How I wasted my money - Lifestyle Creep |

[@bignades1]

“I bought a bunch of steam games on sale and ended up playing just rocket league” I feel personally attacked

[@JoshuaFluke1]

It's ok. I attacked myself.

[@TheC0rpsezilla]

Too true lol.

[@dust7962]

Meanwhile I just play one game too fml

[@Scragg-]

I have 400+ games on steam, I play... like 3 of them regularly... and the main game I play I don’t play on steam

[@kaibaCorpHQ]

Ikr. Like 1/3rd of my library I haven't even played.

[@Th3os7]

Dude I have to say you are the first person on KZbin that I actually listen to and absorb what they're telling me when it comes to lifestyle changes and money habits. Thanks for not having some kind of shame at the end or trying to sell me on some bullshit product. This is real advice from real experience and that is invaluable.

[@JoshuaFluke1]

Hey I appreciate that

[@HontTV]

Well... you took the words out of my mouth. Guess i gotta right a slightly different comment lol.

[@kristiyanivanov7414]

Nolan same dud

[@frednil8304]

A step toward happiness is a minimalist (but comfortable) lifestyle like Joshes. it clears your mind to think about other things. Google 'minimalist lifestyle' for more info.

[@benjamingilstrap7122]

"Some guy's just happy he got water today." So true.

[@Ryan_Parmelee]

Any day above ground is a good day.

[@stinkydingus683]

Not Flint, Michigan.

[@ne9835]

Yup

[@THELPBrotherslol]

Sounds like me in uni

[@Johnwick99099]

There was a time when there was no water for a week.I did not have water to flush or wash my butt. He is speaking the facts, I kinda forgot all my problems when I heard the tap running.

[@NegatingSilence]

Coming from a poor family I had the exact opposite reaction--I saved everything because I was (A) used to not buying pointless things (B) aware of the threat of being out on my ass. Also loved the tour of the house. You're an endearing man.

[@JoshuaFluke1]

I got caught up and slipped. Now I am you.

[@NuryPPanaligan]

I'm from a poor family. I'm aware that I need to save, so I save money, but not the amount that I really want. I do feel the lifestyle creep though because I'm influenced by people saying that I need to spend money on clothes, shoes, and bags to get respect that is not given to poor people like my family. It's kinda hard to save a lot when people are saying that not spending on superficial is immature, immoral, and wrong.

[@Luckyyshot]

Same thing here. Other than living in a high cost area I save almost everything I earn at this point. Currently looking to save up enough to get my own house/apartment with the simple goal of making my expenses even lower. I've always enjoyed seeing my bank account going up, than using it on useless stuff.

[@The-Great-Brindian]

95% of the things you can buy with money are not required. True happiness is not from material gains or excessive wealth. true happiness is within. but TRUE happiness is when your fridge NEVer runs out of beers..

[@scholaroftheworldalternatehist]

Only splurge on travel. Otherwise barebones everything else

[@DivineOwnageEVE]

My buying philosophy: 1) the more expensive it is, the more you think about it before buying it (e.g. if your buying a house or car, take a few months to think over it and make sure you get exactly what you are looking for) 2) the more you use it, the more expensive it should be (e.g. headphones you use all the time, buy nice ones that will last and won't hurt your ears like a cheap set of ear buds will)

[@motherlove8366]

Yeah, put your money where your time is.

[@SgtMacKerZ]

Well said.

[@Robert-to9tc]

cheap stuff can add up really fast without even noticing it

[@frednil8304]

Quite often you buy the cheap stuff and its no good so you go out and buy the more expensive better version. Being 'cheap' costs more! (the poor man pays twice)

[@kenosabi]

Dead on about headphones. You can buy 10 shite pairs that add up to the cost of one nice pair minus all the trips to the store.

[@brandonevans5123]

This way of living that you describe is a really important part of my life now. I am a heroin addict - 1 year sober, and there are certain principles that I've had the opportunity to learn and practice. To me, being able to diligently save money and not blow it on shit is almost as difficult as staying sober. While properly budgeting and saving money sounds polar opposite to putting a needle in your arm, the principles are more or less the same for me. It takes a lot of ego smashing, self-control, self-love and patience in both aspects in order to live a happy life. It's somewhat of an uncomfortable feeling at first and is something that takes practice and time, although conditioning the mind to that kind of standard is truly what keeps me sober today. This is something that takes practice and time. Meditation helps me as well. :) Thank you for sharing this video and reminding me of these principles that I should be following each day.

[@helloyassine]

Buying a bunch of expensive clothes and shoes that I never wore because I just enjoyed staying home on my free time.

[@AdrianA-yo8jd]

ayyy wassup yassine

[@dbb2347]

Oh shiitt

[@chrisj197438]

It’s very simple. Live within your means. Personally I lived on $40K a year for many years. As time went on my income increased. All that time I lived as if I only made $40K a year. Today I am making well over $100K a year and am completely debt free with plenty of retirement and savings.

[@cam545]

Be this guy ^

[@ducktape-3470]

Will try my best. Thank you good sirs.

[@Koooles]

It's easier said than done, that's why it's called creep, it creeps on you slowly. I remember working barely part time and I would still end up having some money in my bank account for fun and stuff. Now I make x3 that I used to 2 years ago and while I definetely saved quite a bit of money, way more than my co workers, some who earn more, proportionally it is not x3 times more than back from part time. I try to consciously now think about each thing I buy.

[@kayokake]

Live under your means*

[@SonicBoomC98]

That's the problem. I'm not one to tell people how to spend money, but some of us are barely getting by, but we start making much more money, then we put ourselves right back in a position where we are barely getting by.

[@TheChodex]

Honestly after college i just wanna take my parents out to vacation because they have spent last 10 years working their buts off so that i can be successful in life and i just wanna thank them.

[@r0e404]

The little things will make a great impact too, it doesn't have to be a grand display but it would be great

[@ChocolateMilkCultLeader]

This is the kind of thing that makes me respect you. You don't pretend to be better, and you genuinely care. Grateful to the algorithm for recommending this channel.

[@lumberluc]

I'm watching this, and I'm just reminded where I was were you were. Cried about it. I didn't have the minimalist ideology. 3 years ago, classed Class 1 Obese, only earning $30,000 to $35,000 per year, contract work, and felt like college wasn't cutting it. Now, have my own business, learning the ropes, doing side hustles, learning to earn from people not companies, and own a house. Got into shape, borderline Normal and Overweight. Divorced, and I realized that in the end, your stuck with yourself. Thanks for the show, Josh.

[@NarutoGuitar2011]

I think there's so much true in that. I mean, I can see how American friends spend a lot of money on that kind of stuff. I'm from Mexico and when I visit my granny, she's always so happy even tho she doesn't have that much. She has never cared about money. She got a mini burgers busines. And she'd always give food to poor people. Me and my mother would always be upset at that. Saying things like "why do you always give free stuff to unknown people?" And when I was little I really didn't understand. But seeing you saying this remind me that a while ago I realized that my granny really enjoyed helping others. She found joy helping other people. A joy I wouldn't understand. Even tho she didn't have much she would get more joy in giving than in having. I really think that what you've said is the best way to describe how my granny felt about things. Greetings from Mexico dude.

[@su6lyminal]

That's because moms are awesome.

[@somewhereright3160]

Sounds like you have an awesome granny.

[@jessicasulaiman8295]

I love how minimalist you are. It's what I'm aspiring to be. Honestly, I've been practicing minimalism for a year now. It feels great.

[@ttrjw]

Great point. I'm in my late 40s and I've done jobs before just for the money. You hate the job, but you want the money. The first time you get paid it's great. The second time it's meh. In the meantime you spent 40 hours a week doing something you don't enjoy for a boss who's an arse. Glad you've worked it out in your late 20s. Wish I had.

[@stopPlannedObsolescence]

is ok, never is late, apart you have more perspectives that us

[@chiefbloom1192]

Is it bad I’m doing this at 16? I feel like there’s really no good jobs at 16. And I’ve just been sucking it up for half a year now saving up money but I hate the mf job lmao

[@SuperSilverJay]

Jokersmile007 that’s different. When you are 16 you have no choice but to take any job you can get. Those jobs are usually temporary so it’s just for a few years until you can leave to a better job. The problem is when you choose a career that doesn’t make you happy just for the money when you could chosen a better career that makes less money.

[@SuperSilverJay]

Jokersmile007 that being said...if you are working at a really bad job then don’t wait to try to find something better. Some jobs aren’t worth it.

[@eneco3965]

@@SuperSilverJay >a better career that makes less money. But that's a worse career

[@WhiteBoardFinance]

Lifestyle inflation = no bueno

[@VinnyTheory]

I think the thing we get most out of your channel at its core is you warning us about mistakes to not make and lifestyle choices to make throughout your 20’s. You also probably provide relief / a reality check for those in their 30’s

[@TheLifeOfDan1]

As a 21 year old who ponders often about my 20’s, i’m really grateful for hearing what you have to say about the common mistakes people my age make and how much it can affect you at the end of this decade of your life. I find your knowledge comforting and inspiring me to be wiser with what I do now. Thank you.

[@soraaoixxthebluesky]

Exactly! If you got everything in this life and there’s no one for you to share with it won’t improve your life quality. On point as always.

[@Helthurian]

I keep my expenses where I can cover them with a $15/hr job, despite making over double that. I saw far too many folks in my life self destruct due to lifestyle creep. Not worth the stress for random stuff.

[@Michael-vf2mw]

That's the way to do it! Keep your savings rate over 50% and you'll never have financial stress.

[@user-zu6fe9nk6u]

Not always lifestyle creep. Sometimes it's hospital bills

[@TheRacy]

I’m 26 and I’m in a half assed progress of recovering from my post college spending habits. I’m just glad I learned my lesson at a young age.

[@RealHIFIHelp]

This is what made me truly happy: 1. Moving out of the city and away from fake friends and family. (not renting or leasing anything more) 2. Buying a dump house in a cheap area for about 1/10 of the normal price because everything had to be redone. (i then did this myself over 15 years with some family) 3. Paying for everything with cash instead of credit. 4. Having a stereo room/game/gym room. (at the end of the day I reward myself with listening to a good sound system, this is a thing I like to experiment with) 5. And being happy with my Nissan Leaf car. (this car is more fun to drive than a sports car, because of no maintenance cost, no clutch, no gearbox, no noise, no resistance, and free power included in purchase) so easy and fun to drive. It may not be as smart as a tesla, but a lot cheaper and stable over 10 years or more. Repairing it will also only cost about 1/5 of a normal mechanical car. This is the dream, no neighbours no FAKE things, no late factors, no cinema because I have one at home, no parking, no vacations because being at home is a vacation. Building my house gives me a mental/physical workout and truly makes me enjoy what I you own. I have grass and nature and trees and fruit and a long way to any neighbour. When I lived in the city earning a lot more and driving a more cool car, my life felt very empty, especially because living in the city constantly makes you having to live up to other peoples exspectations and fulfilling their wishes. And when you live in the city, no money is ever enough. Food also costs more in the city and the air is worse and you generally can't drink the water. Also the morning drive in rush hour is horrible when you live in the city and back to the home in the city. Now I work in hours where I do not have to drive in rush hour, so I get a better tax relief for driving further and still using less time than before. This is the dream. Some of my friends that live in the city that earn 10x more than me, do not even have half as good a life, they constantly change to the newest Tesla, Mercedez, Apple, PC gear, TV gear. And once in a while when I do go on vacations, I do it in my EV to another country by buying a lot of rare foods that last several months, it saves me money and I get rare kinds of foods. (I take it home where vs an airplane ticket you only have the experience which is just a costly affair) I also only drink water now and eat mostly vegetables, this makes me enjoy life more. Whereas living in the city overstimulates your brain so everything constantly has to be louder and more spicy and more sweet and more extreme for you to enjoy it. Living in a place like LA or New York in an expensive apartment is going to make you feel more lonely and like ones life is going nowhere, all the money goes to just being able to survive and do ones job and you own absolutely nothing. In the city nobody can't really enjoy their lives, no matter what their money status is, they are constantly overstressed and overworked and people aren't really themselves. Move out and get a crap house you restaurate and a prenup, it feels harder than anything the first couple of months, but after that it makes people more happy than they thought where possible. Hope this helps!

[@milanh1349]

I needed to read this. Thank you.

[@usman44282]

Hey man, I'm 24 and a lot of the stuff you say is very relatable and helps me think about things more deeply. I feel like you've found a niche making videos talking about life to young viewers who are trying to figure things out for themselves as well. Every single time you I see you post something that you've reflected on, I know I'll be watching it on my way home from work. Keep it up! :)

[@denied_9]

"People buy things they dont need with the money they dont have to impress people they dont know"

[@zhin13]

*Some people

[@theedmaster7748]

Not that they don't know, that they don't like

[@finaljustice3848]

unfortunately this is how some people in some cultures think.

[@lamzy3773]

@@finaljustice3848 Lol literally all cultures.

[@invincibul]

Never thought I'd post a comment, but this is the only channel and the only person that I've connected to on a personal level. Josh, I've been through the same situations you have and I'm trying to dig myself out of the hole that I dug for myself. Thank you so much for sharing brother. Peace!

[@JoshuaFluke1]

You got this

[@eastsideozzy]

This video added a lot of value to me, thanks so much for the transparency, it means a lot and its a rare thing in youtube today. THANK YOU, THANK YOU, THANK YOU.

[@MTD4dz]

3 years of minimalism has changed my life! I hit the gym everyday and upskill my programming knowledge. I now live anxiety free and look forward to the future!

[@Lena-sf8pt]

M TD what do you work as now!

[@MTD4dz]

@@Lena-sf8pt web developer

[@walterestrada9523]

Much respect man . Your content is highly appreciated . Stay safe .

[@raba650]

My “meditation chair” I got from Walmart broke when I sat on it lol.

[@freeross371]

I don't know why but this had me laughing 😂😂😂

[@MojoVice]

LMAO... hang in there. Thank you for the laugh!

[@patriciawood1661]

Anyone else think Josh should be on the Graham Stephan Show?

[@makesime3330]

yes

[@NASHonPS3]

They look like they are brothers.....

[@le0nz]

He is not a scammer tjo

[@TechEngineerSchool]

I feel you on that one, you are absolutely right. Thankfully, I discovered Dave Ramsey when I was 21. His content is gold. He put me on track to financial freedom.

[@terrythompson7535]

The financial freedom of some, is at the cost of others. A passive income is generated by the compulsory active labor of others through state sponsored violence. Slavery wasn't abolished, it was extended to include all people worldwide, indiscriminately. The handbook for capitalism "The Wealth of Nations", openly admits this fact

[@TechEngineerSchool]

@@terrythompson7535 financial freedom means not being dependent on somebody else to cover basic necessities. Anybody can achieve financial freedom by saving and investing.

[@terrythompson7535]

@@TechEngineerSchool Investment is the "passive" income I mentioned, which is actively generated by the compulsory labor of others by the state. Saving, is through fiat currency, a Ponzi scheme where banks can create credit out of thin air, and pay people money just for having money while charging people money for not having any. Inflation in general through this process causes people to need the money, which results in them borrowing, which results in rich people getting paid for it. They can make the general public overly poor through government spending against the will of the people, and they do. It is redistribution of wealth from the poor to the rich, through taxes, inflation, and wages.

[@terrythompson7535]

@@TechEngineerSchool They slap people to sleep, then slap them for sleeping..

[@ncpbr]

Terry Thompson everything you described is a result of the state not the free market. The state uses its monopoly on violence but individuals in consensual agreements where one makes a profit is not slavery. If an individual wishes to work on different terms or if an individual wishes to place some other value than monetary profit on a relationship then that is their own decisions but should not be forced nor is it yours to make.

[@SouthSideChiTown]

Wow Josh! You just hit a hundred thousand subscribers and you're already at 122 k! You'll be at 200 in no time! Congratulations.

[@JoshuaFluke1]

Dude. Its unreal.

[@theteacher010]

@@JoshuaFluke1 You're unreal.

[@digiwhale]

@@JoshuaFluke1 Cant....stop.....watching.....

[@rahorusosiris5905]

@@JoshuaFluke1 Doesn't get much realer... Congrats!

[@CODBlackOps6WALKTHROUGH]

@@JoshuaFluke1 unreal, the new engine unreal 4. it just works

[@djb6313]

Omg the parallels between your life and mine amaze me. What amazes me more though is that you figured a lot of this out long before I ever did. I’m older than you and what you’re saying is only registering meaningfully in my life now. Better late than never but I probably would have been happier had I cough on to this a long time ago. You may be too modest to believe this but you truly inspire.

[@theamazinraven2800]

My boy stay spitting facts. Thanks for always sharing your wisdom bro. Edit: your gratitude list was so wholesome 😭😭

[@millsykooksy4863]

I really appreciate how vulnerable you are, it's beautiful

[@HunterHemingway]

11:11 Josh, thanks for being present & exceptionally honest. your explanation here & actually showing the lvl of frugality you live in is so important for everyone. a few things I do that add lots of value. Wires hidden/grouped. Small tiny $5 plants like 2-3, fake. Canvas Images. $15-30. 1-2 All these things add value passively without any maintenance or attention. thanks again!

[@ProactiveIfeatu]

learned a new phrase today. i feel like im going to be the same way when i get out of college and get a full time job

[@gorkyd7912]

The cure to lifestyle creep is bankruptcy. The sooner the better, so go balls to walls on buying everything. I want to see multiple Maseratis in your 3-car garage.

[@JoshuaFluke1]

Lololol

[@blackice214]

Yup graduated in 2017 got a new S5 and a badass apartment I got lucky and a swing trade came through for me and made a lot of money but yea , that salary gets ya haha

[@4pmvim]

@@gorkyd7912 Yeah man, still in college, don't even know bout how to afford this beer thing every weekend. But hey, at least I'm not getting a beer belly.

[@Ganon616]

You have similar mannerisms and ramblings to Louis Rossmann. Just found your channel. Keep up the good word.

[@RYONBO]

for real

[@MyrMerek]

Absolutely

[@MyrMerek]

Louis Rossman secret brother

[@onetime9012]

So nice to find someone so relatable wish I could have listen to someone like this when I was in my 20’s.

[@micahl98]

I really appreciated this video and seeing the simplicity of lifestyle being made to further his end goal of more "free time"; time is indeed our most valuable asset, yet we give it away as part of routine. What is so likable about Joshua is he says out loud the things most of us are already thinking.. he gets "it". I find myself looking at LinkedIn in horror b/c someone is bragging about a $10 plaque that the company gave them to recognize their "excellence"... but did they get a raise? did they get a bonus? what are they getting besides a fleeting feel good moment and something nice you can throw onto a resume... which you could have easily have faked anyway? Yet these guys are on cloud 9 over their "Reward"... *face palm*

[@walterwhite5249]

1% completion of every Udemy course was spot on and highly relateble😭😀😂

[@LalienX]

Watched this after buying a $60 game that I'm not that excited about. Yikes.

[@UsatiyNyan]

Refund;);)

[@g1sbi]

Never ever buy full price until it’s the game of the century (so basically only Cyberpunk)

[@TheBboyStyle]

Same, bought Sekiro two weeks ago and find it incredibly hard, having no fun haha

[@Holyinductor]

Its all there is right?

[@KrazyKrzysztof]

Dont feel guilty about supporting a company which makes the games you love. Consider it a donation and the game is a gift. We need more dark souls, death strandings, cyberpunks, witchers etc

[@mikaelberg4304]

Hey dude, just recently discovered your channel ! Much of your life story resonate deep within me! I'm same age as you, spend my early 20's on games and work, got a degree I didnt really wanna use, learned to code by myself and converted that into frugal spending and lifestyle creeping. Just wanna say, many of your videos are life-changing realizations to me. I wanted to thank you for all the eye openers! It changed my outlook and life within a few days. Thank you very much for the inspirational content! I am hungry for more :)

[@mrsport5774]

Your transparency is refreshing and very inspiring.

[@NeekOW2]

It's so funny I didn't watch this video when it premiered but I'm going through the exact same thing and having the exact same realization after working my first year as a Software Engineer. Thanks for spreading this philosophy to us! I hope more people see this video! I think there is a philosophical term for this sort of social phenomenon: "Hedonistic Treadmill"

[@synth0022]

Found myself having a similar realization, asked my employer to work a day less each week (at reduced pay).. told them I needed to work on building a more fulfilling life outside of work. Was 100% I would still be able to complete all my tasks.. even wrote a proposal that offered to review the change after a couple of months to make sure everyone was happy - they flat refused after allowing HR to grill me about it, asking me to prove to them why I deserved to have a day off. After that I quit, I couldn't continue to work for a company that obviously had no regard for my happiness - I was there just to generate income for someone else, nothing more. They couldn't even fathom why money alone didn't satisfy me. Now I'm a skilled programmer/technologist wondering what the hell to do next.. but it's nice to know I'm not the only one to see through the BS.

[@healthovermuscle4485]

Sounds to me that you are upon a big spiritual awakening bro. Keep doing what you're doing and remember to say "Thank You" all the time!! It is time to be grateful, focused, and uplifting!!!

[@tr233]

For impulse buy, just bookmark the stuff, and think twice before buying it, like find out where you will use this stuff like next day.

[@joezupko]

I write everything I want to buy on a list! 1 of 2 things can happen. I either realize I don't want that thing anymore after a week or I look at all the other stuff that's more important at the moment than that thing

[@Xanados1323]

Impulse buys are a curse for my sister, she buys things she doesn't need with money she will need to survive and ends up selling whatever it is the next week when she needs money, it's insane. Where as with me I'll add to a wish list of sorts and when I know I really want the item it's usually a few months later and the product is either cheaper or there is something better.

[@Little.R]

Some of my impulse buys were decisions that changed my life for the better

[@joezupko]

@@Little.R my gf does that all the time and then I'm like damn I want that too haha like with getting a battery bank or a sun hat. I think it through way too much haha

[@Little.R]

JAYZUPP I just bought a sun hat on impulse too, Hahahaha. Truly a great decision.

[@israelmanzo8725]

Thank you to be transparent and show yourself as a normal person as everyone in this world. No many developer are that humble. This video makes me think a lot on my own past, when we eat once and day, and wait for water to run once a day.

[@vaughanlockett658]

It something we do when we are younger it tails off as you get older. You will find as you get older that certain things will interest you more than others. I am 54 and like some pc games still. It’s a cheap form of entertainment.

[@UserMum7512]

I totally agree with you, I think a lot of people have this mindset too

[@ValiusTrigger]

Time is the most valuable thing a man can spend.

[@youssefsalimi7473]

I used to do the same thing with my money, you have to know that you will never run out of stuff that you need or " stuff that just your brain tells you that you need "but you will always run out of money. Now that I watched this, and learned about Joshua's philosophy and his perspective to life, I think this is the way everyone sould live his life, no need to impress anybody you don't know with things that you don't need, or money that you don't have, and start saving money to for yourself instead of others.

[@Dredguno]

A cool trick I used to save up money is to only use cash to buy things. seeing your tangible money being transferred directly from your wallet can really put your spending into perspective and make you spend a lot less on things you don't exactly need.

[@austinramsay]

So many good points in this, thanks! However on the car thing, as a car guy I would buy expensive cars just for myself more than anything and not to impress people but the majority of people buying supercars really don't appreciate them for what they are lol

[@b.salmon4194]

"There are no solutions. There are only tradeoffs" - Thomas Sowell

[@user-zx8pk4qm3k]

I rewatch all of your videos when I am at some tough problem You are wise beyond your age and you really absorb what’s right and wrong! Thank you for your work ❤

[@Kenlauderdale123]

never ever buy > 1 udemy course/books/learning stuff. If you do so, you won't finish them all.

[@WitchLuw]

Only if you really want to learn it and it will help ya

[@Naschkatzification]

I know its kind of late because this video is relatively old, but i appreciate you for showing of how you live and for talking about this subject. I am starting my first job next week and my mind always wanders of to the nice things i could afford. The question is wether i really need them or not. Your video has helped me to stop myself and to keep my focus. Inspiring video! Cheers from germany

[@amarchhabra2175]

The dogs are the best part of this video and the most valuable thing in your pad!

[@justinnguyen8049]

"It can be so easy to get caught up about the stuff we don't have that you totally forget about what you do" so true.. I feel like a lot of the times people in developed countries forget to recognize how lucky we are to have the basic necessities in life. Being happy is something that we should look for within ourselves and not from others.

[@ChipsMcClive]

Thinking about what I’m grateful for saved my life a couple of times.

[@Kalishnikov47]

Officially shut down lifestyle creep about a year ago. For all the reasons you mentioned in this video. This slapped from beginning to end.

[@digiwhale]

I figured you lived like a baller with your setup and unused camera rig on your desk... turns out you live just like the rest of us, awesome!

[@Y2KQuan]

PrettyChill Chemistry that’s...awesome...? So you’re happy he’s not doing better than you..? That was dumb of you to say tbh

[@khanbw]

@@Y2KQuan that was dumb of you to say tbh

[@BossMandotnet]

@@Y2KQuan No. It's about perspective. A lot of the time you don't get to see the rest of a youtubers house mainly only the cleaned and prepped video room, so viewers subconsciously fill in the blanks of the other rooms and the youtubers life based off of what they see in that prepped room. So to get the view of the rest of the house is very refreshing

[@Y2KQuan]

Jerome.J Quit mansplaining. You don’t know his thought process so you have no room to make that comment. I merely replied based off what he said, didn’t make assumptions. And tbh what you just said sound dumb. His comment was “You live like the rest of us, awesome!” There’s no way you can take that in a positive manner, so don’t even attempt to explain that bs. He just wanted the satisfaction of knowing this guy isn’t doing that much greater than the average guy/girl, so he could feel content with himself. That’s what is was.

[@BossMandotnet]

@@Y2KQuan mansplaining? lol.That's on the assumption that I'm attempting to be condescending which I am not (let's not break the word down further and get into gender specifics here😂). And funny that you're talking a lot on what his comment intended to do, without knowing his though process.... just like me as you rightly pointed out. So we're both making assumptions based on what he wrote. So neither me or you are irrefutably right, so I don't think you should be so assured of what his intent was. Have a great day😊.

[@stexaecn]

Hey Josh, just wanted to say that ive been watching a few of your videos and its awesome to know someone out there has a similar view on things. I spent my whole life pushing to make more money, and all it did for me was make me feel trapped. Car loans, student debt, mortgage, etc. Anyways Ive been working towards living cheaper instead of making more, and every time I pay off a loan or get rid of a expense I feel lighter. Good luck to you and I hope you achieve your goals, I hope to attend one of your seminars in the future when you get there

[@Aziqfajar]

Start paying off what makes you trapped, release that tension and suffers of debt in life

[@alexpennie]

That sweet 40k salary and living at home still.... yea I’ve bought waaaay to many shoes

[@drmoose7233]

real advice from real experience, invaluable. Love you bro.

[@heyitsneel]

Love this video man. At my mechanical engineering job right now listening to this video lmao. Keep up the good work

[@JoshuaFluke1]

Ooof

[@brandonvance9688]

This was an amazing video. I just got my first software job out of college and am face to face with the same decisions you described. I want to make it my mantra though “material things won’t bring me happiness”. Thank you

[@Exynos]

What you said about Steam games is pretty damn true. I'm sitting on 145 games while I only play two of those which are like 10 bucks. I'll put this to mind on the next sale, thanks.

[@BusinessWolf1]

I'm glad I figured a hell of a lot of this stuff out early. I'm 19 and building my life strategically since I was 12

[@SmileyandFrowney]

Eating out was a huge problem. It’s so easy to go out for food and drinks, or to just get some treat from the gas station, when you have a steady job for the first time. But that 5 dollars here, 20 dollars there, it adds up to potentially 1000s over the course of a year. I was shocked when I did the math after a year, and realized how much money I completely wasted on things I got maybe 1hr of enjoyment from. So don’t think about how much one meal is worth, think about how much 365 meals are worth.

[@HontTV]

Josh you are special man. Kind hearted and as truthful as a human can be, care for your family’s well being. Honestly man, i see allot of my self in you (weird i know what ever lol) and just wish you the best in general. Keep on going you might just get to buy that lambo drive around with friends, to just abandon it later and continue on with what really matters to you in life.

[@noahpolicarpio1530]

"Udemy sales... oh udemy sales XD" Wow you literally read my mind 😮

[@justinswanepoel8638]

And those game dev humble bundles

[@sceaserjulius9476]

I have enrolled to over 1200+ courses on udemy in 2 years, it was 2 years back, dont worry they were all giveaways and 100%off, not a single penny spent, but sure spent lot of time fishing for them. I think i only looked at like 5 of them, actually did complete 1 of them as it was about how to use google effectively. Planned to do 5 more of them, and that was last year.

[@jeremiahthompson82]

Just wanted to say a big thank you. I am Nigerian, I love in Lagos she just found your channel this weekend. I have been getting really motivated, thanks so much for sincerity.

[@GudInformation]

This reminds me of the high life commercials, where he has everything he needs and is happy. And you see the richest people aren't the happiest when they have more money and things... Real Talk from a reel dude.

[@lethaihien12345]

I can totally relate to that Udemy example. I bought some web development courses when they were "on sale", planning to become a web developer at first. It's embarrassing to say I've never finished any course I bought. The best I did was 50% on a Java course, which was a really great course overall. But as soon as I got my job offer, I didn't come back to it. I end up being a DevOps engineer now. I'm not sure if that's the reason why I don't learn those web development course anymore, or it's the other way around.

[@StudioBrock1337]

I'm glad I watched this. I very much fell into the lifestyle creep this year. Anywho last night I discovered my prized Fender P Bass had a broken truss rod. I finally had the time to fix its somehow God-awful setup and bam it's trash. So playing an instrument 3 hours a week means I actually have a good use case and reason to buy. Except because lifestyle creep I'm not in a place to actually buy anything (thank God). So I spend 2 hours playing almost every bass at a local store and I realized something; the 2nd most expensive bass I'd ever owned broke, the most expensive needed constant maintenance, and one of the cheapest I bought (now my only bass) is still the best I'd ever played. And judging by what I've seen it is going to die someday. But it's just a thing, and no matter what I do I can't stop a key part from randomly breaking one day. It's far better to use it while I can and save for the day I can't then it is to buy something I like less. Especially if I don't have the money. I also asked myself a couple times when I was considering buying something (because I got smart and started saving while paying down debt rather then trapping myself in the never-ending debt cycle) if I'd still buy it if it meant I had to take the cash from savings. The answer every time has been no. I'm proud of myself.

[@donh.8758]

Thank you very much Josh for the life advices. These gave me alot of insights, and made me totally reevaluate my approach to life in general. It's so easy now a day to get brain washed by social media and the wicked marketing schemes out there that we end up becoming superficial where our happiness lies entire on external stimulus. I have falling into one of those traps myself, and maybe some of you do as well. It's rare to find a genuine influencers these days. So I appreciate you tremendously Joshua. Keep up the good work, inspiration and authenticity bro! Thousand thanks to all your insights you've shared these past few years, they help me out tremendously!

[@rabner93]

This video is incredible. I see so many people from our generation actually making this exact mistake and never understanding why they don't feel like they are getting ahead in life. Super important lessons being dished out here. All praise the Cult Leader, Josh, speaker of the truth and mixer of the Purple Drank!

[@re21638z]

I appreciate that you opened up and shared some of your life with us. I wish you the best in life and health.

[@jankopejtko5682]

I don't like the youtube make-money movement with all kinds of ways of how to attract peoples' attention just to get the click on the vid. But your videos are pretty cool, I admit. Cheers mate

[@SuperMatt2112]

Very good advice man, it always fascinates me that we have in this country an unbelievable amount of storage buildings, has anyone ever notice this other than me?, their literally everywhere, America seems to have this compulsion of acquiring things for some reason and then even go as fa as renting storage lockers to put it in that cost money and energy every month. its just funny to me, I realize that sometimes storage places serve a good practical purpose, but I do think its gotten out of control, stuff, stuff everywhere is stuff. who needs it, it's all distraction IMHO, maybe its that people feel the need to keep themselves distracted in order to prevent themselves from experiencing reality IDK. its just weird

[@perc-ai]

Hey Joshua, I purchased 21 udemy courses.... the sales always get me man.

[@alexnezhynsky9707]

Well, it's not bad per se. You could've bought 2-5 courses on Lynda or something for the same money. So was it a bad deal in the end?

[@zdream720]

Yeah I have 20-something udemy courses. Finished like 2. Still more valuable than video games :)

[@CODBlackOps6WALKTHROUGH]

@@zdream720 i think i need to buy udemy sales now

[@zdream720]

@@CODBlackOps6WALKTHROUGH I say they're worth it!

[@Just-My-Opinion]

Just felt the need to comment to get this video's engagement up. More people should see this. You come off very genuine 👍

[@daithi007]

🔧Stop starting Start finishing 🔧

[@princeolifestyle]

Man you are real and keep it 100

[@user-og9nl5mt1b]

Fun fact , techlead and Joshua uploaded a video at the same time.

[@JoshuaFluke1]

Oh neat

[@ОнуфрийНечепуренко]

same rules of the same business

[@CODBlackOps6WALKTHROUGH]

techleads plan to show domin once

[@1247111]

love both

[@SgtMacKerZ]

Yea but tech lead just lies and talks shit. Least Joshua is honest.

[@christophervanheerden6499]

Man waking up to living your life your way is the best thing. When you know you are free even though you still have to pay rent etc, etc, etc. I am grateful every day for that first cup of fresh pressed coffee when i wake up....

[@Cloudagelo]

You can’t buy happiness! Invest spending time with your love one: family, kids. Develop relationships or travel- explore the world

[@thorhbar1255]

You're an inspiration dude. I'm going to suggest your channel to some people who need a reality check.

[@drmoose7233]

Do not, there need to be fools living around. Seriously

[@krux02]

I don't think it is a waste of money to invest in some decoration. You know the things that inspire you, put them up the wall. Doesn't need to be expensive nor does it need to impress anybody.

[@mentoralexandermantillainc6885]

Thanks bro, I thought like you but recently I was focusing on empty things ..but the part about managing money is awesome

[@aarontoal]

Great video as always Josh keep it up... I'm going over to watch you on Twitch now

[@r3ap3rpy]

This is more common than one would think. I was also going through this. On one side it's understandable, I think there is no problem with it to a specific extent. The problem is when someone cant control this urge to buy something just because they can, not because they need it. This video was also down to earth and very honest!! Keep up the good work. :)

[@djb6313]

I grew up poor and chased wealth as I became an adult. Despite being a success later in life, I find I was happier when I had less than how I live now. What I thought I was missing when I was poor turned out wasn’t what I needed at all and instead had it all without seeing it back then. Daily Gratitude is such a huge part of recognizing what you have. Had I spent more time being grateful for what I had, I might have realized that chasing the material things wouldn’t add any more happiness than what I had.

[@djb6313]

@Angela Luis once I became aware of the environment I created, I’ve been able to get closer to what matters more to me. It’s a maturing process for me but happy to say I’m miles ahead of where I was and more content for it. The material things don’t matter to me and I works towards minimalism so that I have what I need without the weight of things that don’t matter. Since I’m not chasing money or things anymore, I’ve been donating my things to people who can use them and that feels good to me.

[@eddiejaoude]

Speaking the truth and sharing your experiences 👍. I have been there too, parents didn’t spend much, so when I started earning, I spent everything before it even arrived. Wish I knew what I know now a long time ago.

[@Nehhaket]

Whish I'd seen this before I started working my first job.

[@zibtihaj3213]

I think one has to go through that phase …. Main thing is to learn from that and move forward.

[@matevarga3040]

"Not a whole lot in it." There is 2 beautifull dog. They make everything a whole lot.

[@RudeyCapone]

Thanks for this healthy reminder! I buy way too much shit I don't need, for obvious reasons. Time to spend more time on the stuff that matters.