How to buy your FIRST car in the ARMY

[@christhrasher1942]

I join the army on September 26th. I have already purchased a car. My best advice is the advice my dad gave me when I bought mine. Don’t buy the car that day. Walk away and come back another day. Make the dealer stay on his toes. The car will be there when you get back and you could get a better deal!

[@seminooblex8057]

Your dad knows the dealers aren’t the one financing your car right?

[@randomperson8991]

Agreed or a better car deal can pop up. Or you can tell em nvm you just came to check out pricing and cars but that you already were going with another dealer

[@xMultiVG]

@@seminooblex8057 this guy pays marked price for his cars 😂

[@rubendelgado2682]

@@seminooblex8057 there is such thing as in-house financing, you know? Also, they can offer you better deals on the actual price of the car, the value of your trade-in, etc. So there are things that the dealership can control to get you a better deal. But you’re obviously an expert so you already knew all this, right? Give the kid a break. I was a salesman for Ford prior to enlisting into the Navy, so I can verify that what his father said is true in most cases.

[@freedomartwork6950]

Yep. Did my research ahead of time and knew what I wanted and a reasonable range that it should sell for. Found a great used late-model car and gave it a thorough test drive and inspection. Played it cool, walked away, and the dealer called me 4 times with new offers. I just kept politely thanking him and telling him I just couldn't see paying that much for that vehicle. On the 4th call, he came down to where I was comfortable, and I got a great car that served me well for years to come.

[@jefersonruballos309]

PVT’s first week with a Mustang GT and 30% APR 😂😂

[@AKStingerGT185]

Key thing she said "BRING SOMEONE THAT KNOWS WHAT THEY ARE DOING AND THAT YOU CAN TRUST"

[@chrismc410]

Even better, save enough to buy outright, avoid interest entirely

[@obxsocom]

My son picked his car up almost 2 years before joining the Army, a year later he paid it off. Very proud

[@rubendelgado2682]

Get pre-approved at Navy Federal and walk into the dealership and let them know that you’re already pre-approved. They can’t haggle you on the price at that point. I say to go with Navy Federal because they tend to offer the best interest rates and they also have a tendency to let you finance at longer terms than traditional if need-be. Also if your credit is shit, have someone you trust, preferably a family member with established credit, co-sign with you to further lower your interest rate. Have a decent down payment. Also, read reviews on the car you want prior to any of this. You can also find reviews on KZbin. There’s plenty more I can tell you, but it’s honestly a lot to type. I was a salesman for Ford prior to joining the Navy, so I understand it from both sides.

[@gilbertcastro6715]

watch out for around the base super deals

[@schinkenei8916]

“Imma get myself a camaro” -E4

[@noouhh1420]

E2 or E3 fresh out of basic what do you mean 😂

[@jackmeoff5121]

Not even for the army, this is just great info

[@richardwade511]

I ETS’d 30 years ago, but I love watching your video’s. I think it’s great information for recruits!

[@hostiletoxictomdowneyburne6469]

Ask for an amortization table on your payments. This table breaks down how much on each payment goes towards the principal and the interest. This gives you a holistic view on how much you are actually paying for the car.

[@bla2220]

Now I'm going back well over 25 years. But when I got to my first game station. My senior NCO told me that for at least one year, do not date anyone, do not buy anything big, just hang around the base, and save as much money as I can. And if I do want to buy something, go at least 5 mi away from the base. And do not go in uniform. Businesses that surround military bases increase the prices and the interest rates because they know newly minted military personnel are usually dumb with money in less than honorable sales tactics.

[@nava8529]

It’s crazy all the life skills this young people don’t understand. The army thought me a lot back in 2004. Thank you for making your videos.

[@helljumper5601]

This is just good advice for anyone buying a car. Keep up the fantastic work!

[@zebfail480]

Brought an old e30 on the day of graduating basic training no regrets 🤣🤣🤣

[@derekpennington4979]

Don't buy a car just off post. Go over 100 miles from any military installation as they jack interest up to like 26 to 29 % . Especially around fort hood.

[@commiehunter733]

What??😮 Dude do not pay more than 5% EVER

[@chrismc410]

Even if you have the money and pay cash?

[@thomascozart1095]

If you are a member of NFCU/USAA, check their rates before shopping. Then you can focus on the actual price of the car. If you call them with the VIN and mileage, they can tell you if you are getting a fair price.

[@Mariachikids00004]

Kelly blue book is also a great resource

[@MrStaybrown]

Do not wheel n deal with a salesperson, they're basically walking receptionists..if you ask them a question, they'll run to someone else for the answer. It's way easier to finance a brand new one than used because of liability issues.

[@timrichards6761]

Before going to look at cars, find somebody you can trust that knows about cars, at least some. Buying a used car is often buying somebody else's problems. Research, some cars are more reliable &/or cheaper to fix than others. Spend your money wisely. If you're buying a used car, expect to have a number of repairs to do very soon, don't spend everything you have. Consider how much a set of tires for your 'dream car' will cost before you purchase. Internet makes researching super easy, use it. 👍✌️❤️

[@jasonstark6780]

Buy a car you can afford. Alot of the dealers around military (ft wood) bases take advantage of solders 20 percent interest. Go with your parents near your hometown. Parents cosigning can get better deal.

[@vickisouth1583]

I wish I had you as a NCO, especially with me being barely 18 with SHIT guardians growing up, i for sure was a dumb ass when it came to adulting. You definitely would have saved me a lot of grief🤦🏽‍♀️🤦🏽‍♀️. Thank you for helping people out in general💛!!

[@richardwade511]

Don’t go anywhere right outside of post!!!!

[@vivian2217]

Make sure to take the car to an automotive shop to inspect it for any problems ESPECIALLY WATER DAMAGE!!!!from hurricanes etc. Also check the tires, inspect the extra tire, jack, and smell inside the trunk, glove compartment for any unusual odor ( smoke, etc). Don't need the MPs stopping you at the gate:)

[@joeavent5554]

Go to your Dad when buying first car. Enough said. Served 26 years...

[@timothyrachford1868]

Stay away from the buy here pay here, e1 and up, everyone get financed lots

[@JasonON]

I bought my one and only brand new truck while in. It was an S10 with 3 miles on it. Didn't get raked over he coals or anything but I've never needed a new car again. In fact, my current truck is 25 years old and I've owned it for 22 years.

[@ww-ld6ep]

I was assigned a gsa motorpool vehicle when i was in. I was a plain ford suv but it was free. I never bought a vehilce when i was in. 35yrs CW5

[@aarongiertz8147]

And don’t buy it around base. You’ll pay more . A lot of young privates I knew of that bought cars and lost them to repo. Couldn’t afford the payments after about 2 months.

[@hellothere8347]

I’m going into the army with a car note but I want to pay the one I have off and get a new one

[@fredmertz8538]

Avoid the "Lemon Lot". Everyone is trying to dump their bad deal on someone else.

[@rickhicks6833]

Check with credit unions, they have great loans.

[@Willyb12332]

☑️ Great thanks

[@aussierheinhardt4390]

My 1st car when i was in the armed forces back in the 90s was a used daihatsu charade 3 cylinder hatchback. Cheap to run from point A to point B.

[@austynmckee9975]

Tip ask the dealer how long they had it and if they had it for awhile they are more likely to be talked down

[@wchase1969]

For the best deals you are going to want to stay as close to post as possible. Look for the dealership flying the biggest American flag. Dealership name is also very important. Look for the coolest one, something like Old Sarge’s Auto sales. It will be easy to spot because there will be a sign/billboard out front that says, We finance everyone E-1 and up.

[@MrStaybrown]

🤣

[@rubendelgado2682]

No fucking shot 😂😂😂

[@demetripetrenko2783]

Simple correction, if you want to save money, car pool with battle buddies OR buy a bike

[@captainsmek4832]

Just buy a bicycle! F gas😂

[@akumasdisciple]

FACTS. Thank you!!!

[@kennethmchugh3013]

I am very much a virgin when it comes to this kind of stuff😅 I'm 31 years old I feel like the Army can offer me a lot trying to make some big decisions here and grow it's a process

[@j.g.mcbell9494]

If you’re brand new to the Army, and young enough to not have a family or understand how any of this stuff works to where you would need to bring an NCO to buy a car: Just don’t even finance a car. You’re in the Army, everything is provided for. Just chill in the barracks for your first year or two and save all of your money. Don’t spend on anything you don’t have to. When you can afford it pay cash for one (and not using ALL of your savings in the process). When you get further in the Army, yes, you’ll be making more money. But you’re going to eventually have a family. A lot more bills. Early in your career as a dumb private is really the only time you can treat all of your income as discretionary income and save nearly 100% of it.

[@JohnnyMartinez-ih3xm]

Used chevy spark for ex military pfc Martinez

[@ronloomis8245]

I joined the Army 40 years ago and had and already had a car, so I knew better. One thing I will recommend is to get away from post. The closer to post the dealer is the worst the deal will be.

[@dison513]

Lot of benefit

[@Jezyra]

Hi! Can you do a similar video but for first time home owners looking to buy a house?

[@ErickaBernie]

💯 coming soon!

[@markis2839]

Yesss

[@randymiller571]

You don't need a car. The Army is required to get you to work.

[@ErickaBernie]

…yes, walk there.

[@TonyFromChicago_]

20% thats like. One of the best

[@joshuamaxwell8376]

I've never had a car payment. I do research and buy inexpensive vehicles I know will last. Most expensive vehicle I bought was 6,000 and I put probably 320,000 miles on it. Most people want the new and flashy, I want the old reliable.

[@ErickaBernie]

That’s great!! How’d you do it ?!

[@timothydees4050]

Any tips on getting new jobs for prior service thinking about re-entering

[@selsahmwishen2981]

What range of monthly deposits and interest would be termed as a good deal for a newly enlisted military personell?

[@michaelvol8922]

I used laugh at all the E4's on a ship buying a Mercedes. I've never owned something that $$$

[@EricDaMAJ]

*DON'T BUY A CAR!!!!!* I served 4 years enlisted without a car. All the money I spent on cabs going to and from bars, clubs, airports, etc. rarely equalled a car payment. Even when they did, they stopped during FTXs and deployments. Car payments gotta happen even when you're deployed or on an FTX. Plus, unless you get so drunk you steal a car, you can't get charged for drunk driving. If you HAVE to buy a car, don't buy a car near a military base. All those dealers n are out to gank you for as much money as they can. They know tricks even your NCO doesn't know. Nowadays they don't make money on cars. They make them on car loans they offer to suckers. Buy a USED car. You are enlisted. You are POOR. The way to wealth in the military is saving and investing. You can't save if your money is going to a crooked dealership.

[@SuperFriday]

What kind of vehicle do you recommend?

[@desconocido188]

I’m getting an SRT shorty forget allat

[@rbibribk]

Ideally if you can save up and buy the car in cash do it

[@JenniferFitch-is4oh]

Are you a drill sergeant

[@billymacrackin]

head telephone opperator say so...

[@JasonFightsCrime]

If you're a single private, save some money for a bit and pay cash for something used. I was in for three years. When I came back from a deployment, I paid cash for good used car from an officer with a family. I was a dumb ass and wrecked it. I still had enough cash to buy another car.

[@shooch9135]

Every branch has a bank on the installation. Walk in and get a pre approval, they know what you can and can't afford. Go to a brand dealership, stay away from the mom n pop dealers. Buy a vehicle that suits you and your MOS, dont buy a vehicle that you cant enjoy if you train alot, ship out alot, or find yourself overseas alot.

[@daisykaren6584]

It sad there allow people in the army who don't own a car but three trust them with a tank..

[@rubendelgado2682]

I hope you’re kidding

[@Sebas-nq4cc]

i’m going to buy a bike. IMA GO FAST ASH

[@kidsythe]

don't forget a used Prius is like 5k

[@Skeetpete]

lets say I had 26k in the bank and made $2,000 a month and will soon be makin more after a big pay jump. what can i TRULY afford.

[@youtubemanswagroy212]

They told me I could get a camero 😢

[@unawakenedque]

ima just buy a car off sumone like a good condition old skool ion like newer cars plus im 22 so and Got enlisted but i atleast wanna save as i serve.

[@darkdrogod8890]

Nah i think new car, no extra problems

[@brianellinger6622]

since my grandma asked the same thing in /around 2014

[@carlosgonzalezde-leon7368]

Take the base mechanics

[@trekranger]

Do not buy a car if you're single and living in the barracks. You can car pool or share a taxi uber with other soldiers.

[@braniganirby3586]

Yea🚗. 🚙

[@cornelldavid7181]

Okay

[@commiehunter733]

20% interest rate? 😮 5 or lower, or im walking

[@djqjmix4624]

Can I ship my car to any base that I go?

[@middknightdream1577]

Yes as long as you can find someone that is willing to transport it and it's not usually very cheap.

[@Drpeppersmigglrr]

Soldiers and Sailors Act

[@Kingking-ts8oq]

Tell ‘em Sarge

[@jeffsanders663]

Don't buy a car from a lot near post or base. Usually those are tote the note places and what you put down is generally what the lot paid for the car. Go out into the countryside and buy a used car from a farmer or rancher.

[@johnwesterh3313]

Nothing wrong with a two striped, barely 20-something airman driving his expensive American sports car to work! Every unit has one of these guys.

[@briteidea08]

Bring a responsible NCO. I’ve worked with some good active duty NCO’s. Very good at their job. But poor financial decisions. Reserve is the same way.

[@project0624]

I really want a Lexus. *Looks gloomy at my E-2 pay*

[@SengL6767]

Don’t bring a dummy NCO!! Not all NOC know 😂

[@georgemaxwell3467]

So no chargers 😕

[@middknightdream1577]

Unless you're going in as an officer through OCS as a private you don't make very much money. You should get a sensible economic car, something in the Honda or Nissan variety something that's easy to work on, the parts are almost universal. Don't get a sports car because when you're on base you are not allowed to speed the MPs are worse than cops when it comes to speeding because not only will you have to pay a ticket but you also have to face punishment from your CO.

[@georgemaxwell3467]

@@middknightdream1577 oh I know, I was being sarcastic lol I know how the MPs work...

[@davidd6003]

😂

[@scdeluge]

Certified Pre-Owned with some warranty > New A car is a depreciating asset and loses value the moment it leaves the lot. Let somebody else absorb the new car cost. So many better ways to spend money. Could end up saving yourself up to 40% of the new price by buying a model two years older than the newest release.

[@caleborbison8012]

Buy an extreme sports car for 60% interest

[@sony7949]

80% interest is better bro

[@billymacrackin]

Mr. Rex will not be happy the G's don;t send dis 1 Js Hooah

[@MightyGreenLantern17]

Really good insight, but I got something even better than that........ Save up and buy a used car outright

[@billymacrackin]

f a bill yall we fight for freedom

[@kubrickenigma7977]

Don't get a car. Simple as. Save your money like a squirrel saving nuts for winter. Roll that money into investments if you can grasp how they work. Explore all options. Stay away from get rich quick pitches, hustlers and multilevel marketing weirdos as though they are plague (cause they are are)! Anything except a car. A car is not an asset. Bum rides and hook the driver up with gas money. Use taxis, Ubers, whatever. If you are young and starting out in the Army, a car is more of a financial millstone and potential source of trouble than not. So don't burden yourself with albatrosses. Still, what Staff Sergeant here says is true, if you really really gotta have one. Defer to a reliable NCO, who IS genuinely responsible for guiding you and (this is omportant) who doesn't want you bringing them any headaches. If you make their lives easier... they might cut you some slack.

[@reezydrips_drips6823]

Her don’t buy and extreme car ….me:hellcatttttttttttt 😂

[@ErickaBernie]

Sounds like debt

[@reezydrips_drips6823]

@@ErickaBernieno I know better than that😂I’m 11months late on this reply tho

[@sofakingj5498]

another tip from me : Don’t buy a car from Dealership. Buy it used from 3rd party. It’s better.

[@MrStaybrown]

🤣

[@Joinordie718]

Can you come with me Bernie

[@ErickaBernie]

No.

[@billymacrackin]

Hooah f dat we stole it

[@skar516]

Buy a car that you can fix yourself

[@TheJones_gaming]

What if I already have a car on payments before joining?

[@ErickaBernie]

Continue paying it

[@tiruseweshete1757]

So why don't you help me you know everything ?

[@ErickaBernie]

I don’t know everything

[@chrisciastrose6905]

What's and nco

[@seungbumlee2647]

Electrical car vs internal combustion?

[@rickhicks6833]

Where you going to charge it?

[@seungbumlee2647]

@@rickhicks6833 where 110V or 220V outlet is located lol. Technology has evolved my friend.

[@rickhicks6833]

@@seungbumlee2647 wow so f$%king brilliant. Did the part of you that ran down the crack of your mom's a$$ come up with that? You obviously don't know shit, dumbf%&k. Explain exactly where in the barracks is a soldier allowed to plug in an electric care. You need to go find a tree and apologize to it for being a waste of oxygen.

[@rickhicks6833]

@@seungbumlee2647 nice try f%$k stick I didn't delete anything. You probably got butthurt like the little bitch you are and whined to protect your fragile self loathing mind.

[@seungbumlee2647]

@@rickhicks6833 kids these days ☕

[@jeremiah3278]

Buys hellcat

[@harveycalosing1099]

What if I don’t want to buy a car?

[@ErickaBernie]

Then you don’t have to buy one 😬

[@Man-fp2lo]

pay it in cash ffs

[@averygaston9937]

No

[@madmanthepope6448]

Do a tick tack on How do I get ya number