How much does it cost to own a 2023 FL5 Civic Type R (1 Month)?

Today I'll talk about how much it cost me to run my FL5 Type R in a month.
#fl5 #civictyper #typer
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[@thecamdenyard]

What’s even worse is it’s being used as a daily so it’s going to get trashed… doesn’t matter how careful YOU might be the fact is it will get messed up by if not accidentally by you…it will be by others on the roads, parking lots, debris on the roads, Mother Nature etc etc… your waaay better off in the long run buying a base model for a daily and saving that extra $500-700 with a lower payment until you can afford to buy your weekender and then it will last and stay nice a lot longer… just what I have figured out the hard way with 30+ years of driving… but hey I was younger once 😎 and I don’t want to even think about how much money I blew always wanting to drive a “nice car” on the daily. 😂 also would have saved me alot of cussing and frustration on the weekends washing and waxing my babies only to find nicks and dings in the fresh paint or the new rims 😅

[@sokratzmmf]

It's just a tuned Civic. Not a Porsche.

[@thecamdenyard]

@@sokratzmmfjust goes to show some people try to put a dollar amount on pride and self worth…

[@Kalashp]

Shit, if I had a nice car. I'd be driving it everyday. Life's too short, I can die tomorrow and my nice car would be sitting in my garage and did not get enjoyed.

[@cpkay33]

That insurance rate is legit. So is the interest rate. Good for you man.

[@turbo_tin]

Thanks for watching!

[@randomrebuilds]

Try Geico insurance, they seem to have the most competitive rates in my area. Kudos to you for dailying that FL5, I'd be too nervous leaving it in a parking lot for hours without someone trying to vandalize/steal something from it. I'm striving for a Boost Blue regular ol Sport hatch 6MT for a new daily lol.

[@turbo_tin]

I try my best to daily it haha. Wish you the best in getting your car!

[@sevnshots]

Nice video man, I own a Championship White FL5. Currently mine has been with the dealer since the beginning of April. Had a emissions system light come on at about 4000 miles, turns out the VTC actuator had to be replaced. (a part for variable valve timing) My dealer told me apparently this has been a rising issue with the FL5's and may become a recall. The part is on back order till the end of May sadly. So definitely keep a lookout on that bro, I'm for sure missing my FL5.

[@turbo_tin]

Oh man that sucks to hear :(. I will be keeping an eye out for that. Hope you get your FL5 back soon. Thanks for watching!

[@turbo_tin]

Let me know down below how much you've spent on your FL5. Thanks for watching!

[@BrzBoyz831]

85k outa dealer, but I don’t have it lol 😂

[@turbo_tin]

@@BrzBoyz831 WHEWWWWW that's Cayman/911/M3 money!!

[@BrzBoyz831]

@@turbo_tin well yea, that’s was my thought too. Honestly I would buy integra type S over FL5 and would be happily pay 43k for 3 years.

[@mikeschafer2474]

He covered the cost of his Type R in another video in case he doesn’t reply.

[@justdoingmidasthings]

5k ADM, 3.6k on full front and 4 door PPF, 5.3k on 18x10 TEs wrapped in 265/35 pilot sport all-seasons, I don't want to think about the rest that's about to come.... 🥲

[@didafm]

Crazy car payment...imagine paying that $1650 towards the principle on your mortgage!

[@turbo_tin]

It's only for 3 years. Not a big issue for me. Thanks for watching!

[@spicynoodles144]

Its a high payment but at least its just a 3 yr loan at a low interest rate.

[@sneak916]

If the guy can do a 3 year loan then he’s obviously doing fine financially. He can take care of the mortgage after his car loan.

[@sokratzmmf]

Wow! A gently used M240i (

[@Stormtrooper-oc4vn]

People don't understand lol that payment is good for that loan term. You want to finish as fast as you can. People should not be buying a car if they cannot afford it. Obviously you can. Also that insurance is very cheap you lucky. In California im 31 with a SI 2020 and i pay 250 no accidents or speeding tickets.

[@turbo_tin]

I'm very blessed to be able to comfortably afford the payment. Thanks for watching!!

[@nickviet9274]

I saw a red FL5 at a showroom floor this morning, and it was sold. The car is nice but it doesn't have the sunroof

[@turbo_tin]

No sunroof for track cars 😎

[@nickviet9274]

If I'm not mistaken, sunroof is there on the WRX Sti

[@leynermendoza1456]

​@@turbo_tin bull should have been an option

[@sIenderrr]

@@leynermendoza1456 it’s not an option because at some tracks they will not let you drive if you have a sunroof

[@MosesReyna]

Great insight! Thank you

[@turbo_tin]

Happy to help. Thanks for watching Moses!

[@argmax11]

Hey man, great video! What bank did you use for financing ? 2.75% interest rate is super low , congrats

[@turbo_tin]

I used Commonwealth one credit union

[@theday2learn]

Hey man, quick question. So when you go through an outside credit union/bank not the actual dealership financing, how do you go about using knowing how much of a loan to get? like how do it work? Does the dealership tell you, ok you need X amount, then you tell the Bank ok i need a check for that X amount and you come back with that check? Sorry if this question doesn't make sense

[@turbo_tin]

Hey there, Your dealer should give you a sheet listing out your total out the door price when you agree to purchase. You can then use that at your bank/credit union of choice to get the loan. Hope that helps!

[@Fjn560]

you'll own it before you know it congratulations

[@turbo_tin]

I hope so. Thanks for your support Frank!

[@rickeybradley2635]

Glad to see the FL5 is back. Are you burning premium fuel?

[@turbo_tin]

Hi Rickey. I'm burning through fuel driving this car so much 😂. It's too addictive!

[@lowkey_roninstik2291]

$1,273 for 3 years is not bad tho... bro got the Type R for MRSP ($45k) 🤷🏽‍♂️... A m240i is $50k USED. How's that cheaper?? Lol

[@alancalvitti]

+1 good accounting, can u explain the replacement 1 tire - flat?

[@turbo_tin]

I'm not sure what you're asking. Could you elaborate?

[@zuzu.hallak]

That car payment is crazy. What’s your interest?

[@ronizle]

I think he said 2.74%, which is great. But that’s prob because he’s financing it for 36 months.

[@turbo_tin]

Thanks for watching Zuhair. My interest rate is 2.74% for 36 months. That's why it's so high

[@zuzu.hallak]

@@ronizle how much he paid markup?

[@zuzu.hallak]

@@turbo_tin did you pay total 53k or 59k?

[@turbo_tin]

You're spot on Ronel. 2.74% for 36 months. Thanks for watching!

[@SparklingWalrus]

135 for insurance is cheap af

[@turbo_tin]

Yessirrrr

[@usmz5devil]

What's your car MSRP? In 2024, Honda increase the MSRP about 2K than 2023 model. Did the dealership no mark up and get very low interest rate on your car? That's impossible for one year ago. Because In 2023 all new and used car at the high price. Bank saving CDs almost 5% interest rate. I can't believed your information for Type R.

[@turbo_tin]

I paid around 4.5k for markup. I got 2.74% financing from my local credit union, not the dealer.

[@usmz5devil]

Where's your FL5 engine made? Japan or U.S.A ? I just bought a 2024 model blue color on my local dealer of California only mark up $500. But 2024 model MSRP is increase about $2K. I am very unhappy with that. 4.5K markup is still low on 2023's that moment. Interest rate 2.74%is rarely low on financial market. @@turbo_tin

[@turbo_tin]

Sticker says Japan made engine

[@usmz5devil]

My sticker say USA......Did you change the aftermarket wheel for ET45? .@@turbo_tin

[@turbo_tin]

My wheels are +38. Stock suspension. No rubbing

[@A_guan]

Where are you getting that low of an interest rate?

[@turbo_tin]

You can find more details in one of my earlier videos, but I got my loan from a local credit union. 3 years term so that's why it's so low

[@dbklperformance11thgentyper]

I’m paying for my 2023 civic type r $950 monthly

[@turbo_tin]

How long is your loan?

[@dumbeezy5480]

what rate?

[@commentmancommentman1658]

Im sorry but honda with affordable sportscars are long gone. For a fwd car its fucking ridiculous price. I'd unless you a diehard honda fan (or a fwd car fan if that even exist) the elantra N/gr corolla fully loaded core is the better buy. They all the same performance on the track anyway. Golf R and wrx is also good buys.

[@turbo_tin]

Golf R is same price but I didn't like not having physical buttons for my HVAC. elantra N and GRC interior is inferior to the FL5 imo. I simply don't like how the WRX looks so I passed on that as well. Thanks for watching!

[@neonpolo]

what do you do for work?

[@turbo_tin]

I work in IT

[@zuzu.hallak]

How much you paid markup on fl5?

[@turbo_tin]

I paid 4.5k markup. Check out my other vid for more details!

[@zuzu.hallak]

@@turbo_tin should I accept 8k markup?

[@turbo_tin]

Depends on how much and if you can afford it comfortably or not. I can't tell you what to do with your money

[@turbo_tin]

8k is way to high imo but it's up to you. If you think it's worth it.

[@cybergrindin]

Aye bro.. where can I get that low interest

[@turbo_tin]

You won't be able to get the same rate anymore. Check out datatrac.net for your area

[@cybergrindin]

@@turbo_tin when did it change? 4.9 is lowest near me

[@Rj-bc8sn]

Damn you got it at msrp??? How

[@turbo_tin]

I paid some markup.

[@zuzu.hallak]

I’m paying for fk8 insurance 350 dollars

[@turbo_tin]

350 each month???

[@zuzu.hallak]

@@turbo_tin I just switched to State Farm 250 deductible collision for 270 per month.

[@dodilengyel6862]

The fact Americans call 25MPG efficient is funny

[@turbo_tin]

Thanks for watching Jozef. Do you know of other performance cars with good fuel efficiency?

[@dodilengyel6862]

@@turbo_tin From personal experience Audi S3 does 37+MPG, a bit more pricey though. Still the Type R is a cool car. Drive safe and enjoy it.

[@turbo_tin]

That's pretty good! Thanks for letting me know Jozef.

[@richardly438]

Try geico!

[@turbo_tin]

I'll check them out. Thanks Richard!

[@richardly438]

@@turbo_tin the 2023 Acura type S will be 52k msrp so buying a civic is a great choice and it looks better imo.

[@johnny2truelove]

Where did you get your financing?

[@turbo_tin]

Commonwealth One