more people are going broke... not good

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DISCLOSURE: I am not a financial advisor. I am sharing my personal opinion on all topics discussed in my videos. Please seek professional advice when needed.

[@jjbuckner]

► Join The Money Mastermind Community Discord for FREE and Become Part of a Community Dedicated to Mastering Money! From Budgeting Tips to Investing, Let's Achieve Financial Freedom Together!: jjbuckner.ck.page/0c07ddda41

[@aqueelahbarrie4119]

So true, "no one is coming to save you"

[@philp3234]

I see people door dashing Starbucks and chik-fil a to my apartment complex when they're both less than a 4 minute walk away. That's a problem.

[@Userhfdryjjgddf]

If you're working 40 hours a week to afford an apt and your doing Starbucks or doordash or even eating out at all. It's like you deserve to be broke. When covid hit I quit everything that wastes cash. Have since saved more than ever thought possible.

[@briserenity]

I work Uber eats and instacart. The Uber eats is funny because most are right around the corner. I will say most of my instacart orders are for the elderly🫶🏾

[@DavidJames-g5f]

How could you ever let anyone near your food or touch it? That is my issue. I'll pickup my own food right from where it was made. Tyvm.

[@franciskwofie6754]

It is so sad that I know someone who is out of work. She has some unemployment and took some money from her 401K. She took a hit on early withdrawal. However, she orders food online, shops like crazy, and late on her rent. When she complains of money I just look at her, and tell you are the cause of your money problems

[@user-wc5lw7ps6h1]

I used to deliver for doordash during Covid while going through college. I have made several deliveries where I parked my car once to both pick up and deliver the order, it's ludicrous.

[@lorimoran8023]

I went back to college at 32 to get an associate's degree. Married, had 2 little girls. Got a student loan. Went to school at night as much as possible when kids were home with daddy. I was sick of making peanuts. Quadrupled my income, by doing that. Best move I ever made.

[@AlbatrossWhisper]

Associate degree in what? There is no associate degree in the world thats that valuable unless you were making 10k a year

[@lorimoran8023]

Went to school to become an RDH. Do you know what that is sir Albatrosse? Look it up! Made $4000 a month gross. Maybe you should try it 😂

[@AlbatrossWhisper]

@@lorimoran8023 oh that job. I have a masters degree. Im good. 😂

[@lorimoran8023]

​@@AlbatrossWhisper🤑

[@LexTime89]

@@AlbatrossWhisperYou’re wrong. I have an Associates in Accounting and it is far more valuable to me than my Bachelor’s in English.

[@Happey67]

I have listened to people who have told me they are broke. They make good money, have advanced degrees. They are always taking cruises, eating out all the time, purchasing this and that but coming to me, a sinlge woman for loans. Sorry, no more loans. I have blocked them or one person has blocked me because she did not get $1000, I refused her.

[@GoingThroughTheMotions87]

Same. I had a coworker ask me for $5 because she overdraft on her bank account at McDonald's. Same coworker who told everyone she didn't like me. She said, " I don't like her vibe". This is the young woman rocking a new car every two years. She keeps financing. In addition, she has +$20,000 in student loans. The sad part is she earns more income than me.😔😔😔

[@helena3631]

it took me five years to pull myself out the hole , its was a nightmare to pull myself from a 500 credit score to almost an 800..you litterally have to stay in the house..i only go out and have fun every three months and buy all the comforts to my house and walk to work instead of ubering daily like i used to do doing this has saved me about 60$ a week MOn-FRi not to mention bringing my own lunch to work i am saving houndreds of dollars since lunch is almost 20$ a day..i really feel like i have money now lol

[@AnnaLory-l4u]

We have a 15 year old car 300k in investments 401k 250k 100k in Roth IRA 6 month emergency fund just bought a home in a very desirable neighborhood. We invest more than we spend. Everyone thought we were broke until we bought our home. I’m 35. It can be done. Move in silence and throw everything into investments and high yield accounts. We don’t even make a lot of money we just don’t spend. Only invest in things that make you money. It’s never too late. It’s true about relationships cousins came and saw our home which is worth 600-750k and they started treating us in a very transactional way. Needless to say we keep them at arms length. It’s quite sad.

[@LETTHETRUTHBETOLD229]

How much money did you start investing with

[@helena3631]

this my financial adviser said i can live on one paycheck and i am seeing that now i have to cut back on the extras...you have to live on bare bones for a bit build that roth and 6 months emergency fund then your golden

[@dillyfrank5562]

How old are you

[@brianl.8610]

I started my savings with company match at 29, navy from 19-29 almost no saving but va loan for house. Every raise I got I put towards 401k until it was maxed out. Then started to paying off mortgage. Then started a Roth IRA and 1 year expense. Was laid off and started new job with 1/2 pay. So did not contribute to the Ira or a 401 for almost 8 years. But my rollover it still doubled in that time. New job, So back to maxing out new 401 and Ira again. At 58 I close to what most people need to retire, but most likely will work until 65 for medical cost for family. But nice to know I can now make it if laid off again.

[@PrincessLoX0]

Life is not over in your 30s. You can start your life over in your 30s if you messed up your 20s. It’s never too late. Don’t listen to everything people say online. Make a plan and execute. Sometimes people are “stuck” in their 20s due to past traumas. Some are late bloomers. But it’s never and I mean NEVER too late. Some people do ten times better in their 30s and set up their life for success.

[@Throughthelurkingglass]

Hell Yeah, 35yo, just got a 97 on ASVAB, Navy bound, ☢️ and all, in 6 years I could have multiple advanced degrees, opportunity abound, I made it up to 90k whilst uneducated, hated it, quit, 3 years later, all savings gone, making less than half that. Getting ramrodded out here in 2024. Hit my ceiling, but being able to do whilst uneducated, let me have some advanced degrees and experience. It's an A-hole word and getting more and more all the time. 250 is the new 100k, FOH

[@brianl.8610]

@@Throughthelurkingglassgood luck did 10 years active 6 reserve FC and IT. Had a 36 year old in my boot camp (1985) he was going to be a corpsman wanted to be a doc. Never too late, I’ve had to restart my career 4 times over now. You going to need to learn to be humble or restrained (think that’s the words I’m looking for) , you’re going to be older than most in charge of you. I you got time listen to Jordan Peterson bible series of lectures form 8 years ago or so, he’s maps of meaning is good too. I wish he had that stuff out when I was your age, gave me a bit of perspective on how our minds work.

[@bernaclischurchill4463]

Correction: Some people are going broke, not everyone.

[@DB-bw5fz]

I can point out one thing that’s different today….Social Media is far more prevalent amongst all demographics. Yes, it existed back in 2008, but it was mainly used by high-school and college students back then. Now, everyone has a voice on social media. People are far more open about discussing their situations with everyone, which in turn leads to more people sharing their similar situations. The problem though is you can end uo with a very one sided story. Yes, some people are struggling today, just like some people were struggling back in 2008. The thing is that not everyone was struggling back then, just like not everyone is struggling today. Today, you’re hearing far more individual struggles than ever before. It’s not necessarily that more people are struggling today, just that we’re now able to hear all of their stories.

[@PS3PS3PS3PS3]

💯

[@nicoleavery7238]

@@DB-bw5fz ok but thisss many people..theres a problem thats not just a few people or some its at least half

[@M3LTUP]

Rent , Car payments , Eating out , utils , Gas and cell phone Bills are hitting hard. Those are the major drivers that are breaking people. I just cut cable.

[@BillyTimes-dw7vs]

1.Wealthy peaple are Quiet 2.Rich people are loud 3.Poor people are flashy .

[@helena3631]

not all wealthly people are quiet , people need to do whats best for them

[@BillyTimes-dw7vs]

@helena3631 of course not

[@mikefulp1]

The woman at 21:00 is spot on. What is really important as economy and society continue to deteriorate - you need to be “The Gray Man” that means blending into crowd and not standing out - flashing jewelry, fancy clothes & purses, eating at high end restaurants, and driving a fancy car - MAKE YOU A TARGET!

[@brianasche6406]

Being broke should make you elevate from the mud. Crying isn't going to help you out.

[@Theashleydenise]

Facts

[@mikemattie1741]

Just weak sheltered kids bro never had to work anything

[@nicoleavery7238]

people have 4 jobs and can barely survive. shut up

[@nicoleavery7238]

@@mikemattie1741 if you're ok wasting like with 4 jobs that;s on you "bro" some people have a need for actual life with soul

[@Happey67]

I have a side hussle, it helps with a budget. No cable, no vacations, no eating out except for birthday coming up. Oh I give to worthy causes. Budget! Budget!

[@danshealthylifestyle8443]

I’m glad that one video changed your life. You were born to do this

[@randombandit362]

I’ve been so broke that I dug in and focused and learned skills and ways to create value for others and over time, I’m no longer broke

[@g4orce703]

What skills did you learn

[@randombandit362]

@@g4orce703 business, tech, people skills… but most importantly, discipline and focus. Focus is an underrated key skill these days.

[@nomandatoryvaxing7433]

I do the opposite with my cash. I put the $100 in the middle and $1’s on the outside. I don’t want people to see I have more than a buck. Straight up.

[@mikelee0072]

She needs to cancel her trip. And you're never "broke." You're just "temporarily out of cash." Broke is a mindset.

[@BillyTimes-dw7vs]

Preach

[@mysterybuyer3738]

What is wrong with her? If you don't have money then skip the stupid trip. I would not even take a trip if I had money.

[@ParkDari]

Get a small rice cooker find someone with a Costco card who you can get to buy you a 20 pound bag of rice and is willing to buy you a Costco chicken and a giant bag of frozen mixed vegetables each week that’ll be around 20 bucks a week after you’ve made the investment in the 20 pound bag of rice. We lived off of chicken, fried rice, peanut butter and banana sandwiches along with any food people from friends or family who were cleaning out their pantry, we had no shame. We simply said if you’re cleaning out your pantry or your freezer we will come to your house and pick it up. It doesn’t matter if it’s six cans of cranberry jelly we will take it. We paid off our mortgage in two years and 11 months!!! we didn’t go on vacations. We didn’t eat out we didn’t go to movies we didn’t have cable no beer our family thought we were completely deranged until we told them our mortgage was paid off then all of a sudden, we were the brilliant money managers in the family and wanted advice until they found out. It was live at poverty level until you pay off your mortgage.😂

[@xman7688]

That guy talking about his 20s is absolutely right. 3 things you must establish: 1) Purpose - a career path that pays better than the cost to enter it 2) Freedom - Eliminate or reduce your debt. Dont tie yourself down before you even get started. 3) Future - establish a retirement account, and put aside 10 to 20% ideally.. or anything, just start!!

[@michaelrj82]

"You can't talk yourself out of a situation, that you behaved yourself into. Start taking responsibility for it and stop being a victim" Great advice in this vid bro

[@jjbuckner]

Thanks brother 🫡

[@michaelrj82]

​@@jjbucknerbtw, I've been here since before 10k subs, and you have been a great inspiration to me on several points.. i created my YT channel 1,5 years ago, and I'm at 1200 subs, monetized and all 💪🔥 it's very niched (heating and plumbing in Danish) so it's not making me rich, but I love everything about it! Thanks for keeping it real, and for being an inspiration!

[@ghostnotes5667]

Eat at home, stop impulse buying, stay out of convenience stores. If it’s not a necessity leave it alone. Watch free content instead of paying for streaming services. You’ll be surprised at how much you save.

[@happysheepies7321]

I was broke in my twenties. It takes awhile to advance in your career and build wealth.

[@wk8082]

Started a side-hustle over 20 years ago while keeping my 9-5 and today that side-hustle has grown into a multi-million dollar operation. It can be done but keep that day job to fund your start up and grow out of cash flow instead of debt.

[@MultiSmartass1]

" Figure out a way" " Make money" is not a solution. its a greeting card philosophy. There is nothing but empty plattitudes.

[@karenjones7794]

Y doesnt the government see this channel how can we get this chanel to them this is the real real love ur knowledge an wisdom ill b 60 on nov 24i suffer from fybermylgia i got 4 hustles back in the day i had 2 bone r like im 70 gotta make shit happen for u selling shit on offer up new hustle for me god is so good never give up

[@marybowers6090]

When I was in high school the last day of class my mom would kick us out of the house and tell us, don’t come home till you have a job, and we didn’t. She used to also say don’t you ever quit a job without another lined up. Also she told us you pay your apt, food, utilities , car/gas , a roof over ur head comes first. You can always stay warm with blankets, you can walk or take bus to work.

[@AceKite00]

Every paycheck i get, i put it all into savings while leaving barely $100 in my checking for the week. That forces me to go into survival mode. A habit i believe most should adapt.

[@Drew-l3r]

💯 millionaire next door here! That’s how we do it. You’re on your way to building wealth 😊

[@BigHotSauceBoss69]

study bitcoin, and the reasons why fiat money and inflation are making you poor

[@BigHotSauceBoss69]

you will never create wealth saving money in dollars, you need assets, upon which Bitcoin has been the best performing for over 10 years

[@tracymerriman3996]

Just make sure your in a high interest savings account! Most are around 4-5% right now. If your not, your giving away free money due to inflation. Let your $ work for you. Normal savings account is like .5% if that..

[@danb5595]

Yes. Just enough to pay the bills. ATM card to easy to go to

[@lipglosslover83]

I think a lot of ppl fail to realize a lot of ppl are financially illiterate.. when you budget what you have and you have more bills than money you have to re evaluate all of your expenses and cutting out anything that’s not a need .

[@djcesar7934]

I come from Mexico and i dont understand why so many Americans are Broke , i thought America was the richest country in the world

[@jeffturner4218]

It was, but the government taxes the shit out of everyone!!! You buy a house and they raise the value of it and raise your taxes so high you can't afford it!

[@jeffturner4218]

Also job's don't pay enough to keep up with taxes and Hyperinflation

[@TreyBeSpittin]

That doesn't translate to the people lol.

[@tinanolan1485]

It is for billionaires - for normies, absolutely not.

[@Liimpy]

​@@tinanolan1485 normies create the billionaires, consider everything you purchase and the billionaire you're funding

[@Theashleydenise]

Generating more income should be the goal!

[@gracetou8963]

Pay yourself first? Your wicked government , steals u blind BEFORE you get your money😩

[@aero9493]

I’m thankful to be making $130k a year and be debt free!

[@15coals39]

Been there! It was great brother! Enjoy!

[@Thedonron12]

Same here! And no kids or wife!

[@ShutterSpeedGaming]

Congratulations 🍾 😊

[@brianasche6406]

Lol same salary as an RN. Always a need for medical professionals.

[@brianasche6406]

Lol same salary as an RN. Always a need for medical professionals.

[@benbenben123ben]

I am not even goofing off in my 20s, but I still don’t have any money

[@Joce123]

Beg to differ my grandson since he was 17 has his own company writing animation programs for people around the world. Now works in Orlando..Universsl studios..earns $5k a month while in college. His sister started selling her music on KZbin when she was 16 and in addition to being a professional singer right now also works in global equity positions.... At what point did these people think that they were going to become an adult at age 16? Were they not thinking about what they were going to do in 24 months? That's what's crazy.

[@jackfrost99]

People are broke because they can't stop spending. Stop buying stuff that you don't need to show off.

[@TopNotchTii]

In Florida, it’s the rising cost of insurance, property tax, rent and groceries . Lifestyle hasn’t changed, in fact I do less and spend less on activities and wants. And still the cost of basic needs are exceedingly hard to catch up with due to the low wages. I’m looking into taking courses to get into another career, I’m hoping that’ll help. Or possibly move out of the state.

[@aim-for-greatn3z947]

You BUGGING!!! i NEED people to buy! Obviously i need my stocks to go up.

[@AIIG-zd5dx]

I'm so happy I made productive decisions about my finances that changed my life forever,hoping to retire next year.. Investment should always be on any creative man's heart for success in life

[@inicMich-rc5wo]

The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance

[@HLO-iy2bp]

I operate a wide- range of Investments with help from My Financial Adviser. My advice is to get a professional who will help you, plan and enhance your management skills. For the record, working with Stacey Macken, has been an amazing experience.

[@Kristenshwan]

You trade with Stacey Macken too? Wow that woman has been a blessing to me and my family.

[@aniniels-hw5iv]

I am also grateful to Stacey, though I started with as low as $1,500 actually because it was my first time and it was successful. She's a great personality in the state...

[@BulentKizilaslan]

Waking up every 14th of each month to $210,000 it's a blessing to I and my family... Big gratitude to Stacey Macken

[@RobinClayborne]

Love it!!!! Tell the TRUTH!!!!! Love the music video 😅 I'M BROKE!!!!

[@KayFabe87]

It is not too late to get things turned around at 30, but the sense of urgency has to be turned up a notch. Anecdotal, but I had to do a complete restart at 31 after chipping away at a degree for years while working, and then finally finishing a degree in Finance by going full time (including summer) from the age of 30 to 31 and starting from scratch. Some good timing played a part, but just being willing to put ego aside, work some long hours and being willing to learn has gone a long way. Investing wisely while driving a 2001 vehicle from 2011 to 2023 and replacing it with a 2014 vehicle (Toyota) has put us in a good financial position despite the late start. It can be done. Side hustles can also help to build the nest egg.

[@PrincessLoX0]

Exactly. People need to stop saying it’s over in their 30s. It’s a new beginning and a chance. Some people even start over at 40.

[@johnchan9392]

Early onset of social media, I saw my high school friends with all these fancy cars and luxury and lavish vacations and homes. Back then I wished I had those materialistic to show off. It was not until after 35th reunion, I reconnect to one of the popular friend and I saw what dropped my mouth. We passed by a parked Lamborghini on street and she asked me to take a photo.... with her. Next thing I noticed, that photo I took was up on FB. After that, I just ignored social media postings. Most of these postings are fake, just to get noticed. 🤦‍♂️

[@rodrigocortes3641]

Everyone trying to keep up with “The Jones”.

[@joem1950]

Every broke person I know is lazy or addicted to a drug of some kind... it's not a coincidence.

[@kmforward3808]

OMG, I was not ready for that rap song. 😂 I love it!!!!

[@jjbuckner]

Straight 🔥

[@CDMaclintock]

I'm the opposite. I have NO debt, good savings, and I'm saving $40,000 (after taxes) every year - thank God, but there was a time when I was homeless.

[@meagon1020]

The dude talkin about being broke should motivate you to not want to be broke anymore is straight FACT!!! I grew up poor, was poor majority of my 20's but all the work and effort I put in those years paid off cuz I'm good now at 34. Thank God I didn't give up and lose momentum otherwise I'd still be broke. Let's get rid of the victim mentality and work towards something better for your future because no one has control of it other than you 💯

[@rodrigocortes3641]

That’s so true about it’s never too late to start saving money. When COVID happened I had $8k in credit card debt. Now in 2024 I have no credit card debt and over $140k in my 401k … all I. About 5 years

[@FooFan-b3k]

That's awesome! keep going.

[@kungfufemafam9216]

140k in your 401k in 5 years from zero and 8gs debt, lol. How is that possible even with contributing the max

[@rodrigocortes3641]

@@kungfufemafam9216 max contribution is $30,500 per year for 50 and older plus I did 100% in the s&p 500 which has returns of 20% over the last couple of years

[@jojo94256]

@@kungfufemafam9216it could be possible. Stocks went up a lot since COVID + employer 401k matches don’t count towards the yearly limit

[@ericchan5055]

I’m not seeing it in my area in San Francisco. People are still eating out and restaurants are packed

[@0_Katt_0]

same in Arlington, Virginia. Probably because they are wealthy areas

[@lovebug1180]

Maybe everything is going onto credit cards

[@twobitsandpepper8235]

San Fran has become the legit poo capitol, there's even an app for it now, you really don't see it at all?

[@Jacob_Israel3777]

5:08🤣😭😭I almost fell out

[@adrian3747_]

i’ll never take a vacation having no money in my bank acct lol. I’d work extra jobs and lots of overtime to atleast have $5k EF lol

[@sandyseibelhager7131]

Agreed, and step one she needs to get a job.

[@briserenity]

I work in childcare. Not so smart decision but I have no clue on what I want to do to make more money. At 18 I thought I’d love doing this but at 30 it does not pay the bills. 😢 I’m great with money, budgeting and being frugal I just don’t make much. 😬

[@MrUGA2010]

I work at a local credit union in the loans department and let me tell you people do not slow down on borrowing the money for cars, HELOC, signature loans, credit cards… all of it; It is scary… yet they complain about inflation and bills; non sense 🙃😢

[@eriq54321]

I only got a heloc to consolidate my credit debit

[@funnyman1ization]

When I was younger, I didn't have money. I said, when I get money I'm gonna do this and I'm gonna do that. When finally, got money, I forgot all about all of that. I GOT broke, again. You have to get serious about your money!!!!!

[@Chinese080808]

It seems the parents, teachers, and the public education protocol has failed the younger generations miserably. Life is hard and life throws many obstacles at us. many just seem to refuse to accept that reality. Strange!

[@Throughthelurkingglass]

It is for the ones at the top, "we" will slowly accept worse and worse treatment, till society is a far cry from what it once was.

[@AtrusOranis]

12:23 I do the opposite with my cash. Instead of having a bundle of 1s bookended by 20s, I take my 20s and bookend them with 1s. I never understood why people think looking wealthy is so important when it makes you a target.

[@moonlightstargem1006]

People use people who have money. If you have money be prepared for people to want to use you for your money. Lots of people will ask you to buy them things & expect you to bring gifts

[@trentsuveges7622]

It’s because I suffered so much in my 20 I am so good at making money in my 30. I went through so much pain broke that I never want to be poor again

[@treomoe]

Wow, I really regret renewing my cable bill at $319 a month.

[@joseCalderon1976]

I just bought a 2010 Nissan Versa 1.8 hatchback with 151k miles for $4700 cash. It's my daily commuter. I love it! No car payments!

[@CuteAnimeGirl]

I save 400 a month into 401k and it has grown quite a bit in the past 3 years, and I don't even make a lot of money (only 22 an hour). Saving is really important to your future.

[@0_Katt_0]

I get 120k per year from my trust fund and I'm in my 20s lol. I technically never have to work for the rest of my life. But it is extremely boring and life feels purposeless. So I work random jobs. People are extremely hateful and jealous of me if they realize I MAY have more money from them. And I'm not even THAT wealthy

[@TH-qb5fx]

Donate some of it to people in need

[@colettespencer3357]

Find a passion.

[@kind2423]

@@TH-qb5fxwhy do people feel entitled to tell people someone to do with their money? Why don’t you donate yourself before asking someone else to

[@colettespencer3357]

@Joe-ti7qd why did you retire so young?...was it because you had $?

[@linda22_]

Yea Sure buddy

[@peggyannBonk]

Man of such wisdom. Lmfao. ..

[@slimsautomotiverepair8714]

im 43 and stil broke trying to figure out life

[@haileyreign]

I don't necessarily "pay myself first", but I do put my savings & investments in my budget as necessary expenses. May not be a whole lot, but it's something. I also picked a word for my finance goals: Stewardship. I want to better manage & grow the "little" I have in order to build the habits needed to handle more in the future. ❤😊 Edit: I'm in my mid-20s & just finished school. Based on this economy, I should've been saving in the womb. 😂😂😂😂😂

[@haileyreign]

Oh also! Don't know if you've ever seen his content, but it'd be cool if you reacted to Linval Williams' content! I'll put a link in a separate comment just in case KZbin flags it (for whatever odd reason). ❤

[@haileyreign]

kzbin.info/www/bejne/aovZmqCIfJWJrLcsi=PfD-PRL9Sh5SP9wB

[@jjbuckner]

🤣🤣🤣 to the edit! Sounds like you have it figured out! Just keep going!

[@BigHotSauceBoss69]

study bitcoin and save your life PLEASE

[@moinvest7127]

The I'M BROKE song is awesome! Especially for me since I grew up in the 90s in So Cal ... listening to Warren G, Dr Dre, Snoop Dogg, TuPac, etc.!

[@zestpeet4614]

Hey man, we have a paid for primary residence and have been saving like crazy for rental property. Now we're within sight of purchasing rental property, I was curious on your perspective. I remember seeing videos about the single family homes you bought and was curious why you chose single family over multi-family. I appreciate your advice and your videos!

[@jjbuckner]

► Join My Patreon To Support The Channel and Get Access To Happy Hours and More!: www.patreon.com/jj_buckner

[@Traveling-boomer]

OK IM CONFUSED HERE.. I see all these people on KZbin complaining about inflation is too high. Cost-of-living is too high interest rates are too high. Groceries are too high, housing is unaffordable , cars 🚘 are unaffordable but every time I go out on the interstates, they’re always jampacked with travelers 🧳 every time I go to the airport their jam packed like sardines. I just got back from Disney World last week and every park was jam packed like sardines. so if people are hurting so bad and nobody in the economy has any money. How come it sure doesn’t look like it??

[@franciskwofie6754]

Living on debt

[@cherylT321]

Just like that silly cow at the beginning of the video who is unemployed and broke; people feel they are entitled to everything even if they know they can’t afford it, so they’re paying for everything with credit or payday loans!

[@maritzagrandison5472]

How can one learn hiw to invest? I do not know how.

[@jawsgreatwhite9966]

Unfortunately my wife likes the name brand purses that cost about a hundred bucks a pop but that’s pretty much her only vice except for shoe shopping. Fortunately though we are completely debt free and save on average about two thousand a month while driving a 15 year old car.

[@artbyddp]

Step one: Don't have a bedroom so you have nowhere to sit and think about what you're doing wrong

[@Travel_Explore_Grow]

Figure out what you love to do, and be the best at it. Building up a bunch of different skills is critical. Look at Udemy to start! Always invest in yourself first. Great work ethic is still important and will always be important. Don't look like you just came out of a dumpster in an interview. Nobody wants to hire someone that doesn't look the part. Stop spending money you don't have! Simple concepts that work. Educate yourself about money. You will end up just like the people you hangout with. I dumped those idiots that didn't want to get smarter with money and life. It does get better! Don't give up hope.

[@reframeservices]

15:16 it's not too late to make money in 30's. I started a software company age 34, and my brother his own age 39. It is harder later in late 30's from what I observed when my brother started his own company but not impossible if you have someone to mentor you and teach you how to do it.

[@snackman2005]

Correction. Everyone on Tik Tok is going broke. If they would stop making videos about being broke and get a descent job. They might not be broke.

[@marybowers6090]

How do you have a trip when you are an unemployed student?? That’s why your broke . They don’t get it and it’s going to get worse

[@9moneyomm]

Make more money is a help. But. If you have trash money habits, your hourly rate is just more money to waste.

[@jasmines.6325]

Obsessively checking the bank acct when ur broke... yep its such a waste of time. What abt those that are still paying debt in their 20s 30s

[@slimsautomotiverepair8714]

im so broke i have to eat sleep some nights

[@lesliewoolnough7871]

I kind of like it when people are peacocking they are pleasant to be around when they’re like that, some stuff might also be a gift 🤷🏻‍♀️ I try not to Judge the fancy pants

[@johnjenson9965]

These young people have loser energy😮

[@johnfroelich8554]

Platitudes. Just platitudes here. Gotta grind

[@MikeBree]

Thank you for say that man, Truth 💯 Nobody's coming to save you !! Meaning talking negative about Kamala Harris and thinking Trump is going to save you 🤷🏾‍♂️

[@AKcam7]

JJ, I love your stuff man... but I have to say 1 thing... There aren't any rich folk wearing cut off Jean shorts (Jorts) anymore lol. 18:04 timestamp.

[@jjbuckner]

🤣🤣

[@kayla7777pop]

"Homeboy is spittin facts right now" ???

[@chrisniner8772]

Im living 6 pack to 6 pack

[@sg5720]

If you can afford it, go for it. What you do with your money is your choice. Time will tell who got it and who really don’t. If people want to pretend- have at it, I ain’t pretending, I am actually living. Like I said, time will tell. 🤷🏽‍♀️😌

[@mikelee0072]

thirty is young son. Life over at 30? Holy shit... Man up and get to gettin'.

[@rapstar4575]

Preach ❤🎉😂

[@kelly4618]

Love your attitude! Good vides! ❤

[@BladeObssession]

New rap song "living in pauper's paradise".

[@justwesclipz]

Good vid but what car is 20k? Fill me in

[@DavidJames-g5f]

Idk, I acted an absolute fool in my 20s. Drank, fked, too many concerts to remember, traveled, hundreds of relationships friend or lover. One thing that was constant though is I cooked. I always worked somewhere cooking. Before I knew it my goofy ass was 30. Thing is I had 13 years in at a trade. Set me up for major success when i went all in. Do fkin something. learn something and rack up that xp. Doesnt mean ya cant have a dam good time as well.

[@djcesar7934]

Not everyone but more are going broke😁

[@jjbuckner]

True lol

[@robertaackerman6931]

I love the part when you said No one is coming to save you plain and simple. Don't give up and figure it out. I'm going to talk to my son about this.

[@laquan3661]

When you feel the only solution is to go childless

[@cookinthekitchen]

Did you just say 200 million is mid wealth?

[@ldkea05]

1:51 he said it as I was thinking it

[@mackendietoussaint5135]

It was my first time watching your video it only takes one hit to make it big luckily you didn't give up

[@ldkea05]

4:38 factssssss…. Somebody tell the new generation that 😅

[@Superliegebeest0]

Bin broke for as long as i can remember. Always wondered where people get the money from.