Jansamarth vs Vidyalakshmi for Education Loan Application

[@-CA-JabastinA]

Thanks for this clarification.

[@ayan5114]

Hello Wemakescholar, I am applying for education loan for my BTech course. I am eligible for Jansamarth but my SBI branch is asking for Vidya Lakshmi only. My total loan amount is 3,64,000 Rs. After that I went to Canara Bank, they also asked me for Vidya Lakshmi portal. They told "We will apply for you for CSIS scheme after you apply for loan but now you have to apply for Vidya Lakshmi only"

[@WeMakeScholars]

Hello, If your bank branch is recommending that you apply for an education loan and subsidy through the Vidya Lakshmi portal, we suggest following their advice. Recently, banks have been prioritizing applications submitted via the Vidya Lakshmi portal over those on the Jan Samarth portal, so we recommend speaking with the concerned bank.

[@ayan5114]

@WeMakeScholars What if they deny for subsidy after applying through Vidya Lakshmi.

[@ariseupp8620]

Hey you got solution ​@@ayan5114

[@ariseupp8620]

And also I heard that to be eligible for csis scheme you must be naac accredited and nba accredited institution..is this correct?

[@WeMakeScholars]

Hello! Yes, To be eligible for the CSIS scheme, NAAC accredited institutions are mandatory.

[@Elu-Minati]

Thank you very much ❤❤❤❤😊

[@virtualgaming6421]

Mam i saw some comments Someone applied through jansamarth also they are eligible for subsidy but bank refused to take application further because they applied through jan samarth in this scenario student will suffer because they can't reapply through vidyalaksmi. My view on this I doesn't care about subsidy i just want education loan at the end i need the loan so i apply through vidya Lakshmi portal to prevent this type of issues.

[@WeMakeScholars]

Hello, Some banks do not accept applications submitted through the Jansamarth portal. However, to avail the CSIS scheme, it is mandatory to apply through the Jansamarth portal and ensure that the bank accepts the application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@SUMITKUMAR-hj5rb]

WHICH BANK?

[@virtualgaming6421]

I asked because someone faced same issue ​@@SUMITKUMAR-hj5rb

[@ramananeelam9338]

Plz mention the bank's that support jan samarth application

[@virtualgaming6421]

@@ramananeelam9338 I don't know

[@billeguna2041]

Wow super mam we respond to every comment and explained evry doubt hats off

[@sahilpandey4396]

Mam I'm in 5th stage of Jansamarth, I entered my bank details to verify my account it is showing that my bank account does not support IMPS payment...then i try uploading last six month bank statement which is another option to verify bank account but it is still not able to verify my bank account... I tried entering other bank account too with same procedures but still I got same results

[@WeMakeScholars]

Hello, We are not aware of this issue and also this is a technical problem in the portal. So, please write an email to Jansamarth's customer support team using this mail ID: [e-mail] and they can solve the issue. If you are seeking one-on-one assistance with your education process our team can help you. Kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@edmmusicxd6183]

Can i register with new email and number on vidyalakshmi which are not connected to adhar as i am having trouble while submitting application as it shows "you have already registered with Jansamarth"

[@vivekmishra3164]

Bhai solution mila koi ?

[@WeMakeScholars]

Hello! You can try registering with different credentials; however, we cannot assure you. If you are facing an error then we suggest you to continue with your application for an education loan through the Jansamarth portal only. Hope you have understood.

[@tanyachawla5427]

Hello mam i have applied on jansmarth portal and even completed the steps then i applied for offline apply and there is a msg on my email that i am not eligible for csis scheme does it mean I can't take subsidy and also pls tell me the further process of bank to get sanction my loan

[@WeMakeScholars]

Hello Tanya, It appears that you are not eligible for the CSIS subsidy scheme. However, you can still continue to apply for an education loan even if you're not eligible for the CSIS subsidy scheme. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@nitinprajapat2107]

On 12 OCT 2023 this message came from bank "Your education loan of Rs.7.5lac is sanctioned.To avail the CSIS subsidy ,pls submit Income Certificate from competent authority within 45 days. UCO Bank" and then eventually on next day on 13th Oct 2023 this message came "Congratulations! UCO Bank has sanctioned the proposal of Nitin Prajapat for CSIS at JanSamarth." then i submitted my income certificate after 15 to 20 days on approx 1st November 2023 . And on july 2024 I asked manager that when I will get my subsidy and he told approx in December 2024 but today it's 1st January 2025 , still I did not get . Can you help me what further action I can take ????? and seeing the message of 13 th OCT 2023 what you think , does my subsidy is approved????

[@WeMakeScholars]

Hello, The CSIS scheme waives the interest up to 10 lakhs paid by the applicant during the moratorium period. The interest will not be given to the applicants, simply the interest will be waived. We suggest you to contact the concerned bank for clarity.

[@AdityaSingh-t5i4s]

Mam i have accidentally registered on jansamarth portal and now i cannot register on vidyalaxmi portal...but mam i am in need of education loan and im not eligible for csis scheme please help mam😭😭

[@WeMakeScholars]

Hello Aditya, Once you register on the Jansamarth portal, you can not register again on the Vidyalakshmi portal. Even if you are not eligible for the CSIS scheme, you can still apply for an education loan. We suggest proceeding with the application through the Jansamarth portal. If you face any further issues we suggest you drop an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@shabnamkhanam5987]

SAME PROBLEM 😭😭 PLS HELP

[@vivekmishra3164]

Bhai mila koi solution. ?

[@poojamishra2257]

Ma'am as i applied on jansamarth portal and i not eligible for the Education loan. As you also mention that if u applied first on jansamarth and u not eligible then u also not able to apply on vidhya laxmi portal.Now what i do. Plz help ma'am 🙏

[@WeMakeScholars]

Hello Pooja! Yes, you cannot apply for an education loan through the Vidya Lakshmi portal if you have already applied through the Jansamarth portal, and vice versa. However, you can reapply for an education loan through Jansamarth after a cooling period of at least one month. For any issues with the application on the Jansamarth portal, we suggest you email Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@shabnamkhanam5987]

SAME PROBLEM 😭😭 PLS HELP

[@yembasunithamma985]

Hello mam. I have already applied in jansamarth portal.But later bank manager called me to fill the form of vidhya Lakshmi portal also. So that I applied for education loan in both jansamarth and vidhya Lakshmi . Am I eligible for subsidy from jansamarth now? 6:46

[@WeMakeScholars]

Hello Sunitha, Please note that once you apply on the Vidyalakshmi portal you cannot apply again on the Jansamarth portal for the CSIS scheme. You can try but we cannot guarantee that the application gets submitted.

[@AyushAgrawal-o2z]

mam my bank manager tell that you have to apply education loan from vidya laskhmi portal when i applied education loan from vidya laskhmi portal can i get subsidy amount or not

[@WeMakeScholars]

Hello, Aapko CSIS subsidy ke liye Jansamarth portal me apply karna padega. CSIS scheme ke eligible hone ke liye family ka annual income 4.5 lakhs kam hona chahiye. Agar aap CSIS scheme ke liye eligible ho rahe hai tho, aapko Jansamarth portal se apply karna hai education loan keliye. Jansamarth portal me eligibility check karne aur form-filling process ke liye ek baar ye video check kariye kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=Oa3E0OqwOzfbODwF. Agar aap education loan ke liye assistance chahiye tho, hamari team aapko help karegi. Hamari team ko contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yah call kare 9889882090.

[@chethankumar1843]

Please don't apply through jansamarth.. It's a whole lot of mess

[@lonewolf_rehaan3022]

What happened.. Does the loan not getting approved through jansamarth

[@its_tulip1408]

Hii mam How can i check the eligibility for jansamarth .. and as you mentioned that to avail csis .. my dad annual salary is 4,56,000 am i eligible and i want to take admission in andhra University... They are telling first you pay the fees then only we will provide admission letter. What should i do ? Pla reply 🙏

[@WeMakeScholars]

Hello, You can check your eligibility on the Jansamarth portal and avail CSIS scheme through the same portal. Please check this video on how to check eligibility for the CSIS scheme and the form-filling process in the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=DmeaJ2WgcMmlOdyq . If you are seeking one-on-one assistance with your education loan process. Kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@PhysicsUnplugged-dp2qp]

@its_tulip1408 kya hu age mila jan Samarth se

[@zosephanok1362]

Hello maam, ihave apply in jan samarth portal and i got offer of uco bank, and another two unknown bank but what i needed is sbi what should ido maam

[@WeMakeScholars]

Hello, We suggest you to write an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you with your issue.

[@ahalyadamerla7499]

Mam i applied for vidhyalakshmi education loan while submitting it is showing you have already registered in jansamrath . I registered but not completed my application what can i do now ?now iam not eligible for vidhyalakshmi education loan mam?

[@myself-studypoint9307]

Same problem please help us

[@WeMakeScholars]

Hello, Please note that once you apply on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal, and vice versa. We suggest changing the email ID and phone number and then trying to register again on the Vidya Lakshmi portal.

[@kingdope4730]

I am applying for education loan, Bank asked me to apply through vidhyalaxmi portal,but i am eligible for jansamarth too,but after researching a bit i found out that bank rejects most of the loan applications from jansamarth portal,is it true ? What should i do?

[@WeMakeScholars]

Hello, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?

[@sayansadhukhan9451]

hello ma'am, I applied for jansamarth portal and I got the loan in 2023-2024 financial year. Could you inform me when I get the subsidy from the Govt. Because till now I have not received any subsidy. And how can I know that my bank share this information to the govt. please help me. Thank you

[@deepakgodara-b8k]

Which bank you have applied by Jan samrth

[@WeMakeScholars]

Hello Sayan, The CSIS scheme waives the interest up to 10 lakhs paid by the applicant during the moratorium period. The interest will not be given to the applicants, simply the interest will be waived. Hope you have understood.

[@SARASWAT_MEHER]

Mam I want a Scholar loan for my post graduation studies from NITs. So is it bttr to apply through Jansamarth as we are falling under the CSIS scheme. But there is a doubt mam, How many days it takes to sanction my loan ( i will do this through SBI of my district branch ). The reason i want to know the days is because i will receive the provisional admission letter very late as there will be less than a week in between getting an admission letter and physical reporting and Fees submission. Can you please help me out !!, I will get my admission letter somewhere around the 1st week of August. And One more question mam, Should I start the registration on the Jansamarth portal or I should wait for my Admission letter then I will apply ?

[@WeMakeScholars]

Hi Saraswat, Please check your eligibility on the Jansamarth portal. If you are eligible, please go ahead and apply to the Jansamarth portal and start the process of your education loan. As SBI is a public bank, it a little more time to process an education loan. We would suggest starting with your loan process ASAP. Please request a callback on this link: bit.ly/48cTdcR to get in touch with your financial officer to know further or you can call on this number: 9889882090

[@rajupetalavanya8290]

Did you apply through jansamarth?

[@SARASWAT_MEHER]

@@rajupetalavanya8290 yes

[@priyanshagrawal5059]

​@@SARASWAT_MEHERmtech mai stiphend nhi mil raha kya??

[@SARASWAT_MEHER]

@@priyanshagrawal5059 milta toh hai

[@ieltssupereasy]

Hello mam. I also have a doubt. Mam can I should income of my grandfather's (real) brother. As he also comes in blood relative. And technically he is my grandfather and he is retired police officer. So can I get education loan without collateral but with income proof?

[@WeMakeScholars]

Hi Simran, Unfortunately, your grandfather’s brother cannot be included as a financial co-applicant. To know your eligible financial co-applicants, Request a callback at bit.ly/48cTdcR. Our team will get back to you soon.

[@divyanshu016]

After getting form rejection from Jan samarth can I apply for vidhya laksmi

[@WeMakeScholars]

Hello Divyanshu, One cannot apply again on the Vidyalakshmi portal after applying on the Jansamarth portal. We suggest you reapply on the Jansamarth portal after a cooling period of 1 month while reapplying choose a different bank. Our team can help you choose a suitable bank based on your profile. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@TamilSelvan-ku7ie]

Hi did you applied through Vidyalakshmi portal after rejection from JanSamarth

[@TamilSelvan-ku7ie]

Hi did you applied through Vidyalakshmi portal after rejection from JanSamarth

[@ariseupp8620]

Yup pls tell

[@ArushKayastha]

Hello Mam, I am not very rich so i need entire loan through Jansamarth but Jansamarth is providing 348,000 out of 750,000. What can we do ma'am.

[@WeMakeScholars]

Hello, We are authorized to provide assistance to students with education loan requirements beyond 7.5 Lakhs. We propose you directly reach out to the bank.

[@ShriNidhi-i8h]

My nearby canara branch suggested me to apply in vidyalakshmi portal then they again said to change or reaply in janasamarth portal now my application is in both two sites . Does my application gets locked ? And how can i recover this mistake to pass my EL .

[@WeMakeScholars]

Hello Shrinidhi, It is not possible to apply through both portals. If you have already applied on the Vidya Lakshmi portal, you cannot apply again on the Jansamarth portal, and vice versa. We recommend confirming which portal you used to apply and informing the bank accordingly to avoid further complications. Hope you have understood.

[@A2funn]

If we get an education loan, can we apply for a state level scholarship?

[@WeMakeScholars]

Hello. Yes, you can apply for a state-level scholarship. Our page also has 26,000+ scholarships available for students here is the link for our scholarship page: www.wemakescholars.com/scholarship. Happy applying!

[@arnav1102_]

Ma'am I have registered for Jansamarth as my bank asked but later the bank manager is saying to go with Vidya Lakshmi portal but I can't get ahead because of my previous registration with Jansamarth. I didn't complete or submit my application there at Jansamarth so can I change email and try again?

[@WeMakeScholars]

Hello Arnav, If you haven't submitted the application through the Jansamarth portal, try registering with different credentials and continue the application process on the Vidyalakshmi portal.

[@Antique_Ankush]

mam, I am eligible for csis scheme, so I have applied in the Jansmarth portal. However, my preferred bank is not listed there on the portal.Also, my bank is saying that they only process through VLP portal.Now as i have applied in jansmarth i am unable to apply through VLP. what should i do?

[@veenavittalgowda3076]

Which is ur preferred bank?

[@nainayadavv]

Did you get any solution??

[@Antique_Ankush]

@@nainayadavv yes now I have applied in jansmarth to other listed banks and waiting for them to approve my application

[@Antique_Ankush]

@@veenavittalgowda3076 pnb

[@WeMakeScholars]

Hi Ankush, As already mentioned in the video, if you have registered on one portal, you cannot register on another. But our team can help you with your loan process by checking your eligibility at over 15+ public and private banks and helping you get an education loan that fits your needs. For more information, you can contact our team by requesting a callback via this link: bit.ly/48cTdcR or by calling here: 9889882090.

[@Parmeswar_sahu]

When exactly to apply just before the admission or after the admission to a institution ?

[@WeMakeScholars]

Hey! We can start your loan application irrespective of admit letter. By this, we can save you a lot of time and ensure your funds are ready before your college admission. We increase your odds of getting the loan as we’re empanelled with 15+ public and private banks. On top of that, we don’t charge any service charges. Feel free to request a callback at bit.ly/48cTdcR our team will get back to you shortly.

[@Rayyan-e2c]

mam please don't ignore this comment😔 papa applied education loan from vidyalakshmi from SBI bank at 11.15% interest and my papa annual income is 3.20Lakh now I know from your video about subsidy can I get. can I transfer to jansamarth portal please make it as soon as possible as I am in 3'rd year I have to pay the fess Rs 209,000 this month.

[@Rayyan-e2c]

and mam mera 11.15% 2nd year se interest lagra hai papa every month emi dete hai papa ka salary 25k hai aur SBI se liye hai loan subsidy to bohot jaruri hai sirf jansamarth ke liye hai kiya😔😔

[@WeMakeScholars]

Hello. Subsidy ke liye eligible hone ke liye aapko Jansamarth portal par hi education loan ke liye apply karna hoga. Lekin jaiseki aapne already loan le liya hai aapko subsidy nahi mil sakta.

[@Rayyan-e2c]

@@WeMakeScholars mam kiya me portal transfer kar sakta hu.

[@Rayyan-e2c]

@@WeMakeScholars agar koi aur tarika hai jisse me use kar saku Vidya Lakshmi portal me to please tell ne

[@WeMakeScholars]

Hello, ek baar vidyalakshmi portal ne apply kiya tho Jansamarth portal me apply nahi kar sakthe hai.

[@SprinterHarish-t1e]

Mam will our co applicant's bank account be verified too and if any problems in future like loan payment pending and all , will the co applicant be responsible or the bank will ask the co applicant to be responsible?

[@WeMakeScholars]

Hello Harish! Yes, the co-applicant's bank and financial status must be verified as a part of the education loan process. The co-applicant will be legally responsible for the education loan repayment as a primary borrower. Hope you have understood.

[@Ajayyadav-lv2hc]

Mam, I applied for education loan from jansamarth portal. I applied for 2 lakh but it was showing(portal) only 90k. So mam where have I done mistake? I tried to apply again but it got resigstered already. So mam what should I do? thank you so much mam making such a informative video.

[@WeMakeScholars]

Hi Ajay, as you’ve already registered, approach the bank you’ve applied to. Request them to cancel your application. After a cooling period of 6 months, you’ll be able to re-apply. To avoid the delay, you can process your loan via Wemakescholars. We ‘re empanelled with 15+ public and private banks. Speak with our team as they can suggest you the best bank, suitable for your profile. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.

[@kamalchoudhury3464]

Same problem

[@Lalit0306]

Hello mam how to apply for csis scheme means 1st i apply for loan or csis scheme??

[@WeMakeScholars]

Hello Lalit, One can apply for the CSIS scheme through the Jansamarth portal. To avail the scheme one should take an education loan through the portal. Here is a reference video link on checking eligibility for the CSIS scheme and the process of form-filling on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=LifIg7EymNKPNrKE.

[@AdarshKumar-fz6xj]

Mam i applied on jan samarth portal in Indian bank but they rejected and reason is customer not reachable but i have not received any mail or call and now i am not able to apply for new application, it says aadhar already exists how can i apply for new application.

[@WeMakeScholars]

Hello Adarsh, Try talking to the branch manager about your education loan. If the bank is not willing, then try applying again on Jansamarth after a certain cooling period of 1 month and apply for a different bank. If you are facing any technical issues while applying on the Jansamarth portal then kindly drop an email to the Jansamarth customer support team using this mail ID: [e-mail] and they will help you.

[@AdarshKumar-fz6xj]

@@WeMakeScholars ok mam thanks 👍

[@Saurabhmishra462-NITJSR]

Same problem😢😢

[@WeMakeScholars]

Hello Saurabh, One can reapply on the Jansamarth portal after a certain cooling period of 1 month and apply for a different bank. If you are facing any technical issues during the apply on the Jansamarth portal, kindly drop an email to the Jansamarth customer support team using this mail ID: [e-mail] and they will help you.

[@TamilSelvan-ku7ie]

​@@AdarshKumar-fz6xj Bro did you got loan

[@ramananeelam9338]

Mam i have done B pharmcy now i am willing to do masters so adds is not started first list was came out my name is not there the second and third list will be out soon . I want loan for k pharmacy which is 2 yrs idk which college i will get and exact ammount of fees and after the college is alloted withinn 2 days the first yr fees should be paid its the rule so what should i do now bec it is compulsory to add tution fees , equipment fees and all

[@WeMakeScholars]

Hello, It is compulsory to include tuition fees and all related expenses since you are applying for an education loan. If you don't have the proper fee structure for the course, you can pay from your pocket initially and later seek reimbursement from the bank. If you are seeking one-on-one assistance with your education loan process, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@ramananeelam9338]

@@WeMakeScholars the on call facility is 24/7 ??

[@WeMakeScholars]

Hello! As our organization works closely with the banks, our office timings are similar to banks that is from 10 AM to 6 PM from Monday to Friday.

[@joymadassery4736]

Ma'am I accidently applied in jansamrthi and vidyalakshmi portal... What can I do further to sanction the loan

[@WeMakeScholars]

Hello, It is not possible to apply through both portals. If you have already applied on the Vidya Lakshmi portal, you cannot apply again on the Jansamarth portal, and vice versa. We recommend confirming which portal you used to apply and informing the bank accordingly to avoid further complications. Hope you have understood

[@sadiqansari8631]

Hy mam , I made a mistake while applying Jan samarth. .. what will I do next?

[@WeMakeScholars]

Hello Sadiq, Could you please elaborate on your query?

[@surajsarkar666]

Mam please explain in this current time which scheme for study abroad help to student

[@WeMakeScholars]

Hi Suraj, Kindly note that as of now there are no subsidies available to study abroad. But don’t worry, we can help you get an education loan for your studies abroad. We’re partnered with 15+ public and private banks. Speak with our team as they can suggest you the best bank, matching your profile. Additionally, all our services are completely free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.

[@AmithKumar-w9o]

Mam in vidyalaxmi portal 2nd step my university is accredited NAAC if i click YES and than it shows to click institution.. When i click our institutions it is showing no record's founds.... Institutions name is Garden city University , Banglore course is bachelor of physiotherapy... Plz help me maam

[@WeMakeScholars]

Hey! Kindly drop an email to [e-mail] regarding your concern. To avoid the delay, you can process your loan via Wemakescholars. We’re empanelled with 15+ public and private banks. We provide prompt assistance in your entire loan process. Additionally, all our services are completely free of cost.

[@Ajay_khandal45]

What is the format of income certificate for csis scheme can you share that?

[@WeMakeScholars]

Hello Ajay, To be eligible for the CSIS scheme the income of the family should be less than 4.5 lakhs, and the basic format of the income certificate provided by authorities is accepted. Hope you have understood.

[@abdulsamadkhan5089]

Certificate received from tehsildar is only accepted. Apply it through any janseva kendra and get it with in a week. This is the only document valid as income proof now for getting interest subsidy on education loan. I did the same for my daughter education loan from Indian Bank

[@yashsoni-sz3ob]

Mam i aaplied on jansamarth portal and my application also succed but i want amount of 452000 and i fill the same in form but it should u get digital approval of 282000 mam what is that happened and what should i do now

[@WeMakeScholars]

Hello Yash, Banks typically do not offer the full education loan amount due to a concept called loan margin. Usually, banks cover around 90% of the expenses, and the remaining amount must be arranged by the student. However, in your case, the margin is significantly high. We recommend speaking with the concerned bank manager.

[@Harshalwankhede23]

Ma'am need help I have done my diploma and currently pursuing BTech from Government college of engineering, Aurangabad.. I have registered on jansamarth portal but now bank employe said that I should have to apply from vidyalakshi portal but due to my account on jansamarth I can't apply what should I do... Problem is on jansamarth portal how I add my diploma marks there is no option

[@WeMakeScholars]

Hi Harshal, Kindly request the bank to cancel your application. After a cooling period of 6 months, you’ll be able to apply in vidya lakshmi portal. To avoid a 6 month delay, you can process your loan via Wemakescholars. We help students in getting their education loan to pursue their higher studies. We’re empanelled with 15+ public and private banks. Based on your profile our team can suggest you the best bank. On top of that, all our services are free of cost. Simply request a callback at bit.ly/48cTdcR. Our team will get in touch with you shortly.

[@nainayadavv]

Did you get a solution??

[@AdityaSingh-t5i4s]

Please tell did you get your problem solved??

[@ariseupp8620]

Yes pls tell

[@sanaali6135]

Hello, what to do if my co applicant have another loan on him he have to put that detail also

[@WeMakeScholars]

Hi sana! you have to mention about his other obligation as well. If you are looking out for education loan Our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR

[@gauravpatil7185]

Hello Mam, I am eligible for CSIS Scheme but I registered on vidyalakshmi portal. Till not applied for the loan but I registered on vidyalakshmi portal. Now can I applie on Jansamartha portal ?????? Please Answer Someone

[@WeMakeScholars]

Hello Gaurav, Once try to apply on the Jansamarth portal. If you are able to do so then you can continue with the loan process on the Jansamarth portal. But if you are not able to do so we suggest to go through with the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education loan procedure, we will assign you a dedicated financial officer who will check your eligibility and connect you to suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or calling 9889882090.

[@gauravpatil7185]

@@WeMakeScholars I requested to call back but one alert is come that we don't approve loans below 3 lac

[@WeMakeScholars]

Hello Gaurav, WeMakeScholars is funded and supported by the Government of India. Please note that we are only authorized to help students who take loans above 7.5 lakhs.

[@chethankumar1843]

Don't go for jansamarth.

[@Chatwithcelebs]

Mam for the csis scheme can we make scholars help us to fill up the form in jansamarth portal?

[@WeMakeScholars]

Hi Garvit, We can help you with Jansamarth form and applying for your education loan. Please get in touch with our team by requesting a callback on this link: bit.ly/48cTdcR or call 9889882090 to get assistance.

[@NandanaSanthilal]

Mam, If the parents have cibil score, will it not be able to get the loan?

[@WeMakeScholars]

Hello Nandana, The CIBIL score is an important factor banks consider when approving an education loan. In addition to CIBIL, there are other eligibility criteria that banks evaluate. Here is the link to video on the the IDEAL CIBIL Score Required for Education Loan: kzbin.info/www/bejne/fIi9Xnh-Z5Vpb80si=_uMrOrGXu-OZ8QQ0.

[@its576]

मैडम हमने एसबीआई लोन में पिछले 3 महीने से कागज लगा रखे हैं कोई रिस्पांस नहीं आया है कॉलेज की तरफ से पूरा एक सेमेस्टर का पैसा हम दे चुके हैं फस गए ऐसा लग रहा है प्लीज मदद कीजिए हमारी

[@WeMakeScholars]

नमस्ते, कृपया इस लिंक का उपयोग करके कॉलबैक का अनुरोध करके हमारी टीम से संपर्क करें: bit.ly/48cTdcR या हमें 9889882090 पर कॉल करें।

[@AyushiAsit]

My bank made me apply through vidyalakshmi portal forcefully and now I cannot go back . I have some problems in my home and I don’t think I can join college now . If I make my bank reject my application now and take a year drop . Can I apply for other college loan next year through the same portal . Would I face difficulty with getting loan next year ???

[@WeMakeScholars]

Hello Ayushi. Yes, you can reapply on the Vidyalakshmi portal. To reapply on the Vidyalakshmi portal, your existing loan application must be rejected by all the banks you initially applied to. Once all banks have rejected your application, the "Reapply for New Loan Scheme" option will be enabled on the portal. You can then use this option to submit a new loan application. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@GaneshPatil-t9s]

If an educational loan is taken from a private bank, does the subsidy get from the Jan Samarth portal?

[@WeMakeScholars]

Hi Ganesh, To receive the subsidy, a student must apply for their education loan through the Jansamarth portal. Hope this has answered your question.

[@pallavinavghare1872]

Hii mam me aaj sbi bank me gai thi to vaha pe manager ne jansamarth or vidyalakshmi isme se konse bhi 1 me register karne ko bola he so me ab register kese kru plz tell me??

[@WeMakeScholars]

Hello Pallavi, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?

[@vinayakr4956]

Mam , i got sanctioned loan amount of 7,00,000 lakh and its second year of mine college , here is mine doubt that how can i apply for interest subsidy its automatically gets into mine bank account or i need apply subsidy in bank seperate???!

[@WeMakeScholars]

Hello Vinayak, To avail of the CSIS scheme benefit, you should apply through the Jansamarth portal. Once you are eligible for the CSIS scheme, you must process your education loan through the Jansamarth portal as well. The interest subsidy under the CSIS scheme is processed automatically; you do not need to apply separately for the subsidy at your bank. The subsidy is credited directly to your loan account by the government. Hope you have understood.

[@ariseupp8620]

Is this mean I should first apply through vidyalakshmi and then through jansamarth to get subsidy if bank is not ready for jansamarth ​@@WeMakeScholars

[@WeMakeScholars]

Hello! Once if you apply through the Jansamarth portal you cannot apply again on the Vidyalakshmi portal. To avail CSIS subsidy scheme one apply for subsidy and education loan through the Jansamarth portal. Hope you have understood.

[@diya24248]

​@@WeMakeScholarsmoratorium period end time anno subsidy kituka

[@NagendraKrishna]

I like your videos very much. But I wonder if you're not for profit company, then why and how are you giving referral commissions and are you doing these referral programs for profit or for public awareness? Please clarify my question in the public interest. Thank you.

[@WeMakeScholars]

Hi Nagendra, Our organization is funded and supported by government of India, Ministry of IT. That is why all our services are completely free of cost. Our main objective of posting these informative videos is for public awareness. Our sole purpose is to help students in getting an education loan to pursue their higher studies. However, we do get commissions from banks which are later given back to the students as Cashback and referral bonuses. I hope this clarifies your doubt. If you or anyone you know is seeking help with the education loan process, feel free to speak with our team by requesting a callback at bit.ly/48cTdcR. Our team will get back to you as soon as possible.

[@skchouhan6716]

After applying or contacting wemakescholars why do you ask toh pay 10000₹ + GST as a brokerage fees while in your videos you always make a statement that your service is free of cost ​@@WeMakeScholars

[@dhanushp9028]

Hello ma'am I'm planning to take loan for my higher studies (mba) my college fees is around 10.5L and i am planning to apply a laon for 9L. If i apply through the govt portal jana samrth, what is the actual process and the process of repayment and the interest rate and about the subsidy i have no idea about this could please assist me and our family income is within the limit as you said Please do reply

[@WeMakeScholars]

Hello Dhanush, To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Ideally, it is not possible to get the subsidy since you have already taken an education loan. Here is the link to the video on the CSIS subsidy and form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=Y6yJICWmoKoeMHZ5.

[@kumarKumar-qb9gz]

நன்றி உங்கள் தகவலுக்கு.. ஓரு கேள்வி ஜன்சமார்த் cancel செய்த பிறகு எத்தனை நாளுக்கு பிறகு அப்பளைபன்ன முடியும்

[@WeMakeScholars]

குமார், apply பன்னி 1 மாசாதுக் அப்புரம் நீங்கா application cancel பன்னாலம்.

[@ankitabiradar2148]

Mam.. Can we add two co applicant on janasamartha portal for education loan?

[@WeMakeScholars]

Hello Ankita. Yes, one can add two co-applicants on the Jansamarth portal for an education loan. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@sanjayzade6658]

Mam if i dont get hostel in my college then private room rent or mess are include in education loan. Mam pls reply.

[@WeMakeScholars]

Hey sanjay! your room rent and mess expenses will definitely be included in your education loan. If you are looking to get an education loan Our team will help you check your eligibility with 15+ public and private banks and help you get best education loan which suits your profile. For help, please use this link to request a callback: bit.ly/48cTdcR

[@ariseupp8620]

Mam to be eligible for csis scheme institute that we are studying in has some criteria?? Like naac accredited or nba accredited?? Pls confirm mam

[@WeMakeScholars]

Hello, To be eligible for the CSIS scheme, students must study at an institution accredited by NAAC, NBA, CFTI, or an Institution of National Importance. Hope you have understood.

[@ariseupp8620]

Do government medical College comes under this?

[@WeMakeScholars]

Hello, The government medical college generally comes under the National Medical Commission (NMC).

[@ariseupp8620]

@@WeMakeScholars so am I eligible for csis scheme or not?

[@WeMakeScholars]

Hello, The eligibility depends on the profile. If your family income is less than ₹4.5 lakhs and the college is a recognized institution, you may be eligible for the CSIS subsidy scheme. Here is the link to the video on the CSIS subsidy and the form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=vSftlXk2Ubke2PJG.

[@aksharaaneesh3379]

Mam I don't attend cuet exam for mba so there is any prblm to apply loan in janasamarth portal

[@WeMakeScholars]

Hello Akshara, If one is admitted to a college for an MBA, it is enough to apply on the Jansamarth portal. Here is the link to a detailed video on the form-filling process in the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=AQCbouR7gv1ps8Op. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact us request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@maiydaaamir7235]

Mam i am eligible for subsidy on jansamarth portal but when i contacted the bank in which i was Going to apply for loan they asked me to register on vidyalakshmi portal what should i do ?

[@WeMakeScholars]

Hello, Some banks don't accept applications through the Jansamarth portal. We suggest you try talking to the bank manager and make them understand that you want to through the Jansamarth portal to avail of the CSIS subsidy scheme. Hope you have understood.

[@akhiltallapudi970]

I registered in both vidyalaxmi and janasamart portal. Now i saw your video so now i didt apply for vidyalaxmi and only apply through janasamarth(eligible for it) does this creat any problem further has i registered for both na madam.

[@akhiltallapudi970]

I registered in both the portal but didn't complete any of them completely. So from now can I stop vidyalaxmi portal further and only complete full process of janasamart madam

[@WeMakeScholars]

Hello, Akhil. Yes, you can apply for the subsidy using the Jansamarth portal. However, if you are going to SBI, it is always preferable to approach the bank directly and ask for their guidance, as they usually require you to apply through the Vidyalaxmi portal.

[@rajupetalavanya8290]

​@@akhiltallapudi970 have you applied through jansamarth bro?

[@rishiiii.06]

app log charges lete ho ? loan hamare taraf se apply karne ke liye ?

[@WeMakeScholars]

Hi Rishi, Hamara organization Ministry of IT, Government of India se funded and supported hai aur Digital India campaign ke andar aata hai isliye hamara services ke liye kuch charges nahi lete hai. Ham 15+ public aur private banks se partnered hai. Hamare team ko contact karne ke liye iss link par jakhar callback request kare: bit.ly/48cTdcR ya yaha call kare 9889882090.

[@arpitsingh1023]

@@WeMakeScholars But your team connected us to other organisations like vidya loan and they will charge 10k amount in advance to process the loan...and its a loop cycle ...you apply to a wemakescholar websites then they asked about your details and then they said to you that we will connect to you vidya loan to process the loan and then they will charge 10k for loan processing...and if you refused to pay then wemakescholars team suggest you to get a loan from NBFC bank which have higher interest rate

[@WeMakeScholars]

Hello Arpit, We are only authorized to assist students seeking loans above 7.5 lakhs. For students seeking loans under 7.5 lakhs, we've partnered with Vidya Loans, who charge a processing fee of 10,000 plus 18% GST. Public banks are very hesitant to give loans for low loan amounts, so Vidyaloans help students by connecting their profiles to public banks for students whose required loan amount is less than 7.5 lakhs. It's completely optional whether you choose to utilize their services or not. Our team suggests NBFCs to the students according to their profiles. In your case, it might have happened that NBFCs were the only option based on your profile, whose interest rates are a bit higher comparatively. Hope you have understood. If you are willing to continue with your education loan process through Vidyaloans or NBFCs kindly contact your financial officer.

[@ALPhaislive-z9y5b]

Mam i have applied for education laon by the vidhya Laxmi portal and laon is sanctioned. How to apply CSIS scheme . Please mam Help me .

[@WeMakeScholars]

Hello Ankit, To be eligible for the CSIS subsidy scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Please note that if you apply for an education loan through the Vidyalakshmi portal you cannot apply again on the Janasamarth portal for CSIS subsidy scheme.

[@bhuvaneshwarinayak7003]

Mam, i have a question do their is any education loan with no interest....some youtube videos which say their are free interest education loan...but when ask bank they say their is no such thing and the subsidy is 5% I want want know how much % of subsidy we get through jansamarth.....please reply mam

[@WeMakeScholars]

Hello Bhuvaneshwari, There are no education loan products available without interest. The CSIS scheme waives the interest up to 10 lakhs paid by the applicant during the moratorium period. One can apply for the CSIS subsidy scheme through the Jansamarth portal. To be eligible for the CSIS subsidy scheme, the family's income must be less than 4.5 lakhs and the education loan must be taken through the Jansamarth portal. Here is the link to the video on the CSIS subsidy scheme and form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=WS_Nh8x_3pkq0jqn.

[@drkarthikgoudar]

Mam in some bank they are saying that subsidy ll not come

[@WeMakeScholars]

Hello, The subsidy is based on the profile of the student and the student's family income. To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Here is the link to the video on the form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=eHSjO1ZkPx3OlD2h.

[@priyankmehta4101]

Dear mam, For mbbs in russia which portal should be use...pls guide

[@WeMakeScholars]

Hello Priyank, The Jansamarth portal and the CSIS subsidy scheme are applicable only to students intending to study in India. Since you are planning to study abroad, you should apply through the Vidyalakshmi portal. However, getting an education loan for medical studies is difficult, so we suggest you to opt for a secured education loan, and our team can help you with the process. We are partnered with 15+ public and private banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@ROHITHAG-o6j]

Mam I have queries that in jansamarth portal is not showing the course but the I have admitted in that course through counselling TNEA

[@WeMakeScholars]

Hello Rohith, If your course is not listed in the drop-down menu, we suggest choosing the 'Other' option and continuing with your application.

[@charveeraut9816]

Ma'am I've applied on jansamarth by mistake instead of Vidya Lakshmi portal and now it's not allowing me to apply on Vidya Lakshmi portal and my loan application is stuck, can you help me please

[@WeMakeScholars]

Hello, Charveer. Please keep in mind that once you've registered on the Jansamarth portal, you can't apply on the Vidyalakshmi portal. We suggest you to go through with the same portal. If you are seeking one-on-one assistance with your education loan procedure, we will assign you a dedicated financial officer who will check your eligibility and connect you to suitable bank. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or calling 9889882090.

[@SHIVANIYADAV-k1v]

@@rohitshrivastav1900 same problem ,any solution?

[@WeMakeScholars]

Hello, Please keep in mind that once you apply on the Jansamarth portal, you can't apply on the Vidyalakshmi portal. We suggest you go through the same portal and apply for your education loan. If you are seeking one-on-one assistance with your education loan our team can help you. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or calling 9889882090.

[@rahulshetty9278]

Mam I m eligible for csis scheme but the sbi staff keeps telling me that there is no such scheme and you should register through vidya lakshmi portal...now what should i do? Please help

[@WeMakeScholars]

Hello Rahul, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?

[@Hauntedfreefire]

Hii mam i go all through details and i want to pursue cfa so I'm eligible or not please kindly reply me

[@WeMakeScholars]

Hello, It is not possible to get an education loan for CFA course as banks will be reluctant provide educational loans for these type courses.

[@anchalsahu-d3r]

Hellow mam i have applied and completed application on jansmarth portal but union bank of india where my account is not approving and telling to regiater on vidyalaxmi portal what to do pls help me

[@WeMakeScholars]

Hello Anchal, Once you register on the Jansamarth portal, you cannot apply again on the Vidya Lakshmi portal. Yes, some banks don't accept applications through the Jansamarth portal for an education loan. But we suggest you try talking to the bank manager and make them understand that you want to go through the Jansamarth portal to avail of the CSIS subsidy scheme. Hope you have understood.

[@billeguna2041]

Hello mam! In banks asking fees structure from university.i submit only college fee structure but the bankers asking hostel fee structure.there is no hostel in University.we are staying rental out side the University.so the bankers only provide clg fee mam. What about hostel fee mam.we are planning to stay outside and self coocking.is there any possible to sanction loan.

[@b2bbiswajit718]

Same situation 😢

[@WeMakeScholars]

Hi, Banks also cover living expenses, even if you don't stay in the hostel. They do not pay you right away; instead, they refund you once you have submitted all of your bills. If you need one-on-one assistance with your education loan, please contact your financial officer. You can request a callback via this link: bit.ly/48cTdcR or by calling 9889882090, and our lending staff will contact you shortly.

[@sujanisha8391]

Good afternoon mam I enquired with the bank they tell that through vidya lakshmi portal also you can get interest subsidy thous who have income below 4.2 p.a can I get it mam

[@WeMakeScholars]

Hello Sujanisha, To avail the CSIS scheme one should apply through the Jansamarth portal and process their education loan. Here is the link for the video on how to check eligibility and the form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=Sb7WJEDEWf4I7s7b. If you are seeking one-on-one assistance with the education loan process our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@pratyushakhilar4187]

Maam, i applied for jan smarth portal as i was eligible for subsidy. But during jan samarth online application fillup i have entered wrong branch of sbi bank... I talked to the bank so that they cancel the form and i can apply a new form... But now it would take one month to cancel... I cannot wait for 1 month... Is there any way to do it faster.. Please help😢

[@WeMakeScholars]

Hello Pratyusha, To reapply for an education loan through the Jansamarth at least a month cooling period is compulsory. For any issues with the application on the Jansamarth portal, we suggest you to write an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@BalaBala-ve9ny]

do you find the solution for this above prblm because me to undergoing the exact same issue pls help me with it

[@SanjithaMBA2024]

mam i registered in jan samarth now vidhyalakshmi is not accepting my submission . what should i do

[@VICKYGUPTA-ek4nl]

Same problem 😢

[@noname-ho8gk]

Same problem, koi solution mile toh batana bhai please

[@WeMakeScholars]

Hello Sanjitha, Once registered on the Jansamarth portal you can't register on the Vidhya Lakshmi portal. We suggest you continue your loan process through the Jansamarth portal only. Our team can assist you by connecting a suitable bank according to your profile as we are 15+ banks. Request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@lekhaghadi3314]

Hello mam I don't have pan card but vidyalaxmi portal ask pan card so it is mandatory??

[@WeMakeScholars]

Hello Lekha, It is mandatory to have a PAN card to apply in the Vidya Lakshmi portal or to start a loan process. If you are a minor then you can apply for a minor PAN card. Once you receive it you can reach out to our team and we can help you with your loan process. We are partnered with 15+ public and private banks and can assist you by connecting to suitable banks based on your profile. You can speak to your financial officer for assistance in the education loan process by requesting a callback by using this link: bit.ly/48cTdcR or by calling 9889882090.

[@truthofworld240]

Ma'am my family income is less than 2.5 lac but my only doubt is that I am an undergraduate engineering student and I am in my third year so I want loan for my remaining 2 years of degree ,am I eligible for Jan samarth

[@WeMakeScholars]

Hello. Yes, you can apply for an education loan for the remaining two years. Firstly you have to check your eligibility in the Jansamarth portal. Here is a detailed reference video on the eligibility checking and form-filling process in the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=S1_OHqznXxc6S2qQ kindly check it out. We are partnered with 15+ public and private banks, Our team can help you with your education loan process. You can contact our team by requesting a callback using this link or by calling us at 9889882090.

[@puneethssmile831]

My fathers income certificate is expired recently, my income certificate is still valid. I want to apply for education loan in jan samarth. Will the expiry of my fathers income certificate will cause a issue or lead to rejection??, or will it get processed based on my income certificate. Kindly answer this

[@WeMakeScholars]

Hello Puneeth! To apply for an education loan through the Jansamarth portal, your parent's income certificate is required. Hope you have understood.

[@VarunVarun-hu1ey]

thanks mam , i am student in NITC i was about to apply loan through vidyalakshmi but i am eligible for jansamarth portal , i will ask the bank coming monday about this and i hope ur team recieve the call to guide me. and mam i am applying in canara bank is jansamarth portal applicable there?

[@WeMakeScholars]

Hello Varun, The Jansamarth portal has a limited number of empaneled banks for education loans. However, there are better loan products in other banks comparatively and our team can help you with the education loan process. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@thegoswami9890]

Mam jansamarth portal me adhar details and pancard father ka ya student ka hota he

[@WeMakeScholars]

Hi Goswami, Jansmarth form mai student ka adhaar and pan card details fill karna hai. Iss video ko zaroor dekiye: Jansamarth form filling for Education Loan subsidy (Step by Step)| Ep 44 (youtube.com) aur form ko accordingly fill kijiye. Hum aapke education loan panae ka assist karthe hai taaki aap subsidy claim kar paaye. Hum 15+ public and private banks se partnered hai. Aapke profile ke anusaar hum best bank suggest kar sakte hain. Iss link par bit.ly/48cTdcR callback request kariye. Hamara team aapko jaldi hi respond karenge.

[@smgajakosh34]

Hi mam I tried my son's education loan in janasamarth for subsidy not completed but my vl application is not getting forward

[@sandiprathod4540]

Mam agr hamne loan liya hai lekin bad me koi scholarship mil gayi to loan apne aap kam ho jayega na?

[@WeMakeScholars]

Hello Sandip, Jab aapko scholarship milega tho education loan ka amount kam nahin hoga, aapko bank jaakar baat karna padega. Lekin education loan parts mein disburse kiya jatha, isliye aap keval aavashyak amount hee disburse kara sakate hain aur baaki ko radd ya us par interest bhi pay jaroorath nahi hai.

[@Adi-eo7bu]

If income less than 4.5 lakh which option selected

[@WeMakeScholars]

Hey! If the income is less than 4.5 lacs and only if you are eligible for the subsidy apply for Jansamarth portal, remember you can only apply to one portal. If you are looking out for an education loan our team will assist you in determining your eligibility with more than 15+ public and private banks and will offer you the finest education loan which suits your profile. To talk to our financial officer, please click the link and ask for a callback: This link: bit.ly/48cTdcR

[@doraemontelugu3629]

My household income was less than 4.5 lakh , i want to study abroad in germany which scheme provides subsidy for the intrest amount of whole loan amount

[@WeMakeScholars]

Hello, The CSIS subsidy doesn't cover the interest on the whole amount only up to 10 lakhs. However, this applies to the students who are applying for an education loan to study in India. We suggest you to check any domestic state subsidy schemes. We are partnered with 15+ public and private banks and our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you to suitable banks based on your requirements. To contact our team kindly, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@keyboardworld6060]

Hello ma'am i have income certificate less than 2lakh ,but showing not eligible for csic scheme,can i apply through vidyalakshmi portal?

[@WeMakeScholars]

Hello, It appears that when the portal verified your profile with the details provided, the annual income exceeded the eligibility limit. However, you can still apply for an education loan on the Jansamarth portal, even if you do not qualify for the CSIS scheme. Please note that once you apply on the Jansamarth portal, you will not be able to apply again on the Vidya Lakshmi portal, and vice versa. If you face any issues with the application on the Jansamarth portal, we suggest dropping an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@UACMSaranyaR]

Hi..mam I mistakenly selected the 'management quota 'in jan samarth portal and would like to amend this entry.and also I cannot find 'Central Bank of India' in bank selection.Please guide me Thank you

[@WeMakeScholars]

Hello, Please note that you cannot edit your application once you submit it. Some particular banks are associated with the Jansamarth portal. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will be assigned to analyze your profile and connect you to a suitable bank. Kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@gireeshsb-x7b]

hi mam ,in vidya Lakshmi we are applied for loan but up to 4+1 years the intrest was paid by government of India or we want to pay after 4+1 years

[@WeMakeScholars]

Hello, In Vidyalakshmi portal government doesn't pay your interest during the moratorium period. It has to be paid by the student, but in some banks paying interest during the moratorium period is optional. We are partnered with15+ public and private banks. Our team can help you by connecting you to suitable banks by analyzing your profile. You can contact us by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@AvinashKr2022]

4:10 video starts here

[@Nikhil-u8o]

mam i applied for vidyalaxmi directly went through sbi bank, and still loan is not started can i apply for Jansamarth loan

[@WeMakeScholars]

Hi, Once you have registered on the Vidyalaxmi portal, you cannot register on the Jansanamarth portal, as shown in the video. Contact our team to receive assistance with your loan. We'll help you get an education loan by checking your eligibility with 15+ public and private partnered banks. Connect with your financial officer to know the requirements of an education loan. Kindly request a callback on this link: bit.ly/48cTdcR or call 9889882090 to get assistance from our team.

[@RadhikaMenon-r6y]

Hi ma'am am planning to study from institute not from college so can I apply for this loan?

[@WeMakeScholars]

Hi Radhika, Please let us know the name of the institute so we can let you know if you are eligible to apply for loan or not.

[@RadhikaMenon-r6y]

The first institution I visited was Datamites Bangalore and the second was QIS Academy (Quest Innovation). So which of these institutions is the best option for me to take out a loan from?

[@WeMakeScholars]

Hi there. We apologize, but since your course does not result in a degree, banks will not be able to offer you an education loan, so we will not be able to assist you in obtaining one.

[@alokparida9965]

We required a education loan of 15 lakhs for Btech engineering in Bits Mesra . In which portal we have to apply for the same , kindly suggest

[@WeMakeScholars]

Hello. If a student's family has an annual income of less than 4.5 lakhs, they are eligible for the CSIS subsidy scheme on the Jansamarth portal and can apply for an education loan there. If the income exceeds 4.5 lakhs, applications for education loans should be made on the Vidyalakshmi portal. If you are seeking one-on-one assistance with your education loan process, our team is ready to help. We are partnered with 15+ public and private banks and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@user-zk4ez6np6y]

Mam asking co applicant in jansamarth but father is labour than

[@user-zk4ez6np6y]

Means daily labour not in company

[@WeMakeScholars]

Hello, In the employment details section, you can select "Others" or "Self-Employed" in the application. Enter the profession of your co-applicant in the "Company Name" field and continue with your application.

[@Thishan777]

Mam my father is working in a private company with salary 38,000 .But it has absolutely no job security, like even they can stop him by two or three months. We have income certificate signed by VAO in which annual salary is mentioned as 98,000 per year.Can i apply through jansamarth portal mam? or will i face any issue because of my fathers salary exceeding 4.5 lpa,Please i need clarification mam

[@WeMakeScholars]

Hello, If your family income is less than 4.5 lakhs then you can be eligible for the CSIS subsidy. The portal will verify all the entered details in the portal including the income from the income tax department so kindly enter the correct details in the portal. Here is the link to the video on the CSIS subsidy and the form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=vSftlXk2Ubke2PJG.

[@himansu6013]

I have a question that if i apply for loan before taking addmission in any clg then can i get loan and after it can i take addmission in any clg which i want ???

[@WeMakeScholars]

Hi Himansu, You can start your loan process before getting admission, and you can get a provisional sanction letter. Please contact your financial officer to get assistance. Our team will help you with checking your eligibility with 15+ public and private banks and help you get an education loan that suits your profile. Kindly request a callback using this link: bit.ly/48cTdcR or call 9889882090, and our team will get back to you shortly.

[@reni_christian]

do i have to pay any fees if i apply through your platform? Any hidden charges even after i recives the sanction amount?

[@WeMakeScholars]

Hello, WeMakeScholars is an organization funded and supported by the Ministry of IT, Government of India under the Digital India campaign. As our initiative comes under the Digital India campaign, hence our services are free of cost. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@drkarthikgoudar]

Hi mam i studied from rajiv Gandhi University banglore but in options,in qualification details,above University i l m not able to find!

[@WeMakeScholars]

Hello, If your university is not mentioned in the drop-down menu then you can write in as others.

[@SouravSinha]

Dear Sir/Madam, I wrongly registered in Jansamarth portal for loan subsidiary, Now for Loan Sanctioning bank says to apply through Vidya Lakshmi Portal,but i am unable to furnish my application form.Shows already registered with jansamarth portal, now I can't deactivate my jansamarth account

[@WeMakeScholars]

Hi Sourav, Please get in touch with our team for assistance. Kindly request a callback using this link: bit.ly/48cTdcR or call 9889882090.

[@Sai_kiran12]

Am facing the same problem , is your problem is solved?

[@WeMakeScholars]

Hello Kiran, Once you have registered on the Jansamarth portal you cannot apply on the Vidyalaxmi portal for your education loan. You can contact our team for assistance with your education loan by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@Sai_kiran12]

@@WeMakeScholars your team said that we are not approved loans under 300000 , what i can do now

[@WeMakeScholars]

Hello, Kiran. WeMakeScholars is only authorized to help students obtain loans over 7.5 lakhs. Sorry, but we cannot assist you in obtaining an education loan.

[@Dyutikrishna]

Mam if my father's income is greater than 4.5 lac.is there any education loan by govt portal??mam what should i do please reply???

[@WeMakeScholars]

Hello Dyuthi, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?

[@Dyutikrishna]

@WeMakeScholars respected mam the rqd education loan is 4 lac and i am planning to study in india..its a pgdc.. Please reply respected mam

[@WeMakeScholars]

Hello Dyuthi, Since your family income is more than 4.5 lakhs, you can apply for an education loan through the Vidya Lakshmi portal.

[@NishantKushwaha-e5i]

You just cleared my doubt in very effective way. Appreciated.

[@WeMakeScholars]

Hi, We're glad you liked the video. Kindly reach out to our team if you are seeking assistance with your education loan. You can get in touch with us by requesting a callback via this link: bit.ly/48cTdcR or by calling 9889882090.

[@RVE1kUKcomedycartoon]

Mam how i will get to know whether i am eligible to csis scheme

[@WeMakeScholars]

Hello, To check eligibility for the CSIS scheme one should visit the Jansamarth portal and apply. Here is a reference video link on checking one's eligibility for the CSIS scheme and form-filling process on the Jansamarth portal.kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=8LbcsBgswoZX21zM. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will be assigned to analyze your profile and connect you to a suitable bank. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@Ashwinnboy]

I applied on jansamrth portal to they first said im eligible i filled my details then ask my co applicant details i filled ever details of my mon then they rejected, why so? I did anything wrong? I will not get subsidy benifit now? They did not even ask me from which bank i want to lend money??

[@WeMakeScholars]

Hello Ashwin, We regret that if you are rejected, our team will not be able to assist you with your education loan.

[@VaidyatheDr]

Do i have to apply after taking admission to college or before?

[@WeMakeScholars]

Hey, Could you tell us where you are planning to study- India or abroad?

[@VaidyatheDr]

@@WeMakeScholars India

[@WeMakeScholars]

Hey, It is better to apply for an education loan after taking admission from a college. If your education loan requirement is more than 7.5 lakhs and seeking one-on-one assistance with your education loan process then our team can help you. A dedicated financial officer will analyze your profile and connect you to suitable banks. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@VaidyatheDr]

@@WeMakeScholars thanks for offering assistance , i need below 7.5 lakh loan. i will reach out to you guys once admission process starts.

[@WeMakeScholars]

Hello, We are authorized to provide assistance with education loan amounts of more than 7.5 lakhs.

[@Viramshetty]

Hello Mam , My family annual income is 40,000 which scheme is better for me

[@WeMakeScholars]

Hello, If your family income is less than 4.5 lakhs per annum then you can apply for the CSIS scheme through the Jansamarth portal. Here is the link to the video on how to check eligibility for the CSIS scheme and the form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=MD0YPXSkKc7axPZ5.

[@Me.PrinceRaj]

So my family income is less than 4.5 lacks, should i take loan from vidhyalakshi or jansamrath portal??

[@WeMakeScholars]

Hello, Could you please let us know the required education loan amount and whether you are planning to study in India or abroad?

[@Me.PrinceRaj]

@@WeMakeScholars I need loan only 2 lakhs rupees and study in India.

[@WeMakeScholars]

Hello, If you are seeking to avail of the CSIS subsidy scheme then you can apply through the Jansamarth portal for an education loan. If your family income is less than 4.5 lakhs then you can be eligible for the CSIS subsidy. Here is the link to the video on the CSIS subsidy and the form-filling process on the Jansamarth portal: kzbin.info/www/bejne/Z6LHq3t9o9Ske9Usi=vSftlXk2Ubke2PJG.