7 Financial Goals to Achieve In Your 30s (ADULTING 101)

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Rose Han

Rose Han

Күн бұрын

Пікірлер
@itsrosehan
@itsrosehan 4 жыл бұрын
***FREE LIVE MASTERCLASS: The 3 Secrets to Investing in Times of Uncertainty How To Build Wealth On Autopilot In Any Market Climate, Without Taking Unnecessary Risks, Getting Lost In A Sea of Financial Jargon, Or Getting Stuck In “Analysis Paralysis” www.roseshafa.com/masterclass
@girldaddividendinvestor
@girldaddividendinvestor 4 жыл бұрын
GREAT CLASS! Left it feeling so much better and confident.
@212puppy212
@212puppy212 4 жыл бұрын
Edmonds Total News Network how long was it? Was there a lot of people?
@franciscoramirez2049
@franciscoramirez2049 4 жыл бұрын
Is this the same of today and tomorrow? Or is different
@sarahtorres8640
@sarahtorres8640 4 жыл бұрын
@@franciscoramirez2049 Its either on May 6 or May 7
@sarahtorres8640
@sarahtorres8640 4 жыл бұрын
Do we need to have a MasterClass account to watch? SIgned up though. Great video today!
@VincentChan
@VincentChan 4 жыл бұрын
Fantastic tips, Rose. One thing you said that really resonated with me was at the beginning of your video, "focus on direction, not speed." I believe too many people are overwhelmed and stressed because they compare themselves to others for the definition of success. Occasional comparisons can serve as a motivating factor but overall, comparisons are never done fairly for the simple reason that no one begins the "race" at the same starting life.
@MoneywithPennies
@MoneywithPennies 4 жыл бұрын
I totally agree. Too many focus on speed and end up taking too high risk and loosing in the end. Slow and steady most often wins the race.
@VickiPzxc
@VickiPzxc 3 жыл бұрын
Well said! I see so many discouraged comments under those “I paid 80K of student debt in 10 months!” If you don’t make even make 80K per year, it’s completely absurd to think you’ll have that much left over to pay off debt. But it does something to folks, psychologically, to see those examples, I love that Rose brought us back down to Earth lol
@atul9380
@atul9380 3 жыл бұрын
“Comparison is the thief of joy” - famous quote from philosopher whose name I can’t remember
@ma-tanica
@ma-tanica 4 жыл бұрын
1:43 build a career that you love and pays well 3:45 start converting your income into assets 6:24 start investing 8:26 paying yourself first 11:37 diversify income streams 13:47 get on the road of getting rid of debt 15:47 review your finances at least once a month 18:41 live your life in a "inner score card"
@lifeofmatt7842
@lifeofmatt7842 4 жыл бұрын
Thanks, if I had professors who followed 👆 model I would have finished college!!
@falsesectslikeshiaarejudeo6543
@falsesectslikeshiaarejudeo6543 4 жыл бұрын
7 goals, 1) built a career and make money., 20s is time for explorations, now gain traction, income is a base tool for wealth! she did waitress, bartending, add college, banking, real estate, property management book keeping... alot of those i wouldn't do. nerding out and helping others i think is ok! 2) start converting income into your assets. keep expenses low... have assets and reserves, and investments. 401k. have self flowing money! recommends stocks and bonds, but bonds has interest, so dividends is better. suggests roth ira and index fund investment transferred from income. 3) get over fear of investing! financial freedom isn't just by income saving! brings up inflation! its like running up a down escalator. fed chart 50% purchasing power down! talks about her class in pinned comments, 3 secrets to investing in times of uncertainty. 4) paying yourself first, treating it like a bill. saving a percentage then spend. this will help you leave living paycheck to paycheck! 11 :30 - 5) diversify income streams, its so obvios with all layoffs, you are secure with more then one stream of money making! 6) Get on the path to becoming debt Free! credit card, car loans are very bad, morgage says it goes to equity. 7 ) Monthly money date, if you can't manage it mint and other apps. assets are your ownings, your liabilities are you owe, then net worth... this should go up every month! try not to compare yourself, we are on our own and compete against yourself! outer score card makes you spend, vs doing things that make you happy, and didn't lose money in dot com bubble! building wealth is an inner game!
@brianlau28
@brianlau28 4 жыл бұрын
Great intro, I never heard of someone making note of people having different beginnings. Everyone has different responsibilities and I always felt I was behind on my finances even though I invested time to accelerate my education. Thanks for putting things in perspective and helping us set the right goals. Now let's put in the work.
@amarantac2906
@amarantac2906 3 жыл бұрын
"Focus on direction, not speed" thanks Rose
@TheProcrastinator1
@TheProcrastinator1 4 жыл бұрын
I'm 22 and I'm already saving towards my retirement
@travelhungry1019
@travelhungry1019 4 жыл бұрын
Start early, the power of compound! Wish I could have started earlier.
@correajonny89
@correajonny89 3 жыл бұрын
Facts me to I'm doing individual stock investing feel its the fast way to retire at your 30s
@cbcbcbable
@cbcbcbable 3 жыл бұрын
We love to see it! 🙌🏻 I started at 19, but didn’t increase my contributions throughout my 20s, like I should have. Keep paying yourself first 👏🏻
@isaidelossantos2435
@isaidelossantos2435 3 жыл бұрын
🤘🏾👊🏾💪🏾 23 yrs
@bsm6776
@bsm6776 3 жыл бұрын
I started around that age and it paid off
@djandres6847
@djandres6847 4 жыл бұрын
Going to turn 35 in November, just started a career and making good money. I feel like this channel is helping grow up finally lol Going start "automating my finances" Thank you Rose! Keep making these vids.
@KarinasaurusRexx
@KarinasaurusRexx 4 жыл бұрын
I'm finally in the positive with my net worth. I'm tackling my student loans and decided my reward for paying off each one is to buy a stock in a company that pays dividends. Get my net worth up and start a 2nd stream of income.
@jlee6754
@jlee6754 3 жыл бұрын
Your videos are the new series of Netflix for me. I binge watched them while taking notes x
@mbtadhl
@mbtadhl 4 жыл бұрын
Great stuff Rose, I've recommended your vlog to my 3 children. Best advice I ever got was from my grandmother. She said, watch your pennies and the dollars take care of themselves, she also said, there is no amount of money too small to save. The third best piece I got was from a friend's grandfather, he said, kid it ain't what you make it's what you save. Save nothing means you made nothing. Keep up the good work Rose.
@sag_noch8ser61
@sag_noch8ser61 3 жыл бұрын
Wow! Those are GREAT words of wisdom! You are blessed to have heard and thank you for passing it! 💕
@dowontheone
@dowontheone 4 жыл бұрын
I'm turning 28 soon, and so glad I stumbled upon this video! I am finally getting to the point of my life where I am putting more serious thoughts and action plans into my financial situations. I'm realizing financial abundance has everything to do with my relationship with money. It's really helpful to have these tips in mind heading into my 30's soon, so that I can keep moving in a direction of creating a healthier and more prosperous relationship with money! I am currently working towards creating my own business that I love, and can't wait for the day I start making income out of it!!
@JonLee219
@JonLee219 4 жыл бұрын
I think this is my first KZbin comment, and I gotta say, I was really moved by how you connected all of your points with the inner scorecard analogy. I turned 29 a few months ago, and I am moving towards turning my life around financially. Your channel has been a solid resource for me during the pandemic to re-evaluate how to use my income for my future. I sense your passion in your messaging, and from one (Kor-Am!) millennial to another, thank you for elevating this generation with this kind of essential knowledge. I look forward to more of your videos, and I’ll be sure to refer this channel to my network of friends and colleagues. Cheers!
@kittyfittsy
@kittyfittsy 3 жыл бұрын
I definitely did *not* expect a video like this to make me feel *better*. I thought I was really behind in my early 30s, and honestly, this is so applicable to anyone trying to get a handle on their finances who isn't... loaded out of their minds. Really applicable and doable things to at least *start* learning more that I need to learn, decide what I need to decide.
@Sezura
@Sezura 4 жыл бұрын
I'm 33 and learned a ton from this video. TY for putting this together and aiding everyone.
@abnormikon8868
@abnormikon8868 3 жыл бұрын
Me too, in age and learnings :)
@cinthiamelo4041
@cinthiamelo4041 4 жыл бұрын
You're so inspirational. I wish I could've had the chance to see your videos when I was younger. I just turned 33 years old and only had one income which I have lost due to COVID-19. I've been living with my last paycheck and a little saving that I had. I just finished my associate degree a couple months ago which I paid while studying, so I'm currently debt-free from college. Still, I feel that I failed on thinking of other ways to produce incomes. I always thought that once I get my degree I would be able to apply for a better job, which now is difficult to find. For the last 2 months on lockdown I've been feeling frustrated and confused about what to do next. I'm now investing my energy in learning about assets and passive income. Thank you for the big lessons and tips.
@ekennahutchinson1636
@ekennahutchinson1636 4 жыл бұрын
I work for the NHS, I want another income Ratio Acedemy is a business my mum made to help families find time to bond
@johngoodell3017
@johngoodell3017 4 жыл бұрын
As an attorney who has dedicated himself to ensuring his clients plan and save, this video and the one that was just released this month (July) are the most engaging, accurate and easy to digest I have seen. Really enjoyable!
@NbaLive4ever
@NbaLive4ever 3 жыл бұрын
I’m trying to finally be debt free before I turn 40. Being in my early 30s and still have lots of student loans to pay is killing me and I wanna finally get free from it. I also just started investing this past year so I feel I’m in the right trajectory, even if I started caring about this stuff in my 30s! And one last thing, the new job I got is something I can see myself In long term (at last). This decade is looking up 🙏🏽
@johneverts6976
@johneverts6976 4 жыл бұрын
First tip is spot on. Resigned from my work at 33 and find something that I love doing.
@manuel25mco
@manuel25mco 3 жыл бұрын
Im 39, i mainly invest in SP500 index fund with the lowest expense ratio. I just followed this very simple steps. I opened and try to max out my ROTH IRA and luckily have a ROTH 401 which i try to max the $19500 per year is some years. Today i have a total investments of $714,000 net. I realized that once you reach a certain threshhold a little bit more does not really add up to my happiness.
@marycilch
@marycilch 3 жыл бұрын
I’m 50 and I just started investing , i want to retire in five years but I don’t have enough money for retirement although I’m debt free, I want to have financial freedom, thanks to you
@motojc
@motojc 4 жыл бұрын
All prudent advises, one thing I can add is: make it your life's goal for your 20s or 30s to be financially independent. It's not about diversify as Rose states, don't make this a side job. But go all out, find your passion, find your niche, make your money from it. You are not financially secure as long as your income is from paychecks, regardless how big it is.
@jewel.s.journey
@jewel.s.journey 4 жыл бұрын
Not everyone can work for themselves. There is a whole world that needs to work. We need drs nurses engineers construction workers grocery store workers ect... Not everyone wants the responsibility to work for themselves. A good secure paycheck is part of financial freedom. Please do not disrespect all the people who work for a paycheck. They help YOU maintain your lifestyle.
@motojc
@motojc 4 жыл бұрын
JulieVe at Jewel.s.Journey you seemed to be confused by a few concepts: 1. There is no such thing as a “secure paycheck”. If someone writes you a check, that someone can stop writing you that check. 2. Financial independence is not without exchange of value with society. You just do so without your boss taking a cut. All of what you listed can be run as businesses by some entrepreneurial individuals. 3. Not everyone will succeed at financial independence. Your chance is 0 if you don’t even ask yourself to. 4. Stating the fact that life on paychecks is not financial independence is by no means disrespect to people who do rely on it. I’m merely encouraging young people to ask more from their lives. If you don’t want the responsibility, you don’t have the security. Very simple.
@leahmcdermott4189
@leahmcdermott4189 3 жыл бұрын
@@motojc I don’t agree. I am a nursing student and I’m already in love with my profession. Though, in a profession like mine, it’s simply almost impossible to not work for a company and have someone ‘write you a check’. I work for the government and am happy to serve and care for the public, but the fact of the matter is it’s a service job. Are you saying that everyone that has or depends on a service job can’t achieve financial independence or security? I most definitely do not agree. Frankly, I think mine is one of the most stable jobs you can have. Please stop perpetuating that idea that employees or people that work 9-5’s can’t achieve this independence because we are relying on a ‘paycheck’. It’s more than feasible to keep a regular 9-5 as your day job and have a side hustle or two and still achieve financial freedom
@inarticulado
@inarticulado 4 жыл бұрын
I'm really enjoying my 30s. I think I'm in the right path. Knowledge and a proper mindset help people to achieve their goals. Thank you so much for your videos!! 😊
@Education-Edge
@Education-Edge 4 жыл бұрын
You don’t have to be in your 30s.! Start today in your 20s!! Great tips Rosy Rose!! 🌹
@MoneywithPennies
@MoneywithPennies 4 жыл бұрын
As soon as possible, to let compound interest work a long time for you.
@springteen3743
@springteen3743 3 жыл бұрын
What about in your 50s?
@blade643
@blade643 4 жыл бұрын
I finally have a positive net worth even with a 14k loan on my car. Im on track with everything I need to accomplish finally. paying off student loan debt and cc debt was a major accomplishment. The car is next for sure, maybe over 2-3 years
@abnormikon8868
@abnormikon8868 3 жыл бұрын
Keep going! Never give up!
@Capture.Castle
@Capture.Castle 4 жыл бұрын
I watched this video twice and took 4 pages of notes. As a 30-year old who just started a new career with an internship, I desperately needed to hear and be reminded of these fundamental values. Thank you.
@kelekogregory630
@kelekogregory630 3 жыл бұрын
💚💚💚💚💚
@JasonRamirez20
@JasonRamirez20 4 жыл бұрын
Starting this year I been really interested in finances and reaching financial wealth. Just last month I started investing and so far everything looks good, thanks to your videos! I plan to make a video on my financial strategy, but this is all exciting especially starting now! Wish you the best!
@misterkeebler
@misterkeebler 4 жыл бұрын
This comment is not only about this clip, but I just found your channel and watched several vids, and I love how you compliment the textbook info with your personal insight and experiences. I've seen multiple vids where you are being honest about both your strengths and your opportunities, and past experiences where you might have done something different. It's a refreshing change of pace from the typical personal investment youtubers that all seem savvy and disciplined from the day they opened their childhood lemonade stand. Makes the journey easier to relate to. Thanks.
@johnl9135
@johnl9135 2 жыл бұрын
Great tips, I wish I can starts at my 20 years again (dreaming). I just start paying myself first every time I get pay and have it direct deposit to new bank account. Learning how to invest on Webull. Using more cash, haven't eat out anymore, starts to sell anything I can find that I'm not using. Looking life in a whole perspective.
@LovelyLoveTV
@LovelyLoveTV 4 жыл бұрын
I love that this video is addressing goals for your 30s. Sometimes it seems like everything is over once you turn 30. The world is just beginning!
@cindygutierrez2382
@cindygutierrez2382 4 жыл бұрын
You are so right. I’m 27 and I struggle to get out of the mindset of “what’s the point? I’m almost 30. That’s already too late to do anything”. My sister is 29 and feels the same way. But here we all are doing our best!
@ronniewillis119
@ronniewillis119 4 жыл бұрын
Rose, Just wanted to let you know that I really appreciate your KZbin Channel. There are a lot of people on KZbin offering advice, but when it comes to complex issues of investing I don't understand, I watch your videos. You are a great teacher! Keep up the great work!
@StockInvestmentAnalysis
@StockInvestmentAnalysis 4 жыл бұрын
Become an adult is rough, isn’t it? Converting cash to assets is very wise although I wasn’t raised that way. I had to learn through my own education and experience. Many people are told to focus on savings rather than investing.
@moneyisfreedom4635
@moneyisfreedom4635 4 жыл бұрын
Stock Investment Analysis im raising my son teaching him about investing 😃
@MoneywithPennies
@MoneywithPennies 4 жыл бұрын
I totally agree, we are just thought to get a job and then use the salary for consumption. I am so happy that I found out that there is other ways to live your life. 😀
@MyLife-og2kr
@MyLife-og2kr 4 жыл бұрын
My parents used to look at investing as a way to "waste" money so I was raised with that mentality. It wasn't until I graduated and found a good job that I quickly realize that investment isn't a way to waste money, but a way to make more money. I mean it's a gamble to buy stocks or save up and invest in real estate, but if done right with thorough research, you won't have to worry about future financial problems and mitigate risk.
@luisvilla2873
@luisvilla2873 4 жыл бұрын
I agree with this I struggle to break that unconscious belief for awhile. I even question my sanity lol
@jakemiller1467
@jakemiller1467 4 жыл бұрын
F savings, I've been investing all my money since I was 19. I'm 32 now and own a few STR homes and paying cash to build another STR, everyone always asks me I bet you have a great savings account... nope, none, I reinvest all my earnings because it makes more than the interest on a savings account.
@JESSICA90484
@JESSICA90484 4 жыл бұрын
I love how honest you are about having a mix of having so many side gigs, service jobs, 9-5's, and transitioning into working for yourself. Working at 14 years old? Props to you.
@danielm1170
@danielm1170 4 жыл бұрын
What a well-put, nonjudgmental take on the age-based milestones. Definitely refreshing to see in the (personal) finance community!
@b0bbyz
@b0bbyz 4 жыл бұрын
Thank you for dumbing this down for me. I was scratching my head the whole time when I was reading Rich Dad poor Dad.
@MsLee-oh7hy
@MsLee-oh7hy 4 жыл бұрын
“What gets measured gets managed” I love it 💕❤️💕
@Waleochronicles
@Waleochronicles 4 жыл бұрын
These are the things no form of education, either from an institution or your parents ever teach you. Ironically, these are the lessons you actually need to learn as an adult but no one ever tells you until you learn it the hard way yourself. Sadly some people never will until it is too late. Thanks Rose.
@TheBitcoinExperience
@TheBitcoinExperience 4 жыл бұрын
Absolutely agree! The one thing every single one of us will have to deal with is completely ignored by our educational system. But we're expected to know how to use money correctly. Luckily, we live in an age where we have channels like Rose's. Sadly, you need to know to look for this sort of information.
@Waleochronicles
@Waleochronicles 4 жыл бұрын
@@TheBitcoinExperience you are absolutely right. Knowing to look for this form of education is the first step.
@TheBitcoinExperience
@TheBitcoinExperience 4 жыл бұрын
@@Waleochronicles I actually stumbled upon it after crashing and burning my first business 😅 I wish I had a good understanding of finances, before starting a business.
@Itsmejennnna
@Itsmejennnna 4 жыл бұрын
I'm 24 and have a positive net worth, however this video has reminded me of the importance of having other streams of income. I am dying to go back to work after 4 long months of unemployment due to covid and it really makes you realize how quickly your income can go away.
@NicoleBernadette
@NicoleBernadette 4 жыл бұрын
I'm 21 but I'm so inspired to keep planning for my future! Hoping to be able to support myself, my parents, and eventually, my own family😊🙏 I loved your introduction!!
@kostakosta4338
@kostakosta4338 4 жыл бұрын
Hey do you have some sort of social medias,in order to discuss investment strategies together
@fuge511
@fuge511 4 жыл бұрын
EYYY 21 GANG! Dude what types of investments are you trying for?
@zybard01
@zybard01 3 жыл бұрын
"Pay yourself first" I recognized The Richest Man in Babylon reference immediately
@abnormikon8868
@abnormikon8868 3 жыл бұрын
I read the book. It's a good one :-)
@jellygurl27
@jellygurl27 4 жыл бұрын
Thanks for these tips:) I am 31 just like you! One thing I am proud of is that I never paid attention to lifestyle inflation and always kept my expenses minimal! I am great saver and budgeter but I definitely need more knowledge on investing. Thanks for these tips!
@sheralyncaballero5175
@sheralyncaballero5175 4 жыл бұрын
I've been so watching so many of these personal finance experts on KZbin and this is one of the best videos I've seen. Cant wait to watch more. Keep up the great work Rose!
@wheelchair89
@wheelchair89 4 жыл бұрын
I have huge debt, and my credit card debt is piling up until it's eating my life. 2020 is my wake up call year; I've lost a substantial amount of income due to pay cut, and I've developed anxiety. But now, I am trying my best to get on that track to relinquish my debt in 3 years time, and save up some funds for myself so I can start again, with 0 debts. You've inspired me a lot and I will continue to work on being a responsible adult, I may start with negatives for now, but I believe, the numbers will be green soon. Thank you very much, you're inspiring.
@upnextcrypt0382
@upnextcrypt0382 3 жыл бұрын
Thanks For Watching.! For more guidance on Stocks to invest in, clearification,tips, support and account management inbox me privately using a text request to... +1 405-771-0427
@BruceLlE
@BruceLlE 4 жыл бұрын
I’ve worked for over 20 years, I’ve always had fears investing due to an investment I made in my sister’s company many years ago which eventually went bankrupt. Now in my early 40s, I’ve finally gained the confidence to start investing in index funds and individual stocks. Your videos are great and keep making great investment content.
@gwendolyncarla
@gwendolyncarla 3 жыл бұрын
I’m 29 and I want to start! I’m so scared of Investing but I’m eager to better my financial literacy. Thank you for your channel!
@bsm6776
@bsm6776 3 жыл бұрын
It’s not scary. Not investing is scary to me
@victorarechiga2330
@victorarechiga2330 4 жыл бұрын
Thank you very much for all the great advise. I’m way pass my thirties, but like the saying goes better late than never.
@rhongolf
@rhongolf 4 жыл бұрын
I’ve been watching your videos accidentally last night and I find all your recommendations very relatable and wise financial advices that I encounter on my 45 years of existence--- start investing as early as you can -- and I learned a lot from your videos, some I already knew but not doing it yet and it turns to a reality check for me to do more and agressive with savings and investing. You got my subscription and more power to you!
@elenaaraujoborisoff6169
@elenaaraujoborisoff6169 4 жыл бұрын
You're just the best, Rose!! Thanks for sharing your sensible perspective.
@nicklipari5841
@nicklipari5841 4 жыл бұрын
I really wish i started really focusing on investing when i was 20. Started at the age of 30 but now it consumes me. Investing into a roth and a brokerage account. Trying to pay off my mortgage as fast as possible to start investing in real estate. I have to slow my mind down about it sometimes and realize its a marathon, not a sprint. Just keep doing what im doing
@shawn1869
@shawn1869 4 жыл бұрын
Totally feel you on this... Started on my thirties as well. Feel like i gotta lot to make up lol 😂👍
@becomingdauntless8821
@becomingdauntless8821 4 жыл бұрын
Hi Rose, I've started watching your vids for the past 2 weeks and have finally subscribed. You've encouraged me to take the first step towards investing in Index Funds and I've already seen decent gains (despite what's happening). This is the most relatable video I've come across having turned 33 recently and looking back at all the things I wish I had done better in my early to late 20s. However, as you say, 'don't be so hard on yourself'. We are all running different races and inner game is important; I was looking for this and thank you so much for the advice.
@stanleyfujiwara1394
@stanleyfujiwara1394 4 жыл бұрын
I’m a dividend investor My wife and I have invested in the s&p500, both through my TSP with the government, and through Fidelity in her 401-k.Cashed out 270k from the S&P and invested with a Full service broker . Until around 4 years ago we were 100% in the s&p after over 30 years.I'm retiring at the end of this month at 62, while my wife will retire next year at 60. We currently have 1.7 million in out tax deferred savings..so I don't actually agree with this..
@nataliehinnes5221
@nataliehinnes5221 4 жыл бұрын
you made that much from s&p500!! do you by any chance do referrals on your broker?
@stanleyfujiwara1394
@stanleyfujiwara1394 4 жыл бұрын
@@nataliehinnes5221 Certainly I do but I can’t just leave her info here, just google her yourself, her full name is Lucy Maria Koss, she has a website and everything so you can reach her from there
@ashtheartist2272
@ashtheartist2272 4 жыл бұрын
She’s a solid KZbin-er.
@johngill2853
@johngill2853 2 жыл бұрын
If you invest in the s&p 500 you're an index investor. You are not a dividend investor
@mannyhomem1314
@mannyhomem1314 3 жыл бұрын
The amount i have learned from you in the past few weeks has given me not just the knowledge on how to save/invest but the courage and savvy to just do it. I've had some retirment accounts and some stocks from where i work but now i know what they are and how i can influence them further. Thank you for educating us in a simple way to truly impact our lives today and beyond.
@pandabossanna
@pandabossanna 4 жыл бұрын
I love your videos so much ! I made a decision that any additional income goes straight into a form of savings - split in % for a "travel fund", "mortgage overpayments" and "investing" ... so anything from things like pet sitting, or promotions at work etc! So no lifestyle creep or just wasting money on pointless things
@briankelly1240
@briankelly1240 4 жыл бұрын
I just turned 30 last month so very timely, love the advise, I am working full time, struggling to get the 2nd income stream, so look forward to hearing more thoughts in this area for someone who is currently working full time.
@j-soulfilms
@j-soulfilms 3 жыл бұрын
Yay! I'm sooo glad that I found this channel! I just got promote it as an mechanic working in a warehouse last month. Now its time for me to shine, saving and investing money! Hope I save a lot next year!
@budp6320
@budp6320 4 жыл бұрын
I have only just found you and I love how you simplify it for people who have no idea. New subscriber from Australia ❤️
@MoorishBrooklyn
@MoorishBrooklyn 4 жыл бұрын
Those Rose life experience one-liners are golden. This was an excellent video. Although I am exiting my 30's, I wish I had this info in my early 30's or before. However I have applied many of them; which is better than not moving in the direction towards financial freedom.
@MoneywithPennies
@MoneywithPennies 4 жыл бұрын
It is never too late to take control of your financial situation and start pursuing your goals. 🙂
@shaereub4450
@shaereub4450 4 жыл бұрын
I'm 26: renting a room, no car, taking the bus and biking to work (daycare $11.20/hour 40 hours/week. Culvers $10/hour 20 hours/week. I make about $21K - $22K net/years when you calculate the days both jobs are closed) nothing to my name except a $2K e-bike, a few miscellaneous items, and $20K in savings. My expenses are about 60% of my income since I pay about $260/month for health insurance. I'm not
@George_Perez
@George_Perez 4 жыл бұрын
Great tips Rose, and never been a better time to double down and stay focused while most people just lope around and watch netflix all day, lets get it.. time to build our empires!! 💪🤑🔥
@MrPhotastic
@MrPhotastic 4 жыл бұрын
I'm glad I've stumbled across your channel, Rose, subscribed. I've been living paycheck for the longest time. I've been paying myself first every paycheck and it feels good to have money saved.
@jaynesimpson183
@jaynesimpson183 4 жыл бұрын
I think this pandemic has taught people the importance of multiple streams of income unfortunately having a job doesn't mean security. So I really appreciate your transparency and giving people a fighting chance during these troubling times.
@roseanderson8653
@roseanderson8653 4 жыл бұрын
I think with the pandemic it's unlike a recession, you know where you stand, no business is full of proof at the moment because it's all down to spending and how much money a person has available to them at this current time moving forward I feel online business is the way forward and that's where you find most local businesses from now on.
@MichelleStevens-hk2tg
@MichelleStevens-hk2tg 4 жыл бұрын
This is 100% true. Self made millionaires like warren buffet and Bill gates, never made it depending on paycheck neither were they salary owners. I think investment should be on every wise one's list and currently all of it is online. In a month or two you'd be ecstatic about the decision you've made.
@patriciacartwright751
@patriciacartwright751 4 жыл бұрын
Lucas Moore, I hope it won't be such a big deal to ask you what you invest in ?
@MichelleStevens-hk2tg
@MichelleStevens-hk2tg 4 жыл бұрын
Another passive income idea should be trading to be more precised, the forex market or Gold(ETF). I have been investing in this avenues for a while now and my investment has been great with profits coming in constantly
@MichelleStevens-hk2tg
@MichelleStevens-hk2tg 4 жыл бұрын
There are 2 ways to enter the forex market, either as a trader or Investor
@jazzyeefitness4640
@jazzyeefitness4640 2 жыл бұрын
Rose, you are so amazing, thank you for all of your videos. You really motivated me to improve my financial health. I am 28 and I am still in debt. As I am approaching 30's I want to be debt free (at least with my credit cards...), so thank you for always motivating us! You are my financial therapist
@yanli5864
@yanli5864 2 жыл бұрын
Thank you so much for the encouragement at the end of the video Rose! It almost makes me cry that hearing it’s ok wherever you are at and it’s not too late to start building wealth and pay off debt. Thank you so much for what you are doing! ❤️
@laineyjacob9565
@laineyjacob9565 4 жыл бұрын
I also treat my savings/investments as bills. I feel so poor after all my monthly bills so I end up not spending anything on unnecessary stuff. What best works for me is to get it automatically debited every month. Anything leftover goes to emergency fund.
@youngbangladesh7409
@youngbangladesh7409 4 жыл бұрын
I thought I was the only one who had a monthly money date! 😂😂 I went from negative equity after my divorce two years ago to a healthy nest egg and saving and investing 56% of my income every month. I have a job, two additional income streams and I'm working on adding a fourth. Thank you for the wonderful content on this channel.
@ubaok24
@ubaok24 4 жыл бұрын
With federal student loans, you can enroll in the income based repayment plan that can reduce your payments to as low as $0 in some situations.
@nick5141995
@nick5141995 4 жыл бұрын
One tip: If giving tips/bullet points add the tip to the bottom of the screen for the duration of your explanation. Makes time-stamping a breeze!
@afr0flava
@afr0flava 4 жыл бұрын
Agreed! I kept fast-forwarding.
@nikkicarandang7477
@nikkicarandang7477 4 жыл бұрын
She already added time stamps
@sambochen2010
@sambochen2010 4 жыл бұрын
Amazing life and financial advice Rose! If I only had this video 20 to 30 yrs ago, I'd be a Warren Buffet by now. ;) Your wisdom is far beyond your years. You're a gift and a blessing! Keep your videos coming! :)
@sonicxis4ever
@sonicxis4ever 4 жыл бұрын
I love listening to her talk. I’ve already saved up $500 just following her advice. She’s amazing. She knows what she’s talking about
@mariahw7451
@mariahw7451 4 жыл бұрын
I’m 24 and watching this. I have 75k saved. I own a home and put 20% down on it. Only have one credit card with a balance. I’m trying my best! Hopefully by 30 I’ll be really doing well.
@AdrienneInvests
@AdrienneInvests 4 жыл бұрын
That’s awesome and a lot further than most 24 year olds. Good for you!
@jokkon13
@jokkon13 4 жыл бұрын
That's amazing... Hopefully you pay off that credit card balance every month.
@vegetaz1532
@vegetaz1532 4 жыл бұрын
what do you do for a living?
@ynkybomber
@ynkybomber 4 жыл бұрын
Don't worry you will get a wife and kids soon and that money will be quickly spent
@mariahw7451
@mariahw7451 4 жыл бұрын
Adrienne Invests thank you 🙏🏼
@kalebhernandez3773
@kalebhernandez3773 4 жыл бұрын
My gosh, you are so right. I am almost 32 and I moved to Canada 2 years ago. I had to start almost since the beginning here and start a new life basically, It has been a bit hard to adapt and I thought, maybe this is not the best time to save money, I don't want to be stressed but like you said, there are not excuses, it is time to think more serious about the future. Thanks for sharing those advises!! I will be more in touch with your channel for sure!
@TheRealWingX
@TheRealWingX 4 жыл бұрын
I am an Electric Engineer student (22 years old), so I dont have enough money to invest, but I started investing 20 euros at a time. It was bad when I invested 100 hard earned euros and watched them lose value. I went from 100 to 30 euros, but I decided I didnt care and went long. Now my 100 euro investment is worth 750 euro! Its not much, but slowly but surely I am starting to invest more and more. Thanks for the great info !
@jeremiahanderson7203
@jeremiahanderson7203 4 жыл бұрын
Thanks SO much for your advice. I have no idea what I’m doing and you’re giving me all the info that my parents never taught. Your youtube mom now. Thanks girl! Subbed!
@user-jm8vq3yl9b
@user-jm8vq3yl9b 4 жыл бұрын
Thanks, Rosa! - Currently 25 and started this year to put in place simple but effective changes to my finance and if feels so insane to have different income streams! Currently working getting my debt under and control! And building my assets! ❤🤘🔥
@springteen3743
@springteen3743 3 жыл бұрын
On minute 18:13 you said that ones in your 50s it’s too late to create some wealth through investing? So if is true then what can a person in that situation do? Thanks by the way , you are an inspiration 😀
@boonteeeng460
@boonteeeng460 4 жыл бұрын
Good content! Everyone in 30s should listen!
@abnormikon8868
@abnormikon8868 3 жыл бұрын
I do :-)
@OutPushing
@OutPushing 4 жыл бұрын
I saw a careers counsellor and it was money very well spent. I may now be starting again being an intern at age 38, but I've found an industry I love that has the added bonus of great prospectsfor future financial returns too. Great advice all around with this video, thanks for your work.
@MrErnestc
@MrErnestc 4 жыл бұрын
HI, Rose, Your Tips and Advise is on point. You really hit home, and your presentation is AWESOME! If you had an overhead mic or one on you would really put you over the top. This would make you a award wining KZbinr. Keep up with the excellent work…
@mrkrowl
@mrkrowl 4 жыл бұрын
She is such an amazing teacher
@calliejustine6602
@calliejustine6602 3 жыл бұрын
Rose - Just gotta say that I'm a huge fan of your videos and advice. I feel so empowered after watching your videos and appreciate all the context you provide on the topics you discuss. Thanks for making such clear and straightforward educational content. A friend recommended your videos and I will definitely be continuing that recommendation chain!
@itsrosehan
@itsrosehan 3 жыл бұрын
You are so welcome!
@kaitlyn4058
@kaitlyn4058 4 жыл бұрын
Many thanks for putting topics and timestamps in your video descriptions! It's nice to see the talking points before diving in.
@ricorodriguez3579
@ricorodriguez3579 4 жыл бұрын
Goal 5, I could not agree more. During the last 10 years my employer has been unable to pay for up to 45 days so I have had to look for another way to make money (and have savings) to be able to pay my expenses with no paycheck
@WellBehavedWallet
@WellBehavedWallet 4 жыл бұрын
Thank you for posting! These are very specific and action-able. You make it accessible and encouraging Totally agree that trajectory is the most important component.
@IcedOasis
@IcedOasis 4 жыл бұрын
Just watching your into was so encouraging! Youre great find! Excited to watch your channel grow! Thanks for this invaluable resource rose!
@modernadulting6857
@modernadulting6857 4 жыл бұрын
Monitor and improve your credit. Starting early is the key
@itzblckmgc9463
@itzblckmgc9463 4 жыл бұрын
Can you make in depth video about Real Estate and how should soon to be property owners should approach it. Love your videos!
@kristinascully3111
@kristinascully3111 4 жыл бұрын
Clicked on one of your videos on a whim, and you’ve just become my favorite KZbinr. Thank you for the great advice and making it easy to understand!
@masmagalotti7713
@masmagalotti7713 4 жыл бұрын
I love how kind and expressive you are. Great tips. Keep it up!
@stephkinneyyoga2988
@stephkinneyyoga2988 4 жыл бұрын
Your videos are super helpful!! I'm finally buckling down to make money changes I've wanted to for years and your info is really helping me stay on track. Thank you!!
@hassiearaya8024
@hassiearaya8024 3 жыл бұрын
I’m in my fifty’s and I’m still saving not trying to be a millionaire but living comfortable and paying off my mortgage by 60. Luv the channel
@bigdhav
@bigdhav 4 жыл бұрын
This is such a great video. Why this is not taught at school is utterly perplexing.
@clementdoo
@clementdoo 4 жыл бұрын
Wow! I learn something NEW everyday! Thank you Rose!
@LibrePensadorNo1
@LibrePensadorNo1 4 жыл бұрын
Always great Rose, your words show the right path to achie financial independence!
@MyahWorld
@MyahWorld 4 жыл бұрын
I'm 28. Aiming to be done with paying off my student loans in two and a half years. Definitely needed the "paying yourself first" advice, especially with what's going on right now.
@itsrosehan
@itsrosehan 4 жыл бұрын
You got this!
@QuesttoFIRE
@QuesttoFIRE 4 жыл бұрын
Wise advice. I loved the last tip the best. 😊 Totally agree about the inner scorecard. 🙌🏻 If you feel like you MUST compete, compete with yourself! Be better than you were last month, or last year!
@clarissaardra6929
@clarissaardra6929 4 жыл бұрын
Good tips ! Im turning 25 this year. And this video definitely gives me good tips of what i can work towards.
@graceishere149
@graceishere149 4 жыл бұрын
Hi Rose, thanks for sharing your thoughts and knowledge without hiding. I'm really lucky to see your videos in my early 20s. I'm working towards to expand my income streams and find my passion which can makes me money as well. Thank you!
@simmonds3930
@simmonds3930 4 жыл бұрын
OMG, the inner scorecard idea is genius. I love you!
@kylieknight8847
@kylieknight8847 4 жыл бұрын
Hey Rose thanks for the great advice on this. I'm only looking into investing now and trying to save money. I'm kind of lucky though as I have paid all of my debt off a few years back (it wasn't too much thankfully) so I guess it's up to me to give it a go. Can't wait to follow your journey and your next videos :)
@georgek14
@georgek14 4 жыл бұрын
Love the tips and loving the channel so far, getting lots of value from it. I turn 28 this year so hopefully I'm slightly ahead of the curve, my only regret is not starting to invest money when I turned 21!
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