How I plan to SAVE R100k for my Emergency Fund by end of 2024 | My WHY & HOW

[@JennNxumalo]

Start your savings and investing journey with Franc Group: franc.app.link/investment-goals

[@belindatjijahura253]

Quick question Jenn, is Franc only accommodating South Africans?

[@malintlemathatjane]

@@belindatjijahura253 wanted to ask the same question 🙏

[@BABSYMOKOENA]

@@JennNxumalo Already invested R3000 with Franc mtase

[@serafiamungandjera]

Hello Jenn, is Frac group only for South Africans? We Namibians, I mean I 🤣(let me speak for myselff for now) am from Namibia and I would love to start my savings with Franc.

[@Lizzy-f8p]

Hi Jenn, I started following our contact early or mid 2023 and I was inspired to build my emergency fund. My goal was to R30000 which I reached by end of Nov, I was so proud of myself Jan this year I decided to now pay off my debts only to find out that my total debts was R86k😢😢😢. I then decided to use that R30k and worked on R56k of debt. The good news are, I paid off my last debt last month. I'm currently debt free and have R400 in my emergency fund 🎉🎉

[@victorianameneverner8922]

🎉🎉🎉🎉congratulations 🎉🎉🎉🎉😊😊😊😊😊

[@generationalcbsqaudza8671]

@@Lizzy-f8p that is so awesome, well done.

[@Kazi607]

@@Lizzy-f8pwoow so proud of you

[@nthabiseng7056]

Well done!! 🎉

[@Elevate_with_Joy]

Congratulations🥳❤️

[@Kazi607]

By December I want to have 10k on my emergency fund, so far I have 5k and I am happy with the progress

[@victorianameneverner8922]

👏👏👏 me and you l have 6k now. 🎉🎉🎉🎉 lets keep going next year we add 10k we are at 20k onward and forward

[@Kazi607]

@@victorianameneverner8922 let's do this💃💃💃

[@RomeoMabote]

It's a deal!!!!

[@JennNxumalo]

Progress matters a lot and I am so so proud of you for pushing 🥰💐

[@JennNxumalo]

I love the interaction on this comment 👌🏿🥰💐

[@Sheilzdarlingz]

I managed to settle two of my debt, budgeting no longer a problem, by end of August I'll have at least R18000 on my emergency fund

[@JennNxumalo]

Ohhhhh wowww this is amazing 🤩, such news are so encouraging 🥹💐🥰. I love that budgeting is no longer a problem.

[@NonkonzoMnqaba02]

My Goal was to pay all my Debts this month is my last month so proud of myself...but I'm in Debt zabomashonisa so next month i will start to tackle them 1by1 by the end of this year i want to be debt free completely. its not easy as a single parent with an average salary but then step by step kuzolunga .

[@buhleshezi5222]

You goo girl, I’m rooting for you ❤🥳🙌🏽

[@JennNxumalo]

Step by step sisi kuzolunga, do not give up. It does become better, it just takes time 🕰️. You will be so proud of yourself when you get to the other side.

[@NonkonzoMnqaba02]

@@buhleshezi5222 Thank you my sweets🤩

[@NonkonzoMnqaba02]

@@JennNxumalo Enkosi Jenn with support and amacebo osipha wona

[@wisaniastatia3552]

I was very depressed at the beginning of the year l, I was hopeless and I had lot of sleeplessness due to financial problems but after following your content, I managed to pay all my debts so far and now I'm debt free.by the end of 2024 will be end of debts and start afresh next year. Thank you so much

[@JennNxumalo]

Ohhhhh wowww your story tells me you were overwhelmed with your debts and did not think it is possible, the day you realised it is possible you went out and dis it. I am so happy for you for such an achievement. 🥹🥰

[@amandangxashala6298]

Here with my note book, tjoo 100K is what I want to save to buy a second hand car ❤

[@siyamthandatiyingwe394]

Spot on Amanda.. atleast I must pay a small amount of installment

[@JennNxumalo]

I love that goal for you sis 🥰💐

[@kedumetsemanguba137]

Im paying off my credit card two months left...august and September ❤...and my goal is to save 11k by the nd of the year and im half way there❤🎉

[@JennNxumalo]

Ohhhhhh wowww, that is amazing. Imagine the money that will come back to you. 💐🥰 you can channel that money to savings.

[@VumileCebekhulu]

This yr I’m happy that im just paying off my 2 major debt, I have learned to calm down

[@JennNxumalo]

Ohhh wow that is amazing 🤩 🥰💐 I love it.

[@euginia_mathapelo]

I also have this nudge inside of me to save R100k ~ The day I hit that goal Imma celebrate indeed🙏🙏🙏

[@JennNxumalo]

Celebration is very important, Girls that save and invest 🥰💐

[@Lonwabo_Sweets]

I must say your content is so inspiring. This year my intention is to fight to get my financial freedom, by paying my debts and be in a space where I get paid and don’t have to worry about my money being taken by debt. 2025 will be the year where I wanna gift myself with my first car and so I am definitely signing up for Frank to save towards either a deposit or towards the car… I feel I am 50% towards paying off my debts and it feel so good to get this far🎉

[@NosiBoyisa]

It is indeed a great feeling I tell you 😊. Congrats you have made it this far.

[@JennNxumalo]

Ohhh wowww sis 🥹 you will definitely achieve financial freedom, keep fighting the way you are keep going and it will happen 💐🥰. You shall gift yourself that car.

[@thatok455]

My goal is to buy a stand and build without having to go into too much debt. I started working at the end of 2020, I used the whole of 2021 to save so I can extend and put tile roofing at home since it was leaking very badly. I did that in the beginning 2022 and exhausted all the savings. I started saving again and in 2023, I put in kitchen units, wall units, tiled the floors and 2 bathrooms and then held a big 60th birthday party for my mum. I did that with half of the savings and was left with 100k. I continued adding on the 100k and I am now at R190k. I do have some credit card debt which I used when I did my Wedding in April because I did not wanna break the saving. The plan is to pay off the credit card by February and continue on the savings until I have 500k for my own house

[@JennNxumalo]

Sis firstly thank you for fixing home again. That is something many wish to do but can’t because of the demands of life. I had to go into a big debt renovating at home and the person who did the job fumbled so bad that we have the leaking roof also. I have been telling my mom that this time next year I am changing the entire roof. Your are doing amazing work, with the work you did at home snd doing it using your own money, I have no doubt you will be able to buy snd build cash.

[@veemafunda9528]

I have managed to pay off my beauty products contract way before time which gave me more money to spread towards my savings. I have achieved my Solution Fund target goal. I am still working towards achieving my emergency goal which is also with Franc Group. Thank you Jen.❤

[@JennNxumalo]

That is amazing Veee, you saved yourself so much money by paying the debt early. Congratulations 🥳 on hitting your solution fund goal 🥅 😍🥰💐💐💐. I am so happy and proud of you. You will also hit your Emergency fund goal.

[@queenbndobe7309]

Hi Jen, my goal this year was to save funds to buy a car cash in the next year and I have been consistent since the beginning of the year. It has not been easy but you have been my secret accountability partner. Watching you achieve your financial goals gives me hope to keep pressing on 🏃

[@WealthDiet]

Hi I am currently on the same journey of trying to save money to buy a car cash. Just a quick question are you buying new or used?

[@queenbndobe7309]

@@WealthDiet a used or demo car

[@JennNxumalo]

Yessss to accountability partners and I happy to know I have been yours sis’wami. Keep going snd do not give up, you will celebrate on the other side. 💐🥰

[@OlgarVMotaung]

Wow Jenn...inspirational as always. Since I started watching your videos in Jan I set goals to close off my accounts.i hoped that by June I would be done but I had a fall back I managed to close my edgars account of 9000 I am left with 4000 to closing off my 12k capitec credit card im left with 6k from finishing off my telkom phone account. I've never been so happy with my finances and my growth. I know its now August but even if I finish them all before the end of the year I will be celebrating myself indeed. Also peer pressure that causes financial stress on me it's a thing of the past.i have a franc account hoping to start investing for my 2year old daughter. I'm happy thanks for your enlightenment ❤

[@victorianameneverner8922]

Proud of you keep on keep on. 🎉🎉🎉🎉

[@JennNxumalo]

I am so so proud of the progress you are making. You are doing amazing mtase, keep going and yesss celebrate your progress even if you have not finished at the time you planned. What matters is the progress you are making 🥰💐😍

[@OlgarVMotaung]

@@victorianameneverner8922 thank you so much

[@malintlemathatjane]

Thank you Nana❤ "If Jenn can do it I also can do it" This ignited a light within me not to give up 🌹

[@JennNxumalo]

Yessssss, it is possible for each of us. Keep going 💐🥰

[@tatoolz]

I have been able to pay off and close my TFG account...therefore saved very little towards my emergency fund...but i made sure i save atleast a minimum of 200 on Franc even though i was fiercely attacking my TFG account at the same time.

[@JennNxumalo]

Congratulations 🙌🏿 🥳💐 on paying off the TFG account, that is a great accomplishment. Keep pushing on your emergency fund don’t give up, you will do it. 🥰

[@BABSYMOKOENA]

Hi Jenn I feel Rich already I have managed to clean a lot of my debts. I have also notice that my credit score looks Good but I am not going back to create debts.You taught me that this time we Save and Invest. 🎉🎉🎉

[@JennNxumalo]

You are definitely Rich 🤑 💐🥰 debts makes us feel poor. When you don’t have them you are free 🤩

[@lebonemashego5948]

Your financial wisdom is on another level. I feel blessed to be part of this community.

[@JennNxumalo]

🥰💐thank you so much Lebone

[@ThabisoRatlou]

Ninga khohlwa uku buka ama-ads kuyaphuthuma 😃.

[@JennNxumalo]

Thank you Thabiso 💐🥰😍🥰

[@linnangu]

I had completely neglected my Franc App!! Let me get on that!! That emergency fund is looking healthy!!!

[@JennNxumalo]

😍Don’t sleep on it. My emergency fund has come a long way.

[@rosanaobes6451]

Hi Jenn i still have balance of 23 800 on my home loan which I want to finish by end of 2024 please wish me luck and thank you for your motivation speeches it make me to focus the balance was 60 000 by beginning of the year

[@NdyebokaziNongogo]

Wishing you all the best were you paying extra on your bond.

[@JennNxumalo]

You are honestly motivating me to tackle my home loan 😍🥰. You are doing amazing and I am rooting for you, you will do this 🥰💐💐💐💐

[@dlamini-k2u]

My goal was to tackle my debts and then my Husband lost his Job which I had to step back a bit until he is okay financially..

[@JennNxumalo]

I am so sorry that happened and I pray God gives you strength to keep going. He will get employment soon and things will look up again 💐🥰

[@mabauer1076]

Franc my happy home❤.... I managed to save for my daughters graduation celebration last year. This year I decided to save for my birthday celebration.... Goal 2 achieved with the Franc App..... Thanks to the ability to have 2 goals on the app.... One I am using for my situational savings as advised and inspired by you my darling and the 2nd portion is for my emergency fund🎉🎉🎉🎉🎉.. Thanks Jen and Franc group you are the GOAT❤

[@JennNxumalo]

I loooveeee this for you so so much sis, I am happy to see how Franc Group has been there in your financial journey. I am definitely going to share this comment with them @francgroup

[@Bathos78]

Buying back time wow what a mind blowing statement! Thank you for sharing dear❤❤❤❤❤💐

[@JennNxumalo]

It was such a bug realisation that I so determined to achieve in this life time.

[@samkelendleleni677]

Great video, thank you for giving me hope 🙏

[@LiceboGxotani]

Even though I'm facing lots of financial issues I just knw I can do anything I can't still move out of debt I can still save its possible, I get it when you say it's bestowed within me even if sometimes it's like it's not practical 😢 I want financial freedom so hard being debt free is my main goal ryt now

[@JennNxumalo]

May God give you strength unimaginable to be able to fight these debts. It is possible and it shall happen, keep going one step at a time keep going sis, things will change. 🙌🏿🥰💐

[@MamikiMothobi-vh4tl]

Hi Jen..I managed to open Franc group and I feel so proud dt I finally did it..and started to save for an Emergency fund..So Thank U so much for de inspiration..

[@Nonz]

I feel you on buying time 🥺

[@JennNxumalo]

Such a big realisation for me 🥰💐

[@Yandy-Nolali]

Owu Jenn Jenn “if Jenn can do it …I can make it “..thank you sis for this …let me go to my franc app and see what I can do there ❤❤

[@JennNxumalo]

Yassss we can all do it 🥰💐🤩

[@ntuthumgangati2906]

For me, paying off my personal loan debt is a priority. I started this journey in July 24, when I began working. I'm halfway through, having paid off a significant amount, and I'm now left with just over R13K out of the initial R40K. My plan is to finish paying off the loan by November 24 , which is my birthday month. However, the more I push towards this goal, the more challenging it gets. I'm determined to pull through, as I would be deeply disappointed if I don't achieve this goal.

[@Tashas_Travels]

2025 from February i want to start paying off the remaining debt that i have of R15,000 that i owe my mom. Coz this year from Now till November i am busy saving my emergency fund of R20,000 coz (December & January i pay my daughters school fees and stuff so i never count those funds at all)

[@JennNxumalo]

I lovvvvve that plan sis so so much, having a plan of action and a clear one helps so much. I know you will achieve your emergency fund goal, keep going and don’t give up 🥰💐

[@vuyimkhwanazi6089]

Congratulations Sis on achieving your goal 🎉❤🙏🏾

[@JennNxumalo]

Thank you so much 🤗💐🥰

[@siphiwekhumalo2307]

Jen I am working to close my credit card by November, it because I keep going back to use it.

[@JennNxumalo]

That is one big problem with credit cards, they are not easy to stay away from. I love that you are intentional in paying it off and you will, keep going 🥰💐

[@BearDumani]

Just started working and boom i found you here,,,im going to start my emergency fund this month

[@JennNxumalo]

Congratulations for finding thus channel early in your career 🥰💐

[@vuyimkhwanazi6089]

Thank you so much Sis Jenn. You always remind me of my "WHY"❤ Last year I made a commitment to deal with my biggest Debt. I'm half way through but I feel like giving up. Your videos always motivate me 😊 to carry on 🙏🏾

[@JennNxumalo]

Please please don’t give you when you have made so much progress. You will get there, it is not easy at all, but also possible.

[@generationalcbsqaudza8671]

Well done Jenn, the pull really makes you uncomfortable, but a good internal motivation. Goodluck! Im planning on paying 2 debts off in the next two months. Its really hard, but I am so glad that i haven't occured any new debt when our car's casket blew,😅😅, we were able to find the money in the budget so it showed me i can pay the debt off too. Its hard , but the dread of having the debt is harder.

[@JennNxumalo]

That is a good realisation, it’s possible to pay off debt. I think many times we get overwhelmed but when you look closer, you see the progress you are making 😍💐

[@hradmissionreserve5317]

Hi girl ❤ please do this app work when you're outside of the country Thanks you

[@JennNxumalo]

Yes it does but you need to have a South African Bank account.

[@penelopechauke8500]

Thanks for the motivation. I want to pay off my car loan in 12 months, I'm struggling with how???

[@JennNxumalo]

Your goal is twelve months, take how much you owe currently divide that with 12. Then look at your budget and see if it will be practical, if it is not practical then try 18 months or 24 months. Until you get to a monthly repayment that will be possible for you.

[@penelopechauke8500]

@@JennNxumalo will do. Thanks. Which option is best between increasing my monthly installment or making large payment every 6 months?

[@ladyras]

First time seeing this channel. Wish i saw it sooner

[@JennNxumalo]

Welcome to this side of the internet 🛜 💐

[@StoryTimebyH]

Hi Jenn, can a zambian invest with the franc app?

[@JennNxumalo]

If you have a South African account yes you can.

[@mphocollenmaaboyi4215]

Strange that I am here because I have that strong pool. 100K Emergency fund, whatever happens, thats the target.

[@JennNxumalo]

🥹🙌🏿 it is amazing what can connect people, whatever happens we keep going, we keep fighting.

[@leesam530]

I am at a crossroad cause, I want to pay off my house cause I can't wrap my head around the total interest as well as save for a 12 month emergency fund cause lately my job is just so frustrating. 😢 😢😢

[@JennNxumalo]

How long would it take for you to pay off your house? Which one would give you peace of mind right now, paying off your house or saving for an emergency fund. I would say be clear about the above questions and start taking action towards that. Others use their houses as an emergency fund.

[@leesam530]

@@JennNxumalo Thanks for putting things into perspective for me. I really need to evaluate the and priorities which option would be feasible and give me peace of mind. 😉

[@olwethu_mxhalisa]

Thank you for this video ntombi. I really like your content. I am learning from you

[@JennNxumalo]

Thank you so much Olwethu 💐🥰

[@theosphambo]

I finally see results in my Fat Loss Journey the day I took a different approach. When lonyaka uqala I started my Financial Reset with no fail but going on and off to the gym, not eating right, not sleeping enough. Till the day I started to wonder if this was the body, the mindset I needed to be part of my Financial Free Self?? Spriritual life lacking...The answer was a Hell No! Then from that day somewhere in March this year I never looked back. I started to even enjoy my workouts, Spinning the most because I have a bigger Why now that is connected to my other big goals against all odds. This year was my 1st winter going to the gym throughout without fail because of this drive that I can't explain and weight loss or fat loss was never the main goal and just like that started to see results, consistency. It's all fun and games now rather than a chore. It's becoming that lifestyle I always wanted for myself. ❤

[@JennNxumalo]

Ohhh wowwww Ncediwe the story I needed to hear. Instarted the year so well and fumbled in April, since them it has been a struggle. I want to get back to it, more than anything I need to know my why.

[@theosphambo]

And I'm sure u will find it, Dear Sis. I realized that it became a struggle for me if I'm emotionally attached to the results. Rather, start with tracking your daily habits, and you will be surprised. I currently use Habits Now App. From that, it becomes a routine, and then gradually, u add a new goal/habit as u go along.

[@SibongileSithole-pl6ve]

Im interested

[@lettiekgatle2072]

Hello, I am unemployed and like to ask if there is a possibility for me to save with franc group, maybe if I give R100.monthly for 24 months.I just don't understand how it works please help

[@JennNxumalo]

Yes you can start with as little as R50, I want to encourage you to rather focus on getting s stream of income and does not have to be a from a traditional job. This will go a long way, then you can start savings. But it is hard to save when there is no income coming in.

[@lettiekgatle2072]

@@JennNxumalo hi, I wanted to do R50. for emergency and R50. for equity is it possible? and how do I pay it, I am having a bank account but I can deposit money into my account then they take it from there but don't know how to communicate with them

[@mphohleza4039]

I've watched every video you've released since I discovered your channel in late December/ early Jan this year. Thank you for sharing your journey. The more I've watched and listened to you the more inspired I've been. Your content has helped me a lot in terms of my financial mindset.

[@JennNxumalo]

Ohhh wowwww 💐🥰thank you so much for reaffirming that I am going the right direction, I am so happy to know how my platform has changed your life.

[@TheeShobasHome]

Hey Jenn You such a Godly sent angel we have been swimming in debts for past years and because of the stress and confusion we thought debt review was a a solution less did we know that that was the worst decision ever but it called us to get our selves out of that credit chains but ever since I started watching your teachings on KZbin there’s a video that inspired me where you were cutting your cards that you were done paying for and how did manage to get paid that’s when I realized it is possible I tell now me and my husband manage to settle the debts that we had it took us 9 months to do that thank so much for your teachings keep them coming 🙏

[@JennNxumalo]

Ohhhh wowww this is amazing 🤩 🥰🙌🏿😭😭😭😭 I am so so happy for you and your family. I am happy to know I have been a light 💡for your finances. Wowwww 💐💐💐💐💐

[@suenettematras7589]

❤❤❤im learning a lot from you thanks for such vlogs 😊

[@JennNxumalo]

So happy to hear that sis’wami 🥰💐

[@ThobileSindane-uq4hw]

❤

[@JennNxumalo]

💐🥰

[@thulzmadiba]

❤❤❤

[@JennNxumalo]

🥰💐

[@karaborhandzu]

love it here🤍

[@JennNxumalo]

I love it for us 💐🥰

[@generationalcbsqaudza8671]

Here first 🥇❤

[@JennNxumalo]

You're the best!🥰