People Making BAD Financial Decisions

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JJ Buckner

JJ Buckner

Күн бұрын

Пікірлер: 285
@BrianK-zz4fk
@BrianK-zz4fk 18 күн бұрын
So glad the first couple got to keep their home 😊. One tip I learned the hard way is dont ignore a chipped tooth or filling falling out. Could have gotten it taken care of for 200-2000 but let it go, just glad it doesnt hurt, now its a tooth pull and implant or bridge 7-9k now 😢.
@danielleburke87
@danielleburke87 17 күн бұрын
Yes and it's never as good as the real tooth
@CSpottsGaming
@CSpottsGaming 6 күн бұрын
This might be the sign that I should finally go see the dentist. It's been overdue but I've been putting it off.
@J3r_B3ar
@J3r_B3ar 18 күн бұрын
Going into debt to build an emergency fund… Top-tier thinking, that is.
@xaldath4265
@xaldath4265 17 күн бұрын
My wife did this before we were married. It was small numbers, but I found out she had $3k in savings and a $2k cash advance on a card from like 5 years before. I basically had to hold her hand and talk to the teller to get that handled. She told me she was told back in the day to have savings. It took a *lot* of convincing to get her to understand that she was paying credit card interest for the benefit of avoiding needing to use a card if anything comes up.
@TRUTHbomb2.0
@TRUTHbomb2.0 18 күн бұрын
I have always told my children since they were little kids never loan anyone any money unless it is an amount you can live with not getting paid back even if it is from best friends or family! Same goes with risking money on gambling, crypto and the stock market.
@jjbuckner
@jjbuckner 18 күн бұрын
Facts!
@KayFabe87
@KayFabe87 18 күн бұрын
Any money that you “lend” to family should be treated as a “gift” with no expectation to ever see it again, no matter the promises made by the recipient. Manage the expectations accordingly and you won’t be disappointed when your family member does not pay back the “loan”.
@RingMaster313
@RingMaster313 18 күн бұрын
Lol, I've never "loaned" money to anyone more than once. Why? Never been paid back.
@AkA-ik2dv
@AkA-ik2dv 18 күн бұрын
Lending money to someone will show you their true colors for sure 😂.
@mbank3832
@mbank3832 18 күн бұрын
Not even the S&P500?
@DaveCompton5150
@DaveCompton5150 18 күн бұрын
Glad to see the young couple had title insurance!!
@TeddyShraderjr-h5l
@TeddyShraderjr-h5l 12 күн бұрын
I'm glad to see the couple new when they want to go get a loan and when they signed the contract their signature stated that the home was already paid off right then and there.. OH WAIT?? Oh they didn't know that, and I guess they did not also know all banks are intermediaries and they never lend you a dime. They go between the public and a private sides of the accounting and they lend you your own money. Our unlimited credit is what they are using. 42 USC 408 because there are no lawful money's any establishment asking for the social security number for credit transactions or loans is actually committing crimes. All accounts are prepaid:: Title18 §8..
@TeddyShraderjr-h5l
@TeddyShraderjr-h5l 12 күн бұрын
Senate document number 43 73rd Congress: Congressional record March 9th 1933 on HR 1491,p,83. Under the new law the money is issued to the banks in return for government obligations, bills of exchange, giraffes, notes, trade acceptances,and bankers acceptances. The money will be worth a hundred cents on the dollar because it is backed by the credit of the nation and it will represent a mortgage on all homes and other properties of the people of the nation. HJR 192: FRN's our obligations of the United States: The term obligation means Federal reserve notes and circulating notes of federal reserve banks and national banking associations. Title 31 subsection 3123 makes a statutory pledge of the United States government to payment of obligations and interest on the public debt. Someone not telling the ppl what they are suppose to know... Pass this all around. Life isn't really what it seems to be.
@TeddyShraderjr-h5l
@TeddyShraderjr-h5l 12 күн бұрын
The social security number belongs to the social security administration in anything purchased with that identifier number is an obligation of the United States 18 USC subsection 8 means that anyone attempting to collect a debt from you is guilty of the false claims at FCA 31 USC 3729. 31 USC 2123 all public debt is prepaid: Let's get this share it all over the place... Merry Christmas 🎄🎁
@thinkeightsix
@thinkeightsix 17 күн бұрын
The best financial decision I ever made was joining the Air Force. Completely turned my life around. Bought my house 10 years ago when interest rates were decent, through a VA loan which requires no down payment, and also use my GI Bills to learn trades and got an AS degree in a STEM field.
@Nishala8
@Nishala8 17 күн бұрын
Thank you for your service! ❤
@ameliajohnson4454
@ameliajohnson4454 17 күн бұрын
🙌🏽🙌🏽
@Curseofmen
@Curseofmen 17 күн бұрын
The kind of videos make me fix my financial habits asap
@candy2325
@candy2325 17 күн бұрын
I treat my credit cards like debit cards. I put my fixed bills on there as well as expenses for the week that need to be paid and they are all budgeted. I get paid weekly, so naturally I just pay my credit card every week. I haven’t paid interest in years. Also, whatever interest I gain from my high yield savings emergency fund account I use that as an extra payment towards my student loan debt.
@michaelhammond5895
@michaelhammond5895 12 күн бұрын
How come you don't get rid of the credit card & get a debit card?
@jenniferkitchenoir281
@jenniferkitchenoir281 2 күн бұрын
@@michaelhammond5895to build credit, for discounts, to earn points, & using credit card is safer. A debit card could be hacked& take weeks to get your money back.
@squarebarrel
@squarebarrel 2 күн бұрын
Oh I learned the never loan money to anyone that’s not your spouse hard. I ended up financing a car that I sat in once. And I had to pay it because it was in my name and a repo would tank what little I had. Now I’m way behind on everything because I didn’t take care of myself and myself only. Now I’m trying to play catch up on everything. Retirement and savings. I already know I won’t ever have enough money to even put down a down payment on a house let alone all the other hidden costs after buying like repairs and maintenance and taxes that come with it.
@anthonyalarcon4965
@anthonyalarcon4965 17 күн бұрын
That is something that I am trying to work on in becoming financially stable a bit, especially in being responsible! With great money comes great responsibility!
@aracelimalone1167
@aracelimalone1167 18 күн бұрын
Oooo we all have made a bad financial decision and if u think it wont happen to you…think again! Don’t judge others but hopefully people can remember other peoples lessons
@BridgetMiller-
@BridgetMiller- 16 күн бұрын
I used to work as an investment advisor. The advice presented in the video is excellent and holds true for the average American. While it's a fact that money can't directly buy genuine happiness, it does provide the means to access experiences that can lead to happiness. However, for individuals with a substantial portfolio, say around $5 million, if you observe closely, you'll find that most people in their 70s are still quite active (I live in LA), but by the time they reach 80, their activity levels tend to decline. So, it's essential to enjoy life at some point before it's too late. That enjoyable vacation might well be the experience that brings comfort in your later years. It's important to distinguish between spending money wisely and squandering it. Be prudent in your value-conscious spending.
@DhanaPayar
@DhanaPayar 16 күн бұрын
Experienced the same thing. The financial counselor we met with last year told us, "Guys, you've already made it," even though my spouse has retired. Stop delaying enjoyable activities in life
@Kin-28-8
@Kin-28-8 16 күн бұрын
I completely agree; I am 60 years old, recently retired, and have approximately over 2million dollars in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, the Fin-advisor can only be neglected, not rejected. Just do your due diligence to identify a fiduciary one.
@Lewistonwilliams-f5i
@Lewistonwilliams-f5i 16 күн бұрын
impressive gains! how can I get your advisor please, if you don’t mind me asking? I could really use a help as of now
@Kin-28-8
@Kin-28-8 16 күн бұрын
I definitely share your sentiment about these firms. Finding financial advisors like Stacy Lynn Staples who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
@Steven-u2u
@Steven-u2u 16 күн бұрын
I greatly appreciate it. I'm fortunate to have come upon your message because investing greatly fascinates me. I'll look Stacy up and send her a message. You've truly motivated me. God's blessings on you.
@Bond_MrsBond
@Bond_MrsBond 17 күн бұрын
I wish KZbin was big when I was in high school and college. Before social media, you didn’t know what you didn’t know 😢
@kumikor3392
@kumikor3392 16 күн бұрын
Didn't even know where to look or where to start looking. Even worse when no one around you can, or wants, to help
@DaveCompton5150
@DaveCompton5150 18 күн бұрын
Be careful! Not filing taxes is a federal crime in the US, whether you owe or have a refund. Its just that they take forever to figure it out, and most people get it corrected before any action can be taken. Even if you owe a ton that you cannot pay, always file. The funny thing is that not paying your taxes is not a crime as long as you have filed in good faith and on time. They can garish wages, freeze bank accounts, and try to take your stuff, but can't prosecute you criminally.
@LexTime89
@LexTime89 16 күн бұрын
@DookieSplatterWith some caveats.
@MajesticLawnGnome
@MajesticLawnGnome 13 күн бұрын
I worked for the IRS lol file your taxes and if you owe set up a payment plan if needed I always have max withholding no exemptions to cover myself and have it as a little savings or extra income.
@LexTime89
@LexTime89 12 күн бұрын
@DookieSplatter Yes, Social Security is one example where you would not need to file if that is your only income. However, your statement was that you don’t need to file if your income from any source is below a certain level. This is mostly true, but there are some caveats.
@jend9137
@jend9137 15 күн бұрын
There is no statue of limitations for the IRS to investigate if they think you attempted to defraud them.
@CSpottsGaming
@CSpottsGaming 6 күн бұрын
Statute* by the way, might save you some embarrassment later. Also it seems like that's not really true. The IRS website says 10 years from the date the tax was assessed. Your point is solid though - don't mess with the IRS, just deal with them now and get it over with.
@sallyprzybil2404
@sallyprzybil2404 10 күн бұрын
Making a written financial plan, following it, reviewing your plan either monthly or quarterly to see if you’re on track…….
@sallyprzybil2404
@sallyprzybil2404 10 күн бұрын
Yes. Do not combine finances until married! Then both people should make financial decisions together. The resentments can build up over the years and never go away. I saw that in my parents….my dad ‘borrowed’ $17,000 from my mom ( her life savings) before they got married…….23 years and 4 kids later they divorced…….she never forgot the money he ‘borrowed’ and never paid back…….she resented that he’d done that until the day he died and would talk about that almost every time his name came up!
@fizzimajig
@fizzimajig 18 күн бұрын
I learned the lesson not to loan money I need back to friends or significant others. If I can and want to gift money, that’s one thing but no loaning. Thankfully I was only out about 1k but if I hadn’t learned that lesson young, it could have been much worse when I was older and had more money to loan lol
@RingMaster313
@RingMaster313 18 күн бұрын
JJ, 1 month of emergency fund is NOT enough. Very few people can lose a job and be back to working again within a month. Minimum 3 months, 6 preferred.
@I_NoahGuy
@I_NoahGuy 17 күн бұрын
Spot on!
@TESkyrimizer
@TESkyrimizer 17 күн бұрын
I need a 50 year emergency fund so I can retire 😂
@nickhutcheson8580
@nickhutcheson8580 17 күн бұрын
Thats why he clarified after you finish paying your debt then build it up more
@debbieframpton3857
@debbieframpton3857 17 күн бұрын
I say at least a Year's emergency fund
@RingMaster313
@RingMaster313 17 күн бұрын
​@debbieframpton3857 not if you have credit card debt. That extra 6 months of emergency fund, you're realistically looking at anywhere from $6k-$24k that could be put towards 25%+ interest cc's, saving $1.5k-$6k just for the following year.
@lauriechan2966
@lauriechan2966 18 күн бұрын
Thank you for starting the video with the clip about title insurance! That's REALLY exciting! I used to be a mortgage lender, so to see that actually in action is A M.A.Z.I.N.G.!!! ❤️
@HeavenlyFaithful
@HeavenlyFaithful 17 күн бұрын
I can second the lending money!! Don't ever do it...EVER! Lesson learned.
@MattAK
@MattAK 18 күн бұрын
I made a 'bad' financial decision this weekend, I bought a travel trailer. The good part is how much money I'll be saving once I move into it full time in a few months vs my rent payments. So maybe it was a good decision. But right now it feels a bit bad lol.
@jjbuckner
@jjbuckner 18 күн бұрын
And you can go wherever you want!
@MattAK
@MattAK 18 күн бұрын
@@jjbuckner yessss!
@thatundeadlegacy2985
@thatundeadlegacy2985 12 күн бұрын
the most important thing, do you have internet.
@MattAK
@MattAK 12 күн бұрын
@@thatundeadlegacy2985 I have a Starlink and also a sweet 5G/LTE router that lets me do shenanigans with cellular sim cards.
@cindyneal5580
@cindyneal5580 6 күн бұрын
Hey once it's paid 4 , then you can save more $$$$ every month.
@lc5922
@lc5922 18 күн бұрын
This is one of my new fav channels. Great consistent content every week
@jjbuckner
@jjbuckner 18 күн бұрын
Love this! Glad you are enjoying the content!
@rubybabiera6407
@rubybabiera6407 18 күн бұрын
Omg when she said that she started saving for emergency fund and have debt. I’m like yup I did that before. So now I’m balancing saving and paying off my debt for my credit card
@BelleDividends
@BelleDividends 17 күн бұрын
I'd talk about finances profoundly before moving together or combining finances. Finances, money habits and money psychology.
@kiwipalmerthethird
@kiwipalmerthethird 17 күн бұрын
Congratulations on 10 years! My husband and I just celebrated our 10 years as well. 🎉🎉
@twmxs5504
@twmxs5504 18 күн бұрын
I just had to move landlord raised the price of the house she was offering and we had signed lease last year for 225k. Unfortunately we didn't have enough down and had to save another year and this year she raised the price to 335k and priced us out. She also didn't give us the 700 she agreed upon and signed paper stating she would give us upon moving out. Back to rent in another area. I'm now working 2 jobs and barely making it. Yall have faith there is light at the end of the tunnel... so I hope;p
@jjbuckner
@jjbuckner 18 күн бұрын
You got this brother!
@kylekampa6721
@kylekampa6721 18 күн бұрын
A lot of these people are either just complete fools or they are willfully ignorant. There’s no way you can be making some of these decisions and be thinking, “yeah this is a good idea”.
@theparodychannel7842
@theparodychannel7842 18 күн бұрын
That first family wld b an example of SMART financial decisions! Like damn that wasn't their fault! but it was covered!
@barnabusdoyle4930
@barnabusdoyle4930 18 күн бұрын
That video was a perfect example of fraud on the part of the seller. I would bet that the reason the title company missed the mortgage on the house was that he had gotten the loan on the house as he was selling it. The fact he didn’t disclose that mortgage is fraud in every degree
@christinal3041
@christinal3041 18 күн бұрын
I love your top ! It’s gorgeous! Thank you for a video, much luv from 🇬🇧
@wasblindbutnowsee
@wasblindbutnowsee 17 күн бұрын
My dad taught me to give nobody nothin' by giving me nothing.
@rossta3949
@rossta3949 14 күн бұрын
The whole point of an emergency fund is so you don't builddebt when something happens. Not to increase debt to build it up. That's stupid.
@TFlowers
@TFlowers 17 күн бұрын
Happy Anniversary!!!!
@KarlynMickelson
@KarlynMickelson 14 күн бұрын
The Alemio team seems to really know what they’re doing. Their updates are detailed, and they actually listen to feedback. Refreshing to see!
@CaroylnClarkson
@CaroylnClarkson 14 күн бұрын
I’ve seen plenty of presales over the years, but Alemio stands out for its professionalism and vision. Looking forward to seeing this project grow!
@mariana12280
@mariana12280 18 күн бұрын
I always said don't spend money you don't have if I need something I save for it then buy it
@daviddominguez7629
@daviddominguez7629 18 күн бұрын
I recently started talking finances with my partner. Even though we aren’t married I wanted both of us to have our finances well in place ( don’t worry we aren’t combining accounts). And making sure we aren’t getting into unnecessary debt.
@decadeyt5891
@decadeyt5891 11 күн бұрын
Do not get married
@katherinearrambide
@katherinearrambide 17 күн бұрын
In that first one they should have gone through the BANK, not the person who was gonna “send” the money to the bank.
@myfinancialjourney1
@myfinancialjourney1 17 күн бұрын
JJ, loving the shirt, you look freakin SHARP! But it gives a real strange effect on the camera, its tough on my eyes when youre moving around. Not sure if its only me. Anyways, another great video!
@MucahitEsin-o6l
@MucahitEsin-o6l 14 күн бұрын
Just joined the Alemio community, and I’m already impressed by how active and supportive everyone is. This project feels special.
@DakotaDS
@DakotaDS 17 күн бұрын
Thanks, JJ! Always great content fam!
@GRfg1000
@GRfg1000 18 күн бұрын
This happens all the time except without title insurance
@TonyRealTalk07
@TonyRealTalk07 17 күн бұрын
14:40 true everything that you said, been there and done that. 😂😭
@NullLang
@NullLang 18 күн бұрын
"He didn't learn his lesson." NO LADY, YOU DIDN'T LEARN YOUR LESSON! Why would you even let him go past 1000 let alone 50,000!
@Whoa_Nisha
@Whoa_Nisha 18 күн бұрын
I was in her position too but mine was $10,000 and the guy is 45. He’s my last recent ex and I broke it off this past September… he doesn’t have a job, has 4 teenage sons and he would spend his money on weed… he’d ask for help from everyone and even his dad paid for his rent, car, car insurance.. so many red flags lol but I chose to ignore those and try to help til it killed me because I’m a single mom and have 3 kids of my own… i had enough and he blew up on me, got angry and blamed me for not helping him or his kids out. It was mind blowing crazy.. and I’ve learned my lesson from that. I’ve always been a nice person and try to help others out even before myself and i had to learn it the hard way but it is what it is 🤷🏽‍♀️ I’m teaching my kids about money and giving- not to do my mistakes lol
@KayFabe87
@KayFabe87 18 күн бұрын
Gullible chicks falling for the “Chad” who has the aesthetics and the gift of gab, but no sense of responsibility or any possibility of being a provider. She fell for a narcissistic leech and will probably do it again at some point. A good example of this type of dude is the character played by James Woods in the movie, Casino.
@tymondabrowski12
@tymondabrowski12 17 күн бұрын
She clearly said "I did not learn my lesson".
@NobodySpecial509
@NobodySpecial509 17 күн бұрын
13:54 Guess she can say good-bye to that $50K… stupid is as stupid does…
@homehere9817
@homehere9817 18 күн бұрын
I love this! ❤congrats 🎊 Listen and in this order! Salvation, health, finances and family, everything else. That's all!
@TESkyrimizer
@TESkyrimizer 17 күн бұрын
8:38 mfw I realize I have to pay back my credit card 😮 props to this lady for saving but seriously wtf do people just forget that when they use a credit card they are taking a ludicrously high interest loan from the cc company
@T-Dog_nation
@T-Dog_nation 13 күн бұрын
"Let's talk about it" Love that phrase
@ChangYu-wi4ez
@ChangYu-wi4ez 12 күн бұрын
There is a dizzy wright song called “ lets talk about it” its pretty great ❤
@makeibalove2081
@makeibalove2081 2 күн бұрын
Beautiful video enjoy i been there at the Renaissance beach front yay!!
@barnabusdoyle4930
@barnabusdoyle4930 18 күн бұрын
I would 100% disagree with the statement “don’t combine finances until marriage”. You should never combine finances with anyone no matter what. Keep all accounts separate, the only thing that should be in both names is the house and mortgage. This is a protection for both sides.
@xman666soad
@xman666soad 18 күн бұрын
If you’re married to some that you both need to keep money away from eachother, you don’t need to be married to eachother. If you’re married you should have the same mindset on money, debt, family, religion and raising kids. If you don’t you’re going to get divorced, in that case just date and rent together.
@tracyaf6084
@tracyaf6084 18 күн бұрын
That only works if you make the same amount of money roughly. We have one joint account for bills and each keep separate accounts as well. Works for us.
@TESkyrimizer
@TESkyrimizer 17 күн бұрын
​@@xman666soad good point, marriage should mean complete trust emotionally and financially. Otherwise don't get married.
@CruisingwithLocstar
@CruisingwithLocstar 17 күн бұрын
Won’t really matter in the end in most states. It’s all a pool of money unless a pre nup was in effect.
@NIN_Mase
@NIN_Mase 14 күн бұрын
Lol bro thinks his future ex wife ain't gonna take half regardless
@kyfeam
@kyfeam 18 күн бұрын
Been with my girl for 25 years.. secret to a long relationship? Keep your bills seperate and 50/50 the usual bills.. rent.. electric.. internet.. and so on.. we never argue.. ever..
@stevethomas5209
@stevethomas5209 18 күн бұрын
When you get married she will get bossy you just wait and see😅😅😅
@kyfeam
@kyfeam 18 күн бұрын
@stevethomas5209 we married in 2015.. mainly so she could pull the plug if I am catatonic in the hospital.. otherwise we would have been engaged for life.. getting married didn't change anything for us.. we keep forgetting our anniversary lol.. that's how little it effects us..
@lovingwhereiam
@lovingwhereiam 18 күн бұрын
what do you think about the whole “men being the sole provider” ideal going around? i get called a pick-me because i’m fine going 50/50 with my man 🤣
@JusCallMeAnt
@JusCallMeAnt 18 күн бұрын
@@lovingwhereiamin my personal opinion I think most good men would love to be the sole provider. It’s kind of built into us to want to take care of our other half and family. This economy has lowered the amount of men that can reasonably do that. I don’t think you’re a ‘pick me’ for going 50/50. I think that’s a reasonable thing for good women to do until marriage where finances are normally combined and you work as one unit. I wish all the best in your future relationships.
@Suzy-nq2yc
@Suzy-nq2yc 18 күн бұрын
So you’re just roommates. Thats not a true adult relationship
@jgg204
@jgg204 16 күн бұрын
Wow, the one and only instance where the title insurance actually PAYS out the policy lol. ALmost never happens bc they weasel out of it and blame the county recorder
@myyt3824
@myyt3824 18 күн бұрын
ALWAYS. BUY. TITLE INSURANCE.
@kenjifugimoto
@kenjifugimoto 17 күн бұрын
JD Vance teaching me finance before gta 6
@EvenningASMR
@EvenningASMR 9 күн бұрын
No, I did not know you're a mortgage broker. Not what I expected🙃
@tyrastarrweaver
@tyrastarrweaver 12 күн бұрын
15:07 right ain’t nobody jealous of that 😂
@LOUIEBreen-s8k
@LOUIEBreen-s8k 14 күн бұрын
I don’t usually jump into presales, but Alemio’s approach to combining AI with DeFi sold me. Feels like the next big thing!
@KJ_Saves
@KJ_Saves 17 күн бұрын
Good video, nice shirt!!!
@maryuhh89
@maryuhh89 17 күн бұрын
A great financial decision is that shirt sir!
@oHIYR
@oHIYR 14 күн бұрын
Good thing I don’t have to pay student loans or have credit card debit 😅 I only pay my car payment which it 450$ a month which I only owe about 10k and rent/ utilities…..people will pay 3k a month in rent bills and car which is crazy asf 😭😭 if you want to live alone guess what get a beater car off the street, pay no more than 55$ on your phone bill etc….
@ancientmeww
@ancientmeww 18 күн бұрын
Nice shirt bro
@jjbuckner
@jjbuckner 18 күн бұрын
Thanks 😁
@Stevedefendre
@Stevedefendre 15 күн бұрын
Great video ! Great content ! Don’t like the shirt though, it looks good in person but not on camera 😅
@sammoveonat12
@sammoveonat12 16 күн бұрын
Very grounded sound advice
@pcmman10
@pcmman10 17 күн бұрын
Any chance we can get more videos of people making smart decisions? I feel like it gets overshadowed that people are out here crushing it
@barnabusdoyle4930
@barnabusdoyle4930 18 күн бұрын
So, the first video. How does a company sell a house they clearly have a mortgage on, and pocket the cash instead of paying off the mortgage on the home. There is incompetence in the entire process. They should be suing the company for fraud, the title company and their current lender. How in the world did this happen? What happened here isn’t a mistake, that’s pure fraud.
@barnabusdoyle4930
@barnabusdoyle4930 18 күн бұрын
Paying your taxes would be the one thing Dave Ramsey would say it’s ok to borrow money to do
@dianediliberto1876
@dianediliberto1876 17 күн бұрын
Thank you.
@AMOSDube-z5b
@AMOSDube-z5b 14 күн бұрын
Alemio’s focus on scalability and practical AI applications is what caught my attention. This isn’t just hype-it’s substance.
@VultureXV
@VultureXV 16 күн бұрын
17:00 Just listened to some dude brag about his unicorn for a minute straight.
@prius61mpg
@prius61mpg 17 күн бұрын
Great content! off topic, but is that a PSA graded Jalen Hurts rookie card in the background?
@jjbuckner
@jjbuckner 17 күн бұрын
It’s a PSA 10 TLaw Auto /49
@prius61mpg
@prius61mpg 17 күн бұрын
@@jjbuckner oh nice! It had green borders so I thought maybe it was the eagles. Lol. I'm into finance and PSA sports cards too! Just subscribed!
@Ganse23
@Ganse23 18 күн бұрын
Great video!
@jjbuckner
@jjbuckner 18 күн бұрын
Thanks for watching!
@NurdanTuba
@NurdanTuba 14 күн бұрын
Just got my $ALM tokens, and the presale process was incredibly smooth. Kudos to the Alemio team for getting it right!
@elizabethgunning6364
@elizabethgunning6364 17 күн бұрын
love this xx
@jacobbenivamondez4460
@jacobbenivamondez4460 16 күн бұрын
My boy got that fresh fade
@carl-oh5bl
@carl-oh5bl 17 күн бұрын
start with a secured credit card , has limited amount, that's your budget.
@jennapromitas
@jennapromitas 16 күн бұрын
Great video but your shirt hurt my eyeballs lol
@Adelina-293
@Adelina-293 18 күн бұрын
These financial choices can't be as bad as buying Tulips after that market crashed. #Buy the dip
@Annihilate3275
@Annihilate3275 18 күн бұрын
Fritz. That's an interesting last name...
@truthtelleranon
@truthtelleranon 18 күн бұрын
Very interesting, noticed that as well 🤔
@barnabusdoyle4930
@barnabusdoyle4930 18 күн бұрын
Am I the only who noticed that first video was from 2013?
@thelastboomer9088
@thelastboomer9088 16 күн бұрын
Yes
@Fanta....
@Fanta.... 10 күн бұрын
idiocy is timeless.
@ricardoalvarado4739
@ricardoalvarado4739 3 күн бұрын
30 year mortgage = high interest rate debt.
@wan3416
@wan3416 17 күн бұрын
If you combine your finances with your shack up partner, I immediately question the quality of your parents and their involvement in your education.
@michelejohnson6459
@michelejohnson6459 16 күн бұрын
Sometimes kids go rouge and go against what they were taught! 😢
@megaladan
@megaladan 2 күн бұрын
Bro put the guy in prison for fraud
@BradshawRebecka
@BradshawRebecka 11 күн бұрын
Thanks for sharing such valuable information! Could you help me with something unrelated: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). How can I transfer them to Binance?
@HandeNuray
@HandeNuray 14 күн бұрын
The bonus structure for early investors is what pushed me to act fast. Alemio is rewarding the community in all the right ways.
@Big_Ben1988
@Big_Ben1988 14 күн бұрын
The fact that everyone's broke and whining about being broke while packing the malls and still shopping and wasting money this holiday. Well, I guess starving to death is worth it so long as you have the latest tech and fashion.
@lfgnelkwlgnl4823
@lfgnelkwlgnl4823 17 күн бұрын
I mean this in the best way possible (I am concerned) - do you consume alcohol regularly? You physically look like you have an alcohol problem. Either that, or poor eating habits. I hope I am wrong. Take care.
@ARLIEWall-n5g
@ARLIEWall-n5g 14 күн бұрын
I rarely feel this confident about a presale. Alemio has a roadmap that actually makes sense and tech that feels innovative.
@brandynmayo
@brandynmayo 18 күн бұрын
Insurance actually helping?? Fake story I’m sure. 😂
@jjbuckner
@jjbuckner 18 күн бұрын
🤣🤣
@Jolie19Official
@Jolie19Official 17 күн бұрын
Insurance is Never the Problem. Most Ppl Buy Insurance For Oranges & Expect Your Apples to be Covered
@brandynmayo
@brandynmayo 17 күн бұрын
@@Jolie19Official I was just teasing. I carry all sorts of insurance and I know what I’m covered for 👍🏼
@Jolie19Official
@Jolie19Official 17 күн бұрын
@@brandynmayo Gotcha ❤️
@Michaelparker12
@Michaelparker12 16 күн бұрын
The prolonged financial boom has primarily benefited the wealthy elite. Now, as the market corrects, they're poised to profit again through strategic short-selling. Meanwhile, inflation distracts the masses from systemic corruption. I'm torn about liquidating my $338,000 stock portfolio. What's the smartest strategy to capitalize on this bear market and protect my assets amid the impending wealth transfer?
@Lewistonwilliams-f5i
@Lewistonwilliams-f5i 16 күн бұрын
I agree, I've been in constant touch with an Investment advisor for approximately 17 months. These days, it's really easy to buy into trending stocks, but the task is determining when to sell or hold. That's where my advisor comes in, to help me with entry and exit points , I've accrued over $337k from an initially stagnant reserve of $148K all within 18 months...
@BridgetMiller-
@BridgetMiller- 16 күн бұрын
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
@berniceburgos-
@berniceburgos- 16 күн бұрын
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
@BridgetMiller-
@BridgetMiller- 16 күн бұрын
Stacy Lynn Staples is her name. She is regarded as a genius in her area and works for Empower Financial Services. By looking her up online, you can quickly verify her level of experience. She is well knowledgeable about financial markets.
@quarterlyfe
@quarterlyfe 18 күн бұрын
This was in KC?
@jjbuckner
@jjbuckner 18 күн бұрын
Yep!
@onlypostthebest6104
@onlypostthebest6104 18 күн бұрын
this is wild
@dquan731
@dquan731 17 күн бұрын
You should have a serious financial conversation before you commit to a serious relationship. How much you got, how much debt, financial goals, do they want kids, religion? You are wasting your time if any of these red lines are crossed.
@Berserk1Manga
@Berserk1Manga 18 күн бұрын
a month of emergency fund is stupid. save 3 months MINIMUM and THEN tackle the debt. The debts people have is so crazy that they're going to take forever to pay them off. And during that whole time they have a week ass one month emergency fund. That's dangerous.
@jjbuckner
@jjbuckner 18 күн бұрын
Ok bro
@cmo_rocks
@cmo_rocks 18 күн бұрын
~11 min on stock
@_db_whitemamba_0162
@_db_whitemamba_0162 14 күн бұрын
I hate to ve that guy but celsius is so bad for you man i used to love them until i became informed on what they really have inside
@NurselEmin
@NurselEmin 14 күн бұрын
Alemio’s tokenomics are what impressed me the most. The balance between development and community incentives is spot on.
@jeffwertz2953
@jeffwertz2953 18 күн бұрын
Never wear that shirt again when making a video. Lol
@NobodySpecial509
@NobodySpecial509 17 күн бұрын
Why? lol! He looks so handsome.. 😅 Although it does kinda look like he has the collar popped… 😂
@jeffwertz2953
@jeffwertz2953 17 күн бұрын
@@NobodySpecial509 On my screen it was causing constant flickering whenever he moved. 🤐
@AyseBerna
@AyseBerna 14 күн бұрын
Secured my $ALM tokens today. I can’t believe how fast the presale is filling up-clearly, people are seeing the same potential I am.
@joeyparra3937
@joeyparra3937 18 күн бұрын
Congratulations on your anniversary brother! your a rich man!!!
@jjbuckner
@jjbuckner 18 күн бұрын
@@joeyparra3937 thanks brother! So blessed
@WealthyChronicle
@WealthyChronicle 18 күн бұрын
I think we all know someone who’s made bad financial decisions… I’m guilty of a few myself! 🤦‍♂ What’s the worst financial mistake you’ve made?
@CruisingwithLocstar
@CruisingwithLocstar 17 күн бұрын
Most costly…selling off shares of Amazon in 2001 as it started to decline in order to get my principal back. Has turned into a $200k opportunity loss. I still believed the company would do well but listened to the chatter instead of staying the course.
@galanta3534
@galanta3534 18 күн бұрын
That's not the best shirt to wear for a video, it causes a strong and distracting moiree effect
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