How To Redeem HDFC Infinia Points For Maximum Value

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In this video, I share the entire process of redeeming HDFC infinia credit card points. Do not forget to comment and share your thoughts.

[@silverline2339]

No one has shown how much max you pay with miles to buy the ticket. You have shown with a perfect example. Superb

[@dugarniraj]

Thank you

[@dropgarg6599]

Is it better to use flight using reward point or Better to convert it into airmiles and then booking flight with those airmiles?

[@gautamvora6708]

Can you tell me how to book flexifare tickets using Smart Buy? Unable to see any options for Flexifare

[@surjansharoy1403]

If I spend one lakh on an iPhone How much reward points will I get and what is the reward point cap

[@zubinajmera2841]

would be more useful if you gave specific examples (which flight routes from India to International) could give maximum value? for economy class

[@dugarniraj]

Value is same na? If you’re booking a ticket from anywhere to anywhere, if the price of ticket is say 100, you can pay 70 with points. Doesn’t matter where you’re travelling.

[@ngc1234]

Hi Niraj, do they give 12500 points on renewal? If my yearly spend around 4Lakh, do you suggest to go for this as joining and renewal fee is compensated by points ?

[@karishmadalal6853]

The 12500 welcome benefit miles can be converted to air miles as 12500 miles also? Giving 1:1 ratio?

[@dugarniraj]

Depends on where you transfer

[@StampSEO]

Is there an airmiles cap like in Magnus? I am trying to get 100-200k miles a year with Krisflyer... Infinia is a good fit?

[@dugarniraj]

no limit

[@aaacreations6036]

What would you do if you were in my position? I have a lifetime free Regalia with 10L limit. Just got an invite to upgrade this to Infinia Metal Edition, but only First year free. From 2nd year onwards 12500+GST renewal fee. I know we get back the 12500 as reward points that I can redeem as you have shown here but I'm still out the GST part. I'm half inclined to go for the Infinia because this is not easily obtained for everyone (or so I think) but on the other hand my Regalia is so cheap and hassle free that I don't feel like committing myself to a heavy annual fee with this upgrade.

[@dugarniraj]

I Will take infinia any day.

[@s.ramakrushnapatra448]

I have some questions regarding the tax implications for credit card usage.

[@dugarniraj]

Pls ask 🙂

[@vikasparashar1544]

hi wanna ask about lounge access in india and abroad are kids allowed to access domestic as well as international lounge with parents .

[@dugarniraj]

you may need a separate check in for kids depending on age. I am not too sure

[@arvidelltd.3259]

Hi Niraj, if we pay half of the cc bill on the bill generation date and the other half before due date will the system show 2 payments instead of 1 payment in the credit score report? Your opinion and knowledge shall definitely add new information

[@dugarniraj]

I don’t think it matters. What matters is if you’re a defaulter on a regular basis

[@arvidelltd.3259]

@@dugarniraj ok thank you for your replying

[@shibasispatel6624]

What is the best way to book domestic flights if I have magnus card with lots of RP?

[@dugarniraj]

The only option if you want to use miles is Vistara

[@arvidelltd.3259]

@@dugarniraj No I believe other partners are also there like star alliance, Etihad, etc, right?

[@Rajeshreddy457]

This is very helpful. Please do the same for Axis Magnus credit card. Thanks.

[@dugarniraj]

Thank you 🙏 😇

[@LeoRachit]

Hi Niraj, can these Tanishq vouchers be used only on the app/website? Or can they be used in an actual store?

[@dugarniraj]

In store also.

[@jaszzdhillon]

Sir Mutal funds pr video bna de jea bhai. Ma ne ek mid cap or ek large cap me SIP shuru krni he. Smz nhi a rha etne funds me se konsa choose kru. Best five larg cap and best five mid cap ki video bna do. Baki select kr le ge us me se . Ek ek.

[@dugarniraj]

Sure sir. Will try.

[@gauravshetye]

Hi pls tell between atlas and infinia which gives better return on normal spends

[@dugarniraj]

atlas..

[@evergreen9342]

Please advise - Billpay won't give 1% for inifinia so how can one get 1% on paying credit card bills?

[@dugarniraj]

I’ve no idea. I pay directly

[@purveshladha66]

We can buy gold coin via tanishq vouchers?

[@rohitapps8374]

I decided to go with this card and also got it delivered . Just a quick question am not a very high spender I just spend on flight tickets traveling once in 2-3 months (not hotel stays) and restaurants (online and dine in at times). Since this card already has a good credit limit which I would not be over utilizing it . I think there is no point in having more than this one card Infinia. Do you think I need to have any other card?

[@dugarniraj]

Agreed. You’re sorted with this.

[@rohitapps8374]

@@dugarniraj thank you for replying 😊

[@rohitapps8374]

@@dugarniraj one more question while signing up in smart buy there is an option to Manage Card Type & Redeem Points if enabled it asks to enter the entire credit card number and if set to off then the first 9 digits of credit card. Is it okay to add the entire card number and set manage redeem points or every time we should enter the card details everything we purchase seems safer but then am thinking about the redeem points

[@vinayakbhat82]

For tanishq vouchers, are there limitations on the products to purchase? Should it only be Gold jewellery or can it include Coins, Silver and Stones?

[@dugarniraj]

jewellery

[@bindir1421]

Which is better for international spends hdfc infinia , axis magnus Or forex

[@dugarniraj]

infinia has this global program where you get 1% of international spends as cash back upto 1k. works well. you need to call and sign up

[@bindir1421]

@@dugarniraj thanx

[@2405mahesh]

Conversion to Accor points?

[@dugarniraj]

Has changed now

[@NTTtv]

how to save card on smartbuy. I don't see my card.

[@dugarniraj]

Just proceed with what you want to do. It willl ask you for the card.

[@amitabhmaheshwari]

Flights and hotel bookings will give maximum value.

[@dugarniraj]

Yes. Was the video useful?

[@amitabhmaheshwari]

@@dugarniraj Yes

[@dugarniraj]

Thank you 🙏

[@azharmokashi]

Interest free 50days is common for all?

[@dugarniraj]

interest free what?

[@architjain702]

Can you make same kind of video for Magnus card

[@dugarniraj]

A full video I’ve done :)

[@dugarniraj]

Is this the best credit card of 2022 - Axis Magnus unboxing and review kzbin.info/www/bejne/fZu1oaCQhtx4h9k

[@shibasispatel6624]

@@dugarniraj You can do another video for points redemption for magnus as well.

[@azimkhan8489]

Highest value of points

[@thakurkatare538]

Not useful

[@dugarniraj]

Sorry sir :(

[@krishpavan7777777]

please send me website link

[@dugarniraj]

Which website

[@krishpavan7777777]

@@dugarniraj rewards use chese link sir

[@rishabgoyal6138]

It would have been better if you have gyftr redemption ways too.

[@dugarniraj]

There is no redemption on gyftr as far as I know

[@sumitchaudhary343]

​@@dugarniraj we can buy vouchers by rewards points right