How I wasted my money - Lifestyle Creep |

[@bignades1]

“I bought a bunch of steam games on sale and ended up playing just rocket league” I feel personally attacked

[@JoshuaFluke1]

It's ok. I attacked myself.

[@TheC0rpsezilla]

Too true lol.

[@dust7962]

Meanwhile I just play one game too fml

[@Scragg-]

I have 400+ games on steam, I play... like 3 of them regularly... and the main game I play I don’t play on steam

[@kaibaCorpHQ]

Ikr. Like 1/3rd of my library I haven't even played.

[@NegatingSilence]

Coming from a poor family I had the exact opposite reaction--I saved everything because I was (A) used to not buying pointless things (B) aware of the threat of being out on my ass. Also loved the tour of the house. You're an endearing man.

[@JoshuaFluke1]

I got caught up and slipped. Now I am you.

[@NuryPPanaligan]

I'm from a poor family. I'm aware that I need to save, so I save money, but not the amount that I really want. I do feel the lifestyle creep though because I'm influenced by people saying that I need to spend money on clothes, shoes, and bags to get respect that is not given to poor people like my family. It's kinda hard to save a lot when people are saying that not spending on superficial is immature, immoral, and wrong.

[@Luckyyshot]

Same thing here. Other than living in a high cost area I save almost everything I earn at this point. Currently looking to save up enough to get my own house/apartment with the simple goal of making my expenses even lower. I've always enjoyed seeing my bank account going up, than using it on useless stuff.

[@The-Great-Brindian]

95% of the things you can buy with money are not required. True happiness is not from material gains or excessive wealth. true happiness is within. but TRUE happiness is when your fridge NEVer runs out of beers..

[@scholaroftheworldalternatehist]

Only splurge on travel. Otherwise barebones everything else

[@Th3os7]

Dude I have to say you are the first person on KZbin that I actually listen to and absorb what they're telling me when it comes to lifestyle changes and money habits. Thanks for not having some kind of shame at the end or trying to sell me on some bullshit product. This is real advice from real experience and that is invaluable.

[@JoshuaFluke1]

Hey I appreciate that

[@HontTV]

Well... you took the words out of my mouth. Guess i gotta right a slightly different comment lol.

[@kristiyanivanov7414]

Nolan same dud

[@frednil8304]

A step toward happiness is a minimalist (but comfortable) lifestyle like Joshes. it clears your mind to think about other things. Google 'minimalist lifestyle' for more info.

[@DivineOwnageEVE]

My buying philosophy: 1) the more expensive it is, the more you think about it before buying it (e.g. if your buying a house or car, take a few months to think over it and make sure you get exactly what you are looking for) 2) the more you use it, the more expensive it should be (e.g. headphones you use all the time, buy nice ones that will last and won't hurt your ears like a cheap set of ear buds will)

[@motherlove8366]

Yeah, put your money where your time is.

[@SgtMacKerZ]

Well said.

[@Robert-to9tc]

cheap stuff can add up really fast without even noticing it

[@frednil8304]

Quite often you buy the cheap stuff and its no good so you go out and buy the more expensive better version. Being 'cheap' costs more! (the poor man pays twice)

[@kenosabi]

Dead on about headphones. You can buy 10 shite pairs that add up to the cost of one nice pair minus all the trips to the store.

[@benjamingilstrap7122]

"Some guy's just happy he got water today." So true.

[@Ryan_Parmelee]

Any day above ground is a good day.

[@stinkydingus683]

Not Flint, Michigan.

[@ne9835]

Yup

[@THELPBrotherslol]

Sounds like me in uni

[@frozencode5238]

There was a time when there was no water for a week.I did not have water to flush or wash my butt. He is speaking the facts, I kinda forgot all my problems when I heard the tap running.

[@chrisj197438]

It’s very simple. Live within your means. Personally I lived on $40K a year for many years. As time went on my income increased. All that time I lived as if I only made $40K a year. Today I am making well over $100K a year and am completely debt free with plenty of retirement and savings.

[@cam545]

Be this guy ^

[@ducktape-3470]

Will try my best. Thank you good sirs.

[@Koooles]

It's easier said than done, that's why it's called creep, it creeps on you slowly. I remember working barely part time and I would still end up having some money in my bank account for fun and stuff. Now I make x3 that I used to 2 years ago and while I definetely saved quite a bit of money, way more than my co workers, some who earn more, proportionally it is not x3 times more than back from part time. I try to consciously now think about each thing I buy.

[@kayokake]

Live under your means*

[@SonicBoomC98]

That's the problem. I'm not one to tell people how to spend money, but some of us are barely getting by, but we start making much more money, then we put ourselves right back in a position where we are barely getting by.

[@brandonevans5123]

This way of living that you describe is a really important part of my life now. I am a heroin addict - 1 year sober, and there are certain principles that I've had the opportunity to learn and practice. To me, being able to diligently save money and not blow it on shit is almost as difficult as staying sober. While properly budgeting and saving money sounds polar opposite to putting a needle in your arm, the principles are more or less the same for me. It takes a lot of ego smashing, self-control, self-love and patience in both aspects in order to live a happy life. It's somewhat of an uncomfortable feeling at first and is something that takes practice and time, although conditioning the mind to that kind of standard is truly what keeps me sober today. This is something that takes practice and time. Meditation helps me as well. :) Thank you for sharing this video and reminding me of these principles that I should be following each day.

[@helloyassine]

Buying a bunch of expensive clothes and shoes that I never wore because I just enjoyed staying home on my free time.

[@AdrianA-yo8jd]

ayyy wassup yassine

[@dbb2347]

Oh shiitt

[@ChocolateMilkCultLeader]

This is the kind of thing that makes me respect you. You don't pretend to be better, and you genuinely care. Grateful to the algorithm for recommending this channel.

[@ttrjw]

Great point. I'm in my late 40s and I've done jobs before just for the money. You hate the job, but you want the money. The first time you get paid it's great. The second time it's meh. In the meantime you spent 40 hours a week doing something you don't enjoy for a boss who's an arse. Glad you've worked it out in your late 20s. Wish I had.

[@stopPlannedObsolescence]

is ok, never is late, apart you have more perspectives that us

[@chiefbloom1192]

Is it bad I’m doing this at 16? I feel like there’s really no good jobs at 16. And I’ve just been sucking it up for half a year now saving up money but I hate the mf job lmao

[@SuperSilverJay]

Jokersmile007 that’s different. When you are 16 you have no choice but to take any job you can get. Those jobs are usually temporary so it’s just for a few years until you can leave to a better job. The problem is when you choose a career that doesn’t make you happy just for the money when you could chosen a better career that makes less money.

[@SuperSilverJay]

Jokersmile007 that being said...if you are working at a really bad job then don’t wait to try to find something better. Some jobs aren’t worth it.

[@eneco3965]

@@SuperSilverJay >a better career that makes less money. But that's a worse career

[@jessicasulaiman8295]

I love how minimalist you are. It's what I'm aspiring to be. Honestly, I've been practicing minimalism for a year now. It feels great.

[@NarutoGuitar2011]

I think there's so much true in that. I mean, I can see how American friends spend a lot of money on that kind of stuff. I'm from Mexico and when I visit my granny, she's always so happy even tho she doesn't have that much. She has never cared about money. She got a mini burgers busines. And she'd always give food to poor people. Me and my mother would always be upset at that. Saying things like "why do you always give free stuff to unknown people?" And when I was little I really didn't understand. But seeing you saying this remind me that a while ago I realized that my granny really enjoyed helping others. She found joy helping other people. A joy I wouldn't understand. Even tho she didn't have much she would get more joy in giving than in having. I really think that what you've said is the best way to describe how my granny felt about things. Greetings from Mexico dude.

[@su6lyminal]

That's because moms are awesome.

[@somewhereright3160]

Sounds like you have an awesome granny.

[@lumberluc]

I'm watching this, and I'm just reminded where I was were you were. Cried about it. I didn't have the minimalist ideology. 3 years ago, classed Class 1 Obese, only earning $30,000 to $35,000 per year, contract work, and felt like college wasn't cutting it. Now, have my own business, learning the ropes, doing side hustles, learning to earn from people not companies, and own a house. Got into shape, borderline Normal and Overweight. Divorced, and I realized that in the end, your stuck with yourself. Thanks for the show, Josh.

[@raba650]

My “meditation chair” I got from Walmart broke when I sat on it lol.

[@freeross371]

I don't know why but this had me laughing 😂😂😂

[@MojoVice]

LMAO... hang in there. Thank you for the laugh!

[@Helthurian]

I keep my expenses where I can cover them with a $15/hr job, despite making over double that. I saw far too many folks in my life self destruct due to lifestyle creep. Not worth the stress for random stuff.

[@Michael-vf2mw]

That's the way to do it! Keep your savings rate over 50% and you'll never have financial stress.

[@user-zu6fe9nk6u]

Not always lifestyle creep. Sometimes it's hospital bills

[@SouthSideChiTown]

Wow Josh! You just hit a hundred thousand subscribers and you're already at 122 k! You'll be at 200 in no time! Congratulations.

[@JoshuaFluke1]

Dude. Its unreal.

[@theteacher010]

@@JoshuaFluke1 You're unreal.

[@skooliecaptain]

@@JoshuaFluke1 Cant....stop.....watching.....

[@rahorusosiris5905]

@@JoshuaFluke1 Doesn't get much realer... Congrats!

[@KreativeHogwartsLegacyGUIDES]

@@JoshuaFluke1 unreal, the new engine unreal 4. it just works

[@TheLifeOfDan1]

As a 21 year old who ponders often about my 20’s, i’m really grateful for hearing what you have to say about the common mistakes people my age make and how much it can affect you at the end of this decade of your life. I find your knowledge comforting and inspiring me to be wiser with what I do now. Thank you.

[@b.salmon4194]

"There are no solutions. There are only tradeoffs" - Thomas Sowell

[@MTD4dz]

3 years of minimalism has changed my life! I hit the gym everyday and upskill my programming knowledge. I now live anxiety free and look forward to the future!

[@Lena-sf8pt]

M TD what do you work as now!

[@MTD4dz]

@@Lena-sf8pt web developer

[@usman44282]

Hey man, I'm 24 and a lot of the stuff you say is very relatable and helps me think about things more deeply. I feel like you've found a niche making videos talking about life to young viewers who are trying to figure things out for themselves as well. Every single time you I see you post something that you've reflected on, I know I'll be watching it on my way home from work. Keep it up! :)

[@soraaoixxthebluesky]

Exactly! If you got everything in this life and there’s no one for you to share with it won’t improve your life quality. On point as always.

[@Ganon616]

You have similar mannerisms and ramblings to Louis Rossmann. Just found your channel. Keep up the good word.

[@RYONBO]

for real

[@MyrMerek]

Absolutely

[@MyrMerek]

Louis Rossman secret brother

[@VinnyTheory]

I think the thing we get most out of your channel at its core is you warning us about mistakes to not make and lifestyle choices to make throughout your 20’s. You also probably provide relief / a reality check for those in their 30’s

[@Kenlauderdale123]

never ever buy > 1 udemy course/books/learning stuff. If you do so, you won't finish them all.

[@WitchLuw]

Only if you really want to learn it and it will help ya

[@denied_9]

"People buy things they dont need with the money they dont have to impress people they dont know"

[@zhin13]

*Some people

[@theedmaster7748]

Not that they don't know, that they don't like

[@finaljustice3848]

unfortunately this is how some people in some cultures think.

[@lamzy3773]

@@finaljustice3848 Lol literally all cultures.

[@synth0022]

Found myself having a similar realization, asked my employer to work a day less each week (at reduced pay).. told them I needed to work on building a more fulfilling life outside of work. Was 100% I would still be able to complete all my tasks.. even wrote a proposal that offered to review the change after a couple of months to make sure everyone was happy - they flat refused after allowing HR to grill me about it, asking me to prove to them why I deserved to have a day off. After that I quit, I couldn't continue to work for a company that obviously had no regard for my happiness - I was there just to generate income for someone else, nothing more. They couldn't even fathom why money alone didn't satisfy me. Now I'm a skilled programmer/technologist wondering what the hell to do next.. but it's nice to know I'm not the only one to see through the BS.

[@invincibul]

Never thought I'd post a comment, but this is the only channel and the only person that I've connected to on a personal level. Josh, I've been through the same situations you have and I'm trying to dig myself out of the hole that I dug for myself. Thank you so much for sharing brother. Peace!

[@JoshuaFluke1]

You got this

[@ProactiveIfeatu]

learned a new phrase today. i feel like im going to be the same way when i get out of college and get a full time job

[@gorkyd7912]

The cure to lifestyle creep is bankruptcy. The sooner the better, so go balls to walls on buying everything. I want to see multiple Maseratis in your 3-car garage.

[@JoshuaFluke1]

Lololol

[@blackice214]

Yup graduated in 2017 got a new S5 and a badass apartment I got lucky and a swing trade came through for me and made a lot of money but yea , that salary gets ya haha

[@4pmvim]

@@gorkyd7912 Yeah man, still in college, don't even know bout how to afford this beer thing every weekend. But hey, at least I'm not getting a beer belly.

[@eastsideozzy]

This video added a lot of value to me, thanks so much for the transparency, it means a lot and its a rare thing in youtube today. THANK YOU, THANK YOU, THANK YOU.

[@walterestrada9523]

Much respect man . Your content is highly appreciated . Stay safe .

[@skooliecaptain]

I figured you lived like a baller with your setup and unused camera rig on your desk... turns out you live just like the rest of us, awesome!

[@bucketboydee4727]

PrettyChill Chemistry that’s...awesome...? So you’re happy he’s not doing better than you..? That was dumb of you to say tbh

[@khanbw]

@@bucketboydee4727 that was dumb of you to say tbh

[@BossMandotnet]

@@bucketboydee4727 No. It's about perspective. A lot of the time you don't get to see the rest of a youtubers house mainly only the cleaned and prepped video room, so viewers subconsciously fill in the blanks of the other rooms and the youtubers life based off of what they see in that prepped room. So to get the view of the rest of the house is very refreshing

[@bucketboydee4727]

Jerome.J Quit mansplaining. You don’t know his thought process so you have no room to make that comment. I merely replied based off what he said, didn’t make assumptions. And tbh what you just said sound dumb. His comment was “You live like the rest of us, awesome!” There’s no way you can take that in a positive manner, so don’t even attempt to explain that bs. He just wanted the satisfaction of knowing this guy isn’t doing that much greater than the average guy/girl, so he could feel content with himself. That’s what is was.

[@BossMandotnet]

@@bucketboydee4727 mansplaining? lol.That's on the assumption that I'm attempting to be condescending which I am not (let's not break the word down further and get into gender specifics here😂). And funny that you're talking a lot on what his comment intended to do, without knowing his though process.... just like me as you rightly pointed out. So we're both making assumptions based on what he wrote. So neither me or you are irrefutably right, so I don't think you should be so assured of what his intent was. Have a great day😊.

[@LalienX]

Watched this after buying a $60 game that I'm not that excited about. Yikes.

[@UsatiyNyan]

Refund;);)

[@g1sbi]

Never ever buy full price until it’s the game of the century (so basically only Cyberpunk)

[@TheBboyStyle]

Same, bought Sekiro two weeks ago and find it incredibly hard, having no fun haha

[@abstragento0087]

Its all there is right?

[@KrazyKrzysztof]

Dont feel guilty about supporting a company which makes the games you love. Consider it a donation and the game is a gift. We need more dark souls, death strandings, cyberpunks, witchers etc

[@noahpolicarpio1530]

"Udemy sales... oh udemy sales XD" Wow you literally read my mind 😮

[@justinswanepoel8638]

And those game dev humble bundles

[@sceaserjulius9476]

I have enrolled to over 1200+ courses on udemy in 2 years, it was 2 years back, dont worry they were all giveaways and 100%off, not a single penny spent, but sure spent lot of time fishing for them. I think i only looked at like 5 of them, actually did complete 1 of them as it was about how to use google effectively. Planned to do 5 more of them, and that was last year.

[@mrsport5774]

Your transparency is refreshing and very inspiring.

[@onetime9012]

So nice to find someone so relatable wish I could have listen to someone like this when I was in my 20’s.

[@ChipsMcClive]

Thinking about what I’m grateful for saved my life a couple of times.

[@healthovermuscle4485]

Sounds to me that you are upon a big spiritual awakening bro. Keep doing what you're doing and remember to say "Thank You" all the time!! It is time to be grateful, focused, and uplifting!!!

[@Dredguno]

A cool trick I used to save up money is to only use cash to buy things. seeing your tangible money being transferred directly from your wallet can really put your spending into perspective and make you spend a lot less on things you don't exactly need.

[@ValiusTrigger]

Time is the most valuable thing a man can spend.

[@micahl98]

I really appreciated this video and seeing the simplicity of lifestyle being made to further his end goal of more "free time"; time is indeed our most valuable asset, yet we give it away as part of routine. What is so likable about Joshua is he says out loud the things most of us are already thinking.. he gets "it". I find myself looking at LinkedIn in horror b/c someone is bragging about a $10 plaque that the company gave them to recognize their "excellence"... but did they get a raise? did they get a bonus? what are they getting besides a fleeting feel good moment and something nice you can throw onto a resume... which you could have easily have faked anyway? Yet these guys are on cloud 9 over their "Reward"... *face palm*

[@austinramsay]

So many good points in this, thanks! However on the car thing, as a car guy I would buy expensive cars just for myself more than anything and not to impress people but the majority of people buying supercars really don't appreciate them for what they are lol

[@perc-ai]

Hey Joshua, I purchased 21 udemy courses.... the sales always get me man.

[@alexnezhynsky9707]

Well, it's not bad per se. You could've bought 2-5 courses on Lynda or something for the same money. So was it a bad deal in the end?

[@zdream720]

Yeah I have 20-something udemy courses. Finished like 2. Still more valuable than video games :)

[@KreativeHogwartsLegacyGUIDES]

@@zdream720 i think i need to buy udemy sales now

[@zdream720]

@@KreativeHogwartsLegacyGUIDES I say they're worth it!

[@TechEngineerSchool]

I am in the process of becoming a minimalist. The hardest part is going through everything and cleaning it out.

[@gorkyd7912]

As a lifelong impoverished person, I feel your pain. I will literally pick up scraps of metal on the side of the road, totally free to me trash, and when its time to free up space I'm agonizing. "Someday I'll have a welder and I might need this scrap of steel for something!"

[@TechEngineerSchool]

@@gorkyd7912 I thought it was just me. Hahaha.

[@SmileyandFrowney]

Eating out was a huge problem. It’s so easy to go out for food and drinks, or to just get some treat from the gas station, when you have a steady job for the first time. But that 5 dollars here, 20 dollars there, it adds up to potentially 1000s over the course of a year. I was shocked when I did the math after a year, and realized how much money I completely wasted on things I got maybe 1hr of enjoyment from. So don’t think about how much one meal is worth, think about how much 365 meals are worth.

[@wayfarerzen3393]

Don't spend money on things you don't need, but don't save every last penny for the wrong reasons either. Spend money on the things that matter, and save the rest in case of a 'rainy day'. Plan your finances around the context of your own individual life.

[@wayfarerzen3393]

Money isn't a high score number that shows how important you are. It's nothing more than buying power. What you want to do with it is entirely up to you. Hopefully impressing other people isn't the aim, because it'll leave you wanting.

[@GudInformation]

This reminds me of the high life commercials, where he has everything he needs and is happy. And you see the richest people aren't the happiest when they have more money and things... Real Talk from a reel dude.

[@zibtihaj3213]

I think one has to go through that phase …. Main thing is to learn from that and move forward.

[@heyitsneel]

Love this video man. At my mechanical engineering job right now listening to this video lmao. Keep up the good work

[@JoshuaFluke1]

Ooof

[@stexaecn]

Hey Josh, just wanted to say that ive been watching a few of your videos and its awesome to know someone out there has a similar view on things. I spent my whole life pushing to make more money, and all it did for me was make me feel trapped. Car loans, student debt, mortgage, etc. Anyways Ive been working towards living cheaper instead of making more, and every time I pay off a loan or get rid of a expense I feel lighter. Good luck to you and I hope you achieve your goals, I hope to attend one of your seminars in the future when you get there

[@Aziqfajar]

Start paying off what makes you trapped, release that tension and suffers of debt in life

[@HeyEveryoneHi]

Bro everything you said in this video is Extremely RELATABLE. Gosh I went dramatic

[@StudioBrock1337]

I'm glad I watched this. I very much fell into the lifestyle creep this year. Anywho last night I discovered my prized Fender P Bass had a broken truss rod. I finally had the time to fix its somehow God-awful setup and bam it's trash. So playing an instrument 3 hours a week means I actually have a good use case and reason to buy. Except because lifestyle creep I'm not in a place to actually buy anything (thank God). So I spend 2 hours playing almost every bass at a local store and I realized something; the 2nd most expensive bass I'd ever owned broke, the most expensive needed constant maintenance, and one of the cheapest I bought (now my only bass) is still the best I'd ever played. And judging by what I've seen it is going to die someday. But it's just a thing, and no matter what I do I can't stop a key part from randomly breaking one day. It's far better to use it while I can and save for the day I can't then it is to buy something I like less. Especially if I don't have the money. I also asked myself a couple times when I was considering buying something (because I got smart and started saving while paying down debt rather then trapping myself in the never-ending debt cycle) if I'd still buy it if it meant I had to take the cash from savings. The answer every time has been no. I'm proud of myself.

[@NeekOW2]

It's so funny I didn't watch this video when it premiered but I'm going through the exact same thing and having the exact same realization after working my first year as a Software Engineer. Thanks for spreading this philosophy to us! I hope more people see this video! I think there is a philosophical term for this sort of social phenomenon: "Hedonistic Treadmill"

[@drmoose7233]

real advice from real experience, invaluable. Love you bro.

[@user-og9nl5mt1b]

Fun fact , techlead and Joshua uploaded a video at the same time.

[@JoshuaFluke1]

Oh neat

[@ОнуфрийНечепуренко]

same rules of the same business

[@KreativeHogwartsLegacyGUIDES]

techleads plan to show domin once

[@1247111]

love both

[@SgtMacKerZ]

Yea but tech lead just lies and talks shit. Least Joshua is honest.

[@BusinessWolf1]

I'm glad I figured a hell of a lot of this stuff out early. I'm 19 and building my life strategically since I was 12

[@rabner93]

This video is incredible. I see so many people from our generation actually making this exact mistake and never understanding why they don't feel like they are getting ahead in life. Super important lessons being dished out here. All praise the Cult Leader, Josh, speaker of the truth and mixer of the Purple Drank!

[@legoboy-ox2kx]

I tend to be very frugal and careful with certain things, but I can still spend thousands of dollars on computers if I don't stop myself. I drive a cheap used car, I buy second hand clothes and shoes, and avoid buying things I don't need, but when I decide I want to buy a new GPU or CPU or PSU, or Motherboard, I can't stop myself.

[@Exynos]

What you said about Steam games is pretty damn true. I'm sitting on 145 games while I only play two of those which are like 10 bucks. I'll put this to mind on the next sale, thanks.

[@SuperMatt2112]

Very good advice man, it always fascinates me that we have in this country an unbelievable amount of storage buildings, has anyone ever notice this other than me?, their literally everywhere, America seems to have this compulsion of acquiring things for some reason and then even go as fa as renting storage lockers to put it in that cost money and energy every month. its just funny to me, I realize that sometimes storage places serve a good practical purpose, but I do think its gotten out of control, stuff, stuff everywhere is stuff. who needs it, it's all distraction IMHO, maybe its that people feel the need to keep themselves distracted in order to prevent themselves from experiencing reality IDK. its just weird

[@rissandimo]

Josh, I absolutely love watching your videos. It is getting to the point now where sometimes I don't even bother looking at the title. I simply watch the video and get knowledge and/or wisdom in life or programming. It makes total sense why your subscriptions rate is soaring so rapidly. Keep up the great work!

[@solegonz762]

I would recommend getting some plants for your home

[@matevarga3040]

"Not a whole lot in it." There is 2 beautifull dog. They make everything a whole lot.

[@lethaihien12345]

I can totally relate to that Udemy example. I bought some web development courses when they were "on sale", planning to become a web developer at first. It's embarrassing to say I've never finished any course I bought. The best I did was 50% on a Java course, which was a really great course overall. But as soon as I got my job offer, I didn't come back to it. I end up being a DevOps engineer now. I'm not sure if that's the reason why I don't learn those web development course anymore, or it's the other way around.

[@re21638z]

I appreciate that you opened up and shared some of your life with us. I wish you the best in life and health.

[@jeremiahthompson82]

Just wanted to say a big thank you. I am Nigerian, I love in Lagos she just found your channel this weekend. I have been getting really motivated, thanks so much for sincerity.

Brazilian high crime rates always keeps me humble.

[@youssefsalimi7473]

I used to do the same thing with my money, you have to know that you will never run out of stuff that you need or " stuff that just your brain tells you that you need "but you will always run out of money. Now that I watched this, and learned about Joshua's philosophy and his perspective to life, I think this is the way everyone sould live his life, no need to impress anybody you don't know with things that you don't need, or money that you don't have, and start saving money to for yourself instead of others.

[@krux02]

I don't think it is a waste of money to invest in some decoration. You know the things that inspire you, put them up the wall. Doesn't need to be expensive nor does it need to impress anybody.

[@israelmanzo8725]

Thank you to be transparent and show yourself as a normal person as everyone in this world. No many developer are that humble. This video makes me think a lot on my own past, when we eat once and day, and wait for water to run once a day.

[@anirudhtyagi]

Slowly becoming my favorite channel, you rock dude

[@Nehhaket]

Whish I'd seen this before I started working my first job.

[@jjhatnm]

I've seen so many layoffs in my working career that I'm very cautious with my spending. My next job could pay less than the one I currently have.

[@TheUMESH34]

Thanks for the advice! Just got my first job but I have always followed a minimalistic lifestyle And intend to continue it.

[@mentoralexandermantillainc6885]

Thanks bro, I thought like you but recently I was focusing on empty things ..but the part about managing money is awesome

[@MultiStar84]

I appreciate you putting out this video.

[@jerrypflorida]

You're very well-spoken and your advice really gets to me. Thanks Josh!

[@su6lyminal]

It's like you're spying on me.

[@SonSolo]

I wasn't expecting to like, appreciate, and be impacted by this video so much. Thank you! 🙏🏾

[@SonSolo]

"Do I really need this new car? Do I really need this brand new fancy car? Is this really going to make me happy? Because you look just as pissed as everybody else sitting in this traffic slow down right now." 🔥💯🔥💯🔥

[@tr233]

10 000 $ in Bank is my goal, not to touch such sum , only in emergency only its good feeeling

[@SpasmodicGaming]

Novelty is the problem, man. You buy something new to abate the symptoms of discontent, and it works, right up until the feeling runs out, then you have to go find some more. When it comes to material possessions, the trick is to first eliminate salient negatives, before going out and buying new things. Prime example is clothing. My wife and I donated around 8 bags worth of clothes to Goodwill just the other week, and only then did we see fit to go on a brief shopping trip. Otherwise you just end up with a closet full of clothes that aren't doing anything. We rearranged our home office, I got a smaller dresser, we have a smaller book shelf in the living room, we sold a bunch of kitchen appliances... When you finally let go and actually get rid of things, as well as cut the habit of buying things just for the sake of buying them, you feel so much better. That's when you realize that time and space are the most important things to have. I have this beautiful plant-filled apartment now, with an amazing minimalist desk I love working at, with a trip to Hawaii on the horizon. Live on little and see the world, folks. You'll be better for it.

[@SqueakySassy]

Oof. The buying something you plan on using but then not having the time or energy is too real.

[@george31097]

Thanks for being relatable, I admire you being truthful even if it hurts

[@user-zx8pk4qm3k]

I rewatch all of your videos when I am at some tough problem You are wise beyond your age and you really absorb what’s right and wrong! Thank you for your work ❤

[@CO8848_2]

You and the techlead are refershingly real on youtube. As real tech people, you talk about working hard, saving money, getting healthy, and keeping your family together. While the product pushing, fake "tech" channels keep telling you to buy this gizmo, that gizmo, all day. Respect.

[@user-og9nl5mt1b]

U wouldn't have money to waste , if u had to give child support.

[@ZephrusPrime]

Too true, the end of all mans hopes and dreams...

[@TropicChristmas]

If I could go back in time, I'd get a vasectomy right out of high school. It sounds heartless, and I do love my kid. Would never admit it out loud. But some of you can't fathom how fucking with the wrong woman will destroy your life - present and future.

[@TropicChristmas]

Cannot. Fathom.

[@mattiassjodin8838]

My grandpa used to say "dont buy things that you have a use for, buy things you can't be without", and i think about that when im drawn to "puting on my spending pants"

[@christophervanheerden6499]

Man waking up to living your life your way is the best thing. When you know you are free even though you still have to pay rent etc, etc, etc. I am grateful every day for that first cup of fresh pressed coffee when i wake up....

[@Eudaimonia239]

same with me, after I got my first job, I ended buying almost 200 games on steam, and only played like 50. it came to a point I realized that they werent making me happy, nor some of the habits I used in my free time.

[@Soul7aker]

Wow, I have to be honest with you, I stormed in thinking "I had enough of this clickbait and Im going to unsuscribe" but, after watching the entire video, Im amazed, 100% transparent about yourself and honest, you are an amazing person. And most of all, thankyou for your advices, this one in particular helps me a lot. Btw Im keeping the suscription, hope to see more of your videos.

[@jeremyrogel301]

Yo rocket league player!!! Nice man, that game is super addicting lmao

[@r3ap3rpy]

This is more common than one would think. I was also going through this. On one side it's understandable, I think there is no problem with it to a specific extent. The problem is when someone cant control this urge to buy something just because they can, not because they need it. This video was also down to earth and very honest!! Keep up the good work. :)

[@WesleyFranks]

Man these videos are more deeper than some people may even realize! So much value! Interesting. Appreciate it. These caught me at a great time. Awesome perspective.

[@fredianriko5648]

thats true, my first job as backend developer, even when I'm on my ride back home using my motorcycle, I'm constantly thinking of my working problems and how to solve it

[@mantislazuli]

I was doing the same with MtG cards in 2008. Buying power 9, Arabian Nights, etc. The difference is that 10 years later I was happy to have done so when the time to sell arrived.

[@33Jenesis]

On line shopping is the worst because I can do it 24/7. I was just going to upgrade to artist grade colored pencils (I did). I ended up getting artist grade watercolor paints and dip pens. In other words in a span of 2 months, I went from coloring book user to learning watercolor and calligraphy, thanks to browsing on line.

[@ChrisPatrick8199]

Love your honesty, man!

[@HontTV]

Josh you are special man. Kind hearted and as truthful as a human can be, care for your family’s well being. Honestly man, i see allot of my self in you (weird i know what ever lol) and just wish you the best in general. Keep on going you might just get to buy that lambo drive around with friends, to just abandon it later and continue on with what really matters to you in life.

[@tylerlwsmith]

This video is super helpful man. Thank you.

[@ahmer9800]

joshua, you're a good guy. thanks for sharing your experiences and lessons.

[@derekwright5722]

14 months into my first dev job, I can say I've had the urge many times to spend my now 5 times greater monthly income on all kinds of things. While I did buy a few of those things (TV for new apartment, desktop, games etc.) I managed to keep myself from buying super high-end stuff. Plus it was always on sale and even got to the point of saving ~25% of my income for investing/saving an emergency fund. I now always pay myself first with automatic withdrawals when I get paid. Anyway, good advice 👍

[@shiningdragon8737]

I'm right where you are, one thing I've realized is I've been a damn idiot. I spend like crazy and I gotta changed that now.

[@dulipub]

The secret is finding work that's truly meaningful to you and a great workplace. That way you are actually bored on weekends (unless you have plans with friends ect.)