Shocking Insurance News! and Why are So Many Homes For Sale In The Villages

[@maryloumontisano9714]

My daughter turned 40 on December 5th! We’re shooting for 2028 to move the villages! Thank you for all you share with us. We’ve learned so much!

[@JERRYANDLINDA]

Happy birthday to your daughter!

[@a.e.7988]

I thought it is 55+, what a crock😮

[@captspiff6922]

@@a.e.7988 Hi "A.E.", in 2028 the daughter turns 44. I doubt they had their daughter before they were eleven? Math is hard.

[@myk55501]

As a Floridian there are other place that don't have the high HOA and no ccd and maintenance fees that villages has plus most of the medical is in Tampa . The other place have same things as the villages but with out huge fees which go up every year. Pasco or Polk counties have much more to offer.

[@dorothyvarga6251]

So sorry to hear about your sister’s husband’s illness. Wishing him the best and sending prayers🙏🏻🙏🏻🙏🏻

[@debrabyrd1306]

Hello Jerry and Linda so glad you were able to spend time with family and make lasting memories. I don't like the cold weather and hope we don't get a bad winter. Yes I agree with you Linda when you do or say something wrong you need to apologize because its the right thing to do.

[@JERRYANDLINDA]

Thanks so much Debra!

[@nancywhipple480]

Jerry that was a question about the weather in Florida! Beautiful grandchildren.I have a birthday & my one daughter has a birthday In December. Will be with her in Florida to celebrate her 50th!💓

[@JERRYANDLINDA]

We hope you have a wonderful time celebrating in Florida!

[@Curtiss-c6y]

Praying for brother-in-law! We hope he heals well.

[@pattiebravata7462]

Prayers and well wishes for your brother in law.

[@deedeew4040]

I bought a new car 9 months ago, car insurance $980. My property tax is $1200 a year. Of course, you get what you pay for. I don't have the nice weather you have. I am sorry to hear about your BIL. I wish him a speedy recovery.

[@Memelife62]

Great video as always. Glad you could get it back up! I’m so sorry to hear about your Brother-in-Law’s cancer. Praying for him and your family. Linda, I liked your little dance, lol That Cuban sandwich looked really good Jerry.

[@JERRYANDLINDA]

You are so kind, thank you.

[@melvinleroy2626]

I am someone who also watch your show for entertainment. Love your videos which makes me very curious about living in the Villages. Recently retired too.

[@JERRYANDLINDA]

Welcome to the club! Retirement is great!

[@Shell54]

I lived in a golf course community and homeowners were responsible for any damage caused by golf balls. We found lots of them along the course.

[@Debber0401]

Prayers for your brother-in-law Tom for healing❤🙏🏻🙏🏻🙏🏻

[@maccar2761]

I read recently that insurance companies are not paying claims for wind damage, saying that the damage is from the water from hurricanes. They are not paying, and Florida's who own their homes are dropping coverage. I'm not sure how mortgage companies are handling insurance companies on this issue.

[@AndiS-dz4pq]

We pay $1,800/yr for home owners insurance on a 1400 sq ft house here in NH, plus almost 7K in property taxes on a 0.21 acre lot. Thanks Jerry and Linda.

[@JERRYANDLINDA]

Yikes!

[@jimdecastro]

Glad the video is back. My prayers for your brother-in-law and for Dottie.

[@JERRYANDLINDA]

Thanks so much, Jim. Do you know any property insurance agents that might agree to come on our show?

[@jimdecastro]

@@JERRYANDLINDA sorry. I am a health insurance agent. 😊

[@TW-kr2fy]

Great video. Not all houses on a golf course are in harms way of an errant golf ball. It depends on where the home is situated in relation to the tee box and fairway. The back of our house is directly beside the tee box. Not likely to be hit by the golf ball. However, houses down the fairway are more likely to have a ball hit their house or bird cage or roll into their yard depending on how fast the ball is going when it gets there. So not all homes are in danger just because they’re on the golf course. Thanks!

[@kylereed980]

Dottie, it is on for you!! Jerry,s sister, prayers 🙏 are always for you,, ..

[@vsFY2023]

Awesome show ! Loved ya all going start to finish , coast to coast baby !! Thank you as always for the great information. Thoughts & prayers to Tom & Dottie, we know they will come through this challenge together !

[@JERRYANDLINDA]

Thank you so much!🏆🏆🏆🏆🏆

[@janetpartyka5968]

I love how Linda giggles and moves her arms, so funny. Keepin' light, girl. :)

[@Harold-u8c]

Hello from Gibraltar, watching you from our ship the Volendam. 6 hours difference in our time. Ybull

[@JERRYANDLINDA]

Globetrotter!

[@susansopek4352]

Rental prices are coming down a bit…excited to be there in 2 weeks!

[@JERRYANDLINDA]

See you when you get here!

[@donaldmilliken2210]

Hey Jerry and Linda, last month Coyote’s tour apart my sisters French Bulldog. She has a small farm in Louisiana and 3 dogs who went out together. A Rhodesian Ridgeback, a Pit bull, and Piggy her Frenchie. The coyotes lured Piggy away into the a fenced pasture. By the time the other dogs got around the fence, Piggy was torn in half. The fought the pack off but it was too late. The other two dogs needed stitches but survived. This whole episode was less than 5 minutes. Tell your viewers to keep their dogs close with Coyotes around. They can and will kill them.

[@JERRYANDLINDA]

Oh no. We hate to hear that.

[@sherrycampbell9196]

Always enjoy Mr Jerry and Ms Linda videos..lifting prayer for your brother in law..

[@JERRYANDLINDA]

Thanks Sherry, you are so kind!

[@sherrycampbell9196]

@JERRYANDLINDA ❤️❤️❤️

[@jenifermac-5150]

Prayers for your brother-in-law.

[@jimneustadt2688]

Also, we live on a Golf course (Hawks Landing Gold Club) and have for 24 year. Our house has never been hit and I have kept every golf ball I found. Thus far I think I have found about 1200.

[@JERRYANDLINDA]

Holy cow!

[@sherik2713]

Hi Jerry and Linda, my love & prayers to your sister and brother in law 🙏 ❤

[@JERRYANDLINDA]

Thank you so much!

[@kylereed980]

Great show!! And I love Kelly!! But you can see how much more Linda is!! A great wife, Jerry!!!

[@ltcmoose2001]

For people planing to move to Florida, one should plan for your insurance cost for auto and homeowners to double from what you are paying up North. More if you live in a low cost insurance states like Ohio and Maine.

[@josephschmidt2183]

Pancreatic cancer is no joke. Prayers. Cancer sucks.

[@pennyweldon8587]

We are loving the events @ The Sharon!!! We bought tickets to see The Kingston Trio, one of Jim’s favorite vocal group!! We always look forward to Mailbag Monday’s & stay caught up with The Village’s weekly updates‼️We will get out a get well card for your BIL Tom in the mail pronto & prayers too❤️🙏

[@JERRYANDLINDA]

❤❤❤❤❤

[@1galstreasure4u]

Have missed a few episodes just watched this one and then looked and I had been unsubscribed. Now I’ll go back and catch up. Great episode.

[@ddini3935]

I was wondering when you went. I had watched this afternoon and went to tell my husband about the insurance and boom you were gone. lol Anyway. I think the answer you got in Florida is generic, because we got the same exact answer here in NY about our car insurance going sky high. Between Ny and our home in Leesburg. Omg. It’s scary they just do what they want. Afraid to change insurance incase they tell you need all these things done. Glad you video is back was a good one as always.

[@marywilson1948]

We live on a golf course in Va. our windows get replaced for FREE anytime a window is broken. It’s a policy through our company that installed the windows. And yes, we’ve had several broken windows. Replaced for free!

[@JERRYANDLINDA]

Nice!!!

[@Beewalsh.1321]

Super video as usual. Im kinda glad you're not editing ! It's fun to see the 1st time and happy you dont have to spend so much on editing !

[@lindawoody8501]

In the 5 years we lived on the "Historic side" we saw 2 Coyotes. One on our own street and one near Spanish Springs trotting along El Camino near Morse (near the two small lakes). Lots of large slow birds, rabbits, rodents and so forth as food for these Coyotes. by the way, Cuban Sandwiches have yellow mustard mixed with mayo as the "Special sauce" for the most part and served with a sliced Dill Pickle as part of the sandwich.

[@JERRYANDLINDA]

Thanks, Linda!

[@thomasaccuntius9946]

At an golf outing one time , one of our foursome hit his drive and it bounced into a fenced in yard. We started to walk that way when the owners dog ran over and picked the ball up and ran away with it. The owner did throw it back to us. Jerry I'm sorry to hear about you brother in law, I think his name is Tom? I will include him in my prayers.

[@kylereed980]

Great!! Two sweet!! Send salty to Skip, he knows how to deal with salty.

[@Lisasandiego1]

Our homeowners insurance in a small rural area 1 hour north of San Diego is $5227.00 per year. Regular gasoline is $4.70 per gallon. Your 40 degrees and chill map sounds awful to us Southern Californians. Average December temps are about 70 daytime. It was 83 here last Sat & beautful....Soooooo.....We're staying right here! Lisa in San Diego.

[@JERRYANDLINDA]

Lots of Californians are moving here.

[@bobconnor6164]

I’m not sure about the golf ball thing! Maybe it’s different in Florida but around here it’s the golfer who’s responsible for any ball that they hit! Check with your lawyer friend.

[@JERRYANDLINDA]

I did. There may be cases where the golfer is liable and I know there are cases where the golfer is not liable.

[@steveunangst]

@@JERRYANDLINDA Pretty sure you're right about this. When I studied common law many years ago, I thought it was strange that golfers would have no liability even if there's no "normal" way the ball should have hit the house/window. I think the law is pretty settled on this. I guess there can be exception for gross negligence or something but hitting a bad shot doesn't seem to rise to that level.

[@Webone77]

Hi, wrong video to make this comment so sorry!! My husband literally just got cataract surgery and he was blind in one eye. It's hilarious..so many people waiting for surgery at one time! waiting room packed to the brim. Surgery takes about 10 min, then they let you recover about 1/2 hr, then you go home. My husband said only get one eye done at a time bcse it takes time to heal and you want to make sure you can see okay. Also, make sure you understand what you need to do afterwards...certain drops multiple times a day, patch on when sleeping for 5 nights, etc. Our neighbor just had it done and he was too embarrassed to wear those black glasses afterwards. No one really cares how you look, plus, you'll never see those people again! Good luck Linda!

[@JERRYANDLINDA]

Thanks for the tips!

[@charlottecomo5876]

Hi Jerry and Linda from Pennsylvania. Enjoying all your videos

[@JERRYANDLINDA]

Thanks so much, we’re glad you enjoy them!

[@ldydi00008]

Homes are depreciating in Florida. Thousands of homes are on the market. Insurance rates and taxes. Insurance companies won’t insure you if roofs are old.

[@jaycegallagher3240]

Awesome killer show today!!!!! I love Havana too - I will start playing there in February I believe!…that’ll be great because my house is very close to it. Hope to see you guys later this month- looking sharp you two!!!!

[@JERRYANDLINDA]

Looking forward to seeing you!

[@anitajonesw8743]

Linda and Gerry been watching the last 3 years (rented 10 years) but bought a place just outside of the Village’s in Oxford but still love your corkiness and the way you both get along and laugh together, I decided to buy a house outside of the Village’s because I never used the ammenities in the Village’s but I do love driving my golf cart to the many restaurants and listening to the music in the square Thank you for your videos and I believe you both are a Godsend to many people who need comfort and decide to come to the Village’s to live or visit even if you are single or married 😇 bless you both 🙏🏼

[@JERRYANDLINDA]

❤❤❤❤❤

[@domfer2540]

For the pleasure of living in the Villages, you pay three times more for house and car insurance (3 cars) full coverage. I live ten miles north of you.

[@JERRYANDLINDA]

Just three?

[@jimneustadt2688]

We live in Madison, Wi. Our home is about 3800 s.f. We also have 2 cars. Total insurance is $4,400.

[@JERRYANDLINDA]

Wow!

[@rea8755]

How many hurricanes out there😂?

[@nicholasparker1546]

Sorry to hear about your brother in law.

[@Northeasy_Iowa_Outdoors]

Linda is looking silky sleek this week.

[@JERRYANDLINDA]

😆😅🤣😅😆

[@chuckt8553]

For your type of home, that's not a bad insurance bill. We have a small ranch style house, and the bill last year was $3,600, up from $1,800 two years ago. The Villages Agency was able to get me more coverage for $2,200. If you take a big hit, check around. Also, when we lived on a golf course in MA, I investigated who is responsible and it is the golfer. If you can catch them great but it isn't worth putting in a claim as the cost of the repair (3 times) was always less than the deductible.

[@barbaraebner5889]

What is your deductible? That needs to be factored in as well.

[@chuckt8553]

@@barbaraebner5889 $1,000

[@debbymayne982]

Thank you for another fun show!

[@dmimcg]

Living in FL and or at The Villages must be about the worst place to be today except for maybe going to college in South Bend Indiana. That would suck pretty bad too.

[@whilethevossisaway]

Good to know two golden retrievers can fit in the back of a golf cart!

[@joegreen7616]

Wow 70k subscribers right around the corner congratulations…be safe.

[@debbietart5341]

Praying for your brother-in-law. 🙏🎄🙏🎄

[@JERRYANDLINDA]

Thanks so much, we appreciate it.

[@SFL323]

“A bunch of lunch meats” 😂 Praying for the best for your BIL , that’s a tough battle

[@lynnedoolan8972]

Prayers for your BIL

[@mkulseth52]

We loved Linda's dance. Great show.

[@JERRYANDLINDA]

🙂🙂🙂🙂🙂

[@Gary-hd4xr]

We live in St Louis, and are looking at the Villages, and other locations in FL. We hear all the stories about homeowners insurance in FL. Every estimate I have received is less than what we pay in MO. We pay $2600 yr. Cost hasn’t been below $2300 a yr in over 10 years. Granted a $1000 deductible. No storm exclusions. Still it seems FL in not outrageous.

[@JERRYANDLINDA]

Interesting! We have heard some wild stories too!

[@DPeck-s8p]

Hi Jerry and linda

[@Mkmmitch]

Wow on that insurance premiums 🤦‍♀️🤦‍♀️🤦‍♀️. I keep telling myself I won’t have to pay state taxes anymore and that’s about 10 thousand a year so hopefully it all evens out 🤷‍♀️

[@WalterThorne-h5k]

Great Show!

[@JERRYANDLINDA]

Glad you liked it!

[@peggyevansquilt]

I guess I watch for entertainment. I’ve lived in Fl for 53 years and don’t ever plan to move there. Although I have learned a lot on different topics, especially from Peter Bernard.😊

[@janetpartyka5968]

In Southern Michigan, we don't have any snow and have had some mild temps the last several days.

[@chuck78]

we'd move...but dread the process..will just visit for now

[@Northeasy_Iowa_Outdoors]

$2168 is a bargain compared to what we pay for a home worth 1/4 of yours in Port Charlotte.

[@JERRYANDLINDA]

Sorry. Good people penalized for being responsible.

[@jimstachina1899]

Liked Monday show!

[@myk55501]

Why do you think Doctors are leaving Florida insurance rates double other places. My Doctors have told me that if prices don't come down soon there group is leaving. In different areas citizens have stopped taking new accounts. There the insurer of last resort. Our governor sign a bill into law you can not self insurer so if like me i paid cash for my home you can not be without insurance.

[@patnowak8873]

Jerry I have the same progressive policy $428k here in Wisconsin and my yearly premium is $1048.

[@tod3msn]

My car insurance is $1358 and there’s is 1400 or so which is not much more than mine. Homes insurance is close too with theirs being a little more.

[@seaside2001]

A window here and there. No biggie. As long as you are not taking out any seniors with your wonky drives Jerry. RIP. 😂 I am sorry to hear about your brother in law Jerry. Our postal service in Canada is on strike, but if they get back to work this week I will send a card.

[@JERRYANDLINDA]

😆😅🤣😅😆 ❤

[@theresemartin8910]

I’m sorry YT deleted it originally. God speed to your brother-in-law.

[@JERRYANDLINDA]

Thank you, Therese.

[@jon19100]

I will keep your brother in law in my prayers 🙏

[@1234mhmn]

Go Irish. 🍀🏈🍀❗️

[@JERRYANDLINDA]

⭐⭐⭐⭐⭐

[@billyrayband]

hmm, thats surprising $2K property tax for a .5 Million property is pretty cheap. Unless its per month...

[@kerilotta5421]

Graphics for sweet and salty are cute. Who made them ?

[@donnaruswinkle4396]

My husband happen to hit a window and our insurance paid for repairs

[@DavidKulesavage-io3im]

Friday night IU at ND go Hoosiers

[@JERRYANDLINDA]

☘☘☘☘☘

[@dawnps5671]

Spent many years living on a golf course The golfer is always responsible for where their ball lands.

[@vicleitch7248]

I love watching your shows I’m in Glasgow Scotland hope to visit one day I have a question is there an age limit to driving in the villages is there any body / group assessing whether you are still confidant to drive. Based on eyesight,medical conditions and driving skills etc!

[@JERRYANDLINDA]

No. Drive till you can't. We love that you are watching us from Scotland. We will be stopping there during a cruise next August.

[@vicleitch7248]

@ I hope you have a wonderful time on your cruise myself and my wife love watching your show. love the idea of getting about everywhere in a golf cart stunning place you have there ❤️

[@PatWalsh-l8y]

I clicked on this video to find out why there are so many homes for sale in the villages only to have to wait through 19 minutes of stuff for not much of an answer. One thing I’ve learned is that there is no way I will ever want to live in the villages. I’ll stay in my home until I’m ready for a box.

[@RobertSchamay]

I would increase your deductible to get your HOI premium down. You really don’t want to make a claim unless you have a catastrophic issue. We raised ours to the max. allowed with our insurance company, $10,000. You are basically then just self-insuring should you have say an $8k issue/claim. The chance of a real significant claim is very low. Bob S.

[@JERRYANDLINDA]

Good point Bob, thanks for the tip!

[@liber8or]

Seniors can't afford the homeowners insurance, and the HOA is a complete PIA.

[@kerilotta5421]

Might i ask what your deductible on homeowners insurance and car ?

[@GKVacation]

🙏🏻

[@sandadm4956]

What percent would you say your insurance increased from last year? I think i saw a salty comment of the week was posted.

[@JERRYANDLINDA]

33% ish

[@alexbloss4163]

First Progressive is pulling out of Florida market. You house insurance is 1000 more than mine.. yikes. I live in north end of the villages in a 4 year old 3 br 2 b 2 car home. Maybe you are over insured.

[@Northeasy_Iowa_Outdoors]

Apt. 5A 😅

[@JERRYANDLINDA]

🏆🏆🏆🏆🏆

[@phillipisdell]

Your sound keeps dropping off a lot

[@Crazyreseller]

The golfer is responsible for their actions. Your comment of “well you knew you bought on a golf course “ does not fly. That would be like saying you knew there was a road there therefore the car that just drove into your house is your fault. You break a window, you should pay to replace it.

[@David.M.]

You don't have a salty comment, here's one:🧂

[@JERRYANDLINDA]

LOL!

[@maryalbert6138]

Too expensive to live there.

[@JERRYANDLINDA]

Have you lived here?

[@maryalbert6138]

@ I wouldn’t want too! The homes are to expensive! For a retired person. $ 386,000 for the average home at the villages in Florida, what with the bugs and insects humidity you can have it!

[@patdennis2586]

@@maryalbert6138 what in the world are you doing here if nothing about The Villages is appealing or affordable to you?

[@judycherry9074]

​​​@@maryalbert6138you can get homes MUCH less expensive than that! There are very affordable homes priced from under $200,000. By your comments you don't care for Florida. (I hope you're basing that on actually having been here a few times) We love it and bought our home in The Villages in April. Love all the beauty, wildlife, activities, and wonderful people that keep us active & involved in life!

[@maryalbert6138]

@@patdennis2586 I don’t live there! Why would I want to move to swamp land?? I live in a paid off home debt free and don’t pay HOA fees makes no sense at all!!