Something has to happen. You have Wall Street investors just buying up houses and trying to rent or sell them for more then the average person can afford. My partner and I live in the PNW and even tho together we make more than the median income the only thing we would be able to afford would be a small 2 bed 1 bath that's less than 700 square feet with no garage in a crappy part of town. I'll take my apt, thanks. I know eventually things will change and level out. With taxes and everything that goes into the cost of a mortgage, it won't matter if the people getting loans are more responsible. Responsibility can only go so far when you're trying to spread your income farther then it can go.

SooooGlad Your MyRichBestie🥰😁😃💝💝💝

Mi a?etis al mia nevino sakon por ?ia naski?tago ?e *hotdups* kaj ?i amas ?in. Mi mem a?etos unu

😂😂😂~Your So Lucky~💚💚💚ButI'mNotAYoungieAnymoreButHopingBeingMiddleAgedICanStillBenefit With The TimeIHaveLeft🥰💝🥰

I appreciate your honesty

I was in a store in Los Angeles and was surprised to find the machine asked me if I wanted to pay in U.S. or Canadian funds. I foolishly chose my home currency. Their "exchange rate" was ridiculously high. Never do it!

bye

Interpreting things as you need (or please) doesen't make them true! Man pay more ensurance money because they are more agressive than women. NOT BECAUSE THE ARE WORST DRIVERS THAN WOMEN! If women are better drivers than man, WHY THERE ARE ZERO WOMEN DRIVERS IN FORMULA 1 ???? You are talking out of your wrong hole. You are a woman, learn your place.

I just did this and you’re totally right!!!!

Dont shop there anymore since they promote gay confusion for kids.... naahhhh thanks my money speaks volumes

Thank you for sharing. I plan on traveling over seas and this information will be of the utmost valuable to me. I love you.

I try to go for at least 700 but even 680-720 we are good

I'm planning a trip to Japan, and I keep seeing tips about getting your cash for the 7-eleven atms rather than the exchange counter when you arrive at the airport.

I Don't even have money to play the lottery

The best solution is to give certain family members some of the winning so this will avoid everyone calling you. Now that you gave some winning money to the family members that you chose so they can receive all of phone calls by forwarding the calls to the family members to keep them up with no sleep. While you relax for a change. Remember to tell only your immediate family where you are at all time. Everyone will have new phone numbers to keep close in contact with each other only or the numbers will be change again if giving out. 😊 people do change when money is involved.

Any advice for someone who’s 34 and just barely getting good with money?

Just get a card with 0% foreign transaction fee.

You’re not wrong, but it’s not the full story. The card company may also be ripping you off. I’m not American, but I have experience with cards issued in Canada, France, and Switzerland for various card networks and I find most credit card companies charge a 2-3% commission on an already inflated exchange rate. With some cards this works out to as much as 5.5%, which probably isn’t worth it even on premium points cards. If I’m buying in a currency I do not hold, I generally just pay with a Wise debit card and I pay ~0.5% in commission.

Hmmm!!! I found the opposite with my travel card. The exchange rate is always higher if I don't let them take the exact amount in u.s. at the time of the transaction.

It's been like this. Every company started gouging when actual shortages started during the pandemic. They realized people had no choice but to pay up, and they kept at the foolishness for almost 4 years. You can't blame higher wages and inflation when profits are public record. If they are making all-time profits, it means they have covered their expenses and are making more on top of that. I wish Americans acknoweledged this fact.

They also do that at Sephora, but you don’t need your receipt as long as you have the app improved to them that you’ve bought in the product

Wait a second, that stock ownership hack is NEXT level. Please provide a follow up regarding how to do this safely - as in how to incorporate this in a safe diversified protfolio. I'm loving this content. 😊

ik this video was made like 1years ago but hiii im from haiti and theres a lot going on-

Hi, so I have a question, I am trying to improve my Credit Utilization Rate, if the due date is on a certain date of the month and there is normally a 25 to 30 day window between the due date and close date which is then in the month prior, what is to stop the creditor from thinking that you are paying your payment by or before the due date of hat prior month instead of making a payment just before the statement close date?

Hello there Vivian I watch your videos and what a smart financial woman you are. I would love to talk to you. I’m just your common blue collar worker but I live the things you have to say. Not to mention the beauty you have is mesmerizing. Have a great day and weekend. And take care please.

Not Funny and a waste of time! 😒 OK IT WAS FUNNY I'M JUST NOT IN A MOOD FOR HUMOR BUT THANKS FOR TRYING. 😏 👍

Arw you trying ro guilt trip inflation

But what if the kid doesn't go to college and we don't want to transfer to a Roth IRA? Can I just pull out the money tax-free and close the account, or do I pay anything?

I made that mistake and regretted it immediately.

Want you to go every day LOL😊

Convert currency in your home country before traveling -- much easier -- always use a Visa card -- most countries do not take American Express.

Please stop doing your face routine . Its distracting, should be personal. We care about what you have to say stick with that please

Alot of excuses 😂 couldn't hack it. Then the typical I got offended.

How do you know which card works best for what

Good info

Nah. I've seen the way people carelessly pick produce, fruits, breads, and certain other items so carelessly from my family and friend's orders for instacart AND curbside.

He is. He handled it wrong, and he knew what their finances were. At this point, he should get a 2nd job to cover the 2nd child. Receding the offer at this point would create feelings of resentment in the 11 years old. I personally wouldn't marry a man with more children than I, for this exact reason.

I worked for a credit card company and as far as I remember, they only charge like 0.25% over forex. That's a better exchange rate than anywhere else

If you do not know or understand when a proper payment is due, get rid of your credit cards.

I agree with you 💯

First off you can’t tell someone they’re not going to win people win the lottery ALL the time

Quick question. How do they know if you hold a share to their stocks? Do you bring up and show them their portfolio? Real question no sarcasm.

It’s not smart As we see with many celebrities its easy to have the carpet pulled out from under you and your brand to go bust in a short time sure diversification is crucial but when things go belly up you likely have a ton of bills and a ton of legal fees so I’d rather have some assets out right!

Please explain this more lol I'm so confused

Just shut their crooked asses down already!!

Worst advice ever for Australian. I work for a bank and I can attest that when you use local currency, bank will charge you on the VISA or Mastercard interchange fee plus merchant transaction fee. And you are then charged additional fee from the local conversion. If you just use your credit card, it will just be the transaction fee in foreign currency.

If you need the money don't need a Roth you can have a traditional and use the money tax free for other things like medical expense or move money into other investments

Good night ,so Wonderfull shopping ,NICE *luxdups* bag ,shoes ,sunglases ,have a nice day.

Thank you so much ❤ l love here like l fall in love *yutulu*

Lovely collection! I bought my first LV when I was 25 and I only used that bag a few times, haha. Also, love your clutch! I have an Eva clutch in the DE print and love the little chain. But I don’t want to spend so much money on it now, I have been *yutulu* buying the bag I want, it is as good as LV and is one of my favorite things. Durability