How We Became Millionaires in 5 years and Saved Our Marriage!

[@rebeccak1648]

I can see myself in her 🥺 spending because of pain and discomfort I had in my own life. Hearing her speak and take responsibility for the situation sent tingles through my entire body. She is such a great role model and I genuinely feel moved to take action and live life differently now

[@Arsena]

My husband and I have a very similar story. We aren't at the millionaire part of our story just yet, but today we got our first paycheck since we've become debt-free and I honestly couldn't stop combing through our bills trying to figure out what to do with all the extra money in the budget. Obviously, save, but it feels so unreal. Like we have bills I'm forgetting to pay. LOL Thanks for this motivation guys!

[@sabrina.natalie]

I really enjoyed their transparency and vulnerability in this video. May God continue to bless them abundantly.

[@Ruthlessbone]

Sabrina Valenzuela you speaking facts...now let me get them digits.

[@msculley4526]

Thank you!

[@israeltindal5845]

Sabrina Valenzuela Facts

[@christianroberto9552]

i know Im randomly asking but does anybody know of a tool to log back into an instagram account?? I somehow forgot my password. I love any assistance you can offer me

[@MariTurn]

They were our FPU (Financial Peace University )teachers. My husband and I are on the same plan and on our way to being debt free too! God is blessing us way more than we expected! We love you Maddi and John. You're doing amazing things for God! He will have great rewards for you two!

[@harrystaley3289]

Maricela Turner What church do they attend?

[@MariTurn]

Harry Staley City Church in San Antonio TX

[@msculley4526]

Love ya Mari!!

[@Allin1mom]

Maricela Turner We are also almost debt free as well.

[@tylersoexclusive713]

How you guys doing now?

[@Magazinelady]

I have tears in my eyes. This is a powerful story. Dave, you are doing God's work by saving marriages. These are two good people who did the hard work.

[@minogoda]

I have never heard a women speak like that.. never !! That woman right there is the definition of strength. I salute you both

[@idaslpdhr]

I have been doing the snowball for 10 months now and boy am I seeing a difference, and I'm about half way through my debts just can't wait to be like these guys

[@MzBabsie]

That's awesome!! Wishing the best for you on this journey!

[@israeltindal5845]

idaslpdhr Keep pushing forward! I'm proud of you! Will pray for you!

[@erin8133]

That's awesome! Best of luck!

[@aleximay9480]

That's awesome

[@mycenaean8086]

Did you make it????

[@RMalai]

The first time ever I heard a woman saying, "I was the problem". "I spent". If people women or men are honest and openly agree what they did was wrong and cooperate with each other to move forward, there will be no divorces or bitter married lives.

[@elklnbhvgj973]

Lol but true,

[@tjrothausen]

bullybuc Got any actual research or are you taking your idiosyncratic experience and generalizing it? Women MIGHT spend more on small things but if that’s true it’s equally true that men spend on big things like risky businesses and cars.

[@cconroy1677]

She came to that conclusion bc her 2nd husband had enough respect for their marriage to call her on it, and she had to make a decision between clinging to her baggage or their potential empire. Too many men and women let the other person do whatever they want bc they want to please them, and bc it gives them license to do whatever they want also. Enabling both parties, so unhealthy. He is not perfect of course, but he was the correct party on this issue, and she was humble enough to admit it. She could just as easily be the financially minded one, and he would have needed the sense of humility.

[@clarifyingquestions]

OFFS - some people are savers and some are spenders and some people are cheaters and some are not etc etc. comments like yours are so divisive not to mention untrue. Just ask Dave to tell you his bankruptcy story. geez

[@arelygomez6272]

Malai Samy Ramamoorthy I totally agree. The world would be a better place to live.

[@lamonthamilton667]

I remember this episode of Millionaire for one reason, at the end when Sully said ; saved our marriage is the goal and the rest is a Bonus from GOD. Thank you all for this program, we all need this kind of Push. .

[@nyladj4510]

They got on the same page, went through financial peace University, sold everything including land they had already owned, and in 15 months paid off $300K in debt. Awesome!!! I want FPU now 😀

[@etsegenetaga5589]

Nyla DJ paid off in 5 years not 15 months

[@stchew49]

Debts destroy, savings saves - no marriage can survive purely on fresh air and sunshine. Insecurity thrives on debts; peace of mind thrives on security.

[@79bnice]

These are the type of stories I like and enjoy. Real everyday folks that work together, come back together and own up together. Reaching a place of financial peace and freedom. It can be done folks.

[@jakevote8978]

“We got married because of chemistry not because we vetted each other and we’re functional people” I love it 😂

[@jessicamcdaniel317]

This is an amazing story. I love to hear about how God uses people to help other people. God bless you Dave Ramsey

[@jeffpendleton9026]

I cannot express how touching this video was and how much I appreciate this message being out there. I so wish my parents had this turnaround/transformation and determination back when they got divorced. May God bless you both!

[@RemiBeauty87]

I really loved this video. They seem really in love and you can see they have been through some tough times. I teared up when she started to cry. I started to think of my own marriage and many other marriages that are going through hard times AT THIS VERY MOMENT because of finances, debt, martial issues. Man if we all could work together and be on the same page when u are husband and wife the world would be a better place.

[@msculley4526]

@RemiBeauty87 Thank you!! Praying your marriage heals and God blesses you beyond belief!!

[@RemiBeauty87]

Thank you!

[@saracash7959]

RemiBeauty87 I agree with you totally. Some men don’t want to talk about money because my husband is like that.

[@shannasansom]

RemiBeauty87 great comment! I agree 100% this was a very inspiring story.

[@JB-kx9bx]

This may be one of the most inspiring stories I've ever watched.

[@rodrigofernandez9055]

Overspending is linked to emotions (happiness, depression, etc).70% of stores in a mall are dedicated to women. Congratulations to this couple.

[@michellewright99]

Wow. I love hearing marriage success stories and financial success stories. This couple has both in their testimony. God's way really is best! Congratulations you guys.

[@msculley4526]

Thank you!!

[@johnjaso385]

I’m in tears. Amazing true life stuff. Thanks for sharing. God bless y’all and others who are trying and are afraid of trying.

[@SonyaPope]

Congratulations! We’ve shared your Debt Free story video in our FPU classes. I’m looking forward to adding this one as well. I love the transparency.

[@msculley4526]

Meet The Popes Thank you!!!

[@israeltindal5845]

Meet The Popes Thank you guys for your transparency as well ! Be blessed !

[@dorotheabrown7552]

Thank you for your story. I thank God for your marriage and debt freedom.

[@magicbuskey]

Congratulations on taking responsibility for yourself. I’m happy to see it worked out so well for two nice people.

[@marianemashkalo4182]

One can say it's true love, when you dance in the kitchen together:) Especially if you're together for a long time... Adorable couple!

[@justinwallen2911]

Ok I'm crying now. Wow. Glad you guys fought through it. GOD BLESS YOU FOREVER.

[@sandi6818]

Beautiful story. My marriage of 16 years crumbled bc of debt. We went through infertility and we spent $30,000 on drs visits etc. After we had our first, then our second our debt collapsed on top of us and we turned our backs on each other. At 40 years old now I realize. Had I had the right tools and knowledge in high school before being offered credit I would have been way better off. Why isn’t Financial Peace taught in schools???? Like high schools and college. This is real life stuff that’s needed!!!!! I have about $35,000 in student loans and two young boys to care for. Our culture and values as a society need to change. Bigger homes, fancier cars, more more more. I now never take on car payments. I drive an older car thats paid off. I have followed this principle for over five years now! He’s right!!! If your drowning!! Start with you car. Use your tax money to buy a used car. Get rid of car payments now! Don’t use credit for frivolous items like vacations and clothes. I buy my name brand clothes at thrift stores and also sell clothes on ebay and POSHMARK.

[@Ruth_Rosa]

What a great story! So happy to hear of these folks success!

[@Lilbit2215]

Dave need to have more stories like these

[@FehadBilgramiChannel1]

Lessons here: 1. Pay off debts aggressively 2. Passionate and deliberate in your pursuit for financial goals 3. Communicate and work as one to focused 4. Be super organised to sort out your priorities 5. Reconnect with your spouse (brilliant story to rekindled with dance in the kitchen) Anything else?

[@MrMike95624]

bravo to her it take a whole lot to admit your wrong. esp if your spoiled stubborn and mean

[@msculley4526]

Thank you!

[@43vaRR]

But she wasn’t spoiled. she was operating out of fear based on what emotional domestic violence she’d experienced before in relationships. That made her stubborn. It’s scary as a person to have to go through & it really isn’t recognized but a lot of people form bad coping habits that they need counseling through

[@goodone8041]

@@43vaRR I think they weren't working together to achieve their goals which what a marriage is supposed to do. Glad they teamed up and connected together. Congrats on being a granny!

[@RS-xq4hf]

She’s not spoiled stubborn or mean, she was angry. Anger can be so detrimental.

[@daveswcsful]

A+ on this video. Outstanding.... Kudos Dave.

[@NikaRio]

I cut my credit cards since January but am still paying them off . 6 months not using them at all. I just want to pay the off already 😩😩

[@Tunawesmake]

Restored Beauty I feel you, the struggle is worth it. Freedom ahead, it's something you'll rejoice and relish in.

[@nictron99]

Keep going. With you in that battle. It will feel incredible once you are done with that step.

[@matthewfischer5908]

You will get there! :)

[@endurance-adventures]

You'll get there- keep at it and it will be so worth it in the end

[@monishankumar3748]

You will get there. dont worry

[@lisamorice4701]

Wow, this is powerful stuff. So glad they could work it out with faith, love, help and honesty.

[@kevingoehring4652]

Dave MY wife Pam and I listen to you all the time. We went to your fpu in Sept 2017. Enjoyed and learned a lot. , We have been busy cutting down our our debt before we started the fpu . We had paid $8000 on a credit card debt a year before. And during fpu we had our house for sale. In Oct we sold it and paid off the second mortgage. Of $6000 we used to repaint the exterior. For 5 months we lived in my wifes brothers basement. We got along which helped. But knew we couldn't stay there much longer. We found a $265k home in Ankeny. Knowing we still had a car payment. Wasn't worried because the interest was 1.8%. And at the time we owed around $4000+ on the car. Today we decided to use some of our savings. To pay it off. $1600+ we had left. Now we are.debt free except our home. Which I know you wouldn't recommend. Because we only put down about 17% and did a 30 year fix. But we have been putting $400 every month extra on the house. And now we can put around $800 every month extra. We are not doing our debt free scream until house is paid for. The goal is about 7 years. As our income goes up. We make $148k gross. Do you think we can do it quicker.?

[@MC-ez9lv]

This is one of the best videos I've seen on Dave Ramseys KZbin. Inspiring!

[@kbk4401]

I came to Canada with my wife and daughter at age 35 , Lived a modest life , single wage earner till my son and daughter went to full day school , keeping my wife home from the time we married , till then . Never had debt problems , paid my mortgage in 10 years . I cant understand these sad stories . You need to have self control . Live a life of simplicity . As simple as that !!!

[@OlgScoob132]

Awesome story. May God continue to bless you guys 🙏🏾

[@JB-kx9bx]

Its sad to see how people can be held back because of abuse from someone else. I'm glad they got things turned around.

[@MrGattor33]

Absolutely great story. Very touching as well.

[@dojima24]

I needed that encouragement. Am on my path. It's difficult though.

[@xxpowwowbluexx]

You can do it! Keep going!

[@MrBroadusA]

What an awesome story. I now know that it is possible for me and my wife to do the same thing. What can I do to get the wife on board? Our finances are separate and has been for the last 25 years or so of our marriage. I know we are stronger together than apart.

[@rogerreed9768]

Great story, thx sitting at work with my eyes watering up. Great to hear it can be done

[@carieyounginsurance]

Brought me to tears- I can relate! Beautiful story! Anything is possible ❤️

[@Ishisah]

I love the honesty. Thank you.

[@allenc2289]

Fantastic Testimony, I love this and it is so encouraging.

[@KletoReese]

Terrfic testimony! Beauiful couple! At their core they are Christians and were able to work through their issues together. They went to Church, counselling and Financial Peace University and by God's grace turned their lives around. I love this video!

[@msculley4526]

Thank you!

[@sarahann530]

God said rich people cannot enter heaven so now they have to give their millions away . Have you not read your bible ?

[@lizbeavers9042]

Beautiful story! You are so inspiring! God bless you both.

[@ralphholiman7401]

One of the guys I worked with, and his wife had a great plan, and I don't know long they stuck with it, but I know they were still doing it ten years after they got married. Their plan was simply that they would live on whatever salary the best paid of the two of them made, and would save then entire lower spouse's salary. It started out with him as a cop, and her as school teacher, and they saved his salary for several years. Then he got on as a federal agent, and his income passed hers, and they switched and started putting her entire salary in the bank and investments. At ten years of doing this, when we were on a trip together and he was telling me about it, he said it was working great, and they were used to it.

[@vittoriacoriel]

This was heartwarming. Thank you for sharing.

[@deborahlijaro7490]

Beautiful testimony brought tears of hope to many

[@edenpagani1243]

Thank you for sharing your success story!!!

[@lorarooks5515]

This is so inspiring. Thanks for sharing it!

[@ambition1224]

Thank tou JESUS!! I love that they placed God back at the center of their marriage! This is a wonderdul testimony! Very INSPIRING!

[@msculley4526]

Thank you!

[@sarahann530]

jesus taught that people should give away their Worldly possessions, he did not say increase your savings !

[@israeltindal5845]

Eziglamour Shows all of us that when we place God as center all is all is blessed !

[@sarahann530]

@Natural Beauty26 Sounds like you are saying only communists and socialists are going to heaven

[@TJ-oo5mx]

@A Conneely Wealth is built. One must build wealth to give

[@lisafisher3785]

This made my evening! What a wonderful happy ending.

[@ndumisomagubane6255]

Truly inspiring story. Thank you very much.

[@ChoccoLot]

Awesome story! Thank you for sharing! God bless you all!

[@msculley4526]

Thank you!

[@SS-bq1yv]

Very brave of them to share their story. Very inspiring.

[@mariacorretge6615]

This is such an amazing story. Thank you.

[@marthenluther5325]

Wow..God is good all the time!!

[@hollysterrett104]

Wow one of my all time favorites.

[@OurFarmLife]

So very proud of you and your hubby DebtFreeGranny!!!!

[@msculley4526]

Thank you!!

[@neslegacy3902]

Wow! What an amazing testimony... So bless to know how Jesus at the center of willful hearts and a plan can turn things around... So proud of you both... My heart rejoices Emmy Mota 😁

[@chrisf7574]

Very motivational! Anyone can accomplish anything.

[@bigred1037]

Chris Flaherty except Hillary Clinton ;)

[@msculley4526]

Thank you!

[@sandysanderson8588]

God bless you both, you said it all, great video. You pay a price to win,

[@darlar.9043]

Wow. What an amazing story

[@PMCKELL761]

Debit destroyed my marriage...we grew apart as a couple and we made a lot of money but it never felt like it. The day i married her I paid off 30,000 in HER credit card debit...but she kept pulling us into it.... sad.. also a blended family which BTW I would NOT recommend

[@personal6191]

Every couple must pass through some test,once they cross it successfully,even god cant separate them. Bless

[@andreslopez4511]

Why would God separate something He put together???

[@marisua3018]

😍 gives me so much hope!!

[@mattyounis5636]

Congratulations so proud of you

[@michelleg7360]

My hometown! Congratulations!

[@Godblesstaiwan2025]

Amen! This makes me happy ! 😊

[@BlazingFunVids]

Howdy from Eagle Pass,TX planning on attending Dave Ramsey’s show in San Antonio

[@wendymitchell4511]

Such a beautiful story! I need to make this happen in my life. Not sure how to do it, being a single mom and need to be home for my 15yo. so only working 24 hours/week. I have 45K in debt and just barely making ends meet now. Need Help!!

[@bellag2864]

Work from home!

[@normajeanshepherd3587]

Beautiful, Beautiful testimony of God's great mercy and grace! Thankyou for sharing this! It so blessed my heart! Such an encouragement! 💖💖

[@markschmitz4620]

How did they do that? They basically just say that they paid off their debt and then suddenly they had a 1.3 million net worth.

[@marcusarelius]

Yup, its a trend of these "Turning Point" segments. To go from $300K in debt to a net worth of $1.3 million in 5 years sounds unattainable. I guess these videos try to capture the emotional aspect rather than the process it takes to get from point A to B.

[@fiapop]

I would have liked to hear what was their income in those five years without that we can't know

[@heyjessmarie]

I think they get that number from their investments/retirement funds

[@pisicacutecat4869]

Mark Schmitz They mentioned it at about the 6 minute mark.

[@Sd-sy9jy]

They said they were investing and over night there investments sky rocketed

[@OffgridAz]

Wow... inspirational! Thank You.

[@Beauty.For.Ashes.]

Where can I get one of these type of husbands lol? Wonderful story, very inspiring☺️

[@thunderxero]

Waiting for a husband to solve your problems is pathetic

[@BlueSpade1000]

It’s not the husbands, it’s both of them

[@MsSassyMT]

Great story. Good for them!

[@msculley4526]

MsSassyMT Thank you!

[@Philippians4v11]

Marriage and money. I encourage all couples who suffer financially never to consider divorce over what will one day be burned up by fire (II Peter 3). Life is too short. We struggle with finances, but our love is unconditional. We submit to and love one another, and will get out of debt. Life is full of struggles. Press on! Follow Christ!

[@ThePowerfulnoob]

*Great video. Very high quality. Keep it up!!*

[@angelashelby5060]

What an incredible story! Thanks for the inspiration. Now I know I can do this.

[@msculley4526]

Thank you!

[@CookingLessonsforDad]

So glad for the happy ending! Nothing is impossible with God! (But you need to cooperate with Him!)

[@nobuhleshabalala1538]

What an incredible testimony. 🙌👏👏

[@msculley4526]

Thank you!

[@juliedetrick9769]

Wow how encouraging! Blessings from Iowa

[@msculley4526]

Thank you!

[@abbea3001]

Actually shed a tear to this 👌🏻

[@rrobertson4656]

Powerful. Thank you for sharing!

[@rhonaldjr]

Congratulations! I will make my first million buck in cash by April 2019, if I stay back in the UAE. However, we will be migrating to Canada and so it is going to take some more time. I started having cash after closed all my debts. Me and my wife has decided to buy our house in cash as well (so we are going to wait for few years before buying a house - not in hurry despite price gets inflated)

[@donaldlee6760]

My wife and I are just this this couple, except we're still separating our finances. I'd prefer to fix the issue like this couple did but overall things are OK and we're (finally) financially in a good place so I guess we won't change.

[@msculley4526]

Attend FPU or a Dave Ramsey Live event!! Changed our lives and saved our marriage!!

[@AmyMoncure]

You two are really inspiring!

[@YeeeeDino]

Thanks for sharing your story. God bless you all.

[@msculley4526]

Thank you!

[@MrBrown-ci1pf]

Very inspiring!! God truly works in mysterious ways

[@sheilataylor7497]

Such a great testimony.

[@neenee3841]

This story touched my heart so deeply....

[@msculley4526]

Thank you!!

[@patrickmunyakazi4441]

Thank you for this video.

[@tomikawarren8175]

Wow....they told the TRUTH.

[@Teigan14]

This is amazing! Thanks for sharing

[@AnyasHeart]

😢🤗 sad happy video! Any relationship can work with focus and conviction carry it through

[@iradukundacynthiaamal]

Congratulations. Glad you cam out victorious!

[@samuelleake9213]

Real emotion wow

[@richardgonzalez6550]

Beautiful story!!!

[@jethro6700]

AMAZING & TOUCHING INSPIRING STORE