Maximize Your Stock Market Profits by Doing These Things to Your Portfolio NOW

[@OurRichJourney]

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[@MillionaireMindsetClub]

Hope whoever is reading this accomplishes financial FREEDOM, wealth, and is blessed with true happiness!

[@OurRichJourney]

Same here!!! We LOVE your encouragement and positivity!!!

[@Olivia-dx7zd]

Thank you , I receive it. I wish you blessings to !

[@corindashockley991]

Likewise! God bless 🙌 you and your family

[@lynnegirard980]

And you too!😘

[@damonreeves]

Appreciate You ✌🏽❤️ So Cal

[@mrplatink]

Anyone else watching this video just to SMILE at seeing this beautiful couple? Yeah, me too!

[@OurRichJourney]

Aww, so sweet! Thank you!!!❤️❤️❤️

[@DicksonMaimouth]

What a coincidence that you released this video. Just last night I was looking over my wife’s 401K and the fees she pays for it. She’s paying an average of .71% (not too expensive) over eight funds within that portfolio, and it doesn’t keep pace with the S&P, which is also offered through her 401K at 0.016%. Not only is she losing money by not keeping pace with the S&P, but she’s losing thousands of dollar every year in fees. Time for some changes-stat!

[@wecantstayput4958]

Using your advice, we sold a house, invested the six-figure profit, and have made 20% over the past year. Thank you!!!

[@crystinanna7829]

Wow!!

[@MalluStyleMultiMedia]

Hopefully you didn’t sell the house that you were living in … even if it’s a 2nd home, I rather keep that as rental income than sell it . Property is more stable. Also you can show more losses when you do taxes. So in reality you end up giving more on taxes for your profits on stocks. Anyways good luck 🍀 whatever works for you 👍

[@laurar9748]

Love sitting down for my Sunday Morning Finance class. I’ve been doing exactly what you’re vlogging about today! The difference in paying just a 2% fee you spoke of, really shocked me! Thanks for that pearl of wisdom!! 💲💲💲

[@OurRichJourney]

Haha Laura! You already know about those fees! I agree - 2% is no good!!!

[@taylorwilson27]

This also got my attention Laura.do you really have an idea of the stock market.I really need a guidance on the stock market.

[@wherenexttravel]

Another great video guys… we also retired before we turned 40 (37 and 34) and could not be happier! We now get to travel the world with our two kids! Keep up to good work! Your helping a lot of families 😀

[@RetirementTravelers]

Great video as always!! As recent retirees, it has helped visualize things for us to use the bucketing system for our investments with specific focus on our short term, mid-term and long term financial needs. It may not be necessary, but having separate accounts for these 3 buckets has helped us when it comes time to do any rebalancing. Keep up the awesome videos and thanks for making everything so practical. John and Bev

[@OurRichJourney]

Great bucketing system approach John and Bev! I bet it makes rebalancing quite a bit easier!!!

[@travelman677]

The bucketing concept is a great idea!! Thanks for sharing.

[@Jericho9696]

Whoa I just saw this notification and the CNBC Make it video about you guys. You two are truly inspiring and I’m determined to achieve my financial independence

[@OurRichJourney]

Stay determined and motivated!!! You can do it!!!

[@OurRichJourney]

📈Looking to learn how to invest? Enroll in our Stock Market Investing Course: www.ourrichjourney.com/investingforfire 🔥Learn more about financial independence and retiring early: Enroll in our F.I.R.E. Master Class: www.ourrichjourney.com/firemasterclass ✈Want to move to Portugal? Enroll in our Moving to Portugal Course: www.ourrichjourney.com/movingtoportugal

[@remotelyjobsapp-workremote7236]

Great tips guys 💸💸

[@hagardoverzosa2046]

CNB make it brought me here. Your story of financial independence really inspires me, I'm currently 30 years old working in a 9-5 job but planning to retire by 35. I hope to achieve it so I can also inspire others like what you guys do. :)

[@millennialmoneyprogress]

So happy to see you on CNBC this morning!

[@OurRichJourney]

Thank you for watching!!!

[@heartfullydone]

It's Sunday again, and I was looking forward to your new video! ☺️ We just did our 401k rebalancing last week. My husband started a new job and we put the "old" 401k money into a Roll Over IRA to have more ETF options (the old job 401k had so few). And we also started a KZbin channel and did a Q&A and we're sitting on two chairs beside each other and I felt so happy that we are doing this as a couple. I wanted to do this for so long (with you as my role models), and now it's happening! Thank you for inspiring us! Our FIRE journey will still take a while, but we already want to start doing more of the things that give us joy NOW! Big hug from NYC, Kati

[@OurRichJourney]

Thanks so much for watching! So happy to hear you look forward to our Sunday videos!!!

[@CreativeCashflow1]

This is for real golden advice. I dont see how people don't understand this.

[@OurRichJourney]

Aww, thank you so much!!!

[@kishorevkumar4448]

As usual great video👍. Could you please let us know your take on life insurance(IUL) as investment product.

[@cvbrotha11]

Love starting my Sunday morning watching your videos. I'm so looking forward to investing more once i'm debt free this year and achieve fire.

[@Julian-yk1sx]

Watching your videos to bring in the new year. Happy 2022!

[@genjimonogatari6156]

You guys are excellent at keeping all of us focused when we get a bit lazy!! Thank you 🙏 so much for what you do.

[@mccown12]

Another great financial video by the nicest couple on the internet! Keep em coming!

[@Roshida]

This video was right on time. I've been meaning to rebalance my portfolio. Thanks! 💛

[@Dudeman1646]

Beeen catching up on your videos and it’s good info. Wondering if you will cover how you actually manage your withdrawals from your various accounts now that you are retired. Also how you manage short term vs long term capital gains when withdrawing from brokerage accounts.

[@reginapolo3357]

Hi guys. What's your opinion on TSP. I don't need to draw on it right now and think about keeping it there for another 5 years.

[@DrJessicaLouie]

This is great advice Christina and Amon! It's a great reminder to do a check-in on your portfolio and re-balance based on your risk tolerance.

[@jasoncurtis1658]

I have a spreadsheet I keep, one of the tabs is for projections. For each of my accounts I use a investment calculator out for a few years based on the additions I will make and the returns I want to hit. That why I know if I’m making my % every year. Then I adjust yearly based on where I end up.

[@omyod1]

You, guys, are so great! Your content is priceless!!! ❤️❤️❤️👍👍👍

[@OurRichJourney]

Thanks so much Olga!❤️❤️❤️

[@BeautifulRelaxationMusic]

This video is perfect timing. I watched your previous video about handing over full control if your 401k. Which I was previously doing with my 401k I was shocked & exactly like the other viewer, I'll be making major changes. I just have to stop looking at my portfolio as often as I currently do. The closer I am to retirement the more I'm viewing portfolio 😆. Going forward, I'll be checking in as suggested.

[@scottnorris2411]

I set my 403B up through Fidelity and picked a mutual fund and an Index fund that I researched first and I monitor it monthly. I can change my investments at any time if my investments aren't performing. I don't think I will have to with the funds I've chosen. I am the 100th person to hit the like button :)

[@OurRichJourney]

Thanks for sharing your strategy Scott!!! And thank you, thank you, THANK YOU for hitting that like button!!! #100

[@monnica7005]

Hi, I've only recently found your channel. I've learned so much already! Can you talk about how to manage investments/banking in the US from another country? Restrictions, account types, fees, etc. Thank you!

[@KhaliahAli]

Absolutely helpful and needed information! Thanks as always! I hope you all enjoyed NYC!🥰

[@PieceOfThePieWithTy]

Great Video You Two!!

[@briliantbg]

Hello :) I love your videos. You provide such amazing advice in an easy-to-understand way. Please, make a video on the recommended by your investing apps for non-US residents. It seems the most popular ones are only for US residents.

[@jdub9292]

You two are the best ! I look forward watching your videos, very educational and make me think 🤔

[@tanyacornejo3116]

Do you have any videos on employee stock purchase plans? I am in love with your channel by the way! Ty ty for all your great videos!

[@catshelley]

You guys inspire me so much..And I have been working towards my own financial freedom journey since January this year..So far just a small step but it works so well for me

[@jmclay4317]

Same at work 😂 NCM care planning-SMART… thank you for all that you do for all of us! 🙏🌻😍

[@DPM_182]

I would be interested to know if you guys are still investing in U.S. tax advantaged accounts with whatever income you have now that you're living abroad and are no longer working for the U.S. government. Love this channel!

[@OMISHIWA]

What are your thoughts on paying foreign fees for individual stocks?

[@hlhl2691]

I would really enjoy a TSP specific video

[@missystarine]

Me too. Very few tsp videos on KZbin

[@GoodSamaritan1972]

Thank you so much for this video. But i have a question tho, How do i calculate my expected monthly expenditure 10 years to 15 years from now based on today's value? How do i come to this number?

[@resourcefulqueen]

You may want to read the book "Your Money or Your Life" as a resource.

[@alwayspositive999]

Good vid - how do u compare avg return of the stock market ( where can u find this info?) Can u pls advise - tks

[@DR.Khalil]

I retired at 32 and I love your material you guys are great 👍 I am from Brazil and soon will move out of USA and Portugal is on my list of places to live after Costa Rica

[@akin242002]

Great advice! Rebalancing once per year is good enough. Usually mid January works for me.

[@jenniferquan3753]

How about target date funds? Do we need to rebalance if you invest in these type of “set it and forget it” funds?

[@supersteve8305]

I review and rebalance my portfolio in January and July. Late in the month to see how my ETF's rebalance has affected my portfolio.

[@OurRichJourney]

Great schedule Steve!

[@SharonMalonza]

Just came from watching your CNBC video. Y'all are such an inspiration and I have taken a lot away from watching your videos even though some things might not apply as directly to my context here in Kenya. Blessings to you and your family!

[@Golf23579]

Great video! Love your content and how humble and informative you guys are at the same time!

[@Andreamsmc]

Such great videos! How should I begin my research on companies to invest in/stocks to buy? That’s what I’m truly struggling with. Im 33 and finally got out of consumer debt including car payments and make a good living. I’d love to take the next step and really build wealth but unsure where the starting point is for investing

[@monimarbel8450]

Excellent video. Thanks for sharing your knowledge. I have many acounts in my 401K account. Basically most of the options offered. Any recommendations about that? Thank you l.

[@tiagozegur]

I’m curious to know what happened to your stocks when you guys moved to Portugual; could you transfer everything to Vanguard Portugual? How are you investing in Portugual without being fluent in Portuguese? Cause fidelity, vanguard etc don’t have English versions in non-English speaking countries. Thank you for your videos!

[@paulnolan843]

I don’t know if comparing an entire portfolio to the S&P 500 is the best way to measure performance. Fixed income investments are intended to protect people from losses during bear market swings, not necessarily outperform. When doing a comparison, I think it’s important to only compare the equity portion of the portfolio to the S&P.

[@denorrisd]

Great information as usual, we look forward to Mondays now. Thank you for all the help and motivation.

[@OurRichJourney]

That is so sweet of you to say! And thank you for supporting Sunoa and Melea's channel!!!❤️

[@tylerbrown5917]

Thanks for the video! I’ve seen videos from you on the order of investing into certain accounts (401k, HSA, taxable brokerage, etc.), but do you have any videos on what the optimal amount of money you should have in tax advantaged accounts vs taxable accounts if you plan to retire before 59.5?

[@OurRichJourney]

Thanks Tyler! For us, it was a matter of maxing out our tax advantaged account (to the maximum amount that was allowed under the tax laws). Then, after that, we put all of our extra money into standard brokerage accounts! :)

[@angelinagla]

Hello Guys, can you please share your opinion on Universal Index Life Insurance products? Will that be considered as good investment?

[@jjg4450]

You are so inspiring. I am truly impressed by your discipline, knowledge and values. Keep the great videos coming. You are influencing me to travel to Portugal, to my mother’s roots. God bless.

[@Kemerlinrich]

Question … thanks for the tips. But can you help with a simple video on how to read and understand the fidelity charts?

[@jstncheney]

Congratulations on the CNBC article!

[@everydayhustling]

Great advice as usual. I'm still new to investing but quickly learning.

[@OurRichJourney]

We love that you're learning!!! So excited for your investment journey!

[@juancarlosmontes]

How I love it when a new video drops on your channel!

[@Mike-kg3hd]

i got 8k in my 401k in vanguard ,but there are so many funds to choose. Can you please guide me with some good vanguard ETFs to buy in my portfolio ??

[@surfsidegunny4734]

Great video to watch on a Sunday and do a deep dive on the rebalancing idea. Everyone be sure to use the SMART tip!💰💰💰💰🏆

[@OurRichJourney]

Aww, you are so kind! Thank you and happy Sunday!!!

[@simrettesfahwot5072]

Is the investment course only relevant for people living in the US?

[@lulut3914]

If we are investing only into vanguard vtsax, how do I rebalance that? We are in our late twenties

[@MyWillbot]

Interesting news recently on the idea that the 4% rule only applies to a majority stock portfolio. If you have more bonds you could be setting yourself up for less funds over time. Great video.

[@OurRichJourney]

Yes - it really comes down to that stock/bond allocation. Thanks for watching!

[@stormb28]

I don’t plan on adding bonds until I’m 50. I’m 39 and I’m 100% equities.

[@akin242002]

@@stormb28 Same here. Bonds are horrible right now for those in the "accumulation" stage.

[@claudiaaa4268]

I hate being a visual person😰 why don't understand most of this 😭😭 I want to learn more but i can't get it through my head. Thanks for your videos. Im so trying. 😞

[@OurRichJourney]

Keep studying Claudia - You'll get it!!!

[@carianin5293]

That's okay because most people don't get it till it's too late; maybe you have time to learn it before it's retirement time.

[@kyleziebarth5488]

I looked at my 401k and I have rate return of 13.12 percent. Is this a good return for a 401k?

[@SqueezeLift]

They teach you SMART goals in personal training studies as well.

[@whatzupLizzy]

Always good info. That 40% hit to a 2% fee is depressing. Checkup started!

[@melrivera9323]

Are you allowed to deduct management / admin fees on your 401k?

[@proQuran]

Do y’all have any advice for those of us who want to do index funds & invest but want to avoid the S&P 500 because some companies in there may conflict with our religious or political beliefs? Just wondering because I’d rather not invest in companies that involve alcohol, or have political sanctions in countries promoting violence etc. Any advice for a beginner?

[@lashawn369]

Checking in from the DMV

[@cryptosrus5090]

wow this is amazing I really love this family!

[@Danny-sx6cj]

Super informative. Thank you!

[@MalluStyleMultiMedia]

Another excellent video.. Good info

[@lzshow]

I'm not clear why to max out an IRA if they penalize me when retiring early. Why not just put in an investment account?

[@Je.rone_]

The best thing i can do for my portfolio rn is to increase my income 😂😂😂

[@OurRichJourney]

Increasing your income would make your portfolio very happy! :)

[@crystinanna7829]

Lol also this.

[@anthonyhayes9585]

Likewise! I'm testing some of the app-based side hustles with investment goals in mind. The beauty of it is I can stop at any time and try a different one.

[@ravadaraju8445]

Thank you, so much sir.....

[@faazmaryamfatimafans1763]

You guys both awesome 👏 👏 👏

[@FAISAL.007]

you guys don't buy growth and tech sector?

[@damonreeves]

Again can’t Thank You Enough for the 99 Knowledge Appreciate You ✌🏽❤️ So Cal

[@bpmakesithappen8395]

First I want to say thanks for your videos full of knowledge.. I too live in the bay area San Leandro✊🏾 Anyway my question is I saw the video of your 401k breakdowns you both maxed out at the $19k mark plus the employer match so did you guys both earn 1million each and did you invest outside of your 401k to reach your goals or was it strictly 401k??? Thank you very much and keep doing what you do....👍🏾👍🏾

[@jehan9]

saw you guys on Netflix!!! 👏🏼👏🏼👏🏼

[@bonitahill5239]

Wow! Yes comparing the S&P YTD is excellent advice! I did not think to do that ! Just did .... Intuitively I think I know why it’s not beating or matching... yeah I have Bonds 🤫... in my silly mind safety net lol .. I know... I will for sure be replaying this vid a lot this year and beyond 🧐... cause I know someone has my Airstream due to the fees early in my investing years ...🙃....Thank you ☺️ both !! See you next Sunday! 🤓🐶

[@eaglesfanchris12]

hi there! I am a US citizens and recently gained a European resident visa. any tips for how to maximize this advantage? late 20s here

[@daviddon9597]

I love this so much.

[@sourceofwellbeing]

I’ve been following your channel for over a year, Bravo! I retired 14yrs ago at 55. Now I’m considering withdrawing funds from Index funds rather than TSP and IRA which I won’t have a mandatory withdraw from until age 72. Which is better tax wise for withdrawing using FIFO, LIFO or dollar cost averaging?

[@OurRichJourney]

Congrats on retiring early Brad! Regarding taxes, I think it's a matter of assessing your own unique tax situation. We have some tips and we're planning on doing a tax video in the future!

[@sarahmillson1594]

Love you guys! Bless you

[@Emk315]

I just read a story about you guys from CNBC market by Alicia Adamczyk, I literally shared it with a family member. You guys are an inspiration.

[@vhatagunde]

Thank you for video👍🙏🙏🙏❤️ From every video i am learning something new 🥳🥳

[@OurRichJourney]

Thank you!!! So happy to hear you're learning more and more from our videos!!! 😊

[@sheilad215]

Hello the stock market is dropping and I've invested should I feel confident that things will eventually turn around...I'm feeling a little blue now....

[@carianin5293]

Previous investing worked but not so sure about a 50% or more correction. Can’t recoup that in short order.

[@OurRichJourney]

There will be fluctuations and even crashes. Make sure you have a solid investment plan!

[@PrettyStraightforwardBudgets]

The way the Spirit moves is always right on time. We just maximize my Husband’s 401k as well as moved some things around too!

[@jamesspitzercashout]

Good Morning everyone!!!! Have the best Sunday you can! Share your smile, its contagious! Share kindness, its contagious! Amon and Christina, all the best my friends! Doing my first live stream next Sunday, August 22nd 10am PST. If you had a moment to pop in and say Hello! Love ya! James

[@OurRichJourney]

Hi there James!!!! Love your contagious positivity!!!❤️

[@تومريتشاردز]

You guys made it on cnbc again👍

[@invierteafuturo7434]

Love you guys 😊

[@financeclubyt]

Great video! Liked

[@gaylanwright2317]

Great advice!

[@dwalker6868]

Thank you much

[@richardpadilla4444]

Is it that I'm putting peanuts in these stocks? Don't get it. Though know stocks go up and down. Any tips so I can stay in this journey anyone

[@OurRichJourney]

You may think your returns are small if you put in a smaller amount, but it's really based on a percentage (the return). One of the things that helped us was that we did a lot of research before we invested in something so that we felt comfortable in what we invested in. Then, after that, we automated our investments, so we weren't constantly going into our portfolios and checking the performance. We also kept our long-term goals in mind! :)

[@nina06843]

Please make an asset protection video

[@myfindependencejourney]

Just saw you guys on CNBC Make It.