How You Can Buy A Home In Your 20s Even When You Don't Have Money ?

[@rajeshkumarchavan2749]

Thanks

[@rahulk948]

I can say it as a very good advice from own experience ( as a 45 yrs old man). I baught my first flat when I was 23 (before marriage & with minimal help from parents). This made me a better candidate in marriage market. 😊 Due to salary increments, i finished its loan in 7 yrs. By 30, I was having a fully paid home. This was a major confidence booster for me and my wife. Today we have 3 fully paid flats in tier 1 city giving enough rental income to cover my needs. I don't need to run after a portfolio figure & worry about market updowns for retirement. Such a peace! Btw, I was never a star in corporate job & even took year long career breaks. Still, right start gave me required financial abundance 😊 I highly recommend young people in 20s to do this. You'll be able to live a good financial life without unnecessary stress. Best Luck!

[@ankitbajaniya6821]

Thanks for sharing this

[@rahuldhere4093]

What kinda profession are you into ?

[@rahulk948]

@@rahuldhere4093 IT.. what else 🙂

[@abhay1580]

That mean u buy flat in early 20s ..

[@rahulk948]

@@abhay1580 yes. Basically as soon as possible.

[@rakeshmishra7854]

You are 110% correct. Maine 2001 me one BHK flat liya Vaishali, Ghaziabad me tha jisme mai 15 saal raha, uske baad 10500 per month rent aa raha hai. Loan khatam hone ke baad maine 15 lac me second 2 bhk flat liya 2010 me Raj Nagar Extension me jisse kewal 6500 rent aata hai. Ab mai 55 saal ka hun. Ab mai Vaishali Ghaziabad me 17-18 Lac me Fir se one BHK le raha hun jiska rental 10500 hai Aap ne bilkul sahi kaha hai apne experience se. Rakesh Kumar Mishra Abhi mai Panchkula me rah raha hun kyoki Baddi office jaana hota hai

[@PraDeepYaDav-ym8xe]

Kaas hamare daddy bhi esa soch paate....

[@insane_insaaan]

​@@PraDeepYaDav-ym8xebhai..fir tm apni jawani mai kaam krlo bdia sa......vrna tmhre bache b yhi kahnge..k kaash humare daddy b esi soch paate😂😂

[@harshvardhan6130]

I am also In ghaziabad

[@neerajbhise4962]

I believe in Raising the Salary first and then purchase a home. IT'S not a competition to purchase early. It makes no difference if you purchase at 23 /29 . So it's okay. At 29 you're more matured, more stable and have lived the life of 20s.

[@indobrit4999]

Yes no need to get burdened at least before 25

[@Littlefield12]

Right essi cheez aapko life se jyaada competition future ka stress deti h naa ki present ka fulfilment

[@pushpindersingh2514]

Price will be double later

[@adityakolhatkar8703]

So clear and practical! Exactly how I thought during my early 20s and was able to purchase a flat.

[@amittiwari7218]

Practical advice, I booked my first flat when I was 23 now I'm 34 and I own 3 flats all 3 in metro city , Loan is getting subsidized from the rent.

[@vikas9975]

How did you get loan for 3 flats

[@amittiwari7218]

@@vikas9975 I always booked flat in under construction project (easy payment plan) so for the first flat did not take loan , second one was costlier so had to take loan , for the third one I took topup on the same loan and paid the booking amount that's 20% of the flat cost and this 3rd one is again under construction so this payment is going without any home loan😀

[@dollyjhaom]

@@amittiwari7218 really?? For us, even when we bought it under construction the emi had started immediately. We'd taken from icici

[@bhawnabedi9627]

I think he is rich that he didn't took loan for two flats

[@abhijitkhopkar1500]

@@amittiwari7218 Yes, we should always buy under construction property preferably just launched. Everyone will advise to buy ready to move which is mathematically bullshit and financial suicide.

[@healthoic6623]

Thoda Biwi, Thoda mata pita, Thoda sasur ji, Thoda Shadi me kum kharcha aur ye sari saving ek concrete Asset me lagana. Maja aa gya sir ji ! Hats off to you 🙏🙏👍

[@arth_chart5280]

Humare toh Bhai behen hi chutiye hai 😂 ek behen abhi 30 lakh ka shadi kar k gai jab ki ladke walo ne kuch nhi liya socho 🙄

[@freedom4813]

@@arth_chart5280 30lakh shadi karke or ladko walo ne kuch nhi liya. Matlab 🧐

[@freedom4813]

@@arth_chart5280 30lakh shadi karke or ladko walo ne kuch nhi liya. Matlab 🧐

[@albyantony1853]

Have been binge watching and recommending your videos to all friends and family members. It's truly like winning a jack pot!

[@rupaliranaleaderdevotee]

Same here

[@MPatel84]

Very true. I admire and respect him.

[@shainaverma]

Sir u r a Blessing to our generation

[@albeatrossbeatbox7451]

I had bought plot on loan in 2013 in tronica city, still couldnt make house on it as it is not populated area, also rates are very down than the purchased ones. Then booked an under construction flat in noida ext on loan as we dont have own house. Builder is delaying the construction. We are paying rents. Now want to sell plot but rates are way less than loss affordability. 2 loans at the age of 40. Please make video with such problems to help ppl like us.

[@MPatel84]

We thought exactly what you said in our 20s and did exactly what you said. We are happy that we bought our first property early-stage of our career. That helped later on when we wanted bigger property. At that time also, it was very difficult for us to make this understand to my in-laws because they were not happy buying our own property so early in our life as that may affect on the help amount which we were sending to them regularly.

[@NA-vt6mz]

Why do in laws need to beg for money all time they have no dignity to manage on their own and let couple live

[@MPatel84]

@@NA-vt6mz Exactly my point. But I couldn't say anything to them just due to respect. My own salary also went there. I never said anything. I think this is changing period from old soch to new soch. Now my son and daughter in law will not suffer from this type of burden from us. We will never make our selves in such situation that we have to be dependent on them.

[@ThinkPeace-jt8xw]

I wish they would have thought about themselves first before giving you every damn thing you demanded in your childhood. They should have saved enough for themselves before paying for your education and xyz things. Unko nhi pta tha na yahi bachcha aage jake unko burdon ki tarah lega....

[@NA-vt6mz]

@@ThinkPeace-jt8xw Indian parents only produce kids for old age fund . No where in the world this happens . If they choose to be parents they should be selfless not selfish.

[@nagarajbhat7639]

@Meghna Patel at what age you bought? How do you manage your daily expenses with emi?

[@kumararjun9904]

One house is a requirement. However multiple flats is not a good idea, as it has liquidity issues. Plot is more valuable if you really need to invest in property. Secondly flat quality deteriorated over the years...best example is DDA flats. For me still stock portfolio is the preferred option.

[@voracious8889]

Search about mivan flats. Ignorance is a bliss for people like you.

[@improvelivingandlearning]

Flat can earn rental income but plots will not

[@spiritualharmony3152]

​@@improvelivingandlearningplots can appreciate in value and as u know once you build a house u can get regular stream of income and u can further multiply it by constructing multiple floors in a single piece of land.

[@SR-mv2mf]

Flat is headache to get a good tenant and maintain. Atleast plot is tension free if you get in a good gated community

[@kewlhimanshukaintura]

buying a plot in tier 1 city is expensive. Loan amount given by bank is also very less, for example if you purchase a 1 cr plot, you’ll have to arrange 40 lakh on your own , comparing that with flat, you only need to arrange 10 lakhs or so depending on bank. For me, purchasing a plot is next to impossible for even a double income couple from their own money or investment in a tier 1 city.

[@gauravgusain-108]

I purchased my first home near RRTS metro in 2016 when i was 25, when there was no metro and NH24. But that time I had idea that these two metro and NH24 coming soon. I am very happy and satisfied with the decision i took.

[@undiyos]

Longer videos with better analysis may also be posted occasionally. Sometimes deep look is needed to get a holistic view

[@SangoLifeSutras]

Ok ji

[@nabeelarora]

Hi sir I think I would like to request you to also make a video on what those adults now in 30s can do to achieve a house or savings etc. whose parents left them nothing or had nothing. I mean there are many folks who are earning very good 20lkhs-30lkhs both husband n wife but their 20s went away paying off loans etc of their parents or maybe aupporting their siblings. Now they dont have any asset but they themselves earm well. Its a constant battle between should we enjoy or should we again get into cycle of saving etc.

[@kapilgadndotra797]

Sir please make video on small businesses or Shopkeepers, what they should they do to grow their business

[@sidharthakumarbehera1308]

Yes request to Amit sir .... Please make video for small business development

[@NA-vt6mz]

U always find houses under 20 lakh outside city outskirts but commute time is 2 hour . U can buy those and rent it out the property price increases over years u can sell all these small size properties after 10 years and buy proper house in city

[@himanshuchawla8575]

Kabja aur tenant ki sardardi not worth it

[@rachangoudapatilnidoni5058]

Main problem toh yahi hai na sir, there is no unity in family.

[@sachindhariwal9248]

Sir aap lambe hi video banao.. aapka level tik tok nahi hai. You are like a true guardian anyone should have.. we miss having such a person in our families with so much clarity.

[@rakeshgodara7123]

Positive knowlege to growing genration Keep it up sir...

[@rupaliranaleaderdevotee]

I know 43 year old ppl who are emptying their PF to buy 1.2Cr flat after taking 60lakh loan from company

[@onceajordan]

Good decision

[@manishjoshi3892]

Real estate is full of black money. Just eliminate black money from this industry and see the price correction

[@achlaj706]

Now a days furnished house are available on rent. You have to invest around 1cr minimum. When you go to sell only 10% increase you get

[@sreyanshuchaterjee3962]

Some areas of bangalore, the value have gone up by 10% in 5 years. It's akin to keep the same money in fixed deposit.

[@vinodkhera2566]

Right advice sir, m 47 ka hu pr mane 25 saal ki age me plot v house lene shuru kiya or fayde me hi rha

[@Sunil-ve4tz]

Sir , flat ya plot kis me profit raheg ? Pls answer to youngster like me

[@vinodkhera2566]

@@Sunil-ve4tzsir I invest mostly in plot.

[@deepalchandna6176]

Easy and soft skills short video

[@tusharkant4382]

Aap toh antaryami nikle, video shru hone se pahle hi comment kar diya.

[@nitishvashishtha9142]

Very thoughtful sir 🙏🏻

[@HumanRepairPhysio]

Ghumi ghumi always cracks me up😂 Awesome content

[@aniketsharma272]

Sir please make videos for Lower Middle Class also. Ppl who are children for Grade C Grade D officials

[@tinadutta9673]

I am 29 married wanted to buy a home in metro city atleast 1bhk as I and my husband is staying in rent and both are doing a decent job. None of our parents can give a single penny for buying home. Hence, could you please suggest anything sir for the couples whose parents cannot help for buying house?

[@TheSpanishschool]

Didi your life is so hard... my dad bought a 70lakh ka flat last month mere naam par so that I don't need to take loan 🎉🎉🎉🎉🎉

[@ninii394]

​@@TheSpanishschoolyou are blessed

[@VishalSharma-qz2xe]

Salute sir....

[@pawannain8720]

Very practical advice and I try to following

[@bhatnagarocks93]

Amazing video sir 👍👍😎

[@ravipillania]

I like your videos. I like your honesty. You are working very Good & giving correct direction to us. I will be the same like you in my future.

[@mohitgangwar3831]

Sir u are genius the way u think is ultimate

[@PremSingh-ko4ni]

Amazing knowledge sir

[@ashimabasu8649]

Thank you 🙏

[@kaura1979]

Sir aap mere 20s main kahan the??? Not I am 43 missed the bus...what next for 42-43??

[@tanujasharma5071]

Sir but under construction is quite risky.Kai baar EMI start ho jate hain. But project atak jata hai. Apan log rent bhi bhar rahe hote hain ghar ka and EMI is also going. Double maar padti hai. Mujhe lagta hai Ready to move is safe option. Bhale expensive ho.

[@pd3138]

Yaa same question I got... But agar aap kisi ache or reputations wale builders or firms ke projects me investment karoge to chance bohot kam he paysa dubne ka...

[@onceajordan]

Construction linked plan.

[@rajbirdi8542]

Gr8 infro 💫

[@artdevotee981]

Very well explained. 👍

[@MrShagiFpv]

Thankyou sir ❤

[@frc_sc9114]

Thanku Sir. I am 29, was planning to delay buying property as me & my partner are going abroad soon for 4 yrs and don't know when we'll end up in future. But now, we are planning to buy in bangalore and rent it out before we leave. Parents are helping and with both our savings, able to buy loan free. It brings a lot of mental peace knowing you have your own place, even if you have no plans to stay in the near future

[@Deep_880er]

You are great advice sir

[@namanydv_garud]

Really insightful video, Amit ji!

[@rajeshdubey840]

Every advice very nice .

[@kishoremirchandani8671]

Thanks Sir 🙏

[@MADHYAM2.0]

This is not content this is context

[@hbestinternetwatch]

Here Amit S Sir ji is a content creator with a context of 20's-30's youngsters, buying a property at an affordable price while young. A content creator is someone who creates entertaining or educational material to be expressed through any medium or channel.

[@competition-news]

दूसरे यूट्यूब चैनल का लिंक दे दीजिए गुरुजी

[@VloggerDost]

Q

[@luxperry4237]

Not completed this is just the upper level you haven't think it from ground and this is true

[@lokeshjain5420]

Aspiration middle class has to dedicate their 20s in paying their education loan

[@latelateefreview]

Who already in his 30s married...wht should now

[@drusmanofficial]

I am learning a lot from you sir... love you from Pakistan

[@arzt-jigar]

What to do if we are in later 40s and yet no home ?

[@yashpal505]

Sir Lucknow me property ki bhi vedio banaie

[@akhild69]

There is additional GST applicable on property under construction, than ready to movein property. Please advise

[@samiranmudgalkar7660]

What if you dont have any support from parents ? Due to them both being narcissistic?

[@Chitti198]

They want to pull money from you

[@avinash841]

I feel you man they will want to control your income & your life making you dependent on them You just plan to getting away from them at present try to maintain low contact or no contact flat aur financial independence aise logose dur janepar bana paoge

[@kinnaridesai1022]

Mere hiasab se jaha sasta pade waha lenge to rent bhi waisa hi milega... Vasai viarat me rent max 10 k tak hi jata hai... Kuchh nai molta... 30 lakh ki prperry ho jati hai 1 bhk... Kon dega...itna... Just finished my degree... In my 20s...ladki shadi karegi aise ladke se... Kya bol raho uncle... Practical batao...

[@shreya26173]

Sir give more inputs on rental yield linked with property price

[@albyantony1853]

Sir, one request can you please mention the numbers in English along with Hindi. Thank you !

[@SangoLifeSutras]

Ok

[@harishwadhwa9143]

Sir, thank you for this and all other videos - I love the clear way you explain basic concepts, and you've confirmed many things which I've been thinking since years. However I'll disagree with you on the examples. With new fields coming up, there are very many applications of the math you mentioned here (I can argue, only to a certain extent though, that Geo may also be useful in life). Sadly even the calculus. That said I agree and support all the other points you mentioned in this video. Happy Teacher's day Guruji _/\_

[@hashcodehub6717]

kya bta diya sir ji maza hi aa gya

[@RahulSharma-em6bm]

sir please video bna di jiye 500,1000, 2000 ruppey kha invest krein?

[@Traveltoexplore675]

I am 32 but still looking for a home 😢

[@achlaj706]

Sir very difficult to sell a house.

[@AyushiChand01]

ᴛʜᴀɴᴋs☝️ғᴏʀ ᴡᴀᴛᴄʜɪɴɢ☝️ ғᴏʀ ᴍᴇɴᴛᴏʀsʜɪᴘ, ɪɴғᴏʀᴍᴀᴛɪᴏɴ ᴀɴᴅ ɢᴜɪᴅᴀɴᴄᴇs ᴡʜᴀsᴀᴘ ᴍᴇ ᴅɪʀᴇᴄᴛ..

[@Indian-Hub]

Sir aap tier 2..3 city pe bhi video bnaye

[@mayurthakre5491]

Thank you so much

[@karamjitkaur2459]

Sir, please guide me… we have two daughters… ages 17-20 … how can I help them to get flat or plot in next 5-6 years… one has got admission in mbbs and second will get admission next year … we both parents are in Government job …

[@manishk1512]

Sir ..pls advice todays generation about having kids? One kid or two.....or not having one also ..

[@Mr_Pro_official]

Already h ek video is pr sir ki, u can check ke kitne bache hone chahiye

[@akash1430.]

2 is best, not more than that 👍

[@ankitbajaniya6821]

Hey experienced (in life) people, what's your advice for 22 years old who just started working! I'd love to hear! ❤️

[@rahulk948]

Have a look at my comment.

[@raipuriamotivation6443]

Gajaaabb 👌 taaau

[@SushmaDevi-wd2vt]

Sir please bataye ki flat kaha le dwarka or gurgaon agar bachche 8th ,9th standard me ho.

[@tarsamkumar1010]

Kindly make video on 79 m3m project

[@harmangill6162]

Good videos but need bit more organized

[@RidhimaJoshi-ih5ul]

Can you please explain the yield you mentioned in 3:00

[@rajatwow737]

Sir LUCKNOW pe bhi banaiye

[@HatProgrammer-sr5xc]

I am 23 right now, what should I do, I can earn 3lakh per month, My old house is broken almost, no train facility. I want to move to chandigarh

[@HatProgrammer-sr5xc]

Guide

[@Abhimanyu_pandey]

Sir lambe hi banao video

[@divyanshr1]

Video Title gajab hai

[@osamamalik3290]

Dada Ji 🖤

[@bhushanshelar3753]

sango confusion ki dukan basically rental is on apprtiated value of house toh ye basically compounding hua bus kyu complex kar rahe ho app compounding stocks me bhi hote he stocks top 50 companies ke pe pure desh ki economy tikki he woh zyda trust worthy lagta he but house is still good because of leverage cum rate pe loan aur agur loan chika nai toh koi kuch karega nai bus ghur waapas lelega riskless loan.

[@Aditya-wg4rh]

In pimpari we get flat at 22 lakh .

[@subh2173]

Konse area me liya he flat

[@SangoLifeSutras]

To get Real Estate opportunities and updates in Gurgaon Real Estate market, please join below info group. Click on link : chat.whatsapp.com/GUDvaXixeXC99xDmRjYhM6

[@chanchalwasandhi1636]

I want to add info ii group

[@parvinjain8255]

Very nice sir

[@e6e55]

Sir kanpur real estate ke bare Mai thodi info dedo

[@meenushanker1051]

Sir i want to join real estate group

[@Shubham0811]

Sir i work in a public sector bank and it comes with transfers in every 3 years should i also buy house i m in my late 20s and i can afford a house on my own salary please tell🙏🏻

[@MPatel84]

Yes at your native place or wherever you have some knowledge about property and development of area

[@free_soul9154]

@@MPatel84 if he will buy at native place how will he live in it as work posting will be in other places

[@MPatel84]

@@free_soul9154 with transfer jobs, you can not live in it but it will give you good appreciation in terms of value and the rent amount can be used to pay the rent amount where you are staying

[@free_soul9154]

@@MPatel84 Okay, but there will be lot of problems in that case. Very few cities give good rent amount. It will not be easy to recover rent if someone doesn't pay you and you live in other place. Also, one will not find someone easily to give house for rent. Similarly, there are lot of problems and it doesn't work in most cases. So people with transfer jobs should never buy homes till retirement and rather invest in something else.

[@FloraPlethora]

Sir in all your videos you assume that parents will have savings. There are some parents who have none rather they become a liability on children. 😞

[@sadhnasingh_be_creative257]

M bhi aasa hi sochti hu

[@mrsshraddhapatwal7647]

Sir inlaws se to bhul jao wo toh bachi hui savings bhi tikne nhi dete

[@MrSupergonu]

Video on ghaziabad real estate

[@RajatK91]

@@beasty007 pratap vihar vasundhara se aage Hindon ke paar

[@sunil7985]

Sir Home loan Take over ke bareme bata sakoge kya???

[@Kesharwani2796_]

Where is group

[@RamLal-er3ox]

Yes rental yield

[@nikhil1479sharma]

The content is very very repetitive

[@sujatachakravarty7540]

Yes I want and very practical info

[@anonymoux583]

I am girl 23, IT job should I also think of buy house ?

[@pd3138]

Yes that's good idea... Now a days it jobs pay very higher salaries then compare to other jobs you should better utilize your income in real estate.

[@abhijitkhopkar1500]

There is a famous KZbinr and motivational speaker who advises people to invest neither in real estate nor stocks. He suggest people to just put their money in FD and gives it some spiritual twist. Ironcially ppl pay in thousands to attend his seminar to listen these words of wisdom.

[@past-ye9hj]

Who?

[@abhijitkhopkar1500]

@@past-ye9hj Zorba the Zen

[@samairakapoor440]

Sir how is a content creator job for youngsters??

[@rameshwarprasadgurjar2378]

Very nice

[@mallyajoice5182]

Sir ji, Pitaji nahi hai, Sasurji nahi hai, biwi nahi hai, ab kya kare.....It was a kind of click bait...you just said ghar le lo 20s me accha hoga future. Don't have money mat likho....parents se money leke likho😅