IDFC First Bank Credit Card Full Review || Best IDFC Credit Card?

[@anindyachatterjee4765]

The best part of IDFC credit card is if you forget to pay bill on time then initially only 9% charge will be there where as in HDFC / ICICI it is 36%. This is the reason the do not offer credit cards to all . They give credit cards to selective people in selective localities.

[@Littleprincess-s5p]

point to be noted about "reward redeemation charge"

[@VibhavBilgoji]

Yeah, Rs.99

[@mohitjaiswal183]

@@VibhavBilgoji Rs. 99 + GST

[@puttamanikanta2535]

Rewards have no expiry so use reward points in bulk

[@sandipmira]

99+ 18% gst=118

[@neerajpandey8155]

I got IDFC Select card. Just applied online and got IDFC Millenia pre-approved. Didn't want it, so canceled the process in between. Next day, I received call from IDFC Customer Care and they queried the same. I replied that I want IDFC Wealth only. They declined and offered me IDFC Select if I give 3 months of income statement. I accepted the offer and got the card within a day.

[@aditheorigin4926]

Any criteria for Wealth?

[@neerajpandey8155]

@@aditheorigin4926 Don't have much idea but they won't be giving Wealth card stright to you. You will be needing - 1. Savings A/c there with good balanace. 2. Use already approved card for some time and make payments on time. 3. Then keep requesting them every 6 months for card upgrade. When they believe that they can give it to you, they will. But till then try to get the Select card. It is a great card as well.

[@saisiddardha4033]

​@@aditheorigin4926 36 lpa

[@ayush7752]

​@@neerajpandey8155 does the bank do physical address verification?

[@ayush7752]

​@@neerajpandey8155does the bank do physical address verification also ?

[@mathswallahsanjaysir]

IDFC Credit Card is serviceable only in limited PIN Codes. This is the major con. Max amount Big B se advertise karne me hi spend Kar diya hai, branches open karne me nahi.

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@lonewarrior8245]

Branch h. Except tier 1 cities they are not giving without FD. I have a branch near home still not giving unsecured only secured. Why I will make FD when I already have 3 cards 2.9 lakh limit combined

[@vijaybishtindo]

Right bilkul sahi kaha aap dono ne

[@manojdogra2546]

Thanks you for your revert guys it make sense... Just an publicity stunt to promote card..

[@rohitshetty7330]

Very detailed information ❤❤😊😊 thanks

[@himanshugupta6113]

Idfc first wealth credit eligibility is for individuals with 36 lakh rupees annual income or more . So not for everyone

[@ritvikm777]

Your details are so crisp and clear. Just subscribed to your channel. Thank you for so much informative content

[@nagarajuch5909]

Super and crisp explanation🎉🎉🎉

[@gauravsharma-be4mq]

I don't care about credit cards I am here to compliment your beauty

[@imtijamir1560]

Randwagiri

[@hashash]

You must have an Annual Income of: ₹3 lacs or more for FIRST Classic & Millennia ₹12 lacs or more for FIRST Select ₹36 lacs or more for FIRST Wealth

[@aakashverma8163]

Is this Annual income limit Pre-tax or Post-tax??? Kindly help.

[@hashash]

@@aakashverma8163 not sure about that. these figures are mentioned on their website

[@aditheorigin4926]

@@hashash Also if you are making a lot of investments then in-hand salary will come low. ITR may be a better option.

[@deepanshurao426]

1 week ago, i apply for idfc wow card and i get 2000 Rupees FD option minimum

[@ashishbansod5485]

You Are My Favourite KZbinr 💙❤️🙌😍

[@bekifaayati]

😍😊🙌

[@4allbaral]

I am using First Wealth card & happy using this card

[@arijitRC473]

what's your annual income?

[@krn1010]

I already choose Wealth card to apply, but I think IDFC Select me railway laonge milta he, jo IDFC Wealth me nahi milta.

[@raveeshkumar2373]

Mam could you please share the chart....b'coz it is not visible in video clearly

[@RajAvishekProduction]

Aagar credit card use kam karu to kya charge lagega?

[@mirabu4824]

No

[@sibarampatra9512]

Kuch nahi lagega

[@nihalgupta2723]

Road side assistance is best feature which is not mentioned.

[@rajshah2116]

Hello sir I need your help regarding my father credit card Actually papa ke credit card par fraud huva hai 20k ka OTP se Monday aur uski complain Kiya hai cyber aur police me par abhi unke phone me alag alag OTP aarahe hai WhatsApp, Facebook, cread asi apps ke liye to Esme kya kare vo puchna tha... So can you please suggest something about this and also thst do hdfc bank can reverse the transaction made ??

[@Hawabodol1]

Mam Mera idfc bank me account nahi he.... Agar me credit card lu....to bad me. Mera fd ka Paisa wapas to mil jagega na??? Koi ki...mere pas to unka bank ta account hiii nahi hoga😅😅

[@TheEngineerWhoVlogs]

Informative video, but you did not told abput the Interest rates of IDFC First Bank Savings account and also the eligibility criteria for its different credit cards!

[@ynaik]

IDFC WoW CC queries - Is it beneficial for student studying abroad in US, UK or AU? Is it supported with Mobile app to track CC usage & spending? If my FD is ₹25000/- and my CC spend hits 25K upper limit & I do not pay the monthly statement due, does the CC stop issuing further credit? Is the CC protected with Pin/OTP while doing international transaction from outside India? Can this CC be blocked thru mobile app in case I lose it? Will lost card be replaced & delivered to students studying abroad?

[@bharathotwani8229]

Is there any change in Credit card's variant can affect the cibil score? also, what about the credit history? will that continue the old variant's history or would get start as new one?

[@perpetualprosperity2963]

Beauty with Brains 👏👏❤️

[@007ashishpowar]

I have taken IDFC Power Plus credit card for my fuel purchases.

[@honeytyagi4890]

Idfc milenia or classic mai to koi difference hi nhi hai?

[@vibhordube8240]

It's not that straight forward to get a Wealth card. You need to have AMB of 10L for last 3 months or should have a salary of 3L+ to be eligible for Wealth account or credit card.

[@sudhir936]

If you are having a card with 4lac plus limit and its more than 4-5 years old than you can have wealth card

[@debashispattnaik3919]

Aaj card receive hua to aapki video ki notification aayegya ...waaa

[@bekifaayati]

😅

[@supriyochakraborty3355]

Isko CRED app PE register karke UPI chalega kya?

[@SachinRana-001]

No

[@Bhavesh_verma]

Mam ek video ispr bhe bnado ki apko mai apna dost kese bnau ? 👀🤭

[@AmarSaniSarkar]

My Favourite Bank! #IDFC

[@nishadchokshi2064]

I am a regular viewer and subscriber of your all videos I am REQUESTING you to make a video on which credit card is best to pay for LIC premium online. as there are a lot of people who have lic policies it would help all the people and you will be highly helpful to all current and future subscribers. hope you will make a video on it. Thank you for making a good content. waiting for the requested one.

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@sumanagarwal4355]

@@bekifaayati u can use HDFC smart pay

[@saurabhuttam4518]

LIC CREDIT CARD TIE UP WITH AXIS BANK

[@manasvipundir4145]

From 1st may, insurance premium cannot be pay through CC

[@saurabhuttam4518]

@@manasvipundir4145 correction in your statement ....loan taken against the insurance policies can not be paid through CC as CC is also a type of loan.. Premium payment is continuing through CC.

[@fahadmansuri]

Hi. Can you please make a video on Best Forex Card for students going abroad 🙏🏽

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@sohansaha8158]

Hi, What are the charges for International ATM withdrawal charges for Wow Credit Card?

[@vivekd005]

Is there any way to Upgrade IDFC Millenia Credit Card into Select?

[@sagnikdas1962]

No. For my case, I had to cancel old one and reapply for Select after few months...

[@pareshbodani226]

Hi, Bank passbook pe video bnao mera account boi me hai mera old passbook full ho gayi hai maine bank se manga toh 100rs + 18rs GST charges bol rahe hai. maine bola Aisa kyu unhone bola aap upi transaction karte ho isseliya. Then other side SBI bank me Aisa koi charge nahi hai. Then government toh cashless India ko support karti hai toh fir banks kyu nahi. Then passbook toh free hota hai toh ye bank kaisa charge kar rah hai hum bank ke against RBI main complaint kaisa kar sakte hai iss per detail video bnao.

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@bekifaayati]

We will try to cover this in our future videos.

[@sanketnegi1]

idfc private is superb.. You can stay in airports forever and save on rent and utility billls and free food ofcourse. 😎

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@anindyachatterjee4765]

how could you stay in airport forever.

[@abdvsten]

I had applied for an idfc card about 2 years ago. But the application is still pending and I am not able to apply for any new card. What to do?

[@bekifaayati]

Cancel that request and apply for a new one.

[@abdvsten]

@@bekifaayati I am not able to find that request online. I have emailed them to cancel my any prior request but they say they cannot assist me with credit card services due to their internal policies.

[@parmeetsingh3350]

Hlo I'm goverment salaried person. Salaried account in HDFC Income 26000/m No CIBIL history. Kindly give me advice how can I get credit card ASAP.

[@raykk6409]

Card against FD

[@farhanshaikh-tb8ki]

Contact me for SBI CREDIT card

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@anindyachatterjee4765]

you should get hdfc credit card

[@aakashverma8163]

@bekifaayati Is the Income eligibility criteria Pre-tax or Post-tax???

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@aashuchoudhary772]

Madam mere ICICI account porsnal loan car loan bike loan DCEMI or Kai sare Pre approve offar hai lekin credit card offar nhi hai kyonki mere paas ek fd card hai ICICI ka agar me fd card ko band kara doon to kya aa sakta hai credit card ka offar

[@AjayKumar-cg3vc]

I just got message from idfc. Idfc select credit card reward points and benefits degrading from may 1 2024. Kindly make video on it

[@saiprasadganji]

minimum salary 25000 should be inhand or gross ?

[@anindyachatterjee4765]

Rs 25000 per month take home. this is minimum eligibility

[@vermak2117]

Can we have more than one idfc first bank credit cards

[@sumitkasana148]

No

[@ajik9530]

While applying it showed data mismatch with aadhar details for me.

[@kapiljain7596]

I already have idfc first millenia card. Can I have one more variant of idfc card ?

[@mirabu4824]

Wow card

[@dilipbhardwaj5391]

How to upgrade idfc Millinea to select credit card

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@manojsrivastava9126]

What is the rent payment fee in idfc bank card??

[@koushikvss7638]

1% + gst from March 1 2023 onwards.

[@ShortsbyAnurag]

IDFC first bank wow credit card has minimum fd of 2000 not 5000.

[@mirabu4824]

2000

[@milanraval5828]

to use thi card, having bank account in idfc is mandatory??

[@mirabu4824]

No

[@RenuRajput-j1s]

I want to ask something about HR rules nd regulations......agr ap kisi process me new nd business me kmi ki bjh se company aapko after 3months terminate kregi yaa job se kese nikalegi...... please ans this question

[@manojdogra2546]

Once card got rejected, then after how many days we could re-apply again??

[@sudhir936]

I can help in reapplying

[@mirabu4824]

3 to 6months

[@tapankandar6772]

Canara Robeco Emerging Equities-Regular Growth - Growth video please

[@jay77prajapati]

idfc first wealth card eligibility -- Annual income 36 lakh 😆

[@deepaksen3343]

Didi .what about fd based credit cards of idfc

[@Arindam_Biswas]

FD base credit can be opted in any bank like BOB, Union, Canara just open a 30k-50K FD and ask the manager if they can give you a credit card.

[@dhruvbarada2099]

Make video about best debit card

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@De_Anand]

Do not go for these credit cards if you are excited about reward points. if you want to redeem these rewards you must pay 99 rupees plus GST every time. That is not good. it may be a 1 rupee reward point but for that 99+gst will be deducted from your account

[@nononono.]

Forgive for any badness/offense plz 🙏🙏

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@nononono.]

Forgive for any badness/offense plz 🙏🙏 plz 🙏🙏🙏🙏🙏

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@JayPatel-kr3ip]

I have a millennia card how can I get wealth or select a card???

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@SouvyaBusiness]

IDFC SELECT HAVE RAILWAY LOUNGE ACCESS 🙎

[@CrossHair001]

Can you do one for premium cards...

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@inder1982s]

How to get IDFC wealth card?

[@Arjunkumar-iw1vx]

Sir I can help you I am working in idf credit card department

[@aakashverma8163]

@@Arjunkumar-iw1vx I would need your help here. As per other comments, what I observed was, we must have an Annual Income of: ₹3 lacs or more for FIRST Classic & Millennia ₹12 lacs or more for FIRST Select ₹36 lacs or more for FIRST Wealth So, are these income limits Pre-tax or Post-tax? Kindly help!

[@sastry12]

Hlo mam can u plz give the review of the mpokket app 🙏 and if i have a loans and am going to abroad can i pay that loan from there mam ??

[@bekifaayati]

Sure, we will try to cover this in our future videos.

[@Vintageabhi]

IDFC FIRST SELECT card is issued only for people having a net salary of 125000 pm. Just an update

[@sudhir936]

Incorrect it depends on customers profile not on salary

[@anindyachatterjee4765]

No, IDFC FIRST SELECT card is issued only for people having a net salary of 25000 pm and Cibil score above 750. Both of these conditions have to be satisfied. I checked with bank.

[@TheReddy99]

Cbil and Good track Record of customer

[@abhisingh-rs4ot]

they are offering me idfc wow card in Patna, my cibil score is 792.

[@Arjunkumar-iw1vx]

Idfc credit card services is not available in patna pin code i mean not available in Bihar

[@farhanshaikh-tb8ki]

Contact for sbi credit card

[@lonewarrior8245]

Credit card in Bihar 😂😂

[@sujoychoudhury6867]

@@farhanshaikh-tb8ki worst SBI credit card

[@sibarampatra9512]

​@lonewarrior8245😂😂😂

[@srijanhazra4396]

Welcome Kit Unboxing 😎 kzbin.infoYopkLrSl27g?feature=share

[@abdulmateenahmed5634]

Good job

[@bekifaayati]

Thank you 😊🙌

[@22revanth]

Hello, please make a comparison between HDFC Regalia & HDFC Infinia credit cards.

[@anilkumar-mh1go]

ATM WITHDRAWAL MISS HO GAYA

[@shivaad860]

Where is the English subtitles 😭

[@shaonadhikary]

After reward redemption charge added I not using this cards

[@TheReddy99]

My opinion IDFC weath card best in India

[@antimatterabbasi4689]

deemagh teez krny ke liye video banaw

[@damnstoner8697]

Idfc power plus credit card

[@omeeonly7097]

PETROL PUMP PE BILL 212 THA LEKIN CREDIT CARD SE 214 DEDUCT HUA

[@mirabu4824]

Because of Surcharge

[@soumyakishore34]

I got the wealth card

[@bolindiabol5189]

Alia Bhatt voice😮

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@akhilsahuodishachhatisgarh3694]

🧡🤍💚🥰 from Akhil 👍🙏🇮🇳

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@Y0_Y0_Aditya_Sinha]

I use millanium

[@sonuka100]

Ye log jaldi card nahi dete

[@mushtaqali4395]

𝐆𝐨𝐨𝐝

[@kushagra01a]

Please suggest me an FD backed credit card .. iam not eligible for one card (idk why 🥲) IDFC does not have service in my area. And i have max budget of 5k 🙂 (iam an student and turned 18, 4 days ago 🙂) pleaseee

[@mahendrarathore360]

Millenia

[@sachinkumarnayi]

i got idfc first milenia 42000 limit

[@deeproyShorts]

Idfc not available in my city

[@Arjunkumar-iw1vx]

What is your pin code ??

[@aryangupta0921]

everythink is zero in idfc wow credit card

[@aaryanqureshi5326]

Ek bhi pasand nhi aya shitty card hai sare😂 sbi cashback, axis ace, are biggest card which i get now searching for a better upi base credif card

[@gharshit606]

Padded? Don’t be so insecure.

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@RajKumarSingh-uk2gn]

Idfc SWYP

[@L.SLUCKYSHAH]

I love melk Girl

[@goodfile4833]

Ghatiya bank

[@inmemoryofcoco-sj2275]

IDFC and RBL BAJAJ, AU credit cards WORST. Useless

[@bekifaayati..]

⬆️⬆️⬆️ thanks for the comment.. Contact the What'sap line above for more information, and new investment plan ✉️...

[@Reet_Poddar_Gamer]

Hay how can I contact you i need your help please it's urgent how can I contact you??

[@bekifaayati]

You can DM us on instagram.