10 Crucial Personal Finance Lessons That Transformed My Life

[@humphrey]

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[@OmarAlkhatib-wz8lk]

the tracker is not opening

[@NOTurbuisness-r5q]

I have give you money to see how much money you have?

[@Luno_Referral_Code_ZJBS3P]

👍

[@NatalieFormor]

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

[@annaj.osorio]

I would avoid index funds, mutual funds, and specific stocks for the time being. Right now, the best option is a fixed income of five percent. Put money aside for the times when the market really starts to bounce back. most importantly consider financial advisory for informed buying and selling decisions.

[@ClaudiaSchreiber-b1p]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@DanielOrstein]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@ClaudiaSchreiber-b1p]

Viviana Marisa Coelho is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.

[@RyanBBrown]

@JBHus such a normal human conversation you guys are having.

[@ANDYPADOVA]

So much information! Free of charge! School and colleges do not teach any of this! I'm praying and trying to change the fact that I was never taught anything about money. I am 46 years old, have no retirement funds, and am working to fix the many mistakes I made when I first started trading. I gain wisdom and inspiration by listening to you. I'm really grateful; it's incredible!

[@ThePatrioticAmerican4L]

Indeed, another reason I like making my daily market decisions is that I'm being coached by a portfolio coach. Their entire skill set is based on simultaneously going long and short, using a profit-oriented approach and laying off risk as a hedge against the inevitable downtrends. When you combine this with their exclusive information and analysis, it's nearly impossible not to outperform. Over $800k was earned as a return on investment after two years of hiring a coach.

[@michaellaw321]

Nowadays, hiring an investment adviser is the best way to navigate the stock market, especially for people who are getting close to retirement. I've been working with a coach for some time, and since 2023, my portfolio has increased by 85%.

[@cesarmurph]

I’ve actually been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is? Please.

[@michaellaw321]

Sharon Ann Meny, you can read up on her, she's quite known and her works speaks for itself.

[@cesarmurph]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@aaronfyler7753]

I just got laid off from my job today. THANK YOU Humphrey for teaching me about savings. because of your savings and investment advice, It’s a good feeling to have to only worry about your ego being damaged and not having your financial health being immediately impacted.

[@jre2775]

Good luck finding a new job bro

[@aaronquadd3019]

Sorry to hear that. Hopefully you can find a great job soon. Good luck on your next endeavor

[@ChristinaHerself]

All the best to you 😊

[@trya314]

hope you'll successfully land a new job soon

[@Getrichwithme-zz]

If there is a deferred amount, start investing with this amount, even if it is small...)))

[@PaulaCarbonell-n7j]

Millionaires have taught me that no matter how little money you have, you should always put it to work. Over decades, even a $100 monthly investment can grow into enormous fortune. The important thing is to continue!

[@wmwoods-l4f]

If you want to get rich this year, investing is the best option. While saving is a wonderful thing, investing improves your financial situation. My portfolio is doing well because of my financial advisor, and I'm pleased with the choices I made last year.

[@wmwoods-l4f]

Investing is the way to go if you want to become wealthy this year. Investing makes your money better even though saving is a good thing. I'm happy with the decisions I made last year, and my financial advisor is the reason my portfolio is performing well.

[@j.ottinger]

Okay. The value of financial counsellors is frequently undervalued. Over fifty years of research shows that those who work with advisors tend to make more money than those who don't. I had the good fortune to collaborate with one for thirteen years, which led to a $2 million portfolio.

[@speak2Gary]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@j.ottinger]

“Annette Marie Holt” is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@LipiTerrazzo]

I wish I learnt most of these principles about seven years ago. A lot of people have been trapped strongly in the matrix- - Go to school, get a job, and then slave your whole life. Many miss out on life changing information that could have great effect on their finances.

[@Pingblinks]

Nobody knows anything, you need to constantly acquire knowledge in order to create your own process, manage risk and stick to the plan, through thick or thin while also learning and improving.

[@MaximilianFischer497]

My portfolio is plummeting significantly, I’ve lost about $320k within a few months and I'm not confident about picking stocks anymore. Are there really no other options for me to gain from the stock market?

[@TicheDebb0]

Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

[@MarshalWagner457]

With the guidance of a financial advisor, I strategically diversified my initial investment of $400,000 across various markets, resulting in a remarkable net profit of over $900,000 in just a few months, thanks to a combination of high-dividend stocks, ETFs, and bonds

[@RowanBryson]

Please can you leave the info of your investment advisor here? I'm i dire need for one

[@MarshalWagner457]

Her name is “Sonya Lee Mitchell”. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@EvelynBrooks0]

She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.

[@NicholasBall130]

Your commitment to educating your audience is truly admirable. We all aspire to attain financial stability and improve our lives. This goal can be achieved through smart investments, mindful spending, and prudent budgeting. I'm thankful for realizing the significance of striving for financial freedom from a young age.

[@cowell621]

Even though I engage in investing, I feel disheartened by my lack of expertise in assessing the performance of individual companies and determining the optimal timing for stock purchases. The erosion of my financial reserves due to inflation adds to my concerns. At this point, I require precise market trajectory information, but I find myself unsure about the appropriate course of action.

[@StocksWolf752]

Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.

[@StacieBMui]

Could you recommend your advisor? I'll be happy to use some help.

[@StocksWolf752]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sonya lee Mitchell” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.

[@Getrichwithme-zz]

I totally agree.)))

[@RaymondKeen.]

Managing money is different from accumulating wealth, and the lack of investment education in schools may explain why people struggle to maintain their financial gains. The examples you provided are relevant, and I personally benefited from the market crisis, as I embrace challenging times while others tend to avoid them. Well, at least my advisor does too, jokingly.

[@SandraDave.]

Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

[@berniceburgos-]

This is superb! Information, as a noob it gets quite difficult to handle all of this and staying informed is a major cause, how do you go about this are you a pro investor?

[@hersdera]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@CraigLloyd-fz6ns]

this is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@hersdera]

Well, there are a few out there who know what they are doing. I tried a few in the past years, but I’ve been with Melissa Terri Swayne for the last five years or so, and her returns have been pretty much amazing.

[@BEAUTIFULDIANAFRANCIS]

I recently adjusted my Roth IRA to 50% in SCHD, 25% in SCHX, and 25% in SCHG. For my Roth 401k, I went with 70% in Vanguard's S&P 500 Index, 20% in the Vanguard Growth Index, and 10% in the Vanguard International Index. My goal is to grow my $350k to over $1 million within the next three years.

[@ReginaldsKeiths]

ive still been bullish since 2018. exempt i was only very confident in years past, now at this point in validated, rich, retired, happy, and now I am beyond confident, i am positive … nvda is the goat. 🐐 💚🖤

[@ConradsViveiroses]

Keep it simple, buy things you understand, take some risk but don't try to shoot the lights out. I currently have 75% SCHD and 25% ROTH IRA. Brokerage account is 40% VOO, 35% SCHD, 25% XLK. Combine balance ~$3.3m Less than 3 years until retirement.... I have about 400k in cash. My portfolio has yielded far more than I expected for my retirement. Kudos to my advisor.

[@ConradsViveiroses]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years,but I've stuck with *MONICA AYAKO VOS* for about four years now, and her performance has been consistently impressive.

[@ChristopherAbelman]

It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas

[@bartlyAD]

I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience

[@PennyBergeron-os4ch]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@DaliaCohen2230]

who is your financial coach, do you mind hooking me up?

[@PennyBergeron-os4ch]

I personally work with DIANA CASTEEL LYNCH. Just take a look at her full name on the internet. She is well known so it shouldn't be hard to find her.

[@DaliaCohen2230]

Thanks, I just googled her and I'm really impressed with her cre-dentials. I reached out to her since I need all the assistance I can get.

[@VijayNake-kb8rc]

there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal

[@MyNameIsJeff872]

"Comparison is the thief of joy" -Theodore Roosevelt Don't compare yourself to others, just compare yourself to where you started and track your journey.

[@mydressmemos]

Becoming a millionaire through a Roth IRA or a 401(k) involves different strategies for maximizing profits. A Roth IRA offers tax-free withdrawals in retirement, which can be advantageous if you expect to be in a higher tax bracket later in life. On the other hand, a 401(k) provides tax-deferred growth and potential employer contributions, boosting your savings. The optimal choice depends on factors like your current and future tax situation, employer match, and investment options. Consulting a financial advisor can help tailor a strategy that aligns with your financial goals and circumstances.

[@JacobsErick-u8r]

Prioritizing effective personal finance management holds greater significance than the sheer amount saved, irrespective of income source. Consulting a certified financial advisor can offer tailored strategies to optimize financial results by reducing expenses and enhancing income, regardless of whether it's earned through employment or investments.

[@richardhudson1243]

I wholeheartedly concur. At 62 years old and newly retired, my external retirement funds total around One million two hundred fifty thousand dollars.. With no debt and minimal retirement fund allocation relative to my portfolio's value over the last three years, I recognize the importance of a financial advisor. Neglecting them isn't an option; however, thorough research is vital to find a trustworthy fiduciary advisor.

[@LUCIASMITH-d1z]

How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

[@richardhudson1243]

I've stuck with the popularly ‘’Melissa Terri Swayne for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@winifred-k9e]

Melissa’s profile appears to be fairly knowledgeable, therefore I must say that I value the advice. After locating her online on google, I thoroughly read through her resume, educational background, and qualifications, and I must say that they were quite impressive. We have set up a meeting after she replied to my message.

[@Suntz_u]

One lesson I've learned from millionaires is to always put your money to work, no matter how small. Even investing $100 per month can compound to tremendous wealth over decades. The key is to keep going!

[@Doracox22]

Investing is the way to go if you want to become wealthy this year. Investing makes your money better even though saving is a good thing. I'm happy with the decisions I made last year, and my financial advisor is the reason my portfolio is performing well.

[@greekmom]

Alright. Financial advisors are often underestimated in their value. Research spanning over half a century demonstrates that individuals who work with advisors typically earn more money than those who do not. I was fortunate enough to work with one for thirteen years, resulting in a portfolio valued at $2 million.

[@TylerofSc004]

Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@greekmom]

"Kristin Amber Landis" is the licensed advisor I use. Just research the name. You’d find necessary details to work with to set up an appointment.

[@TylerofSc004]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks.

[@JosephGodwill9h]

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

[@MatthewAidan4ns]

The deeper your investment roots, the stronger your financial security will be in the future.

[@SebastianNoah5e]

Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.

[@JamesOliverr7s]

I would love an introduction to an adviser who can help me strengthen my financial roots.

[@SebastianNoah5e]

My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further.

[@JamesOliverr7s]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@Cristian_M_]

Successful people don't become that way overnight. What most people see as a glance of wealth, a great career, and purpose is the result of hard work and hustle over time. I pray that anyone who is reading this will be successful in life.❤

[@Brookeinda]

I want to compliment you, you have said it all. I am a little business owner and I really want to expand my business to the next level by making myself an investor but I really don't know how to go about it..

[@aaronferrell3129]

imagine investing in Btcoin earlier.... You could have been a multi millionaire precently

[@sarkiali3958]

You are right. Been thinking of going into gold and cyptocurrency

[@HopeJackson-b7b]

It's obvious everyone is doing this online Investment

[@vickia.weaver7488]

​@@HopeJackson-b7b I totally agree with you it has been an eye-opening experience for a lot of people.

[@larrypaul-cw9nk]

I got 60k now and I got no where to dump bro, everything is jacked up in the stock market.

[@Peterl4290]

Don't put all your eggs in one basket; instead, diversify into different asset classes to mitigate risk. If you lack extensive knowledge, consult a financial advisor.

[@Mrshuster]

Opting for an investment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

[@sabastinenoah]

This is very insightful. Hope you don't mind me asking you to recommend your advisor?

[@Mrshuster]

Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like

[@sabastinenoah]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@albertofoti4152]

I literally follow the 3x rule. If I want to splurge 500 euro over something, I just put 3x = 1500 euro in my investments. That's the rule I follow, in order to reduce my tendency to never spend (yes, there is also this problem ahaha)

[@humphrey]

smart!! the 3x rule could be good

[@CodeRedFinancial]

It is always interesting to hear how other have navigated through the pit and falls to becoming successful. Remember, there are no one size fits all approach, but there are certain principles that are universal.

[@Getrichwithme-zz]

And this is also true😉

[@DonaldMark-ne7se]

Transfer of wealth usually occur during market crash, so the more stocks drop, the more I buy, in the meanwhile I'm just focused on making better investments and earning more as recession fear increases, apparently there are strategies to 3x gains in this present market cos I read of someone that pulled a profit of $350k within 6months, and it would really help if you could make a video covering these strategies.

[@Jamessmith-12]

Effective personal finance management is more important than the amount of money saved, regardless of whether income is earned through job or investment. Individuals can seek counsel from a certified financial advisor to optimize financial outcomes, who can provide specialized advice and methods to decrease expenses and maximize income.

[@JacquelinePerrira]

I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.

[@kevinmarten]

Would you mind telling me how to contact this specific coach using their service? You seem to have the solution, as opposed to the rest of us.

[@JacquelinePerrira]

'Carol Vivian Constable, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@kevinmarten]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@SteveYoung49]

I agree that tracking expenses and net worth is super important. And if we're being honest, chasing that dopamine hit when you see the net worth numbers go up is super gratifying.

[@humphrey]

definitely agreed!

[@UNDERDOG18UNDERDOG18]

Absolutely, I track assets, debts, net worth twice monthly. I track all expenses daily, even if $1. Spouse and I had rough early lives, on our own at 16 and 18. Now we are in our 50s and 60s and prospering.

[@UNDERDOG18UNDERDOG18]

Started investing in early 20s, many decades of compounding. I will never earn more than my portfolio does by working.

[@angeladeem2988]

It's a common misconception that when a stock you buy skyrockets, the smart thing to do is sell it (or at least sell some of it) to lock in your profits. But the context matters. If the stock has increased sharply because the business is performing exceptionally well, it could still be a bargain. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...

[@codeblue11]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@vigneshkumardevendiran6141]

It's okay to partially book profits for the stock at 3-5x of the pe that it was bought for. An interesting question is, what one is planning to do with the booked profit. My easy answer would be buying govt bonds. I prefer govt over corporate as the spread is thinning... If you have plans to expand your portfolio, think about companies that are getting massively corrected. As long as it's book support the CMP... I would just accumulate them in small quantities

[@Bethel485]

*Investors Quick Survey #13:* For your shared investing ideas, what do you think will be the next Apple/Microsoft in terms of growth?

[@herbertAnderson534I]

None for now. It's getting harder to predict market trends post covid, the market is so volatile rn can go down anytime and eat your whole deposit.

[@user-zl5gn5lg6]

I mean no disrespect, but you are wrong... Believe it or not, the market isn't as bad as some people have made it look... Only small and mid-caps seem to be stagnant other companies are making record profits... As a beginner investor who knows next to nothing, I have made over $30k profit in a few months... I was retrenched recently, and I am using these resources to keep body and soul together.

[@KTMarion]

Hi ANTHONY, your profit margin is quite impressive for a beginner. Good for you!!!! can you share your spreadsheet or investing journal?? inadvertently, i sold a boatload of my portfolio recently.

[@user-zl5gn5lg6]

I have never drawn up a spreadsheet or trading journal, it's of no relevance to me... I simply follow Kelly Matwick's investing techniques and guidance... You can look her up she's registered.

[@AutoCheckerDE]

Simple explanations but so effective! The point about delayed gratification is something everyone should integrate into their life.

[@Getrichwithme-zz]

Yes, it is😉

[@HabiburRahaman-cl2uw]

Kardden Token is awaiting major CEX listings. It's possible to hit 100x this year.

[@LarsBergstrom-uh2eu]

It's sad how difficult things have become in this recessive economy. I was wondering how to utilize some money I had. I used some of it for e-commerce business, but that sank. I'm thinking of how to protect my $150K-worth stock portfolio from decline, but haven't figured which way to go.

[@AstaKristjan]

Very difficult indeed, but when the going gets tough, the tough gets going. You have to learn and handle finances properly. you should hire a CFP to help you diversify your assets to include ETFs/index funds/mutual funds and stocks of companies with consistent cash flows. Don't go for penny stocks.

[@LivaHolst]

Opting for a brokerage Adviser is currently the optimal approach for navigating the market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 300% since 2022

[@Alejandracamacho357]

I could really use the expertise of this advsors.

[@LivaHolst]

KATHLEEN CHERYL CONSTANTZ is a hot topic even among the finance elite in America. She's just a search away(on the net)

[@Alejandracamacho357]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@blaquopaque]

Rule 8 indicates you don't need a high IQ to be a good investor, just 2 qualities, self discipline and a lot of patience. Investing is mostly about behavioral psychology. How can I generate more income to retire with at least $3m for long term care?

[@Curbalnk]

We share common goal, making sure you are ready for your later years is very important. That's why passive investing works, low costs, better diversification and it enables people to overcome their behavioural bias especially if they engage professional help.

[@shuhei9571]

​@@greekbarriosscam 🗿

[@carolynrose1816]

@@CurbalnkIt's unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $45k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving, great wealth managers will always make returns.

[@carolynrose1816]

I've stuck with the popularly ‘’Jennifer Leigh Hickman” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up..

[@BIGaaron1]

Safest approach I feel to tackle it is to diversify investments By spreading investments across different asset classes, like bonds, COMMODITIES, EQUITIES, FIXED INCOME and international stocks, TRADING IN GENERAL they can reduce the impact of a market meltdown Its important to seek the Guidance of an Expert.

[@CEEROSE-CONSTRUCTION]

Agreed! this why I work with one. my $870k pōrtfolio is well matched for every market season yielding 85% rise from early last year to date. I and my advīsor are working on more figures this year. IMO, financīal advīsor are the most sought-after pros after doctors

[@docthomasr]

How may I Contact Your licensed advisor as my portfolio is dwindling?

[@CEEROSE-CONSTRUCTION]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've been stuck with *KAREN* *MARIE* *GENDRON* for about five years now, and her performance has been Consistently impressive.

[@jose_bochazo]

Thanks for SHARING this. I just googled her name and found her webpage. I'm really impressed with her credentials and I reached out to her since I need all the assistance I can get.

[@docthomasr]

I did get in touch with here googled her name and her WEB page popped up thankS

[@vikhelizhimo4858]

Walmart and Kardden Token just signed a collaboration??

[@trazzpalmer3199]

Acquiring stocks could appear simple, but choosing the right stock without a tested plan can be very difficult. My main barrier to growing my $210K portfolio, which I've been working on for a while, is the absence of well-defined entry and exit plans. Any guidance on this would be highly valued.

[@JenniferDavis7630]

the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.

[@EthanBrown_23]

A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@RobertBrown..]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

[@EthanBrown_23]

'Kenna Muriel Hesseling' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@SarahTaylor_]

I searched for her complete name on the internet and located her page. I then sent an email and scheduled a meeting to converse with her; now, I'm awaiting her response.

[@themogulthoughts]

This video is packed with invaluable personal finance lessons! The emphasis on delayed gratification truly resonates with me. I’ve found that resisting immediate rewards has significantly boosted my long-term financial stability. Tracking expenses, savings rate, and net worth has been a game-changer. It’s amazing how these simple practices can lead to financial freedom. The advice on investing in fewer ETFs and stocks for simplicity is spot on. I’ve simplified my portfolio and it’s made a huge difference. Being aware of depreciating assets has saved me from many regretful purchases. The point about not comparing yourself to others is so important. Focusing on my own financial journey has reduced stress and improved my decisions. Avoiding the “30k millionaire” lifestyle is a lesson everyone should heed. Investing should indeed be boring - it’s all about the long game. Thank you for these transformative tips! Has anyone else here implemented these lessons? Would love to hear your experiences!

[@Getrichwithme-zz]

Yes, that's right, it's a great video)))

[@ThrowBackZone]

I love the idea of investing being boring-makes so much sense! I’ve always been tempted by day trading, but I’m realizing the value in just holding steady.

[@Getrichwithme-zz]

This is also true)))

[@KirstyWigglesworth]

Planning ahead can really minimize taxes! I've made a smart reinvestments, especially with some great guidance from a pro for a half year now, and it's been a game changer. I was able to reinvest my RMD strategically, and I'm now pulling in about $25k a week, despite doing very little trading myself. It's a nice cushion against financial stress. Best of luck with your RMD decisions!

[@MaryAltaffer]

25k a week? Amazing! how did you get started?

[@KirstyWigglesworth]

​@@MaryAltafferI signed up for a 1-on-1 trading session. It's like copy trading, but with personalized guidance.

[@WilliamsJordan-s2x]

Honestly I really need help learning to trade. Seeing my portfolio low makes me very sad.

[@KirstyWigglesworth]

​@@WilliamsJordan-s2xthe session was secure and a supportive way to improve your trading skills while earning, the best part is there's no upfront payment required at all

[@KirstyWigglesworth]

I suggest consulting with Amalia bunker for guidance, This way you can get strategies designed to address your unique long/short-term goals

[@ulloaleticia]

I absolutely love your videos!!! Thank you for sharing your personal money lessons with us!

[@Getrichwithme-zz]

Yes, there are great tips here)))

[@JilldaBaby]

AI stocks are set to dominate 2024. I prefer NVIDIA because they're well-positioned for long-term growth and support other AI companies. I know someone who made over 200% with NVIDIA. I'll also consider the other recommendations you made.

[@AmeliaAndersonCortez]

I agree. Just because there are opportunities doesn't mean we should dive in without caution. We should look for market analysis or guidance, or seek advice from certified market strategists.

[@GraceKauffman]

Absolutely, having a solid plan is crucial. My portfolio has been well-balanced and recently doubled since early last year. My financial advisor and I are working towards a seven-figure goal, although this might take until Q3 2024.

[@centollero]

I could really use the expertise of an advisor like that.

[@GraceKauffman]

Her name is BONITA JEANETTE RODRIGUEZ. Just look her up online

[@centollero]

Thanks for sharing. I searched for her name and found her website. I reviewed her credentials and did my research before contacting her. Thanks again.

[@Nortonj8]

Every time I have the urge to buy a new car I come back to this channel and I'm able to talk myself out of it lol. Thanks Humphrey

[@Getrichwithme-zz]

Yes, there are great tips on this channel)))

[@susannicky]

The BIGGEST LIE You've Been Told About Money is that it doesn't grow on TREES!! 😆

[@ibrahimaisaadan]

I agree with you!! Money actually grow on trees but only on trees that was planted by you!! These tress are referred to as investments. How you diversify your investment portfolio matters

[@bahijarhafiri]

Diversification is the key. My portfolio is well diversified with the help of a financial adviser. This helps me make more than +400% monthly on my investments.

[@BaffySchenck]

I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@bahijarhafiri]

I've experimented with a few over the past years, but I've stuck with ‘’Julianne Iwersen Niemann” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.

[@BaffySchenck]

Wow, her track record looks really good from what I found online. I'll take a chance and see how it goes. Thanks for the info

[@JatinJatav-qt8mr]

The fact that nobody talks about the forbidden book Zyphura Money by Hunter Zypher on Vexoner speaks volumes about how people are stuck in a trance

[@rudyardganuelas6254]

It’s wild how many people can “afford” luxury cars but can’t afford matching tires

[@humphrey]

Right!

[@gnd111]

...or furniture for their apartment....lol

[@jli2004143]

Because they want to look rich instead of saving and actually be rich.

[@Lena-cl6ye]

Oh so true! My friend carried an LV bag to dinner on Saturday and complained about having to replace her ONE damaged tyre and bought a cheap made in China one.

[@JenniferDavis7630]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go out of devastation.

[@RobertBrown..]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@SarahTaylor_]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@EthanBrown_23]

That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this coach?

[@SarahTaylor_]

'Kenna Muriel Hesseling' is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.

[@trazzpalmer3199]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@dwalker5175]

This is a very good post. Agree with every point. Hopefully it gets lots of views.

[@Getrichwithme-zz]

Yes, the channel is great)))

[@TheInvestmentIguana]

Wow, this video is such an eye-opener! 🙌 The tips on delayed gratification and tracking expenses, savings, and net worth really hit home for me. That “investing should be boring” advice was such a refreshing reminder, sometimes we overcomplicate things, and this helped me rethink my approach. 💡 I also loved your point about not comparing ourselves to others. It’s so easy to get caught up in that, but focusing on our own journey is what really matters. Thanks for breaking everything down in such a relatable and practical way. I’m definitely walking away with some solid advice to apply to my life. Keep up the amazing work! 🚀

[@Rosecransadventures]

This video is gold! Way to summarize a ton of knowledge and psychology into this!

[@Getrichwithme-zz]

That's right, a great channel with good advice)))

[@mrbarnzz]

One of the most tangible videos I've seen from you thus far! Basically the 10 commandments

[@humphrey]

thank you!

[@Getrichwithme-zz]

There are great videos and instructive videos here)))

[@Angelinacortez495]

With markets tumbling, inflation soaring, the Federal Reserve implementing significant interest rate hikes, and treasury yields rising rapidly, portfolios are seeing considerable losses this quarter.... I’m at a crossroads, debating whether to liquidate my $125K bond and stock portfolio. How can I navigate and potentially profit in this volatile market?

[@JenniferDavis7630]

I agree, just because the market presents opportunities doesn't mean we should rush in headfirst. For this reason, we should look for appropriate market analysis or guidance or, alternatively, seek advice from certified market strategists.

[@donaldwayne7023]

I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m

[@debbygradley25]

Please who’s this consultant ?

[@donaldwayne7023]

"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

[@EthanBrown_23]

Thanks for sharing. I curiously searched for her full name and her website popped up after scrolling a bit. I looked through her credentials and did my due diligence before contacting her. Once again many thanks.

[@TerriVess]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@lennoxmutterick6434]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@TerriVess]

@@lennoxmutterick6434 However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments.

[@lennoxmutterick6434]

@@TerriVess Oh please I’d love that. Thanks!.

[@TerriVess]

@@lennoxmutterick6434 Clementina Abate Russo is her name.

[@TerriVess]

Lookup with her name on the webpage.

[@muthumarimuthumari759]

4ra connecting with cricket stars makes it feel special. like we’re part of the action.

[@kyleevanston]

I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Brooke Grace Miller.

[@ClarenceFerland]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@GrozaGroza-ko7fn]

The very first time we tried, we invested $1000 and after a week, we received $5500. That really helped us a lot to pay up our bills.

[@masterotrunks]

I'm surprised that you just mentioned and recommended Brooke Miller, I met her at a conference in 2018 and we have been working together ever since.

[@BradlyLane]

I'm new at this, please how can I reach her?

[@sole27ore]

I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills

[@anderarias]

What a nice and useful video. I fully agree with all the advices, especially the one about stopping comparing ourselves to others.

[@Getrichwithme-zz]

Yes, there are undoubtedly great tips here)))

[@MukeshSingh-zl8kz]

Kardden Token will moonshoot after CEX listing..

[@noithappenedlikethis]

A Big Screen 📺 TV is one depreciating liability I love. 😊

[@Getrichwithme-zz]

😊😊😊

[@mihirkumarpanchal7239]

Thank you ! One of the best financial video.

[@DROC9169]

This is a fantastic video!!! I really appreciate your work.

[@Getrichwithme-zz]

Yes, there are very useful tips here)))

[@mbank3832]

I bought something for like a 8.99 at Ross. I got some buyer's remorse afterward for spending money in general...

[@UNDERDOG18UNDERDOG18]

We are millionaires who struggle to spend.

[@mbank3832]

@@UNDERDOG18UNDERDOG18 but the thing is, I don’t have million dollars 😞

[@Getrichwithme-zz]

It happens too😊

[@mbank3832]

@ did you end up returning what you bought ?

[@sonja8942]

I like buying many positions and I am a dividend hunter and collector. I generate money to sustain myself in retirement and grow the dividend pool if I reinvest into same or other positions. I think safety in numbers. If some cut their dividends, others won’t and your income is not as hurt the more you spread it around. If you are a growth investor your thesis is more correct!

[@Getrichwithme-zz]

Diversification)))

[@MinhLêvăn-y1b]

Want to learn what gurus won’t teach you? Sombrya’s forbidden books have the answers.

[@RoshanSinghMoktan-xy1iy]

You definitely have my sub. This content is next level. For me Eledator was the turning point. Please keep doing what you do and keep being you, love it.

[@Getrichwithme-zz]

Yes, the channel is excellent, instructive)))

[@raviamoda]

Every time i see the new 4ra promo, i feel like i need to place another bet! it’s just so enticing, can’t resist trying my luck again and again.

[@theAmateurInvestorstory]

Every time I have the urge to buy a something expensive I come back to this channel

[@alexandraduenas1422]

I'm loving all your videos 👏👏😊

[@Getrichwithme-zz]

Yes, great tutorial videos)))

[@appleztooranges]

Paid my house off at 31 years old instead of investing. No regrets

[@pjm3005]

so, are you taking that money that used to go to your mortgage and investing it now?

[@appleztooranges]

@@pjm3005 yes

[@Kennan_Davis]

At least you did that instead of blowing money on junk like the average person, but you would have way more money if instead you invested that money rather than paying off your house. And you could’ve even taken out the amount of money needed to pay off your house with plenty of cash left over

[@woy8]

Yes looking back is easy though. There is no reason we couldn’t get a big dip that would take 20-30 years to get back. You could lose your job and needed to sell stocks at a bad time etc. Risk vs reward. Paying of your house is like 5% a year with 0 risk, not bad. Yes in the market you could potentially make double that, but there is also more risk. (Risk is also your ability to deal with losing 50k of your 100 and still keep investing, many will fear and stop investing or pull some out, you only know this about yourself at that point)

[@Getrichwithme-zz]

And this is also true)))

[@antn8387]

Great video as always, Humphrey!

[@Michelle-u3g]

Great content! Keep up the amazing work!

[@Getrichwithme-zz]

Yes, they give very good advice here)))

[@TubeDeviant]

Thanks for the much needed reminders covering a wide spectrum of information.. =)

[@Getrichwithme-zz]

Yes, great tutorial videos)))

[@Ualreadiiproductions]

This is awesome! Thank you for the insight...

[@abiodunaderibigbe9029]

Lessons 8 & 9 are golden!

[@Getrichwithme-zz]

Yes, I agree, they give great advice here)))

[@binodmahto2184]

thanks to 4ra and their amazing promos, my IPL experience this year is next level! never had so much fun and excitement during the IPL season before. can’t wait for more!

[@Nomadsc2]

So number 8 is actually what got me into researching and learning investing. I started investing because a buddy was talking big about it and never would, so i started doing it to see if it was as hard as he said it was... i actually got an investing plan and started doing the research because an investing millionare buddy of mine showed me hes bank account, how he was investing and said if you want to have this kind of money you can just start investing. He didnt start in stocks but is an investor in alot of other fields. He was teaching classes on investing and finance for free at the local college, and kids kept telling him he only had money because he was a rich dude he doesnt understand what its like to be poor. So he started a robin hood and started investing like he had the money of a college kid. He came back and asked them why they couldnt do it too... and thats when i decided i had to get serious

[@Getrichwithme-zz]

It's never too late to start😊

[@FASTDTpodcast]

This Video is spot on! 🎉

[@Getrichwithme-zz]

Yes, it's a great video)))

[@DesireeJames-q1z]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@JoshuaKerr-m4u]

DCAing amongst various assets is a good strategy and can help reduce the impact of market volatility and thus a good strategy if you are looking to compound . However it is important to consider financial advisory when investing .

[@Bako-b8j]

Many people underestimate the value of counseling until their own emotions become overwhelming. A few summers ago, after a long divorce, I needed a huge push to keep my business going. I searched for licensed advisors and discovered one with the greatest qualifications. Despite inflation, she has helped increase my reserve from $335k to $790k.

[@RobertBrown..]

i'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?

[@Bako-b8j]

"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

[@Bridget-l7p]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@HaiPham-f6s5v]

If you’ve ever felt stuck, Sombrya can show you the way out. Their books are a game-changer.

[@DJ.BeatMaker]

Solid money lessons. First timer. Cheers big ears!

[@itsmaceYT]

Average/boring is the best way IMO, however being an avid “checker” myself I opened a Robin Hood account and threw some money in there for “fun” and have been working to increase that fund (if the total grows - great, if it’s lost - Atleast I had a little fun) ofc this initial investment depends where you are financially but even just $100 you can have some fun playing around (and get some free stocks most of the time through creator links)

[@NormanOkada]

I love your insights, they are all very basic. A lot of people won’t do these things because they are so simple, and humans think they have to do something to get rich like tinker with their investment accounts. I am sharing with my children

[@humphrey]

Right! thank you

[@Getrichwithme-zz]

Yes, there are very useful tips here)))

[@ThrivingFinances]

Fantastic video! Really informative and helpful.

[@Getrichwithme-zz]

That's right, there are very useful tips here)))

[@rehanansari-dg1cn]

Just saw 4ra’s new IPL event, and it’s incredible! can’t wait to get involved.

[@MsAmazon77]

This video is very useful and helpful. Thank you!

[@Getrichwithme-zz]

Yes, there are very valuable tips here)))

[@vikhelizhimo4858]

Totally, man. Anyone else think Finch's game strategies make 4ra bets smarter? Feels like insider info!

[@amit_crickets_08]

Finch being at 4ra shows they value authentic cricket insight. Makes me respect their bets more!

[@kaylaspring47]

Can you talk about good cybersecurity hygiene for financial accounts? How often do you change passwords? Do you trust third party apps with your financial data?

[@samknows86]

Do you count paying off principal on mortgage as savings ?

[@hardikbariya8803]

Bro, the new promos made 4ra betting so cool. can’t wait for tonight’s match! it’s going to be epic with all these new betting options and features.

[@GrowthGrindFinance]

Really helpful video, thanks a lot!

[@VikasSingh-um5qb]

I know, right, bro? Love how Finch brings his game spirit to 4RBT. Makes betting there even more thrilling!

[@emechebenkeiruka7998]

Thank you Humphrey

[@humphrey]

yw

[@Getrichwithme-zz]

Yes, there are very good tips here)))

[@deemiller5024]

Not sure if anyone can answer: 1. I have ARKK which holds TSLA, PLTR, COIN. I also have those as individual stocks. Individual average is super outperforming ARRK. would you close out ARKK? 2. If an acct has two funds thst, 2gether, total 100k, but not individually, do you get the benefit of that magic accelersted snowball after 100k, or not until each equates to 100k?

[@Particamuwowo]

I hope it doesn't go very bad. So then do you think it's best for us who are not institutional investors to focus on index funds or individual stocks? I want to redistribute my 60k portfolio and I preferably want the asset class with the best return on investment.

[@JasonB.Chisolm]

Index funds are a safer bet to start. They offer good diversification. But individual stocks could make you a fortune if you know how to go about it. Some people make upper six figures yearly from investing alone. But it's always a good idea to work with a financial advisor. It raises your chance of profit by a lot.

[@LindaL.Fielder]

When it comes to investment, diversification is key. That is why I have my interests set on key sectors based on performance and projected growth. They range from the EV sector, renewable energy, Tech and Health (AMD) alongside coins, and gold. I'm also working on an investment plan with my Fin. Advisor that includes AI looking into Nvidia, MSFT, Alphabet stocks among others. I've been utilising a financial advisor for more than 15 months now, and I've made over $800,000.

[@KarenJ.Mancia]

I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?

[@LindaL.Fielder]

Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Stacy Lynn Staples’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

[@Saviourtina-c4i]

Excellent share, just inputted Stacy Lynn Staples on the internet, spotted her consulting page ranked top and was able to schedule a call session. I’ve seen commentaries about advisors but not one looks this phenomenal.

[@adrian4657]

Humphrey you are awesome!

[@humphrey]

You are! thank you for watching

[@Getrichwithme-zz]

Yes, he has great videos.)))

[@pargevkarapetyan2251]

Great advises. Thank you.

[@jacobfranco2656]

In the example for saving $ in lesson 6 - is the 7.5% return from a CD/HYSA?

[@ProfitPulseXD]

🎉 thank you!

[@Getrichwithme-zz]

Yes, he has great videos.)))

[@UmbrellaCorp_]

Best 0.1 seconds of my life ever spent 😊

[@bicd0c]

Imformative and helpful video. I like how you set the lessons up like Mah Jong tiles.

[@humphrey]

Glad you enjoyed it!

[@Getrichwithme-zz]

Yes, the videos are just wonderful and instructive)))

[@4cuttime]

Great video! I agree! Love your energy!

[@MKK-wg7fz]

Great video Humphrey! 👍

[@humphrey]

Glad you enjoyed it!

[@Getrichwithme-zz]

Yes, the channel is excellent, instructive)))

[@MohitMunda-lh1kw]

The fact that nobody talks about the book whispers of manifestation on borlest speaks volumes about how people are stuck in a trance

[@mukeshje6367]

4RBT is really committed to their cricket events. these new features are awesome.

[@adityakashyap2484]

If Finch trusts 4RBT, so can we. It's all about winning tactics and fair play!

[@marklechadores5574]

Great tips for wealth and financial health/well-being. I like the 30k millionaire since too many young individuals have very little image confidence and have too much time on social media that they have project wealth.

[@Getrichwithme-zz]

Yes, there are great tips here)))