How to Start Saving and Investing with Clark's Best Advice

[@Abelone-Alvilda]

I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.

[@EdwardWells-bj4eh]

I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.

[@Abelone-Alvilda]

@@EdwardWells-bj4eh That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well

[@EdwardWells-bj4eh]

@@Abelone-Alvilda My advisor is Victoria Carmen Santaella

[@EdwardWells-bj4eh]

You can look her up online

[@EdwardWells-bj4eh]

Nah I Can't say I can relate, Victoria Carmen Santaella charge is one-off and pretty reasonable when compared to what I benefit in returns.

[@MsLignumvitae]

I came here today to my coach 1 yr later cause I'm about to take this walk. I feel like I'm goung into this with my eyes open. Tbx Clark & Team !!!

[@theloganerickson]

Clark, you are the man. Appreciate you much!

[@donton07ful]

Very easy to understand, thank you so much Clark!

[@thetravelingtrader3493]

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[@thetravelingtrader3493]

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[@user-qc8vj3vp9v]

Thank you Clark for breaking down the information so that the average working man can understand. I have been listening to you for 30 yrs since living in Atlanta. You provide an invaluable contribution to the community of listeners, and we owe you a debt of gratitude - we will never ever be able to repay you. I have learnt a lot since listening to you thru the years. Keep up the excellent work you are doing. You rock Clark and we love you!!👍🏼👏🙏🏼🕊🕺💟

[@anyaleto2532]

Thank you!!!

[@mariaalexander427]

My "go to" guy always. Thanks for the great advice!

[@thetravelingtrader3493]

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[@thetravelingtrader3493]

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[@mariaalexander427]

@@thetravelingtrader3493 Awesome, got it. Thanks again!

[@thetravelingtrader3493]

@@mariaalexander427 your welcome

[@marietaylor5174]

Clark, you are the best advisor.

[@DillyDogSays]

I use Fidelity robo advisor for my 401k. Should I trust the robo advisor or make my own picks?

[@Davewhipped]

Money Guy Show fan stopping by 👋

[@dianebarron8362]

I don't know of any online BANKS can you name some?

[@ninacook9162]

Now that we are retired , we have funds/stocks and rentals, a raining day $ fund and monthly ss checks along with pensions, and VA income why Am I still saving?Our ages 77/74

[@joyshannon4483]

What is a good retirement management fund company with no commission and low management fees?

[@Clark]

Hi Joy, we have a lot of resources regarding investing at Clark.com. The type of retirement fund you open may determine the company you want to use. Generally, Team Clark likes Vanguard Group, Fidelity Investments and Charles Schwab for a retirement account like a Roth IRA. You can read more about Roth IRAs here: clark.com/personal-finance-credit/investing-retirement/how-to-open-roth-ira/ For our beginner's guide to retirement investing, you can read this: clark.com/personal-finance-credit/investing-retirement/how-to-start-investing/

[@mtwhatley3253]

Vanguard

[@IM1THE2KING3]

Im creating a market catalyst calendar. If you know of any upcoming events please let me know.

[@thetravelingtrader3493]

Thanks again, Make a note to Mr collins Francis for ETH/Bitcoin Investment idea🌟🌟🌟.

[@thetravelingtrader3493]

His availability is active on what√sap√, 👇👇👇👇👇👇👇👇👇👇 +... 1... 8.... 0... 4.. 3... 7... 2... 8....6.... 6... 3... You can tell him I directed you....

[@triniamontes1204]

Clark, hello I’m glad to see your ad & thank Ufor sharing with us your knowledge& experience. I’m concern because I was wor king hard &tried to save & inve st for my future needs But I stopped working to save & took care of my Bth Beloved Parents & My fiancée that I had to quit my great job for yrs But Didnt expect to Not got stuck for yrs & Didnt go back to work. I had opened Roth IRA then al tho I had taken most of my mo ney & not much left & now after l lost them all I have No 1 to bla me but myself & even though I wanted to work, I’m Now sick & can’t go back to work anymore. I still have my Fidelity IRA Roth acct.Is that a good place or Shd I transfer them into another place. I have a little amount in Putman, in my bank or Shd I take & put my acct somewhere where it is non taxable? Please advise me of what I Shd do as I really Don’t know what to do on my old age? I’ll wait for your advise & please help me. My DAD, was a CPA & was a former Bank Auditor But he’s gone & Dont have No one to go to. Thank you for your future res ponse, Clark.

[@mysticstrikeforce5957]

But don't we lose all that hard earn saving money if we even invest. But yes i'm in the middle stage of learning how to save and that is knowing that if i really need that and now i'm at the part of calculating the price and be a regular customer cause sometimes it does help specially when employees knows you and you get good discount sometimes. But what i learned about investing and what many young people tend to fail at and i know i am a young adult but i learned i should invest in something that is for the long run and something that helps people like sickness and their well being. I see people invest in things that can go away or don't even contribute anything.

[@Luv-x8k]

Online banks scare me because of hackers.

[@beans2605]

Their web infrastructure is no different than that of a brick and mortar’s.

[@Luv-x8k]

@@beans2605 yes but i don't use online services even with brick & mortar. It feels safer.

[@thetravelingtrader3493]

Thanks again, Make a note to Mr collins Francis for ETH/Bitcoin Investment idea🌟🌟🌟.

[@thetravelingtrader3493]

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[@benjiusofficial]

Don't feel, think. Gather information and make an informed decision. Fear will paralyze you like a deer in the headlights if you don't control it.

[@rdbeaz]

Clark Howard way way better than Dave Ramsey

[@thetravelingtrader3493]

Thanks again, Make a note to Mr collins Francis for ETH/Bitcoin Investment idea🌟🌟🌟.

[@thetravelingtrader3493]

His availability is active on what√sap√, 👇👇👇👇👇👇👇👇👇👇 +... 1... 8.... 0... 4.. 3... 7... 2... 8....6.... 6... 3... You can tell him I directed you....

[@camwchristian]

He looks like Carole Baskins husband

[@thetravelingtrader3493]

Thanks again, Make a note to Mr collins Francis for ETH/Bitcoin Investment idea🌟🌟🌟...

[@thetravelingtrader3493]

His availability is active on what√sap√, 👇👇👇👇👇👇👇👇👇👇 +... 1... 8.... 0... 4.. 3... 7... 2... 8....6.... 6... 3... You can tell him I directed you.......

[@davetriplett4779]

savings can lose value because of inflation....

[@thetravelingtrader3493]

Thanks again, Make a note to Mr collins Francis for ETH/Bitcoin Investment idea🌟🌟🌟.

[@thetravelingtrader3493]

His availability is active on what√sap√, 👇👇👇👇👇👇👇👇👇👇 +... 1... 8.... 0... 4.. 3... 7... 2... 8....6.... 6... 3... You can tell him I directed you....

[@benjiusofficial]

Depends on the savings. If you're talkin MM, yeah, you're gonna lose every time. The goal is near maximum liquidity. If you're talkin 401k and Roth, then you'll come out average or better pretty much every time, especially over a long period. That's the tradeoff. Liquidity and risk for growth.

[@mattm597]

Employer-matched 401Ks are great, because you are guaranteed a 100% return by the match regardless what the markets do. But if you contribute more than the match, the wisdom of 401Ks become much more questionable. By contributing beyond the company match, you are betting your future tax rate will be lower than or equal to your present rate, which is unlikely the way things are going. You don't get a "tax break." You get a tax deferment.

[@RamSingh-xi1fm]

I am looking for a Fee Paid experienced and successful financial advisor who does not have a plan and interest in becoming my investment broker.

[@smasmith-d2y]

Ram Singh...Thanks for commenting,I will refer you to my trade analyst and accountant for bitcoin other crypto and stock investment [phone] W.h.a.t.s.a.p.p Do well to let him know I referred you to him his strategies are top notch✅....

[@edisonwhite9020]

I make huge profits on my investment since i started trading with Keren Parker, her trading strategies are top notch

[@robertwillian788]

wow! amazing to see others who trade with Keren Parker, i'm currently on my 5th trade with her and my portfolio has grown tremendously

[@adamzpack5852]

I have traded with a lot of individuals but I have never come across anyone as good as Mrs Keren Parker, just by applying her strategies, I now trade independently. she is the best I'd advise any novice in investing to trade with her.

[@edisonwhite9020]

@jame odgen You can reach her through Telegrm

[@edisonwhite9020]

@jame odgen with the username investwithKeren

[@Blu-Man]

@@edisonwhite9020 bet ah no good ripoff

[@triniamontes1204]

Oops! Where do I go to an Reti rement bank that I don’t have to pay taxes & the stocks is So unpredictable @ this time & I’m Really Petrified to lose every thing that I had worked for. If I was not Robbed by a former friend, that I trusted & treated like a sister I would have been more stable& my 1/2Moms son, stole all my Dads,both:gold & silver for my greener pastures I’ll be fine But he came & clean up everything from me & Not even cared or visited Our Mom & my Dad.He’s Always Been a Bad seed since he’s a young man from Toronto & has an vi cious wife But I Didn’t even fought with him But ”GOD,”knows & watches over me. I’m Not a materialistic person as long as I loved,cared & sincere ly did everything for my Belove Parents& family. Lot of Ppl,did me wrong But I Don’t go fight & confronts them,I’m a contented person & Dont go for revenge.

[@mrs.teapartybuzz9324]

√

[@jbeav3902]

Investing is gambling stock market is going to crash.

[@khende20]

Hi, please advise, Do you think this is because of a possible recession from the corona virus? Or does it have something to do with trade deals with China?

[@thetravelingtrader3493]

Thanks again, Make a note to Mr collins Francis for ETH/Bitcoin Investment idea🌟🌟🌟..

[@thetravelingtrader3493]

His availability is active on what√sap√, 👇👇👇👇👇👇👇👇👇👇 +... 1... 8.... 0... 4.. 3... 7... 2... 8....6.... 6... 3... You can tell him I directed you......