How To Invest for Beginners (Step by Step)

[@Erika2]

if you liked this video please leave a comment :) It'll help the algorithm know to show it to more people - I really think this is the video that can help so many people!

[@senaittes6810]

I would say a good teaching opportunity, but it's a little discouraging because for people who are 50 and over there is no much time left with a little income?

[@Annie9191-]

Erika, where we can an investment that will accept $10 monthly?

[@jerrynewell696]

So investing in a IRA account is what you two were talking about it going by your age and investing in the two or three different areas bonds and stocks??

[@jerrynewell696]

​@Annie9191- she mentions webull in another cast of hers you can buy as little as 5$ buying fractional shares. Very easy!!

[@InterstellarAlliance11-11]

You've helped me to solidify my decision making and stop procrastinating. I always thought it's for everyone else but not me. I'm looking into now investing my sons inheritance and compound it over the 20yrs at 7% or so, thats stated in the his trust, until he can touch it. I learned from you about putting it to work earning instead of just a savings account. By estimate it will literally double if not triple in 20 yrs.Now I may be way off, but at least I'm looking into it and educating myself thanks to you. Roth ira smp500 index shopping cart analogy you gave on your podcast gave me a clearer understanding. Thank you 😊 💓

[@EvaHoffmann153]

Your commitment to empowering others through financial literacy is truly inspiring. We all strive for a secure and prosperous future, and I firmly believe that this vision is within reach.

[@TicheDebb0]

In today's uncertain economy, diversifying your income streams is crucial. To survive, a well detailed diversified investment portfolio in the financial markets is needed, as well as a secured profitable investment future.

[@EvelynBrooks0]

The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

[@MarshalWagner457]

One of my goals is to employ the service of one this year. I've seen some off LinkedIn but wasn't able to get a response. Could you recommend who it is you work with?

[@MarshalWagner457]

Mind if I ask you to recommend this particular coach you using their service?

[@EvelynBrooks0]

'Rebecca Noblett Roberts' maintains an online presence. Just make a simple search for her name online.

[@leemolnar8550]

Loved Erika’s (cart metaphors) visual. And Jeremy’s 2 Rules: 1. Live Below Your Means 2. Invest Early and Often

[@motogp2375]

I agree!!

[@HugoBergmann-lu4nd]

I admire your dedication to educating your audience. We all aim for financial stability and a better life. Achieving this is possible through wise investments, frugal living, and careful budgeting. I'm grateful that I learned the importance of working hard for financial freedom at a young age.

[@StocksWolf752]

Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

[@LiaStrings]

When I started investing last year, I avoided significant mistakes. I've focused on investing modest sums in stable businesses for the long term. If stocks perform well, I hold onto them; otherwise, I reinvest losses into profits. Recently, I made $9.5k from a $4k investment in NVIDIA.

[@StacieBMui]

that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+

[@cowell621]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@LiaStrings]

The advisor that guides me is Sonya lee Mitchell, most likely the internet is where to find her basic info, just search her name. She's established.

[@Karla-ol8pq]

Nothing beats the involvement of an expert in any trade or investment, selfishness and greed held many back and they ended up suffering huge losses, and the crypto market- Currencies are no exception.

[@MichaelMorrison-gw4vt]

I agree, just because the market offers opportunities does not mean that we should jump in right away. For this reason, we should seek proper market analysis or guidance or, alternatively, seek advice from certified market strategists.

[@NicoleAmmond-iw5ds]

Which professional would you recommend? I'm new to the world of cryptocurrency and I really need an expert to guide me.

[@Karla-ol8pq]

I work with Christopher Scott after meeting him in an interview on CNBC.

[@Karla-ol8pq]

CHRISTOPHER SCOTT TRADING

[@Karla-ol8pq]

1nsta***G.R.A.M*

[@gautamvishwanatham7512]

i like the way host (although knowledgeable) is asking very basic questions to guest with example and the guest explaining everything, perfect for those new or not new to investing to learn

[@johnnycorporal]

😂 O

[@manisymone8622]

I love it! Very detailed and easy to comprehend.

[@Justyouraverageguy172]

The how to start investing with $10 a month really hit home and makes it so doable and practical for me since lack of money is always a problem. Really gives me hope instead of despair instead of “wishing that one day when I have enough money I can invest then if at all”

[@ginagriffis6102]

I'm with ya...let's hope we can do this.

[@Justyouraverageguy172]

@@ginagriffis6102yep. I just turned 28 so I am behind in terms of everyone else but let’s see what happens.

[@eileenwatt8283]

​@@ginagriffis6102you can. You would be surprised to see how it multiplies. If they have 401 K at your job just sign up for it. Its before tax you won't miss it because you would have gotten taxed on the money anyway. Example if your gross is $300 and you have 10% taken out weekly you would pay taxes on $270.Sign up for 10% to be taken out but you have to know what funds they offer and allocate it into those funds. Read up on 401 k roth IRA and Roth 401k. There is a limit per year based on age. There is a withdrawal penalty and it will be added to your income if you withdraw before age 59and 1/2. Dont touch it. When I was younger I worked a 2nd job that matched 401k. I put 80% of my weekend pay in 401k and they matched it 6%. That's 30 years ago. I'm not complaining now🙂. I encouraged young people to start early. Get a 2nd job if you can and max it out or work OT 2 hrs a week and allocate that to your retirement to the maximum. You can also do Roth 401 k and regular 401k. The Roth is after tax. When you retire you dont pay tax on Roth. If your job don't offer any then open a Roth IRA and allocate your 10% to it. Educate yourself on retirements that's if you live in the USA. It's not difficult.

[@Annie9191-]

And the question for Erika, where we can find $10 investment company?

[@43xoxo2]

@@Annie9191- You can always start with a high yield savings account. Google “high yield savings accounts.” Most you can start with $1 to open an account. 😊

[@shellylofgren]

Recently bought some recommended stocks and now they are just penny stocks. There seems to be more negative portfolios in 2024 with the markets tumbling, soaring inflation, and banks going out of business. My concern is how can the rapid interest-rate hike be of favor to a value investor, or is it better avoiding stocks for a while?

[@donna_martins]

Just ''buy and hold''. In the long term it will payoff. High interest rates usually mean lower stock prices, however investors should be cautious of the bull run, its best you connect with a well-qualified adviser to meet your growth goals and avoid blunder

[@Walter_hill_]

Very true, you can be passively involved in the markts and still amass wealth-gains using an investment advisor. I first dabbled in stocks late 2019, just before the pandemic, and that same year gained over 150% with no prior investing experience, basically all I was doing was following directions of my advisor. We are working on a retirement ballpark of $3m and I’m certain my goal isn’t farfetched after subsequent investments and tremendous returns so far.

[@Trevor_Morrow_LTD]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advis0r? I'll be happy to use some help

[@Walter_hill_]

Vivian Jean Wilhelm is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@Trevor_Morrow_LTD]

I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an email shortly.

[@wilsonkrusk8652]

Still with Tesla stock, investors can never be sure what will happen next, bearish periods ultimately establish a new set of stocks to buy and watch while setting the stage for a robust new uptrend. I have been reading articles of people that grossed profits up to $250k during this crash, what are the best stocks to buy now or put on a watchlist?

[@romanceray2994]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ ETF you focus on.

[@janedaniel4646]

Glad to have stumbled on this conversation. Please can you leave the info of your investment advisor here? I'm in dire need for one.

[@janedaniel4646]

Thank you for this, was really helpful.

[@WisdomOver50]

I have another illustration besides the one that Erika mentions at 25:10. Individual stocks are like one dish on a plate, like steak or a baked potato. If you only buy one individual stock, it’s like only getting a baked potato to eat. On the other hand, Index Funds are like a sampler plate where you get a little bit of everything to try out. This makes it easier for me to understand the whole thing.

[@williamyejun8508]

My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.

[@alexyoung3126]

Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.

[@jameswood9772]

If you lack market knowledge, your best bet is to seek advice or support from a consultant or investing coach. Contacting a consultant may sound simple, but it's how I've managed to stay afloat in the market and increase my portfolio to roughly 60% early this year. It is, in my opinion, the best way to get started in the industry right now.

[@austingraff1881]

How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@jameswood9772]

Rachel Sarah Parrish is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@austingraff1881]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@kylebhiro7057]

can easily say, out of any piece of information i have read in my life regarding investing, or ANYTHING, i can already tell this episode with Jeremy has single handedly impacted my life so much. THANK YOU.

[@TiffanieMangArt]

this is the BEST explanation of investing for beginners i have ever heard

[@lizziee596]

Wow this episode gave me so much Intel and made things more simple. Very well explained and definitely doable. I really enjoyed how everything was explained literally a 101 lesson makes me really understand investing better. Thank You Erika for this interview 🙏

[@niasteadley]

Love Jeremy! I couldn’t click on this podcast quick enough. Erika - You so wonderfully illustrated all of the points Jeremy was making - what a dream team! I love that y’all are making investing more understandable and therefore more attainable for more people. Great episode!

[@ItsAWildLife1]

My question is, at first he talked about buying investments that pay you, in addition to increasing value. But then he talked about buying index funds. These don’t pay dividends, correct?

[@tacrewgirl]

Great actionable information. Thanks Erika for this interview.

[@richardbpuffert5366]

This is the best description of simple investing that i have seen. Thank you!

[@esther1529]

I love Ur passion for teaching so much. All the principles u teach, is it applicable to every country. Becoz, I'm a Nigerian. Looks like it applies to ppl in the US only.

[@blackchickadee1]

Thank you for sharing and I think a really practical example is to visually show people how they can shop for shares, read a fact sheet to decide how to decide if it fits their risk tolerance. Perhaps to even show how to move funds from a cash account to a trading account and start shopping! I think would be practical to show how one can get started. I believe these steps can seem very daunting but to show practical steps it makes it so simple.

[@Aaa0483]

Thank you for all your dedication teaching us how to investe😊

[@sophiapatriot112]

It would be great to include into for those who are starting later in life. Advice on catching up.

[@ericmendels]

Just discovered your channel with this video -- I was able to think about my situation and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90K per year but nothing to show for it yet.

[@Higuannn]

I think you're better off with majority investment in S&P500 and uprising equities cos they always outperform. Also speaking with a market expert can help with pointers on which to acquire.

[@Angelavaldess]

@@Higuannn Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $98k quaterly so I’ve been sticking to investing via an Advisor.

[@ericmendels]

@@Angelavaldess Hello, thanks for replying. I'm thinking of trying out an advisor, how can one reach a decent advisor like the one you use?

[@Angelavaldess]

@@Higuannn Sure, Alicia Estela Cabouli is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment.

[@Angelavaldess]

@@DanielPanuzi I get guidance from the popular lady Alicia Estela Cabouli. Most likely, the internet should have her basic info. where you can contact her. She offers free consultations for first timers like yourself.

[@Corrabeauty]

At 42, I've come to realize that money is a tool. I’ve worked so hard over the years to realize that if you don’t make money work for you, you can’t experience true freedom. I’m glad I found that out although it was later in life, but that marked the turning point in my finances.

[@CzarinaMaeTahilan]

I finally understood investing because of this video!!!! Thank you!!!

[@lakesnlawns222]

I cannot appreciate this video and Erika for it enough. Thank you so much ‼️💕

[@melimevivzla]

Erika, What online resources would you recommend to a foreign person wanting to invest in the US stock market? My understanding is that the only option available would be the taxable brokerage account. I'm curious if you have any other insights on that. Thank you ❤😊

[@tayla3934]

This video was great and in-depth, I sent it to some family! Thank you for explaining the difference between mutual/index funds vs individual stock. That’s where I’ve gone wrong in the past and I’ve avoided investing because I was afraid to lock in on one company.

[@lc8602]

I love this podcast. I have learned a lot. Thanks for explaining it in the simpliest way you can.

[@Bako-b8j]

These are extremely useful rules for anyone looking to grow rich. Unfortunately, the majority of individuals that see this video will be unable to implement the ideas. We may not like to acknowledge it, but as Warren Buffett famously stated, investing is like any other profession: it takes a certain amount of knowledge. It's no surprise that some people are losing a lot of money during the bear market, while others are profiting by hundreds of thousands. I'm just not sure how they do it. I now have around $570k to invest in the market.

[@trazzpalmer3199]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@DavidLucas-so8rr]

Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@RobertBrown..]

That makes perfect sense because you seem to know the market better than we do. Who is the mentor?

[@DavidLucas-so8rr]

'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@Bridget-l7p]

She seems to be a well-read and intellectual woman. I found her website when searching for her online; I appreciate you sharing.

[@Gurimpo]

Thank you for educating us on money and how to maximise our money for financial freedom. Thank you so much to both of you 🙏🏻 also kindly recommend us on what books to read on finance.

[@julhe8743]

The Richest man in Babilonia is an excellent book

[@NYXIE4EVER]

This podcast is really informative & enlightening! Thanks Erika & Jeremy🤩

[@Erika2]

So happy to hear :)

[@mygo-bros]

Is investing in a 401k enough or should you also open another account and invest in index funds like the S&P 500?

[@tayla3934]

You should max out your 401k and Roth IRA each year because they offer tax breaks. And after that consider opening another account that you can freely invest whatever amount, but your gains will be taxed more

[@tayla3934]

With an IRA you can choose your own investments as well

[@Annie9191-]

@@tayla3934I have two kids, do you know at what they can open for Roth IRA?

[@laurenkallie8643]

This is exactly the kind of episode I have been hoping for. You explained and broke everything down so simply and I love the grocery store and shopping cart analogies. I get caught up between whether I should use Vanguard Fidelity or Schwab, or an app like Webull. While it probably doesn't really matter I am definitely stuck in analysis paralysis. I'm close to getting the cash to open and start so I'm getting organized and prepped as I can. Another thing that would be super helpful for is understanding if I can invest in VOO and VT and VIT and VUG etc regardless of which platform I use. I really don't know the answer to that question and am suffering a form of pre-fomo like in case I open with one brokerage where I can't participate in those particular funds I want.

[@kjljkl2593]

You can invest in those etfs regardless of which platform you utilize. But since your interested in Vanguard funds in particular, I would just open a Vanguard account to keep it simple.

[@laurenkallie8643]

Thank you!

[@notyourtypical_MJ]

Erika, you are amazing woman! I've been watching your videos since I found you. have seen your transition to where you are now. You've definitely helped me a lot and a lots of people and put out many resources for us. It was really impactful. so congratulations on all your success. Keep doing what you’re doing! Love lots!

[@thdurgdhg3329]

What's the best approach to get started? and how long do I wait before the lnvēstment can y!eld profits?

[@showbizz3607]

It doesn't matter how long you wait, for this markêt? Opportunities must come. Invest for the long haul. Don't get too greedy and don't get too scared. It's important to make informed choices rather than relying on luck or impulse. it's best to partnēr with an advisor. I personally make a steady income of 25-60k through hardcore ln√esting and save 20-30%, and guess what? I'm already partnered with one

[@thdurgdhg3329]

I get it! I know the amazing perks of having a pro by your side, but I haven't found one for myself yet either.

[@showbizz3607]

I actually discovêred *Olivia Charlotte Oswald* on a CNBC interview, checked her out, and we started our partnership. You should definitely look her up, she could be a great partnêr for you too.

[@ameliaemerson2250]

Thank you for offering your advice. Definitely grabbing this opportunity. Just found the webpage

[@danielwright4931]

I'm happy to come across these recommendations. I work with her and I am impressed with the thoroughness and professionalism of the investment diligence packages she provides.

[@kimwieczorek1879]

😂Where/how do we invest? We're 65, 58 dont know how to invest. But we paid off our mortgage and have 30k in EFund.

[@irlandecole4965]

I pray that Erika will answer this extremely important question as many of us are in a similar situation. Thank you in advance Erika for your answer to the question.

[@janblessed62]

Hi seeing this video just now. Do you have any advise for people living outside the USA when it comes to opening a brokers account? And which one is the best for when living abroad?

[@poolmilethirty2859]

Thank you Jeremy and Erika, this was one of the most easy to understand investing videos I have watched. Jeremy did such a great job explaining everything in detail and Erika, your visual explanations really helped also.

[@vimherrera9346]

Awesome and learned so much! It took the fear about investing! Thank you 😊

[@Rashad3000]

VTSAX and chill baby!!!

[@caroc8290]

Awesome, great information and explanation. It’s definitely taking me some time to invest because I thought I did not have enough money to invest 😂. Thank you both for clearly explaining. Thanks you! And wishing you a happy new year!

[@jandnoc]

The way you two broke down Total Market vs S&P 500... Thank you 👏🏾 Im new to investing and i always wondered, why bother with the Total market and just go for the top 500?🤔 The way he explained about the the potential of the "next big giant" starting out as a small company. So ideally, i want to have them too, just incase a "little guy" takes off suddenly, made it all make sense for me. 🤯

[@johnyates153]

Should I buy more than one of the same index fund or ETF will.that get you more of a return later. Thank you.

[@eliasordonez8467]

Thank you, Erika and Jeremy for this excellent video. I will go ahead and open my investment account. you guys gave me the courage and the information I need to do it.

[@cynthiarondon]

Thank you so much! This was so helpful🤗

[@bidasary1]

This was the easiest way investing could’ve been explained. My husband has been trying to explain to me and now I feel more comfortable about investing.

[@Franny1980H]

This video is so helpful to someone like me on my journey to financial wealth and abundance. The visual examples were so helpful … thank you

[@sheahonhewitt4969]

Hi Erika! Love your videos, question for you between VOO and VOOG which do you recommend purchasing?

[@richardbobis201]

I wish I learned financial literacy years ago. This should be taught in schools. Thanks Erika. The good thing is that I can share this with my kids. They are in position to retire early in life if they follow the lesson taught in this podcast. Btw, I"m also an insider. GREAT STUFF!!!

[@Erika2]

Love seeing that you're an Erika Kullberg Insider! And happy that you're going to share with your kids :)

[@daphmelato8687]

So is it better to invest directly from what you investing in or does it not matter For example I need to open a brokerage account directly from vanguard or just app that are created for you to invest like Webull, robinhood, coin base

[@blancaalexandra]

Great video!! He explained everything very well!! Erika added to certain points!!

[@jerrycharles3568]

Hey Erika This talk was very informative ,learned a lot . Keep it coming.

[@nacho-man1063]

God bless both of you… the more people you help the greater your personal happiness will grow.

[@neelsnprayer]

This video explained everything SO WELL! THANK YOU! I'm starting older because I was always afraid but have to start NOW!

[@Luvlee92]

This video was very financially educational and helped to increase my understanding about investing in stocks. Taught me about different kinds of index funds and the cart analogies were very clear. Great video!

[@dral22]

This is the best video on saving and investing, which is the key to building wealth. I don't usually leave comments, considering most of the time it goes unnoticed. Just wanted to thank you for the amount of time you put into your craft to help us. God bless you 🙏🏾

[@ilianaestarellas7299]

Thank you for breaking index funds and brokerage accounts in Layman’s terms. I was seriously so lost before this episode 🙏🏽 Going to religiously listen to your whole podcast now. Sincerely, Financially Challenged Woman. 😅

[@wildhotred]

I Love Jeremy and You Erika. Truly want to help us ppl with honesty.

[@yohughson1385]

@Erika2 educate the 60 yrs old people. What is the vest investment stradegy?

[@stanleyashejimofor5843]

Thank you for making this video Erika! I really found it helpful. It’s inspired me to really looking into investing in the stock market here in the UK 🇬🇧

[@bee2130]

Thank you Erika and Jeremy! This was such a helpful episode. The explanations are excellent!

[@clairejeanderson]

SO helpful. Thank you!

[@sharonstark8036]

Great video! One of the best breakdowns.

[@cityduke505]

So if I were to open a vanguard Roth Ira and max it out ($6500) then invest half into s&p and the other half in vt.. would that be a good way to start. Simply do it once a year? Maybe? Idk...

[@DemetriForex]

This video is filled with so many gems. I suck at explaining this stuff to people so I'll just direct them to this video from now on

[@carolmunroe2582]

Noticed that you’re only talking about investing at a young age there are older Americans, who due to life circumstances, or low literacy when it comes to investing may have started late in life what are the best investment options for them and how can they catch up when their time for compounding is limited

[@MoEl-yt6eo]

43:25 Can you explain this sin further please ? How do I not make this mistake ? Is there an automatic monthly investment option ? I apologize I'm new to this

[@amala7769]

This was AWESOME!!! Thank you both. Thanks Erika!!!

[@c21gramirez]

55:59 Great pod cast. I took several good points to apply to myself. Thank you.

[@erikahall5549]

I like investing suggestions for people who don't have a large salary. So the $10 a month suggestions help me see the possibilities that I can invest and grow my money. I also am a visual learner so the visuals are soooo helpful!

[@jclark7129]

This was really informative: key takeaways: live below my means. Spend less, invest more. Invest in the entire stock market through index funds, and keep it simple 🙂

[@dreameryoung38]

By the time I finish watching this video I will be ready to invest,I don't drink coffee and always pay myself first from every check that I get so ten dollars or more will do. I've just never been comfortable investing

[@pauljohnson8285]

Informative video Erika. On the basis of buying the entire basket of micro stocks. Suppose the underperforming stocks, outweigh the performing stocks? Presumably, you will lose money. Using the buy the entire basket approach. How likely is it for this to happen?

[@kuehnel16]

I'm 61 with no retirement fund . I would like to build a little nest egg for my wife. Any suggestions. She just turned 65 .

[@yaquelynelizethgodinez3512]

Great video. Im a huge Blcktken300 fan and love your videos on it.

[@supereverything3636]

Thank you for explaining everything so well and simple for someone like me!

[@michaelsmagicalmoments]

Fantastic video! Thanks, Erika and Jeremy.

[@jobimzapico44]

if i'm using fidelity and i want to use funds in my roth IRA to buy S&P options, how do i do that?

[@phoenixnmhesq]

Does he mean 50% of after-tax income or 50% of taxable income? Also, how does this work when you have very low income? Does this mean you’ll be able to stop working in 15 years and live off of the very low money that you were always living off of or will this afford you a better standard of living?

[@InterstellarAlliance11-11]

Erika youve litteraly changed my life ❤😊thank you 😊 🙏

[@PhilipJanifer-ck1vq]

Good Morning I enjoyed the content. Helpful!!! Two thumbs up. Have a great day. 💞💞💞

[@rozenguyen9271]

Awesome episode! Tysm for the simple break down. Makes it seem less daunting and super doable 🎉

[@josequinones2031]

This is one of the best, if not the best investment tutorial I have ever seen! Thanks for all the knowledge!

[@Eldgar_Cordero]

Listening to this on my 16 hour shift today

[@highrisktishbudgets2504]

Although I've had a 401k since 1998. I've just started a Roth in 2022 maxed it out and maxed my 2023 Roth IRA as well. I just started an investment account for early retirement. I feel behind I'm in my late 40’s I really appreciate this video

[@Annie9191-]

What do you mean you Maxed out?

[@lovematters7122]

It's scary because people think its gambling and based on luck or expertise. People are told by financial "experts" that they should not invest until they are out of debt! Oh you're just explaining it now, the false argument about gambling!!! Its math!Thank you!!! Thats a major deterrent for the novice or uninformed!💯

[@PaulMacMillanGray-en4xp]

Excellent presentation, Thank You

[@cherylrath7102]

love Erika's advice...the just do anything

[@jb2026]

This was great to watch and love seeing a fellow Heidelberger crush it! I just signed up for your 3d Money program.

[@cherylashelton]

This is, quite possibky, the most helpful video ive seen on this topic! Thank you!!

[@ChloeMacy-je1nu]

The absence of stock investments has left me with a sense of remorse, albeit I'm appreciative of my decision to maintain funds in the money market. With roughly $200k nearing maturity, I'm gearing up to step into the stock market. Could you advise me on suitable stocks for a beginner looking to steadily increase their capital?

[@A-krandy]

Considering seeking counsel? Engaging with a financial advisor is worth exploring. While independent management is feasible, financial advisors bring a depth of knowledge and expertise to the table.

[@KateEngdahl]

Undeniably factual. Despite my absence of prior investing acumen, I ventured into investments pre-pandemic and managed to amass a profit of about $450k within that year. Essentially, I solely relied on professional counsel.

[@HilaryPhan]

What actions should I pursue to embrace this opportunity? I am earnestly focused on safeguarding my financial well-being and am eager to participate.

[@KateEngdahl]

‘Marisa Michelle Litwinsky ' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@HilaryPhan]

I researched her complete name online and found her page. Following this, I sent an email and arranged a meeting with her; now, I eagerly await her response.

[@OmidSharafzadeh]

There are so many investment for beginners videos out there, but none of them explain things clearly, concisely, and orderly. Also, this is the all-in-one episode that I was looking for that answered all my questions as a beginner. I know this is mostly for users based in the US, but it would be very useful if we could have some info on how the corresponding Funds, Brokers, and Tax rules apply in some other well-known countries that speak English too, like UK or Canada.

[@anetta9430]

What a great podcast. Thank you

[@motogp2375]

Wow!! The only video ive watched so far that answered all of my questions regarding investing on ETF thats is by far the most informative. I think I can manage to deposit $500 every month for 35 years in ETF at least that might be my target retirement age. Thank you both for this life changing video!! Godbless!!

[@seanbebington8377]

Enjoy your Show Erika , coming from a Investor in South Africa..

[@jaydajourney2884]

Thank you for the video, it kinda structure my thought. I'm 40 now and will seriously invest now !!!! ❤❤

[@ivystorm94]

I have a question about CD’s. How do you prevent paying taxes on CD’s if they generate a lot of money per month? I keep getting taxed on my income interest (1099-INT)every year because I have a lot of money in them, despite not making a lot in the Navy on my W2’s.

[@joniliciousdaddymac6799]

Where do I invest using paypal?

[@angelhands7]

Hey Erika, great video, very informative! I have stocks in a Roth IRA. I bought the Stocks, from the Robinhood website, recently in 2023. I'm 43, how do I know, Robinhood will be around ,in 16 or 17 years, for me to cash in, my Roth IRA? Thanks! 🤑