How I Saved $100k In 3 Years (Step By Step)

[@GabeBult]

If you want to check out my partner mint mobile and save money on your phone plan check it out mintmobile.com/gabe

[@michaelsadvice]

"Money without financial intelligence is money soon gone". Thank you Gabe for you tips! Definetly increased my financial IQ 😇

[@leadinglifeamaru]

Rich dad poor dad? :D

[@roselinededua]

🤔 "don't cut down on things you enjoy most" I'm loving this perspective.

[@GabeBult]

100%

[@BrianMattews-i7t]

I am impressed with your update on tech stocks, I am looking for tax efficient way to rebalance my 7-figure dividend portfolio without triggering capital gain tax. what asset location strategies should i use?

[@americanopinions]

The best strategy depends on your financial situation, account types, tax bracket, and investment goals. Consult an advisor or tax professional to tailor these strategies for maximum tax efficiency.

[@Too-old-Forthischet]

I’m currently working towards financial freedom with a focus on dividends & growth investing. Since 2014, I’ve built a portfolio made up of 30% NVDA, 25% SCHD and over 40% in digital and alternative assets, thanks to my CFA. This strategy has helped me earn $56,000 a year in dividends. Back in 2014, I only earned $21 in dividends.

[@BrianMattews-i7t]

Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?

[@Too-old-Forthischet]

I'm cautious about giving specific recommendations since this is an online forum and everyone situation is unique, but I've worked with Melissa Elise Robinson for years and highly recommend her. Look her up to see if she meets your criteria

[@BrianMattews-i7t]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@TheXpeacelight]

Took me 4 years to save to 100k from the ages of 16-20 I worked minimum wage as a tutor and picked up any physical labor jobs for extra cash. 3 things that definitely contributed to the 100k was 1. Living with my parents 2. Went to a cheap college so I would graduate with no debt 3. Living below my means aka just getting the 5 dollar biggie bag from Wendy's. Only thing I would have done differently is start investing into an index fund as soon as I was 18.

[@tonia2483]

Wow great job

[@AB-lv6dy]

Awesome 👍

[@SbZain-Live]

I’m 18 how much do you say you made a week? I’m picking up a job that would pay 850 a week

[@TheXpeacelight]

@@SbZain-Live On average I made 600 a week. But certain months it would be higher bc of odd jobs, scholarships, financial aid refunds etc. I would also recommend putting money into a good index fund like VTI.

[@SbZain-Live]

@@TheXpeacelight Thank you! notes taken

[@shumatsuopost]

Great video! Saving $100k is not an easy feat, but your tips definitely make it seem more achievable. I particularly appreciate the emphasis on creating a budget and sticking to it. It's amazing how much money we can save just by being mindful of our spending habits. Keep up the great content!

[@GabeBult]

💯

[@marcolregina]

Mate, there's 6 million channels like yours... but yours is the only one that goes straight to the point, it's pleasant to watch and your content is actually legit. Like, I'm already doing most of the things you reccomend in your videos, but still, I'm learning and adapting so much. My wife died of breast cancer last year at only 36, so I'm just trying to "pull myself together" as far as... life. Great content and great videos, thanks for being part of my healing process :-) I really truly mean it.

[@GabeBult]

Well, thanks I really appreciate it! I hate when people just talk for a minute before they actually start the video

[@kenyonbissett3512]

I agree that housing, transportation and food are flexible. If you are single you have many choices. Remember some cars, if you need one, depreciate faster than others. My new Camry only depreciated $500 by leaving the showroom. Some that number is $5,000+. At one point my $18,500 car was worth $27,500 because used cars went up like crazy.

[@realworldmillionaires]

Wow, really interesting! Thank you for sharing your knowledge. All great suggestions, and I love how you didn’t cut entertainment budget or things that we love the most.

[@johndeanconway7931]

Big ups to everyone working effortlessly trying to earn a living while building wealth. My wife and I we are both retired with over $2 million in net worth and all paid off debts. living smart and frugal with our money, made it possible for us this early, even till now we earn passively with our asset coach. Adapt to a lifestyle, be thrifty, set a budget, save money and build more streams.

[@johndeanconway7931]

I resonate with what you said ma’am, you could also take advantage of some growth stocks at the moment, every pro is currently bagging on some digital surge. For me, my coach Deron cirillo my advisor has been using every opportunity to ensure I benefit, well positioned as I’m also privy to improve. It completely changed the approach for me, feel free to write direct to help construct your approach as well.

[@mondimlotshwa3958]

Wow I bet you got yourself some solid portfolio.

[@victormendoza8486]

Currently driving a 25 year old car. Instead of spending money on a new car or different car. I’m going to put around $5000 to fix it up and have it for another 5 years.

[@chaselesser3191]

In high school and college I drove a 30-35 yr old car. I still have it. It’s now 50 yrs old, but I need to rebuild the engine. It started knocking 1-2 years ago. So it got parked in the garage. It has newer paint and new interior.

[@kylepatton2423]

You should probably sell it and get another 25 year old car like a Toyota Camry instead. I have a 1997 Toyota Avalon with 340k miles on it, I paid $1000 for it 6 years ago and it's great. Maintenance cost is like $200 per year. I also have a 2003 BMW 330i that I love but it's a total money pit

[@victormendoza8486]

@@kylepatton2423 had to give it to my mom after her van gave out. I got a 3 year old car now

[@M_SC]

There are no normal 25 year old cars where I live winter eats them. 10 years old is the lifespan of a car here.

[@cadmuscassey]

Love the first part don’t start cutting down entertainment budget.. for me that would definitely ruined you out or not motivate you from the beginning.. So you are very correct

[@GabeBult]

I definitely went too far and that at the beginning and regret it

[@NovelNovelist]

Really appreciate the observation about not cutting out what represents a relatively small portion of the average budget, 5%, and yet is an area most people get some of the most enjoyment from (entertainment). This is so true and under appreciated. For example I've gone out of my way to avoid car payments, have the lowest car insurance possible, and minimal transportation expenses because those feel like MISERABLE low-value uses of my money. Blowing a few hundred dollars on a really fun weekend with people I care about? Maybe not the most responsible, but I had fun and probably won't regret it. Blowing a few hundred dollars on a car payment or insurance? OMG, RIP OFF! HATE THAT. What a painful way to use/lose the money.

[@cadmuscassey]

Love how you break down the steps and they are very real..

[@GabeBult]

Thanks! Glad you enjoy

[@JaZmine147]

Another tip: Don't get TWO BIG dogs. 😂 I didn't realize when I was 21 that owning a Great Dane and a Cane Corso simultaneously would end up being a yearly expense of 4.000€ (without them being sick and needing extra visits at the vet). I don't regret owning them, I just didn't make a conscious decision back then.

[@xterra4hire]

If you have a Menards like Home Depot they have the best dog food prices I have seen

[@JaZmine147]

@@xterra4hire I live in Europe and feed Wolfsblut.

[@xterra4hire]

@@JaZmine147 oh I see,

[@MrEddieHowell]

I find lots of people mistake simple for easy. Love the videos! Keep up the great work!

[@r.k.knight2164]

Thank you for making these videos. They are inspiring and motivate me to keep working on my financial goals and make new ones. Something new sinks in with each video even if I've heard the advice before.

[@joepiekl]

One of the issues is that the first two savings are often inversely related to one another. A key way to cut your living costs is to change your location, but that increases your transportation costs. I'm lucky enough to live in the city centre and I remember watching a video where someone was talking about his cost of living in my city, and his house was quite a bit cheaper than mine, but as a result, both he and his wife "needed" a car (which of course had to be brand new and bought on credit, so there is that), which catapulted his living costs way above mine. But yeah, like you, when I had a car, I bought a cheap one, ran it for four years, and sold it for not much less than I paid for it. I reckon in total, it cost me less than $1000 to own it for four years, plus insurance (which was expensive because I was young).

[@jweezy5490]

One of the best ways to level up in your 20s is just living with roommates or your parents, take advantage of these times and you can stack a lot of cash, get yourself set up for owning your own property and investing

[@vfletes1]

I'll be honest I don't like when sometimes people say I'm living paycheck-to-paycheck and they make close to a hundred k but when they break down their expenses to always say they putting like 4-5k away for retirement they choose to put the match amount away there's people that I actually live paycheck-to-paycheck they have nothing left in the month

[@M_SC]

It’s extremely disrespectful to the real poor

[@futuremind11]

Gabe, your advice is appreciated. The essence of "Money without financial intelligence is money soon gone" is valuable.

[@phil_8367]

Paid off my car in 2022 and committed to keeping it for a while. A first for me. Shopped our insurance policies for both the house and cars and found cheaper policies. The only thing left that gets us is my wife’s itch to dine or meet with friends once per month. Easily $100+ each time. We have a lot of friends and are constantly invited to different things. Maybe that should fall in the entertainment budget? Besides that I don’t spend anything on material things like clothing or shoes. ***Currently at $50k total with all investments and savings*** Almost there. Just need markets to pop.

[@yellowdressbookstore6602]

After Progressive raised my rates every 6 months Allstate lowered my bill by $100. Who is your insurance provider? Ty

[@phil_8367]

@@yellowdressbookstore6602 had Geico for years, switched to progressive and saved over $500 on a six month policy. Just need to shop it out every renewal I guess.

[@yellowdressbookstore6602]

@@phil_8367 Allstate promised not to raise the rates but to lower them by 25%. I do not belive it.... I'll need to see it first haha I hope progressive trrats you better !

[@JohnsDeb]

Health is wealth to me at my age.

[@AJohnson0325]

Same here. My back is screwed up and it’s always easier to go make more money when you’re body is healthy and pain free

[@wacker3523]

New CARS are a BIG part of this! Great Video!!! Thanks :)

[@GabeBult]

💯

[@alohaalien4164]

Please no backround music that just distracts. I looove your videos! Sorry for my english, im from germany 🌻

[@Farmwald853]

One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market. I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories.

[@SteveKalfman-yv7co]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@SallyW414]

The issue is most people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt, no offense. In general, Financial Consultants are ideal reps for investing jobs, and at firsthand encounter, since Jan.2020, amidst covid outbreak, my portfolio has yielded massively in ROI, summing up to 7-figures as of today.

[@GumolaTukoma]

This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation

[@Bob-cd5pp]

Im on track to save 100k in three years / Not easy but I'm saving 3k a month 50% of my income. I have 3 classic cars and 2 drivers all paid off . I have 2 homes one is a rental NO DEBT is the key . I eat out 5% of the time don't every go to starbucks type places . Have a Chevy Bolt as my dally driver 2001 Crown Vic for long drives. When I get my 100 grand Im buying a Vintage Bonanza 35 . Life is good . Have a simple woman as a wife and 2 adult children...

[@kjw79]

Woot, Honda Civic for the win! Not usually something I hear positive remarks about. Thanks!

[@VegasPokerNomad]

3:08 "You pretty much just have gas." And insurance, registration, license plates, state inspections, smog tests, oil changes, etc.

[@angelestrada7592]

You cant cut those out.

[@ParisVilletas]

What they fail to teach you about making money - Gabe Bult

[@ParisVilletas]

To attain success, you need the experience of a financiaI consuItant to achieve your goal. I engage in exclusive packages through the experience of my consuItant and have so far acquired great returns (the amount is confidential)

[@ParisVilletas]

@Madelyn Yorton My Advisor is Jenny Yvonne Wilson.s>

[@ParisVilletas]

You can easily look her up online with her name, she has years of financial market experience.

[@Savagekingbangbang]

@@ParisVilletas I was only 11 years old when I’ve learnt how money as we know them work. Money making is a child’s play but to be honest it’s not about how much you are making but how much you can keep out of it.

[@Letsjustbehonesttoday]

​@Paris Villetas I love the fact she doesn't have a Last Name.. Both you and her are Amazing.. Here take my Life Savings for you totally not sketchy Business Scam.

[@efil1717]

Great vid, love the new color/styling video edit 🔥

[@joshwilson6473]

Great video. I’m actually renovating my house into a duplex. That’ll cut my housing pretty good.

[@y123rena]

Great job! I did it in less than 2 years!

[@whitehorseblackcat7088]

This is great...you gave actual numbers...easy for someone to implement. The first step is to know your pay and expenses - that will give you an accurate picture of where to save. Thanks for this video!

[@CSB3747]

I moved work closer to home, parked the car and commute on a 500cc motorcycle (55 mpg). Car is for the grocery store and rainy days. One streaming subscription. House and vehicles paid off. Major sacrifices to do it. No credit card balance. Brown bag my lunch. Now saving and investing to increase passive income.

[@EricsonHerbas]

Wow I wish I found this video and your channel alot sooner. I will follow your suggestions (not sure if I can make it in 3 years but definitely 4!) Thank you.

[@josecandelas9911]

I like all of your videos, but by far this one is my favorite!!!

[@thedude2920]

$100k in three years isn’t hard north of 150 and single. Young men…hear this please….do not rush into a family or with a lady friend. Get your shit right first, otherwise you’ll be like all the others and sitting around f*cked. Stay great Kings!

[@icedsouls7151]

For me when I get paid, I pay all my bills, then save %90 of what’s left and ball out with %10

[@yellowdressbookstore6602]

Can you raise your annual income by 20% And lower your housing to 30% ....

[@aaronmcculloughii7477]

Great advice. Trying some new voice effects? Thanks for the tips!

[@A2thaLO]

I can appreciate the idea of a 3 year plan to attain this goal. However, in the current economic climate, the average American doesn't have $92 to spare on a given day, let alone every day. I did just what you said and increased my income by $16k last year. Unfortunately, inflation quickly outpaced that increase. SMH

[@natelammers652]

Even if you can’t do $92 a day, start with something and make it a daily, weekly or monthly habit. Overtime you can always increase it. To many people say once I make X amount, then I’ll save. The turtle wins the race. Consistency is key.

[@letsgorj8152]

I save 100k if you leave rent free in your parents basement

[@wilmabrock6401]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.

[@SofiaAnsari-wb7gn]

Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge

[@TheQueen-sm1kv]

I’m looking forward to the next podcast.

[@GabrieleVanzo96]

it's only me or his videos are all the same?

[@hernanveliz1911]

Thats the point brotha. It means it works. He found a lifestyle that he wants people to follow

[@TheJohnmmullin]

Not just you.

[@jweezy5490]

This is really basic advice that people have used forever, it's actually funny how much you don't miss all the crap you were spending money on before, and how well you sleep at night

[@e-8715]

Humans are attracted to patterns. It is a strategy to increase viewership. Plus, the repetition makes it easier to edit as you get better every time you do it.

[@Mr.Persistent763]

Exactly! Some clickbaity basic talk.

[@harleyryder1498]

House hacking is where it is at. My tenants indirectly pay my housing expenses 100%. Buy a fixer upper, you will be on your way in no time!

[@wintongoliath8473]

Great video, 1% saving is doable. 1% will become 2%, and so on, and so on. Just do it.

[@noracarreiro6242]

always enjoy your helpful content. I continue to learn from you and grateful I found your channel

[@carlylelewis6581]

I love your transitions

[@rebekahmulato8750]

I loved the podcast too! Love this!

[@shess1640]

Another good video…. There is not enough time to listen to podcasts. Give me a list anytime!

[@timmyrohr3200]

What notebook are you using at 1:52 ?

[@RichyLucch]

I did the same 130k in 3 years working a trade and living at home. Not hard, but i was earning 90k-105k per year all those years at 20-23 which is not very common. So if your earning less than that and also have a mortgage or rent then it will be very hard to do so

[@coston1986]

US Mobile has plans where you can buy how much data you want to use and it’s super cheap for families!

[@willybenjaminwb]

The market is volatile at this time, hence I will recommend getting yourself a financial analyst that can help you manage your funds & make you good returns while you focus on other things in life.

[@willybenjaminwb]

My FA is John Kin Larry. You can easily look him up. He is very well experienced.

[@willcook6967]

My current model on cars works well for me. I buy a 2-3 y/o car and drive it until it becomes too expensive or inconvenient to own, my target goal is 10 years. I've really built up my home cooking skills to the point that eating out isn't really a treat anymore. I mostly go for pizza or breakfast sandwiches, $10+ a trip versus $50+. My SO is better at saving than I am, so I just pay the bills and she pays the savings. It's pretty safe to say that we don't make six figures, in fact I only make about half that myself. We do the best we can to live below our means and while not on the same timeline as you, we're about halfway to your savings goal. I will probably get a second job or a possible side hustle this spring to up income, but we're honestly doing much better than even before the pandemic. We've just been smarter and it's paid off.

[@mariateresastella8526]

This video helped me clear my mind and gave me some hope for the future. Thank you!

[@ethyleneethylene5]

This is really cool. I started subscribed your channel before Pandemic year. I learned at lots of your tips. I paid my Toyota corolla 2014 zero mileage pandemic year. I learned to get a second job during pandemic. 4 houses my patient friend look a cleaning lady> . They’re paying me good. They’re scared if someone coming to their house without covid vaccines> I was so blessed as a caregiver. Now, my target is home>. Thanks for the inspiration. Yehawwwwwww!!!😊😊😊😅PEACE!!!

[@patrickdaigle996]

Step one: Make more than 100k in 3 years.

[@yellowdressbookstore6602]

Step .5 : Stop working for minimum wage. Start looking at minimum wage +5. Each dollar over minimum wage is an additional $100 a month (1200 a year)

[@rebeccarendle3706]

Sorry this is 100% for Americans only!... in Europe the average wage is

[@Jennifer-1724]

😆 not all Americans make 100k most people I know make 35k a year.

[@jacqueslee2592]

Really? I thought Europeans were wealthier than Americans. 30K is basically extreme poverty in US.

[@ninanano2777]

@@jacqueslee2592 Europeans get less income but more insurance. yes you can save up a lot if you don't spend it into insurance but will also get rid of it as quickly when sth happens. It takes luck to not have injury, be in an accident, not chronic illness that needs expensive medication etc. I'd rather have insurance.

[@dean4125]

92/ day is impossible for me lol. my rent alone is $1,566/ month. not including any other bills i have. and thats only a 1 bedroom. plus I have 2 kids and a car payment. lol. and im a single dad.

[@yellowdressbookstore6602]

Is your rent 30 or 50%?

[@karenaware6569]

I don’t even make that much a month, let alone being able to save that much

[@iseulhangul3308]

Creating another source of income in these difficult times is the best thing to do. Not only does it guarantee returns, it also helps you plan and save for future expenses. It can be quite difficult to make an investment without sound knowledge or guidance, which is why it is advisable to work with an investment advisor.

[@reallyitzrowe]

your smart asf bro thanks for the breakdown

[@MTLGSE]

Here's my three step program to how I saved 100K in less than two years. Step 1: Make 500k/yr Step 2: Put money in brokerage account Step 3: 100k ! Easy peasy! Anyone can do it, just focus on that step 1.

[@afropuertorican8022]

I saved 70, 000 in 15 months just saving no investing.

[@Wendathena]

Great video - lots of good suggestions. I definitely think people should have at least 15% or more (I always did at least 30%) of their income in 401K or auto-transfers to a savings/brokerage account and then live within the budget of the money that is left over.

[@donaldlyons17]

You do realize all those people who report they don't even have enough for a 1K emergency almost certainly don't have 15% or more for anything including a 401K, additional savings or a F**King brokerage account. Suggestions are never bad but they have to meet the mathematical reality!!!

[@RxtroBrawlStars]

My goals is to save up 10,000 by 2024

[@jpb9250]

Completely off topic but where did you get that purple cup?!

[@taylor-janemaessen6329]

I feel like if you make over $100k, saving $2780 per month should be pretty attainable

[@drouinkarine]

Thank you for your videos. That's motivating! :)

[@ElizabethCar]

Is it just me or was Gabe talking faster than usual? His voice sounded off... is it just me? 😅

[@Schroederhillsidefarm]

I was thinking this. 😂

[@blankprivatecompany9296]

So how much is the monthly 500 a month or 800 a month to

[@tanguerafeliz5096]

You are my Jonas's/Jones'! Although better to be like the Bults and keep your cash! I nearly yelled 'yes' out loud when you said it's ok to keep our coffee. Thank you! Great video. I would also add consider cost of whatever you invest in - time/money. Door dash sure - but gas/time/money/data/car wear and tear etc. Dog walking - energy/time/commute time and money gas logistics etc. Know what you are getting into so that you manage it even more effectively and make your resources worth it.

[@mateostabio]

One thing you didn’t mention that I preach to my younger siblings, work hard, and live at your parents house for as long as you can!!! I left my parents house and also had $100k

[@ninanano2777]

It's nice to have this option, like large inharitance, wealthy family etc. Not possible for everyone.

[@chaselesser3191]

When you say make small changes to transportation and save $20/ day. That’s $600/month. That’s not a small change. ??

[@Red_1976]

The last three years I’ve made some massive changes. Moved to a regional area 3hours out of the city, which meant I could afford to buy my 4bed/garage house on my own. In 3years I own more than 3/4 of it. I only pay cash for my cars. Food - mostly eat at home. As a single parent this strategy has definitely worked for me. Change your perspective is right Gabe, making a picnic or BBQ with friends is a cheaper alternative to going out on the town drinking/eating. This new lifestyle has served me well & I don’t care what my city friends (still broke & in the rat race) think!

[@DavidSweetnam]

Have you sped up your voice? Says speed is on ‘normal’ but your pitch is higher and faster than usual

[@FornoReason-te6mg]

Just pretend you have a 45 on high speed like the old record players we had.

[@GabeBult]

Yea idk what happened to this lol I messed somthing up

[@FornoReason-te6mg]

@@GabeBult Stop messing things up and think better.

[@Aleksisguitar]

You totally sped up this video haha. Kinda high pitched 😂 thx for another great video

[@GabeBult]

I couldn't get that to go away

[@Aleksisguitar]

@@GabeBult✌️😎

[@escapingmediocrityhub]

Whoever’s reading this I pray you are happy and become extremely successful!

[@walklikeanegyptian5228]

Food hack for me is being willing to go without a couple foods I want to get a food I 💕

[@make749perday]

"Successful entrepreneurs are givers and not takers of positive energy." ---

[@TheSushiandme]

If I was smart and not a nerd buying plastic crack. I can save $6000 a month after rent and bills. 😂😂😂 but I'm an idiot and buy nerd toys lol 😆 😢

[@electrodynamicorb6548]

I live pay check to pay check as well. But that’s because I invest most of it.

[@ifronnin]

My coworker is 20 years old and lives with his mom, making about 65k per year. He lives paycheck to paycheck and says that he’s always broke. If he didn’t single-handedly keep Amazon in business he’d be swimming in the dough.

[@ianmonroe3226]

Is your voice pitched in this?

[@franmcdonald4702]

Mint Mobile is fantastic. Saves me hundreds every year

[@PratibhaakaGiggles]

Multiple 100’s!

[@JustWatch-be7ph]

Why is your voice higher in this video?

[@VetterStarksack]

Very hard to listen to, this time.

[@DavidSweetnam]

I hope it’s not another ‘creator trend’, he’s sped up this video

[@aaronmarks3856]

step 1 , make at least $33k a year, dont eat or sleep and don't pay taxes , ggez

[@aaronmarks3856]

I didn't even watch this scam

[@PinchAPennyWithJenny]

For me, it has really been side-hustling like crazy and working 7 days a week. The amount I "save" does very little in comparison. That being said, I save on top of it.

[@Red_1976]

If you’re too tired because you’re working so hard, most people tend to eat out. Not really helpful if you’re trying to save. Not worth the second or third job.

[@ok-yx5vo]

Ik I regret spend money ,but I will start save money also do workout and only drink water😂

[@brandonking2037]

I loved this video.

[@voydkid]

still trying to figure out, how to save 2760$ a month with a net income of 1380$ :D

[@ErikSamuel1988]

I too was able to save $100k before celsius stole them away from me. Literally the biggest mistake in my life to ever gone with them.

[@littlestcorginuff8029]

I dont even make 92 dollars a day...

[@yellowdressbookstore6602]

Stop working minimum wage then. Your starter job should be minimum wage +5. Which will give you an additional $500 a month (6k a year) Its SO funny in the mall how the food court pays minimum wage but the big box stores pay +3 then best buy down the street pays +4 and hobby lobby pays +5. Just got to call around

[@denis3524]

1. Get a job that pays enough a year. At least 50k after taxes. 2. living quality doesnt exist, cause you have to set the livingcost to nearly zero. If possible zero. Thats bs. Cause you need at least an 50k job after taxes to do it, if you arent living at home, you can forget it in 3 years. And if you live at home you still need 33k year after taxes, that dont include your food and so on...

[@TheBrawlmastah]

"In three years" says a 30 year old

[@neszagarcia6710]

is this replay?

[@xcuttsx93]

how do I break it down uk British pounds £

[@workinabroad]

I just realized 3 years is doable for me!! Let's go 2026~~

[@FornoReason-te6mg]

That’s specific!