I Built 9 Income Streams Without a Degree: What I Learned

[@rachelhow]

Thanks to Milanote for sponsoring this video! Sign up for free and start your next creative project: milanote.com/rachelhow 🧡

[@Sabrina-.carpenter]

Actually I trade cryptocurrency on a platform, with assistance from their top crypto analysis Joshua Fedrick is my professional assistant, I have been under him for 2years now... I've really made a lot from he's strategies in cryptocurrencies during this period.

[@AZ-ly6hs]

100k per month?

[@aashwinikumar697]

I am glad youtube recommended me this video, btw I was wondering are you guys looking for a short or long-form video editor?

[@raym.4342]

If someone can point me to a video where Rachel talks about how she set up the donations on her website for her digital products, I would appreciate that a lot! I want to try it myself on a couple ebooks I am working on.

[@Ryze_Tuze]

You are doing great!!!

[@cpakken]

Your video production is no joke. If you can write, film, edit, and produce videos at this quality you can probably add video production consultation for your 10th income stream. Very impressive!

[@rachelhow]

Wow, thank you! That means a lot :) It took me around 13 hours to edit this video.

[@olorunlekeogundele9928]

That is impressive. To be honest you are my first female mentor (Ux Designer)

[@comfort-and-joy]

It is really amazing!

[@dfgsdsjgf8725]

@@rachelhow What software do you use for video editing?

[@ezyderaaf]

@@rachelhow Wow that's a lotta hours! Just wondering, your channel is quite sizeable now, why not hire the video editing out?

[@marygl163]

i love that phrase "if you don't know what you want you end up with a lot you don't" really resonated with me.

[@eleanorafable]

I like that you mentioned "self-confidence". It's a real struggle. It has been a major hindrance for me. Thank you, Rachel.

[@rachelhow]

honestly I struggle with it up until now. Always judging my own ideas, my decisions etc. It's something we practice to be kinder to ourselves every day and keep going 💪🏻

[@Junkk29]

"Multiple projects yield creativity" - this really resonated with me. I've always struggled with staying focused on just the one project as I get bored but as long as my projects contribute to one goal, I can see the picture very clearly. Some of my best ideas come from working on other projects...Thanks for sharing Rachel! Your content is gold :)

[@emparr1124]

Try the book "refuse to choose" by barbara sher if you haven't already. It might be useful :)

[@Junkk29]

thank you for the suggestion. Will definitely check it out! :)@@emparr1124

[@davidOmoL]

Best advice I ever got was, "Invest For The Long Haul, Don't Get Too Greedy And Don't Get Too Scared. The biggest risk of all is not taking one

[@lampwhite8855]

Job will pay your bills, business will make you rich but investment will make and keep you wealthy

[@toralayous8500]

Having monitored my port_folio performance which has made a jaw dropping $370k from two quarters alone, I've understood why experienced investors make enormous returns from the market

[@kevinandrew8932]

@@toralayous8500 Interesting, I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it. You seem to be doing excellent for yourself. Do you trade on your own?

[@toralayous8500]

I trade with Expert Denise Mitchell, A FINRA regulated broker. Met her sometime early last year at a startup funding event. She had some interesting things to say about the state of algorithmic trading today. Very obviously, it's reflecting on my portfolio

[@toralayous8500]

I earn over $10,650 weekly and often time more. It really does depend on your Capital and I only send her a commission of 20% after I have made my profit withdrawer. She doesn't demand for a service charge either.

[@hikkikei]

When you said "Write down what you learned", it really inspired me. It sounds really simple but that's what I didn't do much, I always rely on my memory. I'll start doing it more. Thanks Rachel.

[@rachelhow]

Thank you for watching and glad you found something helpful here!

[@erinray878]

50+% UI/UX design 13% KZbin ad revenue 12% Brand sponsorships 10% Full-time job 6% Donations (free digital product download) 3% Paid digital product - favorite (Gumroad) 2% Affiliates 1% Investments

[@ianguthrie8258]

Anyone else notice she said 9?

[@Zosterias]

@@ianguthrie8258 UI/UX design is her first income. and second is the Webflow development. She even put it on the top left of her video at 0:42

[@natsunwtk]

@@ianguthrie8258and the last one isssszz

[@comfort-and-joy]

Your videos show such UX excellence - I love all the satisfying sounds and wayfinding markers, the clear structure, the overall visually clean + pleasant experience. Inspiring to see someone with clear UX intuition translate it into a really satisfying video.

[@Texasgirlinacrazyworld]

What are wayfinding markers? 🤔

[@grizforshort]

The level of planning, creativity, and attention-to-detail in this video is the most refreshing thing on KZbin. Thank you!!!

[@rachelhow]

Wow, thank you! 🥹

[@ThePk8mile]

I love how you detail everything and put a timer on each part, it's so great

[@hannahyalea]

I admire your ambition and drive so much. For some reason it feels impossible for me to put in this level of effort towards anything even though I know it would better my life. Just thinking about getting started on a journey like yours, building all these different revenue streams, makes me feel overwhelmed to the point of feeling paralyzed. It’s so much easier to just keep doing what I know how to do, the same day-to-day routine at my 9-5 job, and that’s it. I do wish I felt more passionate and driven and motivated and confident. I know I’ve got no one to blame but myself for not doing more with my life and setting myself on a path where I can become more financially comfortable and independent. Like I said, I admire you so much!

[@migjordanpayawal7856]

This can't work for everyone. It's more accurate to say that she just tackled more projects than a normal programmer/designer would than do side hustles. This is all within the scope of her abilities. If you work a 9-5, it's near impossible to develop other income streams short term. It would be better for you to develop your skills and move companies as you gain experience.

[@crazyjloop89]

You can gain a skill doing something in sync with you. Everything takes time no rush. You dont have to do all 9 streams at once. Even 2 is good to try

[@kardiona]

For all those looking for a quick recap of the 10 lessons that Rachel has shared: 1. Multiple side projects can yield creativity. 2. Create an inspiring space for yourself. 3. Not rely on a single income stream. 4. To grow your savings fast, work on freelance projects. 5. Build tiny products/projects ASAP. 6. Launch the MVP before the full product. 7. Lifestyle inflation is your worst enemy. 8. Reduce friction in your daily workflow. 9. Get clear about what you want in life. 10. Don't blindly consume information. Take notes, or you are likely to forget them. (Realised I'm 1 yr late lol)

[@yemipworld]

I hardly comment on videos but this is just too beautiful not to drop a word on. Everything here is beautiful, from the relevant message to the perceived honesty, to the clean editing, to the simple communication. I picked lessons I'll apply. Thank you and well done.

[@jenna8445]

Who else thinks it’s time to stop gatekeeping the resources that actually help women? Girl Boss Hustle: Earn 10k From Home deserves more hype.

[@puvididdle]

love the video. no fluff, no 'buy my course', no bs. thank you.

[@bydorie]

I started watching Rachel when I still have my full time job. 1.5 years ago I quit my job. Now I'm living a lifestyle I want and have created 3~4 income streams. I learned so much from Rachel and got courage from watching her. Hope she's doing well these days.

[@SylkieDev]

Since no one's broken this down yet in the comments yet, here's her income streams and percentages, it's at 5:13 . 1 and 2. Freelance work 53.8% 3. KZbin AdScence 12.7% 4. Brand Sponsorships 12.3% 5. Full time job 10.4% 6. Donation 5.8% 7. Paid Digital Products 3.2% 8. Affiliate Income 1.7% 9. Investments N/A

[@thestoicjourney3355]

thanks!

[@SnakePlantCollector]

Really inspiring video. I am almost 40 and tried multiple side hustles from my 20s but it all failed. Maintaining consistent side hustles is no joke. The world changes and so does the trend. Different times require different skills. I hope one day I will find one that could last more than 5 years.

[@JJ-qp6jw]

I feel the same way. I want to try a side hustle but I sometimes feel like it’s a waste of time. I’d rather go to the gym or play golf. I do want to make more money but to work and work and receive very little money in return. It would be a waste.

[@cassielee1114]

Stop chasing trends

[@chris51282]

Thank you so much for the inspiration! I am UX Designer and have been feeling a little burn out but to be honest watching you grow and seeing you succeed has been very motivating for myself and I just want to say thank you! :D

[@weicaihon]

Your videos make me think about a lot of things that I haven't considered yet, superb Rachel ! I almost fell out completely in my mid 40’s but thankfully now I’m close to retiring in a satisfactory manner and have majority of my financial goals ticked.

[@TiffanyNgwashi]

I love when I can learn from someone. Your video has taught me so much in 12 minutes, you’re amazing. Thank you for sharing your gems with us Rachel, much love! xo

[@rachelhow]

You are so welcome! Thank you for watching :)

[@nomad7317]

By far, this has been the best video for productivity I have seen! Great work! 👍🏽

[@polyglotlinguist7859]

One of the best videos of how to create different income streams and, more importantly, how to organize them. She does it very clearly, objectively, and without trying to overdo it; other youtubers in this space really exaggerate how much you can earn. She shows what is realistic and it's quite good. I learned some helpful tips from you. Thank you.

[@niteshnitianofficialsongs]

This wasn't clickbait , really awesome video, loved it. Keep making such videos and inspiring us.

[@shawnamigo4603]

Your work is really impressive and even the life advice you give on the way are just so good. Please keep it up!!!

[@hannahmerchant7268]

Girl you give me so much hope! Love your videos, very encouraging. Also love all the design work!

[@malayka2175]

I really appreciate your open honesty. This video came at the right time for me since I'm a few days away from being self employed! Thank you for always being so open, Rachel! ♡

[@natashaj9169]

Thanks for saying it's ok to have multiple projects, a lot of people state it's best to pick 1 project but like you when I come to a hurdle or block I can stall and maybe even give up... now when I am stuck with one I move to the other one and they all move at vatious times, I feel way more productive having multiple project. Thanks great video!

[@amandayu3639]

"The best investment is to invest to yourself!" This one I love the most in this video and your honestly, selflessly sharing your experience and tips. By the way, your studio is beautiful and very cosy! Thank you!

[@AndresTheDesigner]

👏🏼 love it!! I wouldn’t be surprised if you double that number this year 🔥

[@rachelhow]

Yo Andres. Thanks for watching! Wishing you the same in 2023 too. My financial goal this year is to maintain the same revenue (while working LESS) 😄 As long as it doesn't drop, I'm pretty happy.

[@AndresTheDesigner]

@@rachelhow that actually sounds way better! 😂 time is the most valuable asset after all.

[@rachelhow]

100%!

[@simbvirgil8210]

Thanks for sharing your progress with us Rachel. i really love and admire your video each time

[@rachelhow]

Thank you so much, really appreciate it!

[@rinciel4999]

I love how practical and straightforward you are. Thank you so much for sharing this.

[@rachelhow]

You are so welcome!

[@friendApril]

I want you to know that your audience is endlessly thankful for such thoughtful and always inspiring videos. I'm waiting for the next one eagerly❤

[@prakhar.odyssey]

Great video Rachel! Learned a lot. I am currently in the phase of building my own digital products but was a bit unsure of how to charge for them. But I love the idea of putting the MVP out for people to use and pay in form of donations so that I can get feedback to improve upon the product and have an increased confidence as well!

[@cath5396]

Thank you so much. This was very motivational for me. I am currently building my second income stream next to my main job. And this was just so good. Especially the mindfulness of consuming content helped me alot lately.

[@TomKoza]

Thank You! This content helped me focus and want to keep going and getting clear on my creative path.

[@rachelhow]

Wonderful! Happy 2023, and I hope the contents in this video would help you get closer to your goals this year.

[@RaliVanMinks]

I usually dislike revenue-related type of videos mostly because of how toxic and super pressure-inducing it can be for the creator themselves and the viewer. BUT... You and your channel, Rachel, have always had a different vibe. And even this one is full of everything that made me first love your channel, when youtube made that reco a year or so ago. You are amazing! And such an inspiration. I love that you follow your own flow and process and speak your mind so honestly, from that place of growth and just your own approach to things. Thank you for doing what you do and for taking us with you on your journey. Here's to doing more of what fulfills you - and sharing some of it with us, so we can celebrate with you!

[@miaw629]

Thank you Rachel. Every video you make gets me so inpsired. Thank you for being a comfortable space that I can learn from.

[@rachelhow]

You are so welcome! ❤️

[@Fraud_Detective]

I admire your resilience to be independent. These lessons you have outlined are helpful. Thank you. Looking forward to having one on one engagements with you.

[@casadecrow436]

You're amazing! I'm currently working in a different field and have taken my first 2 clients for website design and marketing - I made a package for them and... It's something I never thought I would make money out of but here we are and I really would like to upskill so that I can jump into this fulltime. Thank you for inspiring me.

[@itsclauds7554]

did you get a degree for this? if not how did you start and learn about this on your own?

[@ziau.s9283]

This video was amazing! Super inspiring how organized and clean the video is. The information is also really useful. I love it! Subscribed

[@Chef12239]

Rachel, your knowledge and insight is very helpful !I’m jotting notes as you give suggestions on how to have multiple streams of income. Thank you so much for high quality videos that are equipping us all! It is like receiving a packaged gift with a bow on top!

[@rachelhow]

Thank you for watching too❤️

[@aayushidoshi1115]

You’re such an inspiration, lots of times you don’t come across professionals in the digital field having business mindset and this video helped!

[@acupofchinese]

Thanks Rachel for sharing your learnings! You are an inspiration to a lot of us. I’m a UX designer exploring freelance design and teaching Chinese through my KZbin channel. Hoping to grow my side hustles more this year. And your content motivates me to keep going.

[@kuverawellness]

Wow, the amount of research and thought you put into this is incredible! You've tackled a complex topic in a way that's both informative and engaging. This is a valuable resource for anyone looking to be successful in this digital world!

[@hiryuimajin]

Hi Rachel. Thank you for this amazing video. Im having a crisis where I only rely on one income stream. I love my job but the way that it's setup is a little bit complicated. This video inspired me to push myself out of my comfort zone and made me realize that there are certain aspects in my life that I do but not need. Thank you!

[@spookyyjazz]

I’ve been more curious and watching these lately, this is the best video on this subject I’ve seen. Amazing advice

[@chomparoo]

Any sort of friction that slows down our workflow can be easily overlooked. I am glad I stumbled on this video from you so I can identify what will help me in the long run--even if they are the small things, they add up.

[@rachelhow]

Attention to details 💯

[@alifiaksubiyono]

As someone who is trying to start doing side hustle, this video really gives me inspirations! Thanks Rachel :*

[@rachelhow]

You're so welcome!

[@LLRP100]

Wow!!! Such amazing tips, thank you for sharing them! I'm also a UX/UI Designer with no degree and it was really inspiring to see how you managed to have other kind of incomes besides that!! I will definitely apply everything you said!! Thanks again!!!! Big hugs from Brazil!

[@benichii4354]

First video of yours I watch and I am amazed! From the content itself to the editing. But the information you relay is very clear and it really resonated with me. Thank you for this!!

[@JamilaJabiyeva]

Hi Rachel! Thanks so much for this video, it is very useful. Can you please make a video about your freelance projects too? I mean how do you find them, which platform do you use and what are the advantages/disadvantages? Thank you.

[@rachelhow]

Thanks for watching too! On that topic, I've made a video here: kzbin.info/www/bejne/jnjCXqqIbKadgrs

[@MclPio]

8:07 sounds like you are an IndieHacker! I am learning development myself and found your design videos inspiring.

[@RafaelSantiagoBuenoArdila]

thanks for that honest reflection, it seems that you are a person that uses her time wisely and that knows how to capitalize knowledge. Greetings from Colombia

[@ashishbadoni2862]

Nice video rachel. I am trying to get into side hustles too but am having a hard time. Hopefully, i pull through and get things going for me this year. This video was refreshing. Keep making good videos like this.

[@rachelhow]

Hey Ashish, I hope things get better for you soon. Thanks for watching and do take things at your own pace.

[@brend92]

As usual, I love the content of you videos! You are honest and concise! I also think your editing is such an engaging part of watching your videos, thank you!

[@happyhealthy178]

I loved the way you expressed those resonating truths about starting the journey of entrepreneurship in a simple way yet strongly

[@KellyRolls231]

I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Veronica Hoy.

[@Lunlun07]

I'm surprised that you just mentioned Veronica Hoy here. I met her at a conference in 2018 and we have been working together ever since.

[@Wang-ep8yk]

The very first time we tried, we invested $1400 and after a week, we received $5230. That really helped us a lot to pay up our bills.

[@Chrisfrank-wh2kl]

Hoy's expertise in customizing investment portfolios based on changing market conditions and personal risk profiles is exceptional. It's not a one-size-fits-all approach, which is crucial in crypto investing.

[@Abigailmira34432]

You trade with Veronica Hoy too? Wow that woman has been a blessing to me and my family.

[@HannahWhite-r]

I'm new at this, please how can I reach her?

[@Jes3777]

I like your persistence determination ....you have no mere tenacity but a soul determined for action!

[@iamcrazi]

THe production quality of your videos is sublime!!! keep it up

[@ThaBlackSwan-TV]

Oh wow, you have different kinds of time elapses as well. I gotta say, this video is very well done. And as an aspiring software engineer, I hope my projects come out this good.

[@nicholasutopia]

I always get inspired and enjoy watching your videos, straight to the point, simple and genuine.

[@rachelhow]

Thank you!

[@ravipanwar7442]

Whenever I see rachel, I feel motivated 😊

[@rachelhow]

Thanks, means a lot!

[@milkmanex1]

Hi Rachel, you mentioned somewhere on this video that you wanted to deliver quality content, to motivate and inspire your viewers. Instead of focusing on numbers. Well, you certainly inspired me. Thank you for your authenticity and kindness. Your words, tone, and complete transparency give off a completely trustworthy vibe that is truly refreshing. In a space inundated with wannabe self made millionaire gurus are hard selling their courses to financial freedom. You are a blessing to this platform, keep it up👍

[@rachelhow]

Thank you! You have no idea how glad I am to hear this. Hope this video helps you.

[@finny_]

Making the first 100k has been a b!tch, I am 26 and at 75k mark, No useless spending, no vacations, just work, save and most importantly invest, thanks to my fiduciary Mr Arlto Eric, I am blessed and I believe I will keep been blessed

[@riviera9383]

I stopped believing in anything a long time ago, I have had to stand and fight for myself and family but 75k at 26 years is quite a milestone so cheers

[@Lilyoregon]

Wow!!! I have just $7,800 in my savings and I’m 26 years, how do you make money dear

[@finny_]

I started investing into Stocks Market and Day trading Options under good guidance with $10 k, I make good gains monthly after tax under good oversight plus risk is contrived

[@Arief351]

Nice one, but can I start with something smaller like 1k…. Connect me to your trader please

[@finny_]

Arltoeric that’s his gmai address okay

[@ImprovisedExpletiveDevice]

Great video. This is the most realistic portrayal I have seen on a successful side hustle plan.

[@dmvmeu7140]

This video is so well-made and super meaningful! It really shows how much work you've put into this. Thanks for the advice!

[@rachelhow]

You're so welcome! 🥹🫶

[@yasitsjle]

Love how you explain everything with ease! Great video!

[@danielsarkwa]

I’m so glad you made this video, thanks for taking the time to share your honest opinion. I feel like I’m a classroom already😊. I’ll definitely have to watch this video a second time.

[@danielsarkwa]

Rachel, I think someone else is trying to clone your channel and pose as you. You might want to look 👀 into this.

[@shikharagrawal2887]

What i have found out is that; freelance activity is mostly for Software engineers or designer and not for someone who belongs to commerce and businees studies background. But your video is very informative and very well structured..keep going on.

[@nomadlikenepo]

You have no idea how much I needed to hear this. One day, I'll dedicate an award to you Rachel💎

[@rachelhow]

aww, thank you!

[@HhGg-xp5ih]

​@@rachelhowyou look so cute

[@brandonloobie8550]

Your video sparked inspiration and reminded me of key factors that contribute to my slow flow in productivity and also in general about life goals. High quality content by the way, you can see throughout how much time you spend and how much thought you put into your work. Thank you! #Subscribed

[@serena_gao9949]

hi Rachel, i really like your editing style and how you make all the animation clips such as the rolling rectangles when u transition between each of your income source. If possible, could u share the tutorial/online resouce how you created those animations? Appreciate it a lot!

[@traveltogetherhaha]

Thank you very much, Rachel! Your content is very helpful!

[@rachelhow]

You're so welcome!

[@vsk.design]

Inspiring and insightful as always. Have a great year!

[@rachelhow]

Thanks so much! Have a great year to you too :)

[@Adam326]

Could you tour your workspace and talk about the furniture and things you have there? It looks really harmonic with that window view!

[@letmein8807]

U come across as very real and that is a very good usp amidst all the cyberspace clutter. Congratz :)

[@toralayous8500]

Thank goodness you brought this up! Truly, investing has changed my perspective on how one can succeed in life; working multiple jobs isn't the optimal way to attain financial freedom and unfortunately, we discover this later in life. Currently earn as much as 10 grand weekly and this has improved my financial life. Great piece!

[@khamablaze4459]

Wow, congratulations on your impressive investment success! Your discipline and focus on delayed gratification is truly inspiring. I'm curious, what are some of the key factors that you consider when making investment decisions? Do you have any tips for those of us who are just starting to dip our toes into the world of investing? Thanks for sharing your story!

[@lampwhite8855]

Do you mind sharing info on the adviser who assisted you? I'm 39 now and would love to grow my portfolio and plan my retirement

[@toralayous8500]

She's OLIVIA SULLIVAN FINANCIALS

[@sambrambilla3524]

I'm definitely gonna check her out. Do yo have any idea if she manages family fund?

[@jackcrawford5860]

Getting Olivia Sullivan to help me really helped me clear all my debts. I started with what I have left and it's been the best decision I ever made

[@wesgolmy693]

YOU ARE AMAZING >>SIMPLE WORDS OF ADVICE AND STRAIGTH TO THE POINT >>

[@jimmycheww]

As always, many thanks for your shares Rachel.

[@metesnsr4544]

Your beauty is more than enough to start love streams for me ❤ Keep up the good work!

[@TonyTsobanis]

Well done, Rachel, that was refreshingly honest

[@anzky.gud1]

Love your current setup for video Rachel

[@amulgaurav186]

Wow, i usually don't comment on videos but this is something else. Get to learn a lot of stuff! 💯

[@arkhi.anastasia]

your videos do really feel like a valuable gift. Thank you very much)

[@rachelhow]

You're so welcome! 🎁🎁🎁

[@바니박]

As a freelancer, your video inspires me a lot. Thank you so much for creating this video.

[@rachelhow]

Thank you for watching, Bonnie! I'm glad to hear this.

[@n.s.7223]

Hi. I am also interested in free lancing. But I do not know where to start?

[@quynh208]

I'm in a different industry (motion design) but I find your freelance content inspiring. I'm developing my portfolio and upgrading my skillset but hope I can freelance on the side again :)

[@nizia7z]

Wish u good luck 👍

[@Barha1998]

This video is healing ✨

[@rahul98003]

The most geniune video i saw on KZbin ever

[@alstonbarretto]

This was amazing content, loved it from start to finish

[@mikebelmont5919]

Can you do a video about your portfolio and how you sell it to the clients?

[@kirbznel7064]

Thanks for adding value Rachel

[@e2ndcomingsoon655]

Thank you, you are young but you have a lot of wisdom. I’m grateful. Going to set what monthly salary is enough and stop chasing the clouds.

[@manizsonowal]

Thanks for making such videos, you gave a very practical approach towards making passive income.

[@Darenwrld]

great video. I am trying to implement the "inversion" or pre mortem principles, imagining what I'd need to do to produce content part time in the future. It's hard to put myself out there like that, but your advice is great first step. Thank you

[@johngomes4278]

Your channel is so inspiring!

[@rachelhow]

thank you!

[@johngomes4278]

@@rachelhow I absolutely love ❤️ this channel !

[@haskipes]

Honestly, an amazing and very informative video. Thank you!

[@-jf5bs]

I came across your channel some days ago. Thanks sis for inspiring content

[@itsmekarishma_____128]

Thank you for making this wonderful video for all of us, it was really insightful.