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@josepwillis6879 ай бұрын
Good job
@SuiGenerisAbbie9 ай бұрын
Looking forward to your food videos, again. You advertise Bali well.
@bradley-6tr4 ай бұрын
This seems like the worst period. Even the market are now very unpredictable. Started investing recently when the market prices were a bit high, today I am more than 60% down!
@mark-fm6ey4 ай бұрын
Don't be confuse buying the dip in a bear market, with guaranteed future returns. Just because that company is down 60% + from ATH does NOT make it a sound long-term investment. Make sure you're investing in great companies. kudos to Sylvia nicolas.
@darrenmoore-xx5rc4 ай бұрын
I agree just reached my goal of $500k monthly trade earnings. Setting realistic goals is an essential part of trading.
@bradley-6tr4 ай бұрын
please educate me, i am willing to make consultation to improve my situation.
@mark-fm6ey4 ай бұрын
Woah for real? I'm super excited. sylvia nicolas strategy has normalized winning trades for me also. and it's a huge milestone for me looking back to how it all started
@toulahen-sd6zk4 ай бұрын
Yeah, 143k from sylvia nicolas., looking up to acquire a new House, blessings
@Kseniaramesh5 ай бұрын
I definitely achievable with the right plan in place. Financial freedom means different things to different people, but generally, it's about having enough passive income to cover your expenses and live life on your own terms.
@Churchillhump22685 ай бұрын
I love the idea of being financially free at 30, but I'm not sure where to start. There are so many options out there, from investing in stocks to starting a side hustle.
@roseyfischer5 ай бұрын
It can be overwhelming, but that's where seeking advice from a financial advisory firm can really help.
@roseyfischer5 ай бұрын
They can assess our current financial situation, set clear goals, and create a roadmap to achieve them.
@Linda.xing-tj2fh5 ай бұрын
That sounds like just what i need, recommend a firm?
@roseyfischer5 ай бұрын
I was able to pay off debts and my retirement portfolio has more than 2 million. Which is sitting there, waiting for me ro retire this year
@s-e-a7 ай бұрын
Nice video. I did many of the things you mentioned. Retired at 38 too - which was 16 years ago. Still happy with the decision - it was the best ever in my life.
@JeanVoronkova7 ай бұрын
isn't it just? I'm so happy everyday and i really cherish this life and try not to take it for granted each day. I don't understand how ppl are not busy in their retirement though i don't hv enough hours in each day to do all the stuff i like - i always feel short of time haha!
@outdoor753 ай бұрын
I think as you dont have kid's is a major reason you can achieve FIRE. Im nearly 50, and with 2 kids, there's no way i can stop working even with a pretty good passive income level.
@stelz7509 ай бұрын
Jean, thanks for your content. It continues to remind me to strive better for myself and find goals that will ACTUALLY improve my life rather than the vicious cycles of the modern world. Thank you.
@painterlyrabbit6 ай бұрын
I just have to throw it out there, i love my hardwood floors everyday! Im a homebody and money saver which means i want my home to look and feel nice, especially on the feet. But of course i still understand the point you are getting at!
@JoeyBlogs0079 ай бұрын
You can make a nice healthy drink replacement using a tablespoon of boiling hot water, a teaspoon of honey, a teaspoon apple cider vinegar, 3 ice cubes, topped up with cold filtered water. You can add a small amount of finely grated ginger and garlic ( microwaved for 20 to 30 seconds ) for additional health benefits.
@neilhouzet38759 ай бұрын
You certainly walk the talk ❤. Well done in sharing your personal life experience and guidance with others on a public platform. I am sure you will inspire others to achieve the beauty in life that you have achieved 😊. Beauty comes from within, you are evidence of this!
@seandesch41409 ай бұрын
Off subject . . . Jean Voronkova is an Angel. And an inspiration. Wow wow wow.
@chanzixiang9 ай бұрын
In buying things, what one wants is not the thing, but for the desire for the thing to go away.
@JoeyBlogs0079 ай бұрын
I love seeing that happy dog.
@dominichill14929 ай бұрын
Jean these are some good tips on how to save money. After the pandemic was over, I saved $17,000 and that was pretty good. I always love your take on financial advice Jean sweetheart.
@JeanVoronkova9 ай бұрын
hi Dominic thanks and hope you're having a good weekend! I just read an article that analysed how Americans generally find saving very difficult because it is not really in their culture and upbringing to stash money aside, so saving $17k after the pandemic is quite some feat! I hope it's yielding you a bit of interest in a nice account somewhere 🤗
@Farmersyoungseniors9 ай бұрын
There are many good or ambitious people out there. For others like us, we have contributed to the society and if no longer valued, it time to enjoy our money and let others hold the fire since they like it
@stelz7509 ай бұрын
They are contributing too
@tomTom-lb5cu9 ай бұрын
Agreed. When I got older on my job many young hot shots kept calling me old man and wise remarks that they were joking but got under my skin. So when I did my own financial analysis and saw my investments from compounding since I started at age 26 were literally more then my yearly social security statement once I got up off the floor. The next day I started figuring out when my f.i.r.e. Was going into effect and it was real soon. What a happy day and I’ve never went back to that work place and didn’t give management a notification until 3 days before my last . For 2 reasons, I worked out of a union hall because I was a construction worker so I was just a number to them so to speak and they had a habit of giving a retirement party when people left . And when I went to them all most employees did was eat like a person who never saw food before or complained about dumb shit. Retirement was the best decision of my life. God bless
@roozegrow87919 ай бұрын
I like your videos and your mindset! Keep on👍
@tariastari83569 ай бұрын
Thank you Jean. Still following this channel youtube since Covid
@adrianas32593 ай бұрын
Jean, thank you so much for your videos. I never really enjoyed going to the office but i was always thinking “I had to do it” because it is what society tells you you need to do. Thank you thank you for the mindset change that aligns so well with how I feel and your soothing inspirational videos. ❤❤❤❤❤❤❤❤❤❤❤❤❤
@syproductions4569 ай бұрын
$2000 a month is $24,000 a year. Utilising the 4% rule, it means you need around $600,000 saved. To save that in 4 years means saving $150,000 a year. I would argue that is impossible for the vast majority of people. There must have been either extremely generous salaries, prior savings or perhaps the sale of a large asset/house involved
@kotare869 ай бұрын
Could have simply been heavy crypto investing
@niggblehlm58189 ай бұрын
Nah she a known privileged Singapore tycoons daughter. It's easy for a 1%er like her to rEtIrE
@JeanVoronkova9 ай бұрын
Hi hi, I just saw this - sorry for the late reply! But good one - the numbers r fairly accurate in terms of overall retirement assets, even though we didn’t rely on the 4% rule, we did it mainly w real estate, but the numbers actually work out similar. Like I mentioned in the video, we didn’t start from zero we alr had some in the bank. Even then, I actually did document myself saving $150k in about 15 months time once, after I’d adopted my minimalist life philosophy, and in the Singaporean environment to boot, so as far as real life experience is concerned, it really can be done, in my experience. It makes me laugh that people say I’m the offspring of a SG tycoon 🤣🤣🤣 I’m really not, my parents fortunately do not rely on either me or my sis for financial dependency so from that perspective I admit I’m lucky as hell, but there’s no well of money there that I’ve drawn down from. I merely did well in career early on, and later on I guess we did a decent job at the business. As far as SG earning power goes, I honestly believe A LOT of the populace can do the same as V&i have done if they just saved better and skipped spending on all sorts of ridiculous things SG society convinces everyone they shd hv. I hv contemplated making a video titled “everyone w a fully paid up HDB can retire in bali”. So that’s my thoughts on this
@syproductions4569 ай бұрын
@@JeanVoronkova So whilst I do not want to diminish at all your minimalist life philosophy, it still remains a fact that anybody who is able to save $150K in 15 months must be on a much higher income than average. For example, here in the UK, to save $10,000 after taxes and not accounting for living costs you would need a salary of £159,500 ($202,000 USD) a year. According to UK statistics, this would put you in the top 1% of earners, so only 1 in 100 people here can expect to be able retire within 4 years. So it seems, that being lucky with your career, was also major part of how you achieved this. I haven't watched the rest of your videos, but if this was a big part of how you've been able to retire early, perhaps you can make a video explaining what your job was, exactly how much you earned and if others want to, how could they get the same job, what qualifications do they need, which company should they work for, what other things on your CV helped you get that job? Where there things you did whilst you were working that got you promoted to a higher paying position? The average salary in United Kingdom is £35,000 ($44,300 USD) and in Singapore it looks like it's S$70,000 ($52,500 USD). Any career advice therefore would be much appreciated, as it seems this is a major help. This or having a successful side business. Thank you for replying to me.
@Maisha-Halisi7 ай бұрын
@@JeanVoronkovaWelcome to our mighty Serengeti. It was nice hearing you mention it.
@jimstowell11667 ай бұрын
Thank you again for your sage perspectives
@Billjohnson-w6c6 ай бұрын
Congrats Jean, enjoy freedom 🩷
@shrimplythebesto2 ай бұрын
How does one generate passive income? Just through investing or owning real estate? Are there other ways?
@rickrulloda20239 ай бұрын
for me, it's on-sale therapy with shoes and sandals...the search for the best footwear ever. love the fact that you work with a film crew. morevover, with your voice and what you do, you could do another channel with asmr--from surfing to painting to cooking (yes, let's get happily pudgy), etc. happy holidays from hawaii:)
@shadybadger39619 ай бұрын
So true! Thank you for the 'light bulb' moment.
@Johanneslol119 ай бұрын
Great video, I am trying to save money to though it is hard because everything is very expensive in the netherlands. However I do like my job so i dont mind doing it so much. I did started looking into selling some of my old stuff, like your said in the previous comment. I will put all that money in investing. just to fight inflation a bit.
@PassportDreamGetaways9 ай бұрын
Thank you Jean 😊
@margarettownsley95009 ай бұрын
Hi jean thank you for the knowledge sometimes we spend more than we realise throughout the year and regret it I’m hoping 2024 I can make changes and not be impulsive
@aung00409 ай бұрын
thanks for the wisdom you shared
@zakca7629 ай бұрын
so what is the number? how much is enough to retire? is 1.2 million USD enough for single 53 years old?
@edfast58939 ай бұрын
Smart practical tips that will make a difference if you apply.
@robertmangan65018 ай бұрын
Brilliant Fantastic ❤
@adammorra38134 ай бұрын
Passive income of 2k per month in 4 years. How did you do it? I know you go into saving money but how are you getting that passive income? Is it dividend payout? Real Estate? I think you missed the passive income part.
@JeanVoronkova4 ай бұрын
Hi Adam, that's cos this video is actually a follow up to an earlier video about our retiring in Bali at age 38 (for me anyway. My hubs was 35). Basically in short we do each hold some stocks n bonds but the main chunk of our investments is rental property. We prefer this cos its stable monthly payouts and the properties we hold has increased in capital valuation with time.
@phucnguyentv75419 ай бұрын
thanks for your share❤
@JeanVoronkova9 ай бұрын
thank you for listening 🤗
@badgerd3279 ай бұрын
Step 1 buy coffee machine Step 2 buy washing machine Step 3 move to Vietnam Ha! Just kidding. Good for you!
@rajashanmugam24805 ай бұрын
Hi Jean , when ever i watched any of your videos i always get lonely and emotional, it is just that when i think of moving to Thailand i get lonely while watching your videos, but your words of wisdom, sharing your tips and value added planning structures and ideas are really worth listening too.
@alexandrealferan71449 ай бұрын
Just planning on a DB pension of $1900 study comp Science and learn programmung and hopefully can build skill and wxperience when I turn 50... already have property in SEA just homestead for food and use online work for extra $
@aliikarma78229 ай бұрын
Thanks for this!! I will do my best to apply this to my life!! Aloha
@JeanVoronkova9 ай бұрын
aloha! Thanks for tuning in and i'm glad you found the tips useful 🤗
@dennisgahm4 ай бұрын
It's good to see a wonderful human being enjoy life. But what do you think of religion?
@MPA8889 ай бұрын
Respect.
@desmonddass7649 ай бұрын
Hi Jean, just a question to you. I was at Bras Basah complex on the Mon 18 in the afternoon . I thought I saw you going down the escalator . Are you in Singapore ?
@JeanVoronkova9 ай бұрын
Huhu wah ur eyesight lagi good yes that’s me! I was at Art Friends buying supplies! My mom had a health thing so I came to SG for a bit. Going back in 2 days! 🤗👍
@desmonddass7649 ай бұрын
@@JeanVoronkova Thanks for your reply Jean.I do hope your mum's health will be better soon. I've been following your You Tube shares on your working life experiences . Lots of good sensible advice. I've been to Bali this year in September for a short vacay - 3 days. I'm going back next year again. I like the beautiful island 🏝️ One of my bucket wish lists is to learn how to surf. Well, you do teach surfing also. I'll contact you next year and if you are ok I can meet you n your husband just to speak / check with you the cost and the time frame for learning. Errrr ..I'm not going for big waves 🌊🌊🌊 just learn enough for balance n surf the small ones first😄🏄 Yeah ...how did I recognize you ? Your face ( even with your glasses 🤓), your tat on your left shoulder and of course your tanned skin. It can be only you 👍😆 Have a nice stay in SG for the next few days n my thoughts n prayers for your mum 🙏 Enjoy your evening.
@JeanVoronkova9 ай бұрын
Hi Desmond, thanks for the kind notes and for the reach out! I get loads of comments on the channel I can’t reply to all but I appreciate the little human connections like when we met on the streets of SG by chance! I’m glad you enjoyed Bali, nowadays it’s almost like a little Singapore a lot of our fellow countrymen moved over like me 🤭 next year when u visit to learn surf I do recommend you start at Kuta beach where prices are reasonable and conditions for absolute beginners are the friendliest 😊 we wd hv loved to teach u (we miss running our surf sch back in Vn!) but unfortunately our visas in Bali does not allow for work strictly. Kuta beach has lots of great schools like Odyssey Surf and many other options - so have no fear u r generally in good hands - the Balinese instructors are really some of the best in the world - patient and very skilled. My mom is recuperating well so far, thank u very much for the kind wishes on her health - much appreciated! See u around in Bali maybe and if u see me again come say hi!! 🤗🤓
@desmonddass7649 ай бұрын
@@JeanVoronkova Hi Jean , thanks for your advice on the surfing stuff. Yes I understand that Bali authorities / rules that don't permit foreigners from working at the island. Thanks for your suggestions n advice on the place n company to start with firstly for the surfing learning. I'll take note of this. Heehhee!! I don't think I'll see you in SG again 😁😆 I'm unable to win the one million toto draw $$$ but still have the chance to see you at the complex! Luck sometimes happens in funny odd ways 🥴 Ohhhhh!! SG people also getting on in Bali? The same people I'm trying to get away from ? Haahha!! Nevermind , I'll stay in a quiet corner in Bali 😂😂 And I'll travel there during the off peak season. I prefer less people around. Well , perhaps when I go to Bali next year , I can arrange to have a cup of tea with you n your husband to say hi to you. Will see how things go. Thanks very much 🌴🤘 All the best to you . Good night 🌉
@omerufuk5 ай бұрын
6:05 where is this place? 😍
@josepwillis6879 ай бұрын
Good job
@JeanVoronkova9 ай бұрын
thanks Josep, hope you are having a good weekend!
@anothercomment-9 ай бұрын
You have a sweet spirit, and it appears your husband does too 💜
@Maisha-Halisi7 ай бұрын
Welcome to our might Serengeti
@andytan4899 ай бұрын
Maybe could also consider running personal help/well being rejuvenation clinics in Bali could also be another channel to increase income stream. Also getting opportunity to meet new people.
@JeanVoronkova9 ай бұрын
thanks Andy have a good weekend 🙂
@vernond35159 ай бұрын
you definitely look younger than 38 :P
@eugene11979 ай бұрын
Voronkova?
@SuiGenerisAbbie9 ай бұрын
Jean, people on Telegram are invading your Norway video. I had to block two of them. May I ask you to please get rid of these Telegram invaders as soon as you see them, please? Thank you so very much. ❤
@JeanVoronkova9 ай бұрын
hi Abbie! Thanks for stopping by, but sorry i really did not understand your comment. Could you kindly clarify please? I don't use telegram, neither did i make a norway video... is there some channel which is reproducing my content on some platform?
@SuiGenerisAbbie9 ай бұрын
@@JeanVoronkova One moment, please let me see if I can find the Telegram spam ...
@biglebow21437 ай бұрын
@jeanvoronkova you ve been in Bali for almost 3years. As you can see now, sharing about the dream life here creates an incentive for people to come here. As this lifestyle is a kind of an arbitrage (ressources from expensive place to generate passive income, living in a low cost area). Naturally, this cannot be like this forever, especially in the expat area of Bali as this lifestyle is promoted to the world . This is exactly what is happening to Bali at the moment, prices are inflating quickly and the expats areas are being destroyed by over development. This minimalist lifestyle then can only work for a couple of years until you have to move somewhere else. Is it OK to be nomad forever ? I have a similar lifestyle as yours and i am accepting that this ideal situation will not last long unfortunately.
@LonganLee9 ай бұрын
What happens if you spend $130k to 150k on COE
@JeanVoronkova9 ай бұрын
as I mentioned towards the end of the video, another big advantage we had to expedite our FIRE was geoarbitrage - the fact that we don't live in Singapore and have to deal with its high costs is an important factor. If i were still living in Singapore and i wanted to own a car I would definitely go back to a corporate job with a good salary to expedite my achieving my aim. In the alternative, back in my early years of struggle where i spent months in Singapore in between my overseas surf and yoga teaching gigs, I worked jobs like receptionist at the gym etc - and in that time i certainly did not buy a car. I took public transport and enjoyed my time on buses mainly listening to music and podcasts on my commute 🙂
@rvbalihomes8 ай бұрын
❤
@LonganLee9 ай бұрын
It may change when you have children
@JeanVoronkova9 ай бұрын
we were considering the idea of kids in the past year... but i think we are content and very happy as is right now so we probably aren't gonna try for it, especially given my age now...
@adammorra38139 ай бұрын
@JeanVoronkova you are only 40, it can still happen!
@LonganLee9 ай бұрын
@@JeanVoronkova but you look so young and healthy . Technology now offers alternatives.
@LuchSveta16 ай бұрын
So this is was your ambition- to save as much as possible as early as possible . Liar 😂
@JeanVoronkova6 ай бұрын
I understand this is in reference to my recent video entitled "Why I choose to "have no ambition"". If you note, the words "have no ambition" are in double punctuation, in reference to how this phrase is commonly used to refer to people who specifically choose not to pursue climbing the corporate & social status ladder in our society today. From an anthropological POV clearly man's ambition must encompass more beyond just that narrow type of ambition. And yes, my entire channel, if you haven't noticed, is about documenting our journey to FIRE & simple contented living. There's no attempt to disguise anything there.