How I Went From Broke to Millionaire In Under 10 Years

[@trentsmith8427]

The one very important thing missing from this equation: your shovel (a.k.a. Your income)

[@Spurs5459]

Worked at Apple and sold some Apple stock was probably a decent shovel. Wonder what the interest rates were on the $165,000. It’s not impossible for people pay off a home early but also what quality of life are you having if you are working and then going to drive Uber and then eating lean cuisine? I dk know if most people have the discipline and drive to do that. Key is budgeting and living within your means. Don’t let lifestyle creep happen.

[@karlhans6678]

@@Spurs5459 can i invest in a stock and start seeing the money now?

[@lisanbradshaw]

18 years old with $13,000 saved up and a $4,000 dollar car paid with cash. I work almost 50 hours a week, door-dash on weekends, flip phones on facebook, and go to college part-time online. Listen to the Ramsey Show every day, appreciate the advice George!!

[@user-vi5vd3ty9d]

And not a soul asked, but congrats!

[@youngmoney8638]

@@user-vi5vd3ty9dhater gonna hate 😂

[@bettyrudd109]

well done! that’s awesome 😊

[@tequilamccreary5131]

That is awesome! Stay focused no matter what!

[@deepthinker999]

Future Millionaire ? I'll take that bet.

[@aliciashaw1209]

I like how you said we overestimate what we can do in a year and underestimate what we can do in a decade. Golden✨

[@ShutterSpeedGaming]

🥰 you’re gorgeous

[@spitfyre1551]

Bill Gates.

[@Tinyzkid]

@@ShutterSpeedGamingsimp alert

[@Clayto174]

Your editors are incredible absolute animals.

[@gabolujan3109]

I was thinking the same thing

[@om617yota8]

Can't deny their skills and the work put in, but it ain't my style of editing. The jumping to another clip whenever he makes a point is annoying.

[@patol7525]

BIG fan of the Ramsey Show George, I’m now a new subscriber to your channel. I’ve been following Graham Stephan for a quite a while now and you kind of have his style, you’re both great!

[@Kevintendo]

@@om617yota8 it’s maybe a good idea for the first three to four minutes- keep the energy high lol… but ya it’s wayyy to much 😂

[@kfeige7677]

Z 0:30

[@sharmaineh3437]

Wish i wasnt 53 before the mindset clicked.. I feel its too late but im still going full force with my new found financial mindset.

[@sstritmatter2158]

yeah he is way ahead of his peer group with this wisdom

[@CitAllHearItAll]

Better late than never! You'll be better off than you would be if you did nothing.

[@lindao9377]

On the journey now at 41😮 I will see reward in ten years. Ready to put in the work

[@adamcates603]

George, I'm loving the new channel. Being a longtime Ramsey fan, I definitely love the content. But I also love your style - your delivery and editing choices are great. Keep up the great work.

[@talyahr3302]

I second this motion!

[@Alexwhitman03]

Agreed it’s refreshing and new I love it

[@BrewNoCarbs]

I am 27 and i just started my ROTH IRA and deposited the max for 2024! I feel stupid for how long it took to get my life straight. The problem here is, what is the best way to invest the money to grow for retirement?

[@Type57SC]

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@dr.Morgann]

You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $90k into $53,000 in annual dividends-a significant milestone for me today.

[@NebulaQuestor]

@@dr.Morgann Impressive! I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.

[@dr.Morgann]

"Melissa Elise Robinson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@NebulaQuestor]

@@dr.Morgann Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@AJRalph19]

Loving the new channel, George! My husband and I aren’t baby steps millionaires quite yet, but we are 100% debt free including our home! We expect to be millionaires by our mid to late 30s! We went from a significantly negative net worth to baby step 7 in only 5 years! 🤯

[@jonaramaa]

My wife and I are big ramsey fans at 26. We are debt free saving for a home with about 150K saved up (we live in an expensive city) The plan has worked really well for us. Love the new content George!

[@mckenziechristinecroy]

Good job!!

[@Times397]

Married at 26....god bless

[@imherefornowbutnotlong]

Thanks for sharing this George. As a dave ramsey listener, I dug myself out of $30k in credit card debt and paid it off completely in about 5 years. I own 0 credit cards now and am completely debt free except for a house. I am however saving to pay cash for that thanks to the advice I get from Dave and yourself. Thanks for teaching people how to manage their money!

[@scappel]

Did the same at 25 I was fresh out of college in the military (officer) - saved my butt off, started a successful air bnb and other real estate investments (reinvested all profits) all while doing the standard Roth and 401k investments and 10 years later I woke up age 35 a millionaire. It’s crazy what 10 years of hard work can do

[@rolandofrancis8707]

Great! How much do you make a month after taxes?

[@scappel]

@@rolandofrancis8707 I was generally making between 80-120k in the military and another 25k a year with air bnb

[@jonnathonclayton5005]

@gmualum08 as a Virginia resident i can confirm with the willingness to make the sacrifice of daily commuting there are relatively affordable living situations within an hour to hour and a half of DC, i know 2-3 hours a day of commuting sucks, but it's doable, and a mindset thing

[@jrr7031]

Uh huh. Yea, not hard "sir" when you're making upwards of 70K at O-3.

[@scappel]

@@jrr7031 you’re not wrong 0-3 is good pay. have you ever had any interest in finishing college and becoming an officer ?

[@AndrewBurchfield]

The best decision Ramsey Solutions could have made was to give George this channel. George unleashed is the more cowbell needed in this life! 🎉

[@shan_john]

This is my new favorite channel! It's so refreshing to see someone closer to my age giving this common sense advice rather than the "get rich quick" info I see all over social media.

[@alecwilliams5450]

Incredible! My wife and I went to FPU when we were 19! We’re 23 now, and our only debt is our mortgage and both have bachelors degrees! It really works!

[@Dantes2888]

Legend

[@paulakohl8087]

A thousands dollars won’t pay for a simple ER bill today. I know live in Midwest and just a one of those bills. Nothing to major got stitches and the bills was $1,300.

[@Erikkurilla01]

Its quiet interesting how we reject the reality of our situation and expect to be able to observe it, control it and even change it. I used to be financially depressed until I read a book that made me realized that the secret to making a million is making better investments.

[@Lemariecooper]

May I ask which investments are good? I've been looking at a few different ones but want others' opinions as well

[@Erikkurilla01]

What I think everyone need is an adviser, who can help you get in and out of any investment at any time and you'd sure be in Profit. With this I feel anyone can basically achieve financial freedom

[@Erikkurilla01]

*STEPHANIE KOPP MEEKS* , That's whom i work with

[@Erikkurilla01]

You can glance her name up on the internet and verify her yourself. she has years of financial market experience

[@Lemariecooper]

Thanks so much I was able to find her page and I already leave her a message

[@jackwillison177]

Only if a good amount of folks do what you guys teach, just imagine how many millionaires we already have or will have in the future. Not the sad statistics where at least 50% of people are living paycheck to paycheck, even for high income earners. Great contents as always!

[@AndreaRoberto-wm3th]

For years, I’ve been telling myself to take the necessary steps-open a brokerage account, buy ETFs, and play it safe. It’s even made it onto my last five or six New Year's resolutions. Yet, for some reason, I just can’t get myself to follow through. I think it’s time to accept that I’ll never be the savvy, DIY investor everyone expects millennials to be.

[@Williamjame444]

I’m taking the hybrid approach, VOO, SCHD as my foundation, with growth like MA, UNH, HD. And slow growth like O and PEP. I have a 20 year time horizon. But the best part is I still enjoy my life while I do this. Travel, and buy ONLY things I love. It’s the best combo, plus I love the small victories with receiving dividends/dividend growth/share price appreciation.

[@MizThe]

I hope everyone is ready to invest money at the right time. Planned actions can help you secure your financial future. The stock market still gives you the best chance of becoming a millionaire.

[@Markscott412]

I'm glad I stumbled across this discussion. If you don't mind, could you tell me how to reach this financial adviser who helps you with your investments?

[@MizThe]

"Melissa Elise Robinson" is the fiduciary advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@eter_inquirer]

George you're killin it man! The true Dave Ramsey prodigy right here.

[@cash5627]

He employs Dave Ramsey's good common sense, with this generations humor and memes. It's what this generation desperately needs.

[@RachelKay3]

Dude this is lit, thanks for exposing your transformation from start to finish. This is inspiring for me as a 28 year old getting a head start on this. Proud of you, brother!

[@rogerb181]

Paying the smallest two debts quickly provides a great morale booster for the quest to be debt free.

[@gregroberts622]

The editing on these videos is top notch! Very entertaining 😂

[@iambarrykatz]

i am 16 and super motivated to be a millionaire! i know it will take lots of time (i want to be a millionaire by the time im 35) and of course it will take a crazy amount of hard work

[@moneymattersforeverybody]

George! Your editors are awesome! Congrats on being an everyday millionaire🎉🎉🎉. I was surprised the average journey is 17 years. Our experience was about a decade as well. It changed EVERYTHING!

[@sarahshealthyrecipes]

Love the humor and clips 😂Made it very relatable!! My husband and I are debt-free and are working on paying off our house! I stopped working outside the home so I could raise our kids and save money on childcare and then I thought, I might as well make money doing this so I started my own in-home daycare and it's such a blessing to be able to help financially that way but still be able to raise my kids! Looking forward to doing our debt free scream within the next five to seven years! Keep up the great content❤

[@actsofduane2406]

I miss you George. Ever since my wife and I did our debt free scream on the Ramsey Show with you and Doctor D life has been good. Going on the show with you and him in September 2021 life has been great, but miss seeing you.

[@katyedwards3935]

They have events throughout the year, so maybe you can see him again sometime.

[@roxannestaton6258]

George, you're the best!! Thank you for breaking things down to common sense.

[@saracor30]

Thank you for posting! I’m in baby step 2 and sometimes get impatient but this video made me feel motivated again to keep going 😊

[@kws5354]

A few months ago I informed my wife that we are now technically millionaires. Her response was I don't feel any different, what do you want for dinner? We drive a used minivan and my pick up was ten years old when I bought it. We don't spend very much because it's not much that we want. We are retired but because of our spending habits are net worth continues to go up. The money provides a sense of comfort that is something we did not have years ago.

[@Ink30]

Congrats

[@SpenceTheSpartan]

Really loving the new channel George! It's the same information/plan that Dave has been teaching for years, just in a younger and fresher delivery. Plus the editing here is just *insert chef's kiss here

[@TheKevinChaz]

I love all the cutaways! You're flow is super entertaining while remaining intentional.

[@JoyInTheSun]

Gosh, this kind of story inspires me to keep going! George, you are so brave and unapologetic when it comes to doing things right! THANK YOU for doing this video.

[@FernandoMartinez-pv1id]

Incredible to see a channel promote long term growth rather than get rich quick schemes. Makes me more inclined to beleive you George.

[@JimmyLandPL]

Believe it. I submitted to the process in 2017 and I'm debt free, house and all. Very close to being an EDM. If George and I can do it, Fernando and everybody else can certainly do it.

[@FernandoMartinez-pv1id]

@@JimmyLandPL I've been following the Ramsey Plan for 3 years now. Almost built my emergency fund. Getting ready for Step 4.

[@random-kl7es]

George is killing it with these videos

[@chris.schmitt]

Hats off to George’s incredible editor(s)!

[@markg999]

Did it in about 10 years also. Congrats on the baby on the way.

[@AmandaErrrrr]

Your humor and personality really shine through here, love it. Great video

[@sarahuber8567]

George is the best Ramsey personality! Love this show. It’s concise and funny.

[@Unami0929]

I’ll admit, when I first started seeing George on Ramsey, I didn’t like him. But he quickly grew on me because of the way he braces personal criticisms aimed at him. He braces it and also has some witty comebacks. Strong wit and quick comebacks are usually a sign of higher intelligence.

[@mbyrd6713]

Awesome video, I’m preparing to start my debt free journey and I can’t wait to get to millionaire status ❤

[@JimmyLandPL]

What do you need to prepare? Just do it! You will have no regrets. Blessings on your journey.

[@moneymattersforeverybody]

Go get it!! You won’t regret it🎉

[@savanahfondse6372]

You can do it!!

[@michellelightbown4729]

George, you are INSIDE MY BRAIN with these completely on-point references! Also- love you guys and all the new content!! New channel is great =D

[@WalkDisneyWorld]

George…… you’re CRUSHING it!

[@whysoblutube]

I thought this clip was going to be super awkward but the editing and punchlines were hilarious.😂😂😂 The brownie points, don’t estimate me, and doooooooo it were my favorite!

[@alexsteven.m6414]

Inflation can have a significant impact on individuals and their cost of living. As a result, it can cause negative market sentiment. It is important for individuals and businesses to find ways to navigate and potentially mitigate the effects of inflation on their finances. The current economic climate, including underperformance of financial markets due to fear of inflation, has led to a decrease in the value of my portfolio. I would appreciate any recommendations on how to potentially increase returns during this market downturn.

[@yolanderiche7476]

it is recommended to seek the assistance of a financial advisor or broker to diversify your investment portfolio through the inclusion of commodities, inflation-indexed bonds, and stocks of financially stable companies, rather than relying solely on growth stocks with uncertain future earnings.

[@belobelonce35]

@@yolanderiche7476 I have been utilizing a financial advisor for daily investment decisions for the past three years resulting in over $500k in gains. My financial advisor’s analysis has prevented losses and guided me to make the most of market breakthroughs, particularly during downtrends. Their expertise in safe haven asset trading and short-selling strategies has proven to be invaluable.

[@edelineguillet2121]

@@belobelonce35 Where may one locate an experienced FA? I like the notion of employing their services, but it's terrible that recent stock market tragedies have started to happen more frequently.

[@belobelonce35]

@@edelineguillet2121 my financial advisor is 'JEFFREY HAROLD STARR'. I found him on a CNBC interview where he was featured Afterwards I reached out to him. he has since then provided me with entry and exit points in securities I focus on.

[@valeriepierre9778]

@@belobelonce35 Thank you so much for your helpful tip! I was able to verify the person and book a call session with him. he seems very proficient and I'm really grateful for your guidance.

[@chanamarte3236]

Love your sense of humor and make it fun for us

[@mprez5271]

I started paying off debts, but to me, it made more sense to pay off my car, which was a big chunk of my paycheck. I started in January, used the majority of my savings to make a large payment, then started sending extra towards the principal and got my title in September. Now, it was time to tackle my 2 cc, but sadly, I got laid-off in October. I'm now trying to figure out the next steps. I thank God for hammering paying off the car first because things would have been more difficult. Trusting that His plan is better than mine is what keeps me going.

[@ashf3914]

Cannot stress the importance of an emergency fund enough no matter where you are in your financial journey. We are in Baby Step 7. One of our large trees had a rough go this winter and is no longer structurally sound. Our emergency fund is allowing us to handle that situation without digging into our various goal funds. It really has just made it an inconvenience rather than a true emergency.

[@jcapo41]

Just want to say i love you and Dave Ramsey team. Thank you all for guidance, great advice and being real 🙏🏼

[@frenchyroastify]

Your clips and comedic timing are awesome. They literally make me put my food down and laugh out loud. Thank you!

[@mohican-jx6fx]

I love what you said about having a long term view so much. Being in the market, even if it's the S&P, demands a lot of patience. I'm not close to being a great investor, but having a long term view has definitely helped me profit significantly, more than 400% in the last five years.

[@cloudyblaze7916]

Time in the market is more important than timing the market. I can't remember who made that quote.

[@ericmendels]

I agree. Patience, coupled with a strong investing skill, could make significant returns. If you don't have the skill, hire someone who does, and wait it out. I've made so much from following this very simple strategy.

[@stephenpotter21]

That's a really impressive return. Any tips in particular that could help me? I'm trying to put some of my money in the market and make profit this year.

[@mohican-jx6fx]

I really don't like making such recommendations, because everybody's situation is unique. But there are many freelance advisors you could check out. I have been working with Sharon Louise Count and she's really, really good. If she meets your discretion, then you could go ahead with her. She has a website.

[@gregorywhem]

Thank you for this. I'll send her an email to reach her, and I hope I'm able to make something out of it.

[@REDLightMinistries]

I just had plastic surgery yesterday myself! Working on baby step 2 now. Here’s to no more debt!

[@debbiefried3533]

You're my favorite Ramsey personality!

[@DebDoesReadings]

7:53 lol my son wrestled for 15 years and right before his match he would play this guy to get him pumped up … thank you for the video

[@Jumpman67]

This is definitely do-able. In the past 4 years my net worth has gone up drastically by keeping it simple. Living frugally, saving, and investing. I don't make over 100k either. Compound interest and real estate appreciation are amazing.

[@misspayne5398]

This video is absolutely amazing

[@MyLifeThai371]

I completely agree! I save so much money by not paying rent, by saving up and paying cash for my house.

[@drewmerc1]

I've been saving roughly 15% for 10 years and my account is 150k. Major factor like you said was the dual income no kids but also your salary plays a massive role. Little longer means I retire a millionaire at 62 which is 20 plus years away lol

[@dennishart4187]

Yeah it's pretty telling that he was so willing to talk about the numbers of his debts when it helps him seem relatable to his viewers but didn't mention his/his wife's income throughout the video. Ramsey and co preach putting 15% of your income toward savings and no more than 25% of your income toward housing. In order to become a millionaire in 10 years, you need to be adding $100k to your net worth annually (average) for that entire time frame. If 40% of your gross income going towards house equity/savings then you'd need to have a gross income of 250k.

[@WilChu]

Yup...Not as difficult to become a millionaire if your take home is 120k. Much more an uphill battle when your take home is 40k.

[@tkelly830]

Great channel George, love your message and content.

[@matthewcrowley9204]

Entertaining and informative - well done George. Although I didn't do exactly 100% what you did, I have pretty much all my life "lived beneath my means" and saved/invested the difference. And I've never regretted it, love being out of debt, and having the ability to handle unexpected major bills (appliance breakdowns, car repairs, etc.) as inconveniences rather than disasters.

[@rmalcolm6214]

On and off flurries this way. Welcome back. Actually did a bit of closet decluttering this morning before I saw your video - inspired by you to go back later and do 10 more minutes with my accessories drawer! Thanks!

[@LarsBergstrom-uh2eu]

My greatest concern is how to recover from all these economic and global troubles and stay afloat especially with the political power tussle going on in the US.

[@IrenaDolinsek]

As with any big financial decision, it’s important to keep your guard up for economic risks. However, smart planning, time management and seeking advice from a financial adviser can help keep you and your money safe.

[@Erinmills98]

@@IrenaDolinsek I agree with you. I ventured into stock with less than $100K, and now I'm about 17K short of half a million dollars. Credits to Kathleen Yanelli Carole. She's verifiable

[@AstaKristjan]

@@Erinmills98 Fantastic! can u share more details?

[@Erinmills98]

@@AstaKristjan She is available on the internet for more details.

[@Abracadavre1]

Vote red

[@sugarmcdoodles8462]

I love how you and wife had the dog at your debt free scream 🥰. Thanks for your inspiring story

[@sanazmae]

LOL george! There will be room for my wife and my dogs LOL - so happy you got a youtube channel and keep the content coming!

[@noreenn6976]

Love your humor. Congrats on becoming a millionaire and a Ramsey personality 🎉

[@lukescapee1234]

The fact that you play music, are into cameras, AND had the scene hair, I like you more and more each video

[@libbysworld7649]

George, this channel is my spirit animal!

[@cw48494]

I'm on the 'slow-go' route to become a millionaire, because I make little money (happily doing so) and support a family of 6. Because I bought a house pre-pandemic, I am likely to be considered a millionaire much earlier than retirement age. The main contributing factors to my financial situation is the timing of my home purchase and never having took on any loan; I would have to quadruple my income today to purchase the same home on a 15 year note. I do find I LOOOVE the math involved, finding where pennies can be pinched, knowing how little I can make to still make ends meet and how TIME itself (compounding interest) can make you rich even if you're making very little.

[@nancyt6895]

It's great to see George on his own. Good video!

[@joshuawesterman6097]

I love the advice, I’m only 19 and I’m just about done paying off my truck, but I’m also in a situation where I’m worried about saving up to afford a home. I’m not married or have a dual income, and I make decent money for my age, but I’m worried that trying to invest and save for cars that I like, and saving for a down payment on a house is a lot of my money out the window. I want to enjoy my young life but I already feel as though it may pass as I’m trying to save for these things.

[@domingodelgado3944]

If I could give you some advice man forget the cars in the beginning while your young. I was in my 20s when I bought a Corvette and a 350z for my wife. It was the dumbest financial decision ever. A complete waste of money because cars like that you don’t keep and drive until the wheels fall off. Things also change in your life kids maybe your job is further away and gas kills you. Your main priority should be to save for the house down payment so you can avoid PMI and get the best rate/ payment you can. Once that happens start to save for a sports car if you really want it. But have a paid for practical car if you plan to do this. I sold those cars for a loss and bought cash cars from then on and never looked back. I now own a 2nd home in Hawaii that I travel to once a quarter with my family because I can afford to have 2 homes without a stupid car payment.

[@charlesmarchica3930]

Same thing w me I been saving about 800-1000k for my 1200 paycheck I get leavin with my only 200bucks for 2 weeks, I have a gf n it’s hard tryin to have a life and save at my age, feel like everything I wanna do I can’t cuz I’m too worried about Savin

[@nrenre16]

30-year-old you will come very fast. you will feel young but will regret the past if you have debt or if you have no savings. if you just save now all your income and learn new skills, that pay much more, you will be having much more fun as a millionaire, when most people will never be. have fun now for 10 years or have fun from 30 until the end of your life. your choice

[@andyc.947]

Find the balance. You don't need to sacrifice everything to build wealth. Set up a responsible savings system by living below your means and enjoy the rest. Life is short

[@terrellbird8803]

Use the baby steps

[@csizzle24377]

Inspiring George. Thank you for this.

[@brianadams6204]

YOUR VIDEOS ARE FIRE......................

[@bryceasj1999]

These edits are awesome.

[@Matt_in_TEXAS]

Great Job George Kamel with a K! This is a wonderful explanation of Financial Peace U with your story and funny bits mixed in. You are doing an awesome job of bringing this message to the interwebs- Keep it up, you are not going to be DINKWADs for much longer- congrats!

[@GeorgeKamel]

Thanks so much!

[@amyray2119]

Awesome video! Wish I knew this stuff 20 years ago! Wonderful things to watch with my kids and teach them. Thank you! 🙏

[@Raymondjohn2]

We read news in the media that doom and gloom is coming and we just accept it, doom and gloom doesn’t always have to be coming, I’ve read numerous success stories of people that are pulling off tremendous gains of up to $250K within weeks in this crazy market and I just want to learn how to achieve such figures.

[@Oly_laura]

Since the crash, I've been in the red. I’m playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, though stocks has been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.

[@martingiavarini]

There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.

[@hermanramos7092]

Thats true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

[@Oly_laura]

@@hermanramos7092 Impressive can you share more info?

[@hermanramos7092]

@@Oly_laura My advisor is ‘’Catherine Morrison Evans’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@smith12885]

Why has it taken me so long to find you? I’ve followed Dave Ramsey for years! After paying off all but housing debt, we kind of stopped. Not totally but mostly. Now we’re hitting our housing. Scary because we actually needed that amount we had shoveled into savings but we’re doing it!

[@AspiringInterpreter]

Props to the editing team on this. Good stuff

[@eldogg4life]

George is funnier than I expected. Excellent info and refreshingly entertaining.

[@TheFirstRealChewy]

We are doing a similar thing, although we arent as extreme with being frugal and it will take years for us to pay off our house. A paid off house in 2 years would be like a dream come true.

[@loganrunyon2957]

I use to hate on those "Dave Ramsey " style of philosophy, but it's obvious it's a good match for many people, George here included. Personally I'd have no wealth without debt. I follow the philosophy of leveraging debt. This being said both George and I did our research on financial strategy and chose what was right for us. You should as well. What is right for George and myself may not be for you. Books are relatively inexpensive and in my opinion much more detailed than any KZbin video. Libraries are a good start and if you don't like looking at black and white, there is audible.

[@Bethel485]

*Quick Survey #13:* For your shared investing ideas, what do you think will be the next Apple/Microsoft in terms of growth?

[@herbertAnderson534I]

None for now. It's getting harder to predict market trends post covid, the market is so volatile RN it can go down anytime and eat your whole deposit.

[@user-zl5gn5lg6]

I mean no disrespect, but you are wrong... Believe it or not, the market isn't as bad as some people have made it look... Only small and mid-caps seem to be stagnant others are making record profits... As a beginner investor who knows next to nothing, I have made over $30k profit in a few months... I was retrenched recently, and I am using these resources to keep body and soul together.

[@KTMarion]

Hi ANTHONY, your profit margin is quite impressive for a beginner. Good for you!!!! can you share your spreadsheet or investing journal?? inadvertently, i sold a boatload of my portfolio recently.

[@user-zl5gn5lg6]

I have never drawn up a spreadsheet or trading journal, it's of no relevance to me... I simply follow Kelly Matwick's investing instructions and guidance... You can look her up she's registered.

[@emilycreager2269]

I appreciate the focus on hardwork and mindset! I know all of our situations are different, but I really appreciate it because it can make a huge difference!

[@monicadhenderson8670]

Great job George👏🏼👏🏼👏🏼

[@anthonyb755]

Absolutely amazing!! Kudos to you and your wife for living like no one else so later, you can live like no one else 🤘

[@growthmindhub5008]

Love the content! Keep up the good work.

[@savanahfondse6372]

Omg the office references are great lol. Your channel is awesome

[@mrjasonburris]

What’s up George! Love the videos and the freshness in how you educate and share truth. Would love to meet you some time.

[@GeorgeKamel]

Come by the Ramsey HQ sometime and we’ll make it happen!

[@kwamedonkor6815]

You're amazing George! Absolutely love this. Your new channel is awesome and you are super funny!!

[@vanessagallichio]

Love the channel! Way to go, George!

[@krakken11354]

After I paid off my mortgage. I had so much more freedom. Now am able to maxed my 401k, back doored roth IRA and auto investing 3k per month in brokerage.

[@Irene1208Lano]

Thank you for your story and channel. Keep up the good work.

[@45jessiemad]

Great video George and team! We're on baby step 2. Thought we'd be consumer debt free by 2028 but now we're looking at 2024! We started in October 2022. 🎉🎉

[@sofiagiron9794]

George you are my favorite Persona from Ramsey Family, and I do love All of them.

[@lindah4135]

Yay George and Whitney! 🎉 This plan works for any age including the oldies 💪 😁 I love hearing so many young people doing the Ramsey plan like you. Very rewarding 👍👏

[@brianwhitmore5151]

Congratulations George! Very proud of you! From a slightly older baby step millionaire.

[@coryobarr3728]

Congratulations! I wish I was Smart earlier but better late than never right! Lol

[@vg226]

Anybody that uses a TSwift reference.. count me in! Loved your shows already, but now even more! :)

[@Laura-je2uw]

You are so talented in doing youtube videos! Love your style❤

[@tinomutasa5371]

WOW your video is so well made