If You Don't Choose Your Pain, It Will Choose You | March 5, 2024

[@myoldvhstapes]

I love this new host! He's great.

[@BeeDee-qs9so]

😂😂😂

[@nodsib]

lol

[@eldon80]

Hahaha! That’s a good one. He sounds like he has a lot of wisdom lol

[@wearyourcrown88]

😂😂😂

[@abbiesemperfi]

IKR????? 😂😂😂

[@olgachepel7678]

Let’s all pray for that gentleman’s wife who is sick with cancer and pregnant ; 🙏🏻🙏🏻🙏🏻♥️ thx everyone!

[@snicole926]

Yes!!!!! 🙏 Lord Jesus do a miracle!!!

[@margaretkaczorowski2211]

Praying- I let out an audible expletive when I heard him say stage 4. I am so so sorry.

[@yontine]

Praying for a miracle in Jesus name 🙏🏾

[@Fabsmom4]

🙏🏽🙏🏽

[@NuOriginal]

"I'm more valuable at work when there's no drama at home". ... Underrated comment.

[@0annonymous]

Did you ever think that MAYBE THAT'S why SOME people choose to NOT marry? No matter WHY you choose to not marry, EACH story is UNIQUELY DIFFERENT Sometimes if your work takes you away from home and keeps you on the road, it may be easier and actually better to skip marriage and family life THAT way, you can focus MORE on your CAREER if it would be TOO MUCH to juggle BOTH Some people do choose career over family, so some people in this group will skip family life for their career so they can settle down in a comfortable retirement later Things can change post retirement if the person who never married wants to settle down OR stay single, it's COMPLETELY up to THEM Not having drama at home means you're free to even pick up some kind of other gig without having anyone to answer to Sometimes the EASY life is the SINGLE life, which is why sometimes people may choose to stay single Each person has their own unique individual reasons why to either marry or stay single, each person's situation is uniquely different If you stay single, you're free to mingle, which is what some people like If you don't necessarily want to mingle, and you choose to date, stick with the same one as though you were married, even though you're not legally married and you're still legally single Now some people who are legally single MAY date multiples, but you're going to need to go no sex (if you can help it) You can be closely intimate without sex, it's possible

[@leytonfortnite4724]

Dude!!! Buy her the house!!!! None of the Ramsey personalities can break it down like Dave😂😂😂. He cannot retire!! Has me laughing and crying in the same call bc he can tie the problem back to what's most important, his wife and family. Thank you for your daily dose of wisdom!!

[@nataliareynolds1740]

Yay Dave is back! =)

[@ruthst-martin5887]

Prayer for the wife of Curtis who is battling colon cancer and have a safe delivery too. Praying for miraculous healing right now in Jesus Name Amen 🙏

[@jodydickson5713]

Praying for Curtis and his wife!! His story touched my heart.

[@nadinejasso5384]

Yes. It is curable and prayers work

[@abbiesemperfi]

I saw Dave’s face on the thumbnail and was all “Yaaaaaay! Dave Ramsey is back!!!”

[@marionexley607]

yes, I actually screamed 'wooohoooo he's on today' hahahaha.

[@mattlaeff724]

I cannot listen when he isn't Leading.

[@artistcarolyngrace1711]

Me too!!!😂😂saw the thumbnail and went Yes!!!

[@artistcarolyngrace1711]

@@mattlaeff724me too

[@mohamedhassan1722]

Welcome back Dave. The show is always better when you are on the chair.

[@IHateNicolasCage]

“Sell the co-hosts”

[@deb9806]

He has the right to cut back He will more over the years

[@lucianogarcia_]

Man I missed Dave, he’s a national treasure

[@3roachkidsdhe]

Yes, I missed him too!!!

[@BAKW-fz5tw]

Amen!

[@janfoselli5823]

At least he said he will never retire

[@tande0822]

I did too! It’s not the same without him

[@artistcarolyngrace1711]

Yes I don’t watch the show unless he’s on it’s not the same without him

[@pink-rose667]

So happy he is back. It never feels the same without him.

[@coachclaudiawith_hope]

CURTIS in PA, please don’t lose hope. I have a colleague who had stage 4, she decided to give it all to God, prayed and let God decide. She was given three months to live with a two year old toddler. It has been four years, she no longer has any cancer in her brain or body. Only God. I prayed immediately after listening. Stay strong. Everyone who listened to you was touched and a high percentage are praying for you, your 23 week old baby and your wife. I will continue praying for your family.

[@reneespring834]

Two calls in a row and I am tearing up. Dave is irreplaceable. His wise advice and caring made my day today. 💜

[@2sumu]

1:18 Dave, you are helping America. Thanks for coming back.

[@chrysopigilazarakou5113]

He is also helping us in Greece.

[@mikep5475]

13:03... rachel's response and expression to the cost of the house was priceless!!! hilarious

[@clairehellam]

Thank you for telling that gentleman with a pregnant wife with colon cancer to stop and stack the cash while fighting. I’m a stage 4c colorectal cancer still in active treatment after 4.5 years. My medical bills are starting to stack up, but it just gave me some relief just to hear you say, “stop” and fight cancer now. I am optimistic as I go through radiation treatments right now. If only I could make income to help, we’d be ok. But… my primary responsibility is to survive. I’m such a huge fan… raising kids to be debt free. Thank you, Dave Ramsey and Rachel Cruz!

[@shri2947]

With your treatment and other expenses related to health, what you think an avg American should have min insurance level? In terms of $

[@clairehellam]

@@shri2947 I can’t say for sure. I am very lucky to have coverage provided by my husband, it’s not 100%, but most is covered. I wish insurance was the same for everyone, but that obviously not the case today.

[@evelyndukes5564]

Finally Dave is back…we missed you

[@homeboy391]

Happy to hear that Dave and Sharon are taking time off! Awesome! Fruits of their labor!

[@moneywithjustliving5258]

I love Dave, he is so tactfully blunt. Gotta love it!

[@savanah1407]

Dave! Don’t do that to us again please! We need you. There is no substitution for Dave!

[@sarahburggraf907]

How dare you deprive the hardest working man in America a well deserved vacation w his wife? How rude

[@savanah1407]

@@sarahburggraf907 I wasn’t being rude. You took it the wrong way and in turn left an unkind comment. I was just showing Dave that he was missed in a light-hearted way. If he ever sees it, I’m confident that with his sense of humor he would understand how I meant it. ✌️

[@sarahburggraf907]

@@savanah1407 i dont ever want to become so stubborn and self righteous that i can't be wrong or corrected. Im sorry i misunderstood you. Please accept my apology.

[@savanah1407]

@@sarahburggraf907 I hope you have a great day! ☀️

[@argev6521]

Yay papa Dave is back!!! And with Rachel by his side, makes for a great show 🫶🏼

[@kristinehennix1818]

Prayers to the gentlemen whose wife has colon cancer and baby on the way. ❤

[@marionexley607]

I'm soooooo happy Dave is back. 'Rent free in your head', how I know that feeling. He made me cry. Thank you Dave.

[@roxanneldeleon3801]

Prayers to you, Curtis, and your lovely family

[@bettedavis9261]

I felt Rachel was just soaking up knowledge today. Dave spoke a lot of wisdom today. Perhaps the most wise words he said were, "I don't know the laws in your state."

[@dianem4188]

Sending love and prayers to Curtis' wife and family. I'm so sorry. Fight the good fight.

[@andreagodwin2069]

Curtis from Philadelphia, your family will be in my prayers. 🙏🏼

[@jasondima1411]

The rant Dave has about the woman that put her toddler on her credit card is hilarious and sad at the same time. Glad to have Dave back with Rachel 😂 that’s the rant we all missed!

[@rolgyhori5379]

I can literally see Dave smiling on his bed, a happy man. Not for how much money he made, but how much lives he’s touched.

[@BeeDee-qs9so]

Such a wonderful, diverse show today. Welcome back, Dave. You guys did an amazing job.

[@pamelacaro8556]

I kept replaying old videos of Dave on air because I hadn’t seen him on in a while! I don’t listen unless he’s on! lol

[@kimf5948]

Me too!

[@msbrig1]

Same!

[@sagarrana7517]

The GOAT returns!

[@chpppbgs]

Guy who’s wife is fighting cancer. I stand with you bro. I’m praying for the best. Such an heartbreaking call 😞

[@nessapalmer5316]

Oh my goodness to the family with the cancer diagnosis 😪 Sending you love and prayers. May God's healing hand bless your family. 🙏

[@Treehandler]

Very nice of Rachel to pick her dad up from the retirement community and show him Where she works

[@user-ms3mx7gz9g]

😂

[@mmp495]

😂

[@rnarzu]

😅😅😅😂😂😂😂

[@shelleysemczuk2879]

This debt free scream brought tears to my eyes and hope to my heart!!❤️

[@kamakazecam]

What an excellent quote, savers can never save enough and spenders can never spend enough! 🤯

[@annamineer2521]

I'm a spender. Thank God I married a saver. 😂😂😂

[@thebusymrs]

Oh Curtis. Prayers for your family 😭

[@rena_vations]

I love dave 🎉🎉🎉 im happy hes giving his legacy to his daughter and the other personalities. They all bring something to the show 🎉❤ All people have to start somewhere and everyone on here is great ❤❤❤❤ Keep the debt free screams. So inspiring prayers to the young family ❤❤❤

[@garyhaun]

Dave & Rachel... Best co-host team...!

[@cassiefrericks4387]

Bawling at the cancer & pregnancy call. Damn. Puts things into perspective.

[@michaelaweatherman7682]

That call took my breath away 😭

[@alexisballard1459]

I’m smiling from ear to ear, DAVE 😅😅😅❤❤❤❤

[@marionexley607]

me toooooooooooooo

[@elizabethwollmann1099]

Missed u Dave !🇨🇦

[@gourabsarker9552]

Mam how much do you earn in Canada? Plz reply. Thanks a lot.

[@Nigriff]

Dave is such a great listener and has such a kind heart.

[@angelaotero3172]

Miss you Dave thanks for helping me to have a good financial plan for my life ❤

[@moye41]

This Dave guy is pretty darn good. Think he should be a regular.

[@mmp495]

Dave's compassion and advice was point on. Nice to see him back and well rested. ❤

[@deanoz3800]

YES, DAVE!!!!!!!!!!!!!!!

[@rockymountainfacet5958]

God Bless the Dave Ramsey Team!

[@jaijai1132]

I may be weird, but if someone cuts me out of a will, I’m not chasing anything. I just don’t have that kind of energy for other people’s stuff, sentiment or not.

[@BeeDee-qs9so]

That’s right- and would you even enjoy it or feel the same about using it?

[@sarahforest3015]

Same here.

[@cherylknight8239]

WELCOME BACK DAVE 🙏

[@sandrasalman5767]

Welcome Back Dave😀.

[@eileenwatt8283]

I guess I did miss Dave. I was watching the old shows he hosted.

[@accbooks22]

I love Dave. Just wish he'd let Rachel talk sometimes. 😂

[@pamsmith1665]

No we have had enough of Rachel talking

[@yontine]

@@pamsmith1665🤣🤣🤣

[@msbrig1]

She may be a good person, but her voice is not listener friendly to me. So glad to have Dave back.

[@pamsmith1665]

Makes my skin crawl ​@@msbrig1

[@NMelter]

@@pamsmith1665rude

[@gracecase998]

Love Dave at 41:11 quoting the late and great Charlie Munger. The three things that hold people back: "Liquor, ladies and leverage". Died laughing. Thanks Dave for that one.

[@Amiga247]

Oh my gosh, that family’s debt free scream brought tears to my eyes, so inspiring! 💖🙏🙌

[@3roachkidsdhe]

Very happy Dave is back!!

[@georgeobed5813]

Loved the debt free scream... Working towards being debt free . Thank you Ramsey solutions . Blessings to you all

[@angelwings1]

I love Dave & Rachel together. Also, please do more debt free screams!!!

[@Nigriff]

I'm glad Dave made it back safely from his Antarctic expedition

[@carmelaestrella3854]

Finally Dave is back!!!

[@purainteligencia]

Oh nice a New Ramsey Personality! Lets see what hes got. Glad to see you guys add some experience. 😅😂

[@TSos1973]

Dave knows how to keep those calls short. Everyone else lets the caller babble on and on, back and forth.

[@purainteligencia]

And they be all over the place with their advice. Each co-host pulling the convo in different direction. (Dave is money when he gets the caller to answer the callers own question in which the caller originally called for.) It's a thing of beauty. Something the Great Goerge needs to pick on!

[@BlahDeDah7]

Amen!

[@shelleysemczuk2879]

SUPER encouraging show today. I needed this today

[@MyMeatomorphosis]

Curtis, if you see this comment, please know I'm sending love and prayers to you and your family

[@nickhernandez7688]

Welcome back Dave🎉

[@AndrewOborny]

The i love a about dave is he can tell when people will start rambling after the hosts asks a question and he is quick to cut them off and get to the point. Saves time for more advice

[@gourabsarker9552]

At last dave is back

[@misssoupflakes805]

Missed you Dave ❤

[@1seeshine]

We love Dave

[@vikieierdam5516]

Caller #2...Rachel's face...priceless!

[@alexisballard1459]

1:28:19 to Dave’s point about credit card users, my step dad added me to his card when I was 18 as an authorized user, and the account showed on my credit report. However, Dave is right to an extent. When I was removed as a user, the account disappeared from my credit report so in a way I wasn’t liable, but I did benefit from the account while I was on it

[@Zohara15]

Wow…. This is Ministry 🙌🏻🙌🏻

[@ANTONIOANDREARAMUNDO]

Christy and Steve’s story is so inspiring, there are no words to praise your perseverance and heart that you put in 9 years, paying off debt, starting a family, helping your family during Covid. And you really look like sweet and amazing people to have around, so big Congrats!!

[@KristenRebello]

WOOO DAVE'S BACK!!

[@missvipchicago]

Really enjoyed today's show 👏🏻👏🏻 God bless 🙏🏻❤️🕊️

[@monicadhenderson8670]

Welcome back Dave!! We love ❤ & miss you 😊

[@hellenmbithe6099]

That scream got me. I will do it one day with my family!

[@fg-pd5mh]

Finally, I'm back to KZbin to hear David wisdom !!

[@rachelseiferle1262]

Dave is the Best!❤

[@LA_Confidential1]

Missed Uncle Dave!

[@SuperBetty00]

Cristy and Steve y’all are awesome loved your story ❤and Dave those kids need a certificate of some sort wow amazing story

[@curvygirlzrock8836]

Happy Dave is back…🎉

[@Blu_Slime]

I love Rachel and her love of conspiracy theories

[@artistcarolyngrace1711]

Whoo hoo!!! Dave’s back!! Happy dance!!😀😀😀😀😀

[@tracybarnes3086]

Yay he’s back!!! Xx

[@VanessaDennise]

I love when it’s Dave and Rachel! 🎉🎉🎉🎉

[@brytib200]

This new guy way better than the other guy😊

[@savanah1407]

❤❤❤❤

[@ladyt5571]

Can we talk about the music! I love it when they go on break or come back. that music is great!!

[@sarahhicks3971]

Yay! Dave is back!!!

[@MrCrackerdude]

This was a great episode not because of callers but because of Dave’s wise words. That vacation did him some good!! lol

[@Nb61777]

19:35 love the saying!

[@Abdulaziz2003]

Grandpa Ramsey is back!🙌

[@ControversialTopics]

Welcome back Dave ❤

[@timchow924]

Dave is wrong about the authorized user. I was told directly from chase that the users credit can go up and down with mine. My wife’s credit was low 500 when we met. I added her as a user on my chase freedom. She has better credit than me now at over 800 in less than 3 years. Wish I knew about Ramsey sooner and getting out of debt now

[@vikieierdam5516]

The first caller...either humble brag or, sir, if you "feel" like you're spending too much, you don't need permission to stop. My husband and I never made more than $60k when we were paying off our house and it took 9.5 years. Het after it and THEN, whew, you are giving BIG and it feels incredible.

[@amy2284]

Missed dave!!

[@jameywallace5133]

“All you think about is hogs” 😂

[@TomTomXIV]

Pure entertainment! He said "Shut Up" like a 15 year old girl when he said the house was only 45k dollars!

[@homeboy391]

Dave's back! Holla!

[@BrianaBudgets]

1:12:40 I bought my house earlier this year for $142,000. The cheaper houses are still out there☺️