Jansamarth form filling for Education Loan subsidy (Step by Step)| Ep 44

[@srinivasgunadityapadala5857]

00:02 Students applying for education loan in public sector banks must apply on Jan Summit portal for India or abroad. 02:09 Get assistance for technical issues on the Jansama portal 04:17 Eligibility for education loan subsidy scheme 06:26 How to fill out the education loan subsidy form step by step 08:22 Key details for education loan application while going abroad. 10:22 Completing applicant and co-applicant profiles 12:28 Verify account, add loans, upload documents and submit application 14:28 Choose the branch carefully and seek guidance from the college financial officer. 16:24 Request a call back for educational loan assistance

[@DeepikaS-in3nl]

Mam enter your course fees there we have to enter per year fees or total year fees

[@WeMakeScholars]

Hello Deepika, You have to enter your total course fee for the entire course duration. Hope you have understood.

[@krethickchakravarthy6533]

Hi ma'am, will the government pay the interest on a monthly basis or will the applicant have to pay the interest.

[@vihari47]

I% wil be paid on quarterly basis. Your bank will take care of it

[@WeMakeScholars]

Hi Krethick! The total interest accumulated during the moratorium period (Course duration + 6 months) will be paid off by the Government at the end. If you are seeking help from our loan team with the Education Loan process request a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ Public and private lenders and walk you through the entire process.

[@JUTURUsathya]

Thank you for your great information about jansamarth portal it is really helpful mam

[@WeMakeScholars]

Hello, Thank you for your feedback!

[@APMCricketSportsr164]

Hello mam how to cancel registration from janasamarth portal , because i fill amount of 6.5lakh but they approved for 2.25 lakh and now im able to fill vidhya laxmi portal because already registered through janasamarth 🙃

[@WeMakeScholars]

Hi, unfortunately, you cannot apply to the Vidya Lakshmi portal because you have already applied on the Jansamrath. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

[@earth_without_me-qb9bs]

Ma'am Can we take loan from private banks like ICICI bank or Axia Bank through Jansamarth portal?

[@WeMakeScholars]

Hello, There are a limited number of banks connected with the Jansamarth portal. We suggest reviewing them thoroughly and applying to a suitable one. Hope you have understood.

[@earth_without_me-qb9bs]

@@WeMakeScholars Understood Ma'am. Thank You

[@rekhachaudhary6076]

Very informative video with detailed explanation... 😊

[@WeMakeScholars]

Glad you liked it

[@crazynanthu1490]

How i choose my loan bank what's the process

[@WeMakeScholars]

Hello, Could you please let us know the education loan amount required?

[@karanjindal4306]

Ma'am, if I get the csis scheme, and then the edistrict higher education scholarship as well, will I be able to avail that scholarship and cancel the csis scheme, or will I become ineligible for the scholarship because of the csis scheme?

[@WeMakeScholars]

Hi Karan, Please keep in mind that you will receive a subsidy on your education loan. If you receive the subsidy, you will not be required to pay any interest throughout the moratorium period. If you are awarded an E-district higher education scholarship, you will not be required to take out an education loan. So you won't have to worry about the subsidy. If you need assistance with your education loan, please contact our team by requesting a callback on this link: bit.ly/48cTdcR or call 9889882090.

[@B055-4j]

Hello ma'am First we have to apply online on jana samarth portal and go to bank or first visit branch and apply online?

[@WeMakeScholars]

Hello, It is advisable to apply online if you want to avail the CSIS subsidy scheme through the Jansamarth portal.

[@The_Vat]

Is 'b.tech in a computer engineering' course eligible for jansamarth CSIS scheme? Please provide a list of which courses are eligible for the Jansamarth CSIS scheme.

[@vatt2110]

It is a very important question.

[@vaibhavtembukade]

Imp

[@WeMakeScholars]

Hello, The Central Sector Interest Subsidy (CSIS) scheme in the Jansamarth portal is available for students pursuing technical or professional courses in India after class 12. The courses must be from recognized institutions, including: NAAC-accredited institutions, NBA-accredited programs, Institutes of National Importance (INIs), Centrally Funded Technical Institutions (CFTIs), Indian Institutes of Management (IIMs), and Other institutions set up by the Central/State Government. Hope you have understood.

[@The_Vat]

Imp

[@WeMakeScholars]

Hello, Could you please elaborate on your query?

[@yogeshsaharan4023]

Hi mam the same problem is showing in my application 14:05 .....that is you are not eligible for under scheme...... income is greater than the limit set.....and new application does not proceed bcz of same adhar card then what should I do...and how to cheak my income

[@WeMakeScholars]

Hi Yogesh! The student's family annual income should not exceed 4.5L to avail of the CSIS subsidy. You can apply again after cooling period of 60 days. You can ask your parents about their annual income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan deal suiting your profile.

[@SurendraKumar-th3fl]

Hallo Mam.(Students loan) My Question is!!Where will the money come from after applying?My Bank account or anywhere else.

[@WeMakeScholars]

Hi Surendra! The subsidy of the interest accumulated during moratorium period will be paid by the government to the banks directly. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@sumpriya-zr4wg]

Hey do u know where the money get credited

[@Dubhub7277]

Mam am confused with first name middle name and last name where my last name is G initial only single character not allowed.. what to do

[@WeMakeScholars]

Hello, If you don't have a last name, we suggest writing your first name twice to avoid errors and continue with your application.

[@dhn_ediz5164]

Is mam's advice error free bro,did u do as mam said?

[@dhn_ediz5164]

@Dubhub bro is mam's advice on name error free even I don't have middle name only first name is there and initial G in last .how did u proceed please reply as soon as possible

[@shreekrishnahegde]

Space button in mothers name is not working in section 3, it's not allowing to type first name and last name with space

[@WeMakeScholars]

Hi Shreekrishna! There may be some technical glitch. You can try refreshing the page. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu They will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan best suiting your profile.

[@VivekKasaudhan-b5n]

Brother space happened?

[@fununlimited133]

Maam at 14:30 can we add cooperative bank as im getting low interest rate loan from them, Will i get the subsidy? Please reply and thanks.

[@WeMakeScholars]

Hi! You can get subsidy but the education loan product of Cooperative Bank is not very competitive compared to the other options in the market. We can provide the lowest interest rates by negotiating on behalf of our students with banks. I think it will be a better idea to speak to your financial officer by requesting a callback on this link: bit.ly/3KLb0zu to see which bank will offer you the best terms

[@omkarpagui5854]

Hello Ma'am, I registered on vidhya Laxmi portal and completed the loan application form and submitted to bank. After tht they gave me loan application form from the bank side ( sbi) , there it was a question like are you eligible for CSIS ,if yes then provide income certificate with less than 4.5 L. I didnt knew about subsidy scheme, otherwise i would have registered on jan Samarth portal . So will i get the subsidy benefit now ?. So will i get the subsidy

[@WeMakeScholars]

Hi Omkar! Yes, you can get the subsidy benefit. You can fill Jansamarth form even after registering on Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@samuel4157]

Did u apply for this subsidy, bro?

[@anupthakur489]

Did u get csis benifit

[@sudarshanjadhav609]

Maine bhi vidyalaxmi poortal se apply kiya tha mere ko loan mila, but maine abhi tak subsidy ke liye cliam nahi kiya hai? Mam please help me to get my loan subsidy?

[@preetisaxena7613]

​@@sudarshanjadhav609 Tumhe loan Subsidy mili ?

[@sheetalmaurya6287]

My bank is denying for loan through the Jansamarth portal and through vidyalaxmi I won't get subsidy like Jansamarth... The bank is SBI 😢 What should I do now 😞

[@WeMakeScholars]

Hi sheetal, unfortunately, we can not help you but yes usually students face this type of problem because banks are not fully aware of the Jansamarht portal that's why they refuse in that case you need to write an email or call on Jansamarth helpline number. For more details related to scholarships or Education loans, you can visit bit.ly/3MVP0Sy

[@deepalarora9562]

I have applied for loan in jansamth portal and my income is less than 250000 but he is refusing my application so why is it because the eligibility is less than 250000

[@virtualgaming6421]

He means? ​@@deepalarora9562

[@ravi-tm6kj]

Where the hell is 4th section 💀

[@syedmisbah1671]

Lot of informative video Thanks for your guidance

[@misswhisky7649]

Mam i applied through jansmarth for education loan but the banker is saying that i had to apply through vidhya laxmi portal and they cannot procees my application further or i have to talk to higher authorities and they are also saying to apply through vidya laxmi😢

[@WeMakeScholars]

Hi! Jansamarth portal is there to claim the subsidies provided by the government. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@palakrai9229]

I have the exact same problem can u please tell me that what can we do now

[@fununlimited133]

​@@palakrai9229do subsidy cover only 3-4% interest or full interest? Many bank saying you get 3-4% of interest you pay per year during course!

[@nishant1866]

Same problem banker says apply on vidayalakshmi but can't apply on vidayalakshmi due to registered on jansamarth plz help

[@everythingpossible8659]

Same problem for me too

[@shivanshusaini5674]

I am currently pursuing graduation so , what should I fill in highest education section My 12th school percentage or graduation percentage of current semester.

[@WeMakeScholars]

Hello there! Your highest education will be the one you finished, in your case it is your 12th class. So fill in your 12th class percentage in the form. For more assistance, contact us with this link bit.ly/48cTdcR or call us at 9393344424

[@RohanKadam-p7l]

hello maam after completeing the form on janasamrth portal it is showing that ("Your application has been sent to bank. You can contact to the branch for further processing.) but i got mail form janasarth that ( Your loan application did not match with any banks product Hello Rohan Ravindra Kadam, Thank you for registering with us and showing interest in JanSamarth. We regret to inform you that your application is not eligible for CSIS as per the Product/Scoring set by multiple Bank(s). ) so my question is will i get the loan or not?

[@WeMakeScholars]

Hi Rohan, First please check with the banks whether they have received your application and if they can proceed further or not. You can also write an e-mail to [e-mail]. Also can you please let us know what is your loan requirement?

[@Globewanderers45]

Bro same problem what to do next please help

[@Noah_sk586]

Hello my total fees is 67500 as per fees structure of college should i add this or more amount which will require for me for other expenses like accommodation etc

[@WeMakeScholars]

Hello Noah! If you are on the first step of the Jansamarth portal, you can enter the total required amount for an education loan. Later, in further steps, you can fill out the details of tuition fees, accommodation expenses, and other expenses separately.

[@User-er3xj]

Thanks a lot for showing all the details clearly. ❤️

[@WeMakeScholars]

Hi! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to evaluate your profile and check your eligibility with 14+ public and private lenders so you can get the best education loan suiting your profile.

[@i_am_sabirrr]

​@@WeMakeScholarsis there by fees to consult with your team

[@WeMakeScholars]

@@i_am_sabirrr All of our services are completely free of cost as we are funded and supported by the Ministry of IT, Government of India. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@RaviKumar-xq4ti]

​@@WeMakeScholarsmam How To cancel Loan Application Form

[@Solo1496]

Mba course is applicable for csis scheme? This is professional course can i select the option

[@WeMakeScholars]

Hey! MBA course is applicable for CSIS scheme. We can help you in getting the education loan so that you can claim your subsidy. We are partners of 15+ public and private banks. Hence, increasing your chances of getting an education loan. Request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.

[@Solo1496]

@@WeMakeScholars can i apply in jan samath or Vidya Lakshmi Portal?

[@WeMakeScholars]

Hi, please note that if you’re eligible to claim the subsidy then you can apply in Jansamarth Portal. Here is the link to check your eligibility to avail the subsidy: www.wemakescholars.com/education-loan/csis: If not you may apply in Vidya laxmi portal. In either of the cases we encourage you to take your education loan via Wemakescholars. We facilitate lesser loan processing time. We’ve partnered up with 15+ public and private banks, increasing your odds of getting an education loan. Additionally, we do not charge any service charges as we’re funded and supported by Government of India, Ministry of IT and come under the Digital India Campaign. Feel free to request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.

[@scholar.parmod]

Hello ma'am! While filling form, I was asked to fill my course details. Unfortunately no UG courses from my university for available to choose (including mine). I cannot proceed further as there's no OTHER COURSES option. How can I apply for the subsidy?

[@WeMakeScholars]

Hi Parmod! You will be required to check whether your course is a technical/professional degree approved by NAAC / NBA / CFTI. We would also like to inform you that our team can help you with the entire process of obtaining an education loan at the lowest interest rate possible. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to check your eligibility with 14+ public and private banks so you can get the best education loan deal suiting your profile.

[@karanjindal4306]

Ma'am i am taking loan through sbi, but have an account in canara bank as well, can i put bank details of canara bank and receive subsidy in the canara bank, and pay the interest after transferring the amount to sbi account later?

[@WeMakeScholars]

Hello, Karan. The subsidy is applied on the interest paid throughout the moratorium period (course duration plus 6-12 months). So, if you get your education loan approved under the CSIS system, you won't have to pay any interest during your moratorium. The funds will not be transferred to your bank.

[@Rolexu-z1i]

mam in jansamarth portal its showing only in india it is not showing in outside the india option please look into thiss?

[@WeMakeScholars]

Hello, The Jansamarth portal and the CSIS subsidy scheme are applicable only to students intending to study in India. Since you are planning to study abroad, you should apply through the Vidyalakshmi portal. However, getting an education loan directly from banks can cause delays, which is why our team can help you with the process. We are partnered with 15+ public and private banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To get in touch with our team, kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@asthasingh4206]

Ma'am whose adhar and pan deatails are required parents or students

[@WeMakeScholars]

Hi Astha! Both the applicant and co-applicants Aadhar and PAN is required. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@meghkv]

Hello Mam. Should we submit the online application first and then proceed with the bank??

[@WeMakeScholars]

Hello, It is advisable to apply online if you want to avail of the CSIS subsidy scheme through the Jansamarth portal.

[@meghkv]

@WeMakeScholars Thank you for the useful information 👍

[@dhn_ediz5164]

Ma'am where to download the application and is the application similar to vidyalakshmi application form which includes the applicant and coapplicant details and as space for signature of both? Please reply ma'am

[@WeMakeScholars]

Hello, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the Jansamarth portal, kindly email their customer support using the provided mail ID: [e-mail] for assistance. The Vidya Lakshmi and Jansamarth portal applications are different. We recommend watching the form-filling process for applications on both portals by visiting our channel to avoid mistakes. Hope you have understood.

[@dhn_ediz5164]

@WeMakeScholars ok ma'am

[@TheSanatanPOV]

Hello maam in the initial step i registered me in the jansamarth portal and it showed me that i am eligible for subsidy in karnataka the seat allottment is not yet started and after registering i came to know that i have been allotted an SNQ seat where the fee. Is consessed for good rank holders i have completed the process only till aadhar and pan verification.. Can i change the loan amount now.?kindly help me with this maam please

[@WeMakeScholars]

Hello, to update the information on the Jansamarth portal kindly drop an email to [e-mail]. and they will help you. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@ASrinibasPatra-wx7hs]

Mam can I apply a new application under csis scheme after rejection from the bank or what happens as after rejection from the bank

[@WeMakeScholars]

Hello, You can reapply for an education loan through the Jansamarth portal to a different bank after a cooling period of at least one month. For any issues with the application on the Jansamarth portal, we suggest you email Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@gamechangerinlife5361]

Maam. While applying co applicant form. My father income is 420 but. There option can. That do you file income tax return. Aur waha par. Yes. Ka click automatic hei. Waha no option nhii So. Waha pe Gross salary Net salary puch ahe Kay karu??

[@WeMakeScholars]

Hi, Aap apne co-applicant ki gross annual income wahan mention karen. Kyun jo aapka jo issue hai vo technical hai aap kuch samay baad form fill karna try karen.

[@gamechangerinlife5361]

​​​@@WeMakeScholarsmera papa ka. Itr nhi jata hei. So. Gross income aur net income 420 hii hei kya karu. Waha error araha ki. It seens that your amount is excess mandatory filling ITR। Please verify your income to cbdt😢😢.

[@adityagarhwal5274]

Hi ma'am very informative video can you please tell me what to do if our co applicant is unemployed or farmer

[@WeMakeScholars]

Hi Aditya, If your co-applicant is unemployed or a farmer you can select 'others' in the employment category. The profession doesn't matter if you meet the eligibility conditions for the CSIS scheme. Hope this has answered your question.

[@adityagarhwal5274]

@@WeMakeScholars sir one more doubt can I apply in different bank for education loan at the same time through Jansamarth portal

[@WeMakeScholars]

Hello. Yes, you can apply to three banks at once on the Jansamarth portal.

[@mangeram6384]

Subsidy recieve on intrest or principle amount, if study in in India,then eligible for subsidy?

[@WeMakeScholars]

Hi! The subsidy is given on your Interest amount during the moratorium period.

[@Unknown4uu]

Mam can you tell in how many days the loan will be sanctioned

[@WeMakeScholars]

Hello, The time taken to sanction an education loan depends on the bank and how quickly the applicant submits the required documents and cooperates with the process. We suggest you to reach out to the concerned bank to speed up the process.

[@Raviteja-lh3kn]

Hi mam i am applied my education loan in jamsartham portal but i got a sms from sbi bank which is your education loan is sanctioned but in jamsartham portal i didn't get a tick mark in portal so i informed to sbi bank officers there said that it not your fault you have to contact jamsartham portal there had said .so i contact jamsartham portal members and I mail them there infroed me that it is not your fault banker had put your jamsartham account on Hold so that why you didn't get an sanctioned from jamsartham portal so you have to contact banker there informed me but bank officers are not responding for that 😢

[@WeMakeScholars]

Hello Raviteja, We suggest you to visit the bank and speak with the concerned bank manager for a definitive answer.

[@SarithaJoseph-m9p]

Mam which option is selected market place or sbi

[@WeMakeScholars]

Hello Saritha, The marketplace is a section where the portal showcases all the loan products offered by various banks, enabling users to compare different education loan options and select the one that best aligns with their needs. We recommend choosing the option that is most suitable for your profile. Hope you have understood.

[@Tejaass]

hello mam i have applied of csis scheme loan , now that i visited the bank , manager is asking me the acknowledgement zerox of the application. what zerox should i take???

[@WeMakeScholars]

Hello Tejas, You have to take the Xerox of the application. You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the JanSamarth portal, kindly email their customer support using the provided mail ID: [e-mail] for assistance.

[@HarshTank-wo1cv]

Hello maam i received this message from jansamarth after application Loan Application of Harsh Tank for CSIS did not match with any Bank product and is considered ineligible. -JanSamarth But I am eligible because my family income is less than 4 LPA

[@WeMakeScholars]

Hello Harsh, Please note that a family income is less than 4.5 lakhs is the eligibility criteria for the CSIS scheme. The banks have different types of education loan products and if the student's profile doesn't meet the criteria then they are considered ineligible. One can reapply on the Jansamarth portal after 1 month of cooling period. Our team can help you with your education loan process. A dedicated financial officer will analyze your profile and connect you to a suitable bank. To contact our team kindly request a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@HarshTank-wo1cv]

@@WeMakeScholars mam as I mentioned my family income is less than 4 LPA that is 1.7 LPA only ..then why am I ineligible fot CSIS 😥

[@WeMakeScholars]

Hello, Other factors are also considered in the Jansamarth portal. One can check the reason for being ineligible by checking my applications; they show the reason. We suggest you check the reason and reapply after one month of the cooling period.

[@VkGupta4337]

​@@HarshTank-wo1cv hello brother kya apne bank mai contact kiya if yes to unhone kya bola pls tell

[@HarshTank-wo1cv]

@@VkGupta4337 mera loan approve ho gya bro jansamarth se

[@calmness5859]

Can i take loan in between of the course for the rest of the fees?

[@WeMakeScholars]

Hi, Yes you can take an Education Loan in the middle of the courses but if you go by yourself to the bank they will probably say no to giving you an Education Loan we are partnered with 14+ public and private banks, which makes us provide the best education loan option to the student.. however, which course you are pursuing? To request a call you can visit bit.ly/3MVP0Sy

[@manishasahu800]

Excuse me maam While filling the coapplicant details What to fill in place of employment details because my mother is my co applicant and she is a housewife.pls tell what to fill

[@WeMakeScholars]

Hey! Kindly select ‘others’ in the employment details section. For further queries, request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.

[@yashuniverses2910]

Find any solution😢

[@anunandah]

Hello mam my name is incorrect in the application but there is no any editing option to change my name what should i do🙂

[@WeMakeScholars]

Hi! You can't edit the details you filled in Jansamarth form. You have to wait 60 days after getting rejected, then you can reapply with correct details. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@anunandah]

But i don't have that much time🙂

[@WeMakeScholars]

There is no other option. You will have to wait for 60 days.

[@anunandah]

If i go to the bank and tell them if there is a problem, will there be any solution?

[@WeMakeScholars]

Even if you go to the bank, they will reject your file asap and then after 60 days, you can reapply in Jansamarth portal.

[@Byte-Bolt27]

In video at 9:33 what we have to fill in FIELD OF SCHOLARSHIP ? because i got a scholarship and I am applying in 2nd year ...

[@WeMakeScholars]

Hi! You have to fill the subjects you have studied or more narrowly subjects you have specialized in the column of field of scholarship.

[@Byte-Bolt27]

@@WeMakeScholars Mam I can't understand what you said , I'm doing B-tech in computer science and engg. from Bundelkhand University , Jhansi . I'm applying for this loan in my second year and I got scholarship of one year ( 1st year ) from UP scholarship. So can you tell me from above that what kind of subjects I have to fill in the column of Field of Scholarship?

[@Byte-Bolt27]

Or Mam can you tell me that when I say (click) NO for my scholarship in loan application so my loan application will be rejected or not ? please reply....

[@WeMakeScholars]

You have to fill 'Computer science and engineering' in the field of scholarship.

[@WeMakeScholars]

You should fill true and accurate information in your loan application.

[@AjayChourey-lf2mg]

Really helpful. JAI SHREE RAM

[@WeMakeScholars]

Hello Ajay, Thank you for your feedback. If you are seeking assistance with your education loan process then our team can help you. To contact us kindly request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@Ananymos169]

Hi, last year oct i applied for education loan in sbi through jansamarth portal, but because of cibil score it was rejected, can i apply for this loan again through jansamarth again, and as my father is daily wage worker what should i choose in Income source section

[@WeMakeScholars]

Hello, CIBIL score is an important factor checked by banks for approving an education loan. However, one can reapply on the Jansamarth portal after 1 month of cooling period. You can choose others as an option but still, you need to show the income proofs in the bank. If you are facing any issues in the Jansamarth portal, we suggest you drop an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@Ananymos169]

​@@WeMakeScholars As I started Filling Application, at the place of personal details, it is asking for current address as per aadhar, but my city is Sub District(Taluk) as I select this further it asks for village in which there is no option related to my place, So Please Guide me What should I do now. Is it ok to select nearest village to my place

[@WeMakeScholars]

Hello, Try filling in the correct details with the PIN code of your place and select it. If you are still not able to select the correct place, we suggest you to write an email Jansamarth customer support. Hope you have understood.

[@anjalisoni3151]

Hello mam i am minir so I didn't have my pancard so how can i process m application in jansmarth

[@WeMakeScholars]

Hi Anjali! A PAN card is a mandatory document for an education loan, you may apply for one online, and get an acknowledgement number within 24 hours. In your case, you can get a minor PAN card as you are not above 18. Along with that, you may also connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to evaluate your profile and check your eligibility with 14+ Public and private lenders so you can get an education loan best suiting your profile, with the lowest interest rates.

[@jaykhachar2466]

Hii, i wanna ask that what kind of certificates that we need from our college like mine is in gujtat bvm college so which kind of and how many certificates or documents that o need from college please reply me earlier 🙏

[@WeMakeScholars]

Hi Jay, Documents required to fill in Jansamarth form is already mentioned in the video. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@lakshminandana8657]

Ma'am, for the co-applicant my father is retired so what should I fill then

[@WeMakeScholars]

Hello Lakshmi, Could you please let us know if your father is receiving a pension?

[@lakshminandana8657]

​@@WeMakeScholarsyes

[@cynthia5095]

Ma'am I am an Engineering student in India and I want to apply for an education loan so, which would you prefer vidya laxmi or Jansamarth?

[@WeMakeScholars]

Hello, If your family income is less than 4.5 lakhs and you intend to avail of the CSIS subsidy scheme, you can apply through the Jansamarth portal. If your income exceeds 4.5 lakhs, you can apply for your education loan through the Vidyalakshmi portal. Hope you have understood.

[@San-rf8xj]

is it neccesary to invest by student or wt

[@WeMakeScholars]

Hi! Could you please elaborate on your query?

[@San-rf8xj]

@@WeMakeScholars i mean after mentioning the amount of loan required ,it ask for contribution by the student(yourself). So is it must to contribute and wt is the minimum contribution?

[@WeMakeScholars]

We have already made an detailed video on the same topic. Here's the link: kzbin.info/www/bejne/i2S5poOadtydmNU kindly go through this so you have a better idea about your required contribution. For further one on one guidance please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@prashanthkumar9490]

Mam I want to remove my account in jansamarth, I am unable to apply in vidhya lakshmi portal plz help.. Education loan

[@WeMakeScholars]

Hi Prashant! You can't remove your account from Jansamarth. You will have to wait 60 days after getting rejected from Jansamarth portal. We would suggest you talk with our Financial Officer as if you are applying for your education loan via WeMakeScholars, it is not made mandatory to apply on Vidya Lakshmi Portal. Please connect to our loan team by requesting a callback on this link bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@Atulkumar-vm7wi]

should i fill this form before applying in my college bank or afterwards ? .

[@WeMakeScholars]

Hello Atul, You have to fill out the form before going to the bank. After filling out the form based on your eligibility, you can apply to the suitable banks. Our team can help you find a suitable bank by analyzing your profile. You can contact us by using this link: bit.ly/48cTdcR or by calling us at 9889882090, and our team will contact you shortly

[@kr_ayus_]

mam, can we use our e pan ?

[@WeMakeScholars]

Hey! you can definitely use your e-pan. if you are looking out for education loan our team will help you check your eligibility with 15+ public and private banks and help you get best education loan which suits your profile. For help, please use this link to request a callback: bit.ly/48cTdcR

[@nithyananthanr7482]

How many days to sanction loan after application approved?

[@WeMakeScholars]

Hi Nithya! It depends on the type of lender you're processing your loan with, In case you are planning to take an education loan from a Public bank, It would take 15-20 working days after your legal valuation. Private lenders take 7-12 working days after we login to the file from our end. Connect to our loan team by requesting a callback on this link: bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@Noname-vj3ie]

Can we edit the application at the end before submitting

[@WeMakeScholars]

Hello, Once you've submitted each step, it's usually not possible to go back and edit. However, if you can still access specific pages, then edit the possible sections. We suggest you cross-check every page before submitting the application. If you face any issues with your application on the Jansamarth portal, we suggest you to contact their customer support by emailing: [e-mail], and they will assist you.

[@Thishan-d3p]

Mam i have submitted my application for educational loan in jansamarth portal.will i able to download the application like vidyalakshmi portal ?.The bank manager is asking for application

[@WeMakeScholars]

Hello Tishan, You can download the application by checking the "Dashboard" and the "My Applications" section. If you cannot download the application from the Jansamarth portal, kindly email their customer support using the provided mail ID: [e-mail] for assistance.

[@tharun_17r]

Hello mam, when i want to apply for this scheme, means after completed the loan application form or before.

[@WeMakeScholars]

Hi! The Jansamarth form should be filled out before or during your education loan process. We would suggest you to talk to our Financial Officer about the same, so they can help you with the entirety of your education loan process. Please connect to our loan team by requesting a callback on this link:bit.ly/education-loan Once you fill out the form, they will get back to you to guide you further.

[@primeverse1745]

Mam as there is no option you chose as scholar loan then how will i avail it

[@WeMakeScholars]

Hello, Could you please elaborate on your query?

[@rajendramaji1949]

nice mam it was helpful

[@WeMakeScholars]

Hi Rajendra! Glad you found the video helpful. For further one-on-one guidance with the loan process, please connect to our loan team by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further.

[@fununlimited133]

From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%. Do subsidy cover only 3-4% interest or full interest? Many bank saying you get 3-4% of interest you pay per year during course!

[@BoomBoomLaughter]

My father's salary is 4.90L. Am I eligible?

[@WeMakeScholars]

Hi, Unfortunately, you are not eligible for JanSamrath because your father's income does not fall under the criteria but we can help you by providing an Education Loan we are funded and supported by the Ministry of IT Gov of India under the Digital India campaign, we don't charge any money for our services and we are partnered with 14+ public and private banks which makes us provide the best education loan option to the student. To request a call you can visit bit.ly/3MVP0Sy

[@divyanshuagarwal3111]

Hey i applied for loan 3 years ago and Now i am in my 4th year of graduation course.....Can i apply in this scheme?.... Please Specify?

[@WeMakeScholars]

Hello Divyanshu, To be eligible for the CSIS scheme one's family annual income should be less than 4.5 lakhs, and to avail of the subsidy scheme one should apply through the Jansamarth portal and take an education loan from the portal. Ideally, it is not possible to get the subsidy since you have already taken an education loan.

[@divyanshuagarwal3111]

@@WeMakeScholars Thank you for Confirmation.....I just checked that one year ago government gave me a subsidy of 23 thousand under this scheme....Maybe the bank applied already on behalf of me.

[@INFERNOGUY-z4y]

The interest paid during the moratorium period will not be added to the principle balance of your loan, when the repayment starts. This will reduce the EMI payable during the repayment period.(Mam i mistakenly choose the no option)is it ok or not. Can you explain this ?

[@WeMakeScholars]

Hello, It is not likely to cause significant problems. However, we suggest you drop an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you or try contacting your concerned bank.

[@sureshkonaryt4956]

Hey @WeMakeScholars Can we apply for this scheme after loan is sanctioned ?

[@WeMakeScholars]

Hey suresh! sorry to inform you that you cannot apply for this after your loan is sanctioned.

[@sumpriya-zr4wg]

Money credited to own account or college account

[@WeMakeScholars]

Hello Priya, The funds for tuition fees are transferred directly to the college's account.

[@Star_Lord_23]

Mam after registration or application in jansamarath what can I do ?? Is it eligible in local banks like Gramina bank etc

[@WeMakeScholars]

Hello, The Jansamarth portal is a central government website, so rural banks are not available on the portal.

[@Star_Lord_23]

@@WeMakeScholars But bank manager said I can apply. And bank name is Pragati krishna gramin bank

[@WeMakeScholars]

Hello! As we informed you, only certain banks are registered on the Jansamarth portal. We suggest you check for the specific bank while filling out the application. Hope you have understood.

[@Star_Lord_23]

@@WeMakeScholars ok thankyou mam 🙏🏻

[@samayaprakash2514]

Ma'am in 9:38 are we willing to repay interest, if we click yes what is the amount to be filled there?

[@WeMakeScholars]

Hello Prakash, The bank from which you are taking your education loan will determine how much interest you should pay during the moratorium period. The principal amount, interest rate, time period, and a few other factors are the basis on which the interest is determined.

[@shan_0706]

Mam pls explain what is eligible subsidy amount

[@WeMakeScholars]

Hi! The CSIS subsidy is available for students from every category, The eligibility is : 1. The student should enrol for a Technical / Professional degree in India. 2. The student's family annual income should not exceed 4.5L We have made a helpful walkthrough video on how to fill out the CSIS subsidy form, Check the video here : kzbin.info/www/bejne/Z6LHq3t9o9Ske9U If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@fununlimited133]

Do subsidy cover only 3-4% interest or full interest? Many bank saying you get 3-4% of interest you pay per year during course!

[@SurendraKumar-yv5kk]

Can i apply to jansamath after applying to vidhyalakshmi

[@WeMakeScholars]

Hello Surendra, Please note one cannot apply on the Jansamarth portal after applying on the Vidyalakshmi portal and vice versa. We suggest you to go through with the Vidyalakshmi portal and continue with your education loan process. We are partnered with 15+ banks and our team can assist you with your education loan process. A dedicated financial officer will analyze your profile and connect you with suitable banks. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or by calling 9889882090.

[@Funfiesta323]

Mam hum loan kisi bhi bank se le skte hai ya jis bank me humara account hai sirf ussi se apply kr sakte hai? Jis bank se hum loan lena chahte h usme account hona compulsory hai?

[@WeMakeScholars]

Namaste! aap apne education loan ke liye koi bhi bank chun sakte hain. Bas dhyan rakhen ki aapako jis bank se loan liyaa hai uske sath naya loan account kholna hoga. Ham 15+ public aur private banks ke sath jude hain. isaliye, ham loan prapt karane ki aapaki chances ko badate hain. Hamari team se bat karne keliye, iss link bit.ly/48cTdcR par callback request kijiye.

[@akashrazdan9687]

How to skip credit details page please help 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏

[@WeMakeScholars]

Hello Akash, If there aren't any existing loans in your name, you can directly click proceed. If you are seeking one-on-one assistance with your education loan process our team can help you. A dedicated financial officer will analyze your profile and connect you to a suitable bank. You can contact us for education loan assistance by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@gowtham3047]

Which scheme is best vidya laxmi portal or jansamarth

[@WeMakeScholars]

Hello Gowtham, Vidyalakshmi portal has banks registered on it which provide education loan and Jansamarth has loan subsidy schemes; so if you want to apply for a loan, use Vidyalakshmi and after applying, if you are eligible for subsidy, apply on Jansamarth. Our financial officers will help you choose the right education loan and subsidy for you, Use this link bit.ly/48cTdcR to connect with us as soon as possible.

[@ms_jadhav10]

Hi madam Maine Bank of India se education loan liya hai engineering ke lie ab me csis aur kisi subsidy ke lie apply kr skta hu kya aur kaha apply kru

[@WeMakeScholars]

Hi Manish! The subsidy can only be applied while applying for an education loan. So, you can't avail the subsidy now as your education loan is sanctioned.

[@Not_human-M1]

Mam if we take loan for btech after 5 years if we have that total amount can we pay full loan amount in bank

[@fictionalist5401]

Ys

[@WeMakeScholars]

Hello, yes you can preclose your loan after your moratorium period is ended. For a better understanding of preclosing/prepayment of the loan please watch this video kzbin.info/www/bejne/qGebc5qvas14fqcsi=0nxygaMc3M0240bK.

[@deepakgaming3829]

Is it mandatory to submit loan details of co-applicant , if he had loan in other bank

[@WeMakeScholars]

Hello Deepak! Yes, it is mandatory to provide details of any existing loans held by the co-applicant with any bank to check eligibility. Hope you have understood.

[@krishnakrishna3872]

Mam in father occupation My father is former what should i choose salred or what

[@WeMakeScholars]

Hello Krishna, As your father is a farmer you can choose others or self- employed in the employement details and continue with your application.

[@yasharthgangwar5858]

in the section of co applicant (in my case my father) existing loan , my father is a co appliacant of my sister's education loan so should i enter that in credit section my father has no loan he is just co applicant in my sister"s edu. loan and now in my edu loan too.

[@WeMakeScholars]

Hello Yasharth, Since your father is the co-applicant for your sister's education loan, you can include the existing loan in the credit details section as a co-applicant. Hope you have understood.

[@nagarajupatel3461]

Mam is it compulsory to have both parents and students have account in same branch

[@WeMakeScholars]

Hi Nagaraju, No, it's not mandatory to have an account in the same branch. And, checking your profile eligibility might be difficult. We encourage you to connect with the Financial Officer by requesting a callback on the following link: bit.ly/3MVP0Sy. The team will get back and guide you through your queries.

[@shivam_bhadoriya]

Mam maine loan ke liye apply kr diya tha 2 year pehle vidya laxmi portal se or abhi mera interest lg rha hai to kya me abhi bhi CSIS ke liye apply kr skta hu kya Or agr kr skta hu to uske liye kya process hai

[@WeMakeScholars]

Hello Shivam, Agar aapne Vidyalakshmi portal ke through education loan liya hai, toh aap Jansamarth portal me apply nahi kar sakthe hai. CSIS scheme ke andar aane ke liye education loan bhi Jansamarth portal ke through lena hota hai. Jo aapke case me possible nahi hai.

[@shivam_bhadoriya]

But Mam jab mene bank me education loan ke liye documents submit kiye the uss documents me mene CSIS Scheme ke benefit ke liye income certificate bhi submit Kiya tha or unn documents me CSIS Scheme ka option bhi tha

[@WeMakeScholars]

Hello Shivam, Agar aap CSIS scheme ko avail karna chahte hai to vah keval Jansamarth portal ke through apply kar sakate hai. Lekin agar aap seedhe banks mein jaenge to vo Vidyalakshmi form hee fill karne ke liye kahenge, Kyunki sabhee banks Jansamarth portal par registered nahin hain. Isiliye CSIS scheme ke liye Jansamarth portal par education loan ke liye apply kare.

[@pranava_fpv4836]

In the last step of choosing the bank. Can't we change bank from Sbi(as shown in video) to any of our choice of banking partner like kotak or bob..?

[@WeMakeScholars]

Hi, you can change the bank to any of your choice. I hope you’ve understood. For further queries, request a callback at bit.ly/48cTdcR. Our loan team will get back to you shortly.

[@devendrajain9081]

after bank rejecting my education loan application in janasamarth portal when can i re appply

[@WeMakeScholars]

Hi Devendra! You can apply again after 60 days of cooling period. Jansamarth portal is to avail of the subsidy. For an education loan, you may apply via Vidyalakshmi portal or get in touch with us by requesting a callback on this link: bit.ly/3KLb0zu Once you fill out the form, they will get back to you to guide you further. Also, they will evaluate your profile and check your eligibility with 14+ public and private lenders so you can get an education loan with the best terms and lowest ROI possible.

[@techworld9291]

Where the amount will be credited to , the institute? or applicant's account ?

[@WeMakeScholars]

Hi! The subsidy amount will be paid directly to the university once the your moratorium period ( Course duration + 6 months ) ends, If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@shreyamshrivastva5953]

Does it cover living expenses in india

[@WeMakeScholars]

Hello Shreyam. Yes, you can include living expenses in the Jansamarth portal. Banks generally consider covering living expenses for students who stay in on-campus accommodation as part of an education loan in India.

[@shreyamshrivastva5953]

@@WeMakeScholars and what about off campus do private bank provide that too

[@WeMakeScholars]

Hello Shreyam, It can be difficult to get living expenses as part of an education loan if one is living off-campus, even with private banks. If you are seeking one-on-one assistance with your education loan process and your required education loan is more than 7.5 lakhs, our team can help you. We are partnered with 15+ banks, and a dedicated financial officer will analyze your profile and connect you with suitable banks. To contact our team, request a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@harshadmandhare5881]

mam is it mandatory to apply through sbi bank. can i use my axis bank

[@WeMakeScholars]

Hello, Harshad. If you apply for an education loan through the Jansamarth portal, many private banks are not listed, thus your only options will be public banks.

[@georgekuttydaniel2918]

already submitted application in Jan Samarth portal successfully for a course in India. But unable to download the soft copy of submitted application. please help

[@jyothithotapalli7938]

I am not getting mail please help me

[@relatable_creator]

I am facing same issue

[@jyothithotapalli7938]

@@relatable_creator how can we slove this ?

[@WeMakeScholars]

Hi, if you are facing any technical issues you can visit: www.jansamarth.in/grievances

[@Großeditzz1008]

Ma'am I have done with all steps in jansamarth portal and at last they are showing some branches of SBI but not showing that branch in which my account is there...plss reply ma'am 😞

[@WeMakeScholars]

Hello, As this is a technical issue we suggest you to write an email to Jansamarth customer support using this mail ID: [e-mail] and they will assist you.

[@Miketlau]

Ma'am i have completed all the step, now I'm in digital approved stage. My question is do I need to approach my selected bank for further process, and also do i need to have a bank account on that particular bank

[@WeMakeScholars]

Hello, If you have completed all the steps then the concerned bank will contact you and guide you through the process. Hope you have understood.

[@ranurathore2362]

Hii .. I'm approaching for this.. will you help me please sir / ma'am

[@WeMakeScholars]

Hello, Could you please let us know the required education loan amount?

[@nagarajk976]

Who bank statement should we upload students/ parents??

[@WeMakeScholars]

Hello Nagaraj, If you are completing the applicant section, you should upload your bank statements. If you are completing the co-applicant section, you should upload the co-applicant's bank statements. Hope you have understood.

[@komal9589]

Do I have to check my university in the list of universities before applying on jansamarth education loan?

[@WeMakeScholars]

Hello Komal. Yes, you can check the list, but NAAC-accredited universities are accepted on the Jansamarth portal.

[@dineshgrandhi6921]

Hello I've already taken the loan from bank and Can I apply for this scheme now to my loan account for the subsidy given by govt ?

[@WeMakeScholars]

Hi Dinesh! Unfortunately, You are required to apply for the CSIS scheme while applying for your education loan.

[@Shivam-Tiwari30]

Hii mam, firstly i have done half of the whole process something 2months ago from my phone as of curiosity that i will do myself,but later on i have applied from vidyalakshmi portal but now after completing whole process of vidyalaksmi it is showing that you have already registered on jansamarth. So now what i have to do and can i withdrw my application from jansamarth and later on continue from vidyalakshmi portal ..now i do

[@Shivam-Tiwari30]

Firstly I have done on jansamarth and now I have been applying in vidyalakshmi But this is showing that u have already registered on jansamarth

[@WeMakeScholars]

Hi Shivam, First complete the whole process in Jansamarth portal. then you can apply in Vidyalakshmi portal. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@palakrai9229]

I have the same problem how can i now apply through Vidya Laxmi portal please help

[@Shivam-Tiwari30]

@@palakrai9229 see, banks only want an confirmation that you have applied in any one of the portal .. if you seeking for subsidy then both portals will provide subsidy. Just apply in any one .. I have completed my application in jansamarth and then completed my whole process in bank ...

[@fununlimited133]

​@@Shivam-Tiwari30From which bank you took loan and what interest? Im thinking for cooperative bank as rest all are giving at interest > 10%.

[@JagadishHugar-n8x]

What is the next step after selecting the bank.

[@WeMakeScholars]

Hello Jagadish, You can visit the concerned bank branch to discuss your education loan application and request them to initiate the process.

[@aryanprajapati2887]

To isme 5 lack ka loan liya to 5 lack hi dene honge ya 5 lack + interest???🤔🤔🤔🤔

[@WeMakeScholars]

Hi Aryan! In response to your inquiry, the interest will be calculated on 5 lakhs. However, we would be requiring few more details to check your eligibility with 14+ leading Indian public and private lenders and get you the best education loan suiting to your profile. Please connect to our loan team by requesting a callback on this link bit.ly/48cTdcR Once you fill out the form, they will get back to you to guide you further.

[@pratikjamadar4814]

Which option to select for under graduate students

[@WeMakeScholars]

Hi Pratik, for the type of course section, Kindly select “Graduate” . For further queries, request a callback at Request a callback at bit.ly/48cTdcR. Our team will get back to you shortly.

[@Ananymos169]

Yesterday I visited union Bank of India for seeking information about Csis. And they told that I need to apply through vidyalakshmi portal for this scheme and they told this scheme is also eligible through vidyalakshmi portal. Please assist me with this.

[@WeMakeScholars]

Hello, Since only a limited number of banks are connected with the Jansamarth portal, some banks suggest applying for the CSIS subsidy scheme through the Vidyalakshmi portal. According to information we collected from official sources, to avail of the CSIS subsidy scheme, one must apply through the Jansamarth portal. Also there are better education loan products in other banks and our team can help you with the process. A dedicated financial officer will analyze your profile, assess your eligibility with over 15 public and private banks, and connect you with the most suitable options. You can contact our team by requesting a callback using this link: bit.ly/48cTdcR or call us at 9889882090.

[@NithinV-zp2ke]

Ma'am is it compulsory to fill type of employment details??

[@WeMakeScholars]

Hi Nithin! Yes, It is mandatory to fill employment type as your subsidies are based on your Income / Family income. If you are seeking help from our team with the loan process, please get in touch by requesting a callback on this link: bit.ly/3KLb0zu

[@aishwaryabsaishu4774]

Hello madam.my son has applied to vidyalakshmi education loan,now he has to do some changes in the application.and we requested the manager to reject our application.and he rejected in front of us.now it's more than 3 months, still the status is not updated in the portal.what to do mam.plz help.

[@WeMakeScholars]

Hello, You can contact Vidyalakshmi customer support at [e-mail] and they will assist you.

[@Sukh_x01]

loan agreement loan officer said that you don't need to do any further process and your loan is approved but on jansamarth it is showing loan sanction i mean loan disbursement and subsidy claim is still with ! Mark is it ok or do i need to go to bank...

[@WeMakeScholars]

Hello, We suggest you to email the Jansamarth customer support using this mail ID: [e-mail] and they will assist you.