How to Maximize the Capital One Venture X: Must Have Duo System

[@AskSebby]

💳 Sebby's Card Picks: www.asksebby.com/credit-cards

[@SANG0I]

Can’t believe it took so long to talk about this duo

[@peterbrunsgaard2012]

Agree

[@GiveyourselfAraise]

I hit my one year anniversary on the venture x, I love this setup. Getting the savor one for sure

[@oaklandtoindy]

My wife got the VX in February. Hit that bonus Real quick. I then got the Savor in March right before going to Orlando. All amusement parks count at the 4%. So if you do things like that, you will hit that $9500 easy. Everyone loved the Priority Access for our family of 5 in Orlando. Had a 5 minute wait to get in, but the breakfast hit the spot for just a tip on our way back home.

[@Lancun]

Which lounge did you go to in Orlando if you don't mind me asking? I've got an Orlando trip coming soon and could use a good breakfast spot.

[@CrowsRevenge1]

I've been running the venture X and Savor One. I've pocketed 220k miles on the last 10 months. Maximizing those modifiers has been amazing. Plus 95k miles for 4300 in spend with both cards intro bonuses. Also, one is a Mastercard and the other is Visa. So if you travel somewhere were one doesn't work, you can use the other. Had an issue in Korea years ago where Visa would not work anywhere. So I love that flexibility.

[@Jiggy609]

which one is visa?

[@CrowsRevenge1]

@@Jiggy609 Venture X

[@CLGilbert]

I like the setup. I have it. But really it's hard to extract value without as you point out using transfer partners. And finding that sweet spot. You should put a dollar amount on the work you have to do to extract value. To me it seems that if you're rich enough to travel to exotic places to get this value, your time is worth so much it offsets the value because of the time you have to put in to extract it

[@1972myk]

I’m one month in with the Duo and can confirm this is perfect for anyone working abroad. Zero FT fees and 2-3x on everything you can pay with card. Also, Cash Back can only be transferred to Miles on the website, not in the app. That took a bit to figure out. So, to summarize: 💵💶💷💳🤑

[@MRwheelziam]

Excellent video. I'm newer in my credit card journey for upgraded travel. I use a three card setup that includes the Venture X, Savor One, and BILT Mastercard. Perfect for my level of spend and I'm basically getting paid $5 to use!

[@Uferizer]

Considering this exact setup. How’s it been?

[@blowfishofdoom]

Have a Venture X been great so far and the lounges were really nice when i went to Japan. Just picked up the Savor after watching this vid seems like an easy combo for someone who is just dipping their toes into points optimization.

[@tomygun196]

How were u be able to access to lounge in Japan? The ANA lounge at Haneda no longer accepts priority pass users unless u were at Narita airport

[@blowfishofdoom]

@@tomygun196 It was at Narita Airport, Flew ZipAir from SJC to NRT. Had a lounge that I could access right at both gates. was really nice

[@dsalmon1449]

Don't think i'll be getting the SavorOne, but your warning on the Venture X got me the card back in Feb so thanks

[@AskSebby]

Glad it was helpful!

[@rajivshah0]

🪃 love your vids Sebby! Especially liked this one because you talked about 'outliers' or niches, and gave examples of what airlines and partners to use.

[@APeeKay]

Glad that you finally did a video on this duo. Love VX and waiting for a few months to get Savor One as C1 won't give it to me right away. Definitely underrated and for many a better setup than the Chase trifecta in terms of simplicity and value. Which other setup gives you this level of lounge access, minimum 2X, 3X for broad set of categories including groceries, primary CDW, no international fees, for credits that easily cover the VX fees. Hyatt is great, but how many Hyatt points can you realistically use if you are not into upper end resorts?

[@user-zh2cm4ur4n]

I have a quicksilver card. Really don't wanna cancel that card just for Savor as it is one of my earliest cards.

[@Adiscretefirm]

Chase is weak on groceries, Capital One is weak on gas, and the Citi Custom Cash is there to plug any hole!

[@kevinonthank]

I have this set up and I really love it. I went with the Venture X and the Savor One. For gas I use the no annual fee Amex Hilton card bc you get 5x Hilton points.👍💪

[@samjwhang]

x gonna give it to ya is the theme song for my venture x card. it plays in my head when i use it or talk to friends about it

[@aagha]

I didn't know you could transfer from C1 VX to Virgin Red and they were a Delta partner. Are there any nice/easy to use charts out there that show these relationships?

[@winterfern4881]

I actually have the business venture X for the past 4 months, one of the few invited to test the card out before it was released. Its the same as venture x but doesnt report on your personal credit score and the spending is like an amex charge card. It adjusts based off your spending. I use the regular venture as my workhorse. Other than those two cards im heavy into amex with business platinum, gold, business gold, blue business plus, amex amazon business card, hilton surpass. I'm obviously in a unique situation because of running an e-commerce business so i spend 60-100k a month, but most of that is on the business venture x now for wholesale.

[@kevingiang5606]

Amex Gold & Venture X is my Duo :)

[@callmeNeno]

Simplicity is the best

[@jrfuentes2688]

Question - Have you ever done a cash back card vs travel card - which is the best way to go? With airlines like Alaska and American Airlines going to dynamic pricing and making miles worth a lot less does it make more sense to get cash back and use said cash for travel?

[@CBRboy1717]

Been rocking this Duo since last summer. Pretty clutch.

[@jackgantos9274]

Very helpful: The "transfer" points was smart if you can keep up with it. Would be more helpful if this were written out. Do you have a transcript that can be downloaded. Do you have a chart that spells out how the points on one card, when transferred to another airlines, are then magnified. You are great. thank you

[@druiz012]

🪃 I have a Venture X. I have been wanting the Savor card. I don't spend much at grocery stores because I shop at Costco mostly but I do go to concerts and dine out regularly... year 1 will 100% be Savor and I'll debate downgrading in year 2.

[@CalrosACJ55]

Hey sebby, what are your thoughts in the Wyndham business earner for gas?

[@BIGNick7513]

Did Capital One remove the ability to convert cashback to miles? I ask because I got the Savor One card a few weeks ago and I can't, for the life of me, figure out how to transfer the cashback to my Venture X card.

[@brandonavila3825]

im in the same boat...i've done it before but i cant seem to do it anymore

[@franktran3720]

Great vid as usual, Sebby! What is your strategy when looking at flights at T300, T14, and T3 from flight date? In your opinion, is it better to book whatever you can using points and then trying to upgrade at those intervals? Or just risk it and try booking at those intervals? Thanks!

[@wm6869]

Great video. I appreciate the math, and also the transfer partner ideas for travel on business class. Going to use my Cap One points for that.

[@TheCrazzz8]

Venture X , Savor One and 2 Spark Business cards.

[@bgcm1995]

Im pretty much approved for all of these. I have 5 credit cards and theyre all paid off. I tend to dine alot with friends, order door dash every other day and want to start going to concerts, staying in nice hotels. I don't think id do much international travel. I wonder which card would be best for me🤔

[@JohnInKSK]

Something to keep in mind with Capital One and referrals: if the person you refer currently has, or has ever had (even if it is cancelled) ANY Capital One credit product, they will *NOT* honor the referral. After 2 hours of extolling the virtues of VentureX to a friend who has for 20+ years refused to get a premium card and immediate approval, Capital One will not honor the referral bonus because she has a Quicksilver sitting in her desk drawer.

[@slappers123]

Such an underrated duo!! Love the VX so much, and the savor one is the icing on the cake!

[@fulim226]

Got denied the first time in June of 2022, got approved for a 30k limit in February 2023. I'm in the late game.

[@todddavis9426]

🪃 Good video! I like the simplicity of Cap One. I have a personal bias against them from many years ago, so I probably won’t get their cards. But their 2 card set is pretty attractive.

[@druiz012]

I love to plan a year in advance so I've had some luck. Especially with Business class. First Class seems to be available more often at T3 and T14.... my plan for Japan, I'm going to book J with Alaska points and hope F opens up near or on my day of travel.. cancel and rebook. If it doesn't happen I'm sure I'll be ecstatic with J.

[@AskSebby]

Good plan! We booked JAL F T14.

[@meme5887]

WALMART is SUING Capital One. Would love to hear your thoughts on that!

[@abiralkhadka409]

Fun fact: Capital One Venture One also has 2 lounge access per year.

[@tofutrader]

I use the venture X and Savor card (no annual fee since I was one of the first few to get the card) for everyday. My gas card is the PNC cash back card that gives 4% on gas. I think I’m pretty covered with all purchases.

[@1drummer172]

Capital One announced yesterday that the 10% Uber cash back is not available outside the US.

[@Karatana]

🪃 Thanks for the video Sebby. I have the Venture X currently. I've seen this setup getting a lot of attention in the credit card space. One question I was hoping to get answered in your video is, do Target and Walmart count as grocery spending on the Savor/Savor One cards?

[@AskSebby]

No, they do not.

[@Johndough30]

​@@AskSebby I just started with capital one 1 year and 5 months ago and dont have any other cards besides them. I got approved for the platinum (was upgraded 1 year later to the Quicksilver cash rewards for good credit) and then was approved for the quicksilver one which is strange being that i was offered an upgrade to the QS cash rewards for good credit and the regular walmart rewards card with $300 limit each, so now i have 4 total cards with them as i was also recently approved for the Capital one Walmart rewards mastercard with a $3000 limit (maybe they are seeing me as a worthy customer) but sometimes i dont get how capital ones approval system and credit limit approvals work lol. Hopefully i will graduate (get upgraded) to a Venture X, Savor and savor one..Do you think i have any chance? 🤞🤞🤞

[@TheAudioCzar]

I have the savor one and venture one. Still contemplating the X. Or Citi premier. I don't value lounges, but kinda of want unlimited access. (I have the us bank altitude connect with 4 passes a year). I wouldn't use the hotel or flights multipliers because I don't like booking through a portal. I have a custom cash so a premier will unlock travel partners with Citi. Kind of feel like I don't need the X since I have the venture one, but I would like 2x back on everything

[@nobodynobody1235]

Great video. I am accumulating points to prepare for next year travel, thinking to use points to upgrade my family of 3 to business experience. Do you think it's better to buy premium economy, and then use points to upgrade......OR...... Straight use points to buy business class better? I have about 150k points, travel from US to SGP

[@GraceBrigham98]

I have the Venture and am excited to add the Savor this year (waiting for hard inquiries to go down). Adding my partner as AU on both so we both rack up miles. The Chase trifecta for me isn’t appealing bc of the weird points earning structure. I want the Hyatt points though so I may just get the Hyatt credit card in the future, or the Bilt. Already in the Cap1 and Amex ecosystems and don’t feel like adding in a third…

[@bcdevine04]

🪃 Thanks Sebby! I currently have the SavorOne and Citi AAdvantage Platinum Select card. I use the SavorOne for all the things you mentioned but I have the Citi card because Philly is an American hub. My wife and I go on at least 2 trips a year. Do you think I would benefit from switch the VentureX card setup you just highlighted? Thanks again!

[@jackmanleblanc2518]

I just started getting some Chase cards with the goal being to eventually get the Sapphire Preferred. Aftert seeing this and a few other videos about the Venture X I'm tempted to get that and the Savor One instead. Is there any benefit to getting both Capital One and Chase?

[@josephbuckley4902]

🪃 Thank you. I have Venture X. Now I will get the savor to maximize on groceries (don't spend much on dining or streaming).

[@nells317]

I just got the Venture X, and I see there's no longer an option to "Move Rewards" from my SavorOne on the site. Know if this is a temporary thing, or if they are killing the Duo?

[@brandonavila3825]

im also in the same boat..i cant seem to combine points anymore

[@NFace23]

Same here. And I've been looking for weeks now to see if others have the same problem. Pretty messed up to silently "patch" that

[@collinrodocker7370]

Hey Seb! Would you go with the Chase Sapphire Reserve or Capital One Venture X? I currently have the Venture One card (used to have the Venture) downgraded during pandemic. I also have the chase freedom unlimited. I’ll be traveling a lot for work this year. Thank you for your help and of course the great content!

[@AskSebby]

I would go for Chase 5/24 slots first, and then Venture X. But really depends on how many cards you want to optimize for.

[@collinrodocker7370]

@@AskSebby thank you! I appreciate you. Just applied and was approved for the reserve! You’re the man

[@DeadlyBrianX]

Got my SavorOne, just a shame I couldn't qualify for the sign on bonus

[@h1raiders]

Sebby, have you thought about leaving SF? “I heard about Bob Lee getting killed in the good area of SF”. What is your thoughts on how SF safety? A video would be great.

[@slingload]

Can you do a video about tipping when using points or free nights to stay at premium hotels?

[@joshua.butler]

Loved the breakdown, Sebby! 🪃

[@MattMcGrathOfficial]

Just got approved for the Venture X! How long should I wait to try and apply for the Savor One to get this awesome combo!?

[@acenewark]

Great info! enjoy your passion

[@ramonsuarez1051]

VentureX and SavorOne might go with my Chase setup which only covers groceries part of the year. I see good synergy with the VentureX as the perks card and the CSP for Hyatt and United. I'm thinking Wyndham could be a useful partner when you consider the Caesars and Vacasa partnerships. I'll have to garden for about a year first or maybe let my wife have it since she is earlier on her credit card journey.

[@ColdWindPhoenix84]

I've been considering dropping my CSR and applying for a CSP since the Venture X covers most of the perks for travel that the CSR offers. However I'm totally with you on Hyatt, it's my favorite transfer partner.

[@ramonsuarez1051]

@@ColdWindPhoenix84 I also wouldn't want to drop the CFF because 5X on everyday spending is so good and it basically becomes 10-15% on Hyatt transfers. The CFU though might go in the sock drawer.

[@ps_83]

@@ramonsuarez10515x on what??

[@ramonsuarez1051]

@@ps_83 CFF gets 5X on rotating categories every quarter. The important thing is how good the categories are. Groceries shows up once a year and you also see Walmart, Target, Amazon, and PayPal regularly, and you don't normally see them in other cards.

[@adamwade1053]

Amazing video! Is there a place where all the capital one points sweet spots are listed out? My fiancé and I are taking a year king honeymoon after our wedding in June and I have a huge stash of cap one miles. Hoping I can cash in on some of the best redemptions!

[@MilesSpearman]

hi Sebby, Ashley, love your videos. I was curious what your opinion would be I am moving to New York City in a couple weeks and I’m of thinking about applying for the venture X or the capital one I’m trying to decide because I know there is a six month gap between getting a capital one card and I was wondering, which one you would get first. I was leaning towards getting the venture one first because I can hit the minimum spend already and allow me to get that sign a bonus and secures me into getting the more premium card. But I thought it would be nice to be able to get that Uber benefits that come with the saver one by getting that first and utilizing that throughout all of 2023 and 2024. I currently have a discover it for being a student then I have an Apple Card and I just got a Chase off I preferred in May so I don’t wanna be locked out of capital one if I start gathering more cards before the venture Rex‘s do you think I should get the metrics before just secure my spot in there. I know it’s a long question but hope to get some guidance from one of the best.

[@marcus_hock]

🪃 One other great value proposition is to Transfer to Turkish Airlines for domestic US flights on United. All domestic flights are only 7,500 points, and this includes flights to Hawaii. So it becomes fairly easy to hit 2 CPP or more. Obviously the biggest downside is just finding availability.

[@MTVlogs]

I currently have the Capital One Venture X, a sock drawered Quick Silver, a US Bank Altitude Go, and Discover IT card. I was watching your recent video about the Savor One card, and was wondering if I should get that card and cancel my altitude go? Down side would be going from 4x points to 3% back on restaurants and food. But at the same time all I use the altitude go card for is food and the streaming credit. Good thing about savor one is I could transfer it's rewards over to Venture X, and it has 3% on groceries, entertainment, and streaming.

[@gwaltneygavin5186]

Thanks for the video. I have a Venture Card, and I'm trying to decide between the Savor/Savor One or the Amex Gold. Do you think this combo is better than getting 4x on dining and groceries through Amex and why?

[@billwright2176]

I'm not thinking of it. My cards are focused at general chase points and hilton Aspire use. I can't see how my spend would also support a third family. Next card to be CIC. I actually came out of retirement (for awhile) to help get the buisness cards.

[@jb1rd553]

I have the WF autograph, Active Cash, and the discontinued Visa Signature that multiplies my points by 1.5 when redeemed for flights. All of them are no annual fee and have no travel partners. I'm interested in moving to a setup with Travel Partners but is it worth moving to Amex, Chase, or Capital One?

[@isaacmoorman2512]

Just got the VX yesterday! 🎉 Time to wait for the SavorOne for that 10% on Uber!

[@billwright2176]

So far not interested in the X. The only topic of interest is lounges with it. Have priority covered already. That would be my interest. Just as a travel card I'm set with chase family and the hilton Aspire.

[@Deathdealer4L]

I have a Savior one. Next month I’ll get the venture x

[@jordan23ww]

🪃 Great video! Thank you for all the info!

[@paulkim46]

Hi Sebby, do you have any recommendations on card wallets (for holding nothing else other than cards, and a lot of them)?

[@ezioaltairac]

I can recommend the Travelambo bifold wallet. It has nine slots for cards but you can easily add two cards per slot. I’ve had it for at least six years now and it still holds up well. The only things I hate about it is that taking your ID out of its clear slot is a hassle, and if you have a tall currency notes like euros, they’ll stick out of the wallet. Otherwise, I like it.

[@Lifeissorich.]

I use Tom Bihn wallet but Secrid is the best if you want to spend $75-100

[@ryanshannon6963]

I think I have a smaller bifold clip wallet I bought from like, Wilson Leather Company or similar. It has a nice clip on one side that I use to bifold any type of currency and it holds them within the dimensions of the clip wallet. Not even Yen stick outside of the wallet dimensions. I use it for things other than just cards, but I probably have...close to 10 cards in there, along with two IDs in the clear window (I have my Native American ID and Driver's License in that pocket), and there's a another hidden pocket within the bifold portion on the inside that I have some money folded inside, just in case I'm somewhere and for whatever reason my cards are all lost, stolen, whatever...It's small enough to carry in my front pocket (I *never* carry any wallet in a back pocket), but I don't wear nut hugger jeans. I don't wear overly baggy, but I don't wear jeans that may indicate I'm attempting to castrate myself. This wallet has been with me for a few years and has been all over the world with me, hasn't let me down once. This is my 3-season wallet. For colder seasons (read: Pea Coats, overcoats, etc...) I pull out the classic stitched and leather "Bad Motherfucker" wallet.

[@lisamcmillon5083]

Thanks for the info

[@Ryan-iq2zd]

I'm very interested in Venture X, but do you think it's worth it if you have the Amex Gold, Chase Preferred, Unlimited, and Flex (Chase trifecta) already? Kinda disappointed in their hotel transfers, though, but not a deal breaker.

[@ryanccc777]

I have a similar set up and the Venture X is worth it, the Capital One travel portal leverages Hopper and prices matches. The $395 fee is offset in year one with the SUB and the $300 credit with travel booked through the portal and every year after with the 10,000 point anniversary credit and $300 credit through the portal. Factor in the airport lounge access, 4 free AUs etc. it is very easy to justify.

[@JiaqiS]

Would you get 10x points on Uber then, as the savorone has the limited time promotion with Uber?

[@jorgeortiz5860]

Hello Sebastian. do you do persoal advice? we have the Capital one Venture X but having a hard time knowing how to use the points

[@_jefflarsen]

🪃 Great video Sebby! I really like how you emphasized getting these cards by the mid game. It’s super important if you don’t want to get locked out of Cap1. I was able to grab the Venture X and later the SavorOne.

[@MattMcGrathOfficial]

How long did you wait to get Savor One?

[@_jefflarsen]

@@MattMcGrathOfficial 6 months in between applications. Use their pre-approval tool before applying. It may give you a good idea as to whether or not you’ll be approved beforehand.

[@midnightdarkchocolate]

I’m a healthcare worker and I like to travel but unfortunately my dates aren’t flexible is this set up still worth getting?

[@Sivic50]

Great stuff, man! Your videos are always so insightful. Inserting a boomerang emoji since I'm on my computer lol.

[@patrickninnaruenat5293]

Do you know where I can find out about which airlines to book for each destination?

[@innoaviation7618]

Emirates Fifth Freedom flights increased to 108k this year from 90k

[@KentPaul]

Is it better to buy a business class flight outright with all miles or buy a economy flight with cc then upgrade with miles?

[@brianmcqueeney4112]

🪃Great information Sebby! Based on your last video i decided to try for venture x since I have most other travel cards and setups. To my surprise I was approved since this is a late setup for me. Any information as to strong partners for a 2024 summer Hawaii trip?

[@chrismajor296]

Wyndham Rewards has flat-rate vacation rental access w/ Vacasa, and the deals are *great* for 1 br. They count bedrooms, not size and some are quite spacy. With a little luck you can easily get over 2$pp from the cash rate.

[@kevingibbs2600]

Hey Sebby, I know you usually have the 411 on what's going on. Have you heard any rumors about the VX sub going back up to 100k?

[@Motoko15SL]

Just curious, if we just got the Venture X, how long can we wait to get the SavorOne? Thanks!

[@nicklapointe2851]

Question， is Quicksilver out of the question for this setup？

[@Poweezy522]

Yes, because Venture X gets you at least 2X points on everything, while Quicksilver only gets you 1.5X

[@kgthegent]

If you already have the Amex Gold that gets multipliers on dining and groceries how could you still get maximum use out of Savor One?

[@joshuaanderson4110]

You kinda talked me into the venture one. It would be a free way to transfer points earned from a savor card. Or it w ould at least definitely be the ideal downgrade path from venture X if you also had a savor card..right? Am I missing something?

[@willardSpirit]

Don't discount the VentureOne... when you have the Quicksilver and Savorone. The People's Trifecta w no annual fee. With the $95 annual fee, the Venture is effectively a 1.5% rewards card so why not replace it with the Quicksilver?

[@49whitey]

🪃 my wife and I both have finished the Chase Trifecta. Looking for another product line to go into. Great info on not waiting till the late game to do Capital One, never thought of that. Thanks for all the great info as always.

[@ABasedTohan]

Good stuff subbed

[@SamuraiEdge556]

I have a capital one Walmart card. Can I convert the points to venture x?

[@asahutchinsoniv9563]

did you ever find this out? wondering myself

[@SamuraiEdge556]

@@asahutchinsoniv9563 it doesn’t work

[@MrWhatsHappenin]

Oh man imagine if capital one added the "Savor X" 4X on dining, groceries, streaming and gas. Gold card would be dead for me

[@Bikes4beers]

🪃 hey Sebby what kind of skis do you have and can you show us the design up close? They look sweet!

[@AskSebby]

Wagner custom skis :)

[@desafinado74]

Hi Sebby, can you get cashback when you use the SavorOne card when you are travelling overseas?

[@truth884]

Is it worth getting the Venture if I know I’m not able to get the venture x?

[@gerardoaguilera8307]

I have the Venture X but also the AMEX Gold, I have been using the AMEX gold for dining but if I get the Savor it'll be the new dining card right? I've been using my Venture X as my catch all but wondering if it's better to continue using AMEX or switch?

[@fogrunr5075]

The value of the VentureOne. Start with SavorOne, get the small bonus and earn the points. Take the trip Six months later, product change to VentureOne. Use it, especially booking hotels. Six months later, upgrade to Venture. Apply for a new SavorOne. Use them together very well. Open 360 checking and high-yield savings. Develop the high-yield savings. Wait for an upgrade offer for Venture X. This time, don't upgrade. Wait for the highest welcome offer. Apply for the Venture X as a new account. 2 years, 2 hard pulls, 2 products, a developed banking relationship, and then one more hard pull for the best card Capital One has. Very good for your credit score. All of the cards no foreign transaction fees, every step of the way.

[@waterbottletrickshots8211]

🪃 great video, very helpful

[@TheAlexDarby]

🪃 Great video, as always!

[@TheMylaroca]

Great video..I have venture n venture x.. thinking about closing venture card ..AF is 59$ since it a old card..u think I can exchange to Savor or Savor one?

[@veezhang6988]

C1’s pre approval is kinda weird. They keep telling me that I’m qualified for the savor one for good credit while I have around 15 cards.

[@mnorth1351]

The math for the amount of spend needed to break even on the Savor card is wrong. For the annual fee card, you need to calculate how much MORE the annual fee card earns you THAN THE FREE CARD would earn you. If the free card offers 3% back, and the annual fee card offers 4% back, then that extra 1% better earn you enough to offset the annual fee - otherwise, just use the free card! Hypothetical example, if you have $5,000 in spend annually, the no annual fee card, earning at 3%, would earn you $150, period. No fee to offset. On the same spend, the annual fee card (4%), would earn $200. If the annual fee is $100, then your net gain is $100: LESS than the no annual fee card gains you. The EXTRA 1% is not worth the annual fee, in this case. You should not be calculating the earnings against the annual fee in a vacuum, but comparing that to what that same spend could earn you with a free option.

[@dwdino382]

I think about to get savorone to cover the supermarket purchases. However the x gives everything to 2x already. Just 1x difference is not a lot

[@blankprivatecompany9296]

Can you build up a credit card rotation without Amex

[@jacksonpayne3882]

My company reimburses me for all travel expenses. But i have to use one of their systems to book my rentals and flights. What card would you recommend ?

[@AskSebby]

If the system codes as travel, then probably a card that has a strong travel multiplier.

[@jacksonpayne3882]

@@AskSebby are there cards that you would specifically recommend that have good points value outside of their own portals and good transfer partners? Ive been considering the capital one venture x. But I'm concerned i won't get its true value as I won't be booking through the capital one Portal for flights or hotels. Is it still valuable compared to other cards in generating miles if I have to book through my companies system??