How To Buy A House In Spain (Step-by-Step Guide)

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Spain Revealed

Spain Revealed

Күн бұрын

Пікірлер: 334
@lucius1976
@lucius1976 2 жыл бұрын
Just in a process buying a house in Spain (Murcia Region). We are a German/Norwegian couple currently residing in Germany, but intending to move. Regarding mortgages i encountered some problems doing that from outside Spain. You might be able to navigate yourself through the websites without much knowledge of Spanish (thanks to Google Translate) but if you put your contact information in there you almost always need a Spanish phone number. It is not even possible most of the time to put in another (just tried in iahorro for example). Second, if they call you back you do have to have at least a basic understanding of Spanish (unfortunately we are not there yet) because they rarely speak much English (or a willing to). So, best way is to have a lawyer down there which can act as a relay for that kind of stuff or just does it for you. By the way Much Thanks for that video and your channel. Found it extremely helpful.
@spainrevealed
@spainrevealed 2 жыл бұрын
Thank you for that feedback. Good luck with the process!
@chrisanthony030
@chrisanthony030 Жыл бұрын
Hey hey im from Germany too and i would love to buy a house there too - how is your process so far any updates ? I would be happy to hear from you - ggf können wir uns auch auf deutsch austauschen
@lucius1976
@lucius1976 Жыл бұрын
@@chrisanthony030 Hat soweit geklappt. Hatten einen guten spanischen Anwalt welche das ganze für uns geregelt hat
@chrisanthony030
@chrisanthony030 Жыл бұрын
@@lucius1976 wow also habt ihr euch ein Haus kaufen können ? Kann ich mit euch Kontakt aufnehmen und euch ganz viele Fragen stellen ? 😄 Würde mich sehr freuen Ganz liebe Grüße
@Malecare
@Malecare 4 жыл бұрын
Thank you. A clear and relaxing presentation of the roadmap to buying. You are both super!
@spainrevealed
@spainrevealed 4 жыл бұрын
Glad it helped!
@XRPSwan
@XRPSwan 3 жыл бұрын
@@spainrevealed Fue estupendo ! Me encanto
@iNMOspectorSpain
@iNMOspectorSpain Ай бұрын
Great video - even though I’m commenting 4 years after release, the information is still incredibly relevant! One thing I’d add is that Spain’s real estate market can vary a lot depending on the region. Construction standards and adherence to legal requirements can be quite “unique,” especially in rural areas and, from my experience, in the south of Spain. There are also specific challenges and opportunities that differ by autonomous region. Homebuyers in Spain should also keep in mind that most real estate agents work primarily for the seller, not the buyer. I’d estimate that around 80% of agents here have very little understanding of the technical and even legal aspects of property transactions. So, it’s crucial to stay informed and cautious. Also, be aware that the official valuation required by banks for a mortgage often has little to do with the actual market value of a property, so don’t confuse the two. Thanks again for the valuable insights, and keep up the great work! I’m looking forward to watching more of your videos because there’s always something new to learn from others’ experiences!
@h-4vok
@h-4vok Жыл бұрын
Very nice video guys! Im living in the UK and started to think about buying in Spain in some years. Found your video immediately, excellent stuff. Cheers
@CineSoar
@CineSoar 4 жыл бұрын
I am so glad we went with a lawyer and a 'personal shopper' on our purchase. They negotiated for the seller to cover the ITP, which was more than triple what I paid for their services. So, they paid for themselves, and then some. One part of the process that was nervous-making, but worked out well in the end: We were back in the US, before the first IBI tax bill was due. We traveled back, hoping it would be in our mailbox, but it had not arrived. So, we took our identification and related paperwork to the local office. When we arrived, I asked whether we might get help in English and were told "No." So, I figured I would get by with my limited Spanish and some help from Google Translate. When our turn came, the woman who helped us spoke English pretty well and was pleased to be able to practice, and a supervisor who overheard us speaking in English came by to assist as well. Since then, the IBI is paid by direct deposit.
@SJPDurham
@SJPDurham 4 жыл бұрын
Excellent video of the ups and downs of buying a house. Thank you for your time putting this together.
@jonny_leach
@jonny_leach 4 жыл бұрын
Excellent. Fascinating that the lawyer and notary do different things and that completion of the deal is still done in person.
@spainrevealed
@spainrevealed 4 жыл бұрын
Yes there were a lot of people in that room when we signed!
@jonny_leach
@jonny_leach 4 жыл бұрын
Spain Revealed - James Blick that used to be how it was in the UK but they move to completing transactions by post before I started. I feel I missed out on something! Just have to buy a Spanish home 🤣
@mikadjordjevic6775
@mikadjordjevic6775 4 жыл бұрын
James you have excellent idea what to blog. Please add new idea how to buy new and used car in Spain and health insurance.
@spainrevealed
@spainrevealed 4 жыл бұрын
Will do!
@Roni-Ur
@Roni-Ur 4 жыл бұрын
great idea!
@Impartial.Observer
@Impartial.Observer 4 жыл бұрын
Yes, please!!! This information is desperately needed - it would be good if you could include info on how to get a drivers license in Spain - it may need to be a separate video? Gracias, chicos.
@philipshort7491
@philipshort7491 4 жыл бұрын
Hello James and yoly,(when i was 22 I used to go out with a 17 year old kiwi girl from Hamilton ) My dad and I look forward to watching your videos, I've had a love for Spain and the Spanish people which goes way back to the early 1970's when I was 12 or 13 when one of our school teachers brought a large home made tortilla and some castanets into class, Told us stories about cristobal colon and don Quixote, fell even more in love with Spain when I first visited andalucia back in 1983 when i was 22, especially my beloved axarquia region. My dad and I have had plans to emigrate but over the past 2 years things have gone down hill with the sad loss of my mother, my soulmate, September 2018. March 2019 my dad ( who's 92 on the September 25th 2020) and I were in the axarquia for 3 weeks looking at properties, I don't need maps or sat navs, the number of local people we met and got to know in our 3 weeks was unbelievable, even the local football club UD TORRE DEL MAR who are doing great things in the local community, and have had their 3rd promotion in 3 seasons I've been in touch with many times, my father and I even went to the local derby when we were there against Algarrobo. We came back from Spain end of March 2019 and my dad ended up in hospital for a month, then we've had for the past year or so a problem with our semi detached here in the UK, insurance job, work just finished 2 weeks ago beginning of September 2020, ad covid-19 into the mix the deposits on Spanish property, it looks like were going to be stuck here for the forseeable future, I was hoping to be over there and settled in before my 60th birthday January 2021. But it looks like I'm stuck here with my Memries Spanish app for my very rusty Spanish, in one ear and out the other over the years. Street view, and the local Spanish papers online, I know everyone and everything that's going on in the region more than I do in my cold wet north east England. Best wishes to you both from my dad HARRY and I.
@dboulos7
@dboulos7 2 жыл бұрын
Thank you both of you for hard efforts, and for your selfless dedication and concern in helping others surmount what can be a very confusing and daunting process!
@salimbouzidi4534
@salimbouzidi4534 10 ай бұрын
Top notch video, Very well explained, Thanks guys
@Outspoken.Humanist
@Outspoken.Humanist 4 жыл бұрын
This is exactly what I wanted to see. Thank you. So detailed and informative. e.g. I had no idea about being liable for 3 years of debt on a property. I'm not going to be in a position to buy until 2022 but the video and the checklist are a very useful resource.
@spainrevealed
@spainrevealed 4 жыл бұрын
Glad they're helpful Paul! and yes, check those debts!
@squiremuldoon5462
@squiremuldoon5462 4 жыл бұрын
2022? Wow now that’s long term planning considering the world situation.
@navyryder
@navyryder 4 жыл бұрын
Very good video on how to buy a house in Spain, very informative, one of the best ones in KZbin related to this topic. A must watch for people looking to buy a property in Spain.
@brunavannucci3198
@brunavannucci3198 3 жыл бұрын
You clarified so much the process. It looks me not so hard to buy a house in Spain. We’re considering it for the next year. we actually live in Dublin and we’d love having our place in the sun. Thank you for all information. 🙏🏻👏🏻
@kenrehill8775
@kenrehill8775 3 жыл бұрын
Everyone who lives in Dublin dreams of sun.
@sachinsawh
@sachinsawh 2 жыл бұрын
Thank you soooooo much. This is the most helpful video on home buying that we've ever seen!
@mitcoes
@mitcoes 4 жыл бұрын
Great as always. Add one about what to do after buying a house: Mudanza Agua Dispositivos antical y de osmosis inversa si el agua es de la costa - muy dura - Gas Luz Combinados energía Autoconsumo fotovoltaica y termosolar Aire acondicionado Telecomunicaciones
@cbfranke66
@cbfranke66 3 жыл бұрын
Excellent video.... in the US (or at least in the state I live ) the roll of the Notary is done by a “Title Company”. They do the same function. The one difference is nowadays the money is normally transferred electronically. The buyers bank will transfer the money for the purchase price plus fees to the Title Company who the the transfer the money to the seller & and pays all the fees. The fees are called “closing costs”. Normally the seller pays the majority of the closing costs but the purchaser also pays some as well. The amount of closing costs can be part of the negotiation process.
@josemanuelibernonvalero9636
@josemanuelibernonvalero9636 4 жыл бұрын
Yo gracias a Dios ya tengo 2 casas en España y aunque este vídeo no me es muy necesario os he visto con mucha atención porque no me pierdo ningún vídeo vuestro. Un abrazo y muchas gracias por vuestro canal que me entretiene tanto.
@sandraa05
@sandraa05 4 жыл бұрын
Súper interesante! Tengo ganas de ver muchos videos donde explorais vuestro nuevo barrio👍
@MikesTropicalTech
@MikesTropicalTech Жыл бұрын
I'm doing my property search in Barcelona right now and your list confirms everything I found in my previous research. Thanks!
@karthikarvindcs
@karthikarvindcs 3 жыл бұрын
We are in process of buying a flat in Barcelona. Your guide has been of great use to us.! Thank you for your detailed content and guide.!
@steveandyoung
@steveandyoung 4 жыл бұрын
Congratulations on your new place! We love Spain and go at least once a year. Had to cancel this year's plans due to COVID, but we'll be back in 2021!
@kenrehill8775
@kenrehill8775 3 жыл бұрын
I’m happy to hear the Spanish like negotiating, I’ve got this coming up this week.
@holliebenson7433
@holliebenson7433 4 жыл бұрын
Hello within the next 3 years when I finish university my long term boyfriend and I are wanting to get a holiday home in south east Spain near his family home. I found this really helpful so thank you so much
@joshmark277
@joshmark277 3 жыл бұрын
Hello how are you doing, my name is josh mark and you?
@PJB2002
@PJB2002 2 жыл бұрын
I just stumbled upon your video by chance and I have to say you have conveyed the processes brilliantly! Thank you!
@diegorivera6500
@diegorivera6500 4 жыл бұрын
Love the way you decorate the house
@sammiesmith6690
@sammiesmith6690 4 жыл бұрын
Great informative video on a step by step process of buying a house 🏡 in Spain 🇪🇸.
@Leftplayer1
@Leftplayer1 4 жыл бұрын
Finally, just wanted to agree regarding the bad experience with Idealista’s mortgage search. Lots of talk but never got any responses from the banks. I then used Hipotecas.com and I got something like 5 offers within a week.
@spainrevealed
@spainrevealed 4 жыл бұрын
Good to know
@Franked1
@Franked1 4 жыл бұрын
Such useful information. Thank you! Please keep posting more about this subject as well. Thank you.
@spainrevealed
@spainrevealed 4 жыл бұрын
Will do Frank!
@ge48421
@ge48421 4 жыл бұрын
The term "earnest money" is used in the US for the money you deposit in an escrow account once you offer is accepted by the seller. The escrow agent makes sure the title is valid, collects all the money, pays all the debts, fees, and taxes, and creates and registers the deed.
@ginangan8892
@ginangan8892 3 жыл бұрын
Tou two are wonderful,helpful and honest
@loumcast
@loumcast 4 жыл бұрын
Excellent! Please do one of your apt. renovation, the process with the city, if you had to get a permission from the comunidad, the contractor/builder or handyman, how long it took, etc. Thank you!!!
@carmennotario1744
@carmennotario1744 2 жыл бұрын
Excellent explanation. I have a beautiful villa for sale in Seville, Doñana National Park area with 700m2 urban and a house of 80m2
@michaelw970
@michaelw970 4 жыл бұрын
Great Video guys, thanks v much 👍. We’re looking to buy in Spain at the end of the year. Mucho amor desde UK 🇬🇧
@chrischaisson7480
@chrischaisson7480 4 жыл бұрын
Great video! We are moving to Spain in November and this will definitely come in handy. Love your channel!!
@spainrevealed
@spainrevealed 4 жыл бұрын
I'm glad!
@randywiley2593
@randywiley2593 3 жыл бұрын
Thank you so much moving to retire in Spain in 2022
@patriciavelezmoro3714
@patriciavelezmoro3714 4 ай бұрын
Muchas gracias, yo vivo en Noruega y mi esposo y yo estamos pensando comprar una casa en España para pasar los veranos 👍🏼
@SocorroGarciaValencia
@SocorroGarciaValencia 5 күн бұрын
I can recommend a good investment company where you can invest your capital and earn good earnings from it
@FurrKnight
@FurrKnight 4 жыл бұрын
Sorry, I took so long to watch but wow, amazing work you two!!! THANK YOU!!!
@ralukral9651
@ralukral9651 2 жыл бұрын
In Romania is the same process. The difference is that after the seller receives the money from the bank, he has to sign a statement that he received the whole price. I'm a notary.
@NordicAdvRider
@NordicAdvRider 3 жыл бұрын
Great video, will help a lot. And don't forget to get a loan promise from the bank before start bidding on any property's.
@dermaamore1186
@dermaamore1186 3 жыл бұрын
New subscriber here. You have no idea how imperative your provided information is. I absolutely love it, this is my second content on your channel I watched. Clicking next, then a next...then a next. I am looking properties in Spain as we speak. Thank you so much 🤗🙏🏻👍
@petrusveritas2385
@petrusveritas2385 3 жыл бұрын
Hola, This is best and most informative video ever without any doubt! I am on the mission to make those steps fingers crossed in few years. You guys are amazing. God Bless, Saludos 🙏🏼😊
@shahnawazjariwala7211
@shahnawazjariwala7211 9 ай бұрын
Thank you so much to all three of you that was very useful. Please do some research on prospects of farmland 😊 locations prospects with an eye to emerging tourist attraction near among moumitains
@estebanengel369
@estebanengel369 4 жыл бұрын
Dear James and Yoli , your explanation was flawless. I want to add a different situation that happened to me. My first property in Madrid was an investment for rental purposes with very high yield. I am a non resident, I am Argentinian ,and I bought without mortgage and so it generated a Spanish income .The bank offered me 20 percent upfront in the next property and 80 percent mortgage as a local. According to the Bank, and I don’t know if it is fully correct, mortgages are since June 2019 offered to foreigner only if they have a Spanish source of income. We could check.
@spainrevealed
@spainrevealed 4 жыл бұрын
Hmm interesting. I haven’t heard that
@noerodriguez123
@noerodriguez123 4 жыл бұрын
Hey, James, We did like this video and the info, thank you, but my wife, she was expecting "The Tour" of your new home. well, thank you and Saludos!
@noerodriguez123
@noerodriguez123 4 жыл бұрын
Congratulations !! on your new home ... Muchas felicidades y bendiciones!
@almadv
@almadv 3 жыл бұрын
Thank you so much for this awesome video!! It is super helpful. Could you please create a video to show how do you research a city? A cities' area, economy and how much to forecast. Please share the links any companies that support the research. Muchas gracias! Happy new year!
@joshmark277
@joshmark277 3 жыл бұрын
Hello how are you doing?
@kinesauzumaki9080
@kinesauzumaki9080 2 жыл бұрын
Hello, I am a girl from Spain, specifically I live in Galicia on the north coast, I live in a fishing and tourist town (especially in summer) right in front, separated by the sea, is the city of Vigo, quite large and also quite touristy, the usual conveyance is by passenger ship :) people go to work or shopping every day by boat (and on weekends to party) it's about 20 minutes by sea, and about half an hour by car or bus. I myself consider in the future, acquiring a property in a country where the currency is cheaper and I was thinking how much I would value having someone there, to be able to take the step without fear, someone I can trust, to talk to owners , translate, be honest, check that everything is correct, send me photos, and any other management. So here I am offering myself for the same job in case someone decides to buy around here, in Vigo, Cangas do Morrazo, or some other nearby city here in Galicia. If you need me, just reply to this message or send me an email to: tresrojo@gmail.com and we can talk about what you need. I'll be watching! Thank you very much and good luck in any case!
@WestShoreMan
@WestShoreMan 4 жыл бұрын
Oh man 1.6% interest! That’s awesome!!
@KeyTrust_es
@KeyTrust_es 2 жыл бұрын
A very useful vídeo. Next year we hope to buy our house.
@spainrevealed
@spainrevealed 4 жыл бұрын
*Hi Spain lovers!* - Download the free Spain House Buyer's checklist: swiy.io/SpainBuyerChecklist - Didn't catch part 1 about finding your dream home in Spain? Watch it here: kzbin.info/www/bejne/nH6sq2ePd5yFick
@TheCesmahan
@TheCesmahan 4 жыл бұрын
Thank you! So helpful! Looking forward to hearing about how to go about finding a contractor for renovations. Also, please include what you looked for inside the apartment (i.e. insulation, double-paned windows? anything about the floors, etc. The pipe advice was great.)
@AnthonyPOSSO-yg9gx
@AnthonyPOSSO-yg9gx 11 ай бұрын
Heyyy Guys , Am trying to get this house / buy ,, down here in Algeceras, from Miami US Mi Real Estate agent down here is saying to pay the transaction through my bank in US ( as not is not a loan ) straight to the the SELLER , along with their fee's ( which is a few more grand! ) this is the day before we go to the NOTERY is thiAt right!? suppose to be signing next week . Isn't that what the Notery's for ? ( It's not a Morgage ) ✌🏼🌟🌟 by the ways you too are Stars 😮
@michaeldaviesspanishinheri3734
@michaeldaviesspanishinheri3734 Жыл бұрын
Great video Just one note . Foreign buyers should make a Spanish will
@Impartial.Observer
@Impartial.Observer 3 жыл бұрын
Great video, chicos!!! This is a very comprehensive video for those who (of us) have no idea how to buy a house in Spain. A couple of questions: (1) What is the official name of the person who assesses the value of the home (the "tasación) (2) How does one find that person? Are they listed online somewhere? (3) Did I read somewhere (or see it in one of your videos) that persons older than 60 can't get a mortgage in Spain? (I think I recall hearing about that somewhere). Muchas gracias!!!
@annies5072
@annies5072 4 жыл бұрын
Very informative and detailed... Thank you both!!!
@TheRealSabrinaDeep
@TheRealSabrinaDeep 4 жыл бұрын
Thank you two so much! I have been living in Spain for 9 years and I really want to buy my own home here. Our friends have been trying to talk us out of it but I still want to make it all happen. This has inspired me and taken some of the mystery out of it all! I feel so much more empowered with this information to enter into the negotiation in the near future and I can now take a hard look at my savings and know exactly what size mortgage is possible for me! No more wasting time looking at listings of houses that are unattainable! I cannot thank you enough for being so clear with all this information. You are a Gold mind!
@spainrevealed
@spainrevealed 4 жыл бұрын
That means a lot Sabrina - glad it's helpful!
@biker3762
@biker3762 4 жыл бұрын
real friends should be happy for you achieving stuff like buying. a house much better then paying someone's dream never listen to them means they are jealous u only live once buy it
@TheRealSabrinaDeep
@TheRealSabrinaDeep 4 жыл бұрын
@@biker3762 They would be happy for us it just that it is a challenging process so they really stressed on that a lot which puts doubts into our heads. They are just keeping it real cause they have bought their home three times in Spain so they know about all the costs and bureaucracy. It just scares my husband into thinking its impossible so something like this video helps demystify it all and makes it more achievable!
@biker3762
@biker3762 4 жыл бұрын
@@TheRealSabrinaDeep well im glad that is they case but they have experiences it and still have managed to get those houses so if they did it even if t was hard means you can there will always be risks but sometimes you have to take them if you think you are ready because that is a great investment I was abit worried when I bought my first house but all the nonsense worries are all gone now that I have nearly pay3d it off good luck and hope u end up doing what u think is best
@LaPrimaFull
@LaPrimaFull 3 жыл бұрын
Me alegro mucho por vuestro nuevo nido y esto de las hipotecas con tantos actores de por medio es como un matrimonio arreglado con un novio y familia que solo te quiere por interés monetario, obvio. Nosotros ya lo tenemos pagado pero nos toca lo intenso de las obras que algún dia llegará, la cuarentena nos fastidió el plan, pero lo retomaremos lo antes posible. Muy chulos vuestros vídeos, saludos desde Barcelona!
@lesleysmith8300
@lesleysmith8300 3 жыл бұрын
Thanks James and Yoly, love your up beat vids full of great meaty info. I also love the humour and delivery methods. 🙂 Lesley.
@devonjones222
@devonjones222 4 жыл бұрын
Thanks guys in process now eRly stages bloody hard work will get through more vids Devon oh buying in canaries
@gyroscopicme
@gyroscopicme 4 жыл бұрын
Excellent overview, thank you! We are eager to see what, if any, annual expenses there are.
@spainrevealed
@spainrevealed 4 жыл бұрын
Will do a video on this!
@gyroscopicme
@gyroscopicme 4 жыл бұрын
@@spainrevealed ¡Qué guay, gracias!
@tiaansmit5673
@tiaansmit5673 4 жыл бұрын
Thank you so much this video is so helpful looking to move there next hear, definitely your biggest fan all the way from South Africa!
@supercrass
@supercrass 4 жыл бұрын
Thanks James & Yoli! We have been researching and laying out our plans to move to Spain the past year or so. We've obtained our NIE number (as we are not EU citizens, yet), met with a couple of estate agents last time in Barcelona (March feels like years ago, now), and have been regulars on the sites that you mentioned, so we were very excited to come across your latest vid. Thank you for sharing your insight and knowledge with us. Gracias chicos.
@spainrevealed
@spainrevealed 4 жыл бұрын
Good luck!!
@Christ-qk7or
@Christ-qk7or 4 жыл бұрын
Very informative. Yoly, I love that dress! Great color for you
@spainrevealed
@spainrevealed 4 жыл бұрын
Yoly says thank you!
@TheOne-pv4rz
@TheOne-pv4rz 3 жыл бұрын
Thank you for the very informative video. I have a question: What are the taxes you have to pay on a house or appartment each year, like council taxes etc? And are they calculated on the size of your house/appartment like in tiers?
@TwoVillasOnAHill
@TwoVillasOnAHill 2 жыл бұрын
Hi, in Spain you are required to pay a tax called IBI (Impuesto sobre Bienes Inmuebles) that you need to pay every 6 months. And yes, this tax is calculated on the size of your house/appartment and even on an empty land you may own. Hope this helps!
@JamesSmith-mv9fp
@JamesSmith-mv9fp 2 жыл бұрын
@@TwoVillasOnAHill House/apartment purchase tax is now standard across Spain at 20% !!!!! This money must be paid to the official Notar (House Buying Solicitor), which in Spain are official representatives of the Central Government.
@TwoVillasOnAHill
@TwoVillasOnAHill 2 жыл бұрын
@@JamesSmith-mv9fp The One question was regarding yearly taxes, not purchase tax. Regarding your comment, there are two possibilites: 1. You buy a new build house and in that case you'll pay 10% VAT. 2. You buy a second hand house and you will have to pay between 8 to 10% ITP depending in which community the real estate os located. To both cases, you'll also need to add another 1.5% of AJD. In no way you'll ever have to pay 20% of taxes for real estate here in Spain. The only exception to this I'm aware of would be if you purchase a land to build a house from a company because you would then need to pay 21% VAT. Hope this helps clarify your situation 😊
@davewalkden9978
@davewalkden9978 2 жыл бұрын
@@JamesSmith-mv9fp That's absolute bollocks. Sounds like you've been had by your Abogado because it's utter nonsense.
@barbara3977
@barbara3977 4 жыл бұрын
Enjoy your home I hope you can be very happy there and now let’s travel the country I’m waiting for your videos 😻
@d2c9416
@d2c9416 3 жыл бұрын
Will you recommend a good real estate lawyer in Barcelona? Also does it make sense to get a buyer agent? Thanks
@jeromebehnpahayahay309
@jeromebehnpahayahay309 3 жыл бұрын
Muchas gracias for sharing 🙏 congratulations to your new home and stay safe 🙏
@PaulDonnelly58
@PaulDonnelly58 4 жыл бұрын
Brilliant, informative and presented with such enthusiasm. Can't wait to see your home too 😊 Good luck and I hope you have wonderful times in your new abode. Disfruta
@nathaliek798
@nathaliek798 Жыл бұрын
I watched the video. So Notary is different from Lawyer?? What about the Home inspection? Did you do home Inspection at all to check the structural, electrical panel, Mold hazards, termites, AC and heating systems? Or it’s not done in Spain 😮
@cvsop7338
@cvsop7338 3 жыл бұрын
you guys are amazing. thanks for the accurate info... will keep watching the next vid
@RakyleMahoney
@RakyleMahoney 3 жыл бұрын
Such a fab video, not much different from the uk. As a budding landlord it’s very helpful ✌️😁✌️
@bkm2797
@bkm2797 4 жыл бұрын
Great video! Certainly is a lot to understand when purchasing a house in Spain. Excellent idea you plan to do more of these types of videos.
@ervinmojzes2700
@ervinmojzes2700 Жыл бұрын
Great and very informative video. Could you please tell me (or post) where I can find the link for the checklist? For some reason I wasn't able to find this link and it would be very helpful for me to have it. Thank you very much and keep it up.
@Sattari1983
@Sattari1983 8 ай бұрын
How much does the lawyer cost and how do I find one that is not that expensive?
@Pablo2xx6
@Pablo2xx6 4 жыл бұрын
Great Video! Getting a general overview by yourself of everything you have to take into account resulted to be not that easy! As I am eager to buy my own property this or next year in Madrid....Thanks a lot guys!
@kchekhla
@kchekhla 3 жыл бұрын
any advice on then renting the place out to tenants while you are paying off your mortgage? thanks! this was awesome
@GreatWaterCircus
@GreatWaterCircus Жыл бұрын
Brilliant Video thank you... I have a question : Once you own or move into your new home, are there on going rates or taxes on the property and if so, how much are they and what are they for? What I mean are there council and water taxes etc???
@madman97064
@madman97064 4 жыл бұрын
Could you do a video on the pitfalls of sell your property in Spain.
@WFTA
@WFTA 4 жыл бұрын
Great job James and Yoly!
@spainrevealed
@spainrevealed 4 жыл бұрын
Thank you!
@kaiserjoe88
@kaiserjoe88 4 жыл бұрын
Very informative guys - keep up the good work! I'm a Spanish citizen currently living in London and I'm planning to buy a rental property in Lanzarote. Is there a separate process for acquiring mortgage in my situation or will I be considered a non-resident and need to pay 50% down payment?
@thalleste
@thalleste 4 жыл бұрын
Thank you for the video. Very interesting. I was surprised that it takes up to 3 months to get a mortgage approval. Here is Canada you have 5 days to get a Mortgage after the agreement is signed and it usually the banks approve your mortgage application in 2 or 3 days.
@Leftplayer1
@Leftplayer1 4 жыл бұрын
Also, in the part about the bank you say “amortización gratuita”. The actual term to look for is “amortización anticipada” and it will be a percentage. I agree you should look for one with a 0% which effectively means you will not be charged extra if you want to pay off your mortgage - in part or in full - earlier than agreed.
@spainrevealed
@spainrevealed 4 жыл бұрын
Thanks for that!
@chestergal90403
@chestergal90403 6 ай бұрын
You two are GREAT‼️Super helpful info. I’m over sea’s & hoping to work directly through a Realestate attorney be a realtor. Am I understanding that this is common practice? Do you know any reputable Realestate attorneys in the Valencia area? Also, In April 2024 I read that Spain may abolish their Golden Visa program. Have you heard any updates?
@Shurikvav
@Shurikvav 2 жыл бұрын
Great video! Very helpful! Thank you!
@rnj007
@rnj007 2 жыл бұрын
Very Helpful ...and relevant
@HelloKittyfouronesix
@HelloKittyfouronesix 4 жыл бұрын
Thank you for this video!! I def going to buy a house in Spain and these videos are really helping me understand the process and the funds that are needed to complete it. Love your videos, the checklist is awesome, and can't wait to see more videos from you two!!
@kaaarmov
@kaaarmov 4 жыл бұрын
Thanks for the very detailed information! What are the costs for property taxes, homeowners insurance and community (HOA) fees?
@spainrevealed
@spainrevealed 4 жыл бұрын
We'll do a follow up video on this. We pay 60 euros a month for HOA
@TwoVillasOnAHill
@TwoVillasOnAHill 2 жыл бұрын
It´s complicated to tell you how much you´ll pay for property taxes (aka: IBI in Spain) because it varies from different regions and the size of your property. Regarding homeowner insurance, it can go from 100 EUR for a small flat up to 900-1000 EUR per year for a house of 400 meter square.
@peggymckenzie5290
@peggymckenzie5290 2 жыл бұрын
Thanks for doing this video and your others. its so useful. I wish we'd seen them at the beginning of our journey. We're Kiwis and we've just put in an offer on an apartment in Zaragoza and fingers crossed. We won't need a mortgage and we've budgeted 12% for the costs above purchase.
@leighann7360
@leighann7360 3 жыл бұрын
Thank you so much for the most valuable information you guys shared. I love to experience the lifestyle spain has to offet. Maybe in the future 😍
@SocorroGarciaValencia
@SocorroGarciaValencia 5 күн бұрын
Me and my husband have achieved a lot in many countries with the help of our investment
@jamieopulence
@jamieopulence 4 жыл бұрын
Great video. Very precise and reflects my exact experience. The next video - what happens once you’ve paid off your mortgage in Spain? I’m currently wading that part and have forced the issue with the bank to have a meeting to release the charge on the deed.
@youssefbouymajjane853
@youssefbouymajjane853 4 жыл бұрын
I'd love to see more video about buying house in spain
@vladimirl8753
@vladimirl8753 4 жыл бұрын
Excellent video! Very clear! Thank you very much! Could you please make another video on the running costs and taxes that you have to pay for the property. I heard that there are some traps especially if you are a non-resident owner. Thanks, guys! Love your videos! Looking forward for the next one! Cheers! :)
@spainrevealed
@spainrevealed 4 жыл бұрын
It's on the list!
@g.king.
@g.king. 3 жыл бұрын
thank u very much !!! love from Canada
@edwardgomez3633
@edwardgomez3633 Жыл бұрын
Very informative. Sounds like it is not possible to get “Pre-Approved” by a Mortgage Company?
@hanings
@hanings 2 жыл бұрын
Nice video, and informative. Thanks for sharing. In what neighbourhood is that pricing of your flat?
@penny1871
@penny1871 3 жыл бұрын
Hi guys,good video 👍 Could you list in comments those 3 websites for checking valuations please as my 👂 not picking them up 😆 sorry 😉 thanks 😊
@MONICAANICA
@MONICAANICA 4 жыл бұрын
Thank you guys. Very useful info. Good luck with your new house 🍷🍷💞 You are such a lovely couple. Ksssss
@burnieboo9857
@burnieboo9857 4 жыл бұрын
Please can you make a video on obtaining residencia. We’re confused by the new process before Brexit finally kicks in!
@TopSpinWilly
@TopSpinWilly 4 жыл бұрын
Crikey. Don't know how the video could be better. TY from William in Vancouver.
@spainrevealed
@spainrevealed 4 жыл бұрын
Cheers William!
@margaretjudice8944
@margaretjudice8944 4 жыл бұрын
Thank you for the information. Great video!
@evgenyshumikhin2652
@evgenyshumikhin2652 3 жыл бұрын
Thanks a lot guys!
@kharbandapaintsandsanitary159
@kharbandapaintsandsanitary159 3 жыл бұрын
A great information indeed 👍
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