i guess going broke is the new influencer flex?

why DO so many influencers go broke? let’s start with the delusional belief that the influencing money will last forever. that the popularity you may currently have on your chosen social media platform, will just continue growing - unfortunately, it doesn’t always work like that. Spending everything that you earn and THEN some, on frivolous things like designer handbags and shoes, flying on private jets and leasing range rovers and g-wagons is only going to send you broke. But I get it. When you suddenly start earning more money that you ever expected, it can burn a hole in your pocket. Saving and investing seems so boring compared to shopping trips and luxury hauls. But getting in control of your finances is SO important - and empowering! I dont care if you earn $20 an hour or $2000. Learning about personal finance, so that YOU control your money instead of it controlling you - is SO important.
I speak from experience. I used to be $27,000 in debt, and I was in my early 20s! Honestly, I’m not even sure what I spent it on, because I had nothing to show for it. When I realised the mess I was in, you best believe I started to learn about money, because I did NOT like the stress and worry that debt bought along with it.
Here’s a few of my favourite books and podcasts on money:
- Dave Ramsey! His books are what I read when I needed to get out of debt (I know some people think he’s a bit rude (and he can be), but he also has very solid advice surrounding debt!)
- 'You are a badass at making money' book by Jen Sincero
LOVE YOU GUYS!!
You can follow me on Instagram here: @_stephanielange_
And email me here: [e-mail]

[@TheCatsofVanRaptor]

Imagine going to a bankruptcy meeting in designer clothes.

[@boothillsnipplezippers3]

The reply....these bots man...

[@WhitneyDahlin]

Ikr! How tone deaf! Imagine living so high above your means that even though you're one of the most well-known and successful influencers you're going bankrupt!

[@comradeelmo8923]

That level of delulu is unreal

[@jacquelinepodgorski7557]

Exactly everything they bought should be returned since none of it was paid for!!!

[@itskindofemily]

She just can't stop trying to flaunt her "rich" lifestyle

[@gaby-leighjonathan2207]

Broke influencers acting like they rolling in money. Celebrities trying to act poor to seem "relatable " Aaai😅

[@farnesetbh8487]

What the hell ​@ville__

[@tammystiletto]

@@farnesetbh8487are you guys reporting this guy?? He posts everywhere

[@dlilwon]

@@farnesetbh8487just report it. Enough people report it, YT will terminate it

[@dlilwon]

@_princessgfreported it for child abuse.

[@whollitrolli]

Also reported

[@hannahbananalike]

„Learn how to control your money or your money will control you“ So simple so true!

[@louintheworld]

Woww thanks

[@katietravadi2362]

you can’t convince me the influencer lifestyle is worth it. as a young woman working an average crappy job there’s nothing boring or sad about my life it’s full of good things. i can’t imagine the pressure of being in circles or communities where you need to spend hundreds of thousands on your clothes and appearances just to fit in. it’s a monster really

[@travzworld]

You’re right, it’s not worth it and these people live a sad and empty life, they are extremely narcissistic and unhappy which is why they have to post online to show everybody how “amazing” their lives are 😂😂😂 If someone’s Instagram is filled with pics/ selfies of them in designer they are super narcissistic and self absorbed

[@soniathegemini1593]

Same here! There’s a lot more to life and material things are always a never ending cycle.. I’m happy and content with a few things

[@numberonedad]

that poor young woman can't even afford ramen she has to buy raymond noodles

[@Leukick]

To be fair, you don't have to spend nearly that much to fit in. Just have some nice things, know good people, be smart with your money, and enjoy your fulfilling lifestyle of no financial worry.

[@SanchoPanza-wg5xf]

And if you ever let those facial implants to slide out of adjustment you'll be a caricature of beauty until, in some decades time, your natural wrinkles and bags eventually grow thick enough to obscure them.

[@millennialodyssey5956]

Buying a bunch of cheap crap off Amazon is making people broke too.

[@user-br3ty9rt1m]

Good point. The “cheap” stuff adds up. Moderation is the key to stopping overconsumption.

[@Kindqueen1111]

Plus EVERYTHING is so expensive!

[@tmcbgrrl0074]

My brother's wife has an addiction to Amazon. They get daily deliveries and have a room full of unopened boxes. This is getting very concerning as we are a frugal family. What to do??? It's just wrong 😞

[@gracev3851]

@@tmcbgrrl0074I’m so sorry, that’s hard! She clearly needs help, if it’s possible she should start using the envelope system. Disconnect and cancel every card she has access to. Every week she gets an envelope with exactly the money she needs for real expenses- groceries, etc. A lot of people benefit from being able to see the money they’re spending, and when the envelope is empty, it’s empty. Above all she needs to figure out why she needs to buy so much on Amazon and fix her root issue.

[@Nat-hu4gq]

There is a saying "sales keep you poor" because typically people buy a lot of sale items that they don't need. This saying doesn't include people who plan to purchase a sale item and budgets for it because they need it

[@rubyiba8]

These items that are considered "Luxury" are hideous

[@dianaalmeida6790]

Exactly, they look so tacky make her look even more vulgar

[@karolinasteampunk6655]

🎉🎉

[@JHavens99]

Yes! Wtf is that silly little 7000 $ bracelet? It looks like it’s from Claire’s. Also can’t stand giant labels like LV or Chanel

[@sr28774]

True, for example, Balenciaga shoes... Not even offered if I would use them... 😅

[@Lets_have_some_sense_]

​@@sr28774 balenciaga should be banned to the shadows realm, but at the same time it's not fair.

[@europeanguy8773]

I have friends whose apartment is a literal dump. The paint job hasn't been updated in over a decade, walls are chipping, yet they drive BMW's, Mercedes and have fake designer clothes. I find that dumb.

[@dionbrooks4981]

It's the world we live in ....fake it until u make it...that youtube,IG, Facebook

[@kimberlyfamoly5863]

When ever ANYONE comes into money suddenly they really need to see a financial advisor.

[@Bakerygo]

You first need a savings account

[@kimberlyfamoly5863]

@@Bakerygo the financial advisor will tell you about that, many people don’t know how to use one.

[@whyamilikethis1998]

Earlier I was feeling bad about spending £3 on strawberries instead of buying the £2 ones, so this was a good dose of perspective- at least I'm not going into designer territory lol

[@anastazjazaleska]

omg literally feel this on a personal level! i refuse to get strawbs unless they are 50% off in aldis because they so spenny 😩

[@Annejali]

Designer strawberries 😂 what’s the fanciest grocery store near you? In the United States the fanciest grocery store I think is Erewhon and their strawberries would be at designer prices🤭

[@whyamilikethis1998]

@@Annejali I'm in Northern Ireland so the fanciest we have here is M&S (we don't have waitrose like the rest of the UK does). M&S have "red diamond" strawberries which are apparently very special, but they cost like £5 a punnet so I haven't tried them 😄

[@whyamilikethis1998]

@@anastazjazaleska they really are, and don't get me STARTED on melons 🙄😩

[@YasAdele90]

I feel like this over fruit and veg 😂😂😂 I always put the bigger punnet of strawberries back 😂😂😂😂

[@maryhamric]

This happens to pro athletes too. They waste all their money on mansions and sportscars and then get cut or get injured and keep up their lavish lifestyle.

[@layelee]

My favorite current example is Kroy Biermann and Kim Zolciak from Real Housewives of Atlanta. They spent like the money would never end, now they're getting sued by every credit card provider lol

[@thesimmer2612]

That, plus marrying those like-minded sideline chicks🙄Then they "act" surprised and want a petty party when she takes half plus child support when they get divorced🤦‍♀

[@MusiciansRule07]

One of my favorite documentaries of all time is Broke from ESPN. It went deep into what happens to athletes when they don't manage their money right and it was a huge cautionary tale for everyone!

[@Kindqueen1111]

Thats the first person that came to mind!​@layelee

[@teamstrike1st]

Yep football, basketball, boxers... even hall of famers

[@paramoreparks9960]

I cleaned my debt up in my twenties, had a perfect credit score, then got divorced and filed for bankruptcy in my thirties. Then when you file for bankruptcy, they bombard you with buying a car and opening credit cards. It's just another trap to get you back into the cycle. I now have no debt, no credit cards and buy everything locally. I REFUSE to get caught again. I also live waaayyyyy below the poverty level, on purpose, because I've taught myself to only purchase necessities. I might buy something nice once a year, but not often. Second hand items are my favorite. I know this is extreme, but I believe mass consumption is a SEVERE problem with society and community. I would like to create a new way of LIVING. No more survival mode. It can be done🕯

[@Elrewin59]

You file for bankruptcy... and they try to make you buy a car? That's messed up

[@OPAnaya]

Proud of you!

[@randomlyswatching9481]

I am south asian I still fell into it. Now I just Thrift

[@joyeetaghosh2209]

Buying something expensive to use it really long time is worth bit others those luxury brands are just for poor people

[@joyeetaghosh2209]

@@randomlyswatching9481 bro what are telling im south Asian and us middle class are cheap as hell I think the biggest showoff in south Asia or Asia is probably the wedding damn too much

[@graphite2786]

my mum had a tea towel that said "The Eighties! Where People Spend Money They Haven't Got Buying Things They Don't Need To Impress People They Don't Like" It seems this atitude has been going on for decades!😅

[@9Angstroms]

Keeping up with the Joneses was definitely a thing a few decades ago. I guess the scale has increased exponentially since then.

[@snakefacepaint]

I read a comment the other day that said something along the lines of “do you really want it or do you want others to see that you have it?” and it hasn’t left my head since.

[@Kindqueen1111]

Ooh that's good!

[@theoriginalkrabbypatty]

There’s a reason “boomers” keep their money!

[@sunnyapple9719]

Love this

[@kr0wn.aSSaSSin]

This is my niece. Has to have the newest makeup & skincare, but doesn’t look after it or even use it. And when I say “this is just all for show isn’t it?! U just want ur friends to be jealous of u” she says “well yeah, duh” & “Idc”.

[@zinkin_sad]

You need a personality to know who you are, what you want and stand for it. And we live in era of THIS 👁️👄👁️

[@Melissa.Garrett]

And there’s me freaking out because I had to take out a small loan to replace my broken laptop. And these people spends thousands on hangbags. 😵‍💫😬 Thanks Steff, you made me feel so much better about my decision!

[@dorkchops]

its insane watching someone spend your entire salary on a gucciventiaga dress with holes and fake dirt stains on it or something🤢

[@layelee]

At least a laptop you can use to make more money or something. That's what finance people call "good debt" lol. People are out here thousands in debt over nonsense.

[@osmanyousif7849]

Bet they didn't even spent their OWN money, but someone else's....

[@silkbuttons]

Small loan for a broken laptop? Girl, better decision to buy a new one

[@dianabarbosa5028]

@@silkbuttons to replace the laptop. i think she got a new one :p

[@noodles5004]

I was dating a guy and he asked if I prefer Chanel or Dior... bro. I prefer the op shop. I am so proud of my bargains.

[@kanikasharma1379]

I love how Glitterforever is owning up to her mistakes and genuinely trying to fix it ❣

[@Peajay007]

My neighbours rebuild Vintage cars. This included going to auctions. They bought 2 G wagons from a foreclosure sale for 10k each! They even offered to find one for me!! The amount of cars they’ve bought from bankrupt people is mind blowing

[@adiloyango]

Those 10K G-Wagens have got to be salvages.

[@Peajay007]

@@adiloyango well yeah. But they know how to fix them from scratch. They’re a talented family

[@thenipple007]

​@Peajay007 That's really cool. Do they have a website or shop that they sell from? I'm really interested people fixing vehicles like that. It's a cool hobby.

[@Peajay007]

@@thenipple007 let me look into it. im pretty sure they have an email

[@Thetinyfit]

This is great. I used to be jealous about what others had… until i realized that a lot of these people (certainly not all) go into debt for these things. I spent my 20s in crazy debt. What people HAVE is not always what people have earned and own.

[@mavrick6499]

It breaks my heart to think that young women watch these influencers and believe that what they are showing them is true or desirable. Why are we raising girls (primarily girls) to either not be able to see what is true or not, or to crave something that is so empty and illusory? I think, as parents, we have failed abjectly. If we cannot raise our children to step into the world full of joy and curiosity and common sense, then we are nothing.

[@Lenci_the_Nugget]

My husband reminds me of this often. I'm not the type to want extravagant stuff anyway, but I'll notice something and make a comment like, "Oh hey, looks like our apartment neighbors got a boat," and he will go, "They are probably in debt for it if we all still live here." 😅 He's probably not wrong. We live in the US and so many Americans are in debt, especially around our age.

[@Thetinyfit]

@@Lenci_the_Nugget yeah I def have to remind my husband, he’s a bit younger than me. When we got a house he wanted to furnish it to the nine’s and I had to burst his bubble a bit. We “could” afford things but I sat him down with our amortization schedule for our mortgage and said if we do these other things now (extra payments) it’ll actually be way better for us in the long run. Boats and all that are cool, but I’d rather have security and not stretch myself. You never know when something will come up that needs you money or credit buying power more than a bag or something superfluous. I’m real fun at parties 😂

[@Beauty_In_Simplicity]

​@@Lenci_the_Nugget omg same! I've had the same conversations with my husband. We live well within our means and don't have a bunch of toys. We are more about making memories and creating experiences. Much more valuable than superficial $#!t.

[@MarySirenbun]

@@Thetinyfit I think that you sound like a great and smart person! Your husband is lucky to have a resposible and mature woman like you in his life, who will just make him richer both financially and emotionally. :) I wish I could be half as good as you are in that area xD My bf, who is younger than me, is more resposible with money than I am xD Im lucky to have him or I would gone bankrupt xD

[@parkers969]

Omg are you becoming a financial guru who tells people to stay out of debt? I didn’t know I could love you more. I was wrong. PREACH girl.

[@joannadazz6903]

Imagine what the world would look like if people were taught in school about budgeting, saving, taxes, interest rates, different investment options and compound interest 🤯

[@sarizonana]

My mom has always said so to, instead of teaching kids trigonometry and stuff lick that, they should teach personal finance. Starting on how to do savings. Teaching kids the discipline of saving.

[@gloomymonster6920]

Sadly, there’s a reason they chose not to teach this.

[@donniedoorko]

I had to go grocery shopping today and the feeling of praying your card doesn’t get declined is not a good one. I just wanna buy some blueberries man, that’s my idea of true luxury and it makes me happy 😭People with money take it for granted and waste it without a second thought. I’m hoping this is my last year struggling and that everyone out here also finds themselves in a better place soon 💜

[@hannawildfree]

I feel you🤍

[@Kindqueen1111]

Hugs and love sent your way! My mom has been taking me to work. My car blew up. First time in my life without a car.

[@Sooz-ub7ue]

Much love and abundance to you! Xo ❤

[@ashotofmercury]

Wishing everyone in this thread much health, wealth and happiness! We got this! ❤🙏🏻🙌🏻

[@FairyTrapWitch]

Blueberries is my idea of luxury as well! 😭💜 I feel you! Hope that everything goes well and you'll be able to buy blueberries when you want them in the future without having to worry about that money!

[@karinamurison1537]

I like how honest breelan was about her financial decisions.

[@bluuncover]

At least the glitter forever girl was being honest about her horrible spending habits.

[@jaggerkate]

I am beyond proud to say that besides my mortgage, I have ZERO debt. Not a single credit card bill. No car loan. I can’t even begin to explain what a great feeling it is. I was in debt for years. 😊🎉

[@jenniferbond7073]

Same! No credit cards, no car notes. It’s a great feeling right?

[@Lenci_the_Nugget]

I will never understand how people wind up absolutely broke after making $50k per month. I know you can spend extravagant amounts, I just don't understand why you'd want to. Maybe that's just me. I'm not the type to want a mansion... It sounds too giant to feel cozy.

[@haveialigned]

I can't imagine suddenly pulling in fifty grand a month and thinking for a second that you would KEEP making crazy money like that for the entire length of a mortgage

[@aidanmccarthy5441]

It's no different than spending your full 1k/month check and then losing your job 50k/a month won't buy wayyy more things you'll just be spending 50x more in each general area

[@angelazhang3393]

To be fair, it looks like she did a really good job with the renovations. She should've tried renting it out when money got tight. It might've even revived her social media career.

[@Yandek85]

You can buy a luxury bag for $20,000 and other things that are very expensive. It is easy to spend $50,000 a month.

[@walqqr1]

A lot of times they just want to spend all that money to impress other people.

[@kingfena145]

PROTECT MY GIRL STEPHHHHHHHH, she is just spilling facts! taking the mask off! thank you for speaking your mind ! i love you.

[@stephanielange]

Love you too!

[@andin916]

I grew up in a rich area; rich people don’t do this 😂 that’s how they stay rich 🤦‍♀️

[@RussiaisAriddle-ih6bg]

Yes, majority dress normal of course high quality clothes with no designer labels everywhere

[@andin916]

@@RussiaisAriddle-ih6bg Exactly… some will occasionally throw in a designer piece here and there (I was a country club kid 😂) and some expensive jewelry for a night out but they don’t buy dozens of ridiculously overpriced items and let them collect dust in the collect 🤦‍♀️ if someone goes around constantly wearing a lot of designer labels and expensive jewelry everyone thinks they are just trying to look rich 🤑😂

[@Leleche]

Here i am feeling guilty about buying £25 bedsheets (that I needed). That was my "personal" luxury for the month and I still felt guilty. I can't believe people get sucked into this and literally ruin their lives to an extent.

[@jiminiechubbycheeksj6296]

Crazy how an investment for me is literally 20 bucks... I wanna get rich not to buy designer clothes or car, but to be able to get peanut butter even if it's not on sale without a guilty conscience

[@Cassie-xx5fb]

Same... I just want to be able to work. (Chronically ill but denied disability.) I want to have an income again. I miss working. ㅠㅠ I miss being able to buy a skincare priduct for $20 and not feeling doom.

[@Butterflywho]

Same

[@typicalairhead6846]

Same. I just want to go to a grocery without worrying about the tag price. 😂

[@jiminiechubbycheeksj6296]

@@typicalairhead6846 ikr. I've literally been eating chocolate at my lunch break for these past couple days cause the kitchen is empty and I'm dreading going grocery shopping ✋😭

[@CAI.DREAMS]

@@Cassie-xx5fbsame 😭

[@A.D.798]

I was brainwashed and when I had money I started buying clothes like crazy now I am trying to sell them 🤦🤦

[@Queenolgi1]

Razy. You have only one body right? But there is a urge to have it all! When I was in a shopping rush I buyed expensive clothes too, it was something psychological behind it! I felt lonely! I was in a cult of the JWs and I was not allowed to have a boyfriend! Everyone was getting married and I felt so much behind. I just wanted to feel loved… sad story. Everybody telling me about their spouse and kids, and I was the lonely one. Cult life stinks.

[@Kindqueen1111]

​@@Queenolgi1sorry you went through this. I was getting a divorce when all my friends were happily married and having babies. I still have not remarried or had children. I have just become the best aunt ever and pray God sends me the right person.

[@randomlyswatching9481]

I was sad and depressed. Bought tons of makeup...wasted my money

[@factsareallblackandblue]

honestly i dont mind spending a bit of money on clothes if i know they are going to last. Like for example I have a shirt that looks like new and is like 7 years old, while a shirt from jays jays started falling apart in 6 months. I guess for me it's quality over quantity.

[@deeali9757]

never really understood why people would want to look rich. I downplay my riches, rather have people think I have nothing

[@Omar_Zazzle]

I look poor, but that's because I am.

[@jennibinks5363]

I work in finance and have seen the bankruptcy of influencers. Everyone needs to budget, you can still allow for fun, but it needs to be planned. And yes, live below your means is perfect because you can’t eat a handbag. Personal lesson for me and stupid spending, I drove 3 BMWs into the ground in a short period. The up keep and gas was so expensive, the miles I needed to drive were killing the cars. I drive a Honda now, zero issues, cheap maintenance, cheap gas, just keeps going.

[@i_am_priyangboda_de]

I really thought Christie was 40 until you said that she is just in her 20s.. my god what are these girls doing to their faces...😮

[@vegasgirl3538]

I guessed late 30s.

[@DMp-xp6mj]

I searched her up on Google and her story is quite sad. Apparently, she struggled really badly with anorexia and I guess that her body dismorphia never really left her because she's had soo much work done since then.

[@sydnerxx]

I know right? I always find these influencers look so much older than me (I'm 29) and they're always so much younger!

[@Kindqueen1111]

​I think its because they are getting unnecessary procedures like filler @@sydnerxx

[@theoriginalkrabbypatty]

Imagine go to the surgeon, spending a ah!t ton of money to end up looking like cougar in their late 40’s 🤣🤣🤣

[@CrispyFriedPickles]

I really respect the one Glitter Girl KZbinr for owning up to her mistakes and warning others not to do the same 💯 A lot of people would be too prideful to share that info

[@savguidry]

Honestly i felt the same watching this. Anyone who can get in front of a camera and be honest, deserves a chance rebuild life the way they know how to now

[@powers64]

@@savguidryunfortunately she made a lot of decisions that impede her options. She’s equally honest about those mistakes and how they essentially tanked any chance of a return. Mainly, her decision to do OF/adult content means that traditional advertising/sponsors won’t touch her, so now she is locked into that adult world. It’s sad.

[@peachshandy]

When I teach "The Great Gatsby", I always include lessons on money management (taxes, budgeting, loans, investing, etc). I get told "oh, yeah, we learned about already this in "x" class" OR a parent emails me to say I should stick to English. -_-

[@Wolfiewolf1234]

🙄 wow. I think you're doing a wonderful thing.

[@RiannaNicole]

As someone who has been poor with money during most of my 20s, and low income, even though we own our own home, this sort of stuff always interests me, and baffles me. I think it’d be nice to be of the financial caliber to truly afford the things these people buy, I don’t envy them at all, and at this point, I wouldn’t trust myself with that sort of income.

[@Rachelle660]

Yikes, Christie is the same girl who made headlines for losing 30kg as a teen to try to look like Miranda Kerr… So I guess she would not only risk death for external validation, she is willing to go broke too? This so so sad and why we shouldn’t look up to influencers to the extent that we do.

[@nicoled1164]

Used to watch her channel before she turned body builder she goes from one extreme to the other

[@lizdexamphetamine]

I mean, if you only read the headlines about it. Went to look into it because that sounds ridiculous, and the article is based on a semiviral video of her talking about her lifelong struggle with an eating disorder. The real quote is along the lines of "I would compare myself to edited pictures of models like Miranda Kerr in magazines" which is a lot less silly and a lot more real. I think the experience of body dysmorphia/disordered eating is the only thing most will have in common with Christie. It's disgusting that tabloids love to trivialize the issues they contribute to the most, especially when the whole article is basically rewriting her dark and personal KZbin video to be clickbait.

[@pj-fx7gx]

“We” do not look up to them

[@Rachelle660]

@@pj-fx7gx Society in general. Not everyone, but most of these people have pretty large followings!

[@crystalkadletc1944]

@@nicoled1164 gotta keep following the trends

[@zk6954]

spending your dwindling pennies on luxury goods just to flex on the internet is a new level of stupid that I truly didn't think we would accomplish so soon.

[@Dartenonnys]

Yaaassss to all of this!!! 👏🏼 Live by these classic quotes “The more you make the more they take” and “Mo money mo problems”

[@MiKa-ye6gf]

She took "fake it ,till you make it " to a whole new level

[@CrayolaCoffeeBean]

I don’t feel bad for people like this at all. No one is telling these iNfLuEnCeRs that they have to do this. This is an active choice, not a sentence.

[@constanterratic4252]

While I agree to an extent, it is very hard for some people to escape the pressure and influence of what is portrayed in social media, the media in general, and pressure from friends. Financial responsibility is not taught to most kids or teens, and many people go bankrupt. There are also many financial institutions (ie credit card companies) that promise people easy funds. They purposely prey on susceptible people. Yes vanity is a problem but there are a ton of institutions enabling spending. The phrase “keeping up with the Joneses” is around for a reason too. I dunno. There are just a lot of influences and not a lot of education about the consequences.

[@andromeda1903]

@@constanterratic4252 nah it's just shallow narcissistic people that need validation

[@shayshaymann113]

🙌

[@sunnyapple9719]

@@constanterratic4252wrong. Unless one has some kind of cognitive breakdown, You have complete control over how you spend your money

[@the_lily_rose]

It depends on their age. I feel a little bad for them. They're young and listen to the weirdest advice online, money included.

[@faizahasan3284]

2 videos in 2 days.. it’s like Christmas haha❤ Love you Steph ❤

[@dm96177]

You cannot compete with or out consume an influencer. It is their job to CONSUME and they profit off of it.

[@JoannaMA1979]

Word girl. Schools are not teaching life hacks and really important things.

[@madisontrevino6573]

Steph??? 36!?! I thought you were 26!!!!! I’m blown away

[@seastar-qw2qg]

She’s evidence that being a non problematic KZbinr that helps the community positively can help you look your age and younger

[@ShanwanaPuppy]

I had to rewind that part because I thought I was tripping when I heard 36 lmao she looks mad good

[@lalalapupalupa]

that's what happens when you don't botch your face early in life ♡

[@Baphometh69]

36?!? Wow! Wow wow wow. 🤩 she looks amazing and that’s not despite her age!

[@victoriastephen264]

she is beautiful! inside and out

[@rationalskeptic1]

I do wonder why schools don’t teach you important things like taxes and money management. I’m going to look into this…

[@Rekeaki]

Some do. I was taught about completing tax returns and investing in stocks when I was in high-school. It was only an optional class though. I went to school in Victoria Australia so if either Steph or that other broke Australian influencer did their VCE in Victoria, they may very well have had the option of taking the same class I did. It set me up for life honestly. I have a pretty significant investment portfolio now (I’m 44)

[@alansmithee5595]

Because John D Rockefeller wanted a nation of workers not a nation of workers.

[@xxxxOS]

John D Rockefeller said - 'America needs to be a nation of workers, not a nation of thinkers' they only needed us for our labour and that's when we had a baby boom. Now they have robots they don't even want a nation anymore which is why all major western political parties are tanking our nations. We're a debt based economy in a great depression and it was always meant to come down crashing and burning as we move into the 4th industrial revolution. Which means the end of capitalism and the beginning of a technocratic feudalist corporate system. Worse than 1984 lol I could go on for days..we're all doomed. Most people have no idea what's coming

[@Strafuzz]

Financial literacy, emotional intelligence and mindfulness should be mandatory in every school.

[@Kindqueen1111]

Yes! I also wish they taught what to do if you are in an abusive relationship. How to change a tire. What kinds of careers out there. Real life important things. I guess they think these things are taught at home but sadly not all homes.

[@fuitcake]

Stephanie, you are such a blessing of a content creator. Actually providing insight and advice to people who don't know what they are missing. Keep it up!!

[@AzureHour666]

Dude this brunette influencer lady speaks like an ACTUAL child.

[@ashrush6830]

If i ever come into alot of money, i am keeping my humble home, paying it off, renovating it a bit, and then honestly just being happy i dont have to budget while grocery shopping, thats all :)

[@Allystargirl]

That’s all I dream of bro 😭

[@pawsandpeaches]

That’s true freedom - buying whatever you want in the grocery store!

[@GenuineEncountersCo]

The dream honestly 😢

[@ashrush6830]

@@Allystargirl same!

[@ashrush6830]

@@pawsandpeaches yep, and not looking at prices or having your mental countdown from your budget!

[@sedgecircle]

I can't wait for the influencer bubble to pop. My car is a 2001. I live in a little farm house (a real one, with real farm house problems). My clothes fit in a half regular closet and small dresser. We don't go out to eat unless it's a birthday or anniversary. And you know what? We're happy. These people are selling an unreasonable and ridiculous lifestyle. (I actually did use the Pythagorean theorem, but I was a welder/fabricator😆)

[@jiyoofawn]

I like the fact that you kinda have the same life that I want. I need a house that's on the smaller side (I just want the garden to be big, but nothing *too* spacious), I want to live in a quiet place and just have some peace. I wouldn't get satisfaction from money and a huge manor, but I'd love something simple.

[@llamasugar5478]

My husband and I used the PT to settle an argument about whose route was in fact the shorter one! 😂

[@sedgecircle]

@@llamasugar5478 Lol what's the "PT"?

[@sedgecircle]

@@llamasugar5478 NM, I got it, LMFAO!

[@llamasugar5478]

@@sedgecircle 🤣🤣

[@nightreader1264]

An influencer until someone more popular comes along.

[@Angryoyster]

My dad used to always say “the best deal at a store is to not buy anything”.

[@piyusarkar3065]

I totally agree with you, expect for 1 thing. Those trigonometry and algebra are important. Maybe we aren't using them daily, but that's because of the career we chose. There are so many people using them on a daily basis and it's important to learn a variety of things in school as otherwise we won't know what we want to continue learning or even make a career out of

[@mx.chi2]

it also teaches u how to think critically, how to solve problems

[@haveialigned]

Exactly. We don't learn that kind of math for our daily lives, we learn it so we'll have it for college if it pertains to our field of study

[@easha57]

was going to comment exactly this. i studied engineering so maybe this is a bit biased but how are your supposed to find your affinity if you're not taught everything 🤷🏻‍♀️

[@Buuvgjvhbuibhtccr3dd3tc]

You can Pythagoras theorem in shed building, roofing. We used lots of maths for renovating. Definitely helps to have a solid knowledge base to work from. I know so many people who can't figure out sale prices (percentages), even with a calculator! It's definitely important

[@pablot8899]

I use math every hour of every day. Anti-intellectualism is killing America. In most other nations, being educated is respected. They don't shamelessly celebrate ignorance.

[@MsHddg]

Those designer clothes costing THOUSANDS and THOUSANDS of dollars just to sit on your shelf and catching dust in your wardrobe because they were worn maybe a few times till the next items replaced them is such a ridiculous waste of money 🤦🏽‍♀️ I don’t feel bad for them at all….

[@andin916]

@@MsHddg exactly… people who actually have money will maybe buy a couple of designer items and get good use out of them, but I have never seen anyone just keep buying stuff like this 🤦‍♀️

[@Baphometh69]

I’ve gotten my moneys worth on every single designer I bought, I use most of it years later, all the time. I am disgusted with the influencers spending though, it’s sickening

[@Its_Dest]

I LOVE your channel. The realism is much appreciated!

[@raedog68]

OMG…the Dumb and Dumber clip was spot on!! Financial literacy and responsibility should be definitely be taught in school. Should be mandatory! I can’t wait for all of this over spending, over consumption dissipates soon! It’s honestly an addiction. The high you get from buying the luxury goods lasts for shorter and shorter amounts of time. The average person cannot keep up without this without eventually ruining their lives.

[@srideout91]

She could’ve rented the bags. Many influencers do this. They rent the bag and claim it as their own. Not just bags, but many designer items can be rented

[@lilbig2462]

That kind of seems even dumber.

[@babaganouche9605]

She is far from the only person flaunting a wealthy lifestyle while drowing in debt.

[@aesinam]

Of course she is and I hope most people know that

[@jocelynecupcake]

Honestly, I would never want this lifestyle! If I had this much money, I wouldn't spend it on luxury cars and clothes, I'd spend it on things I need more, like food and normal household appliances that everyone uses. I'd also spend it on doing fun activities, like going out to eat and stuff. Also, Christy definitely had plastic surgery done to her face, how could she afford that if she's bankrupt?

[@j9beauty]

Wow girl you are spreading awareness. Thank you for what you do! We all need to wake up and do better 🩵

[@MissLizzy882]

I remember being so stupid with money in my early 20s because I would see all these designer things and think they were just so beautiful, and I just felt this absolute compulsion to collect up as much as I could. it's scary how addictive it can be.

[@WhiteRabbit89]

It really is

[@louintheworld]

Me too

[@johannamendez1328]

thanks for the reality check, social media has us believe all those rich influencers you see are having a perfect life when in reality none of it comes close to it.

[@KatShakti]

Stephanie, you became my favourite KZbinr in less than 2 months, I've binged hours and hours of your videos. Great work, love your message girl! Amazing video!

[@norarockel8106]

Thank you, Stephanie! This is such an important message. We live in a world where we think we are never enough and try to mask it by how we look and what we do. Through messages likes yours it helps to change the perspective

[@Mequiem]

I am in that situation now - not as an influencer but as a corporate pharma blue collar worker. Suddenly I am earning twice as much and I am in top best earning percentage of population in my country that have full time corporate jobs. And I drive almost 15 years old car and every time I am driving that old piece of metal I am thinking of buying a new one even though I am saving for a house. One thing I will allow myself is hiring personal trainer -this will benefit my health and my body and it is not the cheapest. You have to be able to spend the money you earned but do it carefully so the expenses don’t creep out on you

[@anonymous76144]

And the designer brand companies are laughing all the way to the bank. Oh and the realtors.

[@wiseowl1580]

10 yrs ago I believe I came across you doing makeup. Now you talk about the rich, celebrities, and scandals while delivering eye candy footage. I think what cracks me up the most is that you dress down, seem humble, and mention often you make only enough to pay your bills. With views like yours, Id imagine your doing well. Brilliant hustle girl. 😊👍

[@fellowhuman7085]

Thank you SO MUCH for making this video! I needed to hear this now!

[@CMarie19]

You hit the nail on the head, Stephanie - financial literacy should be taught in school! Thanks for your hard work and great videos, as always! 💕

[@mxm7647]

My parents always said to never take out loans. Stay away from loans as best as you can. When it comes to items in general my advice would be to think about it. Do you really need it? How often will you use it? Think about it and then come back to it and see if you really need it or if it was just a temporary urge to get it. You don't need designer bags. Get a normal one with more space to carry your things.

[@jeanallan8106]

There are good loans and bad loans. Buying a house with a mortgage to get on the property ladder has historically been a good move. There may be advantages to borrowing to make retirement contributions before a tax filing deadline, etc. Carrying a balance on a high interest credit card because you spend more money than you make is on the other end of the spectrum.

[@SC-wb2bq]

Depends on what the loan is for. If it's for building wealth and assets, it's a good thing, if you are buying something that will only depreciate then its definitely a bad idea

[@theoriginalkrabbypatty]

There’s a reason “boomers” keep their money!

[@atourinabarkho]

Robert Kiyosaki has been talking about this for decades. Anyone that wants to be rich needs to read Rich Dad, Poor Dad. Thank you Stephanie for a wonderful message. 🙏🏼

[@mschanee]

Was reminded of this scripture a few minutes ago….Proverbs 22:7 “ The borrower is a slave to the lender.”

[@_lavvy_sage]

Watching before some copyright queen comes by and unfairly strikes your page. ❤ keep doing you, Stephanie. You are so REAL and we NEED that.

[@26Bluegb]

It's pretty rare that bankruptcy actually helps, because it doesn't change the person's spending habits or relationship with money. She's just doesn't want to put in the work to get her "stuff" in order. We are going to be paying off her stupid purchases with higher rates, more fees,etc.

[@justshannon2517]

In America, all it can take is a medical emergency to get you so far in debt that bankruptcy is the only option😢 Often times most people are only a few paychecks away from being behind on bills, foreclosures on homes, and bankruptcy.

[@inferiorinferno8859]

Most of the time it helps the offspring more often then the actual person. My grandma was such a woman, which is one of the reasons I grew up poor and that taught me a lot abbout money, as well as seeing all the money hungry wolves in my family backstab eachother for leftovers of the family fortune as a kid.

[@lolitalolipops4154]

I live in an area where minimum house cost is 5 mil ,NOONE, not one person looks rich here

[@user-mi8vu9vt6g]

I will never understand people who LEASE luxury cars. Either you buy it in cash or you really cannot afford it.

[@behemothsbaby]

A lot of luxury fashion brands use sweatshops and import immigrant factory workers to work in Italy or France and pay them next to nothing.

[@randomlyswatching9481]

They don't immigrate then. They often make it in That other country then fix up in france italy. Seen it firsthand Unfortunately

[@behemothsbaby]

@@randomlyswatching9481 , they do both. It's insidious!

[@RamenzillaX]

I sometimes wonder if these influencers truly understand the position they're in: they have the potential to make a lifetime's worth of money in a short period of time. Are they investing? Are they saving? or are they just spending it all? The mcmansion craze really gets to me - at some point you know 90% of your house is just collecting dust. Why??

[@kasia2750]

I think is because they want to be on the level of traditional celebrities and big expensive houses with space that can't be utulized even by three generation family, is something that big stars do. The same with designer clothes (but here, the celebrities often get it for free), cars etc. etc. Is for legitimization, to hush impostor syndrom.

[@soyyo143]

I think this MAY be a thing SOME young people get caught up in. The best life is taking care of your family, cooking good food, saving for your future or maybe a dream trip or dream item....honestly, delayed gratification regarding material objects makes us really appreciate those things more. At a certain age you start to realize the best things in life are NOT "things."

[@ybe7011]

I know about the Creep, we inherited some dough, payed off debts and felt stable. Then we started buying. It became an addiction. I'm watching videos like this trying to knock sense back into my head. Im not even talking about luxury purchases, I'm talking about just enjoying pressing the "pay now" button on line. The dopamine hit involved.

[@marenomorgan]

Hearing that you were in tremendous debt in your 20's makes me feel very validated haha. I'm in debt up to my eyeballs and I'm just hopeful I can get out of it, because it's horrible!

[@Femfemio]

Same. When I was depressed and suicidal I went on a spending spree and gave away a lot of things. Now I'm in debt for the forseeable future due to disability unless the government can help forgive the debts.

[@mitchelljack1590]

Start listening to Dave Ramsey immediately!

[@killerpanda2086]

My parents told me to buy fancy shet only if you have money, never take loans or EMIs. Youll end up paying more than what the item is actually worth.

[@elalogar7340]

I saw an advertisement for a €10,000 loan on my bank's site. Curious, I looked at the terms. If you take it, you overpay by €2,000. That's 20%. 20%! Yeah, no. If I want something, I save for it.

[@Samantha360]

I was the last year that my school taught home management. It use to be a mandatory class to graduate, but when my best friend graduated the next year it no longer existed. It taught you to manage a house (how to budget, pay bills, about balancing checkbooks, etc). I feel so lucky i had that class.

[@JaimeLee_Koyote]

This was amazing and I totally agree that many people aren’t taught how to manage their finances properly. However, some people are just plan stupid when it comes to money and there is no helping them. Example: my ex inherited 100k when his mother passed away. He was strongly encouraged and advised by successful family members to be smart with it and invest wisely. Being the arrogant man that he was he decided he knew better. He immediately quit his job, spent everyday eating out and going to the bar, bought drinks for everyone, soaked up all the attention and then was shocked when the money ran out in less than 8 months. He thought it would last him 5+ years.

[@stephanielange]

Oh jeez 🥵🥵

[@heatherhartman2803]

Quit his job?! That is crazy! I really don't think people realize how quickly money goes away. I don't understand how he thought $100,000 would last him 5+ years!! 😮 it reminds me of when you watch those crazy murder shows where somebody kills their spouse for insurance money. I am always shocked, like, bro?! You literally MURDERED someone for an amount of money that will maybe last a year if you're lucky. And not even a random person, someone you vowed to love the rest of your life. People are crazy 🥴

[@DeadKraken]

Bruh imaging accumulating 100K for your son, knowing this is good money, knowing he works(so he *looks* responsible) and so he will be living life on easy mode if he uses it in a smart way. Only for your son to be too stupid and blowing off all your efforts in expensive dinners and other worthless crap😂 I'd be coming back from the afterlife to slap that dumbass into the shadow realm lmao

[@March_13_18]

So glad he is an Ex- girl ! 🎉

[@ashotofmercury]

​@@March_13_18 she dodged a bullet there for sure! 🙏🏻🥴🤣

[@talosheeg]

Thank you for your videos Stef. Sometimes, theyre the only thing getting me through the day, especially now as i go through some hard stuff and its hard not to be jealous of these celebrities.

[@AH-xi7zd]

It's hard to remember that most of what we see is fake

[@sandrafredriksson1871]

Love these vids steph! We love a grounded well informed honest queen 🎉

[@elamaakvanttikentalla]

Stephanie you are one of my fav youtubers! Thank you for always so great videos.

[@Jerminaryfitness67]

Stephanie Lange Is the true role model These trends makes everyone crazy and bankruptcy

[@CC-kr3mr]

I don’t even think half of these influencers are actually going broke. They are just clever enough to read the economic climate and know that they need empathy from viewers to keep their likes and views up.

[@MorgzPlace]

I love the video so much!! This is such an important lesson that a lot of people had to learn the hard way. Amazing job :))

[@rosenhale]

Girl you do NOT look 36! Love the vids on this topic 🩷

[@LittlestLilyPad]

Spent 20 dollars on a hoodie. Felt like I was bloody bougie. 😂

[@mel42862]

i love you auntie steph 😭😭

[@KZesty]

If anyone watching is young: start saving money as soon as you can. You'll be so glad you did. And living within your means brings so much peace.

[@Itz_smita_gurung_]

Thankyou big sis

[@nicolekessler1674]

I always enjoy your videos but this video and the other one on luxury influencers are so necessary and relatable because social media can be so harmful to younger, naive audiences. Thank you for being so authentic and putting out brutally honest content. ❤

[@Karmaisabooth]

Steph thank you for saying that you were in debt, I’m in debt too and I look back and can barely tell you anything that I used that money for. Because of that I have a lot of shame and embarrassment and it always feels like everyone’s doing better than me, I’m on a journey and hope to be debt free one day! Thanks for keeping it real 💯

[@tracef195]

These influencers are so annoying. One day they are going to wake up and realize how stupid and selfish they are.

[@modkip25]

You sound super envious of them lmao

[@tracef195]

@@modkip25 Not in the least. I am not a superficial person.

[@phoenixluna4137]

I think people who call themselves influencers should nowadays be called social media parasites. 😂

[@danielle7729]

So glad you make these videos. Me and My husband started trying to do way too much for a couple of years. We now have credit card debt, but ours was more taking the kids on vacation and spending too much for gifts. We’ve learned from that now we just do free stuff and pay our debt off. We make sure something is worth it before we spend. It’s a hard lesson but essential for a peaceful life

[@terryo1463]

I feel like I have no money but my car is paid off and I have no credit card debt. So I guess that's good.