I Will Teach You To Be Rich in 10 Minutes

In 10 Minutes, I’ll teach you how to be rich regardless of where you came from or your income, and it’s easier than you think.
Get the first chapter of my book, "I Will Teach You To Be Rich" for free: iwt.com/chapter1-youtube
Ramit Sethi is the host of Netflix's "How To Get Rich" and New York Times bestselling author of "I Will Teach You To Be Rich"
Find Ramit on Instagram: / ramit

[@AmyAnnetteHenion]

My micro-apartment and 20-year-old Honda are key players in my rich life. Because I save on housing and auto maintenance, I can better afford to invest, travel, spend time with friends and family, see lots of live theatre, and buy books and quality wardrobe pieces. Thank you, Ramit, for the priceless insights!

[@ramitsethi]

Outstanding

[@katelynejmont7887]

Money give freedom

[@EuniceGachoka]

Hi​@@ramitsethi

[@bgreg6069]

Did not know that by yourself….?

[@JOESUBA122]

👌🏿👌🏿

[@patricia7018c]

1. Use your money to live your rich life 2. Spend extravantly in the things you love...cut costs mercilessly on the things you dont 3. There is limitis in what you can cut.. but no limit in what you can earn (raise your income to save and get out of debt) 4.make simple long term investments 5. Focus on the big wins.. not in the small costs/spend Automatize your savings

[@Tata-by2ek]

Everyone should trust a random guy on the Internet.. 😂​@@Harrywhite454

[@puntrikblessed5328]

Thank you

[@patricia7018c]

@@puntrikblessed5328 👍🏻

[@cheesecake-vb5st]

Did you become rich after utilizing his tips? Do you know of anyone who did?

[@jenlollygag6815]

Love the book!!!!!! Started applying the principles a few months ago and now I have a high paying job, a money market fund, I travel more often, and most importantly, I AM NOT AFRAID TO SPEND MONEY. What a beautiful philosophy to live by ❤️

[@ramitsethi]

Thrilled to hear it!! Thank you for reading

[@lowlowseesee]

Same. Things are great now

[@ahmedhammam]

​@@ramitsethiI'll read the book, I've heard and listened to many who sumarize that book (I will teach you to be rich) I'm impressed 👍

[@michelledavies7634]

Basically use your opportunity well and place yourself in a position to find more opportunities, when you can save and reinvest your savings, you can’t entirely save yourself out of troubles. Find a profitable way to invest such as the stock market and if you are not sure about your choices find a well versed FA to work for you. Kudos.

[@clairehunter6389]

I Invest in low-cost index funds or ETFs that track broad market indices, such as the S&P 500. These funds offer diversification across a wide range of stocks and can be a more passive, low-maintenance investment option. They are suitable for investors who prefer a hands-off approach and want exposure to the overall market.

[@michelledavies7634]

I try to consider a mix of bonds and fixed-income securities to provide stability to my portfolio but i need solid advise.

[@AnaMaria-qz6lv]

It's not unusual to seek help when unsure of certain decisions, Susan Kay Mack is my FA, feel free to look her up, cheers.

[@brandonutah9977]

Since risk is at an all-time high right now, perhaps you should be a little more patient but remember the bigger the risk the bigger the results.

[@michelle-rose]

1:52 "Money allows you to live a rich life today and a richer life tomorrow" that's it right there for me 💯 reasons I'm heavy on passive income. My investments grow me passive income so I can have the freedom to live for now and tomorrow. Self- improvement resonates 100% too

[@ritadavou1388]

I just learned something new. My Co worker was maxing out on 401k contributions but never got to use it, she died and that made me stop my contribution too. I think I have to change that and look at investing differently this time. How did you grow passive income from investing?

[@michelle-rose]

So sorry about your friend. Diversifying will do you great numbers. I think you should still make a percentage contribution to your 401k and have other high yield portfolios. But I'm no expert, I have a consultant take me through and it's been a good run

[@thomasoliver555]

Self- improvement learn new skills, upscale your values. Let the employee see your new value input.

[@ritadavou1388]

Thanks. Any leads to an expert I can follow?

[@michelle-rose]

@@thomasoliver555 yeah self improvement is the number one things acquire new skills, read books and a lot more to self improvement

[@DekeRadio]

I ordered the book a few months ago. I'm in my mid 50s, and almost returned it because I kept reading reviews that stated things like "meant for millennials" or "younger audience". I got the book, and even began the return process online. Then, I started reading it... WOW. I devoured the book. I got out a highlighter and began marking for reference things I wanted to come back to later. I have already gifted this book to two people in my life who are beginning their journey as adults, and I plan to gift it to others, as well. It's such an easy and digestible read, and I wish I had something like this available to me 30+ years ago. Thank you for writing this, and for anyone reading this comment that is on the fence about buying the book : DO IT. Especially if you are younger and don't know where to start your financial journey. Don't just read the book, apply it. Knowledge without action is just trash. Time is your greatest asset, but it can also become your greatest enemy if you don't manage it well. I promise you that fifty-something you will thank younger you for doing so.

[@ramitsethi]

I'm so glad you read it and applied it! Thanks for your comment

[@AliPi7]

Would you say it’s an easy read to a 13 and a 16 year old? Would love to get my kids started early on money matters.

[@DekeRadio]

@@AliPi7 It would depend on their concept of money, debt, wealth building, etc. I know that, for me at that age, I couldn't have absorbed it the way I would later be able to absorb this kind of knowledge. I certainly wouldn't discourage you from getting them a copy. I view financial books as textbooks, and I treat them as such. You know your kids best, so maybe you can frame the gift to them in such a way that they will be the most receptive to it. I wish you the best on this!

[@ewelinabialek827]

My bf gave it to his 16 year old done so yes, it's never too early to start. Plants the seed even if they just read a portion of it at different times@@AliPi7

[@ramitsethi]

I love this comment. Thank you. I'm so glad you read it.

[@dawnkoplitz1825]

Ramit, please have a human caption all your videos. Auto captions don’t punctuate or capitalize. It’s one continuous sentence 😢. People that have hearing loss, English isn’t their first language, or have auditory processing disorders rely on captions to understand. Many of those people are the ones that need the financial education the most. They can’t overhear what is said around them, so they can’t learn about it that way. They must be purposeful about learning. Please help them learn this information too. Thanks

[@ramitsethi]

This is a good idea. I will speak to my team! Thanks for suggesting this.

[@dima6488]

Bless you for raising awareness to this very important topic

[@charletfoster8917]

Driving a 2005 car but living your Best life🙌🏿🙌🏿🙌🏿🙌🏿🙌🏿

[@lowlowseesee]

I don’t even own one and I’m doing better emotionally, creatively and financially than most folks.

[@nicolevelez8669]

thank you for giving me a better perspective on money!

[@lydiapatelll]

“Nobody wants to sit around playing on excel” I feel seen and attacked at the same time 😂❤

[@lowlowseesee]

Lolol

[@chrism9037]

"Disabling your oven light to save $.11 a year" I literally laughed out loud at that statement

[@charlesg7926]

The REAL way Indians and Jewish people get rich: By not paying their contractor, and finding excuses to say you’re “not happy with the work” even when it looks perfect

[@charlesg7926]

In other words… being total thieving scamming selfish scumbags

[@LisetteZ3]

Me too! Because those are exactly the type of suggestions frugality bloggers and vlogger come up with! Make your own soap, toothepaste, etc.

[@barkallahomar7316]

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[@Hamptondan1515]

Pennies make dollars.

[@khensley7057]

Ive been conscious spending for years. I travel well and sometimes spend more on luxury clothing but not much on other areas. Allows me to save tons and reach financial goals. 💯 i agree with all points mentioned on video 💯

[@kingdomross8974]

In order to become rich at a young age, you need to work hard, be smart, look in the right place, and knowing that certain places that your looking at, aka a business or stock, that will go up. Also, knowing what stock will go down, and you buy it for a discount and sell it when it gets up. It's a combination of those things, or it could just be work hard, be smart, and get a business or get into real estate. Also, the majority of us are not going to be rich like owning a big mansion with a lot of nice cars, but we can become financially free by getting out of consumers' debt, and buying things you can afford with your income. Saving for retirement.

[@onecompass7290]

Agreed....retired, sold house & held the 10 year mortgage note so I'm the bank now earning interest, paid cash & moved into a small 'tiny house' aka mobile home in a retirement community in Az....$3500/year lot rent includes all park maintenance, water, trash, pool/hot tub, mail services, & more. I go out to eat every day and no longer cook or waste money on groceries. So much freedom it's unimaginable. No taxes, no mortgage, no gutters, no problems. Shoulda done it YEARS ago.

[@EmpressQueenB]

Well deserved. Congratulations!!

[@cheesecake-vb5st]

What do you mean by sold house & held the 10 year mortgage note?

[@Rafaelldiassrf17]

Estou assistindo a serie na Netflix é sensacional, eu me identifico muito com você, gosto desses assuntos.

[@willian_rodrigues]

Para brasileiros e falantes em português: 1. Use seu dinheiro para viver sua vida 2. Gaste extravagantemente nas coisas que você ama... cortar custos impiedosamente nas coisas que você não faz 3. Há limites no que você pode cortar, mas sem limite no que você pode ganhar (aumentar sua renda para economizar e sair das dívidas) 4.Faça investimentos simples de longo prazo 5. Concentre-se nas grandes vitórias, não nos pequenos gastos Automatize suas economias. (organize de forma que você não precise vigiar o tempo todo)

[@wendykornfein3337]

You have helped me today.

[@jowurani]

Thank you very for all these tips, its very much practical and helpful.

[@aas55]

Man as a child of Indian immigrants like you, the “no appetizers” hit home. Mom and dad also didn’t let us order drinks (why spend $2 on a cup of soda when you can get a 2L bottle for $1 at the store), but they did teach me some good money practices. Now my kids can order what they want. Thanks mom and dad!

[@anotchhigherliving]

Thank you for sharing this message 🎉

[@ankh111]

Well Done Ramit & Keep Up The Great Work :👍

[@annawong5027]

I've always had the lifestyle of conscious spending but didn't know the term. I will buy £6 shoes (UK here) but would happily spend thousands on traveling to places like Japan and Jordan 'my rich life.' This has helped me save/invest more than £170,000. Thank you for the wonderful content! Love the advice

[@jumhed994]

I bought £12 trainers and ended up with peroneal tendonitis ☹️ Now I know that we humans need; A good mattress. A good chair. Good shoes. Health is wealth

[@funmiogunlana2316]

Hi, I live in the UK, can I ask what you invest in, I am trying to start investing and need pointers please

[@user-hw8hj7fu9j]

"Think about your rich life and be very specific" "what do i want to do with my life?" "cut costs on the things you don't love" Ah... this is just the law of attraction and the mirror principal... he's talking about spiritual and metaphysical teachings

[@stacy-annmorgan6685]

Love what you said in the first 2 minutes. Don’t need to wait till I’m 50 ton enjoy my money. I’m enjoying it now. Just have a balance. Pay urself first and spend some. If I don’t spend I overspend. So I need to spend. U speak my language. Also leaving it up to may not live to use it. Use some save some.

[@BabsLead]

I just got the book 3 days ago and I must say it's one of the best books I have seen over the years. I can't wait to devour more of it.

[@TheRailwayDrone]

I have never read a book as quickly as I did this one. I cannot believe how easily you were able to explain these things. It has taught me so much in a relative short period. I know now what I need to do to tackle all the debt I have and start investing aggressively. I just opened up my first account with Vanguard! I hope to post an update a year from now that has better news than what I have now. Thanks Ramit!

[@excitedaboutlearning1639]

Definitely write an update, preferably also below this comment. It's always wonderful to hear people's success stories!

[@LifeWithLou85]

I opened an account with Marcus by Goldman & Sachs. His book saved my finances.

[@anupamar426]

I brought both the book and the journal. The journal is just beautiful (cover design), and I do the journal exercises most evenings. Now I get my ice coffee with no guilt while working towards bigger goals. Thank you Ramit Sethi.

[@ramitsethi]

Awesome!

[@aygunvarol]

5:36'da kaldım. Thanks Ramit 🌟

[@head8nana]

Bought 3 on Amazon for Christmas gifts!! ❤

[@supalpatel6649]

Thank you 🙏🏽

[@MrNicoJac]

I've been subbed for quite a few months now, but just never got round to watching the longer videos. This brief summary was _insanely_ helpful to me ^^ Thanks for making your work more accessible! Now that I sorta have an overview, it becomes much easier to dive into the details (and one day buy, read, and implement your book)

[@newhappytravels8007]

Hii Ramit from India Your book is fantastic I bought several copies of it and gifted to my all relatives . I will be very grateful to you if you share your more reading list with us

[@chowdhuryk]

He isn't Indian though?

[@mrrscta]

This is a fantastic lesson to us

[@jonathanhernandez-zc7ph]

I just bought this book today , my very first book to gain knowledge on setting myself for financial success 🤓🤙🏻.

[@moiburhussain896]

Alhamdulillah❤

[@khoanguyen62195]

I'm not sure that after you buy this book, you will be rich or not but there's one thing for sure that you will make this guy richer by the time you buy his book 😂

[@ramitsethi]

Yes, I'll make about $1 and you'll likely make $500,000 to $3 million in additional money

[@danimcardoso530]

You can borrow the book from your library for $0.

[@ugdickson]

And 1mill copies gets u 1 mill usd .and its great cos youve worked so hard for it😅​@@ramitsethi

[@stephanieedwards5179]

I love your content very much! Thank you 🙏

[@GabyT]

you have been of great help thank you soo much

[@SomethingNewAMBW]

i just purchased the book today(can't wait for it to get here tomorrow), and finally opened up a CD account (one of the few accounts I will invest in, can't wait until i make my first purchase of a stock). My goal is to finally start taking steps AND actions to better my finances situation and begin living a soft life

[@lowlowseesee]

Congrats! This is very exciting

[@slayiya4745]

Great message

[@janromulopalattao1037]

Literally helps me changed my mind set when it comes to spending my hard earned money. I have a full time job and side hustle now I have less stress paying my bills because I manage my financial way better than before. Thanks ramit!

[@lowlowseesee]

Congrats !! And same lol

[@tobiasrekker5376]

I have your book on my shelves, but after watching your video, I am going to read and study and act on it. I am also going to watch your program on Netflix. Well done.

[@sasha-kaykenton3690]

I will not only buy your book but I will buy it for friends and family! My friend recently shared your video with me and told me that you are pretty preaching like I do! I just say I watched the video and felt like crying😭😂. For years I have been trying to explain what you are saying here to frens and colleagues and I felt misunderstood… I’m so happy to find someone that is saying exactly what I’ve been preaching !

[@ramitsethi]

Please do! And thank you.

[@vantastigo]

Own nothing. Minimalist. Invest your money. You are rich !

[@AzmahNishum-su5su]

9:08 that is one of the best only that can change confused people 😊

[@DELTA704]

You should want to forget about your investments and once you have is when you're investing correctly

[@daron8982]

thanks for the advise

[@Basics-HQ]

1. Use your money to live your rich life 2. Spend extravantly in the things you love...cut costs mercilessly on the things you dont 3. There is limitis in what you can cut.. but no limit in what you can earn (raise your income to save and get out of debt) 4.make simple long term investments 5. Focus on the big wins.. not in the small costs/spend Automatize your savings💥💥💥💥💥💥💥💥

[@zerotodeal]

The health and continued education in real estate and self development

[@kyracl7318]

Great video! Thank you

[@dr.zinebberkani5449]

Bonjour Ce livre est-il traduit en français ? Comment l'acquerir ? Merci

[@adjoviotchakpa2850]

I juste want to take a minute to say “thank you” for helping me. Your book has helped me so much. I stopped leaving paycheck to paycheck and now I can see my money on my account until the next paycheck🥰

[@ramitsethi]

Great job!

[@SomethingNewAMBW]

working on this currently, wish me luck

[@daveo9844]

The CSP freed my mind and now I actually enjoy spending money. Thanks 🙏

[@head8nana]

Same

[@lazitazen6882]

Thank you ❤ really appreciate this video ❤

[@francescaruggiero7673]

Quando ci sarà in italiano il tuo libro??

[@aif1502]

I found this book 5 years ago. it is one of the very few out all personal finance book I’ve read that actually get me started, build an effective automated personal finance system and gives me hope that manage my money is doable. Thank you Ramit. I hope others find this book.

[@ramitsethi]

Thank you!

[@tripudium17]

Love the idea of conscious spending, I am working getting rid of my scarcity mindset The example of asparagus made me laugh. Asparagus isn't cheap where I live. 😂

[@JcDaGoat]

great video

[@jeanjohnson6443]

I bought the book for my daughter! I don't want my kids to have the struggles I have had. I am 65 and wish I would have had a handbook. Also, increasing income is needed.

[@mountaintopwealth]

I’ve purchased this book for several of my clients this year and I also sent them the Netflix show.

[@lowlowseesee]

Thank you . I have several friends already making changes lol

[@MountainofInspiration]

"There's a limit to how much you can cut but no limits to how much you can earn." Gold.

[@seanmcgory4172]

This book changed my life. I don't do everything perfect but I follow most of it. This should be mandatory HS curriculum.

[@azizurrahman1091]

Amazing thanks ramith brilliant as always! No nonsense approach to personal finance 😊

[@GXKid06]

Im 22 and i bought a new tesla in cash but i have never even tried coffee or alcohol and i only buy clothes when its necessary and I love shopping clearance deals when i have to buy something. Having a nice car and a home someday are the only important things to me at the moment.

[@aninsidestory]

Thank you Ramit for making financial education accessible. As a coach I love your KZbin show and recommend it to young couples. Your work helps to fill a huge gap in the public education system. ❤🌟💜

[@balmeshji]

This is some great stuff 😊

[@sirdavidalot]

You will be this generation’s Dave Ramsey

[@osamedeuzzi3978]

Don't compare him to Dave. This Is disrespectful.

[@StaceyABerger]

This is amazing and it's all so much easier than you think it is!

[@chezbut]

I feel like the 05 accord has a negative ROI vs a 2023 Camry hybrid, at some point.

[@Investidorazul]

Ótimo vídeo, pois, uma parte me lembro da passagem do Warren Buffett que diz o seguinte: “Seja ganancioso quando os outros estão com medo e tenha medo quando os outros estão gananciosos”.

[@CT-O]

Bro, asparagus is expensive lol

[@lowlowseesee]

Lololol zing

[@WhatToSellOnAmazon]

This is a good video. I was so focused on it I missed my exit on the interstate!

[@rydunning]

Hopefully you were only listening and not watching! 😅

[@mikealjennings1712]

AThis is so refreshing! So sick of the same ol "invest in stocks and you'll be a millionaire at the age of 70, don't buy fast food, eat at home". I do invest and I'm not a big spender and I budget already.

[@PhilipBarrett1]

Ramit, there are a handful of things we disagree on, however I appreciate your videos and content, because I know sometimes what I disagree with is exactly what I need. This video, however, I give a 100%. Very solid advice. I’m guilty of focusing on the minutia- and need to focus on the big wins. Thanks for your perspective- as always!

[@SiddharthaRay007]

Fastest way to become rich is to teach other people 'how to become rich'

[@ramitsethi]

If it's so easy, why haven't you done it?

[@sudeeep1]

Appreciate your articulation and insights, @ramit. and Completely agree! I believe that in today's society, the pressure to buy a house (with a mortgage), a car, etc., due to societal expectations, contributes significantly to stress. any comments or advices for people in their mid age?

[@AR-ln7ln]

Many of us are already behind on long term investing. Investing 25 years ago was not as easy or cheap as it is now. My underage kids would not be into it until they are in their mid 20s if not 30s. I decided to do it for them now because time is money. They would not get to go back to 2023, just like I can't go back to 1997.

[@ROI-Media]

🎯 Key Takeaways for quick navigation: 00:41 *🌟 Understand your "rich life" and let money work for you.* 02:46 *💸 Spend on what you love, cut costs on what you don't.* 05:08 *📈 There's a limit to cutting expenses, but not to earning potential.* 07:40 *💰 Simple, long-term investing is effective for building wealth.* 09:18 *🏆 Focus on significant financial wins, not minor expenses.* Made with HARPA AI

[@positivethinkertube8179]

Can’t wait to read the book. However, what do you suggest for people so old (52) like me who don’t have nothing Ramit?? So terrified I wish I got you years back. I am a fan of you watched your Netflix show everything and KZbin videos. Great job!!

[@user-mw6ns7jz6g]

Which is the first self help book you've read in your life

[@rockersamurai]

Ramit, this and the one about housing are exactly the kinds of videos that were missing from your channel. they are such great content to easily share and refer back to again and again. thx again.

[@ramitsethi]

Thank you! Stay tuned

[@hollyhartman8112]

I just bought copies for all my friends and family so we can all get rich together! This book is great 🎉❤ thank you, love this book!!

[@ramitsethi]

Thank you!

[@MountainofInspiration]

Change how you feel about money. Totally agree with you. It's important to understand the psychology of money in order to truly enjoy life

[@heckyesitsjess84]

That first book changed my life! I recommend it to all. ❤

[@danishofficial9529]

Which country you are from ?

[@heckyesitsjess84]

@@danishofficial9529 US

[@jasontryon1315]

I like the way you talk I would like to talk to you this is very interesting

[@LuckieStripes]

The appetizers part really hit me hard cause I can relate so much to it 😂 I’ve never had the luxury to get appetizers with my meals from restaurants lol

[@learnsomethingneweveryday1539]

Which category does being excited to put an extra £100 towards S&P 500 investment account. *Personal development?

[@user-sj6tn7nw6b]

LOVE YOUR IDEAS AND PHILOSOPHY!!!!

[@ramitsethi]

Thanks so much!

[@Moraima2009]

Thanks for your teachings. I had been living my rich life since I started my family. I do kot spend a penny i jeas as you said...but I do spend money in vacation frequently and now hubby and I retire than we travel.even more

[@ashwinaditi1039]

L’AURA GRACE ABELS’.

[@ashwinaditi1039]

Get in touch with her , she has a web presence

[@TopRitmos]

Good!

[@naomidga]

❤🙏🏾

[@excitedaboutlearning1639]

It's a great video. I've got a pet peeve though. For some reason, your mouth seems to be out of synch with your voice by less than a second -- maybe half a second, especially at halfway through the video.

[@Historyteacheraz]

Great book! A Teenager’s Guide on how to Invest Like Warren Buffett and Charlie Munger is a great investing book for teens.

[@mishellnaranjo4019]

Was raised on the tight wad gazette.. now I live my rich life in the Malibu of Ecuador 🎉

[@mjjanni5605]

Sir can promote you videos on various platforms ❤

[@mohammedrashid2906]

Thank

[@vinylninja]

My man - thank you for helping us achieve our rich life! Forever grateful to you :)

[@magicpipe5457]

It all comes down to the "earn more" step. I m stuck here and without this step I cant move to the others. Asking for high salary rarely works in Portugal. The problem is that when you choose a company to work you dont know if the boss is willing to pay a high salary in the future. So you wait...1...2..3 years. Then you ask for a deserved raise and the boss simply says no. Bosses prefer to pay 4x minimum salaries to 4 newbies than 1x high salary to 1 competent worker (even if the 4 newbies cost more to the company). Then you may change to a different company. 3 more years to gain some experience and to show that you are a competent person...then you ask for a higher salary and the boss gives you like 50 euros...lol. In the meanwhile 6 years have passed and you still have an average salary (maybe 300 or 400 euros above, doesnt make a big difference). If you go for the side business idea, the amount of taxes is so huge that you re lucky if you get any profit at the end of the month. If you re not rich in the first place (or at least have someone to support you financially), you will need years and years of hard work to create a high profitable company. In addition, to give the example of Portugal, currently the rent of a modest house is basically the same as the minimum salary. If you earn twice that amount (my case) you have to pay higher taxes and have less access to social benefits/aids. So in reality, even with a college degree and some years of experience, you will be earning about 20% more than the guy who sweeps the floor of the company. I managed to save some money in the last years to make a downpayment for an house but since my salary will barely cover the fixed costs I m thinking on investing my money. PLEASE, anyone knows where can I invest to make about 10x the investment within 1-2 years??? Any book for short/medium term investments?

[@arnavwheeler]

I haven't read your book... but I think after this video I'll go and read it ❤

[@sf3413]

I'm an at home mom, having homeschooled the kids. They are all in college now, and I've loved the choices we made for our family. Now, I'm playing this little credit card churning and discounted gift card searching game for things we're going to spend money on anyway. It's really fun for me, but if that's the kind of thing I have fun with, is there a way to make that an income? Right now, it's simply cost savings. I am joyfully open to ideas!

[@nestorarellano9597]

I saw your book in the shelf of one of my richest customer and looked a simple book but the fact this guy owned this book i said it may be a good book to invest on. But the best take it was the fact that most people don't think what it means to them to be rich?