Investing in Index Funds for Beginners | Tips & Advice From Millionaire Investors

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Our Rich Journey - Investing in Index Funds for Beginners | Tips & Advice From Millionaire Investors: It should come as no surprise that we are big fans of index funds. But one thing we've noticed about new investors: Very few of them know about index funds. So, in this video, allow us to introduce you to . . . the index fund! Check out our video to learn more about what index funds are, the benefits of investing in them, and some of the top things that you should know before you begin investing in index funds. And don't forget to like and subscribe!
▸▸▸Check out some of our other videos!
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We are not financial advisors. Our videos are for educational purposes only and merely cite our own personal opinions. In order to make the best financial decision that suits your own needs, you must conduct your own research and seek the advice of a licensed financial advisor if necessary. Know that all investments involve some form of risk and there is no guarantee that you will be successful in making, saving, or investing money; nor is there any guarantee that you won't experience any loss when investing. Always remember to make smart decisions and do your own research!
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#FinancialFreedom #HowToRetireEarly #FinancialIndependenceRetireEarly

[@OurRichJourney]

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[@DividendGrowthInvesting]

I will never forget when I first watched your video on how you made $400k from real estate to retire early. I bought my first rental shortly after watching your video and not even two years later my wife and I grew our net worth over 1.5MM. I smile every week when I see a new video from you both!

[@OurRichJourney]

WOW! Your comment definitely brought a smile to our faces!!! CONGRATULATIONS on achieving more than $1.5 MILLION(!!!!). That is FANTASTIC!!!

[@MalluStyleMultiMedia]

👍👍👍👍

[@BadWeatherfreak]

I can't barely pay my current mortgage let alone I wouldn't even try to get nothing house.

[@amt7877]

@@OU_2023 I thought that sounds suspicious, never believe comments that are too good to be true. 10 years yes, but not less than two years. It took our neighbor a husband and a wife nearly 10 years to make millions with their rental properties. They are now retired in Thailand. Wished I learn from them but you know young and dumb

[@LashusJourney]

@@BadWeatherfreak you can purchase another property and house hack to make extra income, I use to be feel the same way until we purchase a second home.

[@leadacruz]

I'm 22 years old and just stated investing in index fund thank to you guys. Than you for the education. OBRIGADO!! 🇵🇹🤩🤩

[@teresalopes5460]

Hey L Dacruz are you Portuguese or live in Portugal? If yes how to you invest in index funds from Portugal? Thank you dear g

[@firelordsozin3677]

I think she saying it because they are living in Portugal currently… Also I think she meant to say: obrigada hehe

[@lobo851]

The fact that you are thinking about this at your age puts you light years ahead of your peers.

[@jeanp.5929]

Good on you for taking advantage of #KZbinUniversity and learning this stuff. I wish I knew this stuff when I was 22. Now I'm 33 and just started investing last year. Fortunately it was during a bull market. 💰💰💰

[@jeanp.5929]

@@teresalopes5460 Are you having trouble finding an investment broker or do you already have a broker just don't know what index funds in Portugal to pick?

[@impala6464]

That's how I created my first million in addition to real estate. Now I'm working on the next million.

[@neelrastardust3052]

Good luck! 👍🏼

[@wildfoodietours]

Just started watching your videos and you two have such great insight! Love your financial wisdom, especially regarding FIRE. Investing in index funds is the easiest and most efficient way to accumulate wealth, where time in the market gives you a huge advantage. Looking forward to more videos!

[@LV-72]

Thank you so much for this…i’ve learned a lot of information. Keep them coming pls!

[@blackeneddove]

Hi! I’ve been binge watching your videos. Excited to start my journey! ☺️

[@OurRichJourney]

That's so cool! So exciting that you're starting your journey!!!

[@psyko0906]

I just realized you have 500k subs! Wow congrats! I’ve been watching you when you had less than 50k

[@dddennis1214]

I’m pretty sure I’ve watched all of your videos so I love your channel. I’ve heard you say that you reached financial independence in eight years, were you starting out at $0 at that point? It seems like you had been saving for a while. Just for clarity so I can be realistic with my own goals. Thanks.

[@tonyvaldez8708]

You have made a huge difference in our financial future. I cannot begin to thank you both for your courses and videos. My wife and I have learned so much from you. We have been following you for a few years now and I pass on your site to others. Thank you both!

[@DrJessicaLouie]

I love index fund investing - invest early, often and hold for longterm growth. Thank you for your tips and advice Christina and Amon!

[@rocio292]

Thank you so much for the videos! Would love and appreciate so much of you make a video about understanding stocks? (terms used, meaning, symbols etc) Very grateful for what you both do 🙌🙏💜

[@laurar9748]

Thanks, you two! Learned a lot today. You guys are the best! 💰👀🤑😃

[@sshrader97]

Your KZbin videos are very helpful. You explain topics to make it easy to understand. Thank you.

[@livelife1899]

I love your clear explanations to simplify learning for us. Thank you thank you 😊

[@Milfromdacliff]

This was amazing! Thanks for all the information you all provided. I received a lot of clarity on what index funds are. It was easy to understand!

[@victorlamadrid6117]

Thank you so much for your videos. They are very informative and easy to understand. I have learbed a lot from you and your tips have really had a positive impact on my financial planning.

[@patrickbrown7398]

Wow! This actually confirms that I actually know something (not much) about index funds🤣. Thanks!

[@909victoria]

Thank you SO much! What I appreciate most about your videos is that you explain all the important points without assuming that the viewers know "the basics" - because I don't. I'm brand new and still learning those basics that a lot of other creators neglect to explain

[@patol7525]

This is very valuable and right on the spot information, I don’t understand why people would give it thumbs down. Keep it up Amon and Cristina!!!

[@pedrogarces6876]

I love index funds! You are both amazing with your content. I like passive nature of index funds. It has allowed us to have long term growth that we are looking for with consistency. It’s great to see my original investment multiply and double every 7 years on average. Look forward to the next video.

[@monicar6991]

I need this. Just started watching love your channel ❤️🇬🇧

[@OurRichJourney]

Thank you so much Monica!!! So glad you're enjoying our channel!!!

[@diasporavoice8641]

Awesome content. Just found your channel & I’m loving it. Now subscribed. Keep it coming

[@clarylizperalta9957]

Thanks as always!

[@amirk.2148]

Thank you for another important reminder video. Lately the sound of the word inflation is louder - could you make a video on inflation and how the FIRE investment system is approaching this issue? Thank you..

[@theartist1151]

Am I the only one who would l😍ve to have a in person class with this couple? 🙋🏽‍♀️🙋🏻‍♂️🙋🏽‍♂️🙋🏼‍♀️ ...

[@OurRichJourney]

Aww, you are too sweet! We're hoping to be able to do group meet-ups soon - not classes, but fun get togethers. Maybe at a cool restaurant! There are more restrictions in place now because of the delta variant, but we're hoping the spread will subside. When things get back to normal . . . it's meet-up time!!! :)

[@theartist1151]

@@OurRichJourney I can help organize it 👍🏼! That's a great idea. Maybe make a plan a year from now? Hopefully we'll be a bit back to normal.

[@babybbbb]

@@OurRichJourney so cool!!! Would love to meet up with you guys in NYC!!! :)

[@venuskirby8243]

Loving your info!

[@RetiredLovingIt]

Great job guys! You can never start too early!

[@somchai9033]

Good point about taxes on index funds being more tax efficient. Also ETFs are more tax efficient than stock index mutual funds because etfs are bought and sold between shareholders while redemptions from mutual funds generate a sale from the fund manager

[@ronibluerey7654]

Thank you all for what you do. You all are a beautiful and an inspiring family. Stay blessed and continue to live and build on your best life.

[@viviansmallwood3078]

Great beginner's video. I'm ready to invest. Thank you.🌻🌻🌻

[@christinemcliesh7628]

This video was informative, I will be looking into index funds. Thanks

[@OurRichJourney]

That's awesome! Thank you so much Christine!

[@ruthwright6247]

Thank you for sharing ! Great video

[@newyorkcity25]

i found your channel a few months ago and i am so happy i did! i'm planning on purchasing your FIRE and investment courses and i am so excited to begin FIRE at a young age! thank you for taking the time to create these amazing videos 😊😊

[@clementine4133]

Thank you so much, it is always a pleasure to learn with you.

[@Cieloazul85]

Yes, thank you for the info. Always on point.

[@emilion4000]

Always love watching your content..Such rich information and I love the way you guys look at each other when you do your videos lol. That is the true definition of being a power couple. God Bless!!!!

[@lashawn369]

Checking in from the DMV

[@j3mar21]

Thank you guys so much for sharing this info!!

[@InvestingNerd]

Such an inspiring story guys, great information 👍

[@comelitekang8873]

Thank you. Very informative:) much appreciated

[@BalrajSingh-gg3qm]

Good beginer video. May want to consider your stock course

[@sandropereira888]

Great video.. When opportunity arises explain about risk management ( like Sharpe ratio). Parabens

[@RetailWithDanelle]

Great topic. Topics about the basics of investing never get old.

[@OurRichJourney]

Thank you so much!!!

[@Grassology-vs1hn]

I have 6 months worth of our monthly expenses in a money market account and not earning any interest. What kind of investment account can you recommend to park our emergency fund that we can access it if we need it?

[@Nessamoniiqueee]

I’m so Happy to find this channel . Thank you so much ☺️ god bless you guys

[@LiLi-yp4eq]

Wonderful video, thank you so much!

[@cann9155]

Crystal Clear. Thank you guys for continuing to educate the masses. 👍🏽🔥🔥🔥 ❤️

[@OurRichJourney]

Hi there C Ann! Thanks so much for watching!!!

[@cann9155]

@@OurRichJourney GOSH thank you guys for sharing and teaching + ORJ Investing & F.I.R.E classes. I so appreciate you. From last year to this year 😍

[@bethcruz8055]

Thank you for sharing.

[@MalluStyleMultiMedia]

Another excellent video 👍👍 good info

[@pearlenecooper6013]

Thank you. I am sharing this with my great and great-great nieces.

[@zanyarascoe3433]

You two have really given me a crash course on index funds. Because of your video that compared and contrast ETFs and index funds I opened three index funds and a roth IRA through Fidelity and I am striving to obtain FIRE!! THANK YOU GUYS SO MUCH you're an inspiration

[@samiabamia]

Why would one need to open 3 index funds? Is it because they offer different things? I’m new to all of this

[@ifyvik9002]

I don't know how to start investing

[@AdventuresoftheSoul]

I just started watching their videos ,so much great info . Learning to invest in index funds etc. thank you for the motivation as well

[@AdventuresoftheSoul]

Let me know if You’d like an accountability/motivational partner on this journey. I could use one for sure

[@kejakintola7214]

@@samiabamia For capital appreciation, so more money for you...

[@antoniodossantos5960]

Thanks 🌎 I am just beginning to learn about it...

[@dreamworkstruckingllc2221]

Love yalls videos can y’all do another video possibly soon on option trading y’all are doing right now etc how y’all decide on one option over another or strategies

[@PatternYourStyle]

Great and Insightful as usual 👌🏼

[@OurRichJourney]

Much appreciated! Thank you so much!!!

[@isaacmaarcus]

Thanks for sharing 👍👍👍

[@dwalker6868]

Thank you

[@organicmatcha8117]

Do you have a video about paying low taxes? Capital gains, dividens, income, property, etc.

[@richardpadilla4444]

Love your videos just open an brokerage account and learning from the professionals

[@jamesmcdougald1253]

Awesome shot and awesome info. Thanks

[@OurRichJourney]

Thanks so much James!

[@bbqworld2103]

Good info, thanks

[@WalletInvestUSA]

Excelente video! Como estão as aulas de português?:) obrigado pelo conteúdo!

[@beverlycarcamo6687]

I loved this video Thanks for the info

[@mateoll3728]

Just earned new subscriber 👏👏👏

[@brigittemackey4093]

You two are the best! Thank you for your videos; they're very helpful. I've been watching them a lot and you've been so inspiring!

[@seginald]

Hello. A few months ago you mentioned the ETF JETS. What are your current thoughts about the ETF? Are you bullish on a short-term or long-term and do you hold this ETF n your portfolio? Thanks for the knowledge!!!

[@sirreginaldlee3576]

Good vid..thanks

[@gemstravelschannel]

You guys you’re awesome!!!

[@azariahcopp6722]

What are the pros and cons of a index etf versus a index mutual fund?

[@mikeb5415]

Thanks guys!!!

[@OurRichJourney]

Thank YOU Mike for watching and commenting!!!

[@prosperityinmotion7665]

Thank you so much for the quick lesson. I am very appreciative of the enormous value that you both give away in these videos. Your karma bank account is burgeoning too.😀👍

[@kenesa]

Can y'all do a video on investing the principle money (i.e. lottery/sweepstake winnings/inheritance), and how to live only on the interest that it makes (unless you have a video on it already)?

[@shannondyson6388]

What a great video. Ya'll are a great team. I love all the smiles;)

[@raylander6329]

Awesome vids, always!!! Thank you both

[@nateb19]

Another great video. Love index funds. Just crossed over 500k and on my way to a million. Goal is 2.5 mill. On my way !

[@jessicalopez7524]

Hi Christina and Amon! Thank you for all the content you share. I have been watching for a few weeks and may have seen all of your videos 😁. Question, my husband has feelings about how you Dollar-cost average on your investments. Can you share what reasons (pros and cons) for following this strategy?

[@mrsgq9110]

Great Question!

[@artbw3413]

Thank you guys again for another great content. So I'm going to say something that I haven't said before, I have been investing in the financial markets for a long time, partly because I have industry experience and shamefully, been averaging mediocre returns on my portfolio and thought I new it all, was I wrong; till I bumped into your channel and everything changed, after watching your videos, making some general financial adjustment and reallocating my portfolio, it was like going from 0 to 60 in 3 sec 📈 literally. So thank you ❤️

[@scarletdvore1459]

Good stuff….

[@GraceMilagros]

Great video as always! Wondering if you would consider doing a video about investing as US expat? would love to hear your thoughts!

[@IAMElsLife]

Great idea ❤️

[@darylmiller8911]

One point I think is nice about mutual fund tracking an index, you can automate your recurring purchases. An etf cannot automate the recurring purchases. I may be wrong.

[@IAMElsLife]

Thank you so much for sharing your experience with us.❤️

[@KhaliahAli]

You guys rock!

[@beatricek6360]

You both are amazing! Thank you for all that you share!

[@minvjat7018]

make a video about holding on through the downturn of the stock market...

[@subase1]

do you have any videos about whether you should reinvest the gains and dividends back into the funds or into the core account?

[@juanitoblanco1133]

I love you guys!! Thank you for what you do. You have helped me a lot!!!

[@OurRichJourney]

❤️❤️❤️

[@Jadore-amore]

Hello. If I invest in ETF equivalent of index fund, will I still get dividends? Thanks 🙏

[@animemoe4363]

yall look so happy man god bless y'all man... good ppl fr

[@ellayounge5004]

Do you get dividends from the etfs or is it only from the index funds?

[@jamesspitzercashout]

Good morning from San Diego my friends! Slept in today after long week of work, and putting content together for my KZbin channel. Get to see one of my favorite families for my Sunday Lattĕ viewing, while sipping time. Hope you are all Safe, Happy and Healthy my friends! Love ya! James

[@OurRichJourney]

Hi there James! Always nice to sleep in every once in a while!!! :) So happy to see you every Sunday! Enjoy your week!!!

[@iamsathya1983]

@Our Rich Journey Your channel has provided me with a wealth of information. I have learnt a lot about about FIRE movement by binge watching your videos. Thanks a lot. I have a question , i am looking to buy Vanguard Index funds and once i get past the $3000 minimum investment during initial investment ,can i invest with lesser dollar amounts in recurring investments ?

[@fitsumf9837]

Yes, as much Amount as you can

[@RC-ul4uc]

What do you guys think about fidelity?

[@titabrun923]

Are the sites you mentioned just for investing with dollar, or other coin? Sorry, I don't know much about this. Nice video, thanks!

[@dmchurch1]

New subscriber here! Thanks sooo much!! So sad I didn't hear about you sooner :( I'm going through Everything and learning so much I bought some individual stocks during the pandemic crash last year. But now I'm super excited about index funds. Would you recommend I sell those stocks for the cash and reinvest into index funds? How should I analyze those stocks to make the best decision please? TIA

[@eversunnyguy]

I put in SPY ETF rather than index fund that mirrors S&P 500.

[@limitone9564]

Do you have T symbols of the index funds you invest in? Like you did with the ETF video ?

[@amitk81]

What happens once a particular stock is weighted higher in a particular index- typically based on the stock price, you will be heavily invested in a particular stock or group of stocks like FAANG.

[@luisburau3889]

Do your courses teach how to fully read and wisely pick and hold on to and index fund from Vanguard or First Fidelity?

[@demianan.kumoru]

Am interested.

[@dionneking8]

needed video

[@Mr.moe.El_Shatir]

Guys we love you and your informative videos What you do to have cash flow after retirement what type of income? In short what after retirement My question is for seeing the whole picture With love