How to Pay-Off Your Mortgage in Three Years! Monica's Australian Property Journey

🤯 Monica went from $200K Bad Debt & Family Breakdown to owning her Home Debt-Free plus another FIVE Investment Properties - in just over THREE years!
❤️ She's one of the most inspirational and hard working women I know.
🎓 When things were most bleak, with no one to help her, Monica Salazar, an accountant, decided to get deeply educated.
🏘️ She scraped together some capital, and bought her first investment property. Then another. Then another. Then another. Till she got six properties.
💪 Constantly overcoming, side stepping and jumping over borrowing capacity hurdles.
💰 She added value to her properties, bought below market value, through methods no one else does.
💸 Now she's onto her next phase of financial freedom.
💡 In this episode she shares her entire story with the hope it will provide a beacon of hope to others in her situation.
🙏 Anyone who is financially down, out of luck, new to real estate or new to the country will find immense value from her words.
0:00 - Introduction
2:05 - Monica’s story before property investing.
11:31 - Monica’s journey into real estate.
18:05 - Monica’s first property investment.
19:50 - Property renovation with only 3,000 dollars
23:21 - Monica’s renovation process (Sweat equity).
27:00 - What gave Monica the confidence in Property Investment?
30:30 - How did Monica educate herself on property investment?
34:47 - Monica’s negotiation with the bank.
36:33 - Monica used her pain of debt to push herself
38:38 - How to buy a property with a Deposit Bond?
41:45 - Fake it till you make it!
44:40 - Monica’s relationship with her bank.
47:32 - How did Monica pay off her debt using a property investment?
51:10 - Monica’s source of inspiration.
54:53 - Monica’s future purpose.
57:16 - Conclusion
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The Listener, Reader or Viewer acknowledges and agrees that:
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#PropertyInvestment #PassiveIncome #Australia #RealEstate

[@AusPropertyMasteryWithPK]

❤ JOIN THE COMMUNITY & GET FREE SUBURB TIPS + STRATEGIES 💡 Private Facebook Group With Over 40,000 Clients & Investors 👉 facebook.com/groups/passiveincomethroughproperty 💡 Top Ranked No "BS" Podcast On Spotify/ iTunes/ Google 👉 consultingbypk.com.au/podcast/

[@theresagrantham4584]

Yep fake it til you make it, one step at a time !!!! I restarted my life at 56 yrs old after a relationship break and bought 4 properties in in 5 yrs and achieved financial independence!!!!!

[@theresagrantham4584]

Thank you for you inspiration and for sharing !!!!! Well Done

[@jackiethomas-gj2vn]

Yay! Another Filipina investor who is willing to give back! Awesome mentality. Hat off to you, Monica 😊

[@AusPropertyMasteryWithPK]

😊

[@lukeburrows7144]

I was in the Renovation and mortgages in distress course you did Monica. During the course your offer got accepted for one of your properties. Incredible to see how far you have come, well done 👏

[@huntster4000]

Her risk tolerance is insane😂 Amazing job 🎉

[@AusPropertyMasteryWithPK]

High risk high return approach!

[@irenedeguzman8238]

Wow… amazing tenacity and determination… education + execution = success 😊

[@AusPropertyMasteryWithPK]

Precisely!

[@pawars1234]

Worth making a short movie... Such a positive story...

[@AusPropertyMasteryWithPK]

I know right!

[@ve5394]

What a wonderful & inspiring story! Thank you so much PK & Monica for taking time & sharing this. This story will certainly inspire & help many others to live their best life💞

[@AusPropertyMasteryWithPK]

Our pleasure!

[@maricelbergonia602]

I'm one of your avid fan Monica. I admire you in every aspect. You are a strong woman and an inspiration to many. Keep it up. Mabuhay ka🙂

[@AusPropertyMasteryWithPK]

😊

[@ab_crypto]

Great interview, full respect to Monica and her level of dedication and achievement

[@AusPropertyMasteryWithPK]

She’s awesome

[@AamerShedam]

This is gold. Great story of hard work and perseverance. Kudos#

[@MyTk89]

Well done, Monica. Thanks PK for the interviews.😊

[@AusPropertyMasteryWithPK]

Thank you

[@dewiandrina8700]

Woww.. amazingly strong woman! Truly inspirational.. I am so glad that you overcame the hardship, I wish you all the best💝

[@AusPropertyMasteryWithPK]

Amen

[@paulhenry3512]

What an incredible story. Well done Monica!

[@TheBlueskyson]

Monica, you are amazing! And such a delightful persona. ty 4 another gr8 motivating vid.

[@joshuarafiepour4817]

Great interview, great conversation. I learned so much. Good on ya Monica , well done 👍🏻 Thank you PK .

[@seelamsumanth2995]

Kudos to you . Great job Monica ..Thanks for the interview PK

[@AusPropertyMasteryWithPK]

Thanks mate

[@teejaycarter2842]

Awesome interview, very impressive Monica🎉

[@jenniferjennifer3604]

A beautiful woman with a good heart. Thanks for sharing your story and wish you all the best in your journey of helping others. Well done Monica 🌷

[@AusPropertyMasteryWithPK]

I love all these comments

[@jenniferjennifer3604]

@@AusPropertyMasteryWithPK Thanks for having Monica on your channel PK, so inspiring.

[@marcoschena99]

Top job Monica! People take note. 5 stars

[@desmorrow2545]

A great recovery story Monica!

[@AusPropertyMasteryWithPK]

For sure!

[@MrDemodamian]

Thank you so much ...for this guidance, I'd say!.blessings from me...

[@AusPropertyMasteryWithPK]

Glad it was helpful!

[@martyncoates6035]

Monica is awsome

[@AusPropertyMasteryWithPK]

So inspirational

[@sunitaagrawal7675]

Monica your smile is lovely, keep smiling.😊

[@cpchris2]

She’s a legend

[@rpir216]

Hi PK, fantastic video. Would Monica be okay to share a road map in term of risk management and strategy to invest in real estate ?? What was the best courses and educational support she would recommend ? Thanks 🙏

[@sunitaagrawal7675]

Very interesting story.

[@mariebelsapin]

Thanks Pk and Monica, how can I reach out with Monica? Like everyone else, I don't know where to start, just sitting on the fence 😢

[@AusPropertyMasteryWithPK]

Join our fb group

[@arpitatomaskar2335]

Very motivating 👏

[@AusPropertyMasteryWithPK]

Glad you think so!

[@fp8645]

Inspirational 👏

[@AusPropertyMasteryWithPK]

Yes!

[@marktaylor4278]

Very inspiring

[@AusPropertyMasteryWithPK]

👍🏼

[@kavitataneja910]

Is it only me can't clearly hear Monica side but Pk side voice is clear

[@entbook6171]

Yes I feel the same I slowed the video speed and can understand better

[@justintense13]

What a winner! Didn’t catch where to follow her?

[@AusPropertyMasteryWithPK]

She’s not selling anything! Just a nice person sharing their story

[@massimilianomarrazzo2392]

Maraming salamat!

[@AusPropertyMasteryWithPK]

🙏🏼🙏🏼

[@ownraceownpace500]

Hi How much is the cost of course?

[@AusPropertyMasteryWithPK]

Please see here: consultingbypk.com.au/faq/

[@samd8652]

Wander Women , lots of guts and deservers success.

[@AusPropertyMasteryWithPK]

Yes!

[@13579john]

When u get a cba banker, do they still look at servicing

[@AusPropertyMasteryWithPK]

Yes but it’s more relationship based

[@13579john]

@@AusPropertyMasteryWithPK do u mean they will lend you more money ?

[@sueannemann5425]

Use a broker. The broker has relationships with the banks. Banks want to help out brokers. ERBA Finance is great for this.

[@milindsharma4637]

What’s AAFI data ? That PK mentioned around 28-29:00 minutes in the video

[@debloui]

RP data. It’s Rich Property data.

[@redoctober00]

Wtb some chapters

[@gauravmakhijani6541]

Is this for real, she bought dud properties with faults for 200k or less. Did renovation for less than 3k

[@13579john]

No idea how it is possible

[@AusPropertyMasteryWithPK]

All real. Sweat equity

[@seancurtin5609]

beautiful