How Much $ You Need To Live Off Dividends (FOREVER)

[@AnnaSvensson44]

My dividend journey began when I realized that two particular expenses in my budget were always going to go up and never go down. The two expenses were taxes and insurance. I realized that the dramatic rise in both will need some added income. So, I started buying shares paying dividends. I can now see that this will be the path I need to take to make sure those two expenses will not overtake my future income.

[@LauraJimenez3]

For beginners, self-education is crucial; learn the basics of investing through online resources like books and courses. Diversify your portfolio across stocks and sectors to reduce risk, and research thoroughly before making investment decisions.

[@AnnaSvensson44]

I`m new to the stock market. Every stocks that I bought so far, I was out of luck because I bought them when they were expensive. I feel I missed out on all the opportunities so far. I believe having $450K yearly income would be a good investment so I want to plug all my savings into the market. I know this sounds a bit dull but I would like to know if I should learn investing or let somebody else (more capable like a FA) do it for me? Please share your thoughts. I am kind of tired of searching for a good asset to buy and losing all the good opportunities.

[@borisvalchey4233]

Even with the right technique some investors would still make more than others, as a Capitalist, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to an adviser for management which was how I was able to grow my portfolio tremendously.

[@AnnaSvensson44]

please may I know the advisor assisting you and how do I reach out to your Fiduciary?

[@borisvalchey4233]

I usually go with registered representative; Christopher David Pecktol, He provides a more grounded approach, looking at factors like market demand, regulatory changes, and adoption trends. This approach enable to make informed decisions rather than solely relying on emotional market dynamics

[@PremSteve-yg4de]

like investing in close-end funds that pay monthly dividends. The trick is to hold long term and reinvest the monthly dividends plus buy more shares on a monthly basis or when ever you can afford to. This can be easily done because close-end funds are bought and sold on the stock market just like regular stock. That’d be enough to create a portfolio that would pay you between $50k to $70k in dividend income

[@jorgeHudson-h4h]

If you need advice, consider speaking with a financial advisor. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.

[@NorthCarolinaForward]

Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.

[@firefighter-i6q]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@NorthCarolinaForward]

Her name is “Mary Ebi Ahearn’” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@vanessahopkins-g5y]

Thanks for sharing, i did a quick search and found her web page, i hope she responds to my mail soon

[@LesterHess-t1x]

Dividends are the reason I began investing in the stock market. If you invest and have other sources of income, I believe you can live off earnings without selling. Therefore, if you can pass that on to your children, they will have an advantage in life. Because I have already bought a lot of dividend stocks, am actively buying more, and want to buy more when the market drops more, my portfolio currently stands at around $470,000.

[@wmwoods-l4f]

For the average Joe, the tactics are rather demanding. In actuality, professionals with extensive knowledge and skill sets are able to execute these deals with the majority of success.

[@j.ottinger]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.

[@karitanaw]

Your invt-adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same invt-adviser and how I can get in touch with them

[@j.ottinger]

My CFA Annette Marie Holt a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@karitanaw]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@HectorSnipes]

I enjoy investing in closed-end funds that offer monthly dividends. The key strategy is to hold these investments long-term while reinvesting the monthly dividends and purchasing additional shares whenever possible. This approach is convenient because closed-end funds are traded on the stock market like regular stocks. Following this strategy could build a portfolio that generates between $50,000 to $70,000 in dividend income.

[@BateserJoanne]

Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.

[@VictorBiggerstaff]

You're right! I diversified my $400K portfolio across various markets with the help of my financial advisor, and I've been able to generate over $1.2 million in net profit from high dividend yield stocks, ETFs, and bonds during this downturn.

[@grego6278]

That's quite impressive! Can you share more information about your financial advisor?

[@VictorBiggerstaff]

Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

[@crystalcassandra5597]

Thank you for this amazing tip. I just looked the name up, wrote her explaining my financial market goals and scheduled a call.

[@Jillyshrum]

I started investing in the stock market because of dividends. In my opinion, you can live off profits without selling if you invest and have additional sources of income. Thus, your children will have an advantage in life if you can pass that on to them. I currently have almost $470,000 in my portfolio since I previously purchased a large number of dividend stocks, am currently purchasing more, and plan to purchase more when the market declines more.

[@Stanleee-8]

The strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@Jeffcraparo]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I needed a good boost to stay afloat, hence I engaged the services of a true market strategist to help rejuvenate my $700k portfolio and boost performance and returns by 40% in a little over four years.

[@ImariJust]

@@Jeffcraparo Your invt-adviser must be really good, I hope it's okay to inquire if you're still collaborating with the same invt-adviser and how I can get in touch with them?

[@Jeffcraparo]

My CFA ANNETTE MARIE HOLT a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@ImariJust]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@Americanpatriot723]

Warren Buffett's perspective on dividends is that they may not be beneficial if a company has better uses for its capital to promote growth. Instead of focusing on dividends, he suggests investing in companies with growth potential. However, some investors see dividends as a way to generate income. It's possible to create a portfolio that generates a dividend income of $50k-70k with a $1 million investment.

[@MIchaelGuzman737]

You're right! Compound interest is powerful, but many people underestimate it or lack patience. Investing in ETFs and index funds can be a reliable long-term strategy. Hiring an investment advisor can also help accelerate wealth accumulation. It's important for the average person to understand and utilize these options effectively.

[@sommersalt88]

That's right, I've been backed by a financial advisor for almost three years now, I started with over a hundred thousand and I'm just $19,000 away from making half a million profits from compounding and dividends.

[@sommersalt88]

I started out with a Financial Adviser called "Theresa Dana Peek". Her honest approach gives me complete ownership and control of my position, and her rates are incredibly affordable given my ROI. However, do your due diligence before contacting a financial advisor.

[@Lianne459]

Buffetts company doesnt provide dividends

[@nym5635]

Who the hell has a million

[@AsianSensationz]

Initially got into dividends to pay for HBO max off of AT&T dividends alone. Now it's my favorite way to save money and control my impulse purchases.

[@sunnycaljon5319]

How much did you have to invest in order to pay for HBO max?

[@BenJ.G]

@@sunnycaljon5319 by my math, a bit under $2k of stock at current prices to pay out about $120/yr to cover the subscription. Not too bad!

[@Charliemangomunger]

What price did you buy in AT n T?

[@GabrielTobing]

Lol, free hbo hahahahhaha

[@GabrielTobing]

You're giving me ideas! Might get enough dividends to pay the internet and electricity bill so I can just game all day hahahha

[@simongoldie275]

Did anyone notice Graham start out by saying…Whats up Graham, it’s guys here… made me laugh!!! 😂

[@bronxscratcher]

Who didn't?

[@antonioorozco4896]

😂😂😂😂

[@camerongray7767]

Did he do that intentionally lol

[@bronxscratcher]

@@camerongray7767 Probably.

[@drobemfr]

He does that on about half of his videos.

[@scottarmstrong11]

Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than $600,000 in dividend stocks throughout the years; I'm currently buying more today and will continue to do so until the price falls even further.

[@Johnlarry12]

It's always reassuring to hear from a seasoned investor who has weathered the storm and come out on top. When your portfolio turns from green to red, it might be terrifying, but if you have invested in great companies, you should just keep adding to them and adhere to your plan.

[@emiliabucks33]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialized expertise and education, as well as the fact that each and every one of their skills is centered on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavorable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

[@suzannehenderson5]

talking about coaching, do u consider anyone worthy for recommendations? I have about 80k to taste the waters now that large cap stocks are at a discount... thanks

[@emiliabucks33]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Carol Vivian Constable turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@suzannehenderson5]

I just checked her out on google and I have sent her an email. I hope she gets back to me soon.

[@NicholasBall130]

If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year

[@cowell621]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@StocksWolf752]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@LiaStrings]

Could you possibly recommend a CFA you've consulted with?

[@StocksWolf752]

I work with Rebecca Nassar Dunne as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@BateserJoanne]

I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks

[@briandijkshoorn5084]

While I do enjoy the market news videos, these are the type of videos I really enjoy, explaining and teaching personal finance. Going back to your roots!

[@GrahamStephan]

ah thanks!!

[@floryder8385]

Definitely agree! Market news probably get more views these videos are what I personally love. I would probably just start with how much I need to invest to get $100/month, $500/month, and $1,000/month. Those are a little more attainable than having three million invested. Keep up these videos! Thank you.

[@hottygirl1468]

Agree I missed these

[@luzg.a9423]

Yes !!! I miss these videos

[@shawnaning101]

​@@GrahamStephan I wouldn't look at paying taxes now for the dividend as bad at all. I view there being little to no chance that taxes won't be higher when I retire so if I wait until then to sell to move to dividend stocks for the income at that time I expect to pay a higher tax rate on the gains in what may be unfortunate market conditions to move my money to dividend stocks anyway. I see it as the safer way.

[@CalebHammer]

Double watching for the algorithm 💪🏼

[@GrahamStephan]

THANKS SO MUCH!

[@ameotaku]

Don’t forget to smash the like button 🤣

[@BuffKangaroo1]

Caleb!

[@BenjaminRonlund]

If you watch at x0.25 speed it makes the algorithm think the watch time per view is great so it recommends to others.

[@sleepymalo5221]

LOL "whats up Graham Its guys here" 0:02 sec

[@Hannahbenowitz]

I admire the financial independence of people, But you can live better if you work a little more. After watching this I think there are people out there, on the extreme, who plan to die early just to be able to retire early. To each their own but to me retirement isn't just about not having to work, it's about having the freedom to do whatever you might reasonably want, such as travel, buying things, enjoying life, etc. I don't think I could retire with less than $3m in income-generating investments, maybe $2m at the very minimum. I plan to work until I'm at least 45

[@PennyBergeron-os4ch]

Nobody knows anything, you need to create your own process, manage risk and stick to the plan, through thick or thin while also continuously learning from mistakes and improving

[@HildaBennet]

Spot on advice. Great job! And yeah, I think we investors overestimate how hard it is to stay in the market when things aren't looking too good. Whenever I'm tempted to either cut losses or capture profits, I remind myself of Fidelity's study of their best performing portfolios; the best performers were either dead or forgot they had an account. So now with directives from my asset manager, I pick assets that can perform similarly in both short and long term. My portfolio has been foolproof so far

[@JosephineKenney]

Who’s the person guiding you?

[@HildaBennet]

Her name is “Sonya Lee Mitchell” can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@JosephineKenney]

I just checked her out and I have sent her an email. I hope she gets back to me soon.

[@Riggsnic_co]

Like Warren Buffet said, dividends are only good if the business you're investing into can't make good use of that capital. So, if you're trying to invest in businesses with actual growth, looking at dividends is a waste of time. Why are you investing into a company if they're returning capital to you because they think you can make better use if it than they can. It's not much different from bond investing. The way I see it, if you have a $1 million at some point, that'd be enough to create a portfolio that would pay you between 50k - 70k in dividend income.

[@TheJackCain-84]

I agree! That's why it is advisable that you have to invest while you still have a regular job or earning a regular income, and do it constantly. You still need to have something that will keep you going even if you're investing. Good financial planning and money allocation is the key.

[@martingiavarini]

I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured some money in value stocks and digital assets,i accrued over $80K in dividends last year

[@bob.weaver72]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment-adviser that guides you?

[@martingiavarini]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@bob.weaver72]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@BusinessBrief392]

"what's up Graham, it's guys here" 😂

[@owensbrimobile]

Basically what you are saying is, if you have several million dollars invested in stocks, you're probably going to get a reasonable return passively. Not exactly earth shattering news.

[@SloanJane-xp4kr]

Dividend investing is most effective when approached with a long-term perspective. While dividends can provide immediate income, the true power lies in the compounding effect over many years. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@ClaudiaSchreiber-b1p]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@NatalieFormor]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@CarlShanklin]

This is definitely considerable! think you could suggest any professional/advlsors i can get on the phone with? i'm in dire need of proper portfollo allocation

[@NatalieFormor]

Elisse Laparche Ewing is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@patrikmuzik4105]

Who tf have 3,5 million $ to invest?

[@MaseraSteve2]

Yeah like wtf.. $60-200k are a whole lot more realistic $100k is the minimum for freedom touted by Charlie Munger. But the only catch is.. it is slow

[@milimamudi4736]

3.9*🤣

[@twistedmetal3850]

If I had a dollar for every time Graham says dividend in this video, I’d probably be able to buy a stock that offers dividend

[@llp4791]

fractional stocks are a thing

[@nicolasbenson009]

A weak dollar can signal an economic downturn, making me to ponder on what are the best possible ways to hedge against inflation, and I've overheard people say inflation is a money-eater thus worried about my savings around $200k

[@youreyesarebleeding1368]

Not investment advice, but me personally, I usually have the following: 15-20% precious metals (such as gold) 15-20% cryptocurrency Currently, the rest is liquid and in a high yield savings account because I anticipate a market crash and I think I'll be able to buy up assets for cheap. Normally, it would be in various blue chip stocks, but the reason it isn't right now is because I only started making money recently and the price just isn't right on any company I'm interested in. I don't have enough to invest in real estate yet, because I'm a college student and I'm working with

[@kingcrow15]

I hope that money is at least in a high Yield savings account. if you're not getting at least 4.85% return on that savings then you are likely losing money to inflation currently 3.7% Personally i'd invest a large chunk of that, specifically into high market cap tech companies like microsoft and apple, but if you are older and presumably more risk averse, then maybe that's not the call you'd want to make.

[@dianarabbanii2]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@ClaudiaSchreiber-b1p]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown

[@NatalieFormor]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@Robbertskypes]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@NatalieFormor]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@MagnusLarson-l1o]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@Jshart92]

I know I’ve got a lot of dividends by watching your channel over the years and smashing the like button for the KZbin algorithm!

[@GrahamStephan]

This is the correct answer

[@AlexanderNava]

Nice!!!

[@ameotaku]

😂😂😂

[@tsm7964]

A 3,000,000 net worth of dividend stocks gets us about $90,000 per year to live on, which can be done even with relatively high inflation. I know this because I help oversee dividend asset funds for small investors with one to two million in stocks, and they typically withdraw $30k to $50k depending on how the portfolio is doing.

[@reuven2010]

that's insanely big net worth tho.

[@musatahir1901]

do you have some tips for us?

[@scottiebumich]

I have a stock portfolio of ~$3MM and will expect that to be a bit higher than when I quit my job (within a year). I am 37 and have a wife and a 7 month old. Plan to retire (do what I want whenever I want). I would look into MLPs which are quite cheap at current prices and are tax advantaged distributions.

[@tsm7964]

@@scottiebumich yeah, its good to have a mix of different types of assets as long as they are on major exchanges.

[@Icyyellowsandroutes8823]

Idk of anyone that has $100k, let alone $3 million.

[@JIANHENGLUG]

My strategy combines ETFs for dividends and growth, including JEPI, DIVO, QYLD, SCHD, and JEPQ. Last year, my dividends totaled $102K. but not sure how to mitigate risk thus far for this year...

[@Olea-i2d]

Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

[@JordanPayneLV]

JEPI JEPI JEPI 🙌🏻 , glad you included that here

[@maxlittle1063]

One thing that sucks about stocks that pay high dividends is they often significantly underperform the market over long periods of time or even lose value for many years. Especially if you are spending the dividends along the way.

[@arigutman]

Just to keep it as simple as it will ever be: in order to retire you need x25 of what you expense now. Therefore, you need a ton to retire off of dividends, but do not let it deter you. Act now, grow your wealth and be surprised when the dividend snowball rolls.

[@reuven2010]

invested where? If I am living off 600$ a month, that means i only need 180K$ , but SP500 will only pay around 2400$ a year

[@Jumpman67]

@@reuven2010 if you want to buy only one etf you might want to look at SCHD. It has a current yield of 3.77%. If you want an average of 600 a month you’d need about 190k in SCHD.

[@Jekyll_Island_Creatures]

@@reuven2010 Is $600 a month enough for you now and in the future? How long would it take you to invest the 180-200k needed to supply you with $600 per month to live on? I make about 2.5X that amount per month with one rental property. Owning real estate would be a good way to jump start this for you imo.

[@henrikf9015]

Try to include inflation over 30-40 years into your dividend snowball, you will discover you need a lot of money invested in dividend stocks.

[@rea280]

​@@henrikf9015 if the growth rate is above/inline with inflation you be ok. If you have a diverse portfolio it should account for inflation and you can always reinvest your dividens.

[@SaeedYounanTV]

Your video intro "what's up Graham it's guys here" lol

[@adamdarklord]

Should have talked about the power of reinvesting the dividends back into your dividend stock in return compounding

[@snowdirt2529]

If you’re talking about a DRIP, it’s really not all that powerful. It’s more effective to take your dividend and reinvest into a company that has a better price point.

[@jrizzle141]

2:20 Graham is so proud of that magic trick haha

[@tylerforeman667]

My opinion for young people is you need to be both a dividend investor and a growth investor, basically how i made my first million also i use an FA Olivia Rene Reyes. For example if I just got a 1000% gain on Tesla and then pulled 85% of the money out and went into a load of more stable dividend stocks like CVX So I would say diversify, but also use those growth opportunities to build the capital to invest in the dividend payers (or in cash flowing real estate)

[@harrisonkyunghee]

I recently dove into investing, namely dividend growth investing since it intrigues me. aiming to one day reach the big dogs.

[@ParishBlein]

was able to find her webpage and leave a mail after going through her credentials, i'm willing to make consultations to improve my portfolio

[@JosephineGaule]

observing this, please. I also read about Olivia Rene Reyes online; she has a really impressive résumé

[@michaelgraham19871]

She really seems to know her stuff. I also found her online page and read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her

[@akg1301]

Why are so many bots

[@collinmonroe3963]

Anyone else notice him starting off the video saying “What’s up Graham, it’s guys here”?

[@Aziz__0]

You cannot cut your way out of recession you've got to invest your way out of recession, the Conservative party are in the dark ages on policy they've got to think again. My primary concern is how to maximize my savings/retirement fund of about £170k which has been sitting duck since forever with zero to no gains.

[@Veteran2002]

@Margaret The truth is that people are finally waking up to the fact that our systems are breaking down in thousands of different ways all around us. Personally, the financial market seems like the only way to go with my long-term horizon (accumulated about £557,000 in earnings since May 2021), but if you don't have that time luck, it's a tough market out there down almost nowhere feels safe!

[@Blitcliffe]

@@Veteran2002 I've known I've wanted to start investing for a few months but just haven't been brave enough to start due to the market so far since mid last year. I have 60k i want to transfer into an s&s isa but its hard to bite the bullet and do it. £557k is a huge milestone , Please whats your strategy ? i will love to have an insight.

[@Blitcliffe]

@@Veteran2002 Thanks for sharing. I had to google to be sure.. her credentials are really outstanding!

[@cbergeron0487]

Nah im conservative and still smart enough to invest. Its libs that have no problem with spending money we dont have😂

[@VanPelt54u7fcyde57]

The idea of investing a significant sum of money may be both thrilling and intimidating. There is potential for considerable wealth increase with the correct strategy. How can one take advantage of compound interest and potentially grow your retirement savings/net-worth to about $3M over time?

[@rebeccaartgallary]

Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k every month so I’ve been sticking to investing via an Advisor.

[@roberttaylor662]

@@rebeccaartgallary Impressive! I've actually been looking into advisors lately, the news I've been seeing in the market hasn't been so encouraging, who's the professional coaching you?

[@rebeccaartgallary]

@@roberttaylor662 My consultant is Monica Amanda McClure, I found her on a CNBC interview where she was featured and reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can look her up online if you care supervision. I basically follow her trade pattern and haven’t regretted doing so.

[@roberttaylor662]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her résumé

[@antonnohr]

Dividends from the stock market encouraged me to begin investing. What matters, in my opinion, is that if you invest and make additional money in addition to dividends, you will be able to live off of dividends without selling. It implies that you can provide that benefit for your children, giving them a head start in life. I've invested more than $600K in dividend stocks throughout the years; I'm currently buying more today and will continue to do so until the price falls even further.

[@VickyAlvy]

Hearing from an experienced investor who has survived the crisis and prospered is always comforting. It could be worrisome when your portfolio goes from green to red, but if you have invested in strong firms, you should just keep growing them and stick to your goal.

[@ClementRusso2]

I wholeheartedly concur, which is why I appreciate giving an investment coach the power of decision-making. Given their specialised expertise and education, as well as the fact that each and every one of their skills is centred on harnessing risk for its asymmetrical potential and controlling it as a buffer against certain unfavourable developments, it is practically impossible for them to underperform. I have made over 1.5 million dollars working with an investment coach for more than two years.

[@ClementRusso2]

​ @Jason9o669 There are many financial coaches who excel in their profession, but for the time being, I employ Stacey Lee Decker because I adore her methods. You can make research and find out more

[@richhands5269]

My three favorite channels: Graham Stephan, Stock Brotha, & Andrei Jikh. Make my week complete!

[@MykieDYDSS]

I nominate Mykie DYDSS to be considered for 4th place!

[@MrChaoticflip]

Nice you took my advice and reuploaded!

[@GrahamStephan]

Yep...there was too much that got left out :/

[@MrChaoticflip]

Great video and great advice! Glad I could help!

[@MargaretOlivia2u]

Investing in stocks is planting a tree for your future; with patience, it will bear fruit."

[@HenryLucask5l]

Absolutely Just like a tree, investments need time and care to reach their full potential.

[@GraziaMacahilas]

Working with a financial adviser helped me develop a tailored investment strategy, leading to significant growth in my portfolio.

[@BarbaraMarks7s]

I'd love to be introduced to a trustworthy adviser who can help me develop a personalized investment strategy.

[@GraziaMacahilas]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@BarbaraMarks7s]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@smartup2]

When you're feeling like there's no such thing as passive income, dividends come along and say, 'Hold my beer!

[@MykieDYDSS]

Hold my $BUD

[@benarseneau8306]

What’s up guys it’s Graham here!

[@joshuaderungs8792]

“I’ll leave the magic to the experts” 😅😅😅 love the andrei reference.

[@AlexanderNava]

🪄

[@imanhaikal9477]

how come i just realized he said "hey graham it's guys here" at the intro

[@A_francis]

I’m pretty young and just started my portfolio with around $80K. Dividends drew me in right away! Slowly trying to create significant passive income and manage my Stock Portfolio. how do I invest to deal with markets ups & downs

[@RobbStonee]

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends or Alternatively speaking to a certified market strategist can help with pointers on equities to acquire if that is what you mean

[@Tipping-Point88]

Having an investment advisor is the best approach to the stock market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.

[@benitabussell5053]

pls how can I reach this expert, I need someone to help me manage my portfolio

[@Tipping-Point88]

Marissa Lynn Babula is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@benitabussell5053]

no bs! curiously copied and pasted her name on the web, her site came up at once, she seems highly professional and well matched for the job.. thanks for putting this out

[@Jumpman67]

I'm here to comment on this version of the video. It looks like the last one just ended out of nowhere. Love dividends. Hate taxes.

[@BFrankMoney]

So who saw the original?

[@michael7054]

Me

[@GrahamStephan]

This one is now 2 minutes longer!

[@livephysiology]

Yes. Quite an abrupt ending.

[@nayr661]

​@@GrahamStephan that's what she said

[@ahtikahalim9033]

@@nayr661 😂😂😂

[@BjornFord-o6v]

I’ve been diligently working, saving and contributing towards early retirement and financial freedom, but since covid outbreak, the economy so far has caused my portfolio to underperform, do I keep contributing to my 401k or look at alternative sectors to meet my goals?

[@CharlotteBeck-e8t]

keep contributing! I'd suggest you consider financial advisory at this point in time, remember you are in for the long haul

[@BrixtonJenny]

You're right mate! I’ve been using a fin-market expert for two years now and I own a 7figure diversified portfolio from investing in stocks. Currently, my portfolio is worth over $900k.

[@BjornFord-o6v]

How do I find this Lady?

[@BrixtonJenny]

Nicole Desiree Simon is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@BjornFord-o6v]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@solomonschwartz3975]

Is no one gonna mention "what's up Graham its guys here" haha

[@RichieAnnabel]

Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies.

[@ElvisMarshall-xo2lw]

When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.

[@AaliyahKhalid-kq9gl]

Exactly, a good number of people discredit the effectiveness of financial advisor, but over the past 10years, I’ve had a financial advisor consistently restructure and diversify my portfolio/expenses and I’ve made over $3million in gains… might not be a lot but i'm financially secure and that's fine by me.

[@PHILIPTURNEL]

I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your adviser

[@AaliyahKhalid-kq9gl]

I use Svetlana Sarkisian Chowdhury and i highly recomend her

[@KennyMichael-id1bb]

Thanks for sharing.

[@GAmerJUM]

Man I just noticed you probably did that intro multiple times, because you said "whats up graham, its guys here" lol

[@RobbieNixon-d1w]

I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?

[@tonysilke]

It’s always a good idea to consult an expert, but from what I know, top AI stocks like MSFT, NVDA, GOOGL, and META are currently under high expectations. This could be a great time to buy shares while they’re still trading below their all-time highs.

[@PatrickLloyd-]

Agreed! this is why I work with one. My $520k portfolio is well-matched for every market season yielding 85% rise from early last year to date. I and my advsor are working on more figures this year.

[@PhilipDunk]

@@PatrickLloyd- Could you kindly elaborate on the advisor's background and qualifications?

[@PatrickLloyd-]

There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sophie Lynn Carrabus’’ for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@PhilipDunk]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@JasonGonzalez-Cruz]

No one is gonna talk about him saying “ what’s up graham it’s guys here”

[@Emrico35]

SPOILER Don’t watch this video if you don’t have 3.8 million usd

[@inspiringbuilds]

Good info, diversification is key. 👍

[@safatshoeb2536]

you are my idol. before coming to USA, i didnt know anything about handling my money. Now my credit score is 749 in one and half year.

[@MykieDYDSS]

That’s awesome! Congrats 👏

[@JefferyDuns]

I want a balanced portfolio with growth investments, safe investments, and also focus on dividends to gain up to $20K monthly, my concern is picking the right stocks that can survive a recession. How do i go about this ?

[@Nernst96]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. Depending on the worth of your portfolio, you should consider financial advisory.

[@PhilipDunk]

Agreed, my portfolio is well-matched for every market season yielding 85% from early last year to date. I and my advisr are working on a 7 figure ballpark goal, tho this could take another year. IMO, financial advisors are the most sought-after professionals after doctors.

[@PatrickLloyd-]

I'd love to enlist a reputable fiduciary. How do I find and vet them?

[@PatrickLloyd-]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@nateshepardson]

Holy S***. Bots are getting wild these days...

[@brianlingg5518]

JEPI isn’t a pure “covered call ETF” like QYLD is, that has a declining NAV. JEPI uses ELN’s to write calls on 20% of its holdings. The other 80% of its holdings are high quality companies that pay dividends.

[@dtkodak123]

He's an idiot when it comes to stocks / etfs.

[@BrewerVera]

I am a little worried about growth projections of funds i kept in a HYSA north of $80k, I aim to avoid FOMO and look at buying at the dips. Am I better off investing into Gold as it seems stocks are a little too unstable right now?

[@RoseGuerra7862]

I believe the safest approach is to diversify your investments. By spreading your funds across different asset classes like bonds, real estate, and international stocks, you can minimize risk.

[@martinheaway]

Many folks overlook the importance of advisors until their emotions cause them problems. I recall a few summers ago, after my lengthy divorce, I needed support to keep my business going. I searched for licensed advisors and found someone extremely qualified. She helped grow my reserve from $175K to $550K, despite inflation.

[@JaneClark7861]

This is definitely worth considering! Do you have any recommendations for professionals or advisors I could speak with? I really need help with proper portfolio allocation.

[@martinheaway]

Amy Desiree Irish is the licensed advisor I use. Just search the name. You’ll find necessary details to work with to set up an appointment.

[@JaneClark7861]

I found her profile online and reviewed her credentials. She has a lot of relevant experience. Thanks for sharing her information! I've already sent her an email to get in touch.

[@musecle]

Gotcha, all I need is $1.6 million 📝

[@trueLuminus]

Right? Let me check between the couch cushions.

[@reuven2010]

@@trueLuminus only 1.6m pshh

[@Jumpman67]

It’s not that hard if you start young and put away 100 bucks a week.

[@animator331]

"What's up Graham, it's Guys here"

[@rayBARInvest]

Dividend growth investing is the best way to invest! In time it will add up and the compounding will take hold! In 20 years you will thank your younger self! 🙏🏻

[@MykieDYDSS]

Absolutely! Especially in a Roth!!

[@rayBARInvest]

@@MykieDYDSS 100% that tax free millionaire status will be nice!

[@David_Quinn1995]

the reason I buy dividend stocks is to get a check later in life with out needing to sell, I have DRIP turned on and won't turn it off unless I need the money its already saved me in 2020 when I had my hours cut.

[@simonbad]

I recently inherited almost $500k. I REALLY need to make this money work for me, and not just disappear over time. I've been scrambling for somewhere to put the money, where I can make an effort to use the gains to pay bills so I can quit my job or should force early retirement. All roads have pointed to the financial market of some sort which is a good idea buh where else should I put money besides the financial market? We have a 13% RPI rate so cash is tough.

[@Erinmills98]

Yep great question and that’s always the one - where would you rather be if you have an option. Personally I’m always invested aside from a small emergency fund. Financial-market for me seem the only way forward with my long time horizon (accrued almost $1.4m in gains since 2020 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe! . Just know the risk you're comfortable with . Mistake is expensive

[@jackhammers7572]

put it all in the s&p 500

[@Fanta....]

I agree with > @@jackhammers7572 Invest in index funds that track the S&p500. basically set and forget. buy extra when you can to boost your 500k further. the sooner you put the money in, the quicker it can start working for you.

[@ShaneChristopher]

“What’s up Graham it’s guys here!” 😂😂😂😂

[@Meetch66]

Don’t waste your time guys. He said you need $1.6 million to live off of dividends

[@TheOpenRoadExperience]

Thanks

[@bird7464]

thanks hahaha

[@Sensimuse]

Videos like this really show how out of touch someone making a top 0.1% income is compared to the rest of the country. Wow, I only need 1.8MM to replace a modest income, that’s like telling a depressed person to cheer up if they wanna be happy.

[@plymix8389]

It’s hard to get there but once you get there it’s easy to stay there.

[@Diana.Oachis]

It’s a Graham Stephan world and we’re all living in it….

[@GrahamStephan]

Does that mean you owe me rent?

[@travisminneapolis]

@@GrahamStephan lol

[@ameotaku]

😂😂😂

[@Aerie499]

​@@GrahamStephan 😂

[@camille_ann3]

Great video. From zero to $310,000/yr in dividends and it took just 20 years of focus. Brick by brick until the goal is achieved. I advise newcomers to do their research and invest consistently to build their dream portfolio.

[@Joeknowsball247]

I have never really been a dividend focused investor but recently i have been thinking about passive income when i retire and i would love to pivot my portfolio into that. I want to explore different strategies to benefit from a potential bubble.

[@Arnold-ic9jg]

Research dividend aristocrats. Pick six to ten from that list. Those companies have a track record of 25+ years of paying dividends. Notable mention, partner with an advisor that has been around for a while and has a knack for picking good stocks.

[@raysonm7e]

Mind if I ask you to recommend this particular coach you using their service?

[@Arnold-ic9jg]

The advisor am currently working with is Tanya Michelle Carroll. I came across her in a Bloomberg interview for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look her up.

[@raysonm7e]

I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get outlining my objectives.

[@JordanWelch]

Reupload gang

[@GrahamStephan]

BOOM!!!

[@AlexanderNava]

Ayo!

[@absolutelybold5927]

0:00 "what's up Graham, its guys here"? 🤔😂

[@jtschade]

Wow - you do such a consistently good job on your channel. Awesome information. Thank you so much 🙏

[@XingLLoh]

No sad face thumbnail definitely a 10/10 ranking in youtube studio😂

[@eduardocruz7987]

Selling Covered calls is my dividend

[@GrahamStephan]

nice!

[@BuffKangaroo1]

I'm this market you're better with puts but just my opinion

[@Bur6212]

Did he just say “what’s up graham it’s guys here?” To lead off the video??? I think he meant “what’s up guys it’s graham here”. 😂😂😂

[@kramotakra]

Comments section packed with scammers and snakes

[@delroyfinesse]

Anyone else catch the, whats up Graham, it's guys here at the beginning? Great content btw 🙌🏾

[@tyleryork7942]

Did you reupload cause you forgot the ending? Hahah

[@AlexanderNava]

Maybeee

[@the_humble_investor]

I love dividend stocks. I make a monthly average of $5000 in dividend (830K portfolio) and it takes me 7+ years to achieve it. No more 9-5 job.

[@berryman3000]

Did nobody notice the intro?? "What's up Graham it's guys here" lol nice try

[@donovantobs]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@MickyGlover]

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

[@kurtKking]

I could really use the expertise of this advsors.

[@kurtKking]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks

[@koek4539]

Time in the market > timing the market

[@luisgarabito8805]

You should consult with a professional not here on KZbin

[@ronarellano5235]

Is it just me or did he start off by saying, “what’s up Graham, it’s guys here”? 😂

[@dannybrooks6448]

I've been looking into dividend investing as a way to build long-term wealth, but with the current market volatility, I'm unsure how reliable dividends are during tough times. How do you recommend balancing dividend stocks with the risk of economic downturns, especially with inflation and rate hikes affecting growth?

[@NancyAllen-n7t]

If you're not familiar with market investing tactics, you should get advice from a financial counselor.

[@RebelMusic666]

Absolutely, having a solid plan is crucial. My portfolio has doubled since early last year. My financial advisor and I are working towards a seven-figure goal, though it might take until Q3 2024.

[@EthanVibes-w5f]

Can you share details of your advisor? I want to invest my increased cash flow in stocks and alternative assets to achieve my financial goals.

[@RebelMusic666]

Her name is “CATERINA MARY CIARLANTE”. You can research her name to find the necessary details and set up an appointment.

[@EthanVibes-w5f]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@michael7054]

Nice video! The old video had kind of an abrupt ending. Nice explanation of everything! I enjoyed watching!

[@GrahamStephan]

You got it! Yeah - should've noticed that earlier :(

[@michael7054]

@@GrahamStephan Thanks! It's ok. Didn't bother me.

[@jackattackhissnack]

With my projected 401k investment plus rental income at the current amount i charge for rent, I'm on track to make 100k per year in retirement. Diversification helps. Starting early also helps. Turning 28 soon.

[@zdgfh6019]

I am 21 just got a new job when i get my first payment it goes straight to stocks too boost my portfolio to eventually go into real estate aswell got any tips im currently reading rich dad poor dad books and watch allot of videos to stay up to date

[@zdgfh6019]

Allot of videos to stay up to date

[@newera478]

@@zdgfh6019 I personally find real estates being too risky and low profit compared to stock market. But if you are handy and can renovate then you'd might wanna look up some older and cheaper real estates and get profit through renovating them. But that's just my opinion.

[@Jekyll_Island_Creatures]

@@zdgfh6019 "Rich Dad, Poor Dad" is mind-shift book. It seems you already have an investor's mindset. Still worth the reading imo. The perfect companion book to that one is "Set For Life" by Scott Trench. That book gives you the actual nuts and bolts blueprint of how to invest, since Rich Dad, Poor Dad lacks specifics.

[@JesusChrist-ch5si]

Hello from Snapchat! SMASHED that like button and commenting for the algorithm. Very great video!

[@danielperezpaul6549]

Me, subscribed to Graham for years waiting for him to reply since he will "do his best to reply to as many comments as possible" :)

[@GrahamStephan]

here you go! :)

[@kevina.2269]

This is your only comment on his channel tho

[@banonymous6790]

Plot twist, it’s Graham posting on an alt account. Is that what he means when he says “what’s up Graham it’s guys here”??

[@shanehogarth8625]

@@GrahamStephan no worries and thank you for your videos

[@shanezilla]

"What's up Graham it's Guys here"... 😂

[@NatureofMoney]

Very cool video, Graham! The topic is really interesting, and I would love to achieve the goal of financial freedom.

[@GrahamStephan]

you got it! sure thing!

[@startedbroke]

GRAHAM THE MAN 🙏🏻😎

[@GrahamStephan]

HEY!

[@dairysmoreta6108]

Graham what are your thoughts on the Apple high yield savings account offering 4% + . Id love to see a video on this topic! ❤

[@rn87mom94]

Altria is facing a tough road ahead

[@JoshMooreify]

What's up Graham it's Guys here!

[@kalvinpayne]

Thanks for this! Looking forward to implementing into my finances moving forward 💪🏽

[@AlexanderNava]

Let’s go!!!

[@GrahamStephan]

you got it!

[@jennv.4520]

Super informative video. Havent watched your content in a while but this makes me want to watch regularly again

[@bsetdays6784]

invstors need to act cautiously but remain vigilant in monitoring the market landscape for opportunities to pick up high-quality assets at discounted prices. These are difficult environments, but they also coincide with the best opportunities.

[@lucianoboccedi]

Working with a Financial Advisor to help guide you on your wealth-building journey if you're just starting out is a wonderful way to get started . They helps to manage investment overall risk profile ,

[@blessed7fold]

Many people across the world are doing this night and day so this is not advice just expected.

[@LEARNINGMG]

I noticed your new Rolex graham, congrats 👏👏👏👏👏👏👏

[@trederz977]

One thing I was curious about is if you invest in an ETF that pays 6-7% dividends and reinvest those dividends, if the price of the stock is gradually going down isn't that a good thing for someone who is never going to sell the stock as the declining stock value would mean more fractional shares gained from reinvested dividends? ie, ASX:IHD

[@9thebigcool]

As long as the stock price is recovering eventually, the stock price going down is not an indicator that the company is under performing, or the dividend does not get cut for any reason otherwise your yield is effective lowered.

[@reuven2010]

@@trederz977 with them reinvested right now it preforms slightly better than the sp500 however data is limited and i am not a financial advisor

[@bentobox7788]

The stock is priced by the collective wisdom of the market, and the market is typically correct over the long run. If the price is falling perpetually, it's a sign that the dividend is not sustainable.

[@cookie_yktw]

Thank you so much we’re on our way to financial literacy

[@Courtney-Alice-Gargani]

I have some stocks that are dividends but I don't have that many shares. I must have a lot of shares to get a good return. I get scared if I have a lot of shares the market can crash. 😂 But dividends do have it's pro's. Love this video.

[@Fredman5551]

A down market is the best time for dividend investors. The payment is based off income of the business not the value of the stock (generally speaking )

[@TonyKimCre]

Mr Wonderful had said have 75% of dividend stocks

[@awesomebeast7509]

@@TonyKimCreMr Wonderful must view dividend stocks similar to how he views royalties

[@TonyKimCre]

@@awesomebeast7509 Exactly. Return of investment and return on investment!

[@user-bi8ko7kc6h]

Same, I treat my dividends like interest since the amount is so little and I’m not gonna sell those stocks anyway.

[@mfbikle]

You move your hands more than Mime. ❤ the video!