How To Have A Stress Free Retirement

[@BoldandGraceful]

My husband and I watched your video together, you both are so informative. All this information is wonderful for us..especially with hubby retiring in May. Love your new house keeper 🤣

[@ThisIsOurRetirement]

Our pleasure! we wish him a happy retirement Cheers 🍷🌺🍺

[@exltd001]

Teen is a delight.how could anyone not to want to retire with her.

[@ThisIsOurRetirement]

yes!

[@ronjoiner]

Great advice. Routine and ritual are important. We are both seniors. We tend to stay away from the TV during the day (slippery slope) and engage in many other activiteies. My wife and I have hobbies which consume a lot of our time. We also have part-time jobs but no more than 8 hours per week (teach online). It gives us a little extra spending money and keeps our brains stimulated. Keep up the good work. You folks are KZbinrs I regularly visit.

[@ThisIsOurRetirement]

We also try to avoid watching the TV during the day 🙂sounds great teaching online have a wonderful weekend Cheers 🍷🌺🍺

[@sandradee888]

We have had 2 robot vacuums for the last 3 years. Love them. Couldn't not live without them.

[@ThisIsOurRetirement]

We agree, robots rule!

[@carolynadams1249]

So far we are living mirror lives, we are taking it one step further and installing a heat pump because we live in a house that is wood heat.

[@ThisIsOurRetirement]

Sounds great 👍 thanks for watching Carolyn have a great week Cheers 🍷🌺🍺

[@rickstapenhurst4019]

All good ideas. One additional thing we do as well is order three dinner kits a week. Each dinner comes with a recipe card and ALL the ingredients needed. Portions are big, so we can usually get two dinners or one dinner and one lunch out of each kit. Takes the hassle out of coordinating meal planning with grocery shopping.

[@ThisIsOurRetirement]

That's a great idea! Rick we have also tried Chefs plate , yes saves on the grocery shopping Cheers 🍷🌺🍺

[@cornflowertoile3026]

I’m glad you guys have luck shopping online, but I have a lot of stress every time I do, very rare will anyone deliver properly in a highrise building, especially UPS!

[@ThisIsOurRetirement]

Sorry to hear that we do great Amazon delivers right to our door Cheers 🍷🌻🍺

[@rtoadontheroad]

Thank you. We just finished setting up all bills online …works great

[@ThisIsOurRetirement]

Great to hear! it does really help Dennis release stress Cheers 🍷🌺🌞

[@michael-annhancox7179]

My husband and I wish our parents were as organized as you two and we are definitely on board to everything you two are doing! We love ordering our groceries online because we are not tempted by anything else and stick to our budget. I started doing it during the holiday 4-5 years ago and was so happy with it that we stuck to it! Another bonus!

[@ThisIsOurRetirement]

Thank you so much! have a great weekend Cheers 🍷🌺🍺

[@fcf777]

Way ahead of you... I bought a 75" TV from Costco in November 2020 Black Friday sale for $1200. It was my best pandemic purchase ever and one that I continue to enjoy the most during cold weather!

[@ThisIsOurRetirement]

Sounds great, this was their Christmas sale, we couldn’t fit a 75 inch but like you we love the picture and getting a great deal! Thanks for watching. 📺

[@vongtaynhanaikptt6066]

Nice one, great sharing of this beautiful place

[@ThisIsOurRetirement]

Thanks for visiting

[@barbaracarr17]

Great video. I pay all my bills and credit cards online too. One thing I did to remove stress was set up automatic minimum payments of the credit cards. I always pay my total credit card each month to avoid interest charges. However, I'm worried I might miss paying sometime. With the auto minimum payment I don't have to worry. I may have to pay a little interest but I don't worry that I'd miss out making any payment, which would affect my credit. I haven't missed making a full payment yet, but it has removed any stress about the possibility.

[@ThisIsOurRetirement]

Sounds like a great plan Barbara thanks for sharing Cheers 🍷🌺😎

[@gailjohnson9066]

The Roomba really is awesome I've had mine for years. That is one item I can get behind it and I could sell them!

[@ThisIsOurRetirement]

Hi Gail we love our Roomba too , have a great week Cheers 🍷🌻🍺

[@patsycathcart1]

I love you two! You are so encouraging and practical! ❤️

[@rogerm478]

One thing we did in 2021 was install a NEST (smart) thermostat in our house . Now when we are on extended vacations we can check the temperature of our house via the internet at any time (and so can our kids). Much less stress and worry about how things are "back home"

[@ThisIsOurRetirement]

Isn’t automation wonderful, we are using Amazon smart plugs. Have a great weekend.

[@vasunseeker]

Thanks again fro another great video! So many good suggestions!

[@ThisIsOurRetirement]

You are so welcome!

[@dianeosgood6594]

Lots of good ideas most I already use. But, wanted to point out in USA most places do not have rent control. Just parts of NYC. So, rent can go up in USA. Usually one year lease and owners can decide to not renew. We plan to live in my townhome that I rent out now for retirement. My renters pay me with automatic deposit and I pay expenses with autopay. But, I Increase the rent as expenses go up.

[@ThisIsOurRetirement]

Thanks for sharing! Diane yes lots of of places don’t have rent control have a great week Cheers 🌺🇺🇸🇨🇦🍷

[@christopherbarker976]

Hi Tina& Norm thanks for the stress free tips take care. Regards Christopher Barker

[@ThisIsOurRetirement]

You’re welcome Christopher 😊

[@michaelfriedman2221]

you guys are the best!

[@ThisIsOurRetirement]

Thanks Michael glad you enjoyed it always nice to hear from you Cheers 🍷🌺🍺

[@PaulaJoW]

I do a few auto payments through my bank but I tend to like having a paper copy in my hand (old school, I know) before I pay. The reason is it gives me a much better sense of what going through my account at any given time. Also, if there is any dispute as to the amount charged, the receiver already has your payment and it could take time to get it rectified. Just a few things to think about. As long as you're diligent about keeping track of everything that goes through auto payments, it's fine.

[@ThisIsOurRetirement]

That’s a very good interesting 🤔 point ( we still have a monthly paper statement sent which is great for records ) have a great weekend Cheers 🍷🌺🍺

[@cann9155]

2X watch...enjoyed it even more. Fun chemistry💃❤️🕺 Great tips guys Thx 🍷🍺🎶✨💐

[@ThisIsOurRetirement]

Thanks so much we are glad you enjoyed it 💕😀😀

[@tconnely6437]

I look forward to every Saturday to see you both! I’m in Arizona and you have fantastic information. 😃

[@RetiredLovingIt]

We look forward to these videos as well. Love Norm & Tina!

[@ThisIsOurRetirement]

Awesome! Thank you!

[@ThisIsOurRetirement]

You guys are terrific thank you.

[@HabibPharmacy]

Wow beautiful 🥰❤️💞💕 very nice 🙂 excellent 💖 awesome sharing 🤗💗

[@ThisIsOurRetirement]

Thank you! Cheers! have a great weekend Cheers 🍷🌺🍺

[@bradieclaydon5010]

Hi from New Zealand ! We are loving watching your videos and looking forward to our retirement. We are currently 51 and 58 and well on our way. Keep up the great work, you are a true inspiration for us all x

[@ThisIsOurRetirement]

Thanks so much for your kind words Bradie it means a lot to us!

[@GYX2021]

Loves your channel and want to share a story with you about my robot Roomba. We put our Roomba on automatic cleaning every other day and it usually works pretty well. One day our dog had diarrhea and shit on the floor, then our diligent Roomba started its cleaning…. I almost fainted when I got home 😬

[@ThisIsOurRetirement]

OMG 😱 can’t even imagine that LOL 😂😂 thanks for sharing your story Cheers 🍷🌺🍺

[@diannedeloose5173]

You are a delightful couple to watch! You give a new view on retirement! Maybe some time on our travels we will meet! Enjoy! I love being with my husband of 46 years. We also downsized to an apartment after selling our home.

[@ThisIsOurRetirement]

Thanks so much! 😊 We have met a few people over the years that have recognized us, always nice to chat.

[@stevenhull5025]

Being able to get along with your partner helps with a stress free retirement. However, not everyone who is retired is in this enviable position.

[@ThisIsOurRetirement]

We understand that we are very fortunate Happy Valentine’s Day 💖🍺

[@thedwightway1087]

Love you videos - no one takes the time to talk about the transitions to retirement, bravo! I just joined the ranks of the retired and can't wait to follow in your footsteps!

[@ThisIsOurRetirement]

That’s awesome congratulations 🥳 🥂 on your retirement we hope you have a wonderful time Cheers 🍷🌺🍺

[@betsyr4724]

You two make the golden years look good 😊

[@ThisIsOurRetirement]

Thanks Betsy we are enjoying life Cheers 🍷🌺🍺

[@privateorchard9373]

And I'm not allowed to watch your Videos until my wife gets up ! It's 9AM in BC.....I think I'll start making noise :)

[@ThisIsOurRetirement]

Great plan! Have a wonderful weekend in beautiful B.C.

[@PlanetImo]

The new lens is looking good (I'm back to watch the rest as someone turned up at my frontdoor and interupted my first attempt at viewing!)

[@ThisIsOurRetirement]

We like the new lens a 35mm on a full frame sensor in a small room and wanting shallow depth of field, too much to ask for lol

[@bettybotterbutter]

Your understated sense of humour is helping to reduce my stress! Thanks!

[@ThisIsOurRetirement]

Your welcome Betty thanks , have a great weekend Cheers 🍷🌺🍺

[@jimwulstan8592]

It’s great to see two people with their retirement plans running smoothly. Here in NZ one definition of poverty. Is paying rent in old age, Canada must be very different in that regard. Another difference is the importance of daily activity for seniors, like housework eg vacuuming and cleaning also gardening especially lawn mowing. Walking to the bank, carrying groceries, any type of movement is absolutely essential for getting the most enjoyment out of old age. If you live in a two story house walk up and down the staircase just for the fun of it!!!

[@oldbloke204]

Yeah same here in Australia and in fact the benefits re Govt. pensions etc are massive as well if you own your own home. There are plenty of services available to keep people in their homes longer as well. Going to be interesting to see how a few "stress free" retirements go if economies around the world keep on the trajectories that they seem to be on atm. Personally I think a large part of being stress free at any time in life is to have the resources when you need them and to not be reliant on any more outside sources than you need to be.

[@estellelegault5312]

Review their pass KZbin they speak of owning or renting. It is a choice them made.

[@oldbloke204]

@@estellelegault5312 Yep I have seen that but it is a different path to what many choose to do and may also come down to differences in different countries as well. In our situation selling our home and renting wouldn't even be something that we would consider tbh. It was bought home to us even more with all the lockdowns and restrictions as we live in a nice area and we improved our place a bit so that being locked down really wasn't a hassle at all.

[@ThisIsOurRetirement]

Believe us paying rent is no sign of poverty ,! in fact the complete opposite in Canada 🇨🇦, renting is immense freedom with all the money 💰 invested from the sale of your home Cheers 🌺🍷🍺

[@ThisIsOurRetirement]

@@oldbloke204 In Canada 🇨🇦 we are not means tested so you can sell your home invest all the capital get dividends, go rent a wonderful 2 bedroom 2 bath apartment as big as single homes 😱and have a wonderful retirement Cheers 🍷🍺🌺

[@nancyfritz7159]

My husband and I look forward every Saturday to watching you. We’ve automated a lot in our banking and have a nest system in place. Do some shopping online but still go out for groceries etc, but with cold weather am considering some online deliveries!

[@ThisIsOurRetirement]

That is awesome! we have used Instacart and Walmart where we go pick up but stay in the car . Last Winter Nancy Instacart coming straight to the apartment was awesome Cheers 🍷🌺🍺

[@artisticsharon1216]

These are all great recommendations!!! I'm a self-professed Amazon junkie, if I need anything I always check there first. I've recently started ordering gifts with wrapping and have ship them to the recipients. I've also been ordering and picking up from Walmart since the lockdown in March 2020. I'm a big fan :-) I've been having our bills debited from our checking account for a long time. I'm glad to know I'm already doing a lot of the things to be stress free! Thanks for sharing :-)

[@ThisIsOurRetirement]

Hi Sharon we love this gift 🎁 sending through Amazon , Walmart pick up for groceries works for us too Cheers 🍷🌺🍺

[@lorrainericardo8680]

Debits are ok for usual things , but if you're getting the pension it can fall on different dates or days ,even if it's every two weeks ,, , so you have to be careful about that ,, or make sure you have money to cover debits unless you made an arrangement with the bank to cover that debit if your pension comes in on a different day or date or late for some reason , ,,, otherwise you can end up paying a bank fee or penalty for not having enough funds to cover your debits whatever it might be , whatever you do make sure you have enough to cover your debits , or call the company in question to arrange an other payment.

[@ThisIsOurRetirement]

If you are living pension cheque to pension cheque life is going to be difficult no matter what, that’s why saving for retirement is so important.

[@privateorchard9373]

Tina and Norm you are AMAZING ! We love you.

[@RetiredLovingIt]

So do we!

[@ThisIsOurRetirement]

You are wonderful thanks for your encouragement!

[@ThisIsOurRetirement]

Thanks guys 🙂🌺

[@terihandrick2333]

I love your KZbin videos and even though I am not able to retire yet I am much closer than I once was. I have taken advantage of all the great ideas you shared. I have ordered online and banked online for numerous years, and I absolutely love the idea of ordering groceries online, then I can just drive up and a nice associate brings them to my car.

[@ThisIsOurRetirement]

Isn’t that wonderful at Walmart order in your pyjamas then go pick up can’t get much better than that have a wonderful weekend Cheers 🍷🌺🍺

[@qq2441]

You guys are living the retirement dream! Excellent ideas...keep up the great content!

[@ThisIsOurRetirement]

Thank you! Will do! we hope you are keeping well have a wonderful day Cheers 🍷🌺🍺

[@cindybrown7823]

Great advice! We do most of these things and we aren't even retired! We love your videos!

[@ThisIsOurRetirement]

That's great! thanks for watching have a wonderful day Cheers 🍷🌺🍺

[@brucewilkinson8599]

I really love the choices you highlighted for a stress free retirement. And I agree with you about eliminating mundane tasks - my recent purchase of an I-Robot vacuum has been amazing - especially having a pet cat. The pandemic brought many changes but it also opened me to taking advantage of the new personal services. Once again thank you so much for helping people see ways to make life easier and fun after we retire.

[@ThisIsOurRetirement]

We are glad you are enjoying your Robot 🤖 Vacuum we think it’s amazing, there are lots of ways to make retirement fun and easier, have a great weekend Bruce Cheers 🍷🌺🍺

[@dianeosgood6594]

Every year for past 10 yrs I have asked for a robot vacuum for Christmas. My husband is retired and home a lot and does not want it underfoot so doesn't want us to get one. Our beautiful 17 yr old cat just passed away and he thought the vacuum would upset her. I still want one.

[@lyndawilson1874]

Thank you for your very informative videos! My husband turned 50 last Fall and it’s my 50th birthday coming up this spring so these chats are very important to me! He wants to retire at 55 from full time factory life but I love being a personal support worker so God willing I will stay working full time until I’m 60. We paid off our house 6 years ago but still continue putting away that “payment” for our future. I know you’ve done a video comparing your retirement, I must go back and rewatch the benefits from that. Keep these happy chats going please! You’re teaching more than you know! I love my percolator too! ☕️😀

[@ThisIsOurRetirement]

Hi Lynda thanks for watching just a suggestion if your hubby wants to retire at 55 perhaps 🤔 you could consider that too , we just did a video reality of retirement maybe take a look and it might make sense to you too . You can’t buy health or time That 5 year gap not being retired together is a long time . Cheers 🍷🌺🍺

[@paulw7866]

Quick feedback about the new lighting and lens. Both are great! The light balance on Tina and Norm is well balanced. The focus is great, the FOV keeps the attention on you two with a pleasant soft-focus image of the vintage cameras and laptop in the background. Love the message of reducing stress in retirement. Thanks for all of your videos! Hope to get to the Algarve when the Covid situation stabilizes.

[@ThisIsOurRetirement]

Thanks Paul that’s really nice , we are enjoying a very stress free retirement and yes we are hoping to get back to the Algarve next Winter fingers crossed 🤞 Cheers 🍷🇵🇹🇨🇦🍺

[@Penny21691]

Great content. Very entertaining. Retirees need to get current with technology like you have.

[@ThisIsOurRetirement]

Thanks Penny have a wonderful week Cheers 🍷🌺🍺

[@mminc4026]

Nice to hear your ideas and accounts of stress less living! We are working but part time and intend to retire in two years . We are doing veganuary - but not really - no meat - so it’s a start- also trying to save the planet a little - by recycling and choosing to try less plastic and kinder products for the environment. It’s a challenge but definitely worth it! Thanks for the video- x claire

[@ThisIsOurRetirement]

Sounds a great idea two years will go really fast thanks for watching Cheers 🍷🌺

[@bobschiller7416]

Great show. Love our Roomba and all that it picks up from our already "clean" floors. Our credit union also offers Bill Pay which you set up to have a check mailed monthly on certain dates to providers who do not take automatic payments. It works well for our gardner and HOA. If you have a small fixed amount bill, you can also pay a lump sum to cover several months to cut down on stress. Costco is moving towards more of an Amazon model with available merchandise. In the US we have Costco Next where you purchase the items directly from the manufacture at Costco negotiated pricing. One drawback is you cannot return the merchandise to your local Costco, it has to be returned to the manufacturer.

[@ThisIsOurRetirement]

Oh we don’t like the idea of that ! we buy from Costco so if there are problems they take care of it everything goes back to them . Thanks for watching Bob have a great weekend Cheers 🍷🇺🇸🍺🇨🇦

[@catharineho8264]

Love your videos. Roomba is great for pre-retirees as well. I used to work 12 hour days and our Roomba was a welcome help. Now we are retired we still love it. She does a great job overall , though you may need to do a more thorough job in the corners once a month.

[@ThisIsOurRetirement]

That is awesome!Catherine , we love ours yes you need to do corners but that’s no big deal ! We hope you have a wonderful week Cheers 🍷🌺🍺

[@kansascitykid58]

Yes, I certainly agree with you by having my bills on auto pay. Amazon has been awesome! I live rather rural so our Walmart is smaller than city sized Walmarts. So Amazon fills those items not locally available. My only suggestion to you is to have a very good internet security system for privacy protection. For instance this week they said to take your Safari browser down because there was a leak hackers are using. Be careful, you folks are so lovely! You both take care!

[@ThisIsOurRetirement]

Thanks for sharing!! good info to know we love Walmart and Amazon ❤️have a great weekend Cheers 🍷🌺🍺

[@qwincyq6412]

I buy the grandkids books and puzzles from Chapters or Mastermind Toys online but choose the free shipping to store option. That way I save going to the store only to find it out of stock, plus when I go to pick it up I ask for the free instore gifts wrapping for the present

[@ThisIsOurRetirement]

Sounds wonderful as grandkids are the best enjoy yours Cheers 🍷🌺🍺

[@philannmocan6339]

You two are so funny !! A couple of retired hermits watching their Rooma (hopefully with a glass of wine )!!! Seriously, all the points you made are easy to do and just one thing less to worry about. And taking advantage of deliveries to the door not only help during Covid times but frees up time for other things. Cheers !!

[@ThisIsOurRetirement]

What a great comment, we hope you are both well and having a wonderful weekend we appreciate your support Cheers 🍷🌺🍺

[@cindearbuckle6074]

Great tips . Glad you are enjoying your new camera you two look good 👍 thanks for all the info from small town Indiana USA 🇺🇸

[@ThisIsOurRetirement]

Thanks so much! 😊Cinde have a great weekend Cheers 🍷🇺🇸🍺🇨🇦

[@carolynw4814]

Thanks for the great tips for a stress-free retirement. That’s my goal a life with less stress. I also love online banking to pay my bills, especially I have saved on stamps, gas, and not having to wonder if the checks I mailed were received. Thanks again for sharing and caring about others.

[@ThisIsOurRetirement]

Yes stress free is the way to go, online banking using apps is great.

[@donbelec]

I love watching your videos. So relaxing and positive!

[@ThisIsOurRetirement]

Thank you so much! have a great weekend Cheers 🍷🌺🍺

[@ww7095]

Auto/scheduled payment is nice but don't forget to review regularly upon annual car insurance premium & phone plan once in a while. They are mostly going up "silently" on your pre-approved auto-renewal & there is absolutely no loyalty bonus on these services for customer as per my experiences LOL... Shop around regularly and you will be surprise on how much you could save. Especially pay attention to those new account sign-up bonus etc.. Stay safe & stay warm T & N!

[@ThisIsOurRetirement]

Great comment we do actually check before we renew , just do an email transfer have a great weekend Cheers 🍷🍺🌺

[@kellyb.5262]

Love your videos! Can you make one about Healthcare costs? Not sure if retirement early is even possible as we Americans are not eligible for Medicare until age 65.

[@ThisIsOurRetirement]

Thanks for the suggestion, glad you enjoy our videos Cheers 🍷🇺🇸🇨🇦🍺

[@barb160]

Truly enjoy your videos! It's friends sharing retirement tips. I hope to retire this year.

[@ThisIsOurRetirement]

Congratulations on your upcoming retirement, thanks for watching.

[@valdamarielegault1907]

Love online shopping and banking! Still enjoy grocery shopping in store. A lady needs to get out sometimes!

[@ThisIsOurRetirement]

Yes we know what you mean!

[@richardpodnar5039]

"Banking in Our Pyjamas".... Sounds like the makings of a new hit song! --- All kidding aside, this is an excellent episode again for the fact that you stress that we seniors should not be hesitant or resistant about using new technologies to ease stressful situations in life. Hope you two are staying warm!!

[@michael-annhancox7179]

Yes, we would love a weather update. Wisconsin high today is really high 21 degrees!

[@ThisIsOurRetirement]

Great comment Richard thank you , we are staying warm and toasty as the last few days have been brutally cold 🥶 and snowy ☃️ have a lovely weekend Cheers 🍷🇺🇸🍺🇨🇦🙂

[@ThisIsOurRetirement]

It has been very cold 🥶-18 to -20 and a week ago major snow storm have a great weekend Cheers 🍷🇺🇸🍺🇨🇦

[@tomv2302]

You said " banking in our pyjamas" ..."any time of the day" was the better part for me. I can't wait!!

[@ThisIsOurRetirement]

@@tomv2302 It’s so wonderful have a great day Cheers 🍷🌺🍺

[@cherylmcgilvray1966]

Hi there was wondering if you could touch on medications/plans for retirement in your next video?

[@ThisIsOurRetirement]

Thanks for the suggestion, as we are in Canada 🇨🇦 with universal healthcare we don’t really need plans , for people over 65 they just pay $100 then all their drugs are covered . We do pay for dental 🦷 we self finance that Cheers 🍷🌺🍺

[@candyboyer]

Hi Norm & Tina. I've only recently discovered your KZbin channel, but I really enjoy your videos, even if your retirement in Canada is a bit different from ours here in Texas. We own a small business and are currently trying to sell it so we CAN retire, because we're really burnt out. My husband turns 65 this year so he can finally get Medicare. Trying to plan ahead to be sure we will have enough to retire is probably our biggest stress! Thanks for the encouragement & keep the videos coming. -- Candy in West Texas

[@ThisIsOurRetirement]

Thanks so much Candy, welcome to our channel and for your kind words. We hope you and your husband have a wonderful retirement.

[@user-ch2lp9er6p]

Easy peasy. Great advice!🙂

[@ThisIsOurRetirement]

Thanks Joyce have a wonderful weekend Cheers 🍷🌺🍺

[@user-ch2lp9er6p]

@@ThisIsOurRetirement Same to you! Thank you!

[@tinaburt4054]

Hi Tina and Norm! First off - love your videos! You have me obsessed with power watching your videos. Your kids must be so proud of how organized and set up you are for retirement! Just curious if you have or could do a video talking about your budget and sticking to it? Thank you! Stay warm and safe.

[@ThisIsOurRetirement]

Thank you so much!! also thanks for the suggestion we have been thinking about doing one on can you live on 30K a year. We hope you have a great weekend keep warm 🔥Cheers 🍷🌺🍺

[@lisag9493]

Makes you wonder what we did before the invention of the Internet ,, so easy now and you really don’t need to move out of the house if you don’t want to ,, best wishes, Lisa

[@ThisIsOurRetirement]

Maybe we should celebrate and look forward to what the Internet has done for us have a wonderful weekend Cheers 🥳🥂🍾

[@johnyjsl9219]

Any adjustments to plans and investments as a result of inflation?

[@ThisIsOurRetirement]

We have noticed that even with ups and downs Johny things are evening out across the board Cheers 🍷🌻🍺

[@rachelwalsh4378]

Great video… we love Tina & Norm time👍🏴󠁧󠁢󠁷󠁬󠁳󠁿

[@ThisIsOurRetirement]

Glad you enjoyed it Rachel have a great weekend Cheers 🍷🏴󠁧󠁢󠁷󠁬󠁳󠁿🍺🇨🇦

[@carolnavan4137]

Great advice! Stress free all the way! 💕

[@ThisIsOurRetirement]

Always!

[@freddieqmercury5961]

Thanks for another video. My sister and brother in law in England had to isolate for the pandemic and they have been getting their groceries online from Morrison’s and really appreciated the service. I must admit that we use Amazon for items we can’t find elsewhere, but we try to order locally if possible, from Home Hardware or Canadian Tire, we just feel that Jeff Bezos has enough money. We recently went to a local shopping mall and we knew it was struggling,mouth we could hardly believe our eyes, it looked like it was 85% vacant. We know we can’t save the world, but hopefully shopping locally will keep some shops open for us. I used to work for Lewis’s in Birmingham and have been in the retail industry for over 45 years in Canada. Thanks again, keep them coming, stay well.

[@ThisIsOurRetirement]

We understand rocket man Bezos has enough money but quality of life and pandemic protection means something and saving money.

[@adeelraiz8172]

God bless you and your family

[@ThisIsOurRetirement]

Thanks and you too 🌺

[@Dingle1234]

I switched to Costco dog food and my little doggies love it! Free delivery and 1/2 the price of my old brand. It's a giant bag and the two of them are just amazed to see so much food, they watch while I divvy it up into smaller bags and eat the bits that I drop.

[@ThisIsOurRetirement]

That sounds amazing we haven’t heard about that thanks for sharing Cheers 🐶 🍺🙂🐾

[@msbeaverhausen7226]

Your T-shirts are fabulous! I absolutely love the convenience of ordering online and on line banking! The best part is getting those loyalty points and they add up quickly. I'm less likely to use a credit card in store, so I do well on line. As soon as I get my order confirmation, I head over to my online banking to pay it off so that I have a zero balance on my credit card.

[@ThisIsOurRetirement]

That's a great idea! glad you like our T -shirts have a wonderful weekend Cheers 🍷🍺🌺

[@pipmc7927]

Kia ora from Aotearoa New Zealand. Really enjoy your videos. You always make really good points. One of the things that I believe is very important is to make the commitment to absolutely keep up with, learn and embrace any new technology. I cringe when I hear people my age saying things like “ I don’t bother with working out how something works , I just let my son/ daughter set it up for me “. My feeling is that is firstly selfish because it makes them a burden to their own children, and secondly all they will do is isolate themselves more and more as technology moves ahead.

[@ThisIsOurRetirement]

What a great very interesting 🧐 comment Pip thanks for sharing have a wonderful weekend in New Zealand 🇳🇿 Cheers 🍷🌺❤️

[@delladearest2511]

Some retirees need help figuring things out so children could hold their hands through the process as it can be overwhelming

[@ThisIsOurRetirement]

@@delladearest2511 Great idea thanks 🌺

[@leozeek]

Great new camera lens!

[@ThisIsOurRetirement]

Thanks so much glad you like it Cheers 🍷🌺🍺

[@daviddieli6019]

What camera do you use for your KZbin videos?

[@ThisIsOurRetirement]

The main studio camera is a Canon RP with 35mm lens, for walkabout videos we have a GoPro Hero 7 Black.

[@ATJHTRAVELS]

Great advice sledgehammered that like button stay safe awesome and blessed enjoyed and shared

[@ThisIsOurRetirement]

Thanks for the visit Cheers 🍷🇺🇸🍺🇨🇦

[@billclarke3754]

Excellent points! I'm in Mexico and banking online is sooooooo convenient!

[@ThisIsOurRetirement]

Totally agree! have a great weekend Cheers 🍷🍺🌺

[@sherrybush2500]

Great ideas. We just got a huge TV for Christmas and it feels like being at the cinema. I actually like shopping though and getting out of the house. (Even with triple masks!)

[@ThisIsOurRetirement]

Sounds great we hope you enjoy it , we used to like shopping a lot more but now doing way more online Cheers 🍷🌺🍺

[@REVNUMANEWBERN]

Triple masks ?? 😂😂😂😂😆😆😆😆😀😀😀😀

[@portlandsean]

I really love how you both interact with each other. It's really calming. Do you collect air miles with your credit cards or cash back? One thing I do is to send greeting cards to the UK on line. I use "thoughtful". It's so easy and inexpensive. Because it's in the UK the postage is local and super fast.

[@ThisIsOurRetirement]

With Air Miles we have just gone over to cash , there is a lot less places doing them , we also have a cash back credit card 💳 which works really well.Thanks for sharing the greeting card idea have a great week 🇬🇧 🍷🇨🇦🍺🌺

[@PlanetImo]

I like the sound of your robot helpers!

[@ThisIsOurRetirement]

Oh she is awesome LOL 😂😂have a great weekend Cheers 🍷🌺🍺

[@gregmurphygolf]

You produce awesome videos, thanks. My wife and I have been using our time to take better care of ourselves. We both go to the YMCA, My wife likes to swim and I like going to the weight and machine area. We also take time to review diet, trying to move away from the Ultra Processed Foods. I have lost about 30 lbs since June and trying to get more flexibility back as well which is going to be a chore. :-) My only wishes or regrets, if you will, is that I should have retired about 3 years ago and taken better care of my health. You are quite right about when to take CPP and OAS, if you have considerable retirement income you likely should wait until 70 to collect. If one falls in the "It is a struggle to retire" group, that income could be useful! A fiduciary Certified Financial Planner could be useful if you are not sure about how much income do you need to retire! They can help one develop a financial plan, then you will know! Any way Good stuff, Cheers.

[@ThisIsOurRetirement]

Thanks for watching it’s easy to say in hindsight that perhaps you should of retired earlier but you need to move forward now . Even though we have the income we still believe and both took CPP at 60 and OAS at 65 as we don’t have a crystal ball 🔮 to what the future holds . Have a wonderful week Cheers 🍷🌺🍺

[@sct4040]

Automation is wonderful.

[@ThisIsOurRetirement]

It certainly helps have a great weekend Cheers 🍷🌺🍺

[@oldbloke204]

One suggestion I would make with all of this technology based banking etc is to have a back up plan for when/if it isn't working otherwise the stresses could be very high indeed. A while back I had let our account run down more than usual and just assumed I could jump on and make a transfer like I usually did but our home internet failed due to a mechanical problem for a week or so. It took some mucking around to sort out so no drama but how would most go if the power/internet went haywire for a month or so? For me being stress free is knowing that we can deal with most of the things I think may occur when life throws its inevitable curve balls.

[@ThisIsOurRetirement]

Always great to have a back up plan Cheers 🍷🌺🍺

[@boeing17G]

Thanks for the great videos. Been enjoying for a while. We are in our 70 s and still enjoy rental income from property. Values have more than trebled in the last 10 years. Put another way we now need 40 times the money it cost to buy our first house (bought 45 years ago) , to buy that same house now! So the problem is money is losing its buying power at a huge rate. At least halving in 10 years. Now you rent and invest in the stock market and rent? Isnt your money at risk of vanishing overnight in a financial crash? At least your purchasing power can disappear! You may get good dividends but the capital is losing its purchasing power. If you plan to live another 30 years do you want to bounce the last cheque?? I guess your lifestyle is no stress. I am chasing tenants and fixing the houses I rent them so I have more stress?? Keep up the videos, very real and entertaining! Best wishes.

[@ThisIsOurRetirement]

One of the main reasons we sold was to get rid of unexpected maintenance and expenses of home ownership , we really are loving renting . Yes we get dividends but also CPP and OAS and British pensions and we have passive income. If you are in your 70s maybe 🤔 it’s time to stop and relax Cheers 🍷🌺🍺

[@jofelker7656]

I love my Roomba and waking up to the aroma of fresh coffee.

[@ThisIsOurRetirement]

It’s the little things in life that can be so rewarding lol

[@3thRockvanlife]

Another Great and informative video. Take Care .

[@ThisIsOurRetirement]

Thanks, you too! enjoy your weekend Cheers 🍷🌺🍺

[@paulhunter6652]

Another Norm and Tina video!! Did you mount your TV on the wall in the apartment or on an entertainment unit? OLED? Have a great week and stay warm.

[@ThisIsOurRetirement]

Yes it’s an L G OLED Paul and it sits on top of our entertainment unit that has a fire 🔥 in too very cosy Cheers 🍷🌺🍺

[@sandihunter1260]

How do you get gifts wrapped before they are shippped?

[@ThisIsOurRetirement]

Amazon offers gift wrapping to what you buy.

[@rejeanorscott1555]

Could you elaborate on travel insurance? You briefly mentioned it but I did not hear any specifics. I have a trip planned and want to get travel insurance because life has its uncertainties.

[@ThisIsOurRetirement]

Yes we have travel insurance but however since we have a non essential travel in Canada 🇨🇦 it invalidates our insurance. When we travel again we will get a policy that includes full Covid insurance.Cheers 🍷🌺🍺

[@rejeanorscott1555]

@@ThisIsOurRetirement Do you have specific examples? I do not quite understand. Do you get a policy that is a year-long and covers all travel within that year? What compsnies offer that kind of policy? Do you have specific recommendations?

[@ThisIsOurRetirement]

@@rejeanorscott1555 Yes the policy is with Bank of Montreal for full travel and medical you pay a yearly fee ours is around $350 and you can take as many trips as you want up to 31 days , Also CAA and many others offer yearly polices Cheers 🍷🌺🍺

[@faygallagher8425]

You two virtual hermits look great ..keep on keeping on 🥰 Yes we are all about Internet banking and direct deposits and online shopping. Congrats on your new hoover. I am looking now😃

[@ThisIsOurRetirement]

Thanks Fay everyone should have a Roomba 🙂 life is good don’t know why we waited so long to get one LOL 😂😂Cheers 🍷🌺🍺

[@jerrypardue8280]

Hmmmm…. LOL camera on the Roomba.

[@ThisIsOurRetirement]

😂😂

[@tconnely6437]

I look forward to every Saturday with you both! I’m in Arizona 😃

[@ThisIsOurRetirement]

Awesome! Thank you! We would love to be in sunny Arizona away from the cold ☃️

[@cindysheppard8653]

And if you pay your bills with your credit card get one with some advantage (points, reward $ ) added bonus

[@ThisIsOurRetirement]

Great tip Cindy thanks for sharing Cheers 🍷🌺🍺

[@mikedennington8856]

Get a PC Optimum card and collect points for insurance etc and it really mounts up. I had $500 worth of points at the end of 2021 for 18 months.

[@ThisIsOurRetirement]

Thanks a great idea we have a PC Optimum and their Credit card Thank for the tip Cheers 🍷🌺🍺

[@honoratam9925]

You're always fun to watch. Great sense of humor 😆

[@ThisIsOurRetirement]

Thank you 😁

[@barbaraebner5889]

We are TV shopping. What make did you buy?

[@ThisIsOurRetirement]

LG OLED 65 inch C1

[@niallmcdonagh1093]

50k subscribers by June 1..let's will it to happen!! Nicest people on the Internet...apart from me!!

[@ThisIsOurRetirement]

Thank you so much Niall we really appreciate your enthusiasm and support have a wonderful weekend Cheers 🍷🌺🍺

[@cyclingonplants7444]

Hi Norm and Tina - it's always nice to see you on Saturday :) We like the Roomba and tried talking our mom into getting one but she didn't like the idea. She has mobility issues and I think it would be great but she is pretty stubborn!LOL Anything that helps you feel less stressed is a bonus. I really enjoy going to the grocery store but I am tempted with the curbside pickup option. I'm sure it would help me stay on my budget as I wouldn't be tempted with all those items on offer that are not on my list. I still need to take the car out once a week to give it a run too so that would work better than delivery for us.

[@ThisIsOurRetirement]

Please tell you mom to give it a try for the Roomba if she doesn’t like it send it back , she will love it , going to Walmart for the curb side pick up once a week sounds like a plan for you Cheers 🍷🌺🍺

[@johnrmeyer1674]

Always enjoy your videos. Hope you don’t mind me asking, but, what video camera did you buy? I’m looking at the Canon M50, but can’t decide.

[@ThisIsOurRetirement]

We got the full frame Canon RP with an adaptor EF to RF mount and RF 35mm 1.8 and we have a bunch of EF lenses. The M50 is widely used by vloggers.

[@billyb5057]

some great advice who needs stress not a good thing ah the hermit life *A big like 👍Au👀A full view to*

[@ThisIsOurRetirement]

Nice to see you Billy hope you having a lovely stress free weekend Cheers 🇦🇺 🍷🇨🇦🍺

[@tonysomewhere5920]

You guys remind me of the Jetsons, early 1960's. Please don't tell me you have a flying car parked outside your window. Is you new vacuum cleaner called Rosie? 😂😂 Tenham um ótimo final de semana. Cheers.

[@ThisIsOurRetirement]

We are still waiting for the flying car! No not Rosie The Riveter! 😂😂 🇨🇦🇵🇹

[@BeFree-BeFrugal]

60 is the new 50. Great advice as always 🌞🙋‍♀️

[@ThisIsOurRetirement]

Yes! Thank you! have a great weekend Cheers 🍷🌺🍺