“I’m Not Going To Participate In This Insanity!”

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The Ramsey Show Highlights

The Ramsey Show Highlights

Күн бұрын

Пікірлер: 286
@CarnivoreStork
@CarnivoreStork Жыл бұрын
“Hi Dave & John, I’m not willing to follow the baby steps, but can you tell me how to get out of debt?” 🤦🏻‍♀️
@blueflameSM
@blueflameSM Жыл бұрын
The husband is smart. Caller is omitting so much, business is failing and caller racked a lot of debt. That’s irresponsible.
@jasonrodgers9063
@jasonrodgers9063 Жыл бұрын
True!
@Dibsbigga4
@Dibsbigga4 Жыл бұрын
Dave won’t say it but it’s true
@kristaw2686
@kristaw2686 Жыл бұрын
If my husband has a business that fails then WE have a business that fails. We're teammates and partners in everything, good and bad. Why be married otherwise?
@goofygirl1311
@goofygirl1311 Жыл бұрын
The husband is an ostrich. He's putting his head in the sand telling himself the front of the train is on the track while the back of the train is rapidly derailing. This situation will bring him right along with it if he doesn't wake up and start dealing with it.
@RJS614
@RJS614 Жыл бұрын
Facts!
@Dnps807
@Dnps807 Жыл бұрын
She wants to combine finances because she wants a bailout, and he's not stupid
@karenjones8713
@karenjones8713 Жыл бұрын
That's it in a nutshell! My ex only knew how to spend money and if we got a little extra money that month he would want to spend it on what HE wanted to spend it on, and it wasn't our debt, and he wouldn't stop harassing me until he got his way on everything! I am so glad I am not married to him anymore!
@nordikcajun5417
@nordikcajun5417 6 ай бұрын
@@karenjones8713I had the same exact husband. Not anymore, that’s God. Sounds like maybe they were brothers 😂
@csx6910
@csx6910 Жыл бұрын
She has debt she shouldn't have, of course the husband doesn't want to combine finances. She can't be trusted with money.
@phoneuse2012
@phoneuse2012 Жыл бұрын
Agreed and it’s looking like things may come to an end with the choices she decide to make from this point forward
@aboutwhat1930
@aboutwhat1930 Жыл бұрын
She's intentionally comingled funds. He doesn't want a 3-way partnership where she has 2 votes. And she doesn't want a partnership that gives him a veto on her business.
@katemiller7874
@katemiller7874 Жыл бұрын
When you are married you are one
@csx6910
@csx6910 Жыл бұрын
@@katemiller7874 You are one...what?
@aboutwhat1930
@aboutwhat1930 Жыл бұрын
@@csx6910 she probably meant in the biblical/traditional view. If you can share a bed you can share a bank account. OTOH, it sounds like the caller has repeatedly risked her personal life in favor of continuing her business and her husband cannot agree with her financial choices in that arena, so he doesn't want to proverbially give a drink to a drunkard.
@IAMSatisfied
@IAMSatisfied Жыл бұрын
When I heard the callers confusion, I thought "I wouldn't want to combine my finances with this person, either." We're only hearing one side of the story... I'd like to hear what her husband would have to say. The sense I'm left with is that the caller has a business that is not productive, so she went into credit card debt and she wants her husband to help pay for it.
@LuisLopez-nk7fj
@LuisLopez-nk7fj Жыл бұрын
Have the same problem with mine .she will talk 🦜 so much and seems confused and never to the 👉 point and I get mad at her....😮😢
@wendyinegbenedo1307
@wendyinegbenedo1307 Жыл бұрын
SHE IS CARELESS WITH MONEY SO THEREFORE HE WON'T COMBINE WITH HER......
@ilai7893
@ilai7893 Жыл бұрын
Love this call and I think Dave's turned a corner. Like me, I think she expected Dave to side with her, but good that he had his blinders off and not just helping her and prescribing "beans and rice, rice and beans" for them because she's a woman
@David-wo9un
@David-wo9un Жыл бұрын
Why call if you can’t give crucial details? If you are more concerned about hiding your identity than giving necessary information, don’t call a podcast for help.
@umtozzi
@umtozzi Жыл бұрын
"I'm not going to give details because then it will reveal who I am." Okay Oprah.
@resaboutb.9566
@resaboutb.9566 11 ай бұрын
Yeah, I thought, "Ego much?"
@DebbieBennett-p5v
@DebbieBennett-p5v Жыл бұрын
I wouldn't put my money with anyone that keeps running up debt and expecting me to help pay off their bad choices. Maybe the business isn't making any money and was a bad idea....
@FrankS111
@FrankS111 Жыл бұрын
How long until John asks “do you feel safe?” 🤪 Husband has his finances separate because he wanted nothing to do with this mess of a “business”. It’s terrifying how all of these women that call in think they are entrepreneurs.
@tylerhandsome7344
@tylerhandsome7344 Жыл бұрын
The John comments always makes me laugh lol
@kagnewcobra5228
@kagnewcobra5228 Жыл бұрын
Women realize that the Dave RAMSEY show has their back!
@antonioiniguez1615
@antonioiniguez1615 Жыл бұрын
He shouldn't have married her then
@jerrystauffer2351
@jerrystauffer2351 Жыл бұрын
They never say what the business is
@And1one757
@And1one757 Жыл бұрын
​​@@jerrystauffer2351 some bs like hair lashes nails or some primerica ish
@AllynHin
@AllynHin Жыл бұрын
She says she's done babystep 1 and babystep 3 before, and then she asks how to pay off her debt. Well, that's babystep 2. Sounds like she's just ignoring that step.
@Jim_Curtis
@Jim_Curtis Жыл бұрын
He is right to not combine finances because her actions have shown irresponsibility financially on her part.
@brianr2358
@brianr2358 Жыл бұрын
Agreed. She said nothing about discussing purchases with her husband before spending money. Sounds like she was happy with having separate finances.... until the credit cards were maxed out!
@insideoutsideupsidedown2218
@insideoutsideupsidedown2218 Жыл бұрын
She sounds like someone who wants to run a business, but only if she is the ceo/cfo/cio/ manager and everyone else does the nitty gritty and she had no vested interest in what happens when it goes bad.
@lionessrising
@lionessrising Жыл бұрын
I’m with the husband on this. Sounds like she is not good with money and he doesn’t want to carry her all the way all day long.
@CajunWolffe
@CajunWolffe Жыл бұрын
My wife is bipolar; she's a fruit cake and can destroy a bank account and budget without a moment's notice with credit cards on top of credit cards. There is no way she gets anywhere near the finances, period! I hear it in this woman's voice and the story she tells... and her husband might be a smart man.
@patrickmartin8479
@patrickmartin8479 Жыл бұрын
Hate when people use "their business" as a scapegoat for their poor financial decisions. Lady, you're business stinks and is putting you in debt.
@ihsv85
@ihsv85 Жыл бұрын
Business is an activity to earn money. Activities that lose money are hobbies.
@jacksonbilly9979
@jacksonbilly9979 Жыл бұрын
The husband is genius for not wanting to combine finances with her. Theyll be broke, bankrupt, homeless withing days because of her and she'll blame him
@BarryBethal-yv2oz
@BarryBethal-yv2oz Жыл бұрын
I had a marriage like this my wife used to get loans that I didn’t know about while was working up to 80hours a week to pay our mortgage down early after 25years we got a divorce the best thing we ever did
@ihsv85
@ihsv85 Жыл бұрын
Don't mix or combine money with western modern wives and even not talk about your money and your business. Modern western wives are only temporary unstable untrustworthy patners.
@flotaylor8170
@flotaylor8170 21 күн бұрын
This was the same for my father-in-law. He’s a multimillionaire and has been retired for over a decade, whereas my MIL is in her 70s and broke. 🤦‍♀️
@Elizabeth_lowkeyluxuries
@Elizabeth_lowkeyluxuries Жыл бұрын
She spends like crazy and he doesn't want to be a part of that mess. If her business was going great he would be all about it. Don't give a man an ultimatum unless you're willing to go out on your own with the debt YOU created.
@StrawberryFieldsNIR
@StrawberryFieldsNIR 3 ай бұрын
Sounds like a hobby, not a business. And what's with picking and choosing the order of the baby steps? They are numbered for a reason.
@JamMaster0011
@JamMaster0011 Жыл бұрын
The husband sounds like a smart man to me.
@djpuplex
@djpuplex Жыл бұрын
He'd be even smarter if he never married.
@glst1591
@glst1591 Жыл бұрын
​@@djpuplexwomen should not sleep with any man until he marries her
@djpuplex
@djpuplex Жыл бұрын
@@glst1591 Tell them that. That has been a myth as old as time. A man should pay for a woman's meal until he is sure he is going to get sex. That follows your logic.
@stud6414
@stud6414 Жыл бұрын
It sounds like she's a business owner and when she was successful she didn't want to include the husband and now that she's failing she wants to combine finances
@georgewagner7787
@georgewagner7787 Жыл бұрын
Who said it was ever successful? I didn't hear that at all
@juanrocha8544
@juanrocha8544 Жыл бұрын
“Sit him down, give him an ultimatum to combine finances or you’re out”… sounds like healthy advice Dr. John. I’m sure the husband is going to radically change his perspective on sharing finances after that.
@superdude1534
@superdude1534 Жыл бұрын
him: ok bye
@joeriveracomedy
@joeriveracomedy Жыл бұрын
She has the debt not him. Surprised dr john didn't accuse him of being abusive...again.
@barnabusdoyle4930
@barnabusdoyle4930 Жыл бұрын
This lady clearly can’t handle finances. “I did baby step 1 and 3 multiple times.” Skipping step 2 and asking how do I pay down my debt? She owns a business that is losing money and she’s staying afloat with credit card debt. I doubt she has a business checking account. He needs to keep separate to protect himself from her business if it goes chapter 7. There is a ton of stuff she is not telling us about her life and situation.
@jasonrodgers9063
@jasonrodgers9063 Жыл бұрын
Husband has sense, wife doesn't. She's pissing away HER $$, he doesn't want to let her ALSO piss away HIS $$!!!
@AmandaHugenkiss2915
@AmandaHugenkiss2915 Жыл бұрын
Yeah I can see where poor hubby says see ya, good luck.
@grayandgray
@grayandgray Жыл бұрын
This is funny "your strongest wealth building tool is your husband's income"? Is that the deal? Does he get to tell her to go get a job, drop this business that's losing money? So many people seem so proud to talk about their "business" when it's nothing but an expense.
@djpuplex
@djpuplex Жыл бұрын
So Daves not participating in this insanity. Her having debt and a "business" and him avoiding her mess isnt insane. No is a complete statement. The guy said no. No means no.
@aboutwhat1930
@aboutwhat1930 Жыл бұрын
She's put her business equal to or above her husband. She wants it to be a 3-way partnership, except she gets 2 of the votes (as she's continually comingled funds with her business). He should veto that. If he was a businessman, he'd probably tell her to separate finances with the business and put up a barrier between it and her business. That's a difficult wall to rebuild. She already put in the starting capital, sounds like she's taken a whole lot of paycuts and additional reinvestments and took on additional debts to make ends meet on that side, she needs to make this business run on its own first and foremost. When it's a stable entity not part of their household/personal funds, then it's a different conversation. If you made good money and want to reinvest, you can sit down and have a financial conversation about goals and plans and risks of investing some money you already paid yourself back into the business, with the goal of getting the business to be more profitable long-term. Otherwise in being a wise entrepreneur, she needs to repay the company's debts and stack up some additional money to make the next big move, perhaps to hire one or more employees to help increase the business's revenues and profits. The baby steps work in sequence. $1000 starter emergency fund. Repay your debts, every nickel! Then move onto rebuilding the (probably 6-month) emergency fund and investing for retirement. Unless your business can run on its own, you can't retire with it. That means getting it to a place that you have multiple stable employees and a decision-making structure that runs independently of you. And regardless of if that's the plan, you should be planning your retirement with a diverse pool of funds no matter what happens to the business.
@chazzkramer7676
@chazzkramer7676 Жыл бұрын
How did you get that from this?
@djpuplex
@djpuplex Жыл бұрын
@@chazzkramer7676 No means no end of discussion. Guy doesn't want his finances mix with his wife's finances and her 🐂💩 cash incinerator business.
@chazzkramer7676
@chazzkramer7676 Жыл бұрын
My bad. I misconstrued your comment and somehow thought that you were suggesting Dave sided with the guy. I apologize for my error.
@djpuplex
@djpuplex Жыл бұрын
@@chazzkramer7676 NP
@kendrickb.9043
@kendrickb.9043 Жыл бұрын
She knows why her husband doesn’t want to combine finances…Once she did what she wanted to do and racked up a lot of debt, then she wanted to combine finances
@The.Dude.Abides.
@The.Dude.Abides. Жыл бұрын
This woman is the perfect example of a “business owner” who is terrible at business.
@ToniaNicole
@ToniaNicole Жыл бұрын
I love how they went in detail and real dissected her situation to help her bc a lot of people wouldn’t do this and I love Dave Ramsey show
@kratostomatoes8587
@kratostomatoes8587 Жыл бұрын
The husband said "Sure honey, you can do your MLM 'business' venture". Here's your starting capital and any loans you take out need to be in the businesses name. I don't want to be financially vulnerable". He could have just told her no, but she's a strong black woman who don't need to be told no cuz the man be keepin her down yo.
@kagnewcobra5228
@kagnewcobra5228 Жыл бұрын
"A strong black woman who don't need to be told no cuz the man be keepin her down"! The perfect definition of "Big Shirley"!
@penguin12902
@penguin12902 Жыл бұрын
Nailed it.
@TKOin2life
@TKOin2life Жыл бұрын
He shoulda chose better.
@diggernash1
@diggernash1 Жыл бұрын
The spouse is wealthy and is teaching her a financial lesson. I bet he has bailed her out before.
@jerrystauffer2351
@jerrystauffer2351 Жыл бұрын
Her MLM failed and he's not bailing her out again.
@alex182618
@alex182618 Жыл бұрын
So she got married when she was 42. Her husband doesn't want to give her access to his money.
@Ostro1980
@Ostro1980 Жыл бұрын
I love the ego that she believes people are going to know who she is
@maryk446
@maryk446 Жыл бұрын
I'm not sure she meant the general audience. She probably meant that people in her social circle, some of whom may watch/follow Dave Ramsey, might.
@Meinvt
@Meinvt Жыл бұрын
I bet she has friends who listen. And they probably recognized her voice anyway.
@oceansky6207
@oceansky6207 Жыл бұрын
Why call in too?
@tikyda7098
@tikyda7098 Жыл бұрын
What if She has Acquaintances watching that show ? Do you know many people who would like to expose themselces ?
@missdemeanor3524
@missdemeanor3524 Жыл бұрын
Jade would have cut through this clown story
@tdgdbs1
@tdgdbs1 Жыл бұрын
Husband is a wise man.
@AmandaHugenkiss2915
@AmandaHugenkiss2915 Жыл бұрын
Strong and independent, business owner of yet another worthless, failing business. Betcha any money husband is like there is no way I'm combining finances with this and ruining my life. I'll also venture that he has told her time and again to knock this crap off. Wouldnt it be great to get him on the phone. Oh, the truth shall set them free. And you just know, this business is some MLM scam.
@zo_471
@zo_471 Жыл бұрын
When she made the comment that she can’t disclose any info because everyone will know who she is, I doubt it.
@AmandaHugenkiss2915
@AmandaHugenkiss2915 Жыл бұрын
Ha yeah she probably has zero customers so not a lot of risk there.
@daveb8449
@daveb8449 Жыл бұрын
A marriage is a partnership. Clearly, they don't have a partnership.
@IAMSatisfied
@IAMSatisfied Жыл бұрын
I wish Jade was in on this call. 🤣
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
Yeah she'd put this caller in her place I believe
@cdub7373
@cdub7373 Жыл бұрын
Stop calling this show for relationship advice.
@Snacks1991
@Snacks1991 Жыл бұрын
Why don't you just listen, mind your business people just want a little help why be negative
@cdub7373
@cdub7373 Жыл бұрын
@@Snacks1991 I am minding my business and I do listen. Nothing about this is helpful. Tell me how a man who claims to be so stuck on the bible continuously ignore the instructions that say wives need to follow their husbands and not go outside for understanding?? Constantly telling women theyre right, men are wrong and they should leave after only getting half the story from half the story is insane. Only fools think that's help
@Tylerstrodtman
@Tylerstrodtman Жыл бұрын
The Bible literally says right after that that husbands are to love their wives as Christ loved the church, which means they sacrifice for their wives and give everything that they have to their wives. Maybe read your whole Bible and understand that if nothing else at the beginning of the show, they say that the show is to help people build wealth, the work, they love, and build actual amazing relationships. Regardless of your selective application of scripture, you’ve completely missed the point of the entire show.
@cdub7373
@cdub7373 Жыл бұрын
@Tylerstrodtman go back and listen to this lady babble about nothing then explain how the hell anyone can conclude hes not taking care of her or doesn't love her? A 52 year old business owner, with irregular income (probably code for im broke), using credit cards and making irrational business moves is supposed to get her Husband on her program?? Don't be a fool Ty, Bible speaks heavily against being fools. Bible also speaks against debt, Bible also calls the wife the help meet & so many other things we can pull from this.... she's mad she can't get her way & I'm pretty sure if they truly wanted to help they'd listen to his side, understand why & get to the real problem. How does telling a woman to leave or start making demands in a marriage after she just told you she's moving around goofy helping???
@jimroscovius
@jimroscovius Жыл бұрын
​@Tylerstrodtman I agree. Too many read the first part of the passage, but not the rest. They read selectively.
@curiouscat3384
@curiouscat3384 Жыл бұрын
As usual Bologna decides with practically no information, what the couple's problems are and rambles on and on and on and on and on about their relationship. Neither Dave nor Bologna asked her what her business is and why she's been in a cycle of bust and boom
@DebbieBennett-p5v
@DebbieBennett-p5v Жыл бұрын
She didn't want to give details she said because people would know who she is😂They know your voice lady!
@karimbennett5651
@karimbennett5651 Жыл бұрын
I’m curious about how much debt she has, and what those debts are.
@andrewilliamson4926
@andrewilliamson4926 Жыл бұрын
100%
@patriciawarner9680
@patriciawarner9680 Жыл бұрын
John is the only Ramsey personality that Dave doesn’t interrupt.
@resaboutb.9566
@resaboutb.9566 11 ай бұрын
He doesn't interrupt Jade, either. Actually, Jade is usually the first one to respond to a caller -- she jumps right in before Dave even has a chance to open his mouth.
@essbenita
@essbenita Жыл бұрын
I dont see why not combining finances is a huge issue as long you're both contributing and open with your financial decisions
@Winnie-Kay
@Winnie-Kay Жыл бұрын
Is she mixing her business and personal together? She said she's done steps 1 & 3 several times, which means she has no discipline. And what about step 2? I'm glad they came to the husband's defense toward the end of the video. She sounds like she wants her husband to bail her out without making any changes on her end.
@robertthompson5908
@robertthompson5908 5 ай бұрын
I’m pretty sure if you skip steps you’re not doing the baby steps.
@ricksanchezsflask8794
@ricksanchezsflask8794 Жыл бұрын
After the divorce, wait for the husband to call in and say, "hey my ex-wife took all my money. What do I do?"
@bryannorris3976
@bryannorris3976 Жыл бұрын
I bet this guy is already took steps to prevent that.
@MaxAndDaisy0825
@MaxAndDaisy0825 Жыл бұрын
When callers don't get to the point!!!!! OMG!
@Agingcowboy92
@Agingcowboy92 Жыл бұрын
He refuses because he has probably already told her she over spending and not making enough money and she didn’t want to hear it
@promeslife2126
@promeslife2126 Жыл бұрын
3 minutes into the video and already can tell she has a listening problem and is dishonest
@joeriveracomedy
@joeriveracomedy Жыл бұрын
15 seconds in she tells why she married a genius. Live edit: if SHE was all in, she would not have put her husband in debt through her poor spending. Boom. Mic drop.
@JoeMattitas
@JoeMattitas Жыл бұрын
Once again, Dave takes the woman's side, even though she has a falling business and a spending problem. Dave doesn't look at her nightmare life choices...
@SueSueRen
@SueSueRen Жыл бұрын
She is an independent woman… why is she married? I bet a million dollars her husband asked her not to “relocate” her business.
@resaboutb.9566
@resaboutb.9566 11 ай бұрын
I'd bet he's seen that her business acumen sucks and refuses to have anything to do with it.
@Pigskin1234
@Pigskin1234 Жыл бұрын
If she was making money, she wouldn’t want to combine lol. Shes failing and needs more money.
@Twominnoodles
@Twominnoodles Жыл бұрын
Didn't it sound like, 'fire on all the cylinders against the HUSBAND bcoz it is the WIFE that came to Dave'?
@ismaileee
@ismaileee Жыл бұрын
In this scenario, the house and the marriage is a better investment vehicle than an ego-drive debt-filled 'business'
@justinacase2623
@justinacase2623 Жыл бұрын
This is painful....for us!
@superdude1534
@superdude1534 Жыл бұрын
the husband should say "BYE FELICIA!"
@Michaeldotcom33
@Michaeldotcom33 Жыл бұрын
Sorry she could be the problem. They took her side immediately without knowing the whole story
@robertbrodeur4326
@robertbrodeur4326 Жыл бұрын
That's only because they took this call on a day that ended with 'Y'.
@fauxbro1983
@fauxbro1983 Жыл бұрын
Suprided daloney didn't start with, "are you safe."
@X.00896
@X.00896 Жыл бұрын
or "hey, what is this REALLY about"
@blodus4521
@blodus4521 Жыл бұрын
What is the business? Maybe I missed it, but that seems vital to understanding why he won't combine finances.
@bigbillmusic
@bigbillmusic Жыл бұрын
I don't understand why she called😂. She didn't say anything
@linuxsurfer2002
@linuxsurfer2002 Жыл бұрын
@@bigbillmusic She asked about getting out of debt, but it sounded like she wasn't willing to follow the baby steps. Then again they didn't get into the numbers much
@bigbillmusic
@bigbillmusic Жыл бұрын
@@linuxsurfer2002 right. Everytime they asked her something, she didn't want to get in details. She just wants them to guess
@PInk77W1
@PInk77W1 Жыл бұрын
This was supposed to be figured out before They said I do
@royaldiadem_
@royaldiadem_ Жыл бұрын
Once she said … Hi Uncle Dave I knew this gibberish was going to go nowhere.
@njfuentesrespecter81
@njfuentesrespecter81 11 ай бұрын
I can tell just by hearing her voice that she’s a money pit of spending. Dude is smart not to allow her full access to destroying his finances too
@JasonGroom
@JasonGroom Жыл бұрын
She is just looking for someone to tell her that it is ok to want to drag her husband into her financial mess, cue up Dave. I get that most of the time it is best to do so, but in this case she has a failing business, and he doesn't want to be a part of her financial train wreck. Basically she wants someone to blame her husband for not combining, and that's what Dave will always do.
@sjaykay9884
@sjaykay9884 Жыл бұрын
Well no, she actually stood on the premise that her husband refuses to combine finances so how does she alone go about getting rid of her debt. It was Dave who stayed on that track of if your husband isn’t in it, then you’re going to fail. It’s clear that this woman and her husband have financial infidelity issues, but absent of getting all the details about what’s really going on, not sure why Dave either didn’t give her the solo advice or tell her we don’t advise married people on how to live a single financial life and let her go. I sometimes hate when they get into trying to diagnose relationship issues because things are more complicated than a five minute radio call.
@nataliazakula3400
@nataliazakula3400 Жыл бұрын
How do you 2 know SHE’s not the ball n chain here? What I get here is that she is untrustworthy.
@commonenglishmistakes4360
@commonenglishmistakes4360 23 күн бұрын
The problem with combining finances is that many women won't make as much effort to make money due to wanting time off to be at home with children, not wanting to wok as many hours or not being prepared to work in certain jobs so men have to bring in the majority of cash. The women who DO bring in more money almost always want to separate finances and have prenups and I don't blame them. It'd be annoying to have a partner that doesn't pull their weight.
@db2631
@db2631 Жыл бұрын
I just want to watch financial clip about debt, retirement and financial decisions. Some of these people need to not call in and go sit on Dr Phil show
@fernleafmedia
@fernleafmedia Жыл бұрын
No one except your imaginary unicorn dinosaur is making you watch it.
@mpeugeot
@mpeugeot Жыл бұрын
The SimpMasters blame the Husband... cue my surprise... He won't combine finances because she refuses to accept responsibility for her decisions.
@iuyozx
@iuyozx Жыл бұрын
I bet their house is full of Avon products.
@resaboutb.9566
@resaboutb.9566 11 ай бұрын
Mary Kay. Pampered Chef. The list is endless!
@stewbugz5213
@stewbugz5213 Жыл бұрын
She needs to just get another side hustle and do it on her own! Live by example! My parents live in their late 70’s in a financial mess. I brought up Dave to my mom for guidance on revere mortgages. she’s won’t listen and is stubborn. She said, “I read his book years ago and don’t agree with many of his ways. it’s easy for Dave with all that money to preach at poor people.” I told her, “Dave went bankrupt too!” Total silence and she had to go. Some people are too stubborn to listen!! Pride can ruin an entire generation!
@L.O.R.DRecords
@L.O.R.DRecords Ай бұрын
Husband said he ain’t going in debt for her as 😂🤣
@adamseidel9780
@adamseidel9780 Жыл бұрын
Husband isn’t interested in inviting the cost or hassle of her BS into his life, and I don’t blame him. If she wants to combine finances, she should get her debt situation in order and prove she’s worth merging with.
@jet4415
@jet4415 Жыл бұрын
I’d love to look at her business tax return.
@Rashaadthegr8
@Rashaadthegr8 Жыл бұрын
Baby step one to three multiple times?It's giving in debt vibes.
@truthseeker6370
@truthseeker6370 Жыл бұрын
No, she is likely the one who has not been participating in her marriage- and her husband is Fed Up! She's been dragging him down and he's protecting himself...waiting to see if she is going to be a responsible partner.
@mostly_ignored536
@mostly_ignored536 Жыл бұрын
First off this lady needs to replace the battery in her smoke alarm. 2:08
@NeilLemons
@NeilLemons Жыл бұрын
That says a lot.
@iuyozx
@iuyozx Жыл бұрын
😂
@uncle_tones1222
@uncle_tones1222 Жыл бұрын
He’s probably not living in that house
@cristianmota3811
@cristianmota3811 Жыл бұрын
Dave NEVER holds the women accountable.
@jimmymcgill6778
@jimmymcgill6778 Жыл бұрын
Are these 2 listening? This is not about her business. But if it's business debt, he should not help pay that. You don't use personal income to pay business debt.
@justinacase2623
@justinacase2623 Жыл бұрын
@Jimmy, who told you that? Is this another on of your "isms"
@tkleo2006
@tkleo2006 Жыл бұрын
Summary “I am a strong independent women” lol
@scratch57
@scratch57 6 ай бұрын
John wastes no time, racing to blame her husband.
@lindajones4398
@lindajones4398 Жыл бұрын
My husband does not want to combine finances either. When we got married, we looked at both of our incomes and split the bills based on how much we each make. Now, don't get me wrong, but this works great for us and has been working for over 13 years. Now with that being said, my name is on all his accounts and his name is on mine. We also have a joint savings account where we both contribute to it every month. This account is for what we want to do together. Such things are vacations, house repairs, and other goals we want to accomplish together.
@Charlie-gv3zt
@Charlie-gv3zt Жыл бұрын
Divorce that man ,ASAP!
@insure4cheap
@insure4cheap 5 ай бұрын
She’s not giving straight answers because most likely, she’s part of the problem 🤷🏾‍♂️✊🏾
@davinasquirrel7672
@davinasquirrel7672 5 ай бұрын
Sure, it could be because the husband thinks the way she runs her business is dangerous, or unprofitable, or both. But it could also be, maybe he is planning to leave the marriage?
@curiouscat3384
@curiouscat3384 Жыл бұрын
talk talk talk talk talk talk .......talk talk talk talk talk talk.......she just resents husband and wants Dave to agree
@godsdozer
@godsdozer 3 ай бұрын
he dont want to combine incomes because she is always in debt and always will be.
@insanedrummer89
@insanedrummer89 Жыл бұрын
Combined income or divorce? These guys are hardcore. Life isn’t that back and white
@antonioiniguez1615
@antonioiniguez1615 Жыл бұрын
They didn't even mention divorce.
@TheSonyExperience
@TheSonyExperience Жыл бұрын
6:13. He said im not telling you to run to divorce court. However the undertone was there the whole time. They implied the guy was the issue and she would need to make “tough decisions” Anyone who is listening can easily see that.
@Lady4Life
@Lady4Life Жыл бұрын
Yesssss John!!!!!
@jayafow84
@jayafow84 Жыл бұрын
God I'm glad she's not my wife!
@mpeugeot
@mpeugeot Жыл бұрын
It's the biggest favor she could do for him.
@serg320
@serg320 Жыл бұрын
Combining finances IMO is a horrible idea bc if you have a spending problem a bigger account with more money creates the illusion there is more money
@TheOne-vf2yw
@TheOne-vf2yw Жыл бұрын
It’s called open communication, discipline and trust. No wonder the divorce rate is so high. Spouses can’t have tough conversations. Amazing…
@serg320
@serg320 Жыл бұрын
@@TheOne-vf2yw combining accounts has nothing to do w/ trust. Discipline is individual not team oriented, if you cant manage your own money, u definitely not managing a bigger account w/ everyones money
@aboutwhat1930
@aboutwhat1930 Жыл бұрын
So here's the backup plan: comingle funds within the marriage. Keep the pre-marriage assets entirely separate. The only exception is if the home you live in predates the marriage, in which case you should have had a conversation about it pre-marriage to decide how to divide that expense. Or rent it or sell it or run it separately with your pre-marriage funds.
@mxerb5912
@mxerb5912 Жыл бұрын
2 mins in and had to close the video
@justinacase2623
@justinacase2623 Жыл бұрын
Whiplash?
@KH9th
@KH9th Жыл бұрын
What happened to the "beans and rice. Rice and beans" Dave?!
@TheLovely990
@TheLovely990 Жыл бұрын
Why do people get married before getting their finances in order? Sounds like this marriage is in trouble.🤔
@tyronmegawatts6580
@tyronmegawatts6580 Жыл бұрын
She's the problem.
@cmoneymadhops
@cmoneymadhops Жыл бұрын
Lots of assumptions about the husband in this clip
@cmoneymadhops
@cmoneymadhops Жыл бұрын
@@TheAck201 lol it's like watching Maury
@ZH3834395
@ZH3834395 Жыл бұрын
Is always has separated financial accounts between spouse!
@cato451
@cato451 Жыл бұрын
Hi Dave. Question: why is Megan Rapinoe paid so much?
@TharsanJeyachandran
@TharsanJeyachandran Жыл бұрын
lit ep
@SwayzeeSoul
@SwayzeeSoul Жыл бұрын
He doesn’t want to split finances because she spends too much money. The husband didn’t want to participate either. That’s why he doesn’t want to combine finances. I call bs on this one.
@robloxvids2233
@robloxvids2233 Жыл бұрын
So "Doctor" John basically wants her to put an ultimatum to her husband over this? Lol. Yeah that's healthy. "Join me in my mess of a business or we're divorcing!" LOLLLLLLLLLL Jesus would love that.
@flashthecorgi2053
@flashthecorgi2053 Жыл бұрын
Did you miss the fact that Delony said several times “I’m not recommending you run to divorce court” shows you listened well dude 🙄
@robloxvids2233
@robloxvids2233 Жыл бұрын
@flashthecorgi2053 I did notice, he said it after he told her to lay down an ultimatum. Like he realized too late that he messed up. He needs a better filter between his brain and mouth. There is no way this ultimatum is inline with the teachings of Jesus Christ of Nazareth.
@flashthecorgi2053
@flashthecorgi2053 Жыл бұрын
@@robloxvids2233 ultimatums don’t always have to end in divorce! Don’t just assume that!
@begsbegsbegs
@begsbegsbegs Жыл бұрын
BEEP! in the background
@Mavryck_Tha_Myghty
@Mavryck_Tha_Myghty Жыл бұрын
This was the episode I relented. John does actually know what he’s talking about. Bravo, sir. May have to wear a tin foil hat if I ever have the pleasure of meeting you.
@MrTmenzo
@MrTmenzo Жыл бұрын
How convenient she wants to combine finances when she went back to baby step 2 lol
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