How Much Money I Earn as a Locum Doctor Working in the UK (Locum Doctor Payslip)

[@santosjk]

Great content, Colin! Didn't know much about this area but your explanation made it easy to understand! Also, cool plants! Would love to see you make a video about them in the future :)

[@colinkilday]

Thank you! I'm glad you found the video helpful! It's something I've considered doing in the past and I mentioned them a bit in my desk setup video but I could do a video specifically about them 🪴kzbin.info/www/bejne/kISplHWqo5l2q5I

[@sachsuccess]

Hey Colin, great eye-opening video! Love the transparency- need to spread this video to young doctors in my network

[@colinkilday]

Thanks! I'm glad you found it helpful and hopefully others do to!

[@ameralahmair8158]

Dr. Kilday, if you are seeing that you are being deducted more tax for more hours worked, why work more hours when you know you’re going to be taking less home pay? As in the case of the month of September earning 3880 gbp @ 153 hrs….while you made less money in October taking home 3870 gbp @ 178.5 hrs?

[@colinkilday]

Because I am contributing more to paying off my student loan. As I am Scottish my student loan isn't that much, so the sooner I pay it off the less interest I'll pay

[@aydinderakshi572]

have you conidered opening your ltd company so that you pay less tax? you can avoid tax legally sooo much

[@davidc4408]

This is why I dropped out of med school, did maths degree and masters in finance to make much more. Only US pays med grads fairly

[@colinkilday]

Yeah working as a doctor in the UK (especially as a junior doctor) isn’t exactly the way to earn lots of money. However, it is very much a unique and interesting job that I do typically really enjoy 😊

[@Brodragon2225]

at what age as age matters more while in finance

[@davidc4408]

@@Brodragon2225 you can get into high finance, pe etc at any age. Investment management is fine. Only investment banking is junior for analyst and associate

[@billykotsos4642]

It’s not what the employer pays you that is the problem…. THE PROBLEM IS THE TAX !!!!

[@colinkilday]

@@Brodragon2225 I started working as a doctor at 24 and I'm currently 29

[@Doctor_very_strong]

Great content. Appreciate

[@colinkilday]

Thanks!

[@jamesbaker429]

Your tax code is standard 12570 a year before tax ,not 1257 a month.

[@colinkilday]

You’re right, my understanding is that with the tax code 1257L this means that I can earn 12570 a year before I start paying tax. However, the way that actually works is it’s divided by 12 meaning that I can earn £1047 each month before I start paying tax on my wage. Feel free to correct me if I’m wrong!

[@jb9201]

Nurses in California make twice as much as you. UK doctors deserve better

[@colinkilday]

I think generally healthcare staff in America get paid significantly more than their UK counterparts, however that then leads into discussion surrounding private healthcare vs a public funded system of healthcare such as the NHS.

[@jb9201]

True. Australia and Canada are publicly funded and yet doctors and nurses earn a lot more then UK. Something does not add up here. Wishing you all success

[@MohammadAzram]

Really informative and to the point video mate.. really liked it.. Any idea of how much someone on ST3 level will hourly on locum shifts mate.. ??

[@colinkilday]

Thanks! I’m glad you found the video useful! For a registrar in the region I work in as an internal locum it’s usually between £65-£75 per hour although it really is location/type of shift dependent

[@richardj5657]

Thank you for this video. Please, what are the pros and cons of being a full locum doctor vs taking up a full term employment?

[@colinkilday]

Glad you liked the video! I talk about this in a bit of detail in a video I previously made: kzbin.info/www/bejne/poHPaYqdoa9nr5Y

[@jamesbaker429]

You can reduce the deductions by investing into a good pension monthly they still take the money but you get it back with compound interest when you retire!

[@colinkilday]

I’m not going to pretend that I know too much about the NHS pension scheme. However, whilst in training I’ve always been paying in my NHS pension however whilst working as a locum I have been informed that I would have to make both contributions (for not me and my employers contribution). When I go back into training next year I will again sign back up to the NHS pension scheme

[@Abubakar_6653]

Great work:)

[@colinkilday]

Thanks!

[@richardj5657]

Why should i be into only locum instead of full term employment. Especially the fact that i don't require any visa sponsorship. Is it an advantage to do just locum?

[@colinkilday]

At the minute I'd argue it's becoming a bit harder to locum with less locum jobs available. There are multiple reasons for this but there is a bottle neck for doctors at the SHO level who are all trying to get on to increasingly competitive training programmes. The answer to this is quite complex and I might try and do a video on this in the future to give a more detailed explanation.

[@tochianozie]

Please how do you get locum jobs?

[@colinkilday]

I work through an internal locum agency who then offer me jobs. I’m also offered jobs directly through rota co-ordinators at the hospital I work in

[@SaadPatel-kd1qo]

Hey bro. Mind sharing which degree you doing as PG in medical education. Perhaps you should make videos on pursuing PG/further education after medical education, along with foundation year jobs Thx

[@colinkilday]

I did an MSc in Health Professions Education. The course itself was predominantly online. I'm also currently doing a Psychology MSc as well. Yeah that's definitely a video I would like to do, talking about the different options which are available.

[@billykotsos4642]

The tax is INSANE

[@colinkilday]

Yeah because the tax and my student loans a lot does come off on the deductions side of my payslip

[@reynoldsarnold900]

It seema that no matter how much you earn you won't cross £4k to take home.

[@colinkilday]

Unfortunately that’s pretty much the case when you factor in my two student loans, PAYE and National Insurance. The only good thing is in the future I will eventually pay my student loan back but that’s not going to be for years

[@reynoldsarnold900]

@@colinkilday Hi Colin, could you say how IMG can get there by PLAB exam a detailed video could help a lot.🙏

[@AG-so4gl]

Death and taxes

[@swapnaChepuri]

How much salary F1 doctor in this year..

[@colinkilday]

The basic salary for an FY1 doctor is £29384 however that doesn’t take into account the additional hours worked like night shifts and weekend shifts. I’ve done a previous video where I talk through the payslip of an FY1 which goes into this in more detail: kzbin.info/www/bejne/joTaZKOIaZalo7M

[@corneliusfalayi1639]

The English is bleeding my ears😂😂😂. Nothing but love❤.

[@VitoKhanna]

Australia paying 150 per hour 😂

[@lalaland5195]

Does a locum doctor works in tertiary care hospitals in uk? Also does that count in your experience to get you consultant level?

[@colinkilday]

Locum doctors can work in most hospitals, including tertiary care, it just depends on what vacancies they have. However, time working as a locum doesn’t count towards training, so it doesn’t help you progress to consultant level. Hope that helps!

[@dickpol9669]

Hi Colin great video, a quick question. Does IMG working in UK get same working hours as local doctors once choose to locum?

[@colinkilday]

Thanks! Working as a locum essentially means that you don’t have any guaranteed working hours as you essentially aren’t on a contract. However, given there’s a shortage of doctors, there is typically lots of locum jobs available especially at the SHO level. As for working as a locum as an IMG, it depends on if you are able to work in the UK or if you need a visa. If you need a visa then you wouldn’t be able to work as a locum full time as you essentially aren’t employed. Hope that helps!