How to Invest for Beginners | Ex-Wall Street Trader Explains Investing 101 | Your Rich BFF

​@YourRichBFF , your favorite Wall Street girly, is here to drop the most anticipated, most requested video of all time: How to Start Investing for Beginners. I get THOUSANDS of questions about #investingforbeginners so this video is going to break down the "perfect investments" and what is the easiest way to fund your investments.
Timestamps
0:00 Intro
0:40 What should you invest in? The “perfect” investment
1:33 Where should you put your money? Accounts
2:30 How to fund your investments?
2:50 What’s the best investment for beginners?
5:40 What’s the easiest way to invest?
6:50 Why you need to Invest to Retire
7:07 Most Important Reminder: Progress, not perfection
About Me
Your favorite Personal Finance & Investing Creator. Let’s talk about money, career, & getting rich. Learn more about my background in Finance on www.YourRichBFF.com and follow me for more smart money tips.
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#money #finance #financialliteracy #financialfreedom #wealth #investing #investment #investingforbeginners #investingtips #investing101 #investingforbeginners #investingstrategies #investingforbeginnersguide #rich #personalfinance #entrepreneur #stocks #stockmarket #stockmarketforbeginners #stocktrading #401k #etf #mutualfunds #bonds #debt #yourrichbff

[@Davidstowe872]

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[@Elkemartin213]

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

[@Aarrenrhonda3]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@Quason788]

Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@Aarrenrhonda3]

She's known as 'Amber Dawn Brummit'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@Quason788]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@GkDann]

I'm disabled and eager to work, but doctors won't allow it. I inherited $200,000, held by my sister in a bank. It's not earning interest, which seems unfair. I want to explore options for it- (stock market investing).

[@AntagonisticAsian]

I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.

[@ApBurger3532]

You don't need to find the next NVDA to succeed in investing. Just choose top-notch ETFs and partner with a financial advisor like I did. I turned $100k into $40,000 in annual dividends-a significant milestone for me today.

[@blind_luck_]

I admit I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.

[@ApBurger3532]

'Kristin Amber Landis' is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment

[@blind_luck_]

Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.

[@myron34]

I realized that the secret to making a million is saving for a better investment. I always tell myself you don't need that new Maserati or that vacation just yet. That mindset helped me make more money investing. For example last year I invested 30k in crypto and made about $246k, but guess what? I put it all back and traded again and now I am rounding up close to a million.

[@AngelinaJordan74]

As a beginner what do I need to do? How can I invest, on which platform? If you know any please share.

[@myron34]

Antonio Alex is my trade analyst, he has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

[@AngelinaJordan74]

Mind if I ask you to recommend how to reach this particular coach you using their service?

[@myron34]

he's mostly on Telegrams, using the user.

[@myron34]

@proAntonioDaily THAT IS HIS USER NAME

[@zacharydouglas426]

The problem we have is because Most people always taught that " you only need a good job to become rich. These billionaires are operating on a whole other playbook that many don't even know exists.

[@JoseAaron-2]

Money invested is far better than money saved, when you invest it gives you the opportunity to increase your financial worth.

[@LucasSmith715]

It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.

[@HenryNathan0]

The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world. This is still a time to invest in Stocks, Forex and Digital currencies.

[@KeithWalter407]

Many individuals report success in investing in stocks, forex, and cryptocurrency (Bitcoin), yet I continue to struggle. Can somebody help me out or advise me on what to do?

[@BenitaSophia]

Even with the appropriate method and assets, some investors will still outperform others. As an investor, you should already know that nothing surpasses experience, and that is final. Personally, I had to seek advice from a stock specialist, which allowed me to build my account by over $35k, extract my profit just before the correction, and now I'm purchasing again.

[@Justinfred11]

As always, a great analysis. Newcomers often wonder if it's too late to navigate the financial market, but the market is always unpredictable. Trading has more advantages than simply holding, so it's important to learn before diving in. Active trades are necessary to ride the market's waves. Thanks to Walter James Henry’s insights, daily trade signals, and my dedication to learning, I've been increasing my daily earnings. Kudos to the journey ahead!

[@Justinfred11]

He's mostly on Telegrams, using the user name

[@Justinfred11]

@Gainwithwalter7

[@Benjaminarmstrong684]

Interesting!! I'm so excited, seeing mr Walter, being mentioned here because his strategies have also normalized winning trades for me. and it's a huge milestone for me looking back to how it all started.

[@Benjaminarmstrong684]

After I raised up to 325k trading with her I bought a new House and a car here in the states also paid for my son's surgery (Oscar). Glory to God.shalom..

[@WiolciaMrozowska531]

Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes It's always good to have a financial plan

[@diane.moore-]

The advice in this video is valuable for the typical American. I started investing when I was 40 back in 1998. Today, I have a decent $3.7M nest egg, thanks to the careful supervision of my CFP. After learning all of this, my only regret is not starting earlier when I was 35. It may not seem like much but those extra 5 years are the most important.

[@mikegarvey17]

And It's not even that hard to do. Maybe too rigorous for the regular-Joe, but thats why its advisable to conduct with good market strategist.

[@mariaguerrero08]

This is why I've entrusted a fiduciary with my investment decisions. Many underestimate advisors until emotions lead to losses. My advisor crafted a tailored strategy aligning with my long-term goals, guiding entry and exit points for the equities I focus on. This has grown my portfolio to $780k, generating sufficient dividends for my household's needs.

[@ThomasChai05]

@@mariaguerrero08How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?.

[@mariaguerrero08]

*Gertrude Margaret Quinto* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Grace.milburn]

Thank you. it was easy to find her. She seems proficient considering her résumé.

[@debwes1]

While this provide an actual strategy on investment and how to make gains. After buying stocks for just over 2 years now, i'm struggling to make gains presently. Any idea on how i can adjust or revamp my $290,000 portfolio? or should i consider some defensive investments? Really need your help and dont mind paying for it.

[@fredm1]

In this current unstable markets, It is advisable to diversify while retaining 70-80% in secure investments. looking at the worth of your portfolio, you should consider financial advisory.

[@josephbush]

Agreed. I deal with an investment advisor for this reason. I currently have over $880k invested in a diversified portfolio that has grown exponentially and is suitable for all market seasons. Our current project for this year is a more concrete ballpark target. Honestly, this is my personal best.

[@Bezosjesss]

@josephbush May I know the name of the advsor who has been assisting you, please?

[@josephbush]

She's known as 'Amber Russell Bennett'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@Bezosjesss]

Just reached out. This is so helpful man. Many thanks

[@Riggsnic_co]

Protecting your capital is much more important than making money. Basically because if you lose your capital, making money is much harder. ''Missing the train'' vs. ''losing your money''. There are a lot of trains, but if your money is gone, it's over.

[@bob.weaver72]

Wall Street pitched so-called quality stocks with high profitability and low debt, as a kind of insurance against whatever the economy might throw at you. Quality stocks have underperformed the S&P500 this year, My $200k portfolio is down by approximately 20 %, any recommendations to scale up my returns on investment

[@martingiavarini]

Nobody knows anything You need to create your own process, manage risk and stick to the plan, through thick or thin While also continuously learning from mistakes and improving.

[@TheJackCain-84]

Exactly why i enjoy market decisions being guided by a pro , seeing that their entire skillset is built around going long and short at the same time both employing risk management and market experience , been using a portfolio-coach for over 2years+ and I've netted over $3million in that time frame.

[@bob.weaver72]

Mind if I ask you to recommend this particular coach you using their service?

[@TheJackCain-84]

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@adamsfueher806]

I have a 401(k) and I have an IRA but when he says he split it into 25% evenly through four places, the money in those accounts is being invested. Divide it into 3-4 different things so that if one tanks your entire investment isn’t tanked.

[@stanleyalfred871]

Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject, as a total rookie, what will be the best way to go about this?

[@christiansilver541]

Before investing in any stock for passive income, it's essential to conduct thorough research and consider factors such as dividend yield, dividend history, company fundamentals, and economic conditions. Additionally, consult with a financial advisor [i.e Susan Kay Mack] to ensure that your investment choices align with your overall financial goals and risk tolerance.

[@sambenard6982]

Thanks for sharing this, i was able to look up Susan Kay Mack, the lady expert you mentioned. I must say i am quite impressed!

[@tamarahudson3612]

Thanks for sharing, i looked up the lady you talked about by searching her on google.

[@Michaelwilliams89033]

At the very least, I now grasp the concept of leverage. Creating wealth and financial freedom isn't as tough as many people believe. Building wealth and remaining financially stable indefinitely is a lot easier with the appropriate information. Participating in financial programs and products is the only true approach to make a high income and remain affluent indefinitely.

[@Kevinbrian1]

You are correct! Working with a financial advisor who has worked in a solid financial firm for a long time, such as Marcia will actually set you up for success in life. I'm delighted I was able to reach out to "Marcia Ann Bice " earlier this year because while others were grumbling about the downturn in the markets due to the state of the economy , I was busy learning from her and eventually made over seven figures in the first quarter alone, which is why it's always good to join the correct community.

[@Michaelwilliams89033]

I've been making more than six figures passively investing with Marcia Ann Bice , who showed me the right community to join and grow my finances and I don't have to do much work. It doesn't matter if the market is crashing, I will always make returns.

[@Michaelwilliams89033]

[@Kelalasdemonx]

This is a bot

[@AmberDen5293]

Opinions on the market diverge; some claim overvaluation due to rapid gains, while others cite strong economic fundamentals justifying high valuations. Raises concern for my $600K equities going 8% up and 20% down. Should i hold on or sell off my positions and hold cash?.

[@mateosantiago5795]

Don't sell; avoid trying to time the market and incurring unnecessary taxes. Stay grounded and focus on the long term. Or just seek counsel from a market strategist.

[@charliehunnam5187]

I completely agree; I am over 40 years old, recently retired, and have approximately $1m in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

[@josephhughes9583]

Mind if I ask you to recommend how to reach this particular coach you using their service? Seems you've figured it all out unlike the rest of us.

[@charliehunnam5187]

She's known as 'Olivia Maria Lucas'. One of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.

[@josephhughes9583]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@austinbar]

Once upon a time, I was an eager investor. With high hopes and dreams, I diligently built my investment portfolio over the years. But as the tides of the market turned against me, my once-promising investments began to crumble. Stock prices plummeted, bonds defaulted, and my hopes faded away. With each passing day, my portfolio dwindled, mirroring the sinking feeling in my heart. I watched helplessly as my hard-earned savings vanished, leaving behind a lingering sadness and a stark reminder of the unpredictability of the financial world. I'm here again because I want to get back on track.I need ideas to get on on a recovery process.

[@sophia253]

Losses can provide valuable lessons and insights into the intricacies of the financial market. They can highlight areas where improvements can be made in investment strategies, risk management, or research. By reflecting on the losses and learning from mistakes, one can enhance their knowledge and skills, which can contribute to future success. I don;t have much to give but my thoughts are with you.

[@rogerwheelers4322]

You can get back on track by following this simple process: Take stock of your financial goals, risk tolerance, and investment timeline. Understand your investment losses and the factors that contributed to the decline. This self-assessment will help you communicate your needs effectively to a financial advisor. Remember to seek the help of a professional financial planner(CPF) as you start over, which is what you should've done from the get go.

[@joshbarney114]

I'm sure the idea of an investment-Adviser might sound controversial to a few, but a new study by Motley-fool found out that demand for Financial-Advisers sky-rocketed by over 42% since the pandemic and based on firsthand encounter I can say for certain their skillsets are topnotch. I've accrued north of 880k at last year from an initially stagnant Portfolio.

[@FabioOdelega876]

Trustworthiness is the issue: Entrusting someone with your finances requires a high level of trust. It can be difficult to determine if a financial advisor is reliable and has your best interests at heart. It's essential to find an advisor who operates with integrity and adheres to ethical standards. But you seem to have it all worked out good for you, so I’m by my screen waiting for your recommendation.

[@joshbarney114]

Finding financial advisors like Colleen Janie Towe who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@kylemurphy2399]

Thank you Vivian for not making me feel stupid, and giving me hope as someone who is 36 and hasn’t invested before.

[@peachesandpoets]

37 here. We've got this.

[@xfall86]

​@@peachesandpoetsme 38 n just started

[@lisajenkins4793]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@Williams093]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.

[@lisajenkins4793]

@@Williams093 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. 'Alice Marie Coraggio", a licensed fiduciary who has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.

[@Williams093]

@@lisajenkins4793 Oh please I’d love that. Thanks!

[@lisajenkins4793]

@@Williams093 Alice Marie Coraggio is her name .

[@lisajenkins4793]

Lookup with her name on the webpage

[@bronsonjames3678]

At the very least, I now grasp the concept of leverage. Creating

[@adamsfueher806]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@shannonshuntel2958]

and how did you get the knowledge to form your passive income, if I can ask?

[@adamsfueher806]

Currently theres been an influx of advisors, fairly decent. Although from my findings i have come across one major factor prospect in calming your financial tides, Susan Kay Mack, her consistency has been excellent

[@shannonshuntel2958]

So i found her webpage by looking up her name online.... Her resume is quite outstanding, I'll be writing a mail to her shortly.

[@michelledavies7634]

I am going to sit back and observe how this all plays out, adding more stocks a little at a time.

[@Garystubbs24]

Dips are the market's way of setting the stage for the next big rally! Remember, every setback is a setup for a comeback. If you're feeling uncertain, take a step back and look at the bigger picture. The crypto world is full of opportunities, and those who stay informed and patient often reap the biggest rewards. Dive deep, do your research, and always be ready to seize the moment, A noteworthy acknowledgment goes to Tammy Brockman, whose proficiency has been instrumental in expanding my portfolio to 17 Btc within a mere 9 weeks of delving into the crypto realm. I strongly endorse her for anyone seeking to enhance their investments.

[@Cheungquizon]

Nice info, i appreciate your concern this will help a lot especially to the young bitcoin investors who have no or lesser knowledge on how bitcoin market works.

[@Suchanya1502]

I lost a lot out of ignorance and lack of experience until I saw so many compliments about Tammy Brockman I have won so far and I hope to win even more, I am waiting for Brockman from tomorrow, I know that it will also be positive.

[@Shawnhardesty861]

It's easier for me to work with a broker. It's more of a partnership , all based on a shared percentage . she does the legwork required to pick stocks and execute trades , provides complete investment management to achieve your specified goals .

[@FedericoGraces]

Because of the economic crisis and the rate of unemployment, Investing in crypto now should be in every wise individual list, in some months time you'll be ecstatic with the decision you made today

[@Chenyingshan]

Everyone needs more than than a Basic Income to be Financially Secured in this present time that there's an Economic Decline.

[@martinbelanger9963]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.

[@taylorgreen5908]

well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.

[@martinbelanger9963]

sounds about right but how do you make calculated risk... if I lose my money, I might just off myself

[@taylorgreen5908]

first off my friend, no money is worth your life and if you have money to invest, why not consult professional help?... my help comes from a lady who goes by name Emily Lois Parker... you can look her up to know if she looks like a person you would love to work with... I mostly think men dont like to do business with women but I promise you she is very efficient

[@gagnecaron658]

Thanks, I just googled her I'm really impressed with her credentials. I reached out to her since I need all the assistance I can.

[@stephmeldrich6765]

This is a good recommendation my friend. My first experience with her gave me the assurance that has made me to invest without fear of loosing

[@Hermanjackson89]

Great content !!! Very engaging right from the beginning These are tough times and frankly I appreciate how you discuss global finances in such a delicate way. Business and investment are the best way to make money even under the nose off

[@GeorgiaMoore.]

Stocks are falling and bond yields are rising, but markets still don't seem convinced the Federal Reserve will pursue plans to keep increasing interest rates until inflation is under control. I'm still at a crossroads deciding if to liquidate my $150,000 stock portfolio, what's the best way to take advantage of this bear market?

[@Fiammanapolitani]

Don't be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60%+ from ATH does NOT make it a sound long-term investment. Make sure you're investing in great companies. kudos to Cioffibrown Alison

[@GeorgiaMoore.]

That’s impressive are you giving him your money or the money stays in your account?

[@SofiaAnsari-wb7gn]

Let me be frank, venturing into the world of investment without the guidance of a professional trader is not always profitable.

[@GeorgiaMoore.]

please how do I communicate with him.

[@harleycartley3138]

One thing people fail to do (especially millennials) is INVEST. I made my first million from blue chips and top etfs using a broker so i invested and re-invested my profits. I also acquired large amount of high-quality dividend-paying stocks too that gives me a solid base of passive income. ever grateful to Susan Kay Mack handling my portfolio, two years now and she still surprises me, she's actually the only person i know that's richer than me haha

[@ericwilde4583]

That’s some good values. sounds like you got something going for you

[@gagnecaron658]

I did read about Susan Kay Mack on the web., quite a great resume she has

[@meredithelbert6608]

I also think that we salary earners need to realize that monthly income will not make you rich.

[@harrisahmed3066]

Did a quick web search, she has a pretty decent bio, I wrote her and I'm waiting on her reply.

[@coltenite.]

20 and trying to get into investing. That’s the thing, they don’t teach us this in school which is a fundamental block to getting us out of poverty

[@TGU3]

Great video! Thank you for taking all the buzz words and making them make sense. Visuals are a big help as well.

[@WayneJohnson-cu8qp]

I traded well on my Demo account but when I invested in to my main account i lost all my funds. Please i need an expert to assist me with my trading. It's frustrating how people loss funds in this trading, I really feel so bad.

[@ThomasJanet-hm5zw]

It's very obvious that forex and crypto trading is one of the profitable money exchange services that elevates investors and their financial status.

[@ThomasJanet-hm5zw]

I will advise you to seek the help of a professional because it’s really hard to create a strong professional portfolio. This will help you to achieve your goals and long term financial objectives

[@jeffanthony-qt9cx]

That's true,. Its really needful for beginners not to settle for videos alone or they will see themselves losing all their money just like me when I newly started trading with this videos here on KZbin.

[@SurprisedGriffon-ez2cv]

Many won't accept this truth but allow them, they'll understand when they become bankrupt as a result of unavoidable losses trading from mere KZbin videos.

[@LurgardSheh]

I will advise you stop trading on your own if you keep losing. I don't trade on my own anymore, I always required help From my personal financial advisor "Emily Jason 🙂

[@Jay-fw9xm]

Thank you so much for the advice Vivian! I love you too!😘😘😘

[@TheLoyaltyx3]

Thanks RICH BFF! ❤

[@joycejagger7573]

Great overview. Highly recommend.

[@user-zh9uy1rw6r]

Just the best lessons about trading in internet. Love it

[@deerogatory]

You’re a light. Thank you.

[@JustMeAloha]

Thank you! ❤ Thank you so VERY MUCH for this. I'm over a century old and this gives me hope. It'll also help me ... help my children too! Much mahalo! ❤

[@elijahbrown167]

Exciting times in the crypto world! The latest analysis reveals a bullish trend for Bitcoin in the coming week, especially intriguing following its recent weekly closing patterns. The approval of a Bitcoin ETF adds to the buzz, presenting a prime opportunity for investors to strategize and potentially capitalize on these market movements. Definitely a moment for crypto enthusiasts and investors to watch closely and make informed decisions in this ever-evolving market...managed to grow a nest egg of around 100k to a decent 532k in the space of a few months... I'm especially grateful to Elizabeth Rose, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.

[@elijahbrown167]

She's often interacts on Telegrams, using the user-name.

[@elijahbrown167]

ROSE116💯.. that's it

[@LorelaiRuth]

I appreciate the professionalism and dedication of the team behind Elizabeth’s trade signal service.

[@williams789]

Investing has proven to be an incredibly beneficial decision. My cryptocurrency profits continue to play a substantial role in growing my overall wealth, reducing my reliance on my salary.

[@HelenR_Diaz]

Elizabeth Rose strategy has normalized winning trades for me and it’s a huge milestone for me looking back to how it all started.

[@aChandlerBing]

Thank you so much for being understandable and for not making me feel worse for not knowing this information. This has been a huge help!

[@RheaJohnmark]

_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k

[@Durufle68]

This is SOOOOO helpful! Thank you

[@fs5775]

This was really well explained, nice one! Wish I had this video about 10 years ago.

[@StopBeingSoldMedia]

Wow, that was an incredibly informative and engaging video! It's refreshing to hear someone cut through the noise and get to the heart of investing without promising a magic formula. Investing can be intimidating, and I appreciate the straightforward approach you took in breaking it down into manageable steps. You mentioned the concept of robo advisors as a "set it and forget it" option for investing, which sounds intriguing. However, I'm curious to know more about how robo advisors determine the personalized and diversified investment strategy for each individual. How do they use information about goals, risk tolerance, and financial situation to build the perfect investment playlist, so to speak?

[@ADHDeb]

More of this please!!

[@butterfly2548]

Excellent job with this video!

[@user-pd4fp3dj3u]

I love this! I get the same questions. Thank you for keeping it simple.

[@michaelmarcano9200]

I love this, please more videos like this or maybe go more in depth. Most of the video was a bit over my head but I at least have things I can reference and look up and that’s a great start!

[@nikkid9757]

Ur I've been watching you now I'm addicted..taking these advice seriously!

[@BrookeDeLira]

This explanation was so helpful! Thank you for taking the time to teach these concepts

[@garrett6064]

This was great. Thank you. And i agree, everyone should learn this. I think it should be taught in high school.

[@noshoes1588]

thank god this is such a good tutorial - one with actual steps and explains the terminology - I have zero clue about financial investments and beginner videos usually don’t feel beginner at all - thank you thank you thank you - I knew I needed a girly touch the crypto bros talk well cryptically haha

[@RheaJohnmark]

_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k

[@SmartWealthEducation]

Very informative content 👌 Thanks for sharing 👍

[@jerryjohn6525]

Hello Mrs Clarissa the bitcoin trader is legit and her method works like magic I keep on earning every single week with strateg...

[@christabel_mm7191]

Wow I' m just shock someone mentioned expert Mrs Clarissa I thought I'm the only one trading with her. She helped me recover what I lost trying to trade my self..

[@elizabethlaura6811]

​@@christabel_mm7191 I think I'm blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Clarissa I think that she is the best broker I ever seen

[@Andrew-wl6qp]

When you invest with genius like Mrs Clarissa you don't have any other choice then to keep winning she trading strategies are very productive and reliable. I made quite a huge profit today all thanks to Mrs Clarissa

[@monicatricia6611]

Can I invest from Australia

[@janeuso5521]

​@@monicatricia6611I'm from Australia and I have been Investing and earning massively with the help of Mrs Clarissa, all thanks to her

[@Arcenia13]

Thank you soooooo much!!!!

[@jagodah1130]

Thank you !❤

[@masupayookieyookie]

Thank you so much for your videos… I’m watching with my 12 year old. So true schools should start teaching personal finance or financial literacy.

[@drevee3482]

It’s ridiculous that American school systems don’t teach this! Thank you so much, bff! You have an amazing ability to break down large amounts of confusing information into ‘digestible bites’ that are easy to understand and use!!

[@Passion84GodAlways]

thank you! Thank You!! THANK YOU!!! 💎🏆👏🏾👏🏾👏🏾

[@Powerbear26]

I love the Mr.Krabs pic in the background

[@kararodriguez7940]

Thank you so much

[@SaadonAksah]

Nice one! 👍

[@niknik9575]

You are amazing Thank you for sharing your expertise and guidance with the world

[@RheaJohnmark]

_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k

[@The_Only_Asher]

Thank you for this. I’ve been beating myself up lately because i never learned any of this. This gave me something to focus on and try out…I just found you through a tik tok podcast clip from Eric Siu but do you have a podcast of your own? I like the way you explain things.

[@heart_beat_s354]

Her podcast is called Networth and Chill with You Rich Bff.

[@ingababy5196]

This is 🔥🔥🔥

[@sheiladatt2434]

Absolutely crucial information for building wealth. Most kids graduate high school with zero knowledge about balancing their monthly expenses (or what a checkbook is, haha) because everything goes on a credit card. I wish I had this info when it would have made a difference. Thanks for sharing, I follow you on tik tok and I always learn something new.

[@alt-truest]

Could you cover/create content focused on dividen stocks. Are these good or better than traditional ETF’s/ mutual funds. I’m not investment savvy so the jargon above my understanding. Thank you! Love your content.

[@Capcoor]

Vivian, what are some other good resources on investing that we should check out?

[@shawnlivers2757]

This is God sent, thank you.

[@oman4229]

Thank you for explaining the expense ratio. Never knew about that😅

[@cybercita]

Thank you for your wonderful videos! I do have a request. The background music on this one is too loud and too distracting. Is there any way to turn it down or off?

[@lauravalle3766]

I have another question - if I invest in my retire year and it says it’s yield is 3%, isn’t it more efficacious to leave my money in SoFi at 4.5%?

[@jessicarodriguez6541]

Love this content. Is there any maintenance we need to do after investing? When to sell?

[@lauravalle3766]

I love your videos and tips. I joined SoFi and started investing because of things I learned from you. I understand the long game but how do you make money with investing? I’ve been investing each month and I’ve really only made about $400. Will I really earn quite a bit more over 15 years? I’m a late investor because, like you said, I was never taught. I’m trying to figure how to maximise my money for retirement with not a long time to go.

[@maltlickey]

I have a pretty handsome amount of savings that I just have sitting in Robinhood gaining 4.9% APY (way better than a bank savings account) but I've been trying to decide what's a better way to grow my wealth. Still contributing 12% of my check weekly to 401K, but I really want to slingshot my capital. Have even been flirting with the idea of getting a rental property, but that's another thing I would have to educate myself on more.

[@kimberlychavez1688]

@Vivian what are your thoughts on Webull app?

[@julianabergstrom2192]

Say you are traveling and working and you have to open new bank accounts wherever you go… what account should you use for investing? would it be wise to have one offshore bank account that you use for all your investing?

[@SIP123abc]

I am not far away from 60 and have my 401k and pension plans but I am so sorry that I never did any other investing. Now that I actually have $ to invest I do feel like I am too far behind. To those in their 30s and 40s, INVEST!

[@portianhlanhla6184]

I dont think there is ever "too far behind in investments".... Money is money, whethee you are 30, 50 or 80, you can always make it or lose it.

[@MariselaCastillovwvianelly]

👍👍

[@jamierush1167]

I got to step 3, but the fidelity site is so confusing, htf do I actually just buy the thing??? What is the ticker for index funds?!!! Or is it something else??? Do I wait for a down day or just pull the trigger????

[@HK-yn1vl]

You know you can call fidelity and talk to someone about the investment and help them walk you through how to start investing on your own? They can also tell you the list of advisors in your local that you can make appointments in person. You just ask the advisor questions and have them walk you though how to do things with your fidelity account online if you want to manage it yourself. I called fidelity 800 number twice in the last 2 weeks to ask questions. Don't be shy. You can also ask them about fees that's charged on each funds before you can make sound decisions. Good luck.😊

[@YourGuiltyConscience]

Who to use for Robo- Advisor? SoFi?

[@abrahammercado4830]

I would like to know what platform to invest for the long-term

[@ryanwilliams989]

AI Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are a lot of wealth transfer in this downtime if you know where to look.

[@BiancaSherly-qt6sb]

you’re right! The current market might give opportunities to maximize profit within a short term, but in order to execute such strategy , you must be a skilled practitioner

[@maryHenokNft]

I've been in touch with a financial advisor ever since I started my business. Knowing today's culture The challenge is knowing when to purchase or sell when investing in trending stocks, which is pretty simple. On my portfolio, which has grown over $900k in a little over a year, my adviser chooses entry and exit orders.

[@maggysterling33254]

@@maryHenokNft Mind if I ask you recommend this particular professional you use their service? i have quite a lot of marketing problems

[@maryHenokNft]

*Gertrude Margaret Quinto* is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@TheresaAnderson-kf5xw]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@TophTheMelonLord]

I've seen this same advice many times, but never any guidance on the next step. Has anyone ever made a video on Investing 102? Or could you recommend some website, books, etc. where we can "do our own research" instead of everyone piling into VOO? In particular, how can we tell the difference between the thousands of available mutual funds? There has to be more to it than the lowest expense ratio. Those "zero expense" funds are getting money from somewhere, which means either hidden fees or hidden risks.

[@hickspanicKS]

I'm so glad you mentioned expense ratios and other fees. People so often miss the "hidden costs"

[@abmi4259]

How does one play catch up on retirement? Im in my mid-thirties and have zero retirement.

[@thanugamage7576]

Is this good time to buy the stocks for beginner. Stock market is currently up

[@henrypatterson1281]

I was an inexperienced trader and I lost over $30k when everything started Taylor tank.Not because I was in an exchange that went belly up .I was just stupid to hold and because that’s what everyone said .I’m still responsible. it just taught me to be a better investor now that I understand more of what could go wrong. it took me over two years of being in the market,I’m really grateful I find one source to recover my money at least $5k profit weekly.thanks so much Mrs Emily cofield

[@doriradden483]

I’m surprised you know her too I’ve been making alot of profit investing with her for few months now

[@jamesshaver2247]

I invest with Mrs Emily too,She charges a 20%commission on profit made after every trading session which fair compared to the effort she put in to make huge profits

[@Adams52523]

Mrs Emily changed my life because of the huge profit I got from investing with her .

[@daviddayerl9381]

​@isabelalka9161It’s refreshing to see a lot of positive comments about Emily I recently had the opportunity to use her services and since then,everything has gone very smoothly.it’s amazing how accurate their market analysis is, and how good understanding they are Tiwa beginners she’ll even go to an extent of building up a suitable strategy plan tha fits your investment size.

[@daviddayerl9381]

Emily

[@7metaldragons768]

We really dont teach any of this in highschool and we should. As someone with a degree in STEM who didn't take any other topic courses I know nothing about econ/finances. All my investments are stocks my dad told told me to buy cause some expert he paid a fee for said so and all mine are in the red. So I did invest in my early/mid 20's, but they clearly aren't good investments. I know jobs have retirement funds, is there any good video that explain how those work, in terms of when you get a new job how does that roll over, do you take out the money? I know full time jobs give you those benefits but idk how they work.

[@KellySilverioli]

❤

[@lilyyuan8901]

For the top 100, do they fall out of 100? What if the 100th company did poorly and fall out of the top 100?

[@faithpaul7479]

Strategic investments goes a long way to have financial security...Got myself a second home early this year .. Investment plans can be tricky sometimes but one with vast experience always have an upper hand

[@SteveJim-pg3fv]

Wow, pls how did you go about it

[@faithpaul7479]

One needs a financial advisor..I used Alex martin tarlor..u can google him up and contact them online

[@faithpaul7479]

@@SteveJim-pg3fv just check them up Alex martin tarlor..I have been working with them for long

[@lindadewese6754]

Where do you find Robo Advisors

[@WizardsPath-if5oq]

Do you have to keep investing your money into your stocks that you buy or can you just buy the stocks and just hold them for as long as you want? For example: If I invest $1000 worth of stocks, can I just hold those stocks for years or do I have to keep investing money constantly?

[@portianhlanhla6184]

You can do both actually but beware that its possible to be in loss for 2 years with your $1000 investment. So always explore other options if you want to make some good passive income

[@WizardsPath-if5oq]

@@portianhlanhla6184 Do you know any other options?

[@RheaJohnmark]

_A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence she helped a lot to grow my reserve notwithstanding inflation, from $275k to approx $850k

[@jbeezy4509]

Looking to start a ROTH IRA for my son who’s working @ 16yrs old any recommendations🙏🏽

[@FLOODOFSINS]

Tell him what all parents say. My house my rules. So suck it up buttercup because in two years of I'm kicking your ass out so I can move on with my life. It's about time you learned that life isn't fair. If you don't get your act together you'll end up broke and being a loser. You'll wind up finding yourself being an Uber driver or even worst a KZbinr trying to pass yourself off as a professional trying to sell some course or an affiliate link to make a buck.

[@caffeinatedj6475]

If my husband and I are both opening a Roth IRA, can we each contribute $6500 to our own accounts per year even though we file jointly, or does the $6500 need to be split between the two of us?

[@idinlvvegas5528]

6500 for each

[@josh_pais]

To be successful, you need to make plans and work towards them. Investing is still the smartest way to prepare for the unexpected. I have been investing consistently for 6 years and I am extremely pleased with the returns. For anyone who wants to start; The good news is - it's never late to start

[@AdamsonAdams835]

That's awesome!!!! I tried to invest, put a few dollars in stocks and bought some cryptos but haven't made any profit yet. I will appreciate if you can share your ideas on how to get positive performance on my investment.

[@josh_pais]

@@AdamsonAdams835 Understanding your financial needs and making effective decisions is very essential. If I could advise you, your should seek the help of a financial advisor. For the record, working with one has been the best for my finances.

[@AdamsonAdams835]

Thanks so much, I appreciate your help. If you don't mind, how can I get in touch with your consultant?

[@josh_pais]

Alright, her names are Sharon Chaska. Believe in yourself and follow her instructions correctly.

[@josh_pais]

SharonChaska01...!!

[@sebastian122]

The thing I just don't understand is HOW you get the money out. I buy a stock, it does well, and what? If I wanted to take the interest out of my savings account and leave the rest, I transfer money. Does investing work the same?

[@SIP123abc]

Same. I don’t know how and when to take the money out.

[@mikrokosmos07]

You sell your investments

[@SIP123abc]

@@mikrokosmos07 That was helpful.

[@sheiladatt2434]

The idea is not to invest in the stock market if you can't do it long term. You want to take advantage of long term growth.

[@marcella9205]

Does this apply for someone in Europe as well?

[@portianhlanhla6184]

Yes

[@walterjones7212]

Thank you for this wonderful video! I have incurred so much losses trading on my own....I trade well on demo but I think the real market is manipulated.... Can anyone help me out or at least tell me what I'm doing wrong?

[@robertjaxson8126]

@@michelledorothy6977 Money is an issue that everyone has for a better and luxurious life, Life was hard for me until I started trading bitcoin and am now earning $78,435 per week.

[@elliottolive7793]

@@robertjaxson8126 Wow buddy, that's more than a mouthful of profits you're making. How do you achieve this feat consistently? You must be a genius in trading.

[@robertjaxson8126]

@@elliottolive7793 Anyways not actually, what I know about trading almost borders on zilch lol. I make huge profits on my investment since I started trading with Mrs Tonya Ann Sharon her trading strategies are top notch coupled with the little commission she charges on her trade.

[@samuelmatthwe8358]

@@robertjaxson8126 Wow what a coincidence i invested with Tonya Ann Sharon too?

[@samuelmatthwe8358]

My bi-weekly trading Return is $28,700.

[@Tokenfun20]

Home

[@shirleyc3937]

I need with everything 😭😭😭

[@roselovesmakeup]

“You Need to invest if you plan on retiring” If someone doesn’t have the money to invest does that mean they can’t retire

[@Rob-db4cc]

It's scary that most people, their largest or second asset is a retirement or 401K type account and they take absolutely no interest in managing that asset. Boggles my mind as it's not hard to do. Pay some financial advisor 1% to do worse than most of the index fund benchmarks and pay for that privilege. Crazy. I agree, the first investment should be index type funds with very low expense ratios. Get 100 shares and do the following... In retirement accounts, I always suggest learning about covered call writing and do that to help juice returns and accumulate stock like a monthly dividend. The truth about being financially independent is share accumulation over time. DRIP DRIP DRIP. Good content on your channel and the shorts make me chuckle with the delivery, well done!

[@magalyreyes3715]

Omg thank you so much bff, this video has been very educational.

[@DGSpartan92]

Hey Viv - Are you able to come up with a great strategy video like this one but fore building/ repairing credit methods in your knowledge-at-hand basis!? I love your videos I try and watch them all if I have the time.

[@Save-money1]

When they say investing they are talking about making money online but learning about traditional investments like mutual funds and stocks is good i need to look into this robo advisor thing good advice great video

[@sniperm0nkii]

When should you start investing? I’m 18 and trying to learn more about the financial world :)

[@mikrokosmos07]

Invest as soon as you can, do your research now so you can make the most money possible. I would also suggest looking into high yield savings accounts, which pay you a lot more interest than regular savings accounts.

[@Gershom-ki7fd]

For years I struggled with outstanding debts, bills and my children's school fees. I was at a point where I wanted to give up. I came across every KZbin channel about how to make and multiply your income through passive income. Fortunately, I had saved some money and decided to start an investment, Now I have bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that doesn’t believe in investing..

[@keyur-yk8bn]

How possible?? .

[@Gershom-ki7fd]

​@@keyur-yk8bninvesting requires higher knowledge. I invest across the top markets but not by myself tho. i follow the guidelines of Alexandra Diana Jose. you might have heard of her.. I can correctly say she’s worth her salt as a investment advisor as her diversification skills are top notch/ I say because i see that in her results as my portfolio grows by averages of 30 to 5O% on a monthly basis, unlike i can say for my IRA which has just been trudging along. my portfolio just mirrors what her place and not just on some particular industries of my choosing. .

[@Gershom-ki7fd]

​@@keyur-yk8bn I recommend the services of Alexandra Diana Jose, a US based financial advisor and consultant. She works with an international organization ,she has been very good to my financial journey as she is providing full & continues support till my financial goals has achieved.Finding a right financial consultant is as important as finding a right life partner, as they both play a make or break circumstances in your life. I am very happy that i have the right financial consultant, it has helped me in achieving my financial goals from education to nearly retirement. .

[@ramonastasney8296]

May I ask who do you invest with

[@Gershom-ki7fd]

​@@ramonastasney8296 I invest with a well licensed IA in the name of Alexandra Diana Jose. She’s quite worth her salt as an investment advisor. .

[@user-qc4ub1xu2r]

i am 53 and i didnt invest anywhere i have 50k what do you suggest

[@sowchbul8336]

WORDS ARE NOT ENOUGH TO EXPRESS MY GRATITUDE TOWARDS YOUR KINDNESS TO OUR FAMILY *WILD VEST CORPS PAGE* WE ALL SAY THANK YOU VERY MUCH.:

[@donaldlyons17]

You have bots in your comments section.... like I said if you can't get it right with the bots how do I know you can do investing?