How to Make $100 Per Month in Dividends

How to make $100 per month in dividends (the math).
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You'll need quite a bit of cash invested to make $100 a month in dividends, but I'll show you how to do the math yourself. This way you'll know roughly how much cash you'll need invested today in order to make $100 per month in dividend payments.
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#honestfinance #dividends

[@HonestFinance]

Hope this helps with some basic math. Enjoy :) Watch more dividend videos: Dividend Investing kzbin.info/aero/PLOmIpJDqCR-I0Iy8QzGmwobNomYdey1Xe

[@r.alexander9075]

Some better dividend yields: Altria NYSE:MO Realty Income Inc. NYSE:O JP Morgan Equity Income ETF ARCA:JEPI All have 8+% yields

[@andrewmorales5485]

What if you wanted to make $100 a month in 12 monthly stocks dividends companies to make $100 in each of them

[@wulfseig1864]

Thank you

[@andrewmorales5485]

@@wulfseig1864 cause that would make $1,200.00 that neither you or I have right now so why not do it that way both in 12 different monthly and quarterly stocks dividends shares that is $2,400.00 than why not go further into Canadian monthly and quarterly stocks dividends companies and united kingdom monthly and quarterly stocks dividends companies you have $4,800.00 then reinvest those dividend payout into all of them double your money to $4,800.00 in all of them till it adds up to $19,200.00 then after taxes reinvest into making $38,400.00 close to $40k a month so quit while you're a head and enjoy your life

[@OKBAOK]

Thanks for the info, the fund to invest is the problem

[@AndersonFair-cy2bb]

Accept people laughing at your $0.50 dividends, Stick to the process and accumulate more shares,Laugh at them for not understanding how compounding works.

[@FaithAndrada-xo9ou]

My first dividend was less than $1, but it provided me with the framework to get to enough in dividends to cover expenses.Once you get that first one, you get hooked.

[@cringelordthe3rd-x4c]

My first dividend paid was .20 cents with one share held at line 20 dollars. When I told someone they laughed at .20 cents.

[@CHRONOS-gn1rp]

Started ar 0.06€ now in sitting at like 7,67€ that in 1.5 years

[@mastyer0fReality]

Mine was ymax. 0.40 then my msty one was $40 lol ​@FaithAndrada-xo9ou

[@mastyer0fReality]

If you put 1000 into s&p in 1930 and let it drip, it'd be 5 million today.

[@DodgeMuscle]

At least he's being honest people... He's not gonna give us a get rich quick lie! That's why he's name is honest finance for a reason, he's being honest!

[@Uapinvestigations]

Good reasoning

[@michaelsanders5578]

@@Uapinvestigations Factz!

[@ianleui7007]

Name should be 'not honest finance'

[@imperialxan8550]

@@ianleui7007 huh

[@AlejandroGonzalez-fs5ez]

Yes, this guy gives real Game, don't get fool by the fomo bullshit

[@doncholechateau6302]

This is the most straightforward answer I ever heard tonight give out in a long time I applaud him.

[@chris543ful]

People really should stop focusing on the high dividend yield so much! Focus on the dividend CAGR (Compound Annual Growth Rate) so if you are earning a dollar in the first year, that will increase to $1.10 the next year, and after that to $1.20 , this is if your CAGR is at %10 which SCHD is! Buy SCHD!

[@emplays22]

step 1: find $46K

[@Elizabeth-jk4yj]

Brokie

[@SilverBackELTorro]

😅😂😅. Word.

[@Elizabeth-jk4yj]

@@SilverBackELTorro brokie

[@SilverBackELTorro]

@@Elizabeth-jk4yj you seen like a troll. Are you an angry broke troll ? 😂

[@403Beats]

@@Elizabeth-jk4yj I need sugar mom I am brokie come come

[@BrewerVera]

Never understood why people are reluctant to buy dividend stocks,You're getting paid to be invested in the stock market,It's similar to owning a rental property,You get paid (rent) to own it while the value of the asset appreciates (hopefully)..Passive income is king

[@FaithAndrada-xo9ou]

Dividend stocks are like owning a piece of land:You hold the asset,Collect income while you wait,Asset value might grow.Why not enjoy the fruits while the tree grows?

[@wasd9929]

rather invest in a solid company that buys back shares as they're not taxable.

[@joooja]

Tax

[@qillqiggins294]

Because the amount you make from divs tends to be less then if you bought a growth stock

[@AndersonFair-cy2bb]

You're right! I diversified my $400K portfolio across various markets with the help of my financial advisor, and I've been able to generate over $1.2 million in net profit from high dividend yield stocks, ETFs, and bonds during this downturn.

[@tinydough8746]

Formula: (d x 12)/r = C d = dividend wanted per month 12 = 12 months in a year r = dividend yield/rate C = capital needed to get the amount of dividends per month

[@HonestFinance]

Thank you!!

[@tinydough8746]

@@HonestFinance Np!! It's just for anyone who wanted to see the formula for it :D

[@YJ-7]

You just change it from 12 to 4 if the dividends pay quarterly right

[@tinydough8746]

@@YJ-7 That is correct An example calculation for reference would be if I wanted $7500 per quarter (4) in dividends (d), with a dividend yield of 4% (r), this is how much capital (C) I would need: d = Dividends wanted per quarter 4 = 4 quarters in a year (d x 12)/r = C ($7500 x 4)/0.04 = C $30,000/0.04 = C $750,000 (This is just in case anyone wanted an example)

[@chandlercolvin9396]

Although you have to consider reinvested dividend payments. Say you’re shooting for $100 a month 10 years from now, eventually your own dividend payments will start doing a lot of heavy lifting. You also have to consider that a companies yield is based on its current trading price, and if price goes up but the company doesn’t continue to increase their payments, then the yield goes down and you’ll be paid less and less (unless it’s one of the dividend aristocrats, but even then it’s not for absolute certain they’ll continue upping their payments). This formula only works for a 1 time investment of a lump sum, not a realistic total for a long term goal.

[@jamesmir89]

Honest finance is his name and showed that how much it takes using realistic figures. Honestly. Great vid.

[@davemccage7918]

Honestly tying up $46,000.00 for an entire year to make $1200 is astonishing stupid. I spent $36,000 on my first tow truck and made $80,000 in one year.

[@grawzasdasd6289]

@@davemccage7918 thats not passive income tho however i agree with you since there are many quicker ways without huge risks

[@danieltaylor--65]

Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the Stock, EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE

[@JenniferDavis7630]

Some individuals minimize the importance of counsel until they make regrettable mistakes. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.

[@DavidLucas-so8rr]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@JenniferDavis7630]

Kenna Muriel Hesseling is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@RobertBrown..]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@alexbrencut3200]

FIRE ???

[@TYPCAM]

This is why I shifted my focus to more growth stocks. Once I turn my money into enough money I’ll switch more to dividends

[@stf8369]

Right, especially if you're like me I'm in my late fifties. Just learning this type of investing. So, I'll focus on growth at this point.

[@JAEPMU]

What’s the difference in these if you don’t mind answering?

[@1pyroace1]

Sounds like yr doing it bsckwards

[@Jimbo.1982]

@@JAEPMUI’m not 100% but some stocks like S&P 500 and Coca Cola are different when u buy S&P u buy it at a price and sell at a price per stock and Coca Cola they will pay you out a small percent every year for holding the stock I think don’t trust me on that

[@aeirsone9045]

But you took a big hit today though right

[@HelenaSandra-xq8hw]

Almost everyone including the media is anticipating a market catastrophe and as a result many are turning a blind eye to the opportunities in the market.

[@ErnestKingston]

I began investing in stocks and Def earlier last year and it's the best choice I've ever made. My portfolio is rounding up to almost a million and I have realized that when a stock makes it to the news, chances are you're quite late to the party, the idea is to get in early on blue chips before it becomes public. There are lots of life-changing opportunities in the market, maximize it.

[@Stacykings]

What opportunities are there in the market and how do in profit from them?

[@SugarNorway]

You can make a lot of money from the market regardless of whether it strengthens or crashes. The key is to be well-positioned.

[@Stacykings]

I will really like to know how this works.

[@SugarNorway]

All you need is good capital and the services of a professional broker, with those your investment will most certainly produce high yields.

[@GaliantSilverhawk]

That sounds great. I'll just pick up my spare 49k a month i left under the couch

[@TheMcneill93]

49k total investment. once you invest that amount in Coca-Cola in this example then Coca-Cola would pay you $100 per month. your initial investment would then be subject to the normal rise and fall of the stock market but your monthly dividend will still be paid to you. then if you reinvest those dividends into the company your dividends will increase and with the power of compounding you can get some nice returns over several years

[@christopherhamilton5557]

Lol right???

[@xavierstorr6223]

@@christopherhamilton5557invest 50 k a year get 100 back … gtfoh

[@gdeppsfamousdishesgeorgeep2763]

👀😎😂🤔🤔Oh Wait I've got that in my Piggy Bank 👀😎😂😂😂😂💥💥💥

[@JamesSmith-r6n]

It's crazy to me how nobody is talking about a book "Invisible Laws of Prosperity" by Oliver Pierce. It completely changed my life.

[@Tetsu-p3g]

These are very valuable info for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the knowledge embedded in it. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I've got $200k set aside to put in the market.

[@Evelina-v3u]

If you're not familiar with market investing tactics, you should get advice from a financial counselor.

[@Muller-o4d]

That makes sense. I’ve been using a financial market expert for two years now and I own a six-figure diversified portfolio from investing in stocks. I want to diversify more this year, though.

[@PMackenzie-vw3wb]

Please can you leave the info of your investment advisor here? I’m in dire need for one.

[@Muller-o4d]

Jenienne Miniter Fagan is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@Garrett-lo6pu]

I'm pleased with the advisor's prompt and knowledgeable assistance. Their professionalism instills confidence. Looking forward to further discussions.

[@barttfisher]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation

[@JosephineKenney]

No doubt, having the right plan is invaluable. My portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.

[@PennyBergeron-os4ch]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one

[@JosephineKenney]

She is “Sharon Lee Peoples” ''. I choose to delegate my excesses to her because of her expertise. I suggest you look her up.

[@PennyBergeron-os4ch]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@Nikkeels]

@@PennyBergeron-os4chreally? She might have managed my uncles portfolio, losing millions!

[@kendavies8351]

I enjoyed this content. Although I have been watching less yt and doing more research. My retirement contributions are not making my 401k any better, should I buy popular index funds in a brokerage account, is this a better alternative to outperform and rebuild my retirement?

[@SamanthaSanchez-sj5el]

My suggestion to any investor old or new is to get a mentor and don’t just go buying stocks without proper considerations. Most of what is pumped out by the media is what most KZbin ‘fin-entertainers’ churn out to you as fear uncertainty and doubt.

[@Donalddavies-gc9rb]

Agreed. That and reading some basic principles laid out in books like The Intelligent Investor by Benjamin Graham. There are also good KZbinrs out there like Felix, Graham Stephan, Humphrey Yang and a few others, but generally you are right.

[@AnnaWoods-rm7cf]

Its unclear which stocks and sectors will lead the market in the next uptrend. Stay away from the stock market if you do not have guidance from a plannner and investment strategist. My finances have been in order since I got a wealth planner like Monica with a 600 B AUM working for me.

[@kendavies8351]

Who is this monica you speak about? I have also been searching for a fin-adv who can direct us on where the economy is headed new year. I don’t live in a big city.

[@AnnaWoods-rm7cf]

Monica Mary Strigle just do your own research you’d find details.. The market isn’t so bad if you know where to look.

[@jakouriholmes9615]

Man you just explained it so quick and easy I tried to find a 1 hour long video to understand this when I just learned it in 30 seconds🤦🏾‍♂️

[@HonestFinance]

Well thanks. There’s more to it, but that’s an easy way to know quickly

[@whitakerjl123]

@@HonestFinance How can first time investors make money when they have to invest a house to get 100 a month?

[@stevemyopinion423]

you start small maybe enough to get 5 a month then 10

[@whitakerjl123]

@@stevemyopinion423 Maybe, I just purchased some stocks time to show and tell

[@MrThitikla]

$CLM - Cornerstone strategic value fund yields between 21-25% Currently 24.01% right now $5,000 USD invested should make $100 a month. Honest Finance can you please confirm?

[@DrkCarbalt]

This is the most straightforward answer I have heard, thank you

[@EliteInvestings]

With $46k you can make easily $1770 in an savings bank account with a 3.85% APY interest rate.

[@josephwall9161]

Or cd’s

[@MrGodchild15]

Or more in crypto

[@alannabors]

@@josephwall9161agreed I’d do CDs over just letting that sit in a bank acct.

[@blakenilsen9852]

Where do you get 3%? Isnt everything less than 1%?

[@alannabors]

@@blakenilsen9852 CDs

[@douglasthuglas7285]

You can use ACTUAL dividend stocks meant to pay you out each month like QYLD. $10k gets you $100 a month roughly. But DO NOT EXPECT THE STOCK ITSELF TO HOLD VALUE!! DIVIDEND STOCKS ARE NOT GROWTH STOCKS! You get the money back each month rather than the value growth, just wanted to make that clear.

[@donahunt832]

Thanks for that important tidbit too

[@ms.chelleg2068]

"Honest finance" is such an accurate channel name. This was straight to the point yet VERY helpful!

[@dylanroberts93]

I just came back to this video. Update!! I now have 86.164 shares!! I just made $42.21 from my dividend Friday.

[@HonestFinance]

Oh dang. That's awesome. I need to look at these old numbers too and see how they compare.

[@dylanroberts93]

@@HonestFinance please do that would be helpful

[@Quadbvke]

That’s because your only depending on one stock with a low yield percent there’s reliable stocks out there that have a 7-10 percent yield

[@ordonez805]

Better to put the $46k on a CD account at 4.65 %interest It’ll give you $180 per month on today’s market

[@mainegetmoney0411]

Literally you explain so much with so little time you need to make more videos this simple

[@Williamjame444]

The market is really panicking at this moment and I'm worried what effect this frenzy could have on my portfolio of about 80k. Could you make any recommendations on how I could preserve my portfolio during this period and also make profit from the market situation?

[@vivianlucy141]

Well, this could be a very good time to make profit from the market. But because it's a frantic period, it's often best you employ the service of a financial advisor. I was up almost 90% during the COVID crash because I was working with one.

[@jackwillison177]

I had a similar experience. A financial advisor could really help you re-adjust and identify blindspots that you yourself do not notice, like mine did in advising me during COVID on how the pandemic will shape things, and I made it out big and still make up to at least 20k in dividend per month.

[@MizThe]

Wow, that's incredible. Could you recommend who you work with? I really could use some help at this moment please.

[@jackwillison177]

Melissa Elise Robinson is the licensed advisor I use. Just search the name. You’ll find necessary details to work with to set up an appointment.

[@MizThe]

Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.

[@ladyruler9585]

Thank you for breaking this down in such a straightforward way.

[@Tegawe]

This is why the wealthy always say "save your money!" If you got $46k to invest, then you're not strapped for that cash. Having your money work for you is the ultimate goal. I'd love to clock into my day jobs, make my money, and also be making money from my money while I'm making money. Day job pays the bills, investments go for growth, dreams, adventure and maybe a little fun.

[@eldynamico2022]

My money’s muh 817ch LOL

[@reaper-sz5tm]

You can do that with a 401k. Day job to pay the bills, big retirement account for dreams and growth. I’ve put $75,000 in my 401k in 4 years and I’m 29, I plan on retiring a multi millionaire. Invest in S & P 500 index funds, you’ll do well.

[@C1K450]

@@reaper-sz5tm both 401K and Dividends has their place. 401K if you enjoy earning multiple streams of income through stocks and day job. Dividends are good for people who wants passive income and want to spend time doing what they want to do while the money works for them. Of course both routes you have to work hard and invest smart to attain success in both stocks and 401K.

[@paquesepas6696]

​@@reaper-sz5tmthe only good thing a 401k is for is getting the company match after that it's not even smart to put more since the smarter thing is going with a Roth Ira which all should have

[@bussybusterblade8799]

@@reaper-sz5tmlol max contribution is like 7500 a year bozo

[@Casey-summer]

The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.

[@lilyhershey1]

According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.

[@sloanmarriott5]

Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.

[@louie-rose7]

​ *@shirleygarland4766* That's quite remarkable! I'm genuinely interested in benefiting from the guidance of such experienced advisors, especially considering the current state of my struggling portfolio. May I know the name of the advisor who has been assisting you in navigating these financial challenges?

[@sloanmarriott5]

"Camille Alicia Garcia" serves as my advisor, bringing extensive qualifications and experience in the financial market. Her deep understanding of portfolio diversity positions her as an industry expert. I suggest delving into her credentials for further insight. With her considerable experience, she offers valuable guidance to anyone seeking to navigate the complexities of the financial market.

[@louie-rose7]

Thank you for the information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I've sent her an email and arranged a phone call. Her expertise is impressive, and I'm eagerly anticipating our conversation.

[@JulianoGSF]

A bank CD paying 4.5% APY will yield much more with 46k invested.

[@arbsan8366]

Straight forward and to the point THANK YOU🙏🏽

[@HonestFinance]

You’re welcome

[@DailyChuckles724]

Next video idea: How to make $46k in a month.

[@t58beare]

It can be done in roughly 2 years for someone middle class or slightly below.

[@AidanAlbano]

​@@t58bearewhat salary is considered middle class?

[@t58beare]

@Aidan That really depends on where you live, if you have children, and sources of income. For example $200k a year would be a lot of money in certain states, but go somewhere like NYC or certain areas of California and you will be struggling as the cost of living is significantly higher.

[@LZin-uk5nh]

​@@t58beare Tell me you have 0 zero financial knowledge without telling me. The average american is making 50k a year my guy 200k annually is top 2 percent earners

[@t58beare]

@L. Zin You can still save up $40k in 2 years, making $50k. My first job out of school I was making around $40k while living with my significant other. I also did odd jobs on the side to gain more, such as doordash, IT work, webdesign, etc. Once you cut out all the things not needed to survive, it's easy to save and if invested it will grow. In 2 years I was able to become debt free and have enough for a down-payment on a house. It's not rocket science, it just takes extra effort and you need to change how you live for a bit. Keep in mind nobody becomes successful at saving large sums of money by just working their day Jon, buying whatever they want, and not doing extra work. You need to be money hungry, this is what separates the poor from higher classes. I grew up poor and escaped it by working my ass off, had to start working at 15 to support my family, I quickly discovered I didn't want the rest of my life to be that way. It 100% is possible.

[@Darlin-is6fq]

You’re amazing! Thank you! 55 years of waiting for a simple explanation! ❤😊

[@whitakerjl123]

I respect the honesty in this video. Investing 46- thousand only to get 100- monthly sounds disheartening

[@harmleyten4]

Don't forget that the value of that 46k is going up in the long run

[@whitakerjl123]

@@harmleyten4 Yes but that's an investment most people can't make

[@harmleyten4]

@@whitakerjl123 not to start with, you have to start small

[@harmleyten4]

@@whitakerjl123 also a 100 a month for life is no joke, which will also increase without doing anything. Plus the price he showed in the video is the highest the coca cola stock has ever been, it's 58 dollar per share atm, which will greatly decrease that 46k for the same 100 dollars a month

[@whitakerjl123]

@@harmleyten4 I agree I purchased some stocks that are doing well that's cheap under $500 a share I'm constantly paying into for more shares

[@EmogiBags]

as a young man whos started to get his shit together at the age of 23, i appreciate this, cheers

[@jalcobo]

So important for young men to get serious about investing, especially in their 20s.

[@CloakedJ24]

Meanwhile I'm struggling to keep $100 in my account ☠️

[@Yk-te2gu]

Same 💀🤣

[@Portapottypossum]

How???

[@honeyhahn]

That should be a red alert to yourself that you can do better. Start as little as $10 a month that you buy dividend powerhouses like SCHD. Automate it from your paychecks. Anyone can do it

[@HonestFinance]

It just takes routine

[@BiG-JuPO1O1]

Same but I'm in college and I hardly get paid much and struggling to keep it all together

[@TheHeavyModd]

Fairly accurate, though you should maybe have stressed that the dividend yield is backward looking and subject to fluctuations. Some companies may have a very high div yield, but that doesn't mean they will keep paying that high a dividend... or a dividend at all. It requires more involved research into a company than that.

[@daysonthegrind8188]

Seems like a doable plan, passive income,compounding, and stock in a solid company, its actually super decent

[@jcnlala9461]

At least you didnt sugar coat it😂😂😂

[@richhornie7000]

This short gives us more education in 30 seconds than 90% of finance channels on KZbin combined

[@Argemirel]

Thank you. I was just trying to find an easy way to figure this out this morning. Very helpful.

[@josephsaeteurn9158]

for my $23K porfolio, i have been collecting between $120 - 150 a month relatively safe.

[@KILLZONE56]

Thats weak lol I'm doing 2k a week on 25k account. Get up sucka

[@Blurpoopee]

@@josephsaeteurn9158 its possible with the right etfs or reits

[@Boostisablast]

I’m collecting like $30 a qtr in my 30k portfolio haha

[@Tobi21089]

I go full ape mode with 10-30x leverage and 250$ invested so far I make around 10% a day sometimes with hard losses but that happens too everyone 😂

[@DavidRamseyIII]

I don’t know if I would call 23k a “portfolio”

[@dylanroberts93]

As of rn I have 49.003 shares of coke one day I will be able to live off my dividends. I know it’s a long journey but I’m 29 so I have a lot of life left to live.

[@Ultimatelocke]

Later that day he was hit by a truck and died moments later.

[@OG.Salinas]

Your my inspiration

[@A1rStar123]

Aye, good luck man. 👍

[@dylanroberts93]

@@A1rStar123 thank you man I appreciate it

[@A1rStar123]

@@dylanroberts93 aye, your welcome. But do you got any companies that would be good for a beginner?

[@jiezhang2722]

Nice explanation! Thx, Bro.

[@AdebayourQuadri]

As an investing enthusiast, I've kept aside a good sum of capital to invest for financial independence and early retirement, but my concern right now is the market rally being propaganda. Is this a good time to buy stocks, or do I wait for the crash?

[@ElvinWright]

@ConnieKelly54 Congrats! The market to me is like a lucrative chess game, incredibly difficult to outperform, it's all about understanding how the world moves, its history, and psychology... mind disclosing info about your CFP? I'm quite curious.

[@ckdub1888]

I’m only 32 and have invested 1000 between crypto like bitcoin cash and solana and a 500 in stocks I bought low like amc entertainment at 4.32 which had peaks over 300 per share. I’m buying holding hoping for better days at the same time I can afford to lose what’s in there and if or when I lose it I will have learned a lot how it works and operates and I’m going to stack cash and wait for the inevitable crash that’s coming but if trump gets in I don’t see a crash happening and will probably invest more. What’s your thoughts on that plan

[@wgyu1218]

Many people are saying why not buying growth stock. For a person at 20 year old with 10,000, they'd better buy a growth stock to expect 2-5x down the road, and the small capital is not getting much of dividends; plus, they have years of employment to make more money. For a person 50 year old with 1,000,000, they'd better buy the dividend stock to keep the stability because their risk tolerance is significant lower than the young person. additionally, they would make enough dividend as a passive income to enjoy their retirement.

[@jontukagam3888]

Finally someone showing reasonable in investment

[@Coldpaxx]

If I could invest 43,000 I wouldn’t be pressed to make $100 a month 😂

[@odyseuszkoskiniotis6266]

True but this is why you are not meant for compound investing. Its for very patient ppl

[@SilentNights185]

This his how compound interest works so people who aren't as educated don't fall for comments that have no value, because they don't understand what that is. It's not just $100 a month * 12 = $1200 ($1200 * 5 years =$6000). That's how you think that works. Compound interest in the market. After all that fancy dividend yield math, you now have an extra $1200 a year of extra income. If it's left in an investment portfolio, such as coca cola that's listed under the S&P500 and grows in the entire index fund, it is now exposed to annual percentage gains. Here's an example at 5% compounded yearly (using a small but reasonable return in the broad market): Year 1: $1200 Year 2: $2520 ($2400*5% + add interest total to yearly sum) Year 3: $3906 ($2520+1200*5% + add interest to yearly sum) Year 4: $5361 Year 5: $6889 It's not beans either, and this assumes it's only 5% when in reality, it can fluctuate higher or lower, but average annual return in S&P500 is 10%. Compound interest, if started young, could make you a millionaire in 20 years, maybe less.

[@swapw]

2.59% of annual return is lower than the rate of inflation, therefore you are essentially losing money annually by utilizing this form of investment.

[@HonestFinance]

Yes, but if the stock price increases over time, then it can offset inflation

[@rodrigovaccari7547]

Yeah if you completely ignore stock valuation. You can also pick a stock that pays no dividend at all and say it's worth nothing while it valuates 100% per year.

[@AN-xs7dw]

A high interest savings account currently pays 3.30%. no risk...lol

[@dawn_monraz]

​@@AN-xs7dwexactly!

[@brackabrack]

@@AN-xs7dw dividends from savings accounts are taxable just like wages. Dividends in a Roth IRA are not taxed.

[@JolieUTU]

Are you crazy? If I already had 46k to invest I wouldn’t be worried right now!😮

[@MasonCraigSOG]

AT&T pays a 7.59 div yield

[@ivanhernandez7395]

Very shit company

[@MasonCraigSOG]

@@ivanhernandez7395 elaborate?

[@ivanhernandez7395]

@@MasonCraigSOG sorry i took long to respond. But they are in heavy debt. Like super bad debt and the dividend they put out eats away a lot of their free cash flow and is not sustainable.

[@Justchilin1]

Still need 15000 to make $100 buck a month on AT&T

[@MERS03]

Remember guys that the $100 monthly should be reinvested so you can take advantage of compound interest. That extra $1200 a year reinvested is going to add up a lot quicker than most would think

[@HonestFinance]

Yes DRIP all the way!!

[@donaldlyons17]

Might make more getting a part time job once a week!!!!

[@stormblade1199]

You could literally make that in a month driving for Uber on the side :/

[@TunefullyOG]

I like reinvesting my dividends from etfs into the stocks that are paying dividends 👌

[@Existomalus]

Come on guys, it's brilliant! Pay 46k NOW and in 38 years you'll have it back! What's not to love about that?!

[@jayzee6432]

How can u be sure you will live 38 years from now?

[@Existomalus]

@@jayzee6432 I put it on my calendar. Therefore, it's scribed into existence

[@jayzee6432]

@@Existomalus cool story

[@Oliverii]

@@jayzee6432 So better to spend every paycheck skrrrrrrrrt

[@DergZaks]

alternate title: How to lose 100$ a month from inflation, taxes and intrest rates

[@lokeyhud2516]

Index funds

[@I_like_turtles_67]

You don't understand how dividends work. I'd suggest educating yourself about DRIP, Compound Intrest, YOC & other investment terminology.

[@OSoloJr]

That's a big bank account your referring to

[@OurNewestMember]

This isn't completely true -- you can also lose a bunch of money on the shares, too

[@weird-guy]

The government in the corner, In my country is taxed at 28%😂

[@Thestarrexperience]

Most straightforward vid out now

[@williamyejun8508]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@alexyoung3126]

This is really not as difficult as many people presume it to be. It requires a certain level of diligence, no doubt, which is something ordinary investors lack, and so a financial advisor often comes in very handy. That is how people are able to make such huge profits in the market.

[@lawerencemiller9720]

Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my stock portfolio and plan my retirement

[@lawerencemiller9720]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@TheAnnoyingBoss]

Im all in on ctrm because its great and i think ill get a return better than coca cola can by a long shot

[@rolexer]

cds pay 5% it is much simplier with less risk.

[@HonestFinance]

Right now they’re a great option

[@siegfriedfurtwanglerknappe6188]

Yes and no. Stocks can also increase in price and raise their dividends. Whereas when your CD matures, you might not be able to find CDs at 5% anymore. Both have pros and cons.

[@rolexer]

@@siegfriedfurtwanglerknappe6188 find me a stock with no risk.

[@siegfriedfurtwanglerknappe6188]

@@rolexer CDs also have risk and very little potential upside. Higher risk usually means higher returns.

[@toslavnataliiu0]

Investing in safe and reliable investment plans, including stocks, offers a pathway to financial security and growth. Amidst economic uncertainties, such investment avenues serve as pillars of stability. By diversifying one's portfolio across various safe investment plans and stocks, individuals can effectively mitigate risks while capitalizing on opportunities for long-term wealth accumulation.

[@ramunblagen8688]

He is right ! Dividend stocks are available across various sectors of the economy, allowing investors to diversify their portfolios. By investing in dividend-paying companies from different industries, investors can spread risk and potentially enhance returns.

[@rooppertti2722]

I Agree with your viewpoint, but it's essential to exercise caution when selecting stocks or consider partnering with a Financial Advisor. By engaging a professional, you gain a significant advantage, as they provide valuable guidance to navigate the complexities of the market effectively.

[@maleoctavi]

With over $300k in my bank account, I've attempted to construct a stock portfolio, only to face continuous losses. This compelled me to take a pause from the endeavor until I stumbled upon your comment. I would greatly appreciate it if you could recommend a Financial Advisor to guide me through the intricacies of the market.

[@maleoctavi]

I've attempted to construct a stock portfolio, only to face continuous losses. This compelled me to take a hiatus from the endeavor until I stumbled upon your comment. I would greatly appreciate it if you could recommend a Financial Advisor to guide me through the intricacies of the market.

[@rooppertti2722]

Attempting to do it yourself is one of the mistakes everyone does but Involving SUSAN MARA BERCHAK , to manage your portfolio and make strategic decisions regarding the market will go a long way for you .

[@fraxonthefurry21]

And then taxes takes a large portion of that.

[@soflo_cini]

Actually If your single and make under 40k or married filing together making under 80k per year you don’t have to pay taxes on ordinary dividends 😉 let’s hope Biden doesn’t change that

[@recursion.]

@@soflo_cini cmon dude no one will have 40k on investments who earns less than 40k a year

[@twentytwogunz8142]

@@recursion. dude did you not read

[@McShibby10]

@@recursion. not true

[@bradensteiner3950]

@@recursion. I was making $25k a year and saved up 40k in 2 years actually 😂. Just gotta not spend your money and invest it instead. I actually day trade full time now. I also mentor, reply if curious on more info!

[@derlabbe9580]

U dont pay tax?

[@moviesandmysteries4538]

in india by putting this same amount in bank or post office you can get around 290$ monthly or 3500 us dollars per year with 100% guarantee of safety !!😊

[@donmcfly_]

thats crazy considering the average person makes like $30k/year. to make that same amount per year you'd have to have 1.158M invested 😭

[@johnconnor7501]

Robinhood pays more at 3.75% with no risk or time restraints.

[@donmcfly_]

@@johnconnor7501 thanks for this very useful advice! 💯

[@MMOplayeerr]

In the usa yeh. In europe its around 20k and eastetn europe is just 8-10k

[@eshfxbeatboxer749]

I finally actually understand how it works Thanks captian

[@blazetino5713]

Verizon has like a 6.74% dividend yield, which is more than Coca Cola. I think it’s even cheaper, too

[@JAlexanderCurtis]

Coke gets so much dividend attention and I don't know why. It is an "ok" dividend stock. I have some, but i mainly have it because it is safe and recession proof. But Verizon is a good one that I really like and has way better dividend yield and growth potential.

[@Smoove_J]

Think about this. To replace a yearly income of $45k you would need to invest $1,731,451. Dividend investing is not a get rich quick scheme.

[@SirHumpyA]

Is it even A get rich scheme ? Because 46k for 1.2k A year, something seems weirdly wrong here

[@Belle.Inspire]

The most straightforward explanation 👏

[@HonestFinance]

Hey thanks. That was the goal

[@jeang3258]

Inflation will eat up those dividends

[@HonestFinance]

Yes, but the stock price and dividend can also go up over time

[@alan30189]

One problem: Coca-Cola doesn’t pay monthly dividends. They pay them quarterly. So you’ll collect $300 every three months.

[@romanplays1]

a good alternative is realty income. wich does pay out monthly and has a pretty good yield (5.81)

[@funfungerman8401]

at the end, its still the same ^^ yeah a REAL monthly dividend is psycholigcal was better but theres no difference if you get 100€ each month or 300€ each qurater at the end of the day (year lol) you still have 100€ per month but yeah as written, realty income is good, stag industrial too the "Problem" with these is that monthly-paying stocks are ALWAYS overvalued in terms of pure buisness numbers (margin, turnover) etc because people are ready to pay more for a dividend if it pays monthly ^^ one thing that i do is I buy 2 etfs vanguard ftse all word high div which pays 3,6,9,12 month and then fidelity global or us quality income which pays, 2,5,8,11 so you geat 8 months in the year dividend with something more stable sadly i havent found a GOOD third etf which pays the rest months aka 1,4,7,10 :(

[@romanplays1]

@@funfungerman8401 its actually better monthly..once in larger amounts. but not by much. if you'd reinvest the monthly dividend into more of the stock. you'd have ended up with more dividend returns than if you just chose the quarterly option. but other than that. true.

[@bunkeyscow]

@@funfungerman8401 take a look at jepq or spyi and they pay both monthly. There is a new stock thats paying weekly, xdte

[@BobbyBundlez]

And that right there shows to me that when you are rich enough you will stay rich so fucking easily.

[@unpopularopinion149]

Next explain DRIP and yield on cost when the price appreciates as well as the CAGR

[@eldynamico2022]

Drip: the true gift that keeps on giving

[@googlesucks925]

Subbed for your honesty in this video. The number of people who think stocks and shares is some magic way of getting rich overnight is insane. Takes a long time, a lot of discipline and a lot of money.

[@Gluosnis9]

But what is the amount lost a month if you include taxes and inflation? :)

[@SirTibzy]

And how many years to earn your principle back once taxes snd inflation are taken into account

[@erdunno1681]

dividends are a percentage, so nothing, providing the company is doing okay really, your investment in them is hopefully growing at or beyond inflation, if youre in the UK dividends are taxed only after 500 pounds at around 8 percentage which is far lower than incrome tax

[@MysticaReych]

We think that this is hard, it can be, but it will eventually snowball. Keep reinvesting your dividend income back into it !

[@swift3495]

No this is just awful of an idea. Much better ways to invest

[@kurisu3000]

@@swift3495 Name some then

[@swift3495]

@@kurisu3000 There are a billion different business ideas. Come up with your own. But you're probably incompetent

[@stormblade1199]

See you at 100 years old when you can finally buy yourself a large coffee

[@henrytang2203]

That div yield is worse than the long term average for index funds, and it costs 46K. Better just to eat out less.

[@DanRichter]

I mean you still get the (hopefully) appreciating asset on top of the dividends. The S&P dividend yield is only 1.82%

[@night7912]

best case is to buy stock in a company that will continue to grow, while paying you dividends.

[@HonestFinance]

I agree 100%

[@ianleui7007]

​@@night7912 or just eat out less lol

[@night7912]

@@ianleui7007 a share of coke in the 1940s would have been around a dollar, if you held until today you would have turned it into around a million

[@TheRoadtoJapan]

Dividends are the slow and steady route

[@michaelc1138]

There’s etfs that pay 10 to 20% annually you just have to look for them. Plus coke is treated like an index fund.

[@Batmanforever6969]

I would rather put that 46k into a high yield savings account that is insured by FDIC and has 3.75% interest rate.

[@HonestFinance]

Ya. Pros and cons to both

[@Fief13]

Except the yearly inflation rate is 6.4% so you would still loose 3% of value

[@Batmanforever6969]

@@Fief13 Better than the dividend yields at the end of the day.

[@HonestFinance]

Yes, but it’s better than losing 6.4%

[@germancantu9847]

I've had my CD account for about 12 years now paying around 3.5% - 4.5% FDIC insured and don't regret it I've been doing really good that way.

[@darpansoni2269]

Thank You for teaching this.

[@derekblades]

Awesome video! If only investing for cash flow this is importnant but mot people invest to see the asset grow as well. To calculate your YIELD you can use a 10Bii calculatior and figure your discounted cash flow over the life of the investment. This will give you the true ROI on your investment. It's not 2.5%

[@MrRaja]

Step 1: afford a calculator 😅

[@HonestFinance]

Yup

[@ChrisCaledon]

Free on computer/phone

[@tate4119]

Oh my gosh. This is great information I really appreciate this video because a lot of people don't know things like these. And the financial institutions just continue to get it over on them their entire lives.

[@R26Roman]

This is exactly the information people need to know to have a real expectation on what investment is really like the last time you have the last time you have to invest.

[@dwalker112]

Here’s a tip, put 10k into $AGNC and you’ll have $100 a month in dividends. 14% Div yield.

[@SlayinPipes]

Mm

[@TheTileGuys]

BITO pays 1.11 per share monthly in dividends. And the cost is usually under $25

[@rjjohn2241]

I only have 9,800 invested and I already make 58$ per month in dividends, (portfolio yield is 5.8%)

[@HonestFinance]

Great job!!

[@DroqSZN]

I don’t get it isn’t that a bad investment $9,000 k to only earn $58 a month

[@Yuvenn]

@@DroqSZN I thought the same 😅

[@rjjohn2241]

@@DroqSZN the point is that is a good starting point when your focused on long term dividend investing, and yes it’s a great investment because this stands for life, won’t loose it to the system like you Growth investors.

[@rjjohn2241]

@@DroqSZN and if you guys knew anything about investing then you wouldn’t be asking this question …. do the math 9,500$ with a 5.8 yield = 58$ a month approximately, 696$ annually.

[@AllThingsKimberlyWV]

Great video. Thank you

[@HonestFinance]

You’re welcome. Thanks for watching

[@nathanbrowning3191]

Selling covered calls contracts on the stocks you own is a far better way to generate income than waiting on dividends to pay you pennies. I regularly make %5 returns monthly.

[@Kenwood..]

Any calculator made after 1970 has a % percent sign, you domt have to move the decimal. Just hit 1200 ÷ 2.79 % =

[@tias.6675]

The tone of this comment...

[@Kenwood..]

​@@tias.6675dispute it...

[@garrettspeakeasy]

Not to fret. Invest every pay check and let the compounding interest work in your favor.

[@kooweirdkid]

In my experience, some of the best math teachers are guys who could physically put you through a wall but choose not to because they got some math to share.

[@angelchristinem]

there's a lot of high paying dividends out there.

[@infamousdon82]

What are some of them?

[@angelchristinem]

@@infamousdon82 i just got an $800 from RBCN. but my most favorite so far is USOI. it's an ETN. OILK is also good. it's an oil ETF. it's fairly new so it's not that popular yet.

[@kingbeast6792]

@@angelchristinem RBCN is definitely not going to be paying $11 a month in dividends, the price will either drop below $3.00 or the dividend will be stopped completely

[@angelchristinem]

@@kingbeast6792 i totally agree with you. it might just be a one time deal.

[@lisa8406]

@@angelchristinem how much did you invest !!?? 🙄

[@bowles85]

Or 100.00 divided by the stock last dividend payment and thats how many shares you'll need....

[@georgem5512]

So for cocacola I would need 3861 shares?

[@bowles85]

@georgem5512 looks like ko last dividend payment 1.76 a share so 100÷1.76=56.8181818182 shares

[@bowles85]

Ko pays quarterly but this method is better for monthly paying stocks like O

[@georgem5512]

@@bowles85 brother I don t understand you sorry. I thought 1,76% is a 0,0176 not 1,76%

[@bowles85]

@georgem5512 the 1.76 is the dividend payment and your divide it by 100 (dollars) to see how many shares you will need but a monthly dividend would be a better example.

[@yitzlebo12]

If you invest 46k in a 4% high yield interest account you’ll make more in interest return then what stock will give you in dividends

[@davidd577u]

Or put 46k in into a high yeild savings with 3% interest and make an extra 180 bucks a year with lower risk lol.

[@mrmotorcycle9459]

Remember to reinvest your dividends to compound them over time. It will still take many years but it will help

[@HonestFinance]

Yes it will 100% help

[@Crotal_Karma]

(rushes to bank to withdraw $46,332) 🏃‍♂️

[@valentin4155]

i am risky, but so far so good. 3500 to make 100 a month

[@Smoothkush98]

34% is not risky. It's bs

[@bjustb4021]

@@Smoothkush98 not necessarily with 3500 you can draw dividends and with half a brain you’re going to sell covered calls on top. Probably holding risky investments however, that have divs of 20% plus and unknowingly got himself in a dividend trap

[@Smoothkush98]

@@bjustb4021 no u can, even with 3500. You're so limited

[@OffGridInvestor]

That's insane. There's a MAJOR mining company here in Australia that does 17% but a few places considering risky (including a terribly overpriced department store, a future Sears) are paying 10%.

[@SM-4359]

Dude im making 2 dollars a month and i spent 300.....

[@bspiderm]

This is probably the worst example you can give to show your point lol

[@CASHYMUSIC]

Yes I watched it 10 times and like !?

[@xplicitgoofy1015]

Yeah as your investment increases in value so does your dividend BecUse dividends get paid off of a percentage of the amount you have in the stock, not by a per share amount

[@igobykil5311]

Fr lol way too many other securities with a higher yield. SDIV is the highest yielding one for the cheapest I’ve seen so far.

[@thecurtisfamily3810]

😂 yep

[@SIRHENNY1]

So what, the fact don’t change. Thats what matters