How to select a liquid fund in 2019?

[@rakeshbandi2840]

you're the only one warning investors for liquid fund. this video is more relevant now when Franklin closed their 6 debt funds

[@SanjaydSingh]

Guys, please don't leave without hitting the like button. The likes on sir's video are quite less compared to number of views. So do hit... 👍

[@pattufreefincal]

Thank you!

[@ArvindBhave]

Videos like this could remain perennially relevant. Thank you. I learnt a bit about how to choose a liquid fund

[@gowrishankarkn6499]

Hi Pattu, your comment about this Star Rating by Value Research was a Revelation. How foolish I too was when I used star rating to recommend a fund for my client, though I did go through the kind of returns a particular fund provided. However, over a period of say a year or so, my insight into this MF industry (as both a investor and advisor) was a game changer. God bless you.

[@ajaypanchwagh2]

Thanks a lot. I choose icici because of large AUM but with your video I understood all aspects.

[@prasathj7436]

Thank you Sir !!! Your videos make more sense and provide information on the risk of various entities.

[@nihalyn]

There are so many debt funds that it gets so confusing. Is there a video on which type of debt funds to be selected for time frame between few months to maximum 3 years.

[@karthik-ex4dm]

Hi pattu, If liquid fund is for parking some money or to park a part of your emergency funds, Does it make sense to SIP liquid funds?

[@ytlfv]

Thank you Pattu for the insightful video!

[@neerajbisht789]

amazing knowledge, thanks for the information

[@snsramkumar]

Hi Sir, i am not sure same way fund selection mentioned by you in AIFW group. I did followed this way and selected ICICI due to its higher AUM. Super videos sir.

[@padaladileep5906]

Nice explanation..

[@HindiOphthalmology]

Sir, wouldn't Savings Bank linked FDs (like Mod account in SBI and Money Multiplier account in ICICI) which automatically adds money to Savings Bank account in small amounts from FD if you withdraw money in time of need make more sense in terms of security if you need to park your money? I am not quite convinced about debt funds as an investment option unless you are in 30% tax slab though I very much believe in the debt portion of hybrid funds. Maybe to keep the part of salary that you plan to spend through the month for monthly expenses.

[@vaishalibhaip6415]

Thanks for sharing your knowledge sir 👍🙏

[@wroomauto7615]

If I make 7% in a year from debt fund then do they charge TDS on interest earned and if yes then do they provide me form 16a or TDS certificate

[@CreativeRam2016]

Great sir

[@dinesh5058]

THANKS FOR GIVING DEPTH INFO REALLY APPRECIATE YOUR WORK!

[@ritesharora3278]

Sir, R u aware of sebi`s new rule of SIDEPOCKETING. How SIDEPOCKETING in debt mf will be applicale for investor.

[@koshyoommen4782]

Pattu Sir, I have a question. To which category of funds should I park my monthly savings? This is apart my investments(multicap, nifty 50, small cap, midcap) and reserve fund. This savings can be held in a fund for atleast 8 yrs without touching. Should it be pure debt like liquid/arbitrage OR debt+equity like agressive hybrid or balanced? advantage?

[@gauravchoudhary4218]

Idfc bank provides 8.25 and SBI 6.60.

[@MKTutorials4u]

Where do you put money for emergency fund?

[@munish707]

nicely articulated. Thanks

[@mebingeo]

Hi patttu, Thanks for making daily informative videos. i put emergency fund in fd and short term debt funds- hdfc and frankiln. How risky will be short term debt funds w r t liquid funds for this purpose? Thanks

[@pattufreefincal]

Depends on what kind of fund you choose

[@mebingeo]

@@pattufreefincal thanks for the reply. I invest in Franklin India Low Duration Direct-G and HDFC Short Term Debt Direct-G. Franklin looks riskier with rating of their investments

[@DrNikkhil]

You should have trusted your gut with Franklin

[@mebingeo]

@@DrNikkhil i did

[@prateekm2121]

can a person use NPS tier 2 with 100℅ allocation in government bonds , if there are no funds that offer 100℅ allocation in government bonds ?

[@tuhinbond007]

Hello Sir, I am thinking of parking my idle fund in Franklin India ultra short term bond and Franklin India Short term income fund.. Are both these funds safe (in your parameters) to keep my money parked for just 1yr maybe? Please advice..

[@pattufreefincal]

It will have credit risk. So no.

[@tuhinbond007]

freefincal - Prudent DIY Investing Thank you sir for your valuable advice 🙏

[@roym1444]

Hello I am based in Dublin, Ireland and hoping to invest in India. I am aware I need to set up an account with a local bank and gain a NRO and PAN number. I am wondering if you can help suggest the best way to do this. Do i have to do it this way or can i use an International bank. I appreciate your time and any information you can give

[@evm6177]

As an investor u may probably hv some set goals, wish u all the best and pls do ur research on the kind of investment. Notice u haven't mentioned any assets you plan to acquire and what the game plan is.. Perhaps people need to know that sort of thing to actually help out! 🍷🕶️ CHEERS!

[@Adityaverma-gb9oe]

What if i consider low volatility stocks as liquid fund does it be a better choice? Why or why not?

[@pattufreefincal]

low volatility is with to other stocks. If the market falls 40% so would these! So no!

[@nishantkumar9570]

How NAV of gilt funds vary. What are factors that affect the NAV of gilt or liquid or any debt funds.

[@pattufreefincal]

higher the maturity period of the bonds in the portfolio, more it will fluctuate with market demand and supply forces and interet rates

[@rajeshrane5880]

Hi, how much investment one should make in liquid funds

[@pattufreefincal]

What is your purpose?

[@7343m]

sir can we park money in small finance bank savings account which give 7% rate on savings account

[@pattufreefincal]

Again concentrated credit risk. So no

[@gauravchoudhary4218]

Fd is good replacement for this.

[@santoshkinikar9388]

Please monetise advertisement in between. It distracts my focus.

[@SusheelChandradhas]

Wow! So many ads on this video...

[@padaladileep5906]

Nice explanation..