How to buy Gold Bonds Online| What are the advantages of Gold Bonds| Explained by CA Rachana Ranade

[@CARachanaRanade]

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[@vimalalwaysrocks]

I am amazed at how much information you can clearly feed into my lazy & financial illiterate brain.. Thank you Madam!

[@sshhshshdhhdhd6241]

Jj

[@krishnakumarkumar5710]

Bolo juban kesari...Vimal Bhai...

[@yellenaresh5542]

I really admire her presentation skills. I think she is one of the best in presenting

[@puneetsaxena7177]

Ma'am, your explanation of each and every topic is very detailed and comprehensive. I really like the diversity in topics that you explain. Really appreciate it as I learn a lot from your videos. Thank you!

[@eeshansrivastava13]

You >>> Netflix, Amazon Prime, etc.

[@himanshusingh-er7dd]

1) Yes, these securities are eligible to be used as collateral for loans from banks, financial Institutions and Non-Banking Financial Companies (NBFC). The Loan to Value ratio will be the same as applicable to ordinary gold loan prescribed by RBI from time to time. 2) GST is not levied on sovereign gold bonds, making this scheme further cost-effective. Otherwise, GST at 3% is levied on gold purchases.

[@anmol3]

Thanks

[@pawan5944]

What a intro Ma'am with mom's action 🙌. It also indicate our Indian mentality towards gold.

[@avijitmondal4741]

Yes I can get a loan for giving my security as collateral to the bank. No I don't have to pay gst on SGB.

[@koustubhbakhade]

Ans 1 - Yes...we can get loan against SGB Ans 2 - No GST.❤️

[@anantsaini]

Thanks

[@taskapp8321]

How much loan can get

[@afraiddoctor2277]

@@taskapp8321 jitne ka gold price aur quantity rhega apke pas,utna he,usse jyada nhi milne wala 😂

[@chetanjethwa3823]

Loan against sgb will be treated as redemption of sgb

[@sarathr4495]

We cannot take loan on sgb

[@anuradharedij9482]

Your teaching skills are fabulous. You simplify tedious concepts. I have started watching your you tube videos. Now I am getting confidence to invest in stock market.

[@Asphalt2611]

Madam the way you teaching us like one of my friend giving gyan (laugh).---Jokespart ----Madam really really you are so amazing ,and the way you explaining is totally totally awsome .Actually i have no knowledge but after seeing this video Now i can say i know about SGB.--------THANKYOU MA'AM

[@roy06arka]

1. These bonds can be used as collateral for loans. 2. No, GST is not charged on gold bonds/etf, or any other form of paper gold. Ma'am really love the way you explain each and every topic in your videos. Being a novice in the financial areas, your videos helps a lot to get the complex knowledge in an easy simple form. Thanks a lot for the videos.

[@jaychoudhury1401]

Further instead of purchasing from RBI if we purchase from Market we will get cheaper.

[@venkatgb7319]

​@@jaychoudhury1401 but how to buy from demat account like which gold ETF as so many gold etfs and bonds are there

[@studyfy_byVrindavakharia]

Ans to homework questions : 1) yes, we can use this bond to have a loan from banks etc.. As collateral security 2) No GST payment to purchase this SGB.

[@sanjithjayakumar7185]

Homework: 1) yes, we can use this sgb as collateral to any fin. Institution for a loan. 2) GST is not required for a gold bond. Madam pls i have a serious question...... Q) If we purchase SGB through upstox, zerodha etc.. shall we will get Bond certificate automatically by post or courier. Or To get SGB certificate shall we need to apply through bank? Pls clarify this important question madam.

[@nareshd32767]

@@sanjithjayakumar7185 I got the gold bond certificate via mail from RBI.

[@sourabhpatel2391]

3) What happens if someone holds SGB more than 8 years, will they still get 2.5% appreciation??

[@handasisters]

@@sourabhpatel2391 SGB come with a fix maturity date of 8 years and are automatically redeemed on that date.

[@sourabhpatel2391]

@@handasisters I was hoping so. Thanks for confirmation.👍👍

[@srinivasrallapalli5011]

No words for the start ..... Mum"s are too good in emotions

[@harshagoswami7896]

Ans = 1 Q :- Yes we can get a loan using these securities . 2 Q :- NO GST is not required to be paid I really enjoyed your info on this topic :)) I am 20 and ready to invest .

[@omsai4425]

Wow 👏🏼! I have never come across such a simplified and meticulous explanation of an investment! Keep up the awesome work 👍🏼👍🏼👍🏼.

[@VCAY_38_EDITS]

😂😂 what a start. Kudos to the creativity

[@StockInvestmentAnalysis]

Haha that one made me laugh.

[@deepakkumargupta2909]

Groww app is good or not for investment

[@FinancialConsultantKannan]

@@deepakkumargupta2909 Good

[@dr.cricket4698]

Damn that pillow. In my case was the broom.

[@skwlogs9996]

@@dr.cricket4698 lol broo

[@hinalthakkar]

Thankyou so much Ma’am, reading the news paper helps but watching your videos clears the doubts and misconceptions that I have.! The answer to the questions are: 1) Yes loan can be taken against these units of SGB 2) No GST will be attracted.

[@teamcarradmin8427]

Thanks a lot.

[@pikachumom]

kya start tha video ka...hillariously accurate:))))

[@abhijitsabhapandit7771]

Thanks a lot for your valuable explanations. It means a lot to new invester like me. It's really very simple, understandable and eye catching. You are doing a great job and I would love to see more and more. Million thanks again

[@venkataramana5603]

Madam.. there is some positive aura around your lecture :) Not just the content, everything is perfect :)

[@abhasmahawar9863]

Answer1- Sovereign gold bonds can be used as collateral at the time of taking loans from public or private banks, NBFC and also from other financial institutions. Basically Sovereign Gold Bond is a security provided by the government that can be denominated in grams of gold.

[@mahendrasahu04111988]

first question answer is yes. we can take loan against this SGB'S. second questions answer is no. no GST or anyother tax is charges. MADAM please make a video on how to trade in SGB in secondry market. when ever i place any order in secondry market it failse. please help its a request. thank you

[@VishalGupta-nt2rg]

I trade frequently in SGBs never faced this issue

[@mahendrasahu04111988]

@@VishalGupta-nt2rgsir I will really appreciate you, if you could help me out related to do trading SGB in secondary market. Because from a long time I want to learn it. Thank you

[@jhagauravkumar]

Buy through Zerodha. You can easily sell it

[@ssharma1304]

@@mahendrasahu04111988 u can buy it fm Sharekhan too

[@VishalGupta-nt2rg]

@@mahendrasahu04111988 could you please elaborate the issue... what exactly is the problem that you are facing while trading in SGBs

[@aithavenkatesh6072]

SGB's are securities So out of scope for GST purpose Goods under GST excludes securities

[@Ranjith_747]

No minimum balance required

[@ankurbagde7889]

So much information given in such creative and systematic way.. loved it!!

[@mymoneymyinvestments]

Great video. Really appreciate the time and energy you give to make these video. I don't get time to see all, but u have so much enthusiasm to make . Amazing.

[@priyankauppal7805]

hello mam, firstly i would like to thank you for sharing complete knowledge free of cost. Being a science student you can imagine that probably i don't have any knoweldge regarding commerce field. but from the day i started watching your lecture i can firmly say that yes i have a good knowlegde. Thanks, thanks alot. Now i want to request you , please make complete lecture series on forex trading. PLEASE :)

[@pradeepcool1242]

Thanks for the video CARR mam. As a small investor, after watching ur video on SGB I have booked 1 slot. On the other hand I used to invest in mutual funds and some long term shares. My request is “mam can u make a small/quick video on all long term(SGB’s, MF’s etc.,) options available online”.

[@pjkundani]

Don't buy SGB.. Buy Physical Gold.. Don't fall for the interest.. There is no substitute of physical Gold..

[@AkhileshKumar-fk3od]

@@pjkundani but why?

[@onkarjadhav3890]

With such a creativity and increasing subscriber count I think you'll be there in the youtube fanfest this year👌😃

[@MSDheeraaShri]

Very well prepared and Explained ! Interesting not only the information but also the approach towards the Content 👏👏👏

[@vyshaliac9820]

Started loving your channel..great place to learn, everything explained how n very simple language

[@1123bala]

Gold is not for sentiment. Its life survival in tough time.

[@hemachavan3569]

I was waiting for your video on this topic since I got notification from Zerodha abt SGB. 😉 Thanks a lot for making it now.. You are my reliable source 😇

[@almightygamingmlbb2391]

Why are you considering 5 years ago gold price when gold bond is for 8 years take 8 year historic gold price you will see growth of only 13% hiding facts is not quality content. If you take 13% return then bank fd is better than sovereign gold bond. And at present equity fall and gold rise so when economy will be on track gold price will fall as they are inversely proportional so gold price will not rise 30 to 35% is high probability chance. I would prefer fd atleast I will be sure how much I will get and both gives simple interest. Further if you do maths 2012 and 2019 gold prices 2012 it was 31050 after 8 years 2019 it was 35220 So return is 13 % divide by 8 years its 1.67% and 2.5% per year so total is 4.17% which is lower than current fd rate and current gold prices are too high to invest in this.

[@hemachavan3569]

@@almightygamingmlbb2391 if you have a good stock portfolio then investment in gold offsets the risk when there is downfall in stock market. So if you manage your portfolio proportionately then having gold saves you when market is bearish. You may get better ROI on FD but risk of bearish market is also a factor which FD doesn't take care of. After all you can't put all your eggs in one basket

[@rrajesh145]

Thanks for sharing details on SGB. Can you also share how to exit after 8 years ? Do we need to keep Zerodha or any brokerage account active till 8 years?

[@rajkumarnarayanan5878]

Good question

[@mahesha6363]

If you apply for paper cert no need of demat. If you apply for demat format u have to keep demat account active for 8y. If you have in demat format then you can sell on nse etc and then u can close demat account. I am not an expert

[@tusharparab1813]

खूप आपलेपणा वाटतो तुमच्या व्हिडिओज पाहून 🙏🏼. मनापासून धन्यवाद.

[@yasaswy]

Good info. Answers for 1 is Yes and 2 is No. I've been buying these since 2017 when it was consolidating from 1280$/oz trading range.

[@thenoeledward]

I want to invest in SGB and my question is: If I want to invest more money in the SGB later, can I invest ?? For example: I will buy 10 grams now and later after 6 months, can I buy more?

[@NikhLogic]

Each word coming from Rachana Ma'am has value to it & I'm glad it's available to everyone for free.

[@keyurmulrajani2221]

Bro u didn't replied!

[@abhisheksinghal3546]

Har time yahi Chutiyap Likta hai

[@keyurmulrajani2221]

@@abhisheksinghal3546 language?

[@abhisheksinghal3546]

@@keyurmulrajani2221 chal chal. Apne Baap. Ko mat sika

[@martandaysingh9314]

Dear Rachana, Thanks for the very informative video, the fact is today I was myself looking at these to invest for myself as having gold in physical form can be tiresome. 1. Do I get CAGR over the period of suppose 10 years on for example 50 gms of gold? 2. As an NRI can I get these SGB cashed out anywhere in the world after my maturity ? I guess that's your home work? LOL.... Great Job

[@mdfaraz9358]

Ma'am, first of all, I'd like to appreciate your efforts as your videos are very informative and they have made me start investing in the stock market. I have a question regarding SGB when we trade on gold bonds, Is there a gold reserved by the name of the owner in a physical form ?? Like when we buy equity, we own a small proportion of the market value of the company. Is that the same case in SGB also?

[@fayzl]

No

[@Sairam22061992]

Rachana Ji - I watch your videos from USA and learn investing in India. I would love to say: You are awesome ji 🙂🙂. Keep doing your good work. 👍🙂

[@Dr.PK18]

Very informative mam.....1) loan can be taken 2) no GST

[@sanketshrikrishnshubhadach6915]

Kay beginning Ashe yaar!! Dude u rocked!! Great video!!

[@rahulsarin16]

The start was awesome, you acted soo cute.

[@nikhil23911]

Amazing, was skeptical about this whole sgb thing, but now I'm more informed about it.

[@Dematdive]

Your style is awesome...I always hit like in the starting itself

[@swarnalikar7109]

you are excellent Rachana. you explain so easily in layman terms. Just amazed

[@anuragsawant2862]

Gold is trending at 72K today ❤

[@gauravmeena7515]

VERY NICELY EXPLAINED..!! THANK YOU FOR SHARING THIS INFO.

[@almightygamingmlbb2391]

Why are you considering 5 years ago gold price when gold bond is for 8 years take 8 year historic gold price you will see growth of only 13% hiding facts is not quality content. If you take 13% return then bank fd is better than sovereign gold bond. And at present equity fall and gold rise so when economy will be on track gold price will fall as they are inversely proportional so gold price will not rise 30 to 35% is high probability chance. I would prefer fd atleast I will be sure how much I will get and both gives simple interest. Further if you do maths 2012 and 2019 gold prices 2012 it was 31050 after 8 years 2019 it was 35220 So return is 13 % divide by 8 years its 1.67% and 2.5% per year so total is 4.17% which is lower than current fd rate and current gold prices are too high to invest in this.

[@drbaba.f.sirivyala6001]

Hi, when are you going announce discounts on fundamental analysis course. We are waiting😉

[@ushmanair1608]

Came across your channel and it is so so so so good and informative. Such good content in such easy to understand way. Loved it. Keep shining!!!! ✨👍👍

[@avrambaloch6008]

If you're an investor. Could you help me with some knowledge in the stock market

[@Ayeshakhan-cz9wb]

I can't support u in another way , but I watch all the adds on ur video without skipping so may u gain alot of profit because people like u deserve it

[@clydeveigas05]

I am on a marathon watching your videos. HAHA. So much of great content! Thank you so much for this Rachana! You Rock!

[@dollyhotwani4679]

Same man! CC Rachana Ranade madam, thank you truly! I don't feel like a left out now (having not been a finance or commerce student) :D Big cheers.

[@amrutgholkar7252]

Hello Ma'am, Your lectures are awesome, keep it up. My question is about SGB of the last week of August 2020 which will be sold at INR 5117 per gram. Is it good to buy it at such higher price? I mean prices has been grown because of international market situation, may be covid impacts etc but is it good to buy it now or prices of SGB may goes down in future?

[@yuvaraj-lt7mz]

##Hi Mam My questions are 1) Why cant we buy SGB (Issued before few years) directly from secondary market which are available for discounted price and lesser maturity period? 2) Do we get 2.5% interest in case if we buy SGB from secondary market and keeps till maturity ?

[@PracticeAptitude]

Good question

[@prateekchaturvedi1995]

Watched several vodeos on gold buying scheme, but the way rachna explain it stand out from.the others🙏🙏

[@MrBalasrini]

Explaining Finance as simple as this not many do. Thank you and very clear explanation

[@srinivasaguptha7229]

Thanks for explaining about sovereign gold bonds, If I buy sgb in stock exchanges do I eligible for nil capital gains tax, if so how long I have to hold it.

[@vigneshbalachandran9704]

Love the intro....un expected

[@bharathmariyala7437]

Hi Madam, There might be bloopers while shooting you can add few at the end. That way it could be unique and we enjoy too at the end. Content wise you are awesome.

[@sapnac3257]

This is not entertainment channel this channel is for learning

[@aadhityakg7522]

Really benefited by your videos, searching for all your videos and watching it to up skill my knowledge in stock markets. Thanks.

[@shireeshay6955]

Your explanation is too awesome that even a layman can easily understand. The day wen i came across your one of the video,since then, i immediately subscribed and watching your videos, following and putting in action in my personal life. Thank you so much. I feel like.. Why i dint find your videos long back.. Thank you mam once again.

[@vaidyavenkat6319]

Namaste ! As always an amazing educating & Insightful content. Investing in SGB also saves the worry of physical gold theft & saves from bank locker fees. If I may request, could you please do a video or a blog on PMVVY Pension scheme for senior citizens. Would be useful to plan for our aging parents. Appreciate your energy & enthusiasm ! Cheers, Vaidya

[@mukeshgupta8943]

kzbin.info/www/bejne/bYK2en2urJmIers भयंकर ⤴️⤵️ Nifty का june, july month का भविष्य 31may 2020को upload देख ले ताकि नुकसान न हो

[@nagrajb7525]

Ma'am what are the disadvantages of buying SGBs? Suggest me at a commerce prospective.

[@360degreevlog96]

What if the gold bond depreciates at the end of five or 8 years?

[@skwlogs9996]

Just look back the history of 50 to 80yrs back....you will get the crystal clear answer brooo😬😬

[@savinantony5631]

Sell ur gold now and buy gold after 8years.

[@clarifiedbutter4777]

Gold price will never depreciate in long run

[@pandian.esakki]

Excellent explanation as usual. Thanks a lot!

[@snehalkamble13]

Perfectly explained mam. Thank you

[@prakashch3072]

Thank you for your information. Is demat account required to buy gold bonds?

[@deepaksatghar9144]

No

[@sagarmulik983]

Answer for 1st question is "YES" And for 2nd question is "NO"

[@sudhiragrawal6661]

where/how can I attend your live q&a session for the queries listed here.

[@ankitapurohit5853]

very well explained .As a beginer I have learnt alot from your video.

[@aaaa-qf6bw]

1.SGB are transferrable, hence can be used as collateral against loans 2. I think there are no GST levied on SGB

[@analysestock]

Mam, CAGR comes out at 10 % approx

[@jainishiroiya9871]

How?

[@analysestock]

@@jainishiroiya9871 Can you contact me on telegram/twitter ?

[@piyushkumar5946]

Mam, Can you make a video on daily margin sheet? It has alot of intimidating terms which make it bit difficult for newbies like me. It would be very nice to have a easy guide to follow to understand something difficult. Thanks

[@jaglamb2381]

Hi Rachana, Thanks for the detailed explanation. Is the semi-annual interest payout based on the initial bond purchase price or the past 3-business day average price of gold?

[@akkashu6663]

semi-annual interest payout based on the initial bond purchase price

[@ankitsaxena5631]

Very well explained with sheer points about SGB. Understood properly. Thank you ma'am. Kindly give guidance or can start a series covering economics. 🙂

[@jeevakumarmasilamani6539]

The video has everything that I required. Very crisp and clear.

[@anilmisra8286]

What is tax treatment of the capital gains on maturity of bonds in the hands of an investor who buys the bonds on a stock exchange? Whether he too gets the exemption from capital gains tax?

[@Abhi65707]

Kindly tell the procedure and related form(s) for dematerialisation of my physical SGB certificate.

[@chinmayeejoshi4592]

Such maakad antics! Hilarious 😂😂 I love that you're not afraid to do random things. Gives the channel a chill vibe.

[@leviamanna6585]

Very good lectures and lessons. Very easily understood the way you explain and talk.

[@nkagarwa]

I liked your videos, need to know: 1) Which SGB scheme should be taken via broker in demat a/c. 2) How will I know maturity date for the scheme I bought online 3) Suppose I bought anyone SGB scheme online, in order to complete 8 years, date of my purchase or date of issue of the scheme will be considered. 4) Online purchased of SGB via broker in Demat, 2.5% Interest will be credited to Bank account or trading account 5) After maturity, how to approach to RBI

[@abhishekmahade8283]

I have to know ans for 5th question

[@priyankabalasundaram9270]

Literally I watched first intro pillow scene more than thrice. What a creative idea....

[@taarakmehta6074]

I had gave the same advice to one of my friend Jethalal Gada in 2008 and now he is living an amazing life. He invested those returns in his electronic shop which has a turnover of crores now. Thanks to gold appreciation 🙏 Everyone should invest in it once.

[@harshitgaba4356]

can i also buy these bonds from exchanges directly instead of subscribing it now from rbi when they will be placed on exchanges for trading ??? and in that case whether i have to pay the capital gains tax and do i also get the 2.5% interest on them annually if i took the delivery of them from exhange ??

[@slowlife417]

+1

[@hehehe149]

+1

[@Surya_jain]

Yes Only after 5 years

[@mallayyapujar9675]

Home work answers 1st YES , 2nd NO.... whenever we feel like investment first we watch your advice videos and take decision...ma'am your best teacher/trainer/mentor/investment advisor ..🙏🙏🙏🙏🙏 # I'm gonna invest in SGB

[@priyankaboske1640]

Awesome.....i always learn something new from you ma'am,thank you soo much.

[@padmanabhapendela4836]

Madam, Thank you for your detailed explantion about SGB. Even Layman can understand your clear and detailed explanation. But I would like to clarify from you How come Gold has given 37% CAGR? As per the graph shown in your video in 2015 the rate of Gold was 26,343/-. In 2020 it was 42,300/-when you recorded the video. Then it works out to 9.93%CAGR. It it grew really @37%CAGR, the value must have been Rs.1,27,135.86. Please clarify the calcualtion of 37% CAGR.

[@ashishkoundal1045]

Yes I was calculating same

[@iyapaa]

Hi Mam, What can be happen after mature period, can we hold it.

[@RGopiKrishna]

no you will get your money in your account

[@pjkundani]

Don't buy SGB.. Buy Physical Gold.. There is no substitute of physical Gold.. We are using FIAT currency.. Convert FIAT into gold..

[@dhjo2010]

Will I get interest if I buy traded SGB from Zerodh? Secondly why prices of traded SGB of previous series is not same?

[@muktisawant2517]

You explain in such lucid language, please keep adding to our knowledge with your informative videos...and your creative intros are next level...no competition there!!! All the best!! :)

[@MrVinilkrishna]

Ma'am, Your intro is awesome always..

[@sathu893]

Hi, can i know how you have calculated CAGR value as 37%

[@dikkuz]

It's incorrect

[@himanidadhich282]

Mam ...hume abi gold k price high chl rhe h toh is it beneficial to invest in SGB now or should wait to reduce the price??

[@AnkitGautamIITB]

Ma'am how is groww app (online broker)...... What if some stock Investment application like zerodha,groww shuts or do frawd

[@VC-dm7jp]

Very effective and informative video for a complete noob. Kudos!!

[@kunaldon234]

You make investment finance - easy & fun for me. Thank you & kudos to you. :)

[@cpandit803]

Hi Rachna Ma'am, could you please help us explaining how would we trade SGB from Zerodha? I saw there were many SGBs listed, not sure which ones to go for! Also would a return of 2.5% semi annually also imply when we trade SGB from a secondary market? Thanks in advance

[@kabirsharma4820]

1). I want to buy gold for my daughter wedding, so if I buy SGB now, can I exchange it for physical gold before her marriage? 2). Is it a good idea to buy SGB trading at NSE which were issued one or two years ago? 3). Is there any disadvantage to buy SGB from NSE which were issued 5 years ago? 4). What if I buy the recent tranche of SGB and its is trading at severe discount at NSE, will I lose money?

[@almightygamingmlbb2391]

Why are you considering 5 years ago gold price when gold bond is for 8 years take 8 year historic gold price you will see growth of only 13% hiding facts is not quality content. If you take 13% return then bank fd is better than sovereign gold bond. And at present equity fall and gold rise so when economy will be on track gold price will fall as they are inversely proportional so gold price will not rise 30 to 35% is high probability chance. I would prefer fd atleast I will be sure how much I will get and both gives simple interest. Further if you do maths 2012 and 2019 gold prices 2012 it was 31050 after 8 years 2019 it was 35220 So return is 13 % divide by 8 years its 1.67% and 2.5% per year so total is 4.17% which is lower than current fd rate and current gold prices are too high to invest in this.

[@fuzzylogger]

You cannot exchange for physical gold. Just sell your SGB when time comes and buy physical gold from your nearest jewellery.

[@yashtalawdekar5029]

@@almightygamingmlbb2391 I read your comment , can you explain in more detail plz

[@karthikp3581]

Don't prefer SGB.. always physical gold is best. Buy as gold coin keep it safe till her wedding exchange it for jwellery

[@lokeshduraiswami]

@@almightygamingmlbb2391 YES SIR ITS CORRECT . ECONOMIST SRINIVASAN SIR (TAMILNADU)ALSO TOLD SAME THING. NOT THAT MUCH ATTRACTIVE .

[@milindsupnekar4259]

Why dont you show how to apply through Upstocks ? Every time you show through Zerodha only ?

[@maulikparekh308]

What a Coincidence 😊 While I was watching this video just now I got a SGB new tranche launch notification in my mobile (due to News application installed)also I get answers for Your homework, a. Yes, We can get Loan on SGB b. No need to Pay GST on SGBs. Great Informative Video.