I started late, missed compounding, Can I still retire?

[@mrshetty2019]

Good morning Sir, I love the fact you wake up so early in the morning. And your videos are a great guidance to our generation. Thank you nd I am glad I came across your channel.

[@SUBRAMONEYPV]

Good morning!

[@TheSurgeonDoc]

Hi sir, I'm final year mbbs student. Soon after my final proff exam I'll buy your book. One day I'll meet you soon. I have to become financially independent as soon as possible. This is my near future goal

[@SUBRAMONEYPV]

all the best...ask your college to buy a copy for the Library...

[@manjulahiremath2677]

@@SUBRAMONEYPV sir same here... Final year mbbs with exams to come in March 2021... Ur videos are very informative sir.. tysm

[@sumitdey9742]

@@SUBRAMONEYPV à

[@arnabbhattacharya6579]

@@SUBRAMONEYPV great suggestion

[@PraveenKumarDodla]

@@SUBRAMONEYPV Such a wonderful suggestion, sir. Every college library should have a copy of your books. Personal Finance is something not taught in any school or college. For that matter, even an MBA in Finance will be lacking that knowledge.

[@mahendrakumaroli2559]

Early financial freedom should be goal as I think early retirement is a curse. After reaching early financial freedom one should pursue what one like to do. To keep mind active one should earn as long as one can even if he donates large chunk of it for charity or spends for luxury after getting financial freedom.

[@sanjitpaul6641]

Thanks Subra Sir , for this quality contents .

[@vbnandu867]

This was a good video for all the fearful

[@senthilkumar7287]

Very informative video, THANK YOU SIR

[@iamAK47]

A very well explained video sir, please make some more like this with some practical examples🙏🙏

[@reviewlifesciences]

My greetings sir.... 27yr Should i really believe in index investing? By the way i have started investing a year ago. Will be thankful for your supportive answer.

[@Dinesh-g9r9y]

I think Subra sir has a net worth of around 50-80 crores!!! I estimating this because of his vast knowledge about financial behaviour…

[@SkiNett]

I think everyone does retire eventually when they die, so the answer is simple, no matter someone starts early or late, misses compounding or not, everyone does retire !

[@nirajkantsinha]

Good Morning I ordered your book from amazon and looking forward to read. I have a question how do I get notified or find out when you will be having training in Hyderabad.

[@SUBRAMONEYPV]

i WILL post it on my blog for sure www.subramoney.com

[@nirajkantsinha]

@@SUBRAMONEYPV thank you for replying back I got really interested and trying to incorporate all the teachings in my lifestyle.

[@AlwaysSuneel]

Sir for compounding investment sip in stocks vs sip in index fund. Which is best ?

[@prakashraghunathan2685]

Good morning sir

[@prakashraghunathan2685]

Even if you earn 1 lac moth the amount of effort you put on job is big .it depends on our health,all the wealth will go for health.provided your company provides pension and health cover for your family.it more depends on discipline.we dont know what is bestowed on us..We need to take health cover for self and spouse.

[@alokmaheshwari9878]

Expenditure that gives u happiness .say 4/5 percent of ur earning . Dande ke jor se sarkaar 30/35 percent earning pe hee le leti hai. Blowing money I don't mean but one must live comfortably . We try to control situation but one incident in life changes 180 degrees . I suppose life comfortably ,live also before u retire must be key. All in good spirit..

[@RAVISONI-yi5rk]

Sir why don't you suggest him to buy equity shares of BlueChip companies when markets are at lower levels.

[@manjulahiremath2677]

@SUBRAMONEY P V SUBRAMANYAM sir same here... Final year mbbs with exams to come in March 2021... Ur videos are very informative sir.. tysm

[@casadeship1315]

Hello sir, a great fan of your knowledge, how can I contact you for my personal finance advice ? Please respond as per your convinience, thanks in advance !

[@datta6159]

Sir I am also started late now I am 35 just 6month ago I started SIP...Can It possible to accumlate good corpus...

[@satishchandrabhatt282]

Good morning sir Please Explain in Hindi also so more people enderstend Very well please Thing about that

[@sujoysarkar5406]

Is there any compounding in case of mutual fund?? I have doubts.

[@1402ram]

No...it’s just buying price vs selling price

[@sujoysarkar5406]

@@1402ram : Yes true, they just fool people. After few years nobody will invest in MF. The game is such that u have to purchase more and more units in lower price to average ur NAV and if ur fund luckily performs u will get capital appreciation otherwise "ghanta". But fund managers and the assets management company will earn millions from ur hard earnings.

[@santunubhaduri5353]

@@sujoysarkar5406 well said..thats why I have redeemed all my mutual fund units as I started seeing profits after the market crash due to covid....and the market is surging and getting more and more expensive..so will wait ...

[@sujoysarkar5406]

@@santunubhaduri5353 : Yes common people must understand that no financial products have been designed to make someone rich except the financial company. U can't become rich by investing Rs.100 or 500 in mutual funds. It's a myth. People not yet understand mutual funds. Slowly they will understand and look for alternatives .

[@pran10000]

@@sujoysarkar5406 what alternatives? Direct equity is also the same..with more risk. Real estate is a headache with poor XIRR. Gold is safe but terribly volatile..

[@rehanalam8532]

Sir video ko handi mahi bano sab ko samjhe mahi aa jaye

[@alokmaheshwari9878]

Sir most of your advices r good but r we born with aim of living life or retiring ?. Normal expectancy of life in india will be just touching 70 ( 69.7) .than why expect to live till 90 though u can add 5/7 years more to national standard. . U r working & paying lot of income tax 30 percent govt may levy more taxes as per its will. Hiking incometax, surcharges in electricity bills, house taxes .whenever it wants to raise petrol / diesel charges etc. You r slogging payings ,raising ur familnd x e.

[@dineshjakhar3879]

Good morning sir