifatima174Ай бұрын
Waterboard still supplies water here in Abuja. Soo most people in abuja pay for water bills
@dynaekwuemeАй бұрын
😢
@siyamthandandaliso4736Ай бұрын
Nigeria is an affordable place to live.
@ighomercy5024Ай бұрын
If you have a good income to match the prices of this We in the west see it as affordable cause we spend ×10 of that if nt more
@henrykrystos921Ай бұрын
dyna! how!!! 😮 ur trying oh! I struggled on 300pds pm 10 yrs ago....😂
@christabelglams6685Ай бұрын
Some receive salary of $4000-50000 monthly, rent and bill will take up depending up, depending on ur lifestyle let’s say 2,500 and ur left with 2,500 to save let’s say 2500x12 years 30000 you get to pay extra if u work on weekends,face it you have steady electricity, transport good water everything there for you no limit did I mention good network?? Mind you?? Some people work 2jobs so do ur calculations on that, if you have kids ur kids go to sch for free 😂😂, In nigeria only fuel done collect all ur money if u work remotely ur in problem 😂 solar isn’t even relabel u will need to pick time to switch it on, if not u sleep in darkness if you don’t have light, did I mention security?? For those living in north and south east understand that anything can just happen but just been careful of ur lifestyle,2 plus 2, if the government could provide security, or rather good amenities, Nigeria will be a home no one wants to leave
@RitaOgalonyeOgalonye-i9q29 күн бұрын
I pay water bill here in Abuja
@shamishomeАй бұрын
😂😂😂😂I almost broke my leg running to bother budget ,,Zimbabweans gather here with me oooooo😂😂😂
@dynaekwuemeАй бұрын
No fall oo😂
@piriem7579Ай бұрын
Ndasvika Shami. The plight of an average African is the same
@shamishomeАй бұрын
@piriem7579 🤣🤣🤣budgeting my dear
@RoyalHighness625Ай бұрын
@@dynaekwuemetauya tauya mozouyawo kwedu
@sherwade2297Ай бұрын
Cost of living varies massively based on where we reside and our standards of living. Rent/ mortgage, school fees,car insurance, fuel for car, gas,electricity, water, trash pickup, gardener, pool man, housekeeper utilities, food, toiletries, cel phone, property tax, health insurance, sending money to relatives, pets, outward beauty eating out, student loan,credit card payments...what else??😂😂😂 We thank GOD for HIS provisions, and give THANKS
@writingdiasporan26 күн бұрын
I live in Rwanda, and rent alone is over $300 monthly 😭
@kimmypee4813Ай бұрын
It’s expensive because rent is not included nor the cost of childcare. If you don’t mind can you do that video?
@HeyVieveАй бұрын
Budgeting does help If not eeeh you will over spend cos there is always something to spend on
@adeolaboluwatife25 күн бұрын
The minimum wage was 33,000 naira, now it it 75,000 naira.
@linellinel.Ай бұрын
TO Ensure. Dyna are you copying your mother Hahahaha I am almost 100% sure I've heard her use that word a couple times in your sit down videos and the way you were saying it😂😂😂😂 . Anyway you are looking so beautiful!
@dynaekwuemeАй бұрын
Haha😂.. thank you
@asanwababyАй бұрын
I can’t believe your hair is 10k 😮thank God I do my hair myself 😘
@BenniesDairiesАй бұрын
Hmmm, where are Lagosians please? I'm certain that budget is like X2 in Lagos becauseeeeeeee!! Good Lord!
@dynaekwuemeАй бұрын
It may not be if you live on the mainland 😅
@Hannah-v4zАй бұрын
@@dynaekwuemeExcept you live in the outskirts of Lagos, it is x3 in the mainland for your standard of living and family size. 🥲
@sandraoluwatoki4787Ай бұрын
@dynaekwueme Mainland isn't mainingland again o! Even some parts in the Island is more affordable with terrible water only few aren't like that. My dear, na who know, know! Lagos to me is over hyped.