10 Things I Stopped Buying (Minimalism + Saving Money)

In this video, I will share some of the items that I stopped buying in 2019. Recently, I have been focusing my efforts on two fields: budgeting and minimalism. Some of the items and expenses that I have cut recently will not be applicable for everyone who watches this video.
📈 Get A Free Stock: nateobrien.me/Public
(Worth up to $1,000)
🏠 Invest in Real Estate: nateobrien.me/Fundrise
Life Insurance for peace of mind: nateobrien.me/Ladder
Open a ROTH IRA: nateobrien.me/M1Finance
Start a Shopify Store: nateobrien.me/Shopify
DISCLOSURE: Some of the links on this page are affiliate links, meaning, at no additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. Affiliate commissions help fund videos like this one.
I am not a financial advisor. The ideas presented in this video are for entertainment purposes only. You (and only you) are responsible for the financial decisions that you make.
Instagram ➤➤➤ / nateobrienn
Twitter: / nateobrienn

[@NateOBrien]

Which videos would you like to see next? Leave a comment below! Follow me on Instagram to boost my self-esteem: @nateobrienn

[@sumyum]

10 things I Started Buying (deterring a bit from Minimalism)

[@NateOBrien]

Love the idea!

[@hafizaliff7329]

10 useful items that you actually need

[@haddadch1]

Hobbies you do that are budget friendly or free

[@-Macayle-]

I'm a chef so I could teach you some things 😂

[@spiderguto]

i always think: if i dont buy it, its 100% off

[@NateOBrien]

Hahaha yesss

[@amundrisafylling]

That’s actually a really good mindset👍

[@shaereub4450]

Another way Graham Strephans puts it: "If i don't buy it, it feels like a i got paid to not buy it."

[@BRBallin1]

It’s only 100% off if you get the item too. Way to sound stupid

[@williambaillargeon7970]

BRBallin1 yeah I’m with you on this one. I don’t like this saying

[@YouSoCouldHaveGotMe]

This is the most disciplined 21 year old I’ve ever heard of

[@siyno5879]

He sounds like my brother, like really. This guy is so smarttt

[@MichaelPari]

seriously

[@genesisj7384]

Honestly

[@GabrielCaride]

Oh you haven’t heard of John Fish then hahaha...

[@siyno5879]

@@GabrielCaride now i'm curious! Keep talkin'

[@anneb8292]

10 things: 1. Items on sale 2. Drinks 3. Books 4. Overbuying food 5. Car 6. Extended warranty 7. Staying in hotels 8. Buying souveniers 9. Investing in things you don't understand. 10. Branded items

[@sallybabybabybaby]

THANK YOUUU

[@goodgirlsguide]

that's my list too!😃

[@youtubehandle0]

He is 21!? His parents did a great job raising such a responsible kid!

[@NoDramaAllowed]

Bullshit

[@youtubehandle0]

@@NoDramaAllowed I don't think I asked your name

[@NoDramaAllowed]

@@youtubehandle0 still bullshit parents don't have much to do how intelligent a kid can be. You can be just like him if not better without parents

[@Hina-fo1tk]

@@NoDramaAllowed a good upbringing plays a huge part in nurturing kids so it’s not bs.

[@camerongray7767]

Combination of both good parenting and his own determination.

[@keisenb]

"Don't invest in things you don't understand" This is seriously the best advice ever. Nice!

[@joep5347]

sounds pretty terrible to me if you apply it to something like bitcoin

[@joep5347]

@@michalluptak7836 That single month in december, if you bought bitcoin then, then you would've lost a lot. Almost any other moment and right now you would be in profit.

[@cryptoranger9524]

@@joep5347 this statement is correct

[@CHURCHISAWESUM]

I'm a wealth manager for a living (ignore the goofy profile pic, I also like shitposting and the internet.. unfortunately) Never! Ever! Invest in something you don't understand. Bitcoin is no exception. Investing without understanding = gambling

[@michiel4894]

Its one of Warren Buffets investment advices

[@TheRandomeez]

I'm 26, he's 21. And he's already the father that many of us need.

[@NateOBrien]

You are too kind

[@boriazone57]

Zahid yeap! Because is not about the sge but the knowledge. 🧠

[@eSKAone-]

Ya, very mature. He can not even store the receipts of his tech products for warranty issues.

[@cinsin6249]

Ha !! I'm 53 newly divorced and so much advice I never got. ❤ U

[@plowking813]

great looking too 🤣

[@rahuldaddario2790]

I always rethink before buying and ask two questions - 1. Do I really need this item? 2. Is it really worth the price?

[@shyjanz6601]

When it's things we don't typically buy, my husband and I will search the object on google to compare prices 🤣 sometimes standing in the aisle for 10 minutes just trying to figure out if it's worth it

[@karendeckers7660]

If you can ask the second question, do you really need it than?

[@westwrld17]

I tried this today and suddenly the $500 I spent on Call of Duty this year doesn't seem like such a good investment..😕

[@1mol831]

Or you could live off your parents and invest all your money for your retirement, and ask your parents for money to raise your kids and invest all your income in stable stocks or real estate. As long as your parents are fine with it, obviously you spend time with them and help them do things when they ask you.

[@Kostas1989]

@@westwrld17 goooooood jooob

[@thebookwasbetter3650]

Another hidden cost of having a car...it quickly and conveniently takes you to places where you spend more money on stuff you don't need.

[@335xdrive]

But on the other hand, in the US at least, you can use your car to make money in your off time with contractors such as doordash, uber eats, etc. At my old job I would make ~$600 a week before taxes, but about 2-4 days a week I would go doordash (most popular in my region) for just a couple of hours. If you are familiar with your car in terms of maintenance, condition, and efficiency you can easily minimize excessive miles and gas economy. This easily boosted me over $300+ extra a week after expenses. If you learn how to maintain your car personally (common things at the least such as oil/filter changes, tire rotations, etc.) your miles will pay for themselves and you will definitely save on maintenance costs.

[@TheNOchick]

@@335xdrive righttt.. i actually do uber eats and door dash and have made more money than a regular job.. and still am conservative as this guy.. today having a car is actually an asset or a tool to make just as much money... especially when he says he spends $100 a month...100x12=$1200... and that can literally buy you a cheap car to do these kinds of jobs or a good down payment for a decent job and your extra earned money pays the monthly car note and insurance.. so i get what he saying especially if you're single and young like him no children not married and make money through youtube obviously then that works.. but if you don't have those things and you have kids, then that portion of the video about a car is not for you.. he will learn when his time comes with a family he will NEED A CAR.. NO MORE UBER TRUST ME BUD... BUT NEVERTHELESS AGAIN FOR SOME AND HIS SITUATION GREAT VIDEO

[@jeffhughes7104]

I"m a big minimalist. I have minimal money leftover.

[@user-vm9ig4zs8e]

Loser.

[@locusarete3499]

@@user-vm9ig4zs8e Bro.

[@runicrochers6548]

F

[@lifeofkeasy8836]

Jeff Hughes lmfao

[@tycameron3331]

That’s funny

[@k_escobar917]

If your friends laugh at you for saving money and investing in YOURSELF they're not your real friends!

[@vilma4054]

KFreelance_959 why save money when their printing money all the time

[@vilma4054]

Savers are losers

[@VITORB82]

Some of my friends started to laugh at me and called me cheap spender when i become financially disciplined.

[@Mo-tn7lv]

@@VITORB82 in a few years you'll be the one laughing

[@shedshedneyramos993]

@@k_escobar917 😂😂😂😂🙌

[@lovealwayswins6784]

Your car idea is so true, I found that out by accident. I started saving super quick after I wrecked my car. Instead of immediately going out and buying another one I just walked to work for a while. Then once I realized how much money I was saving by not having a car (maintenance, impulse buying, fast food) I didn’t buy another one. In 1 year I was able to save $9,000 from a $15 an hour job. The year after that I was able to save $11,000 in total. Headed to $30k and still don’t have a car!😁

[@mikefitzpatrick43]

You will stay in better shape too. What's wealth without your health

[@Nek_12]

Things you shouldn't buy: - Sale items you don't need - Coupons - A car - Drinks & Alcohol - Books - Too much food - Warranties - Souvenirs - Hotel rooms (use hostels) - Investing in things you don't understand

[@clerklerp8458]

Why no car tho?

[@nooneimportant4438]

@@clerklerp8458 because... If you buy a car you'll have a lot of things to spend with... You'll be wasting your money Mostly buy a car isn't necessary... You can save a huge amount of money instead... Buy a car can be useless sometimes But it will depend on of each situation... Look, if you buy a car you'll have a lot of money to spend with

[@clerklerp8458]

@@nooneimportant4438 oh ok thanks!

[@andrewkim2013]

@@clerklerp8458 the no car works for him because he lives in a relatively urban area. if you live in the rurals or suburbs, it's probably a good idea to have a car

[@fryafrance8638]

Why not books?

[@n3bie]

My math of money teacher in high school used to say, "20% off is 80% on."

[@erickolb8581]

Also with math when you're 50% correct, you are 100% wrong.

[@kalashjaiswal7631]

@@erickolb8581 😂

[@cretnotonic]

This made me laugh!!!!

[@spoyledbratt]

@@erickolb8581 In law, a half truth is still a lie.

[@thiaguinhogameplays]

@@erickolb8581 WHAT

[@chrisj5443]

Regarding "on sale", DO try to buy something on sale, but only AFTER you've decided to buy the thing. Trying to WAIT until the thing goes on sale also gives you time to further consider the decision to buy at all.

[@DonStephon]

Chris J I agree I save all year for Black Friday. I make my plans to purchase certain items that I need and when the date comes I get those items at significant discounts. Then because of the long wait many things on my list don’t make the cut so I don’t buy them. 👏🏾

[@DonStephon]

@B Ball Interesting the Ol' Bate and Switch,,,but if the item I want exclusively is on sale then I don't see how I'm not getting a deal?

[@santiagovallejo7495]

Stephon Brooks plus the Item quality is not the same, specially in electronics

[@patmarek1222]

that's great advice right there When it comes to sales, I only search for items I'd buy at that moment anyway For example, since I buy necessities such as toilet paper or yogurt, I'd buy a certain brand if it's on sale and the quality of is worth it Plenty of bargains are actually fake sales, when the discounted price is actually not that much lower (it's just been lowered from a higher tag for the sale effect) Just like Nate said, you're not saving $800, you're in fact spending $400 - since you wouldn't have spend that money anyway

[@SLH888]

Came to suggest this :)

[@onsb.605]

dude I was listening and thinking this is a responsible adult in his mid twenties to thirties, then came the "I'm 21" plot-twist. hats off man!

[@notsurex]

he looks nowhere close to 30

[@lucasbiaggini]

Story time: about 3 weeks ago, my wife and I decidedly to do something I swore I'd never do, which was buying a brand new car (actually, a dealer demo, so it was a good deal). Anyway, as we went over our budget to find out if we could afford it, we found out we were spending literally hundreds of euros a month on delivery and take out. To make it worst, it wasn't even fancy restaurants, but mostly "cheap" stuff. Since then we have been making almost every single meal at home, we have saved a lot of money and we actually eat better and healthier than before.

[@johndough8699]

Sales do make sense IF it’s something you’re going to buy or need anyway - toilet paper, soap, etc.

[@nhmooytis7058]

Peter Scholl-Latour if you don’t wash for long enough though you get fired and have even less money ;).

[@antoniorieger8461]

Real men don’t wash themselves

[@rufatpiriyev6561]

lol. you don't need to wait sales to buy toilet paper, soap etc. These things are not expensive.

[@IDADDYIproductions]

John Dough not really , you spend $2 on that cheap roll of toilet paper that rips when you use it, now you gotta pay $4 for the good one and you wasted $2.

[@ollivianfiedrantes]

I actually use a body wash. No soap shampoo and face wash.

[@sableann4255]

"The rich live like they're poor, and the poor live like they're rich"

[@steveretiredandcranky]

My gf has no idea how un-poor I am.

[@blekpalkon]

@@steveretiredandcranky exactly, my ex gf thought i am poor bcz i always love eat that i cook at home.

[@gohsart3116]

This is actually true. Used to buy stuff, fancy car, bla bla bla. Loks like I have money while i did have belly anything at my account. Now i do not buy anything, no car ppl thinks i have shit. Wrong, My account is stacking like crazy. And it feels good to have this financial backup. It is media who wants all your money while giving you stuff you dont really need,

[@enriqueleon1200]

@@steveretiredandcranky You're smart dude! Lol need to set those expectations from the beginning 😂😅😭. Where were you when I needed this??????

[@BossMan_Jerm]

Sable Ann most rich people have big expensive houses and cars so, I disagree.

[@damondominique]

Living in Europe taught me to just go to the supermarket every day to get what I need.

[@jurado1010]

Idk why but I found this funny

[@adaorannadi247]

seeing you here is a very weird and refreshing suprise

[@St4Jimmy]

Believe it or not I saved up the most ammount of money as a student in the Netherlands, which is known as an expensive country.

[@kiwikim5163]

Yes! And Food is more fresh that way.

[@robo2371]

@@St4Jimmy hey man, could you give away some ways in which you saved/decreased expenses? I am studying in the netherlands as well and looking for things I could easily save money on as a student. Would love to know!

[@MusicloverX88]

You give me Leonardo DiCaprio vibes. In the 90s to be exact.

[@marteumar8429]

Yeah but smart and non superficial

[@emilyc5625]

@@marteumar8429 lmfao fact

[@brysonb2861]

On food stamps

[@delrosario7453]

@@brysonb2861 🤭

[@aidarsharafullin6900]

What an important matter. Thanks for sharing

[@zeljosarajevic]

There is an old proverb "I'm not rich enough to buy cheap stuff", and that one tells you everything

[@VickyLivy18]

I heard it say " I can't afford cheap stuff" but the point is the same

[@genius6084]

Can someone explain?

[@DekeMobile]

@@genius6084 Not rich enough to waste money on things that have little to no value. Atleast that's what I get out of it.

[@eddiesinfin3583]

@@genius6084 name checks out

[@Lenguaje_con_la_Condeza]

"It's something people can't really take away. You can take away somebody's money, you can rob somebody, but it's difficult to take away people's knowledge that they have in their brains". That's the reason why I decided to become a teacher, and every time a student asked me why I was a teacher, I answered that. With those exact words.

[@Android-ec7rc]

_Condeza_ AAMAZIN

[@nickyross8565]

100% not a teacher

[@MsGuthrie16]

_Condeza_ I’m a professor and say the same to my students👊🏻

[@genius6084]

Hoping you're a cool teacher then ;D

[@Lenguaje_con_la_Condeza]

@@genius6084 Well, I have my KZbin channel and my Instagram @lenguaje_con_la_condeza I teach about reading comprehension and Spanish grammar. :)

[@leticiaaguilar154]

Congratulation to your parents for having such a disciplined and frugal son. They must be super proud of you !

[@ivosotolongo9840]

Young man i wanted to thank you ! You changed my life and I’m 45 yrs old and its never too late to change !

[@MtZaba]

Quitting soda will take off 5 lbs easily.

[@ladybird491]

Most people replace the soda with more junk food

[@shyjanz6601]

When I stopped drinking anything but water and black coffee (about 10 years ago) I lost 10-15 pounds. It was crazy.

[@user-gz4ve8mw9l]

@@shyjanz6601 Same here, I haven't had anything to drink but water in over 12 years.

[@1x0x]

its not about the weight tho.. its about the underlying health effects

[@clauscederberg2158]

The things you own end up owning you - Tyler Durden

[@Bryan-hx2cf]

Claus Cederberg Owen Cook?

[@BeaverOwl]

I love this quote!

[@clauscederberg2158]

@@Bryan-hx2cf I don't know Owen Cook. Tyler Durden is a person in the movie Fight Club.

[@286091]

I owned by kimchi

[@turmeric6928]

복숭아 I used to be owned by kombucha lol

[@taltigolt]

i only buy food that does not go bad in a long time unless i am certain i will eat it up instantly

[@lalaine2543]

It also helps when you have no refrigerator but I know this does not apply to all people. As for me, having no ref means I won't buy food that won't last long and it saves on electricity as well.

[@adzix87]

Well, I just freeze stuff that I know otherwise would go bad. It's healthier than eating some processed monstrosity that you can keep on shelf for years.

[@hot_vampire01]

Everyone does that.

[@yura2424]

Fresh food is always better

[@MattThe1in27-1Hamill]

You have a shit diet and your slowly deteriorating internally.

[@mcrachelgrace9568]

Thank you for highlighting the car-free lifestyle option!! Very doable in an urban setting, living less than 5 blocks from public transportation, biking for local errands. Reduces pollution!!

[@paulregener7016]

Just got fired and this is what KZbin suggest me? 10/10 on the recommendations Google.

[@NateOBrien]

Google knows EVERYTHING

[@WitchLuw]

Dont forget Dan Lok and 20cent coffee guy

[@CodySteckRealEstateVideos]

Haha sorry about that man

[@MegaMiir]

How ya doing man? I know what it's like to lose a job, you got this!

[@potatoid-0158]

You and me, brother. Best of luck to you.

[@dr.liljay2874]

4:02 "Some People are drug addicts, I was a book buying addict" I'm on the floor 😂😂😂

[@cretnotonic]

Yeh, that's quite the comparison. Going to the extreme

[@AndradeSamir]

Kindle is the best thing ever, prevent you from having clutter in your house. I love reading books But I despised having a bunch of paper laying around.

[@DDios-ih9de]

I LOVE books too

[@fatimahhazarika8574]

I can completely relate to this

[@niteshh2073]

Implementation is everything buddy..🤨

[@Dianax.]

Nate: "I love just giving books away to people" Me: "hi there..."

[@eddyv500]

I’ve never owned a car in my life and It’s been a big benefit. Rents always paid and I get to spend that money on things that I wanna do. Not worrying about insurance, gas, and repairs. Depends on where you live. Live close your job and live in the city.

[@oaedeoi]

Can confirm, having a car is the biggest money drainage in your savings, for a regular job of course. Just hope that your car will last you long enough so that you don’t need to spend all your savings for a new one

[@vincentmena99]

This is simply not an option for the many people who do not live in large cities with public transit systems. Where I’m from, in South Texas, not having a car will severely limit one’s job opportunities, as well as quality of life. Of course, one does not need to buy the most expensive vehicle and be tied to making $500+ payments per month for 5 or so years, it’s simply a way to get from point a to point b and we should always remember that.

[@baronvonjo1929]

Cities are too unaffordable and your quality of life definitely goes down. At least all the cities near me.

[@bradturner7678]

I live in the country and need a car for work, any local town that has anything of worth is also a 20minute drive, public transport is 1. Fucking gross here. And 2 only run every 1 and a half hours, i also hated living in birmingham on weekends visiting relatives and taking public transport there.

[@kylechavarria7474]

My mom says “it looks better in the bank”

[@saidravly]

We still can use mobile banking

[@cedric182]

Not when it’s just sitting there not making you money

[@AndyinMTL]

she's right!!!!

[@aidarsharafullin6900]

Not bank though. At least property

[@jbflow]

I just started saving in January (one month ago) and I already have $300+ saved. You are helping me so much! Thanks 😊 my goal is to hit $10k+ by the end of the year.

[@weslynmatos8614]

Where you at now?

[@odinsauce8070]

$300 a month will not equate to 10k a year lol your math is a little off but you got the spirit.

[@jbflow]

@@odinsauce8070 But i never said i was saving $300 a month i said i already have $300+ saved lol. You’re reading comprehension is a little off. 😊

[@odinsauce8070]

@@jbflow u said u started saving 1 month ago and already saved $300. Im assuming if you had a lot more to saved you would've done so already ☺️

[@jbflow]

@@odinsauce8070 Tbh i started putting in work and started saving much more than that, like i said the goal is 10k.

[@BIEBERownMe]

When it comes to SALE, I already know what I need/want to buy. I just wait till SALE to get it. Never buy something without planning just because its on SALE.

[@ivymadenhennion8108]

I always thought I needed a car- I'm carless right now during the pandemic and I'm actually feeling good about it. I may not buy a car this year unless I have some passive income coming in to pay for the vehicle in full. Thanks, Nate! This is a helpful video.

[@NateOBrien]

Cars are money pits! So many random expenses that make it very difficult to save!

[@MonkeyBall2453]

Spoiler: hair gel is not on the list.

[@NateOBrien]

I'm always spending on that premium gel

[@alidaud258]

@@NateOBrien what product do you use to style your hair? looks really good.

[@MrBigpoppa899]

@@alidaud258 Yes please tell

[@Ryfinius]

Neither are bots

[@Ryy86]

@@alidaud258 lurpak

[@samanthamccallum6368]

Yes! Finally someone my age who isn’t die hard into drinking alcohol!

[@matthew8153]

Samantha McCallum Or doing meth.

[@davidrampone]

@N-tertainment X-tended always one person like you on KZbin comments huh?

[@jaleelkhaleeq]

Or doing cocaine

[@auntyuber5127]

You don't need alcohol at all

[@firaasantar4503]

Pussy

[@anitaobrien1575]

You are soooo beyond your years!! I’m almost 29 and have come to some of these realisations over the past few years (but I was an absolute ejit at 21) 😂 I completely agree with the hostels. I’ve been lucky to make it to 41 countries on 4 continents (many more than once) over the past 6 years and mostly stayed in hostels... This allowed me to meet people from all over the world, make friends and have an amazing time (and save a fortune)! I ended up visiting many of those people and meeting them in other countries. I had a goal to make it to 50 countries before I turn 30 but I don’t think I’ll make it now with Covid. I can’t wait to get back traveling. I only discovered you on KZbin tonight (I’m from the midlands of Ireland) and I’ve watched several of your videos and they are absolutely brilliant! Thank you! I’m guessing your heritage is irish?? How many generations do your family go back? Great second name! 💪🏻

[@TheOfficialEDC]

You're such a well spoken individual for your age. I also really enjoy how your videos are usually one takes with minimal editing. Really enhances the experience and it feels like I'm actually chatting with you in the same room. Well done and keep it up!

[@angelicmelody404]

I seriously applaud you for being an emotionally intelligent young adult in this modern society. We need more guys like you. A treasure, your mindset i mean.

[@larrymassa3524]

You nailed it on the coupons. Coupons make people buy things they don’t need.

[@NateOBrien]

I don't believe in them!

[@CleverDaveMedia]

While there are people who "extreme coupon" and buy things they don't need and hoard stuff, that doesn't describe every coupon user. I started using coupons recently to buy only items that I really need, mostly groceries, and it's saved me a lot of money. I saved $20 dollars on my last grocery trip using coupons.

[@candy2325]

CleverDave you’re the exception 🥳

[@CodySteckRealEstateVideos]

Yes, that's very true, but kind of the point!

[@alexnguyen6518]

Larry Massa true to a point. But if I can get 4 shower gels for the price of 2 I’m gonna get it using coupons. Because I’ll for sure use those extra shower gels later on so I would be saving money.

[@hassanashry9531]

It really is fascinating how much economic stability and sustainability are similar!! Almost everything on this list can apply to both sustainability and money saving.

[@user-3jd6hek5h]

Wow I thought this was a personal message to me titled ”why you don't have money.” ha! So spot on. Thanks Nate

[@pimmeijer7589]

Anyone else surprised that Nate is only 21!?

[@samuelkimmusic]

Dude looks like he's in late 20s

[@pri.sci.lla.]

samuelkimmusic no he really doesn't.

[@coasternut3091]

Amazing how responsible someone can be when they learn properly

[@KB-sg7tv]

@@Black-Circle He probably doesn't, haha!

[@KB-sg7tv]

I was surprised when I first found out how young he was. He just did a lot of reading and financial research in his teens.

[@thomaskeets3194]

Some “sales” especially in the clothing industry is true deception. Stores raise the initial cost of an item and then put on a 50% off sale.

[@supremekingowl9350]

Thomas Keets that's actually fucked

[@NateOBrien]

Happens all the time

[@LegendNinja41]

yup, i mean what looks better: Dropping the price of $100 shoes to $80 and offering 20% sale or first raising the prices, quick and so that barely anyone notices to $120 and then put them them down to $80 and offer 33% sale. i don't blame them, the people are too damn naive and need to actually use their brains from time to time.

[@erickolb8581]

Goodwill feels like cheating. You get the same thing, if you can find it, for $6-$14 I got a pair of designer BØRNs for $12

[@notmyrealname1238]

People don't realize that there's a lot if thrift stores that have quality and trendy clothing at waaay cheaper prices

[@veintiochodemayo_]

This kind of videos makes me so happy. I really think that we don't need to spend the amount of money that we do. Since last year I have been trying to incorporate some minimalist habits into my life and personally, it has been the best that I could have done. I know that this is an old video but thank you for your content. It really inspires me✨

[@carolynso8134]

Thanks for the list! Always nice to hear your perspective

[@FinancialShinanigan]

Transportation definitely! Working in NYC & using the Citi Bikes saves me $1,400 a year than using the subway & bus. Plus helps me stay in shape too.

[@rext4607]

I am so glad KZbin recommended this channel to me

[@ivi122]

Your parents must be so proud of you. You seem like a very smart, wise young man. Thank you for sharing your wisdom and tips

[@Aritul]

Thank you so much for taking the time to make this video and share those tips with us. I hope to put many of them into use.

[@Sky.Lukewalker]

I save money by living in my van down by the river.

[@maximumaxiom6823]

Ha ha, government will take it away from you. System has been designed to eat your savings away, buy silver bullion, I would suggest.

[@joshkesler2605]

Do you eat government cheese?

[@mainsmain]

R. I. P Chris Farley

[@DJRevan]

Underrated comment...

[@nhmooytis7058]

Atari2600Stormtrooper are you a motivational speaker? :D

[@juchinchou]

Nate, you always downplay your expertise “I’m just a guy on the internet offering financial advice”. You are exceptionally bright. At 21, you figured out things that took me until my mid 30s to figure out! And yet I still cannot articulate the same points as well as you’ve done in this video.

[@flyby9741]

The one souvenir I buy when I travel is a fifty-cent postcard from that city that I send to myself. Cheap, authentic, doesn't take a lot of space and really personal and meaningful.

[@mramin8003]

Thanks for the more tips. I turned minimalist last year and life has never been much easier

[@aery3854]

Omg omg is this for real? A drop dead gorgeous guy giving intelligent life advice?? Where have you been all my life

[@glodusmuspell9069]

You cannot get him. Don't get your hopes up

[@JohnConnor636]

Not leaving this apartment or taking you out to dinner. lol

[@barbarak2836]

@@glodusmuspell9069 That doesn't mean she can't find him smart and gorgeous.

[@hellothere3587]

Here's a HUGE glass of water. 😂

[@Tani0415]

@@JohnConnor636 Yeah, might be the 11th thing he doesn't spend a lot on XDXDXD

[@JCW80]

One of my favorite souvenir ideas that I came up with is a tray on a bookshelf with coins from every country I've been to. When travelling, I'll just keep in mind that I'd like to save a coin of each denomination (.01, .05, .25, 1.00 etc), and toss them into my dopp kit during the trip. Then at home, every once in a while, I'll see the tray and sort through it for a minute or two and see a coin from some country and memories from the trip will immediately start coming to mind. Good stuff. :-)

[@Stylerelativity]

I came across your channel 2 days ago and I cannot stop watching your videos ! THANK YOU for all the FREE information !

[@aerialkat]

You’re so wise beyond your years. :) I wish I had your perspective at that age.

[@yoshohgosh]

Nate: “I put butter on my eggs this morning” Also Nate: “I don’t remember what I ate for breakfast”

[@tertiuskotze3640]

@Geloof Hoop en Liefde 2 koppies koffie in my geval🤗

[@tertiuskotze3640]

@Geloof Hoop en Liefde ☕☕

[@DrupadGaonkar]

If we do understand human thought this is actually possible. Memory works by association. He was true both the times and your memory and ability to check peoples intention is interesting. ;)

[@justanawkwardnerd]

Didn't you hear his tone? It was an accomplishment, YEAH he's gonna remember?

[@christengardner4780]

@Geloof Hoop en Liefde that's really smart tbh I am learning what I really like to eat but I notice I like smoothies and according to my family I can't live off of that

[@ethanhoffmann338]

“I put butter on my eggs this morning” “I don’t remember what I ate for breakfast”

[@Vip3rC4in0022]

maybe he forgot in that time XD

[@brassj67]

Obviously eggs aren't brain food

[@malcolmxraw1342]

@@brassj67 perhaps they were overcooked

[@femie6603]

Nice one Lol

[@nosynosee3835]

He wasn’t talking about breakfast.

[@MarloTV]

I used to be such a terrible food shopper and wasting money on food I didn't eat. Such a shame. I've been really zoning into minimalism for 2 years now and I must say... the food shopping is def. that hardest part. I got to the grocery store with a plan for meal prep. love surrounding myself with like minded people! THANKS!

[@MatthewSheaSullivan]

These are all great points. I also like to make occasions for certain items if I can’t let go. For example, I only drink once every two weeks so it feels exciting and really fun

[@stephm4047]

4 years ago I gave most of my books (and I had really many many) and my magazines also. And I started to do everything on my tablet with digital books, or audio books sometimes (if the reader brings something) or digital magazines. I can then travel with my library and many books are free when they are old enough. Also some libraries have had some of their old books scanned and it is possible to download a scan of original editions which is just amazing.

[@sanjafiliposka]

Your mom must be so proud. ❤️ I just love that at the age of 21 you understand so much. Keep the good work! Wish you all the best.

[@ArtandKitchen_]

I'm minimalist all my life, this helps me too providing everything that my son needs even if I'm a singlemom

[@oaedeoi]

You’re just a peasant

[@puremiawyd]

@@oaedeoi shutup

[@missmisschelle]

You’re spot on about how couponing sometimes has people spending more money on things they don’t need! As much as I love couponing, I’m sometimes guilty of this 😭 Thanks for sharing your tips!

[@Drahmaticz]

I’m also 21 and I pretty much do everything you do lmao.. everyone around me is total opposite. They do say when you step out onto a path that will lead you to success, you’ll be stepping out alone. 💯

[@liyanabatrisyia7765]

BK Trading im 23 and i just started to find my life

[@Drahmaticz]

liyana batrisyia it’s never to late to start

[@TheCreditShifu]

“If I had 10s of millions of dollars in the future I’d probably still stay in hostels” I want to meet you in ten years and ask you if you still do that haha

[@Lisa.M.J]

@The Credit Shifu 🙄🙌 💯

[@NateOBrien]

I'm saving this comment and sending it to you in 10 years from a hostel in Mongolia

[@Lisa.M.J]

@Nate O'Brien A hostel instead of a yurt? No thank you! 😂 That happens to be one of my dream trips, & I plan on staying in a yurt, riding a Mongolian horse, & living it up with the locals in a cultural festival. 😌🙌💯 However, something tells me you’d probably find it funny to look back on this comment in 10 years. 😇

[@cheyenne3882]

Honestly, hostels are definitely a priceless experience

[@swissladydriver8980]

@@NateOBrien Believe me, you will stop the hostel thing. 5 star hotels are simply much more pleasurable.

[@ChickenSisters1]

i live in the city so i'm with you on the car but books are a great investment in my opinion. I think you can easily build a shelf into the wall to avoid books "clutter"

[@smilemore6130]

I just take a cab/uber when I need to get somewhere I can’t go with the train/metro/subway. Saves so much!

[@BethGrantDeRoos]

We only read non fiction and most books we keep since they are on topics that are a part of our lifestyle. Those we dont keep get donated to the public library. We also eat healthy and we preserve (dehydrate or can) food and have a well stocked pantry. Live in the California Sierra were we can be snowed in come winter and unable to get to a grocery store 30 miles away. We have bought warranties and am glad we did since we are a family and not having to pay for repairs or replacement has saved us a lot of money re washer/dryer/dishwasher! . All warranty info and the receipts are kept in a file and also scanned and saves on a flash drive.

[@derechosky]

"It's not safe to drink sugary drinks..." Was watching that while I consume sprite

[@anniemkhungo2242]

CloudSky TV 😂😂🤞🏾

[@wildedible101]

🤣🤣

[@AmmuAlpha]

😩 me too I have a big pack from Walmart and they sell for low price when I need to buy one sprite I buy the lot and ended up drinking it it's very bad

[@isabelle441]

Me with mountain dew

[@reneonline3]

I was expecting you to say flowers, but you refrained. Kudos!

[@scaryhours2220]

The times I save the most money is when Im cutting weight. I workout and when Im bulking I spend way too much money but when Im cutting I pretty much starve myself and end up saving a ton. It just got me thinking of this when you brought up the overpaying for food subject.

[@AnthonyStromDesign]

There is an old saying concerning sales: "going broke saving money."

[@liyanabatrisyia7765]

Anthony Strom they mean no need to save must make investment 🤔

[@BriannaWatson]

I can relate to a lot of this. I just posted “50 things I don’t buy.” Fun video! I enjoy hearing how other people live a minimalist lifestyle. My husband and I paid off $18k within the last 5 months and will be debt free minus the mortgage in 2020 due to our minimalist tendencies. Pretty sweet. Thanks for sharing!

[@sambakir6832]

Smart notes 📝..thank u

[@fegarupa7638]

Sounds like music to my ears. You're so smart! Thanks for the insights!

[@zerokool-2058]

This helped me a lot.. Tip: Stop doing those “hey let’s go out for drinks nights with “friends” you don’t really care”

[@pietrayday9915]

And add in the "happy hour" thing with coworkers. I'm not sure I've ever seen any indication that the "investment" is worth it.

[@rafox66]

My friends and I do that because there isn't really anything else to do where I live.

[@user-ww6ii6zn8m]

Just because something is on sale doesn't necessarily mean you are saving money. I love that tip its so true 👍

[@emmalouise3536]

Hey Nate! Totally relate on the books 📚 you could also try utilising your local library. It’s been a game changer for me 👍🏼

[@sangeethav4674]

On sales I always remember what my father used to tell us when we used to jump up and down seeing off in shopping apps, "it's the stuff the sellers want to get rid off, one that no one wants to buy when sold without off, so why pay money to clear off their stockpile, also if you wait for 6 more months probably you will get the same for 90%off"😩, alas most of the time, it's true... Most ones especially in grocery stores and supermarkets it may be ones that are about to expire or dresses in stores that was never sold all over the year🤷

[@theinevitableend9412]

All my friends make fun of my car😂 I paid 5k cash for it and never had a payment. Had the damn thing 7 years now and never left me stranded. I always tell people that wanna buy new cars they can’t afford it. If you don’t have the money for it right now, you can’t. Buy a $1k car and when it breaks down, buy another $1k car.

[@jaketyler7088]

Everyone's different of course, but I think new cars, large houses, and new phones are the three biggest wastes of money for the vast majority of consumers. Is a 2019 G70 really more necessary than a 2010 Sonata?

[@Matthew-np9fk]

Casey P what car is it though

[@theinevitableend9412]

07 cobalt. All I’ve had to do was change the oil and a tire replacement. Get to know a few mechanics and they will work on your car for next to nothing. It’s nice to know people😎

[@johnnylowry3554]

Dude I would kill for your colbolt I’m driving a 2002 caviler and it’s hot pink I get made fun of so much but I paid 600 and only had to change the brake pads and get new back tires had it for 2 years!

[@theinevitableend9412]

Johnny Lowry, drive it till the wheels fall off! I always tell people, when it breaks down I’ll just take the tags off of it and leave it there😂. It’s been a good car to me. Thinking about getting a moped to ride to work for better gas mileage even though it already gets 25 to the gallon

[@candacelangham5773]

You've got soooo many awesome points! As for your warranty tip however, I keep a simple file folder with receipt, manual, maybe outer packaging and any warranty related paperwork for all my more expensive investments. If something breaks, I check the file! Keep up these videos! I love seeing a guy dig into these topics. Lol!

[@remingtonwilbur8174]

Never thought about the whole, no car thing. One of many great ideas shared in this video.

[@lolaeliassen]

I feel like more people 18-22 could use friends like Nate O’Brien. Extremely refreshing and quality content! - 22 yr old

[@Kevinschart]

As an older guy that admires Nate's drive, ambition, and early success, I urge everyone to remember that he's 21. Make sure that the life advice you receive comes from a diverse collection of people that you trust. keep up the good work Nate.

[@TheRDGuarantee]

I like the idea of minimalism as well and I am pretty good with managing my own budget, but do you ever feel weird urges to buy things after a while of not spending much money?

[@breathless_siren]

I'm going to check your channel out. Are you like Nate's channel?

[@more_n1troz]

Antigone Zervas maybe we could get new hobbies and put our money there 🤔 I feel like I have everything I need

[@cable30]

The whole minimalism lifestyle really just helps u to think about what u really need that u keep and rest donate, sell , or toss out. so not spending helps to save cause u not buy any u not need. i sure he sees stuff he might want, but thinks before he gets so he not getting anything he does not need any.

[@mrholmes8]

I rented dark Phoenix on my cable box it was amazing now I find it hard not to buy it and add it to my complete x-men collection :(

[@mrholmes8]

I rented dark Phoenix on my cable box it was amazing now I find it hard not to buy it and add it to my complete x-men collection :( I will try my best to wait for it to go on sale wish me luck!

[@leslieannmahoney7383]

Very cool young guy.....introspective, intelligent and doesn’t take himself too seriously. Nice to see someone know his own mind and not be a follower. His Mom and Dad must be pretty proud that he is so together and mature.🌈

[@royaltyable9]

I am so glad I found your page. The three videos I just watched back to back, you have spoke on everything I need to stop doing smh

[@tursiopss]

I totally agree with you. I only buy things I really need in my daily life (food, toilet paper, soaps, etc). I have been traveling a lot for work reasons this last years and I have seen that I can live with only a few things and I like it, I have become minimalist without even look for it haha

[@dmiller1000]

I am 100% with you. I am 3 times your age, and financially independent. Part of this is having a decent and steady job. Part is also throwing money out the way many people do. The only downside to this, maybe a delightful downside, is that the frugality habit is very hard to break. So I may leave a lot of money on the table when I die, which is kind of not the intention. You may not want to look back and realize you've denied yourself some pleasures of life in the name of frugality. That is something to consider when you occasionally splurge. I need to splurge a little bit more often. Also, had I held more equities than fixed income instruments when I was younger, I'd have a hell of a lot more than I do now.

[@YasinNabi]

great sharing Nate.

[@dmrenterprizes4101]

Congratulations, Nate! You are going to be a rich man. Thanks for inviting us on your journey.

[@sammyblue4765]

MY NAME IS BARRY ALLEN AND I'M THE FASTEST SAVER ALIVE! Great video btw.

[@malkavian6275]

All I need is my guitars, two amps, manga comics, retro games with a crt and a computer and I'm all set. Just keeping the things you're passionate about. This video makes me think of my dad, he has 2 containers completely filled with all kinds of random junk that he just has to save for one reason or another. I never wanna be like that, I wanna be able to pick up most of my material belongings at a moments notice. It's a good idea to cut back on the quantity of things you own to a reasonable amount.

[@richardpan-oy6155]

Nice video.. very informative and helpful! Thanks!